Thank you, Ginno for continuing to provide this critical and vital information. We are so fortunate to have your experience and knowledge to help guide us here in the Philippines. Please keep up the good work. BTW, it has also rained everyday here in Angeles for the past couple weeks. I'm a planter (although I don't have anything planted yet) so I love the rain. Plus it's a pleasant reprieve from the heat. Take care, brother.
Good morning my Brother Ginno and Dazle and Leana. Ginno I always appreciate your point of view and Information, You are Awesome my Brother. Thank You for the wonderful information and video And May God Bless You and Dazle and Leana and your Family Too ❤😊❤
Hey Ginno, Dazel, Leanna, greetings from Berlin, Germany. Hope you’re all doing fantastic. On the ground here for a few days and off to Sweden. God Bless and Aim High! Rick
Hey brother. Enjoy your time in Europe. We are all doing well. Headed to Boracay this weekend. The rains finally stopped today; 8 straight days of rain. 😁 Took Bumblebee on a ride; just because the rain stopped. Take care and God bless. Aim High my brother!
Hi Ginno, although I'm not a US veteran, your video was once again very informative. Even as a pensionered German family doctor, I learn. I have also seen your older videos about your personal experiences (radiotherapy in Iloilo, chemotherapy, oncological aftercare Kalibo) in the Philippine health system. This topic is endless because medicine and health systems in the Philippines and in any other country are very multifaceted. I was already wondering how professionally you approach your reports in the health sector. Now we know it exactly because you have worked for many years both in the US military and later in the civilian hospital in the administration. Thank you for your commitment. That's not self-evident. I would like to ask you what special activity you have done in the clinic administration.
@@SBS113 My last job at St Mary’s Hospital in Tucson Arizona was in Risk Management for 6 years. Our office handled general liability, professional liability, malpractice, and insurance for a network of 4 hospitals with more than 5,000 employees. In my 20 years in the military, some of the jobs I held were in Medical Readiness, Resource Management, Personnel (Human Resources), and Patient Administration.
It was easier for me to adjust to the heat in Tucson because everywhere I went had air conditioning and I had a thermostat for my condo to keep it cool. Electricity was cheaper. The heat in the Philippines just hits different; specially on very humid days. I just sweat more here. And many places you go, including malls, shut off their air conditioning to save on electricity. Electricity is expensive in the Philippines. That's why we only use air conditioning in our bedroom when we sleep at night. I do enjoy that it is so green here and not the brown color of Tucson. 😃
@@dazeltv1351 Yes, when I first saw a picture of the Philippines I was amazed at all the beautiful nature and all the green! I am tired of seeing brown all the time. I hope to get out there this coming May if I can squirrel away enough money.
@@StoopidBishop I know how you feel about seeing brown all the time. I hope you make it to the Philippines. May is a good month to visit; lots of sunshine during May. Take care my friend.
Hey Ginno and all. Plenty of pre-existing here and no Tricare. This is a most valuable topic for me in my retirement. Keep it coming my good friend. I have chosen to continue paying my Medicare supplement in the USA and an here in the Philippines uninsured. I have basically cut my meds in half with Doc supervision. Plenty of walking and the kiddie portions meal size😅. What was I to do? Stay in the USA living the life of a loner and hating more than half the Country? Or venture out and see the world a little bit? I did choose the latter and so far so good. (Mostly). You're a good egg Ginno. Thanks God bless
Happy to hear that you have cut your meds in half my friend. Plenty of areas to walk in Iloilo City. I admire you for taking that leap of faith; many don’t make that move even though they are unhappy. I always believe we are in control of our happiness. I was not happy with my life in Tucson; so I decided to find my happiness. Take care my friend. Stay blessed.
It would have been nice to have learned about some typical procedures (serious) and the attendant hospital costs...assuming one does not have insurance (cash only). For example, a broken leg cost for ER visit, pain killers and cast, etc. Or, perhaps an inflamed or burst apendix (surgery cost, Rx, and after care).
Here waited for an hour to see Dr then was taken to room then his assistant came in and started ask me questions about our last visit(3 weeks) Dr gave me sample meds for depression and didn't write down what kind! Then assistant left, I waited another 30 minutes! Got up pissed and walked out trying to sell my place to people standing up waiting! So I never went back again! That's our medical here in Arizona!😊
US medical is not all that but you are surely paying dearly for it thanks in part to the insurance companies. The one thing I do like about our system is I know they will accept my insurance and I know I will be treated. In other words, I know how our system operates. Philippines it's hit and miss and you don't have time to play games with your health in case of an emergency! You either have a form of payment upfront or you die! Not my ideal place for retirement. 😢 Especially being in my mid to late 60's. No serious issues now but it's just a matter of when and where. The body is aging and along comes health issues.
Hello Bradley. I understand my friend. I worked at St Mary's Hospital in Tucson for 6 years and saw the frustration of people with medical care. Hospitals in the U.S. are often in a money crunch to operate because of the high insurance rates for them to operate.
@@Robert-ho1ie Medical care in the Philippines is definitely hit or miss; specially in the provinces. You really have to do research in the area where you are headed in the Philippines to ensure that good medical care is available. Having medical insurance and an emergency medical fund is a must in my opinion in the Philippines.
@Robert-ho1ie talk to someone who cares about ur stinky opinion! and besides at that time I had best insurance through our local union which is the Best! Now chew that up and swallow ur own crap!
@dazeltv1351 My wife just had her gallbladder removed! Excellent service and very inexpensive! Lazer surgery and 4 days in hospital, 70,000 pesos! Her Dr has already welcomed me to their province! He's really good, Dr! Cares and kind!
If your friends mom is living in phillipines she needs to get Tricare select overseas and sign up. If she’s just on vacation in phillipines and she has Tricare prime she can go to any ER and it will be covered. If she’s trying to make an appointment I would advise her to call her Tricare region in America and letting them know what she’s trying to do. Just to keep from having any unexpected charges that she would be responsible for.
Thanks for sharing this information. I’m retired Army currently using Tricare Prime here in Florida. What is the current monthly cost for Tricare overseas? My prime Tricare here in the US is $50 something per month.
We signed up for Tricare Select Overseas family plan. We paid $400 per year for the family plan in 2023. We paid $320 per year for the family plan in 2024. They automatically charge my credit card January of each year.
Thank you Gino this helped a lot. I am choosing Iloilo to live because a lot of hospitals there are tricare preferred. What is the difference between tricare for life and tricare select overseas. I am wondering if I should upgrade to tricare select overseas or not but the cost difference is huge
You're welcome my friend. Iloilo is a good choice; having a Tricare preferred medical facility will give you peace of mind. I'll have to research Tricare for Life compared to Tricare Select Overseas; if you have an option to choose. I know Tricare for Life kicks in at age 65 when you become eligible for Medicare. I'll report back on my weekly livestream or include in one of our videos. Take care my friend. Thank you for your service.
@@dazeltv1351 Yeah you are right about having a tricare preffered being a peace of mind. I am not close to 65 yet so i will upgrade to tricare select. I'll be on you weekly livestream. Thank you for your service as well and paving the way for us new veterans.
If you don’t have Tricare, then i guess you are going to buy health plans, and if you have a serious condition,after 70 yrs is more than 250 dollars a month, but if you are less than 60, you might get a cheaper health plan in that place😢!!
Unfortunately not all hospitals are tricare affiliated. Some are preferred and certified providers. You want the preferred provider like Ginno mentioned. They will fie your insurance on your behalf after you pay your $150 annual copay and 25% of the bill. Unfortunately we can't know where our emergency might happen. We would hope it would be by a tricare preferred provider facility otherwise, if it's a certified provider they will accept tricare but you will have to pay the bill in full before discharge and file your own claim for reimbursement. You better have a very nice nest egg in any case.
Hello Evral. I noticed medical care has been a determining factor for many whether to stay in the U.S. or move to the Philippines. I understand because in the U.S.; you have Medicare. You at least know you are getting decent medical care and have coverage from Medicare. Here in the Philippines, there is no Medicare. You would have to have some form of medical insurance or have cash readily available. I've seen many expats get in a serious bind because they come here without medical insurance or cash.
@@Robert-ho1ie Unfortunately, I see many expats moving to the Philippines without medical insurance or a medical emergency fund. One serious medical event ruins their retirement. But, I understand we are all different, we all don't think the same. For Tricare medical insurance in the Philippines, I just want to mention, there is a $4,000 a year catastrophic cap. Once you hit $4k in a calendar year, Tricare covers 100% of medical care in the Philippines. $4k is a good base to start for Tricare users when developing a medical emergency fund. Take care my friend.
@@dazeltv1351 Yes Ginno, I'm familiar with how tricare works in the Philippines by looking up TOP tricare overseas providers under Philippines. You definitely want to use a preferred provider.
It depends on the medical insurance that you have. For me, since I have Tricare, I set aside a medical emergency fund of $6,000. Tricare has a catastrophic cap of $4,000 a year; I know I won't spend more than $4k for a medical emergency. I set aside another $2k just for incidentals, because something always comes up. I was able to put my emergency medical plan to the test last year when I had to go through chemo and radiation treatments. It was a blessing that I had an emergency medical fund because I was just able to concentrate on my treatments and not worry about expenses.
@@dazeltv1351that was excellent plan to have saved at least the Tricare catastrophic cape. And add a bit extra in case you need to fly back to whatever country you want
![[LIVE] : ONE ลุมพินี 87 วันนี้!! คู่เอก "ก้องชัย vs โชคปรีชา"](http://i.ytimg.com/vi/YN6e7HVnekw/mqdefault.jpg)
Thank you, Ginno for continuing to provide this critical and vital information. We are so fortunate to have your experience and knowledge to help guide us here in the Philippines. Please keep up the good work. BTW, it has also rained everyday here in Angeles for the past couple weeks. I'm a planter (although I don't have anything planted yet) so I love the rain. Plus it's a pleasant reprieve from the heat. Take care, brother.
You’re welcome my friend. I’m the same; I don’t mind the rain. It has been a nice break from the heat. Take care my brother.
Good morning my Brother Ginno and Dazle and Leana. Ginno I always appreciate your point of view and Information, You are Awesome my Brother. Thank You for the wonderful information and video And May God Bless You and Dazle and Leana and your Family Too ❤😊❤
You're welcome my brother. Take care and God bless.
Thanks for another great video on how doctor appointments work there.
You're welcome my brother. Take care.
Thanks for discussing the differences in healthcare beteeen the us and the philippines.
You're welcome my friend.
Thank You brother More great info it is good to have insight in the working in that area.
You're welcome my brother. I try to think of things that are different in the Philippines to give people moving here an idea. Take care.
Thank you Gino for all your great information as well as all your helpful advice, may God bless you and family…
You're welcome my friend. Take care and God bless.
Good video! My Son-in-law joined the USAF yesterday.
WE are so underrated..but do not let that fool you. LOL.
Thank you our friend! Congratulations to your son-in-law! I can still remember the day I signed up in 1983 like it was yesterday. 😃
@@stevenjacques6208 Congratulations!
Hey Ginno, Dazel, Leanna, greetings from Berlin, Germany. Hope you’re all doing fantastic. On the ground here for a few days and off to Sweden. God Bless and Aim High! Rick
Hey brother. Enjoy your time in Europe. We are all doing well. Headed to Boracay this weekend. The rains finally stopped today; 8 straight days of rain. 😁 Took Bumblebee on a ride; just because the rain stopped. Take care and God bless. Aim High my brother!
Thanks for the much needed info
You’re welcome my friend.
Ginno u are very Qualified for speaking about medical care! Although we like ur opinions on everything in the Philippines!
Thank you for the kind words my friend. Take care.
Hi Ginno, although I'm not a US veteran, your video was once again very informative. Even as a pensionered German family doctor, I learn. I have also seen your older videos about your personal experiences (radiotherapy in Iloilo, chemotherapy, oncological aftercare Kalibo) in the Philippine health system. This topic is endless because medicine and health systems in the Philippines and in any other country are very multifaceted. I was already wondering how professionally you approach your reports in the health sector. Now we know it exactly because you have worked for many years both in the US military and later in the civilian hospital in the administration. Thank you for your commitment. That's not self-evident. I would like to ask you what special activity you have done in the clinic administration.
@@SBS113 My last job at St Mary’s Hospital in Tucson Arizona was in Risk Management for 6 years. Our office handled general liability, professional liability, malpractice, and insurance for a network of 4 hospitals with more than 5,000 employees. In my 20 years in the military, some of the jobs I held were in Medical Readiness, Resource Management, Personnel (Human Resources), and Patient Administration.
That's awesome that you were stationed here in Tucson. So, in comparison is the weather better there or here in Tucson.
It was easier for me to adjust to the heat in Tucson because everywhere I went had air conditioning and I had a thermostat for my condo to keep it cool. Electricity was cheaper. The heat in the Philippines just hits different; specially on very humid days. I just sweat more here. And many places you go, including malls, shut off their air conditioning to save on electricity. Electricity is expensive in the Philippines. That's why we only use air conditioning in our bedroom when we sleep at night. I do enjoy that it is so green here and not the brown color of Tucson. 😃
@@dazeltv1351 Yes, when I first saw a picture of the Philippines I was amazed at all the beautiful nature and all the green! I am tired of seeing brown all the time. I hope to get out there this coming May if I can squirrel away enough money.
@@StoopidBishop I know how you feel about seeing brown all the time. I hope you make it to the Philippines. May is a good month to visit; lots of sunshine during May. Take care my friend.
@dazeltv1351 except for the beautiful mountains nearby! I worked on that road in these mountains to exploratory!
Hey Ginno and all. Plenty of pre-existing here and no Tricare. This is a most valuable topic for me in my retirement. Keep it coming my good friend.
I have chosen to continue paying my Medicare supplement in the USA and an here in the Philippines uninsured.
I have basically cut my meds in half with Doc supervision.
Plenty of walking and the kiddie portions meal size😅.
What was I to do? Stay in the USA living the life of a loner and hating more than half the Country?
Or venture out and see the world a little bit?
I did choose the latter and so far so good. (Mostly).
You're a good egg Ginno. Thanks
God bless
Happy to hear that you have cut your meds in half my friend. Plenty of areas to walk in Iloilo City. I admire you for taking that leap of faith; many don’t make that move even though they are unhappy. I always believe we are in control of our happiness. I was not happy with my life in Tucson; so I decided to find my happiness. Take care my friend. Stay blessed.
A good morning to you brother Gino! great content!
Good morning my brother. I appreciate your support. Take care.
It would have been nice to have learned about some typical procedures (serious) and the attendant hospital costs...assuming one does not have insurance (cash only). For example, a broken leg cost for ER visit, pain killers and cast, etc. Or, perhaps an inflamed or burst apendix (surgery cost, Rx, and after care).
I’ll see what I can do; your request will take a little bit of research. I don’t see many hospitals here advertising the cost of their services.
Here waited for an hour to see Dr then was taken to room then his assistant came in and started ask me questions about our last visit(3 weeks) Dr gave me sample meds for depression and didn't write down what kind! Then assistant left, I waited another 30 minutes! Got up pissed and walked out trying to sell my place to people standing up waiting! So I never went back again! That's our medical here in Arizona!😊
US medical is not all that but you are surely paying dearly for it thanks in part to the insurance companies. The one thing I do like about our system is I know they will accept my insurance and I know I will be treated. In other words, I know how our system operates. Philippines it's hit and miss and you don't have time to play games with your health in case of an emergency! You either have a form of payment upfront or you die! Not my ideal place for retirement. 😢 Especially being in my mid to late 60's. No serious issues now but it's just a matter of when and where. The body is aging and along comes health issues.
Hello Bradley. I understand my friend. I worked at St Mary's Hospital in Tucson for 6 years and saw the frustration of people with medical care. Hospitals in the U.S. are often in a money crunch to operate because of the high insurance rates for them to operate.
@@Robert-ho1ie Medical care in the Philippines is definitely hit or miss; specially in the provinces. You really have to do research in the area where you are headed in the Philippines to ensure that good medical care is available. Having medical insurance and an emergency medical fund is a must in my opinion in the Philippines.
@Robert-ho1ie talk to someone who cares about ur stinky opinion! and besides at that time I had best insurance through our local union which is the Best!
Now chew that up and swallow ur own crap!
@dazeltv1351 My wife just had her gallbladder removed! Excellent service and very inexpensive! Lazer surgery and 4 days in hospital, 70,000 pesos! Her Dr has already welcomed me to their province! He's really good, Dr! Cares and kind!
If your friends mom is living in phillipines she needs to get Tricare select overseas and sign up. If she’s just on vacation in phillipines and she has Tricare prime she can go to any ER and it will be covered. If she’s trying to make an appointment I would advise her to call her Tricare region in America and letting them know what she’s trying to do. Just to keep from having any unexpected charges that she would be responsible for.
Thank you for the information my friend.
Thanks for sharing this information. I’m retired Army currently using Tricare Prime here in Florida. What is the current monthly cost for Tricare overseas? My prime Tricare here in the US is $50 something per month.
We signed up for Tricare Select Overseas family plan. We paid $400 per year for the family plan in 2023. We paid $320 per year for the family plan in 2024. They automatically charge my credit card January of each year.
@@dazeltv1351 Thank you!
@@joelajeunesse1900 You’re welcome my friend.
Thank you Gino this helped a lot. I am choosing Iloilo to live because a lot of hospitals there are tricare preferred. What is the difference between tricare for life and tricare select overseas. I am wondering if I should upgrade to tricare select overseas or not but the cost difference is huge
You're welcome my friend. Iloilo is a good choice; having a Tricare preferred medical facility will give you peace of mind. I'll have to research Tricare for Life compared to Tricare Select Overseas; if you have an option to choose. I know Tricare for Life kicks in at age 65 when you become eligible for Medicare. I'll report back on my weekly livestream or include in one of our videos. Take care my friend. Thank you for your service.
@@dazeltv1351 Yeah you are right about having a tricare preffered being a peace of mind. I am not close to 65 yet so i will upgrade to tricare select. I'll be on you weekly livestream. Thank you for your service as well and paving the way for us new veterans.
@@ntech1507 You’re welcome my friend. We appreciate your support of our channel.
@@dazeltv1351 no problem
I'm so sad to hear about Dr. Willy Ong and his condition. God bless his way.
I know my friend. I follow and watch his videos. He is a good person. Sending prayers his way.
Take care and always get a second opinion on your health survey 😊😅😮
Thank you my friend.
If you don’t have Tricare, then i guess you are going to buy health plans, and if you have a serious condition,after 70 yrs is more than 250 dollars a month, but if you are less than 60, you might get a cheaper health plan in that place😢!!
Unfortunately not all hospitals are tricare affiliated. Some are preferred and certified providers. You want the preferred provider like Ginno mentioned. They will fie your insurance on your behalf after you pay your $150 annual copay and 25% of the bill. Unfortunately we can't know where our emergency might happen. We would hope it would be by a tricare preferred provider facility otherwise, if it's a certified provider they will accept tricare but you will have to pay the bill in full before discharge and file your own claim for reimbursement. You better have a very nice nest egg in any case.
Hello Evral. I noticed medical care has been a determining factor for many whether to stay in the U.S. or move to the Philippines. I understand because in the U.S.; you have Medicare. You at least know you are getting decent medical care and have coverage from Medicare. Here in the Philippines, there is no Medicare. You would have to have some form of medical insurance or have cash readily available. I've seen many expats get in a serious bind because they come here without medical insurance or cash.
@@Robert-ho1ie Unfortunately, I see many expats moving to the Philippines without medical insurance or a medical emergency fund. One serious medical event ruins their retirement. But, I understand we are all different, we all don't think the same. For Tricare medical insurance in the Philippines, I just want to mention, there is a $4,000 a year catastrophic cap. Once you hit $4k in a calendar year, Tricare covers 100% of medical care in the Philippines. $4k is a good base to start for Tricare users when developing a medical emergency fund. Take care my friend.
@@dazeltv1351 Yes Ginno, I'm familiar with how tricare works in the Philippines by looking up TOP tricare overseas providers under Philippines. You definitely want to use a preferred provider.
@@dazeltv1351 Sad!!
Your friend, contact, or connection at Asia Pacific Medical center would appreciate a nice Christmas gift, I am sure!!! 😁
For sure my friend. 😃
@@dazeltv1351 very nice!!!
How much do u think is enough for an emergency fund?
@@jocunningham $20,000 and up, just in case something stupid happens while you are outside the country, anything less, you playing with fire!!👹
It depends on the medical insurance that you have. For me, since I have Tricare, I set aside a medical emergency fund of $6,000. Tricare has a catastrophic cap of $4,000 a year; I know I won't spend more than $4k for a medical emergency. I set aside another $2k just for incidentals, because something always comes up. I was able to put my emergency medical plan to the test last year when I had to go through chemo and radiation treatments. It was a blessing that I had an emergency medical fund because I was just able to concentrate on my treatments and not worry about expenses.
@@dazeltv1351that was excellent plan to have saved at least the Tricare catastrophic cape. And add a bit extra in case you need to fly back to whatever country you want
Take care and always get a second opinion on your health survey 😊😅😮
Thank you my friend.