So You Want to Leave the U.S.? Watch This First or Regret it Later!
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- เผยแพร่เมื่อ 5 มิ.ย. 2024
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Our Rich Journey - Leaving the U.S.? Watch This First or Regret Later! - Are you considering moving out of America to live abroad? Before you pack your bags, it's essential to understand the challenges and considerations that come with becoming an expat. In this video, we delve into the critical factors you need to evaluate before deciding on your new home country. From understanding local laws and cultural adjustments to navigating the financial and logistical aspects of an international move, we cover it all. Watch to learn the top tips for relocating overseas and equip yourself with the knowledge needed to make a smooth and successful transition. Don’t make the move without watching this!
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Also, remember we are guests in these countries, with fewer rights and privileges than their citizens.
Very important to remember that we are guests! Thank you for sharing!!!
This is the most important thing to remember. Respect given is respect obtained in reciprocity. The arrogance of some who think they are "special" because they are expats and not immigrants is not astonishing but disgusting.
Very good point. One example: in Spain it’s illegal to film or photograph police officers (whether you’re a foreigner or not). It’s also illegal to take a photo of someone without their permission, even if they’re out in public - the only exception being performers in festivals and the like. And even if you don’t know this kind of thing, the locals do.
Excellent information Rich Journey! As we have traveled to so many places we find it easy to lead with respect for another country's customs. More importantly not assuming American cultural norms are the standard for the rest of the world.
@@shinyshinythings that's so exaggerated. I have taken many pictures of people and never ever had issues with that. You don't need to ask any permission. This is a myth.
I always believe whatever my monthly expenses are to add 25% to it. Doing it like that, I never came close to falling behind.
smart
another issue is how females are treated, laws in relation to crimes against females, and religion. Great segment
Oh, yes!!!! I’m so glad you pointed that out!!!
OMG so true, some parts of the world "raising your voice" gets you arrested...if you're black female..."
You mean how “women” are treated?
@@ms.ednapostWomen and girls, is how I took that.
It’s one thing to “get by” in a foreign country where you don’t speak the language on vacation but living in a new country where the language is foreign to you can be entirely challenging. It’s important to be realistic about whether you will learn that language.
So true!!!! Learning a new language can be very hard! Good point!
Do you now speak Portuguese or Spanish?
I am Portuguese I live in the United States my family does not speak Portuguese we go there often and mostly everyone speaks English there
AI will soon be a huge help with that. There are already some simultaneous translator devices on the market.
Amen! Look into online language lessons BEFORE you move (learn the basics), then seek language schools IN-COUNTRY to jump into immediately upon arrival. You'll meet people, keep busy, and learn the language at a higher level in just six months.
If you’re visiting a country that’s thrives on tourism remember that your experience is being curated and doesn’t necessarily reflect the lifestyle of the people who actually live there. People get enamored not realizing that the whole localized economy is set up to make you feel welcomed and taken care of but is not a reflection of everyday life.
Well said .
Since I was born in Thailand currently living in USA. I recommend Thailand as far as low cost of living, friendly people, activities, and many people speak English and welcome good foreigners.
In general, if you have learn foreign language, it can be challenging in emergency cases or navigate legal and other things but doable.
Best to stick with English speaking countries if you can and make sense to your situation.
Only if you can handle the heat in Thailand 🥵
😳👉🏾Thailand…No way! I’ll never be a real life Bridget Jones! 😆
God bless this couple and their children.
I would love to see a Day in the Life video from you all! You are so dynamic. love to see what that looks like with work, family, fun, etc.
Also, would love to see another peek inside some of your portfolios--classic Our Rich Journey stuff!
Thank you both for your hard work!
Hey guys! Love this video!! The big thing for me is safety and Portugal is still my number one choice. My son says Ireland. When we decided on Portugal I went down many rabbit holes to get an idea of what we’re walking into. We’re finally getting to the stage where we can travel more before we make a final decision. Thank you for this! ❤
Have fun exploring! We haven’t been to Ireland . . . But, some day!!!
Traveling to the country is so important. I’m glad you’re able to take this step before you decide!
I just got back from a 3 month trip all over Thailand. Live like a king for $2000 a month.
We love Thailand! We’re hoping to take a vacation there soon!!!
Chiang Mai was the most FAMILY friendly
Or maybe live like a normal person for $1000?
@@shinyshinythings that's also true. Up to you.
✈️ I’ll be in Portugal again in June to visit your protege’s (Ric & Halisi) and see the country again. This is a GREAT list of things to consider. I am researching and asking questions on all those topics. Thanks for this helpful video. 👍🏾
Thank you! Have fun in Portugal!!!
Excellent video. Super informative without much fillers. 5 stars.
Look before you leap
A huge consideration is taking the time to research and understand the new country’s culture. Be honest with yourself if you can adapt to that. If someone is going to expatriate just because it’s cheaper to live there, they are going to fail.
I think the other thing to keep in mind, especially for those taking the FIRE track (which I couldn’t afford - I’m retiring after working abroad instead): by moving to an “affordable” country with the proceeds from selling property at overinflated US prices, we run the risk of exacerbating the very problems that cause local populations to not want us around. To me the prime example of this is not the Portuguese or Spanish golden visa programs, but the far more common scenario of moving on a D7, D8, or Digital Nomad visa, and putting several months or even a year’s worth of rent down in advance in order to “win” over others competing for the same property. This is out of reach for all but the wealthiest locals, and basically very bad manners. If you wouldn’t barge into a panadería and get in front of all the locals in line to get served first just because you’re a foreigner, don’t do the same thing when it comes to renting an apartment.
This information is so important!
Well things have changed in the US too with healthcare. General practitioners don't have a back and forth either. They have too many patients and they don't have the time. They just want to push you out of their office.
This video is on time. Thank you for sharing 😊
Thanks for another great video. Feliz Dia da Mãe, Christina! 😊
Aww, thank you!!!❤️
You guys are so right!!!😅This is great information Amon & Christina! Thank you!❤
Great video!
Love it! Great show!
❤❤❤❤Super critical topics to research 💯
You guys are just delivering awesome content!
Thanks for sharing FREE info on FIRE. You guys seem pretty genuine and awesome.
Many blessings
Very helpful and practical.
Really great advice. People sometimes get confused, and think because a place is great to vacation in, living there permanently will be the same way. It can be challenging to navigate long-term stays, as well as the whole Visa process. Thanks for making this video, and giving me personally something to think about!🛫🌎😊
Hello my friends! This is such a great video. Your personal story translates so well to all your viewers. As it always does. All the best, Be safe happy and healthy. ❤
Informative vid. Good points. Enhance the usefulness with your breakdown of the points Vis-a-vis YOUR experiences in Japan and Portugal.
Can you do a video on banking and bank safety when living in another country
Thank you ❤
Thank YOU for watching and commenting!!!😀
After my trip to Phuket, Thailand last month. I started doing some research such as checking youtube videos from americans who moved there. Still thinking on it. Maybe not live there full time but might be nice to live there part of the year. I just loved how welcoming everyone was
Phuket is probably one of the most expensive areas in Thailand. Consider BKK, Hua Hin, Pattaya, Chiang Mai
Be sure to investigate the Visa process.
Check out lifewithserg. He's an American and lives in Bangkok. However, he travels all over Thailand.
One of the best channels on TH-cam!
South Africa is numero uno for me.
Very cool! Thanks for sharing!
I, too, love South Africa. But that flight back to the US is grueling.
Then safety must not be a concern for you...
Love your video's and your journey. You inspired us to move to Portugal and we are here now. Hope to "bump" into you when we visit Lisbon 😊
Hi Noelle, did you use a lawyer for the residency
How long did it take your family to become fluent in Portugese?
You guys are doing a good job,very enlightening information .Please how can I communicate with you solomon
Great video! I’m totally not ready to live abroad haha 😅
I really appreciate this video. I work / live in Qatar and this is exactly what i try to express to anyone coming here. Thank you.
I temporarily lived in Doha a few times between 2006-2009 and I really enjoyed it!
Look at little Amon! He came out the womb traveling abroad!
Another thing people must consider are their investments in place. Will they keep them in the US or move them to the country they're moving into? Will they be able to manage their investments offshore legally and well?
I'm so glad that you are having this discussion as there seem to be so many people out there these days who think that the grass is automatically greener on the other side of the fence, but haven't done serious research as to what kind of grass they might end up walking in.
There is a lot of red tape with moving abroad as some close friends of mine of decades have done it. But, they're also in my age range and have decades of travel experience around the world and also moved at different ages. They were also going back and forth regularly to the countries in consideration, but while still working here to get to their early, mostly 50s retirement age. And throughout those years of still working here, they were learning the language of the countries that they were planning to eventually move to. Some even bought their overseas properties a decade or more prior to early retirement.
Some people go on a vacation for a few weeks somewhere for the first time and then want to move to the place. 🤔 Fantasizing and not being realistic. I'm not saying that one shouldn't move overseas, but am saying that one really needs to look at the pros and cons and also at least try to know what one might be getting oneself into. And also be realistic about how one might be without having regular family connections and also try to think about how it might be when one is getting older and there are no close by family members.
One can't expect friends and family members to continue to fly to wherever one has chosen to move to overseas in order to visit. I know some folks who were a lot older than I was at the time and who moved to Europe in their fifties when I was in my twenties and had lots of friends and some family members from here flying to visit them. But, there came a time when they got much older and the friends and family members were no longer able to keep flying to Europe to visit. One friend passed away overseas at age eighty after twenty-five years of living abroad solo. His adult kids and grandkids lived here. I would fly to visit him as well as one of his adult kids.
As for myself, I'm female and in my sixties and have been traveling around the world, almost annually since I was seventeen, back in the early-mid seventies first during my university years. I have traveled totally solo since I was eighteen and back when all of the tech devices didn't exist. Hardcore travel. I've experiences a lot within the travel realm and spent months annually in one European country over a two-decade period and continued going there on and off into twenty nineteen. But, while going back and forth to that specific country, I also got up early every morning, biked an hour across town, and went to my intensive language school and learned the language of the country.
As far as permanently moving overseas, that's not on my personal agenda. I had planned to eventually try to start spending around six months out of a year, three months per trip, in Southeast Asia and then the pandemic hit and I arrived back home less than a month before the Western World lockdowns in March twenty twenty.. I had been in Southeast Asia since the end of twenty nineteen. Although I've been on all continents except Antarctica, aside from being here at home, I vibe the most with Southeast Asia and have been to the region dozens of times since the late nineteen nineties.
Greetings from Los Angeles
Hi Amon and Christina! Great points you’ve made here. I’m a US citizen and my husband is a Canadian citizen with us Green card. We are going to retire in Canada 🇨🇦. When we were dating long distance, I visited his multiple times and love it. Plus it is comforting that he grew up there so the familiarity is solid. My pension will go further and the location we’re moving to is affordable. We already have a cross border tax accountant and fortunately, the takes I’ll pay in the US will be treated as tax credits in Canada because theirs is higher. Now, we are looking at different countries tried to be snowbirds in. Most of the cities we’re looking into are in Mexico. We want to learn the language and integrate ourselves into the community as much as possible. But Portugal is on our list to visit for vacations. My hubby wants warmer temps from Jan - Mar. also looking into Western Australia and Chiang Mai, Thailand. We’ve heard wonderful things about these places as well.
All great advice to consider. Is there any video that goes more in depth for each factor?
Moving to Thailand. House built and ready for occupancy. Very good information for your viewers. Visa application was time consuming with apostille needed from State and Federal agencies. Communicating with the Thai embassy and having our official documents transcribed in to Thai language took additional time too.
Love your apartment and would love to see more Lisbon cityscapes in the future.
GUYS thank you for this. VERY FEW folks are talkign about these ISSUES and I see folks asking people who they don't know, "where should I move too? HELLOOOOOO we don't even know you and you want a recommendation??? Duh, go there first, first research, then go there....and visit several areas....
I've always been curious about estate planning if you dont keep a residence in the US. How have you handled that?
Double taxation is costly and seems very unfair. USA needs to update the tax laws for expats.
They kind of went through it fast, but what they said is that treaties actually *prevent* double taxation in most of the places we would consider living.
@@shinyshinythings You will be subject to double taxation. There's no way around it until you renounce your US citzenship.
It's is costly, unfair and stressful.
The US has agreements with many countries under the Double Taxation Treaty (DTT), to prevent double taxation.
Generally, you pay the DIFFERENCE between what you are liable for to the US, and what you are liable for to the other country, rather than being taxed by both countries on the same income.
You may also have credits that will lower your tax liability to the other country, just like you may have in the US. There’s also the possibility that your source of income isn’t taxed at all, or might actually be double taxed if the DTT does not cover your particular kind of income. 😮
Everyone’s individual tax situation is different.
Interesting tidbit: Citizenship based taxation in the US goes back to the Civil War, when Americans living abroad were taxed at a HIGHER rate than those living in the country, to help pay for the war. 😳
@@LisaCulton There is a “tax” that goes with that renouncing US citizenship, IF you can renounce to begin with. 😖 The US has been making renouncing more difficult. And, if you still owe back taxes, forget it!
Hola Amon and Christina from the nation of Panama.
Hello there in Panama!!!
GREAT video as always
I am looing for an tax accountant here in PT can you guys recommend an NHR accountant, or if anyone knows a company.
Hi Amon and Christina, unrelated question: can the medical bills accrued outside USA be used against HSA expenses? Any help or pointers are greatly appreciated.
There are some limitations. But generally, you can use your HSA funds to pay for qualified medical expenses outside of the United States 😀
Wondering what your thoughts are and would you guys ever consider Thailand ?
Thailand is my dream. I love it there.
Additionally, use a lawyer for your visa application. It's far easier, especially if you are not a lawyer, like Christina.😊
❤️
I don’t think you need a visa to travel to Portugal
@@eloibento9178 you do need a visa for Portugal. It was introduced to start on 1/1/24 via the EU for US citizens.
US citizens can go online to apply. It's like $7-$21. Of course nothing is guaranteed with this "visa". One can be denied entry upon arrival.
No country is obligated to grant you entry. Except the one we are born in.
Great advice. Moved to Peru with a fantasy in my head. Struggling with socialising a lot and so are my kids. We have family here but people aren't as warm as we thought. However, having lived in the UK, I think it was a good move. Lots of perks living abroad but for us, socialising is a grey area 🙄
Great video! I’m thinking the no protesting thing sounds great about this time! Which countries have laws like that?
It may not be labelled a “no protesting” law, but can be essentially the same thing. For example, there are quite a few countries that don’t provide their citizens with the right to a peaceful protest/assembly.
@sonja8942, Be Careful what you wish for...
I truly appreciate your full detail on what to expect when thinking about moving to another country. Absolutely, one needs to check the Political environment of that country they would like to live in. I have no interest in Politics at all but its rise to know about the political environment and laws when choosing to live in another country. If I like the country I choose to live in, then I would become a citizen there then pay taxes to two different countries. Safety is number priority and understanding the country laws. Thank you for sharing the information regarding political views, laws, safety, Heathcare, and expenses it was very helpful.
GREAT info ! New sub !
For taxes do you do this on your own or is it better to get a tax expert in the US to handle taxes?
Estão em Portugal, já entendem bem português? Parabéns pelo canal….!
Not to sound shallow, but being able to get your hair done, as far as chemical treatments, can be an important factor, particularly if the population is not used to doing your ethnicity's type of hair.
Oh I thought of something else! Bear in mind that the political climate of your destination will vary internally too, just like it does in the US. Moving to a place like Catalunya, for instance, without knowing the implications of greeting all the locals you meet in Castellano rather than Catalan (or going around wearing Real Madrid gear, haha) could cause some discomfort for you, and you wouldn’t even know why.
Been in the UK for 30 years but I'm retiring to my home country, Nigeria. Home is home irrespective.
End of the NHR and the rise of the Chega party is what crossed Portugal off the list for me.
There’s a Chega, Vox, etc, for every country on Earth. Better to become a citizen and help make things better than to cross places off the list. (IMHO.)
@@shinyshinythings That's at least a 8 year process to move, get residence visa, and become a citizen. Then what? just voting and hoping for the best? I have my own life to live, lol.
Hell. Thank you for your awesome content. Regarding healthcare, can you recommend a broker/agent that can provide information regarding Portugal private health insurance? Retiring in December 2024 and doing the advanced leg work. Thanks in advance for your help.
"Carry a weapon" HAHAHAHAHAHA🤣🤣🤣🤣 man its true, another amazing video guys!
Hey LaBoss!!!❤️❤️❤️❤️
Hello, I never hear yall talk about numbers? Like if u invest in rugs or funds, which ones? What y'all start with. How much or long it took to grow. If applications are expensive how much? If homes are expensive abroad? How much. Thanks for content
I am in their 365 day fire course/program and they are remarkably transparent about their portfolio and have laid out how they achieved FIRE in great detail.
They have a lot of investment related content and some very transparent videos about their portfolio. Go to their video list and you’ll find them!
Question for you, could you have retired and stayed in the Bay Area?
These struggles are part of the interest in living in another country. Thanks
I would add that people should understand social/dating/marriage and other relationship patterns before moving abroad. Cross-cultual training/intercultural competence. Your Japan medicine story highlights this. I lived in Japan, too. Reading up on politeness expectations and the emphasis on collective thinking vs. individualism prepared me a lot.
Happy Mother's Day!!🌺🌺💐💐🤗
Hello again.
Hi there Brian!!!
hello from the BAY AREA(OAKLAND,CA)
Your Family is living incredibly blessed lives and I'm very happy for the four of you. ❤❤❤😁❤❤❤
The reasons I'll just stay in Southern California are delineated in this video. Far as I'm concerned, much of the USA is a foreign country and I was born in the Midwest.😂😂😂😂😂 I'm not moving back to Iowa or Illinois, I understand their politics 😂😂😂😂😂. The last thing Midwesterners want to see is some single Black Guy move there, buy a house and have an 18 wheeler show up a few days later with 3 Sports Cars with California license plates in tow😂😂😂
😂
Great video I believe that Portugal is the best bet I have a nice house in Portugal and land I would love you guys to help me sell profitable for both
The americas and western europe is where i would go at the furthest because of capital controls when the world decouples and regionalizes
Hi There
Hi Danelle!!!! Happy Sunday! Hope you’ve had a great week!!!
Please explain your tax situation in Portugal. Did you renounce your US citizenship.
They are still paying US taxes and talked about Social Security in previous videos so they are still US citizens
We are still US citizens, so we’re required to file taxes in Portugal and the US.
You do not need to in Portugal, I am an American citizen but born in Portugal I have dual nationality. I did not need to pick one or the other when I go to Portugal I am Portuguese.
@@OurRichJourneyUgh. Hopefully the double taxation factor is low.
Retirement planning is very important in our world, funny how in some parts of the world, you need over a million dollars to retire comfortably
Can you talk about the language barrier
how about to consider flightprizes for relatives to come visit or fly home to visit, and how about religion (f.e. muslim women clothing) and how about local labguage
Q: Hello Armon and Christina Is there a Black expat Community in Portugal?
👍
People need to visit countries multiple times before moving to a country permanently.
A lot of you already live in a foreign country. The United States is a corporation located in The District of Columbia. You were born on sovereign soil and land of one of the 50 states of the Unites States of America (unincorporated). As a national of the United States of America, you're not a taxpayer or debtor. You are a creditor.
Can you please explain?
Date some models
Trust me. People do not dream of retiring to Mexico. People actually want out of Mexico. You must haven’t seen the recent news. 😂😂
Constitutional rights don’t exist in the US either anymore.
🇬🇭🇬🇭🇬🇭
You are exactly right ,,,lolll,,,about the adjustments you endure in overseas,,living,,,,my stepfather took us to swabach Germany he was a E6 in the military they debrief him and us in 1966::::: I was told to forget about American policy and ways of life,,,lol,,,,and that was the key,,,,I was about 10 years old,,,,we stayed in swabach Germany for 3.5 years,,,,I can speak German to day because of the military upbringing,,,,you must follow other country’s way of life,,,,and I,ll put it this way be humble,,,,when your out America,,,,what’s illegal in America,,,,will be legal in other countries,,,lol,,,,,I found that out in 1968,,,in a good way😂😂😂😂,,,,,I was 10 years old then,,,,boy,,,those girls in Germany was chasing me all around,,,,😮😮😮,,,,, it was a great experience,,,but yes I been to Germany,,,and new foundland ,,,,we stopped to fuel up there,,,,at that time the biggest plane to get you abroad back then was a 727,,,lol,,,,and guess what the seats where much more comfortable back then then the planes today,,,lol,,,,economy seats where Ethan Allen plush,,,😂seats and plenty of leg room,,,,,and all seats had ash trays,,,,,,and smoking was allowed back then,,,and also getting a little dunk 🎉🎉🎉they also served great food on the planes,,,,✈️,,,and they served liquor or beer,,,on Lufthansa airlines back then lmao,,,,,,it stinks today to be a traveler 🎉🎉😂😂😂😂,,,,,,unless your getting business class seats,,,,😮😮😂😂😂🎉🎉🎉,lmao,,,,,I still remember great time to travel back then,,,,,1966-1988,,,,,,best chapter in my life traveling abroad,,,,Munich,,Berlin,,,Tokyo,,,Japan,,,boy can’t list them all,,,,I still remember lol,,,,good job guys teaching the rules and expectations,,,lol…😂😂😂😂,,,I’m going to travel here soon myself I’m waiting on full social security,,,, November 2024,,,,then I’m gone,,,,,see yah out there,,,
if u have IBS, better bring money for public toilets lol
Singapore??? Retire? Ru kidding! Most expensive country in da world 😂
If you're lgbtq+.
Great video!