Rakesh ji ye policy bimari ke ilaj ka kharch deti hai death hone par claim nahi deti...Ye Health insurance hai or death cover life insurance cover karti hai..
Aap mujhe date age or apas ka relationship bataye...tto aapko accha suggest kar paunga...aap mujhe email ya whatsapp kare tto accha rahega... discription main Contact details mil jayegi aapko
Sir suppose mai 5 lac ka health shield plan leta hun. toh isme reset ker sakte hai amount but condition ye hai ki same disease nhi honi chaiye. But sir agar reset se pahle hmara 5 lac initial amount mai paisa bacha hua hai toh kya ham usko same disease mai use ker sakte hai kya ?
Nahi waiting period ka meaning hi ye hai ki aapko claim ke liye wait karna paega...but ye policy death par nahi diagnosis par claim deti hai...death ke liye term insurance kaam karta hai...
good evening sir! Sir your video was a great learning. Sir i want to ask that i have ICICI Lombard Health Shield 360. so can i claim this on ayurvedic medicines (WITH OR WITHOUT PRESCRIPTION) thankyou sir
Thanks Dear For Appreciation !!! As of Now we are reviewing only retail plan Health Shield 360 is Group insurance plan(its non portable plan) for ICICI bank Customers....So we don't have much knowledge about this plan...Kindly contact icici bank representative for more details..
one major disadvantage is that children can only be included till 21 whereas all other companies include them till 25 ICICI health shield is a good plan with 2 year waiting period for pre existing diseases but star insurance young silver & gold plan are better for anyone till the age of 40 - only 1 year waiting period for pre existing diseases
I agree with you.. if you compare only 1 or 2 feature of any specific plan which is good.. Here unlimited reset benefit available, unlimited doctor tele - consultation , Emergency services , Claim protector and so on which is not in Star Policy every plan having its own benefits....
Both are Industry Top Leading Plan...It depends on you which feature you like most or Suits you...Some where as a Brand ICICI Lombard Some edge over MaxBupa.
HI Sir, Video is very helpful My Policy Name : ICICI Lombard Health Shield My Question : Optional Add-on Cover me "Option 9 , Option 10" ka benefit kiya hai
Hello SIr, Thank you for covering the plan in detail. I have a query related to the sum insured in this plan. Lets assume a person takes this policy for his family (2 adults + 2 kids) with a sum insured of 10 Lakhs. And due to some unfortunate situation, two members of the family are hospitalised at the same time, can both the members claim 10 Lakhs each or will it be shared between the two? In other words, is the sum insured is shared between all family members or it is on per individual basis?
if you take 2A+2C policy on floater basis then sum insured will be shared. If you take same policy on individual basis then it will work for separate sum insured for each member basis.
@@InsurancewithSachin eya REF. NO 15122020409 abhi taq pending hain icici lombard main khud dekh liziya ager mera galti hoga to main khud se kosis kar ke 10 log ko join karunga apse. Lekin ager apka company ka galti nilka to kiya ap is TH-cam pe share kariya ga apka company ka galti?
Premium Check and Policy Buy Link : www.ilgi.co/342BE3CBA9
Exilent
Thanks dear !!!!
Yee
.
Very nice i got every queries answer thanks
Thanks 👍
Very informative video 👍
Glad you liked it
nicely explained....
Thanks for liking
Sir cancer aur heart k bimari cover hoti hai kya?
Yes cover hoti hai agar policy lene ke baad hue hai tto...
Is there loading charge on Pre existing diabetes at 48 age
Maybe it depends on underwriter decesion.
Thank U so Much Sir ..
Your welcome brother...
Sir ager waiting period pura karne ke 3 din baad hi cancer se
death ho jaye to kya to kya nomeeny ko claim milega
Rakesh ji ye policy bimari ke ilaj ka kharch deti hai death hone par claim nahi deti...Ye Health insurance hai or death cover life insurance cover karti hai..
स्टार हेल्थ इन्शुरन्स कभी मत लेना, बहुतही घटिया कंपनी है, दावे बडे बडे करती है, लेकिन क्लेम सेटल नही करती
aap apna claim experience humare darshako ke sath share kare....
Vry Informative ....👍
Thank you !!!!
Family ke liy konsa lan icici ka lena thik hoga5 member ke liy
Aap mujhe date age or apas ka relationship bataye...tto aapko accha suggest kar paunga...aap mujhe email ya whatsapp kare tto accha rahega... discription main Contact details mil jayegi aapko
After what age health checkup for policy issuance are mandatary
After 45 age doctor will call you...if he feel you have some health issues...the they can trigger your medical.
👍👍👍👍
Thanks...
Sir, INCURRED claim ratio Kitna hai?
It changes Year to Year Basis kindly see IRADI website to More details. www.irdai.gov.in/ADMINCMS/cms/frmGeneral_Layout.aspx?page=PageNo4372&flag=1
Icici Lombard health insurance birth date kaise Chiange kaise kare sir
Aapko customer care par endorsement ki request raise karni padegi...
Sir suppose mai 5 lac ka health shield plan leta hun. toh isme reset ker sakte hai amount but condition ye hai ki same disease nhi honi chaiye.
But sir agar reset se pahle hmara 5 lac initial amount mai paisa bacha hua hai toh kya ham usko same disease mai use ker sakte hai kya ?
ICICI Lombard ke is plan main reset same person same illness par kaam nahi karta hai...nahi aap reset ko same illness par use nahi kar sakte.
What is incurred claim ratio of Icici Lombard health policy?
incurred claim ration changed every year for correct information .You can find out over IRDAI website.
Sir icici lombard health Shield plus critical illness polcy me waiting period me hi cancer se hi death ho gayi kya claim milega
Nahi waiting period ka meaning hi ye hai ki aapko claim ke liye wait karna paega...but ye policy death par nahi diagnosis par claim deti hai...death ke liye term insurance kaam karta hai...
Sir ager waiting period pura karne ke 3 din baad hi
death ho jaye to kya to kya nomeeny ko claim milega
good evening sir! Sir your video was a great learning. Sir i want to ask that i have ICICI Lombard Health Shield 360. so can i claim this on ayurvedic medicines (WITH OR WITHOUT PRESCRIPTION)
thankyou sir
Thanks Dear For Appreciation !!! As of Now we are reviewing only retail plan Health Shield 360 is Group insurance plan(its non portable plan) for ICICI bank Customers....So we don't have much knowledge about this plan...Kindly contact icici bank representative for more details..
@@InsurancewithSachin thankyou sir
I heard that PED cover after 12 months, is it true.
Which plan can cover PED and OPD.
Your heard source is wrong dear....
one major disadvantage is that children can only be included till 21 whereas all other companies include them till 25
ICICI health shield is a good plan with 2 year waiting period for pre existing diseases but star insurance young silver & gold plan are better for anyone till the age of 40 - only 1 year waiting period for pre existing diseases
I agree with you.. if you compare only 1 or 2 feature of any specific plan which is good.. Here unlimited reset benefit available, unlimited doctor tele - consultation , Emergency services , Claim protector and so on which is not in Star Policy every plan having its own benefits....
co pay kitna hai??
Koi bhi co payment nahi hai kisi bhi age main.
Maternity waiting period?
3 years...
Amount of free health checkups?
There is no as such amount...but health check up coupons where mentioned some.listed test....
@@InsurancewithSachin are they for network labs only?
Network labs...and home visit too...
Sir aisa account bataye icici ka jisme health insurance bhi 5lakh ka ho
Or waiting period bhi na ho
Abhi tak india mai aise koi retail insurance available nahi hai...
Icici Sheild vs Max bupa Reassure what is difference and which is better?
Both are Industry Top Leading Plan...It depends on you which feature you like most or Suits you...Some where as a Brand ICICI Lombard Some edge over MaxBupa.
Max bupa gives you restore benefit for same illness same person also which is not there in icici
Pre and Post hosp expenses are 30 and 60 in icici vs 60 and 180 days in pre and Post hosp in max bupa re assure
HI Sir,
Video is very helpful
My Policy Name : ICICI Lombard Health Shield
My Question : Optional Add-on Cover me "Option 9 , Option 10" ka benefit kiya hai
Option 9 : Super No Claim Bonus and Option 10 : Claim Protector.. Watch Video Carefully you will get details of both add ons.
@@InsurancewithSachin Thank you very much sir
Is it better than HDFC ERGO??
If you take some add ons then it's a better plan than HDFC EGRO....plans
ICICI healthyu plan please cover as no video available on this
Yes i think this is Group plan for Banks that why there is no videos on this...
Hello SIr,
Thank you for covering the plan in detail. I have a query related to the sum insured in this plan. Lets assume a person takes this policy for his family (2 adults + 2 kids) with a sum insured of 10 Lakhs. And due to some unfortunate situation, two members of the family are hospitalised at the same time, can both the members claim 10 Lakhs each or will it be shared between the two? In other words, is the sum insured is shared between all family members or it is on per individual basis?
if you take 2A+2C policy on floater basis then sum insured will be shared. If you take same policy on individual basis then it will work for separate sum insured for each member basis.
Good info with all details, Thnxx
Your welcome Dear !!!!
ICICI Lombard acha nahi hain Lena nahi cahiya
Aap humare viewers ko logic ya proof ke sath reason batayenge ??? Or ye bhi bataye ki konsa lena chahiye.
@@InsurancewithSachin eya REF. NO 15122020409 abhi taq pending hain icici lombard main khud dekh liziya ager mera galti hoga to main khud se kosis kar ke 10 log ko join karunga apse. Lekin ager apka company ka galti nilka to kiya ap is TH-cam pe share kariya ga apka company ka galti?