I am 18 year old, I started a new business so I was looking for startup current account, they requested me to open both current as well as savings so I opened it with Rs.5 lacs initial funding, In return they are providing very high class service & also We family already had excellent relations with the bank before. Now I want to upgrade to Imperia.
This is THE card I use LTF. . But standard charted ultimate credit card is better in looks in my opinion. Infinia should be a metal card as it is the most premium offering from HDFC.
It is a wrong notion that you need a very high limit on existing card for upgrade to Infinia. My regalia had only 6.85L limit and it got upgraded to Infinia with 9.60L limit in January 2021
I got the upgrade to infinia when my regalia limit crossed 8lakhs… I requested Chennai office in letter to upgrade to diners black..but I got picked for infinia annual fee version
@@amitabhmaheshwari As per the information I've received, you get an offer for this card if you're a customer of multiple products with the bank. Sir, are you such a customer of HDFC? Also, I agree with you that you can get an offer without meeting high income/limit. Many people have gotten upgraded last year without meeting these conditions, maybe because HDFC wanted to make an effort to make existing customers happy when they were prohibited from acquiring new customers.
Day by day, this channel is becoming popular for me. Your talking skill is very nice and Personally I love this talking style ... Eagerly waiting for your Daily vlog or QNA video ... Thanks for giving us precious knowledge though it is not very helpful for me at this time ...❤️
Sometimes they give an offer of buying on Amazon and Flipkart through smart buy wherein they give 10X reward points on Amazon upto 50K purchase and 15X reward points on amounts beyond 50K. For Flipkart it is 6X and 9X respectively. For the amount beyond 50K there is a separate limit of 15000 points, apart from the normal limit of 15K points.
@@amitabhmaheshwari Hi sir I want to ask something And I want to open some higher varient account in idfc, hdfc and axis and will be upgrading my icici account as well Instead of maintaining balance I would like to go with fd Main reason to go for higher varient account is credit cards And it will also give me various kind of features free of cost My overall budget in 15 lakh I might increase it to 20 lakhs as well Can you suggest me for each bank how much of fd I can do, which account I will get and possibly credit card also? Please reply
@@Iam_sunnyjain In case of HDFC you can open a preferred account by keeping 2 lakhs in savings account or 15 lakhs in FD and savings put together. This would be good for you. Maintaining a relation with HDFC is better because HDFC rewards it’s loyal customers well. You can get their premium Infinia card after some time.
I really like your videos. but the content is only descriptive. Make your content more graphic. Add some tables and pictures in the videos. Take a look at Credit Shifu and Ask sebby Channel videos for inspiration. There is lot of scope for improvement to your content. List all the benefits and other small to big features clearly.
i have a diners black card do i get 5x reward points if buy something from amazon or flipkart on NO COST emi? on no cost emi i am asking, not EASY EMI. & what is the difference between NO COST EMI & EASY EMI?
@@ashrafg1551 both are different. 2 years back when I purchased I called bank for same question and they said for no cost EMI you don't get points but again they were confused so I did a payed EMI and I got points. Currently just check terms in smart buy.
As per terms and conditions both on FLIPKART and Amazon via smartbuy you get all benefits same as normal buy. I think there is no difference in reward for easyemi and no cost. No cost available only for selected product where they get good commission or margin.
I currently have Regalia first and would like to get upgraded to Diners black or Infinia. I currently have an upgrade available to Intermiles card. Is it a good upgrade or not? Should I take it or not to finally reach where i want to
I have regalia with 7.4lakh limit.Can I upgrade? I also want to ask one thing..we pay 10000 as fees everyyear and for that, we get 10000 reward points everyyear..and we can use that 10000 point to book 10000 rs flights..is that correct!?
if we dont have a massive spending and have an opportunity to get this card. is there a work around where we can buy and sell to accumulate reward points ?
@@creditcardstravelhacks3574 i researched a bit on this topic but i think its a term regional to usa and all the tips and tricks like giftcards etc are limited to them. do you know some indian workarounds ? i recently got an offer for diners or maybe infania as soon as the ban is lifted from hdfc the manager said you are first in line but the thing is i dont have 50k-1l monthly expense.
I have a regalia card with 32,000 limit. I am a classic account holder (savings) with hdfc bank and have a current account also. I have 5 insurances with hdfc bank and have a demat account with hdfc worth 6,55,000 (investment value) when can I get this card.
Bro you spoke about your friend who got this card with a fixed deposit..can you please enlighten us about the amount of that FD??..card on fd basis??..
Is it possible to get LTF infinia. In Jan 2021 many regalia people got LTF infinia in a 3 day offer. I am not sure whether you heard about that. Can you let me know which mail ID I can mail them to ask for infinia. I want the exclusive grievance mail ID not the regular customer care of credit card. Thanks in advance 🙏
I am 18 year old, I started a new business so I was looking for startup current account, they requested me to open both current as well as savings so I opened it with Rs.5 lacs initial funding, In return they are providing very high class service & also We family already had excellent relations with the bank before. Now I want to upgrade to Imperia.
Yes you should definitely upgrade, right now you'll not get a credit card but later you just might
rish patel what is your business about
This is THE card I use LTF. . But standard charted ultimate credit card is better in looks in my opinion. Infinia should be a metal card as it is the most premium offering from HDFC.
Correct
This is LTF or there is milestone for fee reversal
SC ultimate card have limited redemption options
Infinia have somany options…
Experiences also we can book thru the portal
It is a wrong notion that you need a very high limit on existing card for upgrade to Infinia. My regalia had only 6.85L limit and it got upgraded to Infinia with 9.60L limit in January 2021
6.85 is high limit only
@@creditcardstravelhacks3574 Well, many say that existing limit should be 8L. That is not necessary.
@@amitabhmaheshwari I have 10L limit on my Regalia credit card... Still haven't received any upgrade to Infinia. Wonder if it's true
I got the upgrade to infinia when my regalia limit crossed 8lakhs…
I requested Chennai office in letter to upgrade to diners black..but I got picked for infinia annual fee version
@@amitabhmaheshwari As per the information I've received, you get an offer for this card if you're a customer of multiple products with the bank. Sir, are you such a customer of HDFC? Also, I agree with you that you can get an offer without meeting high income/limit. Many people have gotten upgraded last year without meeting these conditions, maybe because HDFC wanted to make an effort to make existing customers happy when they were prohibited from acquiring new customers.
Day by day, this channel is becoming popular for me. Your talking skill is very nice and Personally I love this talking style ... Eagerly waiting for your Daily vlog or QNA video ...
Thanks for giving us precious knowledge though it is not very helpful for me at this time ...❤️
Thanks a lot, shall keep updating asap
Sometimes they give an offer of buying on Amazon and Flipkart through smart buy wherein they give 10X reward points on Amazon upto 50K purchase and 15X reward points on amounts beyond 50K. For Flipkart it is 6X and 9X respectively. For the amount beyond 50K there is a separate limit of 15000 points, apart from the normal limit of 15K points.
Thats very rarely
@@creditcardstravelhacks3574 It came in Jan and again in March for 3 days each time. You just have to be on the lookout.
I used the same offer in March, I was lucky where I could maximise all the benefits.
@@amitabhmaheshwari Hi sir
I want to ask something
And I want to open some higher varient account in idfc, hdfc and axis and will be upgrading my icici account as well
Instead of maintaining balance I would like to go with fd
Main reason to go for higher varient account is credit cards And it will also give me various kind of features free of cost
My overall budget in 15 lakh
I might increase it to 20 lakhs as well
Can you suggest me for each bank how much of fd I can do, which account I will get and possibly credit card also?
Please reply
@@Iam_sunnyjain In case of HDFC you can open a preferred account by keeping 2 lakhs in savings account or 15 lakhs in FD and savings put together. This would be good for you. Maintaining a relation with HDFC is better because HDFC rewards it’s loyal customers well. You can get their premium Infinia card after some time.
I really like your videos. but the content is only descriptive. Make your content more graphic. Add some tables and pictures in the videos. Take a look at Credit Shifu and Ask sebby Channel videos for inspiration. There is lot of scope for improvement to your content. List all the benefits and other small to big features clearly.
Glad you like the content. Thankyou for your suggestion shall improve as much as possible
Tq sir for making this video. Good information about infinia credit card. Super video
Glad you liked it
My Infinia Card just got approved. Hoping to get it this week. Will post a unboxing video and my journey / experience very soon
How did you apply for it?
i have a diners black card
do i get 5x reward points if buy something from amazon or flipkart on NO COST emi?
on no cost emi i am asking, not EASY EMI.
& what is the difference between NO COST EMI & EASY EMI?
No you do not get points on any EMI transactions
@@creditcardstravelhacks3574 you do get, but just wanted to know if its valid on on cost.
@@ashrafg1551 both are different. 2 years back when I purchased I called bank for same question and they said for no cost EMI you don't get points but again they were confused so I did a payed EMI and I got points. Currently just check terms in smart buy.
As per terms and conditions both on FLIPKART and Amazon via smartbuy you get all benefits same as normal buy. I think there is no difference in reward for easyemi and no cost. No cost available only for selected product where they get good commission or margin.
I currently have Regalia first and would like to get upgraded to Diners black or Infinia. I currently have an upgrade available to Intermiles card. Is it a good upgrade or not? Should I take it or not to finally reach where i want to
No dont take intermiles, rather go for better when available
Sir infinia se smartbuy par tanishq ka voucher kaise buy kare ek video ka link bhejiye
after doing FD did your cousin got secured or unsecured infinia? what about charges?
I have regalia with 7.4lakh limit.Can I upgrade? I also want to ask one thing..we pay 10000 as fees everyyear and for that, we get 10000 reward points everyyear..and we can use that 10000 point to book 10000 rs flights..is that correct!?
if we dont have a massive spending and have an opportunity to get this card. is there a work around where we can buy and sell to accumulate reward points ?
There are lots of work arounds, those are called Manufactured Spends, but it can get flagged by the bank and you could loose points
You cannot use the card for business purpose if so card would be blocked.
@@creditcardstravelhacks3574 i researched a bit on this topic but i think its a term regional to usa and all the tips and tricks like giftcards etc are limited to them. do you know some indian workarounds ?
i recently got an offer for diners or maybe infania as soon as the ban is lifted from hdfc the manager said you are first in line but the thing is i dont have 50k-1l monthly expense.
I have a regalia card with 32,000 limit. I am a classic account holder (savings) with hdfc bank and have a current account also. I have 5 insurances with hdfc bank and have a demat account with hdfc worth 6,55,000 (investment value) when can I get this card.
Shwetabh Gangwar childhood version!
Would be very helpful if you can share a bit more or make a dedicated video on how to grab this card using non standard techniques. Thanks.
Surely will but as of now nothing will work as new cards are not being issued due to restrictions
1 negative I feel is airline partners...it currently only has Kris flyer
Yes thats one negative point
V good Now request u to make a video on HDFC regalia card..
Sure very soon
2 year validity nahi hai 3 years hai ..and I have this card last 2 years and this is really best card ..
When Hdfc credit card will resume.
Pappu mere pass infinia card hai 1451000 lakh limit and Reward point value 0
Maybe you're not using the max benefit of card at all
Amazing content on infinia, great
Thanks a lot
ICICI Emeralde is better.
Is there a joining fee ?
I got my infinia yesterday. This is my first credit card. I don't have imperia account. I am planning for unboxing video.
Good
What is fd limit to grab that gem?Kindly share.
In the range of 12 to 15 lakhs
Sir when they will lift the ban on amex and hdfc🙏🏼
Please make a video telling how you got all your 11 credit cards
Ok very soon surely
Hdfc ka card kabse milna shuru hoga
Or kaha se apply kro
There is no clear answer as to when will they resume issuing cards
Bro you spoke about your friend who got this card with a fixed deposit..can you please enlighten us about the amount of that FD??..card on fd basis??..
Yes you can keep a fd in the range of 10-15 lakhs and get this card
Will diners club card save money on apple products
It does keep giving offers time to time, purchase needs to be done during that time
Can you please make a video on how to get DCB card ?
Soon il do thay
Love your content
Thankyou
WILL I GET INFINIA WITH 4.70 LAKHS
I have dcb with 3.5 lac. How can I increase my limit??
Its a slow process, keep spending and wait.
@@creditcardstravelhacks3574 my limit increased to 812000. How can I get infinia now??
Fees 12k but Benifits 120k.
Hdfc infinia is baap of all credit cards in India 🇮🇳
Yes true that
Amex Metal is bigger than HDFc infinia
@@Rags1982 yes true but not acceptable everywhere 🤗🤗
@@kiranthakkar6471 but accepted everywhere where amex people travel :)
Hdfc diners club black as well
Is it possible to get LTF infinia. In Jan 2021 many regalia people got LTF infinia in a 3 day offer. I am not sure whether you heard about that.
Can you let me know which mail ID I can mail them to ask for infinia. I want the exclusive grievance mail ID not the regular customer care of credit card.
Thanks in advance 🙏
Yes ive heard, you can write to them and try to get it upgraded
Grievance.Redressalcc@hdfcbank.com
Very nice grow more ☺️
Thanks
How much FD did your cousin make ? I guess it will be atleast 12 - 15 L in order to get this card.
Yes around that much
@@creditcardstravelhacks3574 is it more than 15 or less than 15 ?
Not Just FD, even you have a good amount Demat and loan amount they give it.
I own infinia card it's amazing
The Best Card Ever 😍 i have it
ICICI Emeralde is better than this.
What is the reward points value if u turn your rewards points into statement cash
Cashback only at .30p
Stick to english or regional language. Dont ping pong between two lamguahes. Makes it unprofessional
हिंदी में बना या इंग्लिश में बना रहा है
Mixed
FD kitne ki thi?
10 Lakhs
Point value redeem very low
Appka card nehi Dekha Pura video
Bhai hindi me video bnya kro ..!
I have this card
Can we get this as LTF?
@@roninr8199 no
@@pratiksavaliya3152 many regalia users got a free upgrade in Jan.