Love this. I find people's credit journeys to be very fascinating. Please make a video with the inactive cards. I find credit cards very interesting and I don't care how long the videos ends up being. I love long credit card videos. Brian Jung had an hour long video and I was riveted. Bring it on. 😆
@@MarkReese Indeed...At Least For Me... Nothing Wrong With Credit Cards...I Have 1 Credit Card...But I Got The Debit Cards To Take A Break From Using The Credit Cards From Time To Time...Their Fun To Use...Just Deposit Cash At Ur Favorite Stores The Make Purchases...And Not Have To Worry About The Debt A Bloody Credit Cards Shall Bring...
Holy guacamole! That's both impressive & mind boggling. I've functioned the past 5 years with a single Wells Fargo rewards Visa. I've literally been on the fence for weeks trying to decide whether to add a single additional card for travel.
Hey Mark, I wanted to say thank you for putting effort and sharing your credit cards journey video for us. You got all your viewers going wild. You set the bar extremely high, now I'm curious how many credit cards does Ask Sebby or Ben Hedges have since they been in the credit cards game for a long time. This video was absolutely valuable, detail, and informative for credit cards enthusiast. After seeing your 41 credit cards, it felt like you present everyone your Pokemon cards collection or Yugioh deck. I have an idea, if you ever collaborate with Ask Sebby in the future, you guys should have credit cards dual (Yugioh reference). Lastly, I would love to see your inactive/closed cards.
Thanks so much, Thi - really glad to hear you enjoyed the presentation 😃💯 I too hope other credit TH-camrs will do similar videos to show us what they've got!
Wow Mark, you really outdone yourself on this one. Just fantastic work here with the justification of each card and even the limits and dates. I’d also love to see the video on your cancelled cards too. I like the long videos and this one lasted my entire lunch break with just enough time to clock back in, perfect timing. Again, very well done Mark. Keep ‘em coming!
Great video!!! My 1st year building credit and was planning for 21+ but now I think 11 cards is my goal, I wouldn't be able to keep up with the reward side
I'm active military and pay $0 in fees on all credit cards, and I still can't justify having a lot of cards. I can never remember to buy food on the plane and every year I end up with about $0 in airline incidental and food spend. Also I find myself end up eating crappy food and ordering from the food delivery services just because I have credit cards. I also end up forgetting which cards do what. One thing I did was transfer Chase points to United and book two trips to Panama and Mexico this year, so that worked well. I'm sitting here not being able to justify a lot of cards even though I pay no annual fees and this dude is justifying over six grand in annual fees lol
That’s a lot of efforts pulling together this much data and systematically presenting it! Seriously, hats off 🙏! What I like most is you are so down to earth and open in all your videos, avoiding any misleading (the cautionary words you started the video with are so valuable)! Best!
Great Video, Mark. I love how you went over the house rules. Classic! " If I have have a lot of cards, that doesn't mean you should have a lot of cards". :)
Just one comment regarding pickup orders on delivery apps (DoorDash, Grubhub, and Uber eats): many restaurants will list menu prices that are higher in those apps than if you were to order pickup directly from them (since these apps can take up to a 30% commission from restaurants, and restaurants will offset them by listing higher prices on those apps). With that in mind, your food credits from those delivery apps can be worth less (even without delivery fees/tips) due to inflated menu prices, depending on where you order from. This whole video is very fascinating though and I find it interesting how you justify such big fees. Thanks for breaking everything down!
Videos like these are very personal since you are explaining what got you to this point. Also sharing credit limits, product change paths and your train of thought. We know there is a method to the madness even though the masses may not understand. Thank for sharing Mark!
And that is why you have a decent amount of retention offer videos to off set those annual fees (works on no annual fee cards, depending on the issuer too). Great use of a billiards / pool table, "put money in your pocket.".
Thanks! This is great! You could product change your venture card to the savor card. Then you can combine your savor cash back eth your venture x points.
Great video, very informative and value packed!! Definitely think people will be interested in the video you mentioned where you show all your closed accounts as well 💳
Wyndham Rewards Earner Business Card, which earns 8X on gas 👍 You can set the value for points if you like in the MaxRewards app, or leave them at their default values. I've got Wyndham points set to 1 point = 1¢.
Annual fees are 100% bogus for the consumer. It's just a premium barrier to entry for exclusivity. They say it's to pay for all the benefits but they already charge the merchants you shop at a higher rate for a more premium card 4 to 5% of total sale vs 1.5 to 2% for lower end cards. That's why merchant CC processors need a business processing statements before they give a quote. They need to see at least 3 months worth to average out what kind of cards your customers use so they don't loose money on the average rate.
I have the Discover It Miles, Chase Marriott Bonvoy Boundless, and the Amex Delta Gold (Largely for the fat sign up bonus). Hoping to add the Amex Gold to my card family about midway through the year.
I love your set up and there's a lot you have that are in my game plan but amex is definitely not my first choice for business besides the blue business preferred. I was considering the bis Plat for when I need computers and to pay a full year's rent once my company needs office space then cancel after the second year unless my growth way over exceeds my projections
I just got approved for my 8th credit card today. It’s always good to know when I’m researching applying for a new card there’s a good chance you’ve already done a video on it. When I grow up I wanna be just like Mark!
@@floridajames04 Nice way to avoid the question, troll. I've never been in debt nor payed a cent of interest in my life. Maybe one day you'll get approved for that Credit One card.
I would be interested in the full video including cancelled cards. I'm about to enter year 3 of my credit card hobby journey, so I'm beginning to consider which cards to close down permanently. Also, will you do a review of the GM card? Would like to hear your take on this unique and newly revamped card.
You didn't explain how you stay organized and maximize rewards when buying whatever. Upcoming video? Also, you mentioned you may be making some changes. Reason #2 for an update... Right?
Holy crap that's a lot of cards! Ive got a lot of low limit cards that have annual fees but Im slowly getting better cards to replace them with as time goes on. I currently pay about $800 in annual fees for $23,000 in total available credit which is almost the same percentage as someone who pays $6000 for $300,000 in total available credit. You however, get a lot of rewards for your money where as I only have 5 rewards cards and they arent that great.
Wow...I actually grew my total available credit to $45,650 since my first comment on this video. But still only pay $800 in annual fees. Man Ive come a long way this year!
People think I have a lot of cards for my age (I’m 21 years old at the moment) even though I only have 5, and plan on getting more, they’d probably have a heart attack knowing how many mark has😅
Thank you so much for making this video! I loved it! It was cool to get to check out your whole collection and see the perks, annual fees, product changes you’ve done and limits. I really got into the credit card game in 2019 and now it’s a big hobby of mine. I currently have 19 cards. Thanks again for sharing and keep up the great work!
Great video and I been curious for a long time about how many credits you have. Now I just need all credit card TH-camrs to do the same video. Best credit card video of the year!
@@MarkReese FYI I just called up capital one and had no luck with retention additionally they have no ability to downgrade to a savor one from venture. They will downgrade to a venture one or a quicksilver but they would not waive the annual fee. Overall a pretty poor customer service department.
This is great that you're sharing the evolution of your credit journey. I love the Max rewards AP. It helps me a lot managing my my little 12 card setup. Preciate the content.
People think I have a lot of cards for my age (I’m 21 years old at the moment) even though I only have 5, and plan on getting more, they’d probably have a heart attack knowing how many mark has😅
I really enjoyed watching this video. It’s amazing how each card has a story and a purpose. Really impressed how you manage them! I am looking forward to seeing the other video with the 23 canceled cards 😅😅😅
Mark flexing his Yugioh Cards in this video xD. A video on inactive cards would be awesome, since many people always fall into the myth of closing no fee cards is bad. Thats really only true if its either short term early on the journey and/or one of the foundation slots (first 3-5 cards)
Holy crap Mark! Incredible job on this video! Thank you so much for the work you put into this! I would absolutely love a "Whole credit card story" video. I love nerding out about this stuff!! haha Keep up the awesome content. You're truly gifted and I hope you continue to have success!!
Great video! My head is basically swimming with so many cards LOL! For me, the United Explorer or Hilton Surpass cards are good next cards! Also, I love the free night hotel cards, including ones by Marriott and Hyatt! Those are next on my list! Also, because I sometimes get stressed by so many cards, I might download Max Rewards!
I did back in 2021, here's the link: th-cam.com/video/636VDyoGsmM/w-d-xo.html For Walmart, you'll likely want to look into the Walmart Capital One Credit Card. For gas, you'll likely want to look into the Citi Custom Cash & use it only for gas.
Mark I see you have the Ritz Carlton card from Chase and the Amex premium Marriott card, what’s the rule on getting the AMEX card when you have the Ritz Carlton card.
If you have the Ritz card, you can still get the Bonvoy Brilliant, but no bonus. If you want a bonus, then you cannot currently have...or have had...the Ritz card in the past 30 days.
Been looking for a vid like this for a while - appreciate all the work put in. Can you do a vid on what card you use for each category: mortgage/ rent, utilities, internet, cellular, groceries, dining, gas, misc? Also what’s your total welcome bonus value of all cards lol
Glad ya liked it, Kyle! I'll definitely consider another video about my actual strategy. Haven't calculated the value of all the welcome bonuses...not doubt it's a big number 😁🏆
Awesome video, I’m up to 11 cards. Opened up Amex Cash Magnet in January. A local FCU called me up/emailed me I was pre approved for a rewards Visa. Approved me with high limit and soft pull approval. Off to the garden for me.
This is nuts You must be all over the place to use all of these cards...I have 8 cards and $1240 in annual fees right now and I'm gonna have to really think about keeping my Plat at the end of the year when my af is gonna go up to $695
@@sneaki25 - Great. If it no longer serves you, you can go ahead and downgrade it to the Delta Blue ($0 fee) or cancel it. If you decide to cancel, I recommend doing so _after_ getting the Gold Card.
Question… Ur cards looks shiny and new…. Do you not put all the cards together what do you do or do u put it in plastic like each one or…? Cause my 11 credit cards are all in cruddy condition scratches and stuff and I don’t like it
i only had 8 credits cards, 2 of which r cap 1 quiksilver and cap 1 walmart. i applied for cap 1 savor and was denied. denial letter stated reason is i have too many active credit cards. i only apply for a card once every 6 months. pls do a video on the rules and timing to get approved. thanks
@@MarkReese i only have cap1 quiksilver and walmart when i got denied for cap1 savor. 10 mins after denial from cap1, i applied 4 my 2nd chase and was approved. all my 9 cards now r from diff issurers except 2 from cap1 and 2 from chase
Wow, epic video, watched it from start to finish. Question, surely you can claim back the fee’s on tax too with the channel can’t you? That would be the best justification IMO 🤣
Nice! But aren’t both of the gold cards are the same credit card, just different colors with only 1 of them being active? So it isn’t really $240 dining credit & isn’t really a $500 annual fee? Same with two of the platinum cards
Correct, the gap is filled via referrals. Amex allows anyone to earn up to 55,000 Membership Rewards points per year, per MR-point card. I value that at $605.
Love this. I find people's credit journeys to be very fascinating. Please make a video with the inactive cards. I find credit cards very interesting and I don't care how long the videos ends up being. I love long credit card videos. Brian Jung had an hour long video and I was riveted. Bring it on. 😆
Haha glad to hear it! 🥇
Debit Cards Are Credit Cards In Reverse...And Are Better...
@@ELPCOTILLION-SD1970 - Debit cards are definitely better for some people 👊
@@MarkReese Indeed...At Least For Me... Nothing Wrong With Credit Cards...I Have 1 Credit Card...But I Got The Debit Cards To Take A Break From Using The Credit Cards From Time To Time...Their Fun To Use...Just Deposit Cash At Ur Favorite Stores The Make Purchases...And Not Have To Worry About The Debt A Bloody Credit Cards Shall Bring...
@@ELPCOTILLION-SD1970 - For sure! 💯
There’s not gonna be enough room on that pool table soon! Amazing stuff Mark!
Gotta upgrade to a snooker table 😂👊
Holy guacamole! That's both impressive & mind boggling. I've functioned the past 5 years with a single Wells Fargo rewards Visa. I've literally been on the fence for weeks trying to decide whether to add a single additional card for travel.
Nothing wrong with a single card if it's been serving your needs! 🥇
Hey Mark, I wanted to say thank you for putting effort and sharing your credit cards journey video for us. You got all your viewers going wild. You set the bar extremely high, now I'm curious how many credit cards does Ask Sebby or Ben Hedges have since they been in the credit cards game for a long time. This video was absolutely valuable, detail, and informative for credit cards enthusiast. After seeing your 41 credit cards, it felt like you present everyone your Pokemon cards collection or Yugioh deck. I have an idea, if you ever collaborate with Ask Sebby in the future, you guys should have credit cards dual (Yugioh reference). Lastly, I would love to see your inactive/closed cards.
Thanks so much, Thi - really glad to hear you enjoyed the presentation 😃💯 I too hope other credit TH-camrs will do similar videos to show us what they've got!
Wow Mark, you really outdone yourself on this one. Just fantastic work here with the justification of each card and even the limits and dates. I’d also love to see the video on your cancelled cards too. I like the long videos and this one lasted my entire lunch break with just enough time to clock back in, perfect timing. Again, very well done Mark. Keep ‘em coming!
Appreciate it, Dylan! Glad to have filled that lunch break with some quality entertainment 😁🍿
You need to make an updated video of all your cards Mark! It’s going to be epic lol.
Perhaps at some point!
wow rocking the pnc card. wish I could product change mine as that was my first card and could be better with the newer cards.
Did PNC not allow you to product change from an older card?
@@MarkReese Nope. PNC doesn't allow product change that way unfortunately. But I have a free card with them so no harm done haha.
@@parkour267 - Bummer, but good that it's got no annual fee 💯
This is gonna be good!
Mark it’s very good lol
😎🔥
Great video!!! My 1st year building credit and was planning for 21+ but now I think 11 cards is my goal, I wouldn't be able to keep up with the reward side
Great! If 11 is your number, make it happen 💯
Confession: I want more 😬
I want more as well. I’m going to count mine now.
I relate
I'm active military and pay $0 in fees on all credit cards, and I still can't justify having a lot of cards. I can never remember to buy food on the plane and every year I end up with about $0 in airline incidental and food spend. Also I find myself end up eating crappy food and ordering from the food delivery services just because I have credit cards. I also end up forgetting which cards do what. One thing I did was transfer Chase points to United and book two trips to Panama and Mexico this year, so that worked well.
I'm sitting here not being able to justify a lot of cards even though I pay no annual fees and this dude is justifying over six grand in annual fees lol
@@wanderingdoc5075 I’m active too. Army. No AF
You mad man you!
That’s a lot of efforts pulling together this much data and systematically presenting it! Seriously, hats off 🙏!
What I like most is you are so down to earth and open in all your videos, avoiding any misleading (the cautionary words you started the video with are so valuable)! Best!
Thank you so much! 💯
Mark got me counting all my cards now.
Over & over again 😄🔄
@@MarkReese I’m still counting but it’s because I’m counting them over and over again…lol
Great Video, Mark. I love how you went over the house rules. Classic! " If I have have a lot of cards, that doesn't mean you should have a lot of cards". :)
Exactly right 😁👊
Just one comment regarding pickup orders on delivery apps (DoorDash, Grubhub, and Uber eats): many restaurants will list menu prices that are higher in those apps than if you were to order pickup directly from them (since these apps can take up to a 30% commission from restaurants, and restaurants will offset them by listing higher prices on those apps). With that in mind, your food credits from those delivery apps can be worth less (even without delivery fees/tips) due to inflated menu prices, depending on where you order from.
This whole video is very fascinating though and I find it interesting how you justify such big fees. Thanks for breaking everything down!
Good point 👍 Worth comparing in-app pickup rates vs. direct at restaurant.
Mark should be crowned the G.O.A.T of credit cards. I don't think other TH-camrs have as many cc as Mark.
😁👑
Videos like these are very personal since you are explaining what got you to this point. Also sharing credit limits, product change paths and your train of thought. We know there is a method to the madness even though the masses may not understand. Thank for sharing Mark!
Yes indeed! 🌟
Can fit in a wallet but those is dangerous to pull out at once.
Haha indeed 😂
Wow!! Impressive work, thank you so much for sharing with us ☺️ definitely waiting on the full story video with cancelled cards and everything.
Thanks JCee! 💯
Holy mole I'd only want 12 max. Too much management.
12 sounds like a good number to me! 👌
You are making me look like an amateur with only 22 cards... lol
Time to level up brotha! 😁👊 Planning to make it 23 in 2022?
I bet most everyday expenses are on no annual fee cards except when you are working on intro bonus spending...
Not quite 😁 I may do another video with my actual strategy.
And that is why you have a decent amount of retention offer videos to off set those annual fees (works on no annual fee cards, depending on the issuer too).
Great use of a billiards / pool table, "put money in your pocket.".
Haha pun _intended_ 😁👊🎱
Thanks! This is great! You could product change your venture card to the savor card. Then you can combine your savor cash back eth your venture x points.
Definitely on the consideration list 😁👊
The Chase Slate/Unlimited is upgraded to CFF
Meaning you just completed a product change?
@@MarkReese I had the slate and the upgraded it to the Freedom Unlimited after the Slate got discontinued
@@Xtremeproducts - Nice move 👊
@@MarkReese yes sir
I wish you went up close with the cards…
With duck tape over the numbers, of course! 😃
Like how Brian Jung did it
Perhaps in a future video 😁
@@MarkReese cool 👍
That's a solid list of cards. Thank you for the video including that initial disclaimer. I think I have 15 of these.
Glad you enjoyed it! Congrats on those 15 approvals, Adam! 🏆
@@MarkReese thanks! I have a little over 30, but 15 crossovers with yours.
@@adamgarrettJn15 - Wow THAT is impressive! Here's your trophy --> 🏆
@@MarkReese not as impressive as your 40+!
@@adamgarrettJn15 😁
I'm happy to share that I got accepted for the Fidelity credit card 😁
Heck yeah that's fantastic! 🌟 Congrats, and enjoy the 2% rewards!
Saw title and thumbnail knowing this is gna be a banger. Smashed like. I am but a simple guy
Thanks for the Like Smash, you rock! 👊
Wow, watching with popcorn in hand!
Enjoy! 🍿
Great video, very informative and value packed!! Definitely think people will be interested in the video you mentioned where you show all your closed accounts as well 💳
Thanks Jhonnatan! I'll definitely consider it 💯
Full story please. Helpful to know what you closed and reopened too
Thanks Liene, I'll consider it!
what's that card with 8% back on gas?!?!?!?
Wyndham Rewards Earner Business Card, which earns 8X on gas 👍 You can set the value for points if you like in the MaxRewards app, or leave them at their default values. I've got Wyndham points set to 1 point = 1¢.
well now i dont feel so bad for 2 golds and 2 platinums!
Haha glad to relieve the emotions 😂
Annual fees are 100% bogus for the consumer. It's just a premium barrier to entry for exclusivity. They say it's to pay for all the benefits but they already charge the merchants you shop at a higher rate for a more premium card 4 to 5% of total sale vs 1.5 to 2% for lower end cards. That's why merchant CC processors need a business processing statements before they give a quote. They need to see at least 3 months worth to average out what kind of cards your customers use so they don't loose money on the average rate.
😁✌️
I have the Discover It Miles, Chase Marriott Bonvoy Boundless, and the Amex Delta Gold (Largely for the fat sign up bonus). Hoping to add the Amex Gold to my card family about midway through the year.
Great cards, Mat! Good luck on the Amex Gold Card whenever you decide to pull the trigger 😃👊💳
Make a part 2 of this video showing the order you opened them in. And if you can include the SUB you got at the time.
I'll consider it! 😃
That's alot of passwords
Shessh 🤪🤪🤣🤣🤣
😁🔑🔑🔑
Your collection of your credit cards are beautiful! Congratulations on all your success! 🥳🥳🥳🥳🥳
Appreciate it, JT! 🥇
I love your set up and there's a lot you have that are in my game plan but amex is definitely not my first choice for business besides the blue business preferred. I was considering the bis Plat for when I need computers and to pay a full year's rent once my company needs office space then cancel after the second year unless my growth way over exceeds my projections
Get the cards that fit your needs 😃👊
One card that’s missing is the Black card would love to see the whole story your credit start to finish I know you have good credit 800
Black Card = someday! 💯
I just got approved for my 8th credit card today. It’s always good to know when I’m researching applying for a new card there’s a good chance you’ve already done a video on it. When I grow up I wanna be just like Mark!
Congrats Mr Everything, that's awesome! 🥇💯 Enjoy Card #8!
Don't go online and brag that you have your 8th debt card... it's ridiculous.. what a stupid flex.
@@floridajames04 Why did you even click on this video then?
@@Mr.Everything oh I'm so sorry, ill let you get back to thinking living in debt is cool or somehow an intelligent choice... my bad 🤣🤣
@@floridajames04 Nice way to avoid the question, troll. I've never been in debt nor payed a cent of interest in my life. Maybe one day you'll get approved for that Credit One card.
Wow, that’s crazy. I have 3 cash back cards. Discover, Chase Freedom Flex, and Sam’s Club. Pretty good trifecta actually.
It sure is! 💯
I would be interested in the full video including cancelled cards. I'm about to enter year 3 of my credit card hobby journey, so I'm beginning to consider which cards to close down permanently. Also, will you do a review of the GM card? Would like to hear your take on this unique and newly revamped card.
I'lll consider both of those videos!
You didn't explain how you stay organized and maximize rewards when buying whatever. Upcoming video? Also, you mentioned you may be making some changes. Reason #2 for an update... Right?
That may be another video ✌ I don't plan on doing an update to this video any time soon, though.
@@MarkReese Oh, ok. No worries. Do you have a video on how you stay organized and maximize your cards?
@@theeverydailyshow - I don't yet, but that's a great idea! It's currently a spreadsheet + the MaxRewards app.
@@MarkReese would be awesome to hear how you manage so many cards with so many benefits, etc.
Appreciate the replies and being so prompt. Subscribing!
Holy crap that's a lot of cards! Ive got a lot of low limit cards that have annual fees but Im slowly getting better cards to replace them with as time goes on. I currently pay about $800 in annual fees for $23,000 in total available credit which is almost the same percentage as someone who pays $6000 for $300,000 in total available credit. You however, get a lot of rewards for your money where as I only have 5 rewards cards and they arent that great.
Well done, Sam! As you saw in the video, the credit game takes places over years. Keep at it, and congrats on getting those 5 rewards cards! 😃💳
Wow...I actually grew my total available credit to $45,650 since my first comment on this video. But still only pay $800 in annual fees. Man Ive come a long way this year!
just watched the whole video. pure awesomeness. thanks for the super detailed explanation! 👋
Glad ya liked it, and thank you for the viewership support - you rock! 🥇🎬
I only have 4. Just got Amex gold and I think that’ll do it for me for now 😂
Congrats on that approval for the Amex Gold Card! 🌟
Mark is a true credit card king 👑
- ya, he is Boss Level
People think I have a lot of cards for my age (I’m 21 years old at the moment) even though I only have 5, and plan on getting more, they’d probably have a heart attack knowing how many mark has😅
😎👑💳
Thanks
Of course 👌
Thank you so much for making this video! I loved it! It was cool to get to check out your whole collection and see the perks, annual fees, product changes you’ve done and limits. I really got into the credit card game in 2019 and now it’s a big hobby of mine. I currently have 19 cards. Thanks again for sharing and keep up the great work!
Glad you enjoyed it, Jordan! And WELL DONE on those 19 cards since 2019...that's impressive 🏆
With the velocity that you open cards, this video is gonna be outdated by the end of the month.
😂👍
Great video and I been curious for a long time about how many credits you have. Now I just need all credit card TH-camrs to do the same video. Best credit card video of the year!
Thanks CJ! I hope it inspires other credit TH-camrs to do the same; it'd be cool to see what we're all using 😃🎬
How can you have so many AMEX Platinum and Gold cards. Charles Schwab, Vanilla and Business. How is that possible?
They're all separate products with separate applications & approvals. No problem 🤙
I noticed u don’t carry the AMEX Hilton card
Correct 👍
Why don't you transfer the venture card to the savor one that is what I'm going to do.
I'm leaning in that direction!
@@MarkReese FYI I just called up capital one and had no luck with retention additionally they have no ability to downgrade to a savor one from venture. They will downgrade to a venture one or a quicksilver but they would not waive the annual fee. Overall a pretty poor customer service department.
@@julianduerr2776 - That's unfortunately what I'm seeing. So far, I haven't heard of anyone product changing into a Savor Card.
Facinating! I wondered how you use them each month 🤔 and if you put a small amount of spend each month to keep them all open??
I may do another video on my actual strategy. For activity, each cards gets at least 1 charge every 6 months ✌️
@mark More people need to see your videos !
Yes they do! Doing my best to grow the channel! 😃👊
This is great that you're sharing the evolution of your credit journey. I love the Max rewards AP. It helps me a lot managing my my little 12 card setup. Preciate the content.
People think I have a lot of cards for my age (I’m 21 years old at the moment) even though I only have 5, and plan on getting more, they’d probably have a heart attack knowing how many mark has😅
Glad you enjoyed the video + the MaxRewards app! 12 cards is legit! 🔥
@@P.I.P.E.L.I.N.E_Podcast - Haha congrats on building up the first 5!
@@MarkReese yeah I only have Visa and MasterCards I need to get the Discover it NHL and Amex everyday are my next up cards making it 7
@@P.I.P.E.L.I.N.E_Podcast - Great choices, go get 'em!
I really enjoyed watching this video. It’s amazing how each card has a story and a purpose. Really impressed how you manage them! I am looking forward to seeing the other video with the 23 canceled cards 😅😅😅
Glad you enjoyed it, Johann! 🎬
That's a nice spread
Thanks! 👊
This is gonna be wildddd!!! 😁😁😁😁
You know it!🎢 + 💳
What a legend!
🏆💳🏆
Mark flexing his Yugioh Cards in this video xD. A video on inactive cards would be awesome, since many people always fall into the myth of closing no fee cards is bad. Thats really only true if its either short term early on the journey and/or one of the foundation slots (first 3-5 cards)
Right on! I'll consider that 2nd video at some point 👊
Interested in seeing how you store you cards. What type of wallet do you use for your everyday and travel cards.
Everyday wallet = Salvatore Ferragamo Mancini wallet
Holy crap Mark! Incredible job on this video! Thank you so much for the work you put into this! I would absolutely love a "Whole credit card story" video. I love nerding out about this stuff!! haha Keep up the awesome content. You're truly gifted and I hope you continue to have success!!
Thanks so much, John! 🏆
All you need is the sofi and you hit all the banks
SoFi is on the list! (Still a lot of other banks I haven't deal with though) 😁
Hay mark you don’t like the Amex Delta cards?
They're great cards. However, they have 0 value to me as I don't fly Delta.
Mark...Wow. All I can saw is Wow 👌 👍. What a video.
Thanks John! 🥇
Amazing video. I love to hear about other people’s credit journeys.
Glad you enjoyed it, Masoom! 💯
@@MarkReese I’ve see a few of your videos before and now I’m officially subscribed. Can’t wait to see what you come out with next.
@@masoompatel11 - Hugely appreciated! More great videos coming your way 😃🎬
Great video! My head is basically swimming with so many cards LOL! For me, the United Explorer or Hilton Surpass cards are good next cards! Also, I love the free night hotel cards, including ones by Marriott and Hyatt! Those are next on my list! Also, because I sometimes get stressed by so many cards, I might download Max Rewards!
Great next cards, Azan! Make it happen 🌟
Wow you’re a legitimate card enthusiast not a just TH-camr slotting into a lucrative niche
Haha yep. A big reason why I can give in-depth reviews on certain cards is because I have them myself 😃👍
Instant sub this is the most in depth explanation i have ever seen in an youtube video
Thanks so much, Reezun! 🥇
I have 14 credit cards but only two of them have annual fees
Awesome to have so many cards w/ a small overall expense, well done! 🥇
Have you done a video on strategies and cards to use to get 5% cash back? I spend a lot at Walmart and gas stations.
I did back in 2021, here's the link: th-cam.com/video/636VDyoGsmM/w-d-xo.html
For Walmart, you'll likely want to look into the Walmart Capital One Credit Card. For gas, you'll likely want to look into the Citi Custom Cash & use it only for gas.
I got denied when i applied for other cards 🤦♂️ not sure why. I have 800+ credit and nice income.. sigh...
Did the issuer(s) send you a letter detailing the reasons?
Let’s play pool, I mean, let’s play cards. Credit Cards that is. LOL
Let's go! 💳💳💳
@@MarkReese lol.
Mark I see you have the Ritz Carlton card from Chase and the Amex premium Marriott card, what’s the rule on getting the AMEX card when you have the Ritz Carlton card.
If you have the Ritz card, you can still get the Bonvoy Brilliant, but no bonus.
If you want a bonus, then you cannot currently have...or have had...the Ritz card in the past 30 days.
And here i was thinking i was doing something with 15 cards 🤣
You are! 👊
Wow the title n the length 29 mins, I know this video is gonna be iconic 🔥🔥🔥
You got that right 😁👊
Been looking for a vid like this for a while - appreciate all the work put in. Can you do a vid on what card you use for each category: mortgage/ rent, utilities, internet, cellular, groceries, dining, gas, misc? Also what’s your total welcome bonus value of all cards lol
Glad ya liked it, Kyle! I'll definitely consider another video about my actual strategy. Haven't calculated the value of all the welcome bonuses...not doubt it's a big number 😁🏆
This is insane but appreciated. Love your videos since they help with my own credit card journey. Keep it up man!
Happy to hear you're benefiting, Luis! 💯
Awesome video, I’m up to 11 cards. Opened up Amex Cash Magnet in January. A local FCU called me up/emailed me I was pre approved for a rewards Visa. Approved me with high limit and soft pull approval. Off to the garden for me.
Nice work! Gotta love that soft-pull approval 🏆
@@MarkReese thanks!, I’m going to hold off until the Fall until applying for the Citi Custom Cash when my inquiries fall off
@@trainergar6675 - Smart move! 👊
Please do a 2023 collection episode
Thanks for the suggestion!
Nice collection be I can’t imagine how you can use all those yourself every year to get the points. 👍🏽
Thanks! 💯
Awesome 😎😎😎😎 thanks for sharing.
Thanks for watching!
Yes make the video. I would like to see it
😃💯
If you have two Business Platinum cards, don't you now have $800 in Dell credits? That would cancel out your remaining cost.....
Ah yes good catch!
This is nuts You must be all over the place to use all of these cards...I have 8 cards and $1240 in annual fees right now and I'm gonna have to really think about keeping my Plat at the end of the year when my af is gonna go up to $695
Nah...I only use 3-6 on a regular basis...pretty simple 👌
I have the delta gold card should I close it and just apply for the Amex gold I rarely use the delta gold
Do you value any of the benefits from the Delta Gold?
@@MarkReese not really I’m just pigeon holed into just delta flights
@@sneaki25 - Do you have other cards that you've had opened longer?
@@MarkReese yeah it’s the third card I got
@@sneaki25 - Great. If it no longer serves you, you can go ahead and downgrade it to the Delta Blue ($0 fee) or cancel it. If you decide to cancel, I recommend doing so _after_ getting the Gold Card.
This is beyond satisfying!
Glad to hear it! 🌟
Great video. I really appreciated the detail and especially the house rules in the beginning! 💯👍🏽
Thanks LaToya! 🏅
Wife: why are you applying for another credit card? You already have 10.
Me: Mark has over 40!
😂👊
Question… Ur cards looks shiny and new…. Do you not put all the cards together what do you do or do u put it in plastic like each one or…? Cause my 11 credit cards are all in cruddy condition scratches and stuff and I don’t like it
I store them all in a binder. I also use mobile wallets quite frequently so many of the physical cards may not get used that often.
i only had 8 credits cards, 2 of which r cap 1 quiksilver and cap 1 walmart. i applied for cap 1 savor and was denied. denial letter stated reason is i have too many active credit cards. i only apply for a card once every 6 months. pls do a video on the rules and timing to get approved. thanks
Too many cards across all issuers? Or too many cards with Capital One specifically?
@@MarkReese i only have cap1 quiksilver and walmart when i got denied for cap1 savor. 10 mins after denial from cap1, i applied 4 my 2nd chase and was approved. all my 9 cards now r from diff issurers except 2 from cap1 and 2 from chase
@@GM-wf6el - Congrats! 😃💯 Great to hear Chase was nicer to ya haha
Wow, epic video, watched it from start to finish. Question, surely you can claim back the fee’s on tax too with the channel can’t you? That would be the best justification IMO 🤣
I'll find out soon enough!
way to many cards i have 4 with a total available balance of 70k at 22 three amex and an apple card
That's fantastic, well done! 🏆
Nice! But aren’t both of the gold cards are the same credit card, just different colors with only 1 of them being active? So it isn’t really $240 dining credit & isn’t really a $500 annual fee? Same with two of the platinum cards
Correct, the gap is filled via referrals. Amex allows anyone to earn up to 55,000 Membership Rewards points per year, per MR-point card. I value that at $605.
@@MarkReese Okay got you! No hate. Just was curious :)
@@Kyleazajac - All good! 👊
Holy Smokes, Mark!!! Thank you for making me feel “normal”. Haha. Great video, sir!!
Any time! 😂👊
This was the best credit card video I've ever seen. I've been waiting for this from you. Thank you Mark!
Thanks so much, Sir! 🏆
I don’t feel as bad now that my total annual fees for my 10 cards is $4,100 (mostly Amex).
Yep...Amex is good at that 😂
But the perks, statement credits, and benefits makes my Amex cards well worth it. I love all of my five Amex cards. Cheers brother 🍻!