SBI Arogya Plus Health Insurance | SBI Health Insurance | Full Plan Review | in Hindi | Updated | #
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- เผยแพร่เมื่อ 14 ต.ค. 2024
- SBI Arogya Plus Health Insurance | SBI Health Insurance | Full Plan Review | in Hindi | # 53
Kindly Note : From 1st October 2021 Portability Not allowed in This Product.
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Health Insurance Awareness Video Links
1) Understand Cashless Process: • Cashless Health Insura...
2) Understand Day Care Treatment: • Day Care Health insura...
3) Understand Restore Benefit: • Restore Benefit in Hea...
4) Understand Waiting Periods: • Waiting Period in Heal...
5) Understand Claim Rejection: • Health Insurance Claim...
6) Understand No Claim Bonus: • No Claim Bonus Health ...
7) Understand Portability in Health Insurance: • Health Insurance Porta...
8) Understand Room Rent Conditions: • Health Insurance Room ...
9) Understand Top-Up Vs Super Top-Up: • Top Up Vs Super Top up...
10) Understand Cashless Claim Process: • Cashless Health Insura...
11) Understand Maternity Coverage: • Maternity Insurance | ...
12) Understand Pre & Post Hospitalization Expenses: • Pre & Post Hospitaliza...
13) Understand Co-Payment in Health Insurance: • Co Payment in Health I...
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Kindly Note : From 1st October 2021 Portability Not allowed in This Product.
kya is policy me koi co-payment he
2022 me ye policy portability hogi ?
@@sachin8885 Nahi
@@subhashkadiya Ho jayegi Rs.15753 Premium main hogi
Dental treatment cover
Please advise any scheme (health insurance and/or term plan) applicable for senior citizens for whole life or for atleast for 10 years.
Dental treatment ki recovery available hai is policy ?
Aur Medicine ka Paisa bhi recovery hota hai ki ni .
Sir muze cataratt ka opration karna ho to kar sakte hi kya plz guide karna meri policy aarogya plus policy hai 23 .02.2023 se hai our uske baad renew bhi ki hai
After insurance, from which time Ei facility mileage.. 7 day.. One month
Can u please guide which one is better, Max Bupa or SBI Arogya? I have Max bupa active from past 2 yrs which is covering all my family members. I am confused like should I continue with bupa or move to this one? Bupa is much costlier than SBI arogya.
You should continue with your Max Bupa Policy...SBI Arogya Plus is a Simple and Basic Policy.
Sir,pehele se hi koi bemar hain toh cover hoga
Pancraes ka prblam huwa tha 2salbpahele?
Koi bhi gambhir bimari cover nahi ki jaati...agar pehle se hai tto.
sir arogya plus se mai alag company mai ja sakti hu.port hota hai
arogya plus kaya group policy hai
Arogya plus ek retail policy hai...aap port kar sakte hai...
Koi additional discount bhi hota hai kya, agar yah policy Koi SBI general health insurance brokers se liye Gaya toh ? ie.15%
No discount Dear rate are fixed...
Agar policy me 24 saal ki ladki h to kab tak rahegi policy me aur vo niklegi to 18 saal wali aa sakti h na usme?
25 saal ke hone par usko floater policy se exit hona padega or ek individual policy Leni hogi...ye renewal ke time par 18 saal wali ko add kar sakte hai...
Sir ye gov.policy hai kya ? Ise retired police le sakte hai 58 old please answer me
Nahi SBI GIC government company nahi hai or yes 58 ki age main aap le sakte hai ?
Thank you so much sir🙏
Me aapko call kar sakti hu sir
Maternity ke waqt without admission kya USG ke benefit milega?
Nahi Milega...
Sir Rs.10502 yearly pmt krna hai
Aur sir baad me kabhi cover badana ho to bada sakte hai ya ek hi sumassurd rahega life time
yahi sum insured rahega badega nahi...
Isme particular kisi disease k liye sublimit bhi hai kya
Yes modern Treatment par 50% of Sum Insured ki limit hai...or Treatment par Rs.50000 ki hai wo video main bataya hua hai...
Sir, this is 3rd yr, since I took this policy. Can I avail tooth treatment and tooth transplant. My yrly premium is 10,502 Rs please answer.
No Dear...It works when you admitted 24 hours long...
Day care treatment me nahin aata hai?
सचिनजी
ये प्लॅन (आरोग्य प्लस) कंपनीने बंद किया है ऐसा सूना है!
मैने 08.02.2022 मे ये पॉलिसी लिया है! उसका अगला नुतनीकरण 07.02.2025 मे है ! अगर ये प्लॅन बंद हो गया तो मै ये पॉलिसी एसबीआय के दुसरे पॉलिसीमे या दुसरे कंपनीके पॉलिसीमे पोर्ट कर सकता हु ऎसा बताया गया है लेकीन ये पॉलीसिका जो ढाई साल हुआ है वो ढाई साल दुसरे पॉलिसीमे काऊंट किया जायेगा क्या ? कृपया इतना मार्गदर्शन करे. धन्यवाद !
Sir I have already purchased this product may I know this policy cover lasik eye treatment ?
Koi bhi cosmetic treatment kisi bhi policy main cover nahi kia jata...
Sir I hold SBI group health insurance policy for my mother (presently age 68yrs+) for the last four years of 5lakh coverage and already I got 2 hospital claims( hospitalised for UTI) with more than 90% of billing amount as cashless benefit.
But, I want to know...
1) can I remove the capping of room rent and icu charges(1 & 2% of SI) by paying more premium.
2)Is there any limit or sulimit for any desease in this policy or this policy cover modern treatment?
3) I want to buy super top-up policy for my mother at a detuctible amount of base policy cover that is 5 lakh, please suggest me which company product would be better for her.
Thank you,
Amaresh Majumdar
Kolkata
you are asking Group insurance policy then you need to ask with your HR or Admin because because Group insurance is tailor made plan. For Super top up you can try to take Manipal Cigna Super Top Up for her.
Hospital me admit ho to rukne ka bed ka pura paisa mil jata he ya fix hi kiya hota he
Poora Paisa mil jata hai...
SBI insurer does not have its own in house claim settlement team.it has gives service by only two TPA-one is paramount another is mediassit during buying policy is there any choice given to customers to select TPA service
No...
Agar mai apne plan mai 3lakh ki policy & 5lakh ka top-up karata hu to.. mai maternity mai kitna paisa kharch kar skta hu
Technically aapko Rs.500 hi Milenge.
Sir port karna ka Lia kia karna hoga
SIR KISI WAJHE SE WAIF KA OBORSTION KARNA PADE TO RETURN MILEGA
No...
Aarogy plus, Arogya supreme, Aarogy sanjeevani, Super health insurance policy , what is the difference?
This is a very detailed question it cannot be cover in comment section. You can study all plans then you can understand.
Maternity coverage kaysa hai??
Including mother & baby??
Mother ke liye milta hai but aapko limit kafi kam milti hai...jis varient ka plan lete hai usme aapko alag alag sum insured milega...
Sir family members main sabko milega kya klyam
Ji milega..
Sir kya ye policy india ki kisi bhi cashless hospital mai treatment kor sakte hai
ji india main 10000+ network hospital hai jaha aap cashless ilaaj ki suvida le sakte hai...
59 ki age m is ins ko lete hai. To jo test hoga. Uska payment kise dena hota hai. Company ya customer ko ? Or is policy ko lene k baad kitne din Tak cancell kr skte hai ?
Test ka paisa customer ko dena hota hai or fir company 3 mahine baad account main de deti hai...or aap 15 din tak policy freelook main cancel karwa sakte hai...
sir insurance claim karte samay kon kon si documentation, other issue Aa sakti hai?
Sanju ji ye dep question hai depend karta hai aapke claim main kya problem hai uske hisab se documentation ki jaati hai..aap 9910177177 par call karke pooch sakte hai.
Sir me ek midal class hu mere ko ye policy Lena chahiye ya nahi yepolici sahihe
Ji filhaal ye policy ab available nahi hai
Bahut sunder video accha samjhaya aapne
Thanks
Sir pcl avulsion surgery k liya 1yr wait Karna parega? Or Kitna milega full payment or some upto ?
Problem policy lene ke baad hue hai tto 1 saal...Other wise 4 saal.
Can I port my existing policy at the age of 56 along with my 45 years wife and 19 years of child from national insurance ? My family policy is 18 years old.
Yes you can !!!!
@@InsurancewithSachin thank you so much, I have to pay of rs, 25567/- primium of 2lakh sum assured for myself and my wife and 1.25 lakh sum assured for my child in this year in national insurance company.
Thanks once again for the informative mediclaim policy.
Your welcome
सर मैं न्यू पॉलिसी लेना चाहता हूं अभी मेरी उनसे बात हुई थी कि हम ओपीडी कबर करते हैं पर कितने रुपए तक कवर करते हैं ऐसा उन्होंने कुछ नहीं बताया तो प्लीज बताइए और यह पॉलिसी सभी पॉलिसी से अच्छी है क्या इनका क्लेम सेटलमेंट क्या है
family floater main lagbhag Rs.500 ka opd cover milta hai...policy acchi hai..claim settlement ki ratio change hoti rehti hai..uske liye aap IRDAI ki site visit kare...
Sir maine arogya plus and uske sath top up bhi liya hai... Kya claim ke time pe muze co-payment bhi karne aayega... Muze main policy and top up dono ke co-payment ke bare me bataiye....?
arogya plus main or top up main koi bhi co payment option nahi hai...aapko poora claim mil jayega.
Opd benifit mtlb ....operation expenses???please respons
OPD Means Out Patient Benefits...
Congenial Single kidney person ko future mein major problem jaise dialysis ke liye complete cover milega.
Is policy main nahi mil payega...
Argo sanjabani health insurance.premium kitna ha.
Premium aapki age or kitne family members hai un par depend karta hai...
hello sir, when renewing policy it asks preferred insurance repository. which should i select? can i renew without selecting repository?
Yes you can skip while renewal of your policy. Basically they are asking about e insurance account. If you have then select if you don't have then you can skip.
@@InsurancewithSachin sir then will it affect when claiming amount?
No
@@InsurancewithSachin thankyou sir
Sir please tell me is policy se Keya knee surgery hoga?
Yes ho jayega 1 saal ke baad agar ye bimari pehle ki nahi hai tto...
Agar kisi or cumpni me chal raha he to sbi me port karwa sakte he
1 oct 2021 se is plan main portability band ho gayi hai...
मेरी पालिसी बजाज आलियांज से 22/7/2021 को खत्म हो रही है।
क्या मैं SBI जनरल इंश्योरेंस में पालिसी पोर्ट करवा सकता हूँ?
वहाँ 12182/ ₹ की वार्षिक प्रिमियम है क्या पोर्ट होने पर यहाँ कम हो सकती है?
Yes port ho sakti hai...3 lac ka premium 10502 rahega
Sir sum insured rs.300000 is too less, is there option for.more sum insured value I mean 5-10 lakhs
Yes you need to buy Super Health Policy and Arogya Supreme Policy of SBI general
hi sir, can i take this policy for me and my parents. does it cover parents?
Yes if age is below 65... contact for more details : 9910177177
My husband had Metal Wall Replacement. So is this policy profitable to us??
Sorry we cannot offer this policy to your husband but we can offer you if you are fit and fine...
My plan in star health is 5lac
Can i port in sbi general arogya plus
Yes you can in Rs.15,700 varient
Sir, Full body checkup free m kravate h kya??Mere paas arogya plus policy h
Please btaye mujhe checkup karwana h
No...
Accident hone ke baad policy kam karati hai kay
Yes agar kam se kam 24 Ghante aapko hospital main admit hona pade tto.
Hi, I have issues in my liver(high sgpt) and for treatment I will be moving from my current place of stay to another. So I was looking for affordable insurance policy. Will this policy be helpful for me?
Yes this is good policy you can take this...
Sir koi lic only risk cover policy age 45 year hai
bima 25 lukh low premium hove please dasso
aap 9910177177 par call kare
Kya ye policy cash less hai
Yes ye policy Cashless hai...
Sir arogya policy me kya
I v f treatment yani test tube baby ke liye infertility treatment cover he kya
Nahi...
Meternity banifit kitna hai wating period
Maternity ka waiting sirf 30 days hai but wo opd ki limit tak hi milta hai.
Opd limit kitni hoti he
Ceserean delivery ka kharcha milta hai isme ?
sir. is it [arogya plus]cashless claim?
Yes...
sir is plan mai portability ho sakti h kya and kitny tim pehle i can submit request for portability
Ho sakti hai aapko 10-15 din pehle apply larna hoga.
Kya yah policy hospitalize hone par cashless card ke roop mein support dega ki hospitalize ke sare payment karne ke baad reembrussment hoga
Portability ka kya matlab hai.
Aap is policy se dono tarh ke claim kar sakte hai cashless or reimbursement or Portability ko samjhne ke liye aap ye video dekhe.. th-cam.com/video/4K6Wcv5bmrY/w-d-xo.html
BP ki davai chal rahi ho toh woh le sakta hai ki nahi ??
Le sakte hai . BP 4 saal baad cover hoga
hi sir,for 65 yrs old high bp and diabetic patient how much premium money each year?
Rs.10502
Group policy port karna hair to hongha naa.Renewal facility life long hair naa.
Sorry Group Insurance port nahi hota....
Sir mere 2bache hai 3saal ki or 80din ka mere 80din ke baby ko kidney ki problem hai janam se ek kidany hai Uski or Uski sarjari ho gayi hai to kya mera bache ko bhi ye Policy ka benefit milega
Yes milega but congenital disease ke cover tak or depends on underwriter decision.
Sir me 35 barsh ka hu mujhe heart balb problem he kya me yah policy le Sakta Hu krpya margdarshan Karen ?
ye policy aapko nahi milegi...kyu aapko pehle se health problem hai...
@@InsurancewithSachin लेकिन सर पालिसी लेने से पहले व्यक्ति का सम्पूर्ण मेडिकल चेकअप किया जाता है क्या ? कृप्या स्पष्ट करें
सर मे मुंबई रहतता हो तो SBI हॉस्पिटल कोणकोणसे हे
www.sbigeneral.in/contact-us/hospital aap yaha click karke dekh sakte hai...
sir for hernia, sinus, uterus removal etc is waiting period 1 year ?
YES...
Sir, please check once again, maternity is not covered in this plan. Please revert which plan is best for 2A+1C
Aap Maternity bol rahe hai ya maturity ?
@@InsurancewithSachin updated comments
@@omprakashyadav877 Maternity covered only up to the limit and mentioned in policy brochure.
सचिन सर मैने एक लाख रुपए वाली २ लोगो की पॉलिसी ले रखी ये पॉलिसी सर्जिकल कैस में कितने दिन बाद काम करती है
Generally 1 saal ke baad sabhi surgery cover hoti hai agar bimari pehle se nahi hai tto.
10502₹मे प्रीमियम सेल्फ कितने साल तक वैलिडिटी होगा होगा
Abhi tak tto fixed hai isme premium...or shayd aage bhi rahega.
I have already purchased star health optima premium insurance 2+1. I have paid amount Rs 13500/- year last 3 years but I have add 1 adult person my mother her age 45 years ..can you suggest this policy purchase add one member..how my amount premium paid me?
Yes you can add your mother in your existing policy but premium will be charge on Highest Age member so i suggest you kindly take a individual policy for her...
Sir eye checkup ka kya process hai
Eye checkup nahi milta is policy main
Sir, your information about this product is very good. I have a question that what are 142 day care treatment give me list of it.
Sure ... just download policy wordings link available in description. where you can find day care list.
@@InsurancewithSachin thank you Sir.
1) If there is an accident and a fracture in the hand, in such a case there is no need to be hospitalized for 24 hours, then the claim should be made in day care??? If the doctor gives the file of day care treatment, will the claim pass or not??
2) If there is a cataract in the eye and there is a cataract operation, is there any amount limit or not??? Because the cost of lenses varies up to 25 to 50 thousands rupees.
2) where to check claim status is there any app ??
1) Yes claim will be pass.
2) No limit but waiting period of 4 years will be applicable.
3) Go play.google.com/store/apps/details?id=com.sbig.insurance&hl=en_IN&gl=US&pli=1 you can download app form there
If the Arogya plus policy for 2 persons( husband and wife) is running for 3 years and a baby girl is born, after how many days can the baby girl be added to the current year's policy??
And tell what is the procedure for adding the name of new member.
53 ki age me two kids aur two adults ka kitna premium ayega.new india insurance policy port ho sakti h kiya.
Rs.10,502 Yes port ho sakti hai...For More details whatsapp 9910177177.
@@InsurancewithSachin ok ye caseless h
@@anjaligarg4488 Yes cashless hai...if you want to port you may contact us 9910177177.
Nandurbar dist me kaunsa
Hospital add hai
Aap yaha Click karke dekh sakte hai.. www.sbigeneral.in/portal/claim/hospital-network
COVID cover hoga??
Yes Hoga...
Ye plan kaun kaunsa hospital mai lagu hai Sir
Lagbhag Sabhi bade hospitals main.
16:08 इस प्लान में पाइल्स कब कवर होता है
Agar pehle se hai tto 4 saal baad or policy lene ke baad hua hai tto 1 saal ke baad.
Is it necessary policy by sbi for kcc loan account
No...
@@InsurancewithSachin so please tell me how to complaint & get the refund
@@SaurabhSingh-mt5mz simple email to sbi bank customer service.
Am 1 month pregnant how can I get benefits please answer..
No....
Yes.. 💯... hospital bill cover rahenge na...chahe wo network me ho ya non network me bhi...aur sir company baad me pesa dene me magajmaaari to ni krti
ji hospital ka claim milega...or sabhi companies sabhi geniun claim pay karti hai
Sir ye bataye ki pregnancy cover ki jati h
As per policy YES ki jaati hai..But Amount OPD ki Limit ke barabar hota hai.
Sir father's age is 58.. So i need to do medical check up.. how much it will cost to me? Any reimbursement from sbi?
No charges... telephonically medical will be done.
सर मेरे माता- पिता 64 साल के है, क्या में उनके लिए आरोग्य प्लस हेल्थ इन्शुरन्स ले सकता हु.. प्रीमियम कितना होगा
Ji bilkul le sakte hai agar unko koi health problems nahi hai to premium Rs.10,502 hoga...
Can this policy be done for Rs 10 lakhs coverage?
No... Maximum 3 Lac is available.
Care advantages 25 lakh ke plan ke bare main bhi batao aur covid cover hoga usmain..
th-cam.com/video/_aJ6HsK-rEo/w-d-xo.html
watch the video of care advantage and yes covid cover hoga.
Yes it covers covid you can Whatsapp me on 9146990082 for more details
Kya maternity ki full expense dega??
No.
Toh kya kya milega
Sir sinus ke ilaj me operation me kitan cleam milega
jitna aapka bill aayega...
@@InsurancewithSachin sir health insurance ke liye apply kase kare
Can port PNB Royal mediclaim policy and top up / super top is available.
See Bank policies are non portable In retail polices....but yes you can buy top up super top up.
Sir muje ye policy liye huye 2 months ke around huye hai
And muje abb iss policy ko cancel karwana hai .
Mera yearly payment ₹10,502/- tha
Sir please share the information on cancellation and how much amount is get refunded .
sure i will make video about policy cancellation or abhi ke liye aap cancellation ke liye apne agent se sampark kar sakte hai wo aapki help karenge...
For piles treatment how much days have to wait?
1 Year agar policy pehle se hai tto...
Can I port my old policy of royal Sundaram to SBI arogya plus?
Yes....Why not ? if you need any assistance contact me.
@@InsurancewithSachin i need assistance for port
Hi, what about Co payment
No there is no co payment...
How many years pay?????
Every year
Sir clamp paas ho jata he
Ji ha claim paas ho jata hai..
Dear Sachin,
Badiya..sahi bola aap.. Dhanyavad...
Lekin SBI Arogya Plus is mostly works on repayment basis (No CashLess) because the hospital list are very poor compared to other conventional Insurer. Here my question is bhayya is Insurance ka repayment how to claim, also the claim proceedural are hihghly tricky and cmplecated as well as most hazzle too like submitting original Bills, photos etc.....in that case SBI Arogya Plus is not advisable isnt it ?? zara clear karoge aur SBI TOPUP and Super TOPUP kaisa choose karega is policypar
Thanks mere kaam ke liye...Lekin ye Policy Cashless main accha kaam karti hai. iska jo TPA hai mostly Paramount rehta hai jaha 10000 se jaida cashless hospital hai poore india main.Shayad aapne aise hospital main ilaaj karwaya hoga jaha par cashless service nahi hogi..otherwise cashless main paper bhejne ka koi jhanjhat hi nahi rehta hai. SBI ka sirf top up aata hai abhi market main sbi ka super top up nahi aaya hai...top up ko samjhne ke liye aap ye video dekho. th-cam.com/video/EggmZGbm-vs/w-d-xo.html
@@InsurancewithSachin Dhanyavad Bhayya, Jee mem Kerala se ho. Mere shaharpar SBI ka Cashless Hospital bilkul cum he, aur nahi bhi bolsaktah. Iskaranmem menedhodasa confuse hogaya. Iskialava is policy badiya sundarhey ki iska premium hameshekeliye sahi.
@@changathi4345 ok
It means jis hospital me ceaseless system nahi hoga waha humko pay krna prega then uske bad reimbursement hoga aisa h kya? Please thora explain kare?
What is the opd
Out Patient Department.
Sir opd benefit kya hai
Normally 500 Rs. waise depend karta hai aapne konsa plan choose kia hai.
sir opd bnifit kse milta hai ji
Doctor ke charges ke bill or dawayio ke bill company ko bhejne hote hai.
@@InsurancewithSachin koi bimari fix hoti hai ja jaise bukhar cold pain vgegra sab ki liye milta hai claim
Koi bimari fix nahi hai...
Is hospitalisation for any type including covid covered ?
Yes...
Mene liya covid claim
Agar ye policy lene ke 1 mnth baad wife pregnant ho jaye to coverage kab se milega??? Delivery ke time milega?? Pls rply
Yes delivery ke baad milega.
Agar kisi ko hiv ho aur wo ye policy le le to uski davay and test ke kharche milege ?
Pehle se HIV hai tto ye policy nahi milegi... policy lene ke baad ho jaaye tto aapko limit Tak kharcha milega..hospital main admit hone par.
@@InsurancewithSachin if not declared .
After investigation your claim can be reject...Moreover your policy can be cancelled and money will be forfeited.