But After 5 Year You Get 30 Lakh Which will be reinvested in SCSS again and get 1230000 interest + RD Reinvest 233000 = 1463000 which is more than 10 Lakh
Dear Sir, I have open the SCSS in the bank. I required money my day by day expenses. Do not try to make the miss guide to sr. Citizens. Without the money they can not pass his life. Thanks. C. K. Gupta
One has to keep investing the quarterly interest. Hence not only your principal amount gets locked but also but you also can't use the interest earned till maturity of the scheme. 3% interest is not additional interest but it is out of interest earned from the scheme but invested in recurring deposit scheme of the Post Office. This video title is wrong when you use the words additional interest. People are fooled to invest as per this video.
Yes YE video galat hey. SCSS SCHEME ME 8.20 % HEY. EVERY 3 MONTHS INTEREST S B A/C ME JAMA HOTA HEY. YE INTEREST aap New AMRITY A/C ME HAR MAHINEE JAMA KARAO TO 5 SAAL KE BAAD 6.75 % INTEREST MILEGA AUR BHI LAMBI VIDHI HEY 10 SAAL BAD YE JO KAHTE HEY VO INTEREST MILEGA. KHANA NAHI KHANEKA GOVT KO DENA HI DENA HOGA.BAKWAS HEY INTEREST
सर जी SCSS पर आदमी बुढापे मे पैसा अपने बुढापे को आर्थिक रूप से सुरक्षित रखने के लिए जमा करता है न कि फिर उसी पैसे को RD या NSC मे जमा करने के लिए, क्योंकि सर अब सरकारी हो या निजी संस्थान पेंसन तो खत्म हो गयी तो इसी scss के व्याज से दिनचर्या चलानी है, तो बचत कैसी?
Do understand that SCSS is for having regular income for seniors and not for having it invested for longer time and earn bonus out of it ! Don’t waste your time and senior’s time in such wasted interest and unnecessary confusing people of India
By hook or crook, government wants to gobble senior citizens money. When the time of redeem ption comes, they will simply change the rules so that they gets peanuts. That's what government has done with sovereign gold bonds, when the time to redemption came.
He don't know the scheme features & interest payment timings. If any one wants to lock the payment then why he should go for senior citizen scheme. There r many banks offering more than govt rates.
Misleading heading. If senior citizen has to reinvest the interest earned (quarterly and not monthly) then there are mutual funds to get better returns if invested wisely.
Regular Income Means Upto 20,000 Required For Survival, it can easily earn by doing work from home or more alternatives, Online Selling or Many Business or Profession based on Skill You earned upto 20,000 for Survival
Doston, bhaiyon aur bahano chahe SCSS ho ya MIS ho ya RD ho aap TDS submit karne se bhi ITR filing karte samay agar aapka income 7 lakh se jyada ho to income tax katega hi katega lekin munafa to hein hi.
In First Year You Get Deduction Upto 2 Lakh in Old Tax Regime 80C 150,000 & 80TTB 50,000 From Next Year : Only 50,000 Allowed As Deduction 80TTB Total Benefits : 1230000/5 = 246000 & if Your Total Income is below 5 Lakh then Nil Tax if above 5 Lakh then Upto 50000 Deduction allowed
Bull shit. Simple term one can invest in senior citizens savings scheme . After 3 months one can open a RD account . you can earn both scss and RD interest simultaneously.
What will the poor senior citizens eat for 10 years, unless you provide for them for 10 years Please don't advertise such stupid schemes, other wise some poor old person will starve to death, with all his wealth locked up. This scheme is good for young person who has income from a job Or business
You get only the rate at the time of your investment. You can close it by paying the penal interest and reinvesting. It would depend on the remaining period and what is more advantageous. You need to work out and take a decision.
SCSS mein senior citizen invests so that he can have regular income for his day to day expenses otherwise there are various options like mutual funds where investor can earn more than 11%. Don’t try to fool senior citizens with catchy headings.
Most rubbish. So to get 11% interest, I have to fix the money of 30L for 10 yrs at the age of 60yrs. So to get 11% interest I have to wait till my age of 70yrs. So when shall I enjoy my interest? It will be better that part of my SCSS interest, I shall invest in MF by SIP & get more dividend/ bonus
You are right sir. This man is fooling people with wrong heading and looting money through google visits by public. For 10 years duration you invest in safe nifty 50 index fund and earn more.
R D interest in Banks is much more. You are just befooling people. You do not have any idea that people invest as they have to spend on family house hold also. You think people will take this folish advice. You cannot even speak aavarti I hindi.
Please don't make misleading videos &befool the investors.Banks pay compound interest at quarterly rests on deposits. A few banks provide interest on deposits @9 p.c.per annum or even more.If investors keep deposit in such banks,their maturity value will be much more than in the SCSS. Please provide clear picture to the public regarding Rate of interest &Yield on investments/Deposits.
If someone doesn't need the interest earned on SRCSS for his monthly expenses and can wait for 5 years till his RD matures, why should he invest in RD? He can very well invest in share market. His returns in 5 years from share market shall be much higher than additional 3% you are talking about.
Kya bakwas idea hai. Retired aadmi ke income ka yeh ek hi sahara hai. RD karega to khaiga kya???. Aap loan dege kya interest free. Kuch soch ke advice do, koi bechara senior citizen mar jayega
You are totally incorrect . You please tell compounded rate of interest . You are giving average interest rate of 5 years , which is meaningless and not comparable with compounded yearly rate of interest . Otherwise we will think twice before listening to you
Yadi 10 sal Tak paise ki jarurat nahi hai to kvp me kyo na invest kare aur 9 saal 7 mah me 60 lakh milega 10 lakh more
But After 5 Year You Get 30 Lakh Which will be reinvested in SCSS again and get 1230000 interest + RD Reinvest 233000 = 1463000 which is more than 10 Lakh
Please note one thing interest earned through all schemes are all taxable, take this also into account .RD हो या SCSS.
Dear Sir,
I have open the SCSS in the bank. I required money my day by day expenses. Do not try to make the miss guide to sr. Citizens. Without the money they can not pass his life.
Thanks.
C. K. Gupta
भाई R D SBI में ही खुलवाएं । SBI में R D पर 7.5% ब्याज है SCSS पर ।
One has to keep investing the quarterly interest. Hence not only your principal amount gets locked but also but you also can't use the interest earned till maturity of the scheme. 3% interest is not additional interest but it is out of interest earned from the scheme but invested in recurring deposit scheme of the Post Office. This video title is wrong when you use the words additional interest. People are fooled to invest as per this video.
Yes YE video galat hey. SCSS SCHEME ME 8.20 % HEY. EVERY 3 MONTHS INTEREST S B A/C ME JAMA HOTA HEY. YE INTEREST aap New AMRITY A/C ME HAR MAHINEE JAMA KARAO TO 5 SAAL KE BAAD 6.75 % INTEREST MILEGA AUR BHI LAMBI VIDHI HEY 10 SAAL BAD YE JO KAHTE HEY VO INTEREST MILEGA. KHANA NAHI KHANEKA GOVT KO DENA HI DENA HOGA.BAKWAS HEY INTEREST
Yes people are fool to do this for bonus interest.
Mis guide us
For reinvested interest amount
Be clear
It's not connecting with sscs
You are absolutely right ✅️
Senior citizen sevingsscheme which platform is better? SBI BANK OR POST OFFICE? THANKYOU.
Also talk about 30% tax imposing on interest in new regime.
Senior citizens ka monthly expenses kidhar se aayega?
Why tax deduction in TDS and during filing IT return. How to avoid?
Scss a/c from pnb bank se lee ho to bhee 80 c me rebate mile ga ya sirf post office me scss lene se.
Post office services are very poor as compared to banks.Where is the point of bonus as you started in the beginning.
4/19ma kitna ℅ int tha rd per 4000/_ amt per kitna intt milega 5 saal bad
But about TDS on intrest, why miss guiding the senior citizens
in post office we can open only one savings ac double SB account is not allowed
सर जी SCSS पर आदमी बुढापे मे पैसा अपने बुढापे को आर्थिक रूप से सुरक्षित रखने के लिए जमा करता है न कि फिर उसी पैसे को RD या NSC मे जमा करने के लिए, क्योंकि सर अब सरकारी हो या निजी संस्थान पेंसन तो खत्म हो गयी तो इसी scss के व्याज से दिनचर्या चलानी है, तो बचत कैसी?
What sr. Citizen will eat for 10 years for getting the bonus? If
Hamareyi paisa hum deposit karte hai jab 11% benefit kaisa milta hai?
Hame 3% extra milta hai kya bataayiye
Tex on intrest.
Sir
My income tax refund not refunded since 6 months, please advice me how to get back the refund
8.20% ontrest in senior citizen saving account and there no provision for extra 3%. Of Any rule pl mentioned here it
Do understand that SCSS is for having regular income for seniors and not for having it invested for longer time and earn bonus out of it ! Don’t waste your time and senior’s time in such wasted interest and unnecessary confusing people of India
By hook or crook, government wants to gobble senior citizens money. When the time of redeem ption comes, they will simply change the rules so that they gets peanuts.
That's what government has done with sovereign gold bonds, when the time to redemption came.
Please dont miss guide Mujay form 15 H Barnay k baid B tax kata
He don't know the scheme features & interest payment timings. If any one wants to lock the payment then why he should go for senior citizen scheme. There r many banks offering more than govt rates.
Well explained ❤
Thank you so much
Misleading heading. If senior citizen has to reinvest the interest earned (quarterly and not monthly) then there are mutual funds to get better returns if invested wisely.
If interest is to be invested,how an investor will survive without regular income like interest.
Regular Income Means Upto 20,000 Required For Survival, it can easily earn by doing work from home or more alternatives, Online Selling or Many Business or Profession based on Skill You earned upto 20,000 for Survival
Interest expenses ke liyechahiye.MISLEADING TITLE
Can I withdraw interest on SCSS every quarter for my expenses if I deposit 30 L under the scheme.
Yes Interest Payout Quarterly Basis
Mujhe to 50% interest mila😂kyu ki saath me kvp, nsc, fd bhi kiya tha
Vah.saeg.best.mahiti
Military.salam.ako❤🎉
What about day to day expenses. Totally making full to public and waste of time.
10 साल के बाद रुक क्यों गए भाई, चलाते रहते......😂
Doston, bhaiyon aur bahano chahe SCSS ho ya MIS ho ya RD ho aap TDS submit karne se bhi ITR filing karte samay agar aapka income 7 lakh se jyada ho to income tax katega hi katega lekin munafa to hein hi.
What we will eat
यहाँ सब्ज बाग देखने का प्रश्न नहीं है समस्या है कि नंगा नहायेगा क्या और निचोड़ेगा क्या।
Dont cheat Senior citizens will have to drink water only till maturity and may die in the middle
11% ये झूट है.आर डी. वगैरे मिक्स करू नका
Don't misguid this is not a bonus interest There is nothing new in recurring deposit
Rate currently is 8.2%,kaha se mila is information?bogus news
How many times invest in scheme if earlier account is already closed
No limit for account open but max deposit upto 30Lakh
What about tax then is the real %
Monthly payment nahi milata in scss.
See seniers wants more interest so they are investing as they need money for expenses not to earn interest on interst
What's about income tax what's the benefit 🧐 after tax deduction.clear the above concept
Abhi to Paisa jama rakhna risky hai
Do not miss guide
जो ब्याज मिलता है उस कोनवेशकरनेसेबयाजमिलेगातोबोनशकैसैमिलैगा
15 lac इन्व्हेस्टमेंट करनेसे income tax का notice आयेगा क्या
15 Lakh Ka Source Hona Chahiye Lekin
Kya Mai August 24 se scss me praise jama kar Santa hu.
Ha
Pet per bori bandh le .ya khana khane gurudwara jayen kya.😅😅😅😅😅
Later what will be tax.
In First Year You Get Deduction Upto 2 Lakh in Old Tax Regime
80C 150,000 & 80TTB 50,000
From Next Year : Only 50,000 Allowed As Deduction 80TTB
Total Benefits : 1230000/5 = 246000 & if Your Total Income is below 5 Lakh then Nil Tax if above 5 Lakh then Upto 50000 Deduction allowed
Bull shit. Simple term one can invest in senior citizens savings scheme . After 3 months one can open a RD account . you can earn both scss and RD interest simultaneously.
सिनीयर सिटीझन के बारेमे सब उल्लू बणा रहे😢😢
Form 15H Ki Baat hee nahi kee
सोपी गोष्ट अवघड करून सांगणे असल्या अति शहाण्यांनाच जमते
What will the poor senior citizens eat for 10 years, unless you provide for them for 10 years
Please don't advertise such stupid schemes, other wise some poor old person will starve to death, with all his wealth locked up.
This scheme is good for young person who has income from a job Or business
इसमें बोनस intrest वाली कौन सी बात है। sir आप कभी स्कूल गये हो
😂😂😂
पागलदास
Aur fir 30 lakh saving kitno k pas he... woh bhi senior citizens k pas?
इनको शर्म भी महसूस नही होती, बड़े वाले बेशर्म है, सिर्फ यूट्यूब से पैसा कमाने के लिए वरिष्ठ नागरिकों को भी नहीं छोड़ते। कुछ तो शर्म करो भाई।
😂😂😂😂😂😂😂😂👌👌👌👌👌
Why are you vest time of senior citizens and yours
Where is bonus inerest? Go back to your school maths teacher to learn s-i or C.i
फिर हम खायेंगे क्या ?.
Pani
8.2 ब्याज क्यों नहीं मिलता 7.4 मिल रहा है
You get only the rate at the time of your investment. You can close it by paying the penal interest and reinvesting. It would depend on the remaining period and what is more advantageous. You need to work out and take a decision.
Maza nahi aya.. Lifetime chalate raho..Baki house expenses ye bhai saheb apni pocket se de denge kya to Sr. Citizens..Lol...
Your speed explanation cannot understand .
SCSS mein senior citizen invests so that he can have regular income for his day to day expenses otherwise there are various options like mutual funds where investor can earn more than 11%. Don’t try to fool senior citizens with catchy headings.
मिळणारा व्याज हे टॅक्सेबल आहे का?तर काय करायचे हे सांगितले नाही. टॅक्स चांगला गरम होईस्तोवर मारेल. हे नाही सांगितलं.
Muze khaneke Paisa kaun dega agar sab post office medal dunga?
Not clear. Confusing explanation
Seems he doesn't know meaning of bonus
What I eat. Do U give?
Old interest rate with new heading fooling people
Iwant information in kannada
What are you talking about?
Most rubbish.
So to get 11% interest, I have to fix the money of 30L for 10 yrs at the age of 60yrs.
So to get 11% interest I have to wait till my age of 70yrs.
So when shall I enjoy my interest?
It will be better that part of my SCSS interest, I shall invest in MF by SIP & get more dividend/ bonus
You are right sir. This man is fooling people with wrong heading and looting money through google visits by public. For 10 years duration you invest in safe nifty 50 index fund and earn more.
Shaving scheme
दिमाख का दहि किया
R D interest in Banks is much more. You are just befooling people. You do not have any idea that people invest as they have to spend on family house hold also. You think people will take this folish
advice. You cannot even speak aavarti I hindi.
Please don't make misleading videos &befool the investors.Banks pay compound interest at quarterly rests on deposits.
A few banks provide interest on deposits @9 p.c.per annum or even more.If investors keep deposit in such banks,their maturity value will be much more than in the SCSS.
Please provide clear picture to the public regarding Rate of interest &Yield on investments/Deposits.
They do it with catchy titles to garner more viewership!
Useless, he is making a fool & wasting our time.
Why are you misguiding to public ?.
This is known to all don't misinformed
Not effective
Govt tax लेकर जाएगी हर साल इसलिए calculation बकवास है.
If someone doesn't need the interest earned on SRCSS for his monthly expenses and can wait for 5 years till his RD matures, why should he invest in RD?
He can very well invest in share market. His returns in 5 years from share market shall be much higher than additional 3% you are talking about.
This man is making a fool of everyone...cheat
Please don't make this type false and use less video in future.
Kyo mis represent kar ke logon ko bevkoof bana rahe hai. Yah re investment hai bonus interest nahi
Khayenge kya hawa !!!!!
Galat bat
Marne ke pahle hamara paisa aur intt. Kya karege? Hamara paisa mai aur meri wife kharcha karenge.
But If You Have a Child, then Think them also for their Future You can Save For Them also.
This is very misleading video . Not worth wasting time .
thumareko isme kya faida hai bhai Pabliko
Jedha benaneka hai
Kya bakwas idea hai. Retired aadmi ke income ka yeh ek hi sahara hai. RD karega to khaiga kya???. Aap loan dege kya interest free.
Kuch soch ke advice do, koi bechara senior citizen mar jayega
तेरे दादा देगे।
Aap to khud hi annari ho 😢
You are totally incorrect . You please tell compounded rate of interest .
You are giving average interest rate of 5 years , which is meaningless and not comparable with compounded yearly rate of interest .
Otherwise we will think twice before listening to you
Ama kahe topi pahna rahe ho bhai
1 hr lecture on scss is totally useless, everyone knows about this. This is nothing but create drama on UT channel.
Time pass useless
ईये फेक निउज
आपना रेकॉर्ड खारापन मत किजिए
बकवास. पसंद नाही आया
Tax vartay raho