Cruz Budgets
Cruz Budgets
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Budget With Me | September Paycheck #1 | Cash Stuffing $140 | Join Me 💜
Thank you so much for stopping by my channel. Today I will quickly go over my budget for my first paycheck of this month of September. Hope you guys are doing wonderfully and are successful with your budgets.
If you’re new please consider subscribing to help my channel. If you’re a returning subscriber, thank you so so much for all of your support. I truly appreciate you.
☁️ CD Ladder Video
Starting My CD Ladder | What is a CD? | @DebtFreeJessie
th-cam.com/video/toZEV9jaQkA/w-d-xo.html
☁️ Letter Bux Trackers
www.etsy.com/shop/BudgetNerdCo
#cashbudgeter #envelopesystem #cashstuffing #money #howtosavemoney #budgeting #budgeting2024 #budgetwithme #budget2024 #weeklycashstuffing #weeklypaycheckbudget #savingsstuffchallenge #savingschallenges #savingchallenge #savingmoney #cdladder #daveramseycashenvelope #daveramseybudgeting #personalloan #financialfreedom #finance #cashstuffingforbeginners #cashstuffwithme
มุมมอง: 126

วีดีโอ

SAVING WITH FRIENDS | Cash Stuffing $70 Chocolate Box & Butterfly Box | Christmas Binder Stuffing25:58SAVING WITH FRIENDS | Cash Stuffing $70 Chocolate Box & Butterfly Box | Christmas Binder Stuffing
SAVING WITH FRIENDS | Cash Stuffing $70 Chocolate Box & Butterfly Box | Christmas Binder Stuffing
มุมมอง 1224 ชั่วโมงที่ผ่านมา
Thank you all so much for clicking on this video! It’s a long one but you’ll have so much fun watching. I will save with my box challenges and stuff my Christmas binder. Will I complete some challenges today? If you’re new please consider subscribing to help my channel grow. If you’re a returning subscriber, thank you so so much for your continued support. I truly appreciate you. ❄️ Freebies dr...
DEBT BINDER CASH STUFFING | Debt Update | DB#28 $50 | Saving With Minis | #debtfreejourney11:42DEBT BINDER CASH STUFFING | Debt Update | DB#28 $50 | Saving With Minis | #debtfreejourney
DEBT BINDER CASH STUFFING | Debt Update | DB#28 $50 | Saving With Minis | #debtfreejourney
มุมมอง 1079 ชั่วโมงที่ผ่านมา
Happy Tuesday Lovelies!! Hope you are all having a great start to your week! Join me as I stuff my debt binder in hopes of completing some challenges. I will also give you a quick update to let you know where I am at with me personal loan. If you’re new please consider subscribing to help my channel grow. If you’re a returning subscriber, thank you so so much for all of your support. I truly ap...
SUNDAY SAVINGS CHALLENGE | Cash Stuffing $160 | Join Me 💜12:14SUNDAY SAVINGS CHALLENGE | Cash Stuffing $160 | Join Me 💜
SUNDAY SAVINGS CHALLENGE | Cash Stuffing $160 | Join Me 💜
มุมมอง 23514 ชั่วโมงที่ผ่านมา
Happy Sunday friends! Hope you are all enjoying your weekend. Let’s see if I can finish any challenges today ☺️(by the looks of my thumbnail that’s a yes lol). If you’re new please consider subscribing to help my channel grow. If you’re a returning subscriber, thank you so so much for all of your support. I truly appreciate you 🤗💜 🧁 Saving Challenges Road to Retirement Book and Ghostly Savings ...
Cash Stuffing August Paycheck #5 | Magic Month | Letter Bux Challenge | CD Ladder12:02Cash Stuffing August Paycheck #5 | Magic Month | Letter Bux Challenge | CD Ladder
Cash Stuffing August Paycheck #5 | Magic Month | Letter Bux Challenge | CD Ladder
มุมมอง 18119 ชั่วโมงที่ผ่านมา
Hey everyone! Thank you so so much for clicking on my video. Today I’ll be budgeting and cash stuffing my fifth paycheck for the month of August. Join me 💜 If you’re new please consider subscribing to help my channel grow. If you’re a returning subscriber, thank you so much for all of your support. I truly appreciate you. 🌧️ CD Ladder Video Starting My CD Ladder | What is a CD? | @DebtFreeJessi...
⭐️ SAVING WITH FRIENDS | Cash Stuffing $70 | Chocolate Box 🍫 | Butterfly Box 🦋16:26⭐️ SAVING WITH FRIENDS | Cash Stuffing $70 | Chocolate Box 🍫 | Butterfly Box 🦋
⭐️ SAVING WITH FRIENDS | Cash Stuffing $70 | Chocolate Box 🍫 | Butterfly Box 🦋
มุมมอง 14121 ชั่วโมงที่ผ่านมา
Hope you are all enjoying this wonderful Thursday! Thank you so much for clicking on this video. Let’s see how far I can go with both binders 😁. If you’re new please consider subscribing to help my channel grow. If you’re a returning subbie, thank you so so much for all of your support. I truly appreciate you! 🍫 Choclate Box @SavingwithAlicja www.etsy.com/shop/AforAlicja 🦋 Butterfly House ​@Bra...
💫 DEBT BINDER CASH STUFFING | How much of an Extra Payment Will I Make? | Giveaway Winners16:20💫 DEBT BINDER CASH STUFFING | How much of an Extra Payment Will I Make? | Giveaway Winners
💫 DEBT BINDER CASH STUFFING | How much of an Extra Payment Will I Make? | Giveaway Winners
มุมมอง 245วันที่ผ่านมา
Hope you are all having a great day! Thank you so much for clicking on my video. I will stuff my debt binder in hopes of completing more challenges to help make an extra payment towards my debt. I will also announce my giveaway winners!! If you’re new to my channel please consider subscribing to help me grow. If you’re a returning subscriber, thank you so so much for all of your support. I trul...
✈️ TRAVEL BINDER CASH STUFFING | $350 of Extra Cash | World Cup 2026 Savings17:23✈️ TRAVEL BINDER CASH STUFFING | $350 of Extra Cash | World Cup 2026 Savings
✈️ TRAVEL BINDER CASH STUFFING | $350 of Extra Cash | World Cup 2026 Savings
มุมมอง 18414 วันที่ผ่านมา
Happy Sunday!! Hope you are all enjoying your weekend. I am unfortunately at work when you’re watching this but I hope you enjoy this video. Join me while I save for travel and the World Cup. If you’re new please consider subscribing to help my channel grow. If you’re a returning subscriber, thank you so so much for your support. I truly appreciate you. 🕰️ Freebies drive.google.com/drive/folder...
⚡️Cash Stuffing August Paycheck #4 | YouTube Paycheck | Sinking Funds Stuffing21:15⚡️Cash Stuffing August Paycheck #4 | YouTube Paycheck | Sinking Funds Stuffing
⚡️Cash Stuffing August Paycheck #4 | YouTube Paycheck | Sinking Funds Stuffing
มุมมอง 18614 วันที่ผ่านมา
Happy Friday Lovelies! Thank you so so much for hanging out with me today. Your support means everything to me and I truly appreciate you all. Have a beautiful day and a wonderful weekend 💜. 🍦 Channel Mentioned @Frugalityislife www.etsy.com/shop/FrugalityIsLife 🍦 CD Ladder Video Starting My CD Ladder | What is a CD? | @DebtFreeJessie th-cam.com/video/toZEV9jaQkA/w-d-xo.html 🍦 Freebies drive.goo...
💫 DEBT BINDER CASH STUFFING | DB#26 $51 | Saving with Minis | A Video to Watch16:42💫 DEBT BINDER CASH STUFFING | DB#26 $51 | Saving with Minis | A Video to Watch
💫 DEBT BINDER CASH STUFFING | DB#26 $51 | Saving with Minis | A Video to Watch
มุมมอง 23014 วันที่ผ่านมา
Happy Wednesday lovelies! I’m back and ready to save! How many challenges can I complete today? Join me to find out! If you’re new to my channel, please consider subscribing to help me grow. If you’re a returning subscriber, thank you so so much for your continued support. I truly appreciate you. 💎 Discover Personal Loan Initial Balance: $10,000 Current Balance: $5,095 Monthly Payment: $214 Cur...
💰 CASH CONDENSING | Unstuffing $2,250 | Back to the Bank | Bill Swap20:31💰 CASH CONDENSING | Unstuffing $2,250 | Back to the Bank | Bill Swap
💰 CASH CONDENSING | Unstuffing $2,250 | Back to the Bank | Bill Swap
มุมมอง 24921 วันที่ผ่านมา
It been a long time since I did a condensing video how exciting. Can’t wait to take money back to the bank and into my High Yield Savings account. If you’re new please consider subscribing to help my channel grow. If you’re a returning subscriber, thank you so so much for your continued support. I truly appreciate you. 💰 Prop Money @MischiefManagedBudgets www.etsy.com/shop/MischiefBudgets #mone...
SAVING WITH FRIENDS | Cash Stuffing $60 | Chocolate Box 🍫 | Butterfly Box 🦋| Join Me 💜13:58SAVING WITH FRIENDS | Cash Stuffing $60 | Chocolate Box 🍫 | Butterfly Box 🦋| Join Me 💜
SAVING WITH FRIENDS | Cash Stuffing $60 | Chocolate Box 🍫 | Butterfly Box 🦋| Join Me 💜
มุมมอง 15121 วันที่ผ่านมา
Thank you all so much for joining me today! Join me while I have fun saving with amazing and creative challenges. I mean who doesn’t love chocolate and butterflies! If you’re new please consider subscribing to help my channel grow. If you’re a returning subscriber, thank you so so much for your continued support! I really appreciate you 💜 🌸 Freebies drive.google.com/drive/folders/1WRHtSC1mujI_0...
DEBT BINDER CASH STUFFING | DB#25 $50 | Low Income | Happy Mail 💜18:33DEBT BINDER CASH STUFFING | DB#25 $50 | Low Income | Happy Mail 💜
DEBT BINDER CASH STUFFING | DB#25 $50 | Low Income | Happy Mail 💜
มุมมอง 22021 วันที่ผ่านมา
Thank you all for joining me today. Let’s chat and have fun while stuffing my debt binder ☺️. If you’re new to my channel, please consider subscribing to help me grow. If you’re a returning subscriber, thank you so so much for your Continued support. I truly appreciate you. 🌹 Freebie drive.google.com/drive/folders/1WRHtSC1mujI_0Bv8KWGxcsirgAgSRcRB?usp=sharing 🌹 Happy Mail @MoneyBossInTheMaking ...
Sunday Saving Challenges | Cash Stuffing $50 | #lowincome #cashstuffing6:57Sunday Saving Challenges | Cash Stuffing $50 | #lowincome #cashstuffing
Sunday Saving Challenges | Cash Stuffing $50 | #lowincome #cashstuffing
มุมมอง 19428 วันที่ผ่านมา
Happy Sunday Lovelies! Thank you all so much for hanging out with me today. I will be stuffing $50 and hope to stretch this money out. If you’re new please consider subscribing to help my channel grow. If you’re a returning subbie, thank you so so much for your continued support. I truly appreciate you. 🐶 Freebie drive.google.com/drive/folders/1WRHtSC1mujI_0Bv8KWGxcsirgAgSRcRB?usp=sharing 🐶 Sav...
Cash Stuffing August Paycheck #2 | Budget With Me | July Closeout | Join Me 💜15:32Cash Stuffing August Paycheck #2 | Budget With Me | July Closeout | Join Me 💜
Cash Stuffing August Paycheck #2 | Budget With Me | July Closeout | Join Me 💜
มุมมอง 17028 วันที่ผ่านมา
Hope you are all doing amazing today! I will do a budget breakdown for the second paycheck of the month of August. I will also show you my July Closeout and let you know how much I spent and saved. I really appreciate your company and support. If you’re new to me channel, please consider subscribing to help my channel grow. If you’re a returning subscriber, thank you so so much for all of your ...
SAVING WITH FRIENDS | Cash Stuffing $70 | Chocolate Box 🍫 | Butterfly Box 🦋18:40SAVING WITH FRIENDS | Cash Stuffing $70 | Chocolate Box 🍫 | Butterfly Box 🦋
SAVING WITH FRIENDS | Cash Stuffing $70 | Chocolate Box 🍫 | Butterfly Box 🦋
มุมมอง 15428 วันที่ผ่านมา
SAVING WITH FRIENDS | Cash Stuffing $70 | Chocolate Box 🍫 | Butterfly Box 🦋
Debt Binder Cash Stuffing | DB#24 $50 | Saving With Minis | Join Me 💜12:16Debt Binder Cash Stuffing | DB#24 $50 | Saving With Minis | Join Me 💜
Debt Binder Cash Stuffing | DB#24 $50 | Saving With Minis | Join Me 💜
มุมมอง 223หลายเดือนก่อน
Debt Binder Cash Stuffing | DB#24 $50 | Saving With Minis | Join Me 💜
Cash Stuffing $120 to Saving Challenges | Join Me 💜9:39Cash Stuffing $120 to Saving Challenges | Join Me 💜
Cash Stuffing $120 to Saving Challenges | Join Me 💜
มุมมอง 227หลายเดือนก่อน
Cash Stuffing $120 to Saving Challenges | Join Me 💜
Cash Stuffing August Paycheck #1 | $170 of Extra Cash | Happy Mail | Join Me 💜18:59Cash Stuffing August Paycheck #1 | $170 of Extra Cash | Happy Mail | Join Me 💜
Cash Stuffing August Paycheck #1 | $170 of Extra Cash | Happy Mail | Join Me 💜
มุมมอง 230หลายเดือนก่อน
Cash Stuffing August Paycheck #1 | $170 of Extra Cash | Happy Mail | Join Me 💜
SAVING WITH FRIENDS | Cash Stuffing $70 | Farm Island Downtown Living | Chocolate & Butterfly Box16:52SAVING WITH FRIENDS | Cash Stuffing $70 | Farm Island Downtown Living | Chocolate & Butterfly Box
SAVING WITH FRIENDS | Cash Stuffing $70 | Farm Island Downtown Living | Chocolate & Butterfly Box
มุมมอง 178หลายเดือนก่อน
SAVING WITH FRIENDS | Cash Stuffing $70 | Farm Island Downtown Living | Chocolate & Butterfly Box
DEBT AND CHRISTMAS BINDER STUFFING | CASH STUFFING $150 | Join Me 💜21:14DEBT AND CHRISTMAS BINDER STUFFING | CASH STUFFING $150 | Join Me 💜
DEBT AND CHRISTMAS BINDER STUFFING | CASH STUFFING $150 | Join Me 💜
มุมมอง 259หลายเดือนก่อน
DEBT AND CHRISTMAS BINDER STUFFING | CASH STUFFING $150 | Join Me 💜
Sunday Saving Challenges | Cash Stuffing $100 | Happy Mail & Freebie | Join Me 💜11:52Sunday Saving Challenges | Cash Stuffing $100 | Happy Mail & Freebie | Join Me 💜
Sunday Saving Challenges | Cash Stuffing $100 | Happy Mail & Freebie | Join Me 💜
มุมมอง 321หลายเดือนก่อน
Sunday Saving Challenges | Cash Stuffing $100 | Happy Mail & Freebie | Join Me 💜
Cash Stuffing July Paycheck #4 | $200 of Extra Cash | Monthly Challenges Completed19:46Cash Stuffing July Paycheck #4 | $200 of Extra Cash | Monthly Challenges Completed
Cash Stuffing July Paycheck #4 | $200 of Extra Cash | Monthly Challenges Completed
มุมมอง 226หลายเดือนก่อน
Cash Stuffing July Paycheck #4 | $200 of Extra Cash | Monthly Challenges Completed
SAVING WITH FRIENDS | Cash Stuffing $70 | Farm Island Downtown Living | Chocolate & Butterfly Box20:26SAVING WITH FRIENDS | Cash Stuffing $70 | Farm Island Downtown Living | Chocolate & Butterfly Box
SAVING WITH FRIENDS | Cash Stuffing $70 | Farm Island Downtown Living | Chocolate & Butterfly Box
มุมมอง 214หลายเดือนก่อน
SAVING WITH FRIENDS | Cash Stuffing $70 | Farm Island Downtown Living | Chocolate & Butterfly Box
DEBT BINDER CASH STUFFING | DB#22 $50 | Saving With Minis | #debtfreejourney8:13DEBT BINDER CASH STUFFING | DB#22 $50 | Saving With Minis | #debtfreejourney
DEBT BINDER CASH STUFFING | DB#22 $50 | Saving With Minis | #debtfreejourney
มุมมอง 235หลายเดือนก่อน
DEBT BINDER CASH STUFFING | DB#22 $50 | Saving With Minis | #debtfreejourney
SUNDAY SAVINGS CHALLENGES | Cash Stuffing $60 | Low Income Stuffing | Join Me 💖6:31SUNDAY SAVINGS CHALLENGES | Cash Stuffing $60 | Low Income Stuffing | Join Me 💖
SUNDAY SAVINGS CHALLENGES | Cash Stuffing $60 | Low Income Stuffing | Join Me 💖
มุมมอง 256หลายเดือนก่อน
SUNDAY SAVINGS CHALLENGES | Cash Stuffing $60 | Low Income Stuffing | Join Me 💖
BUDGET WITH ME | July Paycheck #3 | $30 of Extra Cash | Join Me 💖8:54BUDGET WITH ME | July Paycheck #3 | $30 of Extra Cash | Join Me 💖
BUDGET WITH ME | July Paycheck #3 | $30 of Extra Cash | Join Me 💖
มุมมอง 233หลายเดือนก่อน
BUDGET WITH ME | July Paycheck #3 | $30 of Extra Cash | Join Me 💖
SAVING WITH FRIENDS | Cash Stuffing $70 | Farm Island Downtown Living 🏝️| Chocolate & Butterfly Box23:15SAVING WITH FRIENDS | Cash Stuffing $70 | Farm Island Downtown Living 🏝️| Chocolate & Butterfly Box
SAVING WITH FRIENDS | Cash Stuffing $70 | Farm Island Downtown Living 🏝️| Chocolate & Butterfly Box
มุมมอง 241หลายเดือนก่อน
SAVING WITH FRIENDS | Cash Stuffing $70 | Farm Island Downtown Living 🏝️| Chocolate & Butterfly Box
DEBT BINDER CASH STUFFING | DB#21 $50 | Saving with Minis | #debtfreejourney10:02DEBT BINDER CASH STUFFING | DB#21 $50 | Saving with Minis | #debtfreejourney
DEBT BINDER CASH STUFFING | DB#21 $50 | Saving with Minis | #debtfreejourney
มุมมอง 280หลายเดือนก่อน
DEBT BINDER CASH STUFFING | DB#21 $50 | Saving with Minis | #debtfreejourney
SUNDAY SAVING CHALLENGES | Cash Stuffing $40 | Paying Medical Bills | Low Income7:53SUNDAY SAVING CHALLENGES | Cash Stuffing $40 | Paying Medical Bills | Low Income
SUNDAY SAVING CHALLENGES | Cash Stuffing $40 | Paying Medical Bills | Low Income
มุมมอง 310หลายเดือนก่อน
SUNDAY SAVING CHALLENGES | Cash Stuffing $40 | Paying Medical Bills | Low Income

ความคิดเห็น

  • @Autumnbudgets
    @Autumnbudgets 2 ชั่วโมงที่ผ่านมา

    Hey Kathy 😊 just catching up 🧡🍂 hope your little one finds more interesting things to do at school 😂 love it 🥰 butterflies 🦋 are gorgeous but $5 iou 😅 congrats on finishing 3 challenges! And I love your Christmas scratch offs ❤ ❄️❄️❄️ 25:03 xx🧡🍂🦊

  • @CoffeeNBudgets
    @CoffeeNBudgets 13 ชั่วโมงที่ผ่านมา

    Not the rent going up🤦🏽‍♀️! My advice would be to take the payout and use majority towards debt and the rest towards savings. Great breakdown girl🌞

  • @srramsey51
    @srramsey51 15 ชั่วโมงที่ผ่านมา

    Great video! I would probably take the payout 🌤️🌤️🌤️

  • @sassybeautybudgets4971
    @sassybeautybudgets4971 16 ชั่วโมงที่ผ่านมา

    Hi Kathy! Sorry to hear that your rent is going up next month. I will be joining you in Etsy jail soon. I would take the payout and put have towards debt and half towards vacation, or higher percentage towards debt 60/40 %. Great savings 🌤️☁️🌞

  • @Cocacabanabudgets
    @Cocacabanabudgets 17 ชั่วโมงที่ผ่านมา

    Idk y but the butterfly 🦋 challenge is my favorite of the box challenges 🥰 oh my the penguins are adorable ☺️ congratulations finishing 3 challenges 🥳 ❄️❄️❄️ 25:57

  • @Cocacabanabudgets
    @Cocacabanabudgets 17 ชั่วโมงที่ผ่านมา

    Idk y but the butterfly 🦋 challenge is my favorite of the box challenges 🥰 oh my the penguins are adorable ☺️ congratulations finishing 3 challenges 🥳 ❄️❄️❄️ 25:57

  • @silynthiabudgets18
    @silynthiabudgets18 17 ชั่วโมงที่ผ่านมา

    Happy Budgeting ❤

  • @She_has_got_it
    @She_has_got_it 20 ชั่วโมงที่ผ่านมา

    Haha good luck with the Etsy ban😂great video as always❤was catching up

  • @She_has_got_it
    @She_has_got_it 20 ชั่วโมงที่ผ่านมา

    Amazing progress amiga❤I have loads to catch up for xmas😂❤happy wkd beautiful

  • @She_has_got_it
    @She_has_got_it 20 ชั่วโมงที่ผ่านมา

    Oi amiga great progress u r nearly there❤

  • @CreativexBudgets
    @CreativexBudgets 22 ชั่วโมงที่ผ่านมา

    Hi!! Great video🫶

  • @sassybeautybudgets4971
    @sassybeautybudgets4971 23 ชั่วโมงที่ผ่านมา

    Hi Kathy! Yay to completing 3 challenges 🎉🎉🎉Your Christmas savings are adding up nicely. Yay to almost fully funding Christmas 🎄 I’m still a little short for my Christmas savings goals. ❄️❄️☃️

  • @GillianBudgets20203
    @GillianBudgets20203 วันที่ผ่านมา

    Yes on our Etsy ban together...😅 We can do this.. 🌧️.. October is next month 😮 Always watch till the end lovely..

  • @BrandiJanei
    @BrandiJanei วันที่ผ่านมา

    Great job friend! I really need to research CD’s.

  • @Cocacabanabudgets
    @Cocacabanabudgets วันที่ผ่านมา

    Good morning Kathy, great video! Have a great weekend 🌅 11:20

  • @sabrinaalbert8580
    @sabrinaalbert8580 วันที่ผ่านมา

    ❄️❄️

    • @CruzBudgets
      @CruzBudgets 19 ชั่วโมงที่ผ่านมา

      Happy Saturday Sabrina!! Hope you had a great week and wishing you a wonderful weekend love. Always thankful that you stick with me til the end. You’re the best 🤗💜

  • @Anabel87
    @Anabel87 วันที่ผ่านมา

    🌤 Hey Kathy! I would probably take the payout. Use it towards debt. It's the responsible thing to do 🤪 Etsy jail again? That's gonna be hard but you can do it!

    • @CruzBudgets
      @CruzBudgets 19 ชั่วโมงที่ผ่านมา

      Im am leading towards getting that vacation pay out for sure. I want to start the new year debt free. Definitely the most responsible thing to do 😅. 😂😂 please have faith in me lol. No Etsy for the entire month 😮‍💨. Thank you so much for being here Anabel! Always love chatting with you amiga! Have an amazing weekend and hope you can get some rest ☺️.

  • @mumshiequeen
    @mumshiequeen วันที่ผ่านมา

    Another awesome video! 😊 Great stuffing building and savings. 👏🥹🫶🩷☀️☁️

  • @sabrinaalbert8580
    @sabrinaalbert8580 วันที่ผ่านมา

    Great video 💜💜

    • @CruzBudgets
      @CruzBudgets 19 ชั่วโมงที่ผ่านมา

      Thank you so so much for all of your support Sabrina!! Have a lovely afternoon my friend. Thank you for choosing to spend time with me today 🤗💜

  • @simplylivingsaves
    @simplylivingsaves วันที่ผ่านมา

    I definitely have been checking out the box challenges on Etsy! They look so fun! Great video! So many challenges done!🎵🎵Great video and have a wonderful weekend Kathy! 🌨🌨

    • @CruzBudgets
      @CruzBudgets 16 ชั่วโมงที่ผ่านมา

      Yay! Thank you so so much Jenny! There are so many box challenges out there that I want to purchase but I put myself in Etsy jail for the entire month lol. You’re amazing Jenny, wishing you an amazing weekend as well my friend. Always grateful that you stick with me til the end. It means so much 🤗💜

  • @AreliBudgets
    @AreliBudgets วันที่ผ่านมา

    I think I would take the payout. Sounds like you have a lot to save for and the money would come in handy. 🌤️

  • @Niensbudget
    @Niensbudget วันที่ผ่านมา

    Good morning Kathy! I hope you are enjoying your Saturday. I just send you a mail. Hopefully you received it. The group challenge is so cute! Her cats are so cute! I just use a notebook. Hihi. Nothing fancy. hihi. That´s awesome that you can walk to your job. That´s great! A car is so expensive, especially when it breaks down on you. Pfff. I totally understand sleeping early. I go to bed around 10. But around 6 I´m like...my bed does looks pretty comfy. lol. 🩷

  • @Anabel87
    @Anabel87 วันที่ผ่านมา

    Happy Friday! Can't believe you are almost done with your Christmas challenges! So exciting 🙌 I spent the whole week sick but still went to work. 👎😂 Great savings today ❄️

    • @CruzBudgets
      @CruzBudgets 19 ชั่วโมงที่ผ่านมา

      Awww I hope you feel better Anabel ❤️‍🩹. Being sick sucks! For some reason whenever I go to work sick I definitely don’t act sick while im there lol. I’m so close in being done. Definitely by the end of the month I’ll fully fund Christmas. Hope you get some rest love. Take it easy and drink plenty of fluids. Sending you a big hug 🫂. Thank you for always spending time with me love 🤗💜

  • @Frugalityislife
    @Frugalityislife วันที่ผ่านมา

    Hi Kathy! Everything is going up except our paycheques 😢 I would definitely take the payout and put it towards debt. You can always put small amounts away starting now in order to save up for that vacation next year. Once you pay off that debt you’ll be able to save more 😊❤ ⛅️

  • @TheBudgetPrincessa
    @TheBudgetPrincessa วันที่ผ่านมา

    hola amiga great video and amazing progress ❄

  • @budgetwithlisa2024
    @budgetwithlisa2024 วันที่ผ่านมา

    Hi Kathy!! Wow so many things going up. You can’t go wrong either taking vacation or taking the payoff to go towards debt 👍 enjoy your weekend! ⛅️☀️🌤️

  • @izzybreezybudgets
    @izzybreezybudgets วันที่ผ่านมา

    Great video. If u need to rest take ur vacation but if not it will be a good payment for debt. It’s really up to u.💗💗⛈️🌧️

  • @susanpacheco8318
    @susanpacheco8318 วันที่ผ่านมา

    Hi Kathy! Happy Friday! Great budgeting and saving. I’m also enjoying the CD ladder savings!

    • @CruzBudgets
      @CruzBudgets 17 ชั่วโมงที่ผ่านมา

      Happy Saturday Susan!! Saving with the CD Ladder has been so much fun! Hope next year I can but more towards it each week. Hope you’re having a great afternoon. Wishing you an amazing weekend my friend 🤗💜

    • @susanpacheco8318
      @susanpacheco8318 14 ชั่วโมงที่ผ่านมา

      @@CruzBudgets same here! Enjoy your weekend💜

  • @cinonabudget
    @cinonabudget วันที่ผ่านมา

    3 challenges 🎉🎉🎉 ❄️❄️❄️🧡

  • @angelicanunez89
    @angelicanunez89 วันที่ผ่านมา

    Great goals. Once that’s done imagine how much more you’ll be saving for yourself and family🌤️

    • @CruzBudgets
      @CruzBudgets 17 ชั่วโมงที่ผ่านมา

      I think about that every day Angie. I’m always thinking as to why I took out that loan. You live and you learn. One day I will get there. I’m trying to stay as consistent as possible. I really appreciate you Angie. Thank you so much for always chatting with me. I really love that. Have a lovely evening 🤗💜

  • @izzybreezybudgets
    @izzybreezybudgets วันที่ผ่านมา

    Happy Friday! Yay on completing 3 challenges 💗💗❄️❄️

  • @angelicanunez89
    @angelicanunez89 วันที่ผ่านมา

    “Bum Bum” ahhhh yes!!! Vamos amiga 🔥❄️

    • @CruzBudgets
      @CruzBudgets 17 ชั่วโมงที่ผ่านมา

      Dun dun dun 💃🏽💃🏽. Angie you staying pumping me up 😂😂. You make me want to rob a bank to stuff more money and complete more challenges 😂😂. Thank you so much for hanging out with me til the end my friend. Have a wonderful weekend 🤗💜

  • @jennyenvelopes
    @jennyenvelopes วันที่ผ่านมา

    I feel like it was this time last year you were in Etsy jail, haha!!

  • @Savewithrosy
    @Savewithrosy วันที่ผ่านมา

    ⛅️

    • @CruzBudgets
      @CruzBudgets 19 ชั่วโมงที่ผ่านมา

      You rock Billie! Thank you so much my friend 🤗💜

  • @cinonabudget
    @cinonabudget วันที่ผ่านมา

    Good job Kathy 💜💜💜

  • @MoneyBossInTheMaking
    @MoneyBossInTheMaking วันที่ผ่านมา

    Hi Kathy, Great BWM and stuff. I think I'm going to have to put myself in spending jail too. 😂 My friend you are doing AWESOME! 🤩✌🏾🌤

  • @leftybudgetz
    @leftybudgetz วันที่ผ่านมา

    Hey my friend!! Great video!! 💜💜💜

  • @TheBudgetPrincessa
    @TheBudgetPrincessa วันที่ผ่านมา

    Hey amiga great video 🫶🏽☀️🌞 also I would take the payout if it’s an extra week and I would put 80% into the extra debt payment and 20% into savings

  • @lupeochoa7482
    @lupeochoa7482 วันที่ผ่านมา

    Kathy here watching from Cali

    • @CruzBudgets
      @CruzBudgets 18 ชั่วโมงที่ผ่านมา

      Happy Saturday Lupe!! I’ve always wanted to visit California. Maybe one day ☺️. I’m all the way in the east coast. Thank you so much for being here amiga. Have a beautiful weekend 🤗💜

  • @lucyandstuff
    @lucyandstuff วันที่ผ่านมา

    😆 dental floss… that cracked me up 😅…. Happy Friday friend ☀️

    • @CruzBudgets
      @CruzBudgets 18 ชั่วโมงที่ผ่านมา

      🤣🤣 I think you’re the only one that got that joke! Thank you so much for making me laugh and for all of your support. Have a wonderful weekend and as always, I really really appreciate you spending time with me. 🙏🏼🤗💜

  • @angbudgetanddebt
    @angbudgetanddebt วันที่ผ่านมา

    Happy Friday! Here watching

  • @Sweetzandmore
    @Sweetzandmore วันที่ผ่านมา

    Hey Kathy. Happy Friday. 🌞🌞😊

    • @CruzBudgets
      @CruzBudgets 18 ชั่วโมงที่ผ่านมา

      Happy Saturday Debra!! Hope you’re having a great Saturday my friend. Have an amazing weekend love. Thank you so much for choosing to spend time with me. It really means so much to me 🤗💜

  • @budgetwithfatima6530
    @budgetwithfatima6530 วันที่ผ่านมา

    Happy Friday ❤️❤️❤️☁️☁️☁️☁️

  • @lisaburns4337
    @lisaburns4337 วันที่ผ่านมา

    Cloud

    • @CruzBudgets
      @CruzBudgets 18 ชั่วโมงที่ผ่านมา

      You’re so amazing Lisa. Thank you so much for everything 🤗💜

  • @lisaburns4337
    @lisaburns4337 วันที่ผ่านมา

    Hey

    • @CruzBudgets
      @CruzBudgets 18 ชั่วโมงที่ผ่านมา

      Happy Saturday Lisa!! Hope you have a wonderful weekend my friend. Hope you got some rest today 💜🤗

  • @rosbudgetlife3324
    @rosbudgetlife3324 วันที่ผ่านมา

    Hey Kathy great budgeting and cash stuffing ☁️🌤️☀️ 11:20

    • @CruzBudgets
      @CruzBudgets 19 ชั่วโมงที่ผ่านมา

      Happy Saturday Ro!! Yay! Thank you so much my friend. Budgeting the way I do has helped me so much and I really appreciate all of your support. It keeps me super motivated 💜. Hope you’re having a lovely afternoon and wishing you a great weekend 🤗💜

  • @Savewithrosy
    @Savewithrosy วันที่ผ่านมา

    ❄️

    • @CruzBudgets
      @CruzBudgets 19 ชั่วโมงที่ผ่านมา

      Yay!! Thank you so much Billie!! Happy Saturday my friend! Hope you have a lovely weekend. I truly appreciate all of your support 🤗💜

  • @rosbudgetlife3324
    @rosbudgetlife3324 วันที่ผ่านมา

    Hey Kathy❤

    • @CruzBudgets
      @CruzBudgets วันที่ผ่านมา

      Hey Ro!!! Happy Friday my friend! Wishing you a beautiful weekend love. Always happy to see you here 🤗💜

    • @rosbudgetlife3324
      @rosbudgetlife3324 วันที่ผ่านมา

      @@CruzBudgets likewise my friend 🤗💜🫶🏽

  • @misha7427
    @misha7427 วันที่ผ่านมา

    Another challenge done. Boom boom boom haha I love it when you sing, always makes me smile. Hooray on finishing 3 challenges. That’s awesome. ❄️ ⛄️ love that you did all three binders today. You got a lot accomplished. Hope you had an amazing week and also hope you have a fabulous weekend my sweet city girl friend ❤

    • @CruzBudgets
      @CruzBudgets วันที่ผ่านมา

      Happy Friday Misha!! I don’t really like making long videos but I totally forgot to stuff my Christmas binder 😅. Yay!! I’m almost done with my Christmas binder! I will definitely try and finish it this month. Thank you for watching this long video. Hope you’re enjoying this wonderful day my friend. Wishing you a beautiful weekend too. Love ya girl 🤗💜

  • @mumshiequeen
    @mumshiequeen วันที่ผ่านมา

    Good job Kathy! 👏 Indeed amazing progress. 🥳 And yey no IOU. 😄 It's that you don't need fares to go to work. 😂 Saves you more. Take care always! 🫶💖