Great session, thank you! One more important aspect is net interest margin. Currently their NII is around 13%. I feel it is going to extremely difficult to maintain this margin as they are increasing mortgages. So event if they manage to keep growing AUM at 30% CAGR, their PAT might not grow at that level is what I feel.
Awesome session guys. Much appreciated. Few questions: 1. Missed the AGM. Can you point to a place where I can access recordings / minutes? 2. What % share of the overall AUM size of Indian Banks & NBFC is with BF? 3. Recently saw an article wherein it mentioned credit growth in India being 13%, a new high. Does it not give comfort about future growth prospects for BF? 4. Stock price mirror Earnings growth. Ofcourse valuations matter. Do you see BF as a 20% CAGR earnings growth & stock price performer for a 5 plus year period? Thanks once again for the session.
Excellent discussion indeed! Ishmohit ji, it will be highly appreciated If you come up with a detailed video on Bajaj finserv, specifically in the context of their ensuing stock split & bonus issue 🙏
Great video…just a small suggestion…it’s easy for the audience if the speaker’s hands don’t wave too much in front of the camera , it’s a needless distraction, after all it’s a video. Very well compiled and presented…thank you & congratulations !
Kudos to both of u and you guys are doing well interms of insight and breef details of nbfcs. As far as bfl is concerned It had not been money making mashine for last three years dispite being best nbfc. What may be the reason stocks that are not as good as bajaj finance have doubled after Corona but it gave only decent returns dispite lowest NPAs in its sector.
Default hone ke baad socity se lekar company social media and relatives ko phone kar ke itna torture karenge ki aapka life bahut muskil kar dete hai ,,one of my freind had lost his job then he faced difficulties to refund that Overdraft amount ,,very risky....one kind of bad loan,,,
Hi Ishmohit.Nice discussion.I wanted to know how this NBFC will grow without increasing its liability side as i understand that only those having access to relatively cheaper or lower costs of funds are in a relatively good space . example IDFC Bank.could you please enlighten?
Great and very Informative video .. learnt a lot ....One question I have as beginner I want to invest in Bajaj finserv , Is this correction happened yesterday is correct time to enter into this stock
Hi,@soic, Thanks for the session. You explained that BAF doesn't go above 6.8X in leverage & as soon as they reach there, They raise equity which will cause leverage to go down. Can you pls explain what does Raising equity mean ? Does owner(s) sells his own shares ?
issue extra shares . as equity is increased, the no. of shares increase (so eps decreases) .. however since growth is anticipated , addition of new capital shares wil be beneficial.
Thank you for watching our videos. We're glad to know our work is insightful. 🙏 We you continue learning with us and give us the opportunity to add value to you.
So they're making multiple marketplaces - for financial products and also an e-commerce portal for durables. Secondly on the sales and collection side they are also doing a tech led transformation to drive efficiencies.
@@saketmehrotra8599 Bajaj finance is already a leader in use of technology and data analytics. can you please explain in detail how this super app is going to help bajaj finance going ahead ?
Hi Saket / Ishmohit - One important risk that all are discussing is the risk of slower growth than anticipated. Today Market has punished the stock for that
Again asset liability management slide is not discussed..I don't know why he never cover ALM slide 🥺🥺mjhe alm sheet padhna seekhna hai sir🙏🙏🙂rest all is excellent
Sir, I have logged in with my official maid ID in SOIC and getting the mails directly, and I wanted to unsubscribe, could you please help on how to do it?
Bajaj finance : the King of finance 🏦🐎👑
Great session, thank you! One more important aspect is net interest margin. Currently their NII is around 13%. I feel it is going to extremely difficult to maintain this margin as they are increasing mortgages. So event if they manage to keep growing AUM at 30% CAGR, their PAT might not grow at that level is what I feel.
Bhai muthoot mei lagao...😆😆waha pat badhega
Awesome session guys. Much appreciated.
Few questions:
1. Missed the AGM. Can you point to a place where I can access recordings / minutes?
2. What % share of the overall AUM size of Indian Banks & NBFC is with BF?
3. Recently saw an article wherein it mentioned credit growth in India being 13%, a new high. Does it not give comfort about future growth prospects for BF?
4. Stock price mirror Earnings growth. Ofcourse valuations matter. Do you see BF as a 20% CAGR earnings growth & stock price performer for a 5 plus year period?
Thanks once again for the session.
What a session! Watching it after almost an year, still so relevant,
Excellent discussion indeed!
Ishmohit ji, it will be highly appreciated If you come up with a detailed video on Bajaj finserv, specifically in the context of their ensuing stock split & bonus issue 🙏
Great video…just a small suggestion…it’s easy for the audience if the speaker’s hands don’t wave too much in front of the camera , it’s a needless distraction, after all it’s a video.
Very well compiled and presented…thank you & congratulations !
Plz. Make a analysis on FMCG sector.. plz
Awesome video...can you make similar video for Bajaj Finserve....pls
Thank you for the Bajaj Finance analysis
The session was simply superb. Thanks for the in-depth analysis
Very informative presentation. Kudos to you guys..
Very nice discussion.
NPA & bad debts written off is one and the same?pls enlighten.
You guys never disappoint! ❤️
Idfc first bank भी इसी concept पर काम कर रहा है, टेक्नोलॉजी पर भी और वो बैंक भी जहां उन्हें CASA के द्वारा बिजनेस करने मे आसानी होती है.
really a power packed session
HELL YESS→ Ishmohit sir you always brings the best...!
Hi Ishmohit ji, can you do a video on detail analysis of REITs?
Sir, Overall the video has great output but, please increase the volume of the video.
Please make a video on Cholamandalam Finance
Really Informative and Great Session
Let’s have a repeat of this in current situation
😃🤝
Do we have analysis on Astral poly ❓
Q) If AUM growth slows down and profit growth remains the same due to tech investments, how should you see the valuation
Kudos to both of u and you guys are doing well interms of insight and breef details of nbfcs. As far as bfl is concerned It had not been money making mashine for last three years dispite being best nbfc. What may be the reason stocks that are not as good as bajaj finance have doubled after Corona but it gave only decent returns dispite lowest NPAs in its sector.
Thik king quality content deserves more than 10 million subscribers 👏 ✨️
I hope you will be the reason to many millionaires in India 🇮🇳
i want your views on BAJAJ BANK! what will happen if this happens and what if it does not? pros and cons?
Not expected a vidio, really happy when I see notification from SOIC
Thank you so much :)
Love this talk 👍👍👍☺️
Loved the session
Next is Affel India. Please
Default hone ke baad socity se lekar company social media and relatives ko phone kar ke itna torture karenge ki aapka life bahut muskil kar dete hai ,,one of my freind had lost his job then he faced difficulties to refund that Overdraft amount ,,very risky....one kind of bad loan,,,
Thanks Ishmohit.Sir your studies are excellent. No words to apreciate.very go od study on Bajaj finance
@soic is vedant fashions next Titan or page industries?? What's your view on vedant fashions 🙏
Excellent
Hi Ishmohit.Nice discussion.I wanted to know how this NBFC will grow without increasing its liability side as i understand that only those having access to relatively cheaper or lower costs of funds are in a relatively good space . example IDFC Bank.could you please enlighten?
cross selling
@@tejaslotlikar3573 with?
@@thenoobinvestor6930 existing customers and new customers
Borosil Renewable. Detailed analysis. Please.
Needed (top 10) series like earlier at this current market condition.
Great and very Informative video .. learnt a lot ....One question I have as beginner I want to invest in Bajaj finserv , Is this correction happened yesterday is correct time to enter into this stock
Sir can you please make similar video on idfc first bank..if it's worth
Sir How much rating would you give to AU small finance Bank as per this session?
which nbfc company is can be next bajaj finance according to u ?
Bajaj finance next MRF like company but with different business model
Thanks for Sharing
Hell Yes
Bajaj Finance: A Compounding Machine 🏦🚀
Hi,@soic, Thanks for the session. You explained that BAF doesn't go above 6.8X in leverage & as soon as they reach there, They raise equity which will cause leverage to go down. Can you pls explain what does Raising equity mean ? Does owner(s) sells his own shares ?
issue extra shares . as equity is increased, the no. of shares increase (so eps decreases) .. however since growth is anticipated , addition of new capital shares wil be beneficial.
Very insightful ..
Thank you for watching our videos. We're glad to know our work is insightful. 🙏 We you continue learning with us and give us the opportunity to add value to you.
Sir, Pl try to make 10 to 15 Minute videos Pleaseeeeeeee
Thank you sir ji
Nice analysis and business explanation but is it good to buy this now at this price even from long term perspective?
Can you please give more details about super app Bajaj finance is about to bring like what functionalities would it have etc.
So they're making multiple marketplaces - for financial products and also an e-commerce portal for durables. Secondly on the sales and collection side they are also doing a tech led transformation to drive efficiencies.
@@saketmehrotra8599 Bajaj finance is already a leader in use of technology and data analytics. can you please explain in detail how this super app is going to help bajaj finance going ahead ?
Very informative
sir, Once you discuss about Evolution Gaming Share as an Indian how can i buy it
Hi Saket / Ishmohit - One important risk that all are discussing is the risk of slower growth than anticipated. Today Market has punished the stock for that
Agreed,
Just check what I posted about a year back
twitter.com/soicfinance/status/1493611189246767104
ishmohit , day by day PAGG has been getting more clean & sohni + suiting more
HELL YES Loved the analysis
What about disruption from Reliance industries who are planning to enter the field of Finance
Sir how will carbon carbon trading Etf in future?
How to calculate leverage in case of nbfc?
Waiting for this video.....from a long time
Question is will it continue its grow as it was growing for past 20 years or it will slow down now ??????
It has been slowing down
Will grow at 20% CAGR
Hell yes ...please include Alm slide
Sir do analysis of jubilient foodworks
Please share analysis of REITs
Can bajaj finance get banking license
Don't know why but i feel bore discussing about banks and nbfc😅
Hello Ishmohit ji...i have one query ...is FD is allowed for NBFC?
What are your views on crisil
Again asset liability management slide is not discussed..I don't know why he never cover ALM slide 🥺🥺mjhe alm sheet padhna seekhna hai sir🙏🙏🙂rest all is excellent
i know some friends families who bought this stock at 60-75 at good quantities -- proper banger & bagger's
Emudra please
In the mean while 2025 bajaj fin@nce 15000 per share
Please Make Video On Kanchi Kapoornam
thanks
Everyone is talking about performance of Asian paints but no one observed that there is pledging without any reason. Same with sun Pharma
Really! Did the promoters of AP pledge !
Sir, I have logged in with my official maid ID in SOIC and getting the mails directly, and I wanted to unsubscribe, could you please help on how to do it?
Mistakenly entered the official mail ID and doesn't find an option of unsubscribing on the mail body. Please help me in this regard.
May be green panel
Sir pls do analysis on tyre sector. Thks🙏
Hell yes 👍
I dont know why but most of them complains about thier worst customer service !!
Need of the hour!
hell yes...too good
Still can get 10x kind of return for next decade
Need IRFC business analysis please bro
hell yes🏦
Please go for EMI subscription.....🙏
Nestle pa bhi bhaiya g video banana 👍
😃👍
1st like by your Fan
Hi..sir
Hell yes
Oal Oriental aromatic chemical please 🙏🙏🙏🙏🙏🙏🥺🥺🥺 vedio
Finally even Rajeev Jain bro succumbed
defence sector 4-5 good stocks plzzzz
@@ZaikaBiharka29 i understand that...but by knowing names i can buy in case of correction
How AUM grows
Affle india
👌👍
🤘👍
sir inhe kaha kro ki hindi me bola kro smjh nhi aati
Koshish puri rahi hai beech me kehne ki, puri video zaroor dekhe :)
Surprise
idfc bank toched 50 man !!!!
So? :)
Bhaiya Hindi me bola kar please
Koshish puri rahi hai beech me kehne ki, puri video zaroor dekhe :)
hell yes🏦