I didn’t forget to pay my IOUs this time 😅🤣. So happy to make an extra payment. Every bit counts 😊. Hope you’re having a great afternoon Misha! Can’t thank you enough for always watching til the end. Love ya 💜💜💜🥰
Great job, Kathy!! Amazing savings and extra money to put towards principal is a WIN, WIN!! And, math has definitely changed from when I was in school.☕
Lol I’m so lost with my daughter’s math work. I always need to reteach myself so I can teach her. Oh yes!! I’m always so excited to make that extra payment. I feel like I’m getting closer and closer. You’re amazing Izzy! Thank you so much for always staying til the end amiga! Have a wonderful Friday! 🤗💜
Hi Kathy! Awesome cash stuffing. Yay for no IOUs and making an extra payment to debt. The city that never sleeps for sure. I love the concrete jungle 🗽Great video as always! ❤🍹🍹
I need to get out of the concrete jungle 😂. It’s too crazy here lol. Can’t wait to show my progress on my debt! I really want to pay it off soon 😊. You’re amazing Lisa! Thank you for always taking the time to watch my videos. You’re the best 🤗💜
Absolutely! Any progress is progress. I feel very motivated to pay this off. Staying as consistent as I can. Thank you so so much for the encouragement Christine. It means a lot 🤗💜
Hey Eva!! Thank you so much love! I can’t wait to complete the is binder 😅. Can’t believe it takes a whole year to save for Christmas lol. Thank you so so much for hanging out with me til the end. Have a beautiful Friday🤗💜
Yay!! Always a great video when there’s no IOU lol. Hope your week is going well Randa! Thank you so much for always sticking with me til the end my friend. I truly appreciate all of your support 🤗💜
Hey Vane!! Welcome back amiga!! Hope all is well with you and your family! Always happy to see you here love! Thank you so much for cheering me on. I truly appreciate all of your support 🤗💜
Im super happy you check out the other budgeters. Love watching how everyone does their budgeting and savings. I’ve learned so much in this community. Always appreciate you commenting Colleen! Can’t thank you enough for always watching til the end. Have a beautiful afternoon my friend 🤗💜
Thank you so much Izzy! Can’t thank you enough for all the support you give me. Hope you have a wonderful evening my friend. Super grateful you watch til the end 🤗💜
Great challenges! ❤ Your Christmas binder is so sparkly. Love it. ❤ Can't wait for Christmas, but don't want summer to end. Not just yet. Haha. ❤ 🥂 21:13
I want summer to be over 😂😂. I’m so ready for the fall! It’s my favorite season. I can’t wait til finish all the challenges in this Christmas binder. ☺️
Hey Kathy fab video 😊 love the doubles sided challenges they are very budget friendly! Isn’t there a song about a city that never sleeps…. 🥰 lovely to listen as always my friend 🍹🧋🍸 I went for cocktails as my drinks lots of love xx🧡🦊🧡
Deena makes amazing and cute challenges, love her channel. Lol there probably is a song but I don’t know it 😅. Thank you so much for always listening til the end Emily! Have a lovely Friday my friend 🤗💜
I really appreciate you Kari! Thank you so much my friend. I’m always happy to put in a little extra towards debt. I really need to pay this off ASAP! Hope you’re having a wonderful Friday love! Have a beautiful day 🤗💜
Hey Kathy... I remember when I used to youtube to help out my kids with their homework 😂. Great progress on your debt binder. No iou.. Noooo 😮 Great amount of money towards your extra payment.. Any progress is still progress.. 🥂
😂😂 Math nowadays is like rocket science. The way we were taught isn’t the correct way even though we get the same answers 😅. Progress is definitely progress. I’m happy I put something towards debt to begin with. You’re amazing Gillian. Thank you for always showing me support. I really absolutely appreciate you love 🤗💜
Good morning Andrea!! My week is going well thanks 😊. Enjoying this beautiful morning today. Hope you’re having a lovely week too! Thank you so so much for hanging out with me til the end. I really appreciate all of your support my friend 🤗💜
You’re absolutely right! It’s all good. Just as long as I’m stuffing my debt binder I’ll be ok. Hope you’re having a wonderful week Lucy!!! Always love chatting with you amiga!! Hope you’re doing well 🤗💜💜. As always thank you so so much for all your support. You rock! 🥰
Oh yes!! I Can’t wait 😆. Thank you so much for the encouragement Brandi! It means so much to me that you’re here. Hope you’re having a wonderful Friday and thank you for always watching til the end 🤗
😂😂 It’s fun for a day but after that all you’ll here are sirens, honking, foot traffic and people just yelling in the street 😂😂. Thank you so much for hanging out with me til the end Clarissa. You’re amazing 💜🤗
Debra!!! How are you my friend! Hope your week is going well hun 🥰. Can’t thank you enough for being here. Your support means so much to me. Thank you for everything 🤗💜
Hi Kathy! You’re doing amazing with your savings. I’m glad you’re going to start your holiday savings, I’m all down for it! Great video as always ☺️🌸🙌🏼💜☕️
Oh, and when I was in high school and my first year of college I was all bad a with math….I took Calculus 1 and 2, and Statics for Engineering but then I changed my major to music and didn’t use the high functioning math anymore and now I struggle with my kids math 🤯 I’m like, how did I ever do this 😅😂
Hey Sandra!! Thank you so much for watching til the end my friend. Oh yes! Definitely trying to stay ahead of the game with the holidays. The less I use my credit cards the better 😆. I really appreciate you being here. It means so much 🤗💜
Hi Kathy! Great savings and no IOUs 🎉My challenge was a little greedy today 😂😂.Thank you so much the shoutout🩵$124 is a great amount going towards debt🎉Every little bit counts🩵This time of year is stressful because once that holiday season starts, it’s full spend ahead to Xmas Great savings today my friend 🩵🧉🥂
😂😂 Your challenge wanted all the money. Very true, every bit counts. I’m just happy I can put a little extra towards my debt 😊. Ugh The holidays are near! I don’t think I’m ready to spend a lot of money just yet! Thank you so much for being here and supporting little ole me Erin! I truly appreciate you my friend thank you 💜🤗
😂😂 For real!! To the point where after I’m done recording, I got back and make sure I counted everything correctly 😅. Super happy to see you Shan!! Thank you so much for the sourdough challenge! Love it!! 🤗💜
Hope you had a great day Sabrina! Can’t thank you enough for always taking some time to watch my videos my friend. Thank you for everything. Have a lovely evening 🤗💜
hey friend great video and amazing progress and i remember those days living in the city since i moved upstate and when i go to visit i get anxiety 🤦🏽♀️😂
🤣🤣 My sister lives upstate too and says the same thing to me. She would not take the train whenever she visits lol. Thank you so much for watching Ashley! Always happy to see you here. Have a wonderful morning 🤗💜
Thank you so so much for hanging out with me always til the end Millie! Hope you’re having a great work week so far. Have a lovely evening my friend 🤗💜
I can’t wait either!! 😆😆. Getting closer to finishing this binder 😊. Hope you’re doing great with your savings Angie! Always great to see you here. Thank you for always showing me support 🤗💜💜🥰
Hey Mel!!! Thank you so much my friend! Hope you had a great week! Always grateful that you’re here and showing me so much support! I really appreciate you. Have a beautiful Friday! 🤗💜
Good morning Andrea!!! Hope you have a wonderful morning my friend!! Thank you so so much for always showing me support! I’m truly grateful that you stay with me til the end. Thank you 🙏🏼🤗💜
@@CruzBudgets hi girl. I’m still sick but others have gone to see him. All I can say is he’s holding on. One of his friends went tonight and FaceTimed me so I can see him.
@lolethawoods786 Awww!! 🥰. I remember I got mine when he was two months old. My sister lives upstate and dropped him off to me. He is six now and an old fart 😂😂.
Hola Coco!! Thank you so so much for all the blessings my friend. Sending you all the love and positivity your way too. Always appreciate that you stay til the end my friend. Your support means so much to me 🤗💜
🍹 Dude, this new math is so weird 😂😂. My son won't let me help him cause "it's not the way the teacher taught him"- even though it gets you the same answer 😅. You are doing amazing in your extra payments towards debt 😊
Omgosh!!! My daughter tells me the same exact thing 🤣🤣🤣. She does division so differently from the way I was taught 😭. It’s just so complicated! Thank you Anabel! I’m so happy to put anything towards my loan. I know next month I will be able to complete more challenges 😊. How are you feeling amiga? Hope you and your family are well 🤗💜
Happy Wednesday Chris!! Hope you’re having a great week so far! How’s the build a farm coming along? Do you have an Etsy shop? I keep hearing other TH-camrs mention Chris from tewatoo? Not sure if that’s you 😅.
@chrisgilmore4591 😂😂 Life at the farm is tough! Oh yes build a farm money is going help us big time! Yay! Thank you for letting me know. I’m out of Etsy jail precisely tomorrow 😂😂. Will check you shop out 😁
😭😭 it truly is 😂😂. I have to reteach myself every lesson plan! Hope you’re having a wonderful afternoon Dianne!! I truly appreciate your support! It means a lot to me my friend 🤗💜
Hope you’re having a great afternoon Ramsey!!! Always happy to see you my friend. Thank you for always watching my video through. Have a wonderful rest of your week 🤗💜
Hi friend here watching ❤
Good morning Renee!! Thank you so much for stopping by! I truly appreciate your support my friend. Have a great day 🤗💜
Yay, no I.O.U.’s!!! Great savings today! And yay for being able to make an extra payment!! Love when people do Christmas savings. 🥤 love ya ❤
I didn’t forget to pay my IOUs this time 😅🤣. So happy to make an extra payment. Every bit counts 😊. Hope you’re having a great afternoon Misha! Can’t thank you enough for always watching til the end. Love ya 💜💜💜🥰
Great job, Kathy!! Amazing savings and extra money to put towards principal is a WIN, WIN!! And, math has definitely changed from when I was in school.☕
Lol I’m so lost with my daughter’s math work. I always need to reteach myself so I can teach her. Oh yes!! I’m always so excited to make that extra payment. I feel like I’m getting closer and closer. You’re amazing Izzy! Thank you so much for always staying til the end amiga! Have a wonderful Friday! 🤗💜
Hi Kathy! Awesome cash stuffing. Yay for no IOUs and making an extra payment to debt. The city that never sleeps for sure. I love the concrete jungle 🗽Great video as always! ❤🍹🍹
I need to get out of the concrete jungle 😂. It’s too crazy here lol. Can’t wait to show my progress on my debt! I really want to pay it off soon 😊. You’re amazing Lisa! Thank you for always taking the time to watch my videos. You’re the best 🤗💜
Awesome savings! Lots to be excited about! Money for debt ✅ and savings✅ 🌸💗🌷
Absolutely! Any progress is progress. I feel very motivated to pay this off. Staying as consistent as I can. Thank you so so much for the encouragement Christine. It means a lot 🤗💜
Hi Kathy! Great Savings ❤🎉 LOVE your Christmas binder! 🍹
Hey Eva!! Thank you so much love! I can’t wait to complete the is binder 😅. Can’t believe it takes a whole year to save for Christmas lol. Thank you so so much for hanging out with me til the end. Have a beautiful Friday🤗💜
Good morning Kathy, great savings and yea on no I.O.U's this time! 🎉 ☕️ 🍵
Yay!! Always a great video when there’s no IOU lol. Hope your week is going well Randa! Thank you so much for always sticking with me til the end my friend. I truly appreciate all of your support 🤗💜
Thanks so very much for the wonderful shout out 😊❤
You’re so welcome Deena! Love your challenges my friend 💜
Hello my friend here catching up after 2wks absent from youtube...great job saving those bigger numbers...yeyy 3 completed challenges this month 👏
Hey Vane!! Welcome back amiga!! Hope all is well with you and your family! Always happy to see you here love! Thank you so much for cheering me on. I truly appreciate all of your support 🤗💜
Great savings challenges! I find all my new YT videos and Etsy shops by your links.🍹
Im super happy you check out the other budgeters. Love watching how everyone does their budgeting and savings. I’ve learned so much in this community. Always appreciate you commenting Colleen! Can’t thank you enough for always watching til the end. Have a beautiful afternoon my friend 🤗💜
Hey Kathy! Yay on no IOU 💗💗Great savings 🍹🍹
Thank you so much Izzy! Can’t thank you enough for all the support you give me. Hope you have a wonderful evening my friend. Super grateful you watch til the end 🤗💜
Great challenges! ❤ Your Christmas binder is so sparkly. Love it. ❤ Can't wait for Christmas, but don't want summer to end. Not just yet. Haha. ❤ 🥂 21:13
I want summer to be over 😂😂. I’m so ready for the fall! It’s my favorite season. I can’t wait til finish all the challenges in this Christmas binder. ☺️
Happy Wednesday,! Catching up on videos 🧡🍷
Thank you so much for always hanging out with me til the end Cin! I truly appreciate all of your support. Have a wonderful Friday my friend 🤗💜
Hey Kathy fab video 😊 love the doubles sided challenges they are very budget friendly! Isn’t there a song about a city that never sleeps…. 🥰 lovely to listen as always my friend 🍹🧋🍸 I went for cocktails as my drinks lots of love xx🧡🦊🧡
Deena makes amazing and cute challenges, love her channel. Lol there probably is a song but I don’t know it 😅. Thank you so much for always listening til the end Emily! Have a lovely Friday my friend 🤗💜
Great video Kathy! Hugs my friend. 🤗🤗💚💚
Good morning Donna Jo! Thank you so much for being here my friend! Have a beautiful Friday! 🤗💜
Hi Kathy, Yes, great stuffing! You are making good money moves, bossing the money like a pro! I'm truly happy for you, my friend! 🤩✌🏾🧉
I truly appreciate your wonderful kind words Sadi J! Can’t thank you enough for all of the support you give me my friend. You’re the best! 🤗💜
That is amazing you got to add more to the principle. You are doing fabulous saving!
I really appreciate you Kari! Thank you so much my friend. I’m always happy to put in a little extra towards debt. I really need to pay this off ASAP! Hope you’re having a wonderful Friday love! Have a beautiful day 🤗💜
Hey Kathy... I remember when I used to youtube to help out my kids with their homework 😂.
Great progress on your debt binder. No iou.. Noooo 😮
Great amount of money towards your extra payment.. Any progress is still progress.. 🥂
😂😂 Math nowadays is like rocket science. The way we were taught isn’t the correct way even though we get the same answers 😅. Progress is definitely progress. I’m happy I put something towards debt to begin with. You’re amazing Gillian. Thank you for always showing me support. I really absolutely appreciate you love 🤗💜
Hey Kathy! Hope you’re having a great week🍹Cheers! 🥂
Good morning Andrea!! My week is going well thanks 😊. Enjoying this beautiful morning today. Hope you’re having a lovely week too! Thank you so so much for hanging out with me til the end. I really appreciate all of your support my friend 🤗💜
I think you will have a lot of completed challenges next month, definitely comes in waves. Be proud anything extra is amazing. 🍹🥤🧃🧋
You’re absolutely right! It’s all good. Just as long as I’m stuffing my debt binder I’ll be ok. Hope you’re having a wonderful week Lucy!!! Always love chatting with you amiga!! Hope you’re doing well 🤗💜💜. As always thank you so so much for all your support. You rock! 🥰
Great video. You are definitely going to have a big savings next month. 🍹
Oh yes!! I Can’t wait 😆. Thank you so much for the encouragement Brandi! It means so much to me that you’re here. Hope you’re having a wonderful Friday and thank you for always watching til the end 🤗
Great savings Kathy!!! Christmas and debt🎉 Will visiting the city that never sleeps one day😂🍷🍷🍷
😂😂 It’s fun for a day but after that all you’ll here are sirens, honking, foot traffic and people just yelling in the street 😂😂. Thank you so much for hanging out with me til the end Clarissa. You’re amazing 💜🤗
Great video my friend. 🍹🍹😊
Debra!!! How are you my friend! Hope your week is going well hun 🥰. Can’t thank you enough for being here. Your support means so much to me. Thank you for everything 🤗💜
Hi Kathy! You’re doing amazing with your savings. I’m glad you’re going to start your holiday savings, I’m all down for it! Great video as always ☺️🌸🙌🏼💜☕️
Oh, and when I was in high school and my first year of college I was all bad a with math….I took Calculus 1 and 2, and Statics for Engineering but then I changed my major to music and didn’t use the high functioning math anymore and now I struggle with my kids math 🤯 I’m like, how did I ever do this 😅😂
🧋Math was my favorite subject in math now that I don't use it all the time man 😑 need a refresher course lol
Hey Sandra!! Thank you so much for watching til the end my friend. Oh yes! Definitely trying to stay ahead of the game with the holidays. The less I use my credit cards the better 😆. I really appreciate you being here. It means so much 🤗💜
Hi Kathy! Great savings and no IOUs 🎉My challenge was a little greedy today 😂😂.Thank you so much the shoutout🩵$124 is a great amount going towards debt🎉Every little bit counts🩵This time of year is stressful because once that holiday season starts, it’s full spend ahead to Xmas Great savings today my friend 🩵🧉🥂
😂😂 Your challenge wanted all the money. Very true, every bit counts. I’m just happy I can put a little extra towards my debt 😊. Ugh The holidays are near! I don’t think I’m ready to spend a lot of money just yet! Thank you so much for being here and supporting little ole me Erin! I truly appreciate you my friend thank you 💜🤗
@@CruzBudgets You are most welcome🩵
HomeGoods has Halloween stuff out already 🤦♀️I’m not nearly being ready. Black Friday will do me in 🤣🤣🤣
Hello Kathy! Great savings. 🫶🏼🩷😻🧋🧋
Thank you so so much Lilly!!! Always happy to see you amiga!! Super grateful for all the support you give me. Have a beautiful evening love 💜🤗
Hey Kathy. Great saving. So true the games make me feel like a mathemetical genius 😂😂 woohoo 🥳 no IOU.
😂😂 For real!! To the point where after I’m done recording, I got back and make sure I counted everything correctly 😅. Super happy to see you Shan!! Thank you so much for the sourdough challenge! Love it!! 🤗💜
Great savings❤❤🍹
Hope you had a great day Sabrina! Can’t thank you enough for always taking some time to watch my videos my friend. Thank you for everything. Have a lovely evening 🤗💜
Hello 👋 , great savings ❤❤❤❤
Hey Fatima!! Hope you’re doing well my friend! I truly appreciate your support. Thank you so much for being here 🤗💜
Hi Kathy! 🍷🍹🥂🥃🍵☕️ here watching a little late 😂 happy Friday!!
Always grateful that you’re here Ana! Thank you so much for always showing me support. You’re the best my friend. Happy Sunday 🤗💜
hey friend great video and amazing progress and i remember those days living in the city since i moved upstate and when i go to visit i get anxiety 🤦🏽♀️😂
🤣🤣 My sister lives upstate too and says the same thing to me. She would not take the train whenever she visits lol. Thank you so much for watching Ashley! Always happy to see you here. Have a wonderful morning 🤗💜
Hey Kathy great video today. ☕️🍷
Thank you so so much for hanging out with me always til the end Millie! Hope you’re having a great work week so far. Have a lovely evening my friend 🤗💜
Nice savings🥤 can’t wait to find out how much you saved for Christmas.
I can’t wait either!! 😆😆. Getting closer to finishing this binder 😊. Hope you’re doing great with your savings Angie! Always great to see you here. Thank you for always showing me support 🤗💜💜🥰
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Thank you so so much for watching til the end! I truly appreciate your support 💜💜
☕
Thank you so so much for watching til the end! I really appreciate your support! Have a great afternoon 💜💜
Watched before bedtime. ☺️ Awesome video! Love the Christmas binder challenges. 🎄🩷🧋
Hey Mel!!! Thank you so much my friend! Hope you had a great week! Always grateful that you’re here and showing me so much support! I really appreciate you. Have a beautiful Friday! 🤗💜
☕️
Good morning Catherine! Thank you so much for hanging out with me til the end! Thank you so much for being here and wishing you a great day! 💜💜
Coffee ☕️ lol
😁 thank you so much for always spending some time with me Deena! I truly appreciate you 🤗💜
Hi Kathy👋 here watching great video 😊 21:13
Hey Margie!! You’re amazing, thank you so much for watching til the end my friend! I truly appreciate you. Have a wonderful day 🤗💜
Heyyy.. 🍾🍾🍾
Good morning Andrea!!! Hope you have a wonderful morning my friend!! Thank you so so much for always showing me support! I’m truly grateful that you stay with me til the end. Thank you 🙏🏼🤗💜
Great video my friend. 💜
Hey Susan!!! Always love to see your comments! It lets me know you’re hanging in there. Hope you’re feeling better. Any progress with Sean?
@@CruzBudgets hi girl. I’m still sick but others have gone to see him. All I can say is he’s holding on. One of his friends went tonight and FaceTimed me so I can see him.
@@susanpacheco8318 awww that was very sweet of his friend. Hang in there love. Hope you feel better soon 💜
@@CruzBudgets thank you mama💜
🍹 great video
Hey Areli!! Hope all is well my friend! Thank you so much for hanging out with me til the end! I truly appreciate you 🤗💜
Happy Tuesday Kathy😊
Hey Loletha!! How’s the puppy doing? Thank you so much for stopping by my friend. Hope your week is going well 🤗💜
He is doing fine! Next Thursday, I'll be going to Florida to pick him up🤩
@lolethawoods786 Awww!! 🥰. I remember I got mine when he was two months old. My sister lives upstate and dropped him off to me. He is six now and an old fart 😂😂.
Hi ty for sharing your blessings big hugs from Coco 🍸
Hola Coco!! Thank you so so much for all the blessings my friend. Sending you all the love and positivity your way too. Always appreciate that you stay til the end my friend. Your support means so much to me 🤗💜
Hello Kathy
friend, nice Tuesday, good savings filling, I love all the templates, I already have your template downloaded, thank you very much ✨🩷🍹
Hola Chely!!! Yuppie!! Muchas gracias amiga!! Te agradezco mucho el apoyo! Ojalá le guste la plantilla 🤗💜. Feliz noche!
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Dude, this new math is so weird 😂😂. My son won't let me help him cause "it's not the way the teacher taught him"- even though it gets you the same answer 😅.
You are doing amazing in your extra payments towards debt 😊
Omgosh!!! My daughter tells me the same exact thing 🤣🤣🤣. She does division so differently from the way I was taught 😭. It’s just so complicated! Thank you Anabel! I’m so happy to put anything towards my loan. I know next month I will be able to complete more challenges 😊. How are you feeling amiga? Hope you and your family are well 🤗💜
🍷🍻🍻
Happy Wednesday Chris!! Hope you’re having a great week so far! How’s the build a farm coming along? Do you have an Etsy shop? I keep hearing other TH-camrs mention Chris from tewatoo? Not sure if that’s you 😅.
@@CruzBudgetshi Kathy! My farm is killing me, but that’s OK. I have plans for that money. Yes I am that Chris from Tewatoo!
@chrisgilmore4591 😂😂 Life at the farm is tough! Oh yes build a farm money is going help us big time! Yay! Thank you for letting me know. I’m out of Etsy jail precisely tomorrow 😂😂. Will check you shop out 😁
@@CruzBudgets you are too funny my friend. 😂😂. Gotta stay out of jail!!
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Good morning Grace!! Hope you have a wonderful day amiga!! Always grateful that you watch til the end! I’m so happy you’re here 🤗💜
Loved math in school now. it's like a foreign language 😂🧋
😭😭 it truly is 😂😂. I have to reteach myself every lesson plan! Hope you’re having a wonderful afternoon Dianne!! I truly appreciate your support! It means a lot to me my friend 🤗💜
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🥤🧃☕️
Hope you’re having a great afternoon Ramsey!!! Always happy to see you my friend. Thank you for always watching my video through. Have a wonderful rest of your week 🤗💜
💜❤️💰🧋
Happy Wednesday Darlene!! Hope you had a great day my friend! Thank you for always taking some time to watch my videos til the end! You’re the best 🤗💜