सर मैने 2015 में 175000 का मुद्रा लोन लिया था जिसमें मैने केवल 1 ईएमआई भरी इसके बाद हम भी ईएमआई नहीं भर पाए जिसके कारण बैंक से बार बार नोटिस आ रहे है और आज एक और नोटिस आया है जिसमें लिखा है "आपका लोन एनपीए की श्रेणी में का चुका है नीलामी/कुर्की/आरसी से बचने के लिए 15 दिन के अंदर जमा करे" अब सर क्या करें कृपया मदद करें🙏🙏
@@Mitthu0855 Bhai kuch nhi hoga rc tab kategi jab koi property girvi ho lekin mudra loan me aap ne koi bhi property Girvi nhi rakhi hai to rc ka koi matalb hi nhi hota
थँक्यू सो मच सर, डिअर सर,मैने भी एक व्यापारी बँक से कर्जा लिया हुआ है! लेकिन कर्जा लेते समय बँकने, मुझसे एक govrment एम्पलोयी को मेरा जामीनदार बनाया हुआ है! और उनके हमारे पारिवारिक संबध है! साथ मेरे अच्छे रिश्ते है! लेकिन कोरोना (covid19)के अंदर मैने बँक के ई एम आय भरणे के लिये मै सक्षम नही था! लेकिन अब मेरा बिजनेस स्टार्ट हुआ है! तो मै मंथली कुछ पेमेंट बँक को अदा कर रहा हु! लेकिन मेरे अकाउंट में जितना पैसा मैने लिया हुआ था उतनाही पेंडिंग अमाऊंट दिखता है! और मेरे करीबी जामीनदार को घरपर,आफिसपे बार बार बँक नोटीस भेज रहा है! और इस समय मेरे पास वन टाइम सेटलमेंट करने के लिए भी पूरा पैसा नही है! मै क्या कर सकता हु ! मै बहुत परेशान हो गया हुँ!कृपया मुझे जानकारी दीजिए ! धन्यवाद सर
RBI ki nayi guidelines aayi hai NPA ko lekar? Customer par case chalu rahega NPA account ka jo bank ne pehle se case Kiya hoga vo bandh nahi hoga settlement ots payment karne ke baad bhi? Ye koi latest news hai esi? Sir esa kuch ho to plz ek video uss par 🙏
sir mere ek relative ka mamala hai unhone 50k ka mudra loan le rakha hai parantu unka loan npa ho gaya hai aur loan lene ke dauran bank ne do gaurantor liya tha jisame se ek gaurantor ke khate me ₹ 30k ke upar amount tha ab bank ne gurantor ke khate ko freeze kar diya hai , guarantor unke upar dabav bana rha hai ki aap paisa jama kare , ab unhe kya karana chahiye.
Sar Mera Bajaj me flexi loan chal raha he or me emi 5tarikh emi 22 ya25tarikh ko pey regular karta hu ek bhi emi baki nahi he fir bhi muje 138 ka notice Dene ko ejant gar par aye the kya kuch ligal mere par ho sakta he
मैं बजाज फिनसर्व से दो लाख का लोन लिया था 228000 भर चुका हूं अभी बोलते हैं 5000 महीने का किस्त है 3 साल और भरना ह सर मैं अब लोन भरने में असमर्थ हूं कोई रास्ता बताएं
Sir maine wahi galti Kia hai jo ap ne bataya hai account NPA tha 13/2 ka notis bhe Aya tha maine 30000 jama Kia fir 2 mahine ke bad 13/4 ka notice aya hai ab wo houseing Lone hai au unlogo ne humse us samay 47000 hi bataya tha agr hum 30000rs jama kiye the to 18000 baki Raha aur 2 emi 2 mahine ka totel humare hisab se 36000 aur thoda Jo planti lagi ho lekin Bank Wale keh rahe hai ki ap ko 110000 rupya jama karna hai bole hai ki ap ne jo makan banwate samay sirf intrest dia hai wo ap ko dena hoga 69452 aur maine moritoriam liya tha jisme kuch emi baki thi isko unhone emi ka deat badaya to sir hum kya kare plz
Hello sir Mere papa ne 20 lac ki limit bnayi thi. Lekin wo ab kist nhi bher paa rahe hai..Home Mortgage kiya hai...but papa kisi farm(company) k A.O.P me saajhidar the..or limit v farm k liye hi bnawayi or farm k A.O.P k hi partner garnter bne the..A.O.P me 3 partner the .unhi k kahne per papa ne ye bnwaayi lekin wo ab mukar gye hai... .mai Janna chahti hu ki kya bank garntero se v wasool kregi ? Sir mai chahti hu ki bank garntero se jarur wasool kare..unhone already uss farm me pura froud kr diya hai..jiski complain hmne police me ki hai.. 🙏
Sir mene Hero fine se prosnal loan karvaya tha jiska emi 24tha jo lockdown laga tha tab mene 2 emi nahi diya tha lekin baad me de chuka hu iske baad mere ko phone aate hai delhi se notice ka bol rahe hai police aapko pakdegi mere pas 24 emi ka avidence bhi hai ab kya karu iska hal please bataye
Sar ji namaskar mene vistar finance se lon liya tha aur mene 26 mahene tak regular emi bhara lakin korona ke karan meri financial candican bahut kharab hai to me emi nahi bhar paya raha hu isliye company ne mujhe notic bhi diya tha ab me kya karu kripya margdarshan karen
Sir mera 2 EMI Pending me hai aur abhi 6 manth se EMI de Raha hun lekin 2 EMI already pending me ha agar abhi EMI phir se EMI band kardu to kiya NPA ho jayega
Respected Sir, Namaskar maine 10 lakhs Government kvib loan liya tha bina security ke aur 3.5 lakh subsidy ke sath, maine 3 saal tak emi diya baad me Maine emi nahi de saka aur Bank ne NPA karke Loc Adaalat me jaane per mazbur kar diya aur warning de raha hai ki Bakiza case kar karega mere upper. Please mujhe is case me bachne ke liye koi upaye bataye please😫🙏🙏💓
Sir maine ek kcc liya tha maine bank ko kuchh kuchh amount hamesha diya pichhle mah bank ne bataya aapke loan ki rashi hai 3 57000 rupye maine 10000 de diya ,par mujhe kal notice maneger ne diya ki aAapka loan ki rashi hai 547000 rupye ,mujhe recieve karne kaha maine nahi kiya ,main kya karun boliye .
Sir mene. Fullerton india se loan liya tha 50000 PL mene 2700 8 emi & 5000 recovery ko diya tha but fir mene kuch nahi bhara 2 year vho gaye but abhi kuch call ya agent nahi aa rahe to kya kare abhi or abhi 43000 baki dekha raha hai
Sir credit card ke payment me nahi hua hai, NPA me aa gaya hai,to kya ye usme bhi laagu hota hai? Bank se ek letter aaya hai NPA ke naam se. Kya karna chahiye
Sir me ek dukaan krta tha or dukaan ke upar hi ek limit account loan liya tha ab corona me dukaan bhi Khali ho gai or pura maal bhi expired damage ho gaya or uske baad me ek private company me job krne lga to intrest deta raha lekin abhi 6 -8 mahino se me jma nahi krwa raha or bank wale mujhe phone message krte h ab me kya kru sir please help me
Sir Mera ek Commercial Vehicle loan hai woh NPA ho gya hai , aur kuch samye pehle notice bhi aya thha .. ab main kya karoon.. kyounki Hamne unhe pahle bhi kaha thha ki ham ye Paisa October 2023 ko pura foreclose Kara denge hamein samye dijiye.. par phir bhi inhone mera loan ko NPA me daal Diya hai .. 👉 sir jaise Main ab apna loan foreclose karana chahta hoon aur pura payment karke loan close karna chahta hoon, par 25 thousand ka Bounce and penalty charge lagaya hai. Kya ham apna loan ke charges ko waiver off Kara sakte hai. Kyounki bank agr hamara loan ka penalty aur bounce charges waiver off kar de toh ham uska pura paisa chukane ko tyar hai.. 👉👉 sir Mera apse yahi request hai ki kya aisa ho sakta hai , aur kya mujhe pura payment karna chaiye.. please reply sir🙏.
Sir Home loan liya tha rajistari union bank ke paas h wo bar bar ghar aakar preshan karte h npa notice ye wo 50 tarah ke fine laga diye ghar aakar bol rhe h 7 din ka time h fir recovery agent ko de denge wo 10% bhi dena padega apko alag se
Maine Home Loan nahin de paa raha hun. I've taken Home Loan from DHFL(aka Piramal Finance). I don't have a job now, Can I close my Bank account and inform the DHFL about this, same thing happened with me they increase the tenure and EMI amount too. Bank account par penalty lage jaa rahi hai. Please guide..
Sir pranam sir mera personal loan chal raha hai ...hdfc bank se aur hdb finance se sir is month mera emi bounce kar gaya bank wale daily phone kar rahe dhamki de rahe agent bhejne ki kya karu sir ...kya ek emi bounce hone pe bhi agent aate hai
Hello sir maine 2018 m ek auto khridi thi sbhi emi samye pe jama krta rha but lockdown ke wajah se kuchh emi drop ho gyi or kuchh Tut gyi abhi mera ac NPA kr diya hai sattetment dekha toh 140.000 bakya hai sir kya kre ....plzzz reply
Sir maine hone loan liya tha . Corona ke pahile mera loan npa gya tha fir lockdown me maine emi nahi bhara to muje possession letter diye , maine kuch amount pay karne ke baad bhi auction kiya aur bank jata hu to bolte hai ki hamne property bechi hai aur sir me abhi mera hi possession hai sir me ky karu kuch advice dijiye ple
Sir meri taxi hai 3 kist pending hai aur Ish mahine ki emi bhi de nhi sakta Aur Sir Bank wale bolte hai ki agar kist 4 pending ho gayi toh mujhe 4 charo kist chahiye nhi toh gadi ghar aakar utha lenge Sir mera account N. P. A hai Sir mei chahta hu ki meri kist jo pending hai restrect ho jaye aur kist kam ho jaye Sir please batay kya kare😢
Sir kcc banbaya tha canara bank se aur 2.5 years se wo renewal bhi nhi kiya,bol rhain Hain npa ho gya apka kcc,kitne time me npa hota hai sir kcc, Aur bank wake 12.75 interest ke saath पेनल्टी भी लगा रहें हैं क्या yeah sahi Hain। Please reply me sir
It doesn't happen like this. Bank sends recall notice to collect all the payment. Any payment after account has become NPA is for the closure of the loan which is to be done immediately. If not done within the prescribed time limit then legal recourse is taken
Good evening sir, many many thanks to you for giving genuine information and helping others & needy people. Once again I thanks to you sir. From mohammad mansoor belgaum district karnataka state india.
hey Vidhi, can you please help or suggest what should I do in home loan case, actually I had taken a home load last 8 years ago and till then I only paid emi for 2 years and after I didn't pay a single emi so far. My situation is not good currently in terms of paying emi home loan and I want to settlement if any way comes during this situation. So to whom I connect regarding home settlement
श्रीमानजी मेरा सवाल यह है,की बैंक बिना ग्राहक को बताए,लोन खाता ' सेटल ' केसे कर सकता है,जब तक ग्राहक अपनी सहमती नहीं देता तब तक बैंक सेटल खाता केसे कर सकता है,,,कृपया मुझे विस्तार से बताने का कष्ट करें,🙏
Hi sir I had been stuck in a problem, In 2017 my father had taken a mortgage loan from APGV bank (mother-owned house in Srikakulam hometown) to clear the house loan (father-owned house in Agra workplace), and in February 2022 my father filed a divorce petition with too many false allegations. also, he is having affair with the widow. Now we came to know that he is not paying EMIs which took to clear a father-owned house in agra. Bank people came yesterday and said they had sent several notices to Agra but my father refused too many times on the phone call father I’m not paying anything and now they are forcing my mother to sign a document, my mother refused to sign and I didn’t have income. After some time tenant called my mother and said bank people came and they placed a notice on the wall. today mother went to the bank, and the manager was saying to pay the interest of 56,000 and we will talk later about the loan he was talking very rude, not telling us anything properly. mother asked please share the split of the loan what I have to pay and what will be the interest if we pay within a week, he is saying that we can't accept pre-payment or I mean to say full payment (3,63,000) of the pending amount. after paying 56,000 he called to my father and he saying sir your wife came and paid 56,000. he talked like phishy after that he is saying you have to pay the next 6 months payment in advance. Please help us we don't know the legal things and my father is playing to collapse us and giving me warnings, no one is listing to us mother's family is also not supporting us because she did a court marriage against the family, this is 30 years back and my father is wrong things.
Sir. Mera working capital facility hai maine timely review renewal cum. Enhancement ke liye apply kiya par bank ne kam. Nahi kiya air account npa ho gaya aab mujhe kya karna chaiye
Maaf karna sir ..thoda let sawal lar raha hu ..kya loan right off hone ke baad bhi ecs lagta hai kya ..? Ecs baunce hone par kya case hi ho sakta hai ..? Mera bajaj ka loan right off ho chuka hai fir bhi esc lagta hai kya karu .???
Sir maine 15 lakh k personal loan liya tha, abhi 13.5 lakh bacha dene ko,, papa ji ki health mei kafi paisa lag gaya ab father bhi nai rahe, financial condition thik nai. 3 emi nai de pata, bank se phone arahe hae,, npa krne k bol rahe hae,, ye bhi bole ki 2 lakh kam kr denge baki k settlement kara lo,, par itne paise nai hae. Emi 33000 ki hae,, par maine kaha ki har month 15000 tak kar dunga re schedule kara do.. Par vo tyar nai.. Kya mei unke account mei 15000 har month jama krte jau to thik rahega.. Agar vo re schedule nai krte hae tab tak, kuch fyda hoga. Aise mei kya krna thik hoga.. Pls bataye
sir namskaar. lock down ke baad shop ki halt khraab ho gyi limit 6 lakh ki bo zero ho chuki or abhi tk uska intrest hi 4lakh kr karib pay kr chuka hun or hr month sirf intrest hi 5000 de rha hun shop bnd ho chuki he 10hjaar ki job kr rha hun jisme 5000 bank me ja rha ghr ka gujara krna muskil ho gya please sir koi rasta btaiye me is loan ko nhi bhr skta na intrest dene ki himt. na bank shetlment ment krne ko tyar meri baha 2lakh ke krib rd fd ka bn rha aap.btaiye sir kis trh kya kru me pareshaan ho chuka hun ,,,,,🙏🙏🙏
Sir sbi card ka loan chl rha Mai dusre address pr shift ho gaya jo sbi card me mention tha Ab maine pay ni kr pa rha 1 saal ho gya Agar wo court case karge tu mijhe notice kaise milega
सर जी हम कर्ज से परेशान है और अपने सुझाव का नंबर दे रखा है...लेकिन आप भी वही निकले 350rs मांग रहे हो सुझाव देने के....ये कौन सी बात हुई आप मिलने बुलाओ appointment फिक्स करो फिर पैसा मांगो तो समझ भी आएगा...
Sir home loan liya tha March 2021 main uska muje loan approval huva Uno ne doc incompled bol ke March se emi liya but muje cheque Mila December main aur dusra check muje abhi bhi wait kar raha huu aur is proses main NOI ka payment liyaa thaa joo koi expire hoo gaya uska bhii paise mujse phir se le rahe hain is main main kyaa kar sakta huu
सर मैने 2015 में 175000 का मुद्रा लोन लिया था जिसमें मैने केवल 1 ईएमआई भरी इसके बाद हम भी ईएमआई नहीं भर पाए जिसके कारण बैंक से बार बार नोटिस आ रहे है और आज एक और नोटिस आया है जिसमें लिखा है "आपका लोन एनपीए की श्रेणी में का चुका है नीलामी/कुर्की/आरसी से बचने के लिए 15 दिन के अंदर जमा करे"
अब सर क्या करें कृपया मदद करें🙏🙏
mudra loan Unsecured loan isme aap ne koi property inke pass girvi nhi rakhi hai ye aap ki koi bhi property nilam nhi kar sakte
Apka abhi kya hua hai..
@@Rak0999 aur bhai agar mudra loan me rc kat de tab kya karna hai
@@Mitthu0855 Bhai kuch nhi hoga rc tab kategi jab koi property girvi ho lekin mudra loan me aap ne koi bhi property Girvi nhi rakhi hai to rc ka koi matalb hi nhi hota
@@Rak0999 koi property girvi nahi hai, koi check bhi nhi diya hai, to 5.5 lakh ka loan settlement kitne me ho sakta hai.. Bhai..
Ek dum 1000 % sach he ye bank ko NPA k bad kuch nhi Dena chahe jo ho.
Sir mera car loan ka kya hoga
Bhai mera NPA ho Gaya hai ab kya kare ?
@@subhashchhetri8193kitne time mai NPA huwa?
@@veenarautela 1 saal
धन्यवाद आपसेअचछी जानकारी मिल रही है.
NPA HONE PR ACOUNT CLOSED HOTA HAI SIR PLEASE REPLY ME
Jabedust knowledge
Bahut Jaan Hain aap ki baat and looks mein.
thanks
थँक्यू सो मच सर,
डिअर सर,मैने भी एक व्यापारी बँक से कर्जा लिया हुआ है! लेकिन कर्जा लेते समय बँकने, मुझसे एक govrment एम्पलोयी को मेरा जामीनदार बनाया हुआ है! और उनके हमारे पारिवारिक संबध है! साथ मेरे अच्छे रिश्ते है! लेकिन कोरोना (covid19)के अंदर मैने बँक के ई एम आय भरणे के लिये मै सक्षम नही था! लेकिन अब मेरा बिजनेस स्टार्ट हुआ है! तो मै मंथली कुछ पेमेंट बँक को अदा कर रहा हु! लेकिन मेरे अकाउंट में जितना पैसा मैने लिया हुआ था उतनाही पेंडिंग अमाऊंट दिखता है! और मेरे करीबी जामीनदार को घरपर,आफिसपे बार बार बँक नोटीस भेज रहा है! और इस समय मेरे पास वन टाइम सेटलमेंट करने के लिए भी पूरा पैसा नही है! मै क्या कर सकता हु ! मै बहुत परेशान हो गया हुँ!कृपया मुझे जानकारी दीजिए !
धन्यवाद सर
RBI ki nayi guidelines aayi hai NPA ko lekar? Customer par case chalu rahega NPA account ka jo bank ne pehle se case Kiya hoga vo bandh nahi hoga settlement ots payment karne ke baad bhi? Ye koi latest news hai esi? Sir esa kuch ho to plz ek video uss par 🙏
Agar sir phili si he rupesh bank mein ho tu kuch problem hai mere account mein 11000 rupees hai katagi tu nhi NPA lag gaya hai
Loan regular ho gaya hai Lekin legal notice payment and settlement section 25 ka latter aya hai ,ab kya karooo
sir mere ek relative ka mamala hai unhone 50k ka mudra loan le rakha hai parantu unka loan npa ho gaya hai aur loan lene ke dauran bank ne do gaurantor liya tha jisame se ek gaurantor ke khate me ₹ 30k ke upar amount tha ab bank ne gurantor ke khate ko freeze kar diya hai , guarantor unke upar dabav bana rha hai ki aap paisa jama kare , ab unhe kya karana chahiye.
Kya salary account NPA ho e ke baad salary ni aayegi account mai ? Please help
Sir 2 Bank account ho to ??
Sar Mera Bajaj me flexi loan chal raha he or me emi 5tarikh emi 22 ya25tarikh ko pey regular karta hu ek bhi emi baki nahi he fir bhi muje 138 ka notice Dene ko ejant gar par aye the kya kuch ligal mere par ho sakta he
मैं बजाज फिनसर्व से दो लाख का लोन लिया था 228000 भर चुका हूं अभी बोलते हैं 5000 महीने का किस्त है 3 साल और भरना ह सर मैं अब लोन भरने में असमर्थ हूं कोई रास्ता बताएं
Sir uco bank se maine 2019 mei lone liya tha aaj wo lone NPA mei gaya hai maine emi bharne chalu kiye hai fir mera cridit score kab acha hoga
Sir maine wahi galti Kia hai jo ap ne bataya hai account NPA tha 13/2 ka notis bhe Aya tha maine 30000 jama Kia fir 2 mahine ke bad 13/4 ka notice aya hai ab wo houseing
Lone hai au unlogo ne humse us samay 47000 hi bataya tha agr hum 30000rs jama kiye the to 18000 baki Raha aur 2 emi 2 mahine ka totel humare hisab se 36000 aur thoda Jo planti lagi ho lekin Bank Wale keh rahe hai ki ap ko 110000 rupya jama karna hai bole hai ki ap ne jo makan banwate samay sirf intrest dia hai wo ap ko dena hoga 69452 aur maine moritoriam liya tha jisme kuch emi baki thi isko unhone emi ka deat badaya to sir hum kya kare plz
home loan par bank ne koi bhi ghar ke documents nahi liye ab guaranter ko pareshan kar rahe hai guaranter kya kare
Very good knowledge
Very nice information thanks
Hello sir
Mere papa ne 20 lac ki limit bnayi thi. Lekin wo ab kist nhi bher paa rahe hai..Home Mortgage kiya hai...but papa kisi farm(company) k A.O.P me saajhidar the..or limit v farm k liye hi bnawayi or farm k A.O.P k hi partner garnter bne the..A.O.P me 3 partner the .unhi k kahne per papa ne ye bnwaayi lekin wo ab mukar gye hai...
.mai Janna chahti hu ki kya bank garntero se v wasool kregi ? Sir mai chahti hu ki bank garntero se jarur wasool kare..unhone already uss farm me pura froud kr diya hai..jiski complain hmne police me ki hai.. 🙏
Sir maine AUTO RIKSHWA LOAN LIYA THA AB KIST NHI BHAR PA RAHA HU KYA HOGA PLEASE REPLLY ME
Sir mene Hero fine se prosnal loan karvaya tha jiska emi 24tha jo lockdown laga tha tab mene 2 emi nahi diya tha lekin baad me de chuka hu iske baad mere ko phone aate hai delhi se notice ka bol rahe hai police aapko pakdegi mere pas 24 emi ka avidence bhi hai ab kya karu iska hal please bataye
Sir namaskar mere Father ne kcc loan kiya tha vo expare Ho chuke hai ase me loan satlment kaise kare mujhe bare me batay please
Sar apki bahut jarurat hai hame🙏🙏
Sar ji namaskar mene vistar finance se lon liya tha aur mene 26 mahene tak regular emi bhara lakin korona ke karan meri financial candican bahut kharab hai to me emi nahi bhar paya raha hu isliye company ne mujhe notic bhi diya tha ab me kya karu kripya margdarshan karen
Sir mera 2 EMI Pending me hai aur abhi 6 manth se EMI de Raha hun lekin 2 EMI already pending me ha agar abhi EMI phir se EMI band kardu to kiya NPA ho jayega
Legal action hoga kya
Jaise home loan mein 13 2 ke notation aane ke bad aur kitne notice bhejne ke bad kabja kar sakte hain Makan ke upar bataen
सर मेरे पिताजी मध्य बिहार ग्रामीण बैंक से kcc loan liye the or ab ac NPA ho gya h kya kre bol rha tha ki अरेसिटिंग warent nikla hua h h
ARE secured loan jaise home loan main settlement kaise hoga..???
Bank se hoga
Kaise pata chalega ki NPA hone ke baad principal amount me jama hoga kahka
सर मेने बड़ौदा बैंक से पर्सनल लोन लिया था 70000 और मैने करीब 1साल से emi nhi दे पाया तो क्या मेरे पे fir ho ga kya
Sirji property nilaam karne kaa notice aaya hai aur o npa ho gaya that but koi notice nahi aaya to kya kare
Respected Sir, Namaskar maine 10 lakhs Government kvib loan liya tha bina security ke aur 3.5 lakh subsidy ke sath, maine 3 saal tak emi diya baad me Maine emi nahi de saka aur Bank ne NPA karke Loc Adaalat me jaane per mazbur kar diya aur warning de raha hai ki Bakiza case kar karega mere upper. Please mujhe is case me bachne ke liye koi upaye bataye please😫🙏🙏💓
Bhai kuch hua kya
Bro apse baat karna hen..
Please apna contact details do baat karenge
Bro ho jeagha
Contact no ......
Very nice information
Sir maine ek kcc liya tha maine bank ko kuchh kuchh amount hamesha diya pichhle mah bank ne bataya aapke loan ki rashi hai 3 57000 rupye maine 10000 de diya ,par mujhe kal notice maneger ne diya ki aAapka loan ki rashi hai 547000 rupye ,mujhe recieve karne kaha maine nahi kiya ,main kya karun boliye .
Sir nbfc, vehical loan par stay ho sakta hai, ki co gadi na pakde
Sir hamne mpokket se personal loan liya tha 2 years se default h ab vo whtsapp pe msg kr rhe ki NPA kr dege mujhe kya krna chahiye plz btaiye sir
क्या cc limit NPA वाले भी लोक अदालत जा सकते हैं
Sir mene. Fullerton india se loan liya tha 50000 PL mene 2700 8 emi & 5000 recovery ko diya tha but fir mene kuch nahi bhara 2 year vho gaye but abhi kuch call ya agent nahi aa rahe to kya kare abhi or abhi 43000 baki dekha raha hai
Simple beautiful intelligent speaking looking and presentation.
thanks
Sir credit card ke payment me nahi hua hai, NPA me aa gaya hai,to kya ye usme bhi laagu hota hai? Bank se ek letter aaya hai NPA ke naam se. Kya karna chahiye
Sir me ek dukaan krta tha or dukaan ke upar hi ek limit account loan liya tha ab corona me dukaan bhi Khali ho gai or pura maal bhi expired damage ho gaya or uske baad me ek private company me job krne lga to intrest deta raha lekin abhi 6 -8 mahino se me jma nahi krwa raha or bank wale mujhe phone message krte h ab me kya kru sir please help me
Sir Mera ek Commercial Vehicle loan hai woh NPA ho gya hai , aur kuch samye pehle notice bhi aya thha .. ab main kya karoon.. kyounki Hamne unhe pahle bhi kaha thha ki ham ye Paisa October 2023 ko pura foreclose Kara denge hamein samye dijiye.. par phir bhi inhone mera loan ko NPA me daal Diya hai ..
👉 sir jaise Main ab apna loan foreclose karana chahta hoon aur pura payment karke loan close karna chahta hoon, par 25 thousand ka Bounce and penalty charge lagaya hai. Kya ham apna loan ke charges ko waiver off Kara sakte hai. Kyounki bank agr hamara loan ka penalty aur bounce charges waiver off kar de toh ham uska pura paisa chukane ko tyar hai..
👉👉 sir Mera apse yahi request hai ki kya aisa ho sakta hai , aur kya mujhe pura payment karna chaiye.. please reply sir🙏.
Sir Home loan liya tha rajistari union bank ke paas h wo bar bar ghar aakar preshan karte h npa notice ye wo 50 tarah ke fine laga diye ghar aakar bol rhe h 7 din ka time h fir recovery agent ko de denge wo 10% bhi dena padega apko alag se
Very nice sir
Maine Home Loan nahin de paa raha hun. I've taken Home Loan from DHFL(aka Piramal Finance). I don't have a job now, Can I close my Bank account and inform the DHFL about this, same thing happened with me they increase the tenure and EMI amount too. Bank account par penalty lage jaa rahi hai. Please guide..
Sir pranam sir mera personal loan chal raha hai ...hdfc bank se aur hdb finance se sir is month mera emi bounce kar gaya bank wale daily phone kar rahe dhamki de rahe agent bhejne ki kya karu sir ...kya ek emi bounce hone pe bhi agent aate hai
Sir maine toh 1mahine hi lon nhi bhara hai or call pe call aa rha hai kya kre kuch bataye
Sir mene 5mahine se EMI nahi bhari he lekin bank adhibhar bata kar 6-7 hazar har mah le raha he .sir please bataye me kya karu.
Hello sir maine 2018 m ek auto khridi thi sbhi emi samye pe jama krta rha but lockdown ke wajah se kuchh emi drop ho gyi or kuchh Tut gyi abhi mera ac NPA kr diya hai sattetment dekha toh 140.000 bakya hai sir kya kre ....plzzz reply
sir mera credit card NPA ho gya h mene apna full pymnt pay kr diya h but credit card NPA ho gya to kya krna chiye
सर मेरा क्रेडिट कार्ड से ऑनलाइन फ्रॉड हुआ है जो रू मै नही भर सकता हूं किया करना होगा
Prasnal loan k liye kuch hai kya sir
Sir maine hone loan liya tha . Corona ke pahile mera loan npa gya tha fir lockdown me maine emi nahi bhara to muje possession letter diye , maine kuch amount pay karne ke baad bhi auction kiya aur bank jata hu to bolte hai ki hamne property bechi hai aur sir me abhi mera hi possession hai sir me ky karu kuch advice dijiye ple
Sir meri taxi hai 3 kist pending hai aur
Ish mahine ki emi bhi de nhi sakta
Aur Sir Bank wale bolte hai ki agar kist 4 pending ho gayi toh mujhe 4 charo kist chahiye nhi toh gadi ghar aakar utha lenge
Sir mera account N. P. A hai
Sir mei chahta hu ki meri kist jo pending hai restrect ho jaye aur kist kam ho jaye
Sir please batay kya kare😢
Good information
डियर सर कैसे पता करें NPA हो गया है Ac... Plz tell me
Sir Mera sattlement hua home loan ka mujhe 30 din ka time Diya gaya per me 30 din me pessa nhi de paya ab mujhe kya kerna chahiye
Sir ji mere account ko N. P. A kar diya h bank ne . Meri time to time E. M. I cut rahi h 6 month se
Agar app ka loan hai to same condition kya kre
NPA ko Regular karwaaye
@@VidhiTeria matlab
Kya limit account ka settelment ho sakta hai
Mera 10k ka loan tha npa krke one time settlement kr dia jisase Mera CIBIL khrab ho gya hai mere cibil me show kr rha cibil kaise thik hoga mera
Sir PL or Credit card agr NPA me Jaye to kya kre
Settlement
Sir kcc banbaya tha canara bank se aur 2.5 years se wo renewal bhi nhi kiya,bol rhain Hain npa ho gya apka kcc,kitne time me npa hota hai sir kcc,
Aur bank wake 12.75 interest ke saath पेनल्टी भी लगा रहें हैं क्या yeah sahi Hain।
Please reply me sir
It doesn't happen like this. Bank sends recall notice to collect all the payment. Any payment after account has become NPA is for the closure of the loan which is to be done immediately. If not done within the prescribed time limit then legal recourse is taken
Mere papa ka home loan settlement ho jayga kya mere papa ki COVID me death ho gy thi fir bhi bank force krta he ki emi bharna hi pdega
Good evening sir, many many thanks to you for giving genuine information and helping others & needy people. Once again I thanks to you sir. From mohammad mansoor belgaum district karnataka state india.
Thanks bhai
एल
O
hey Vidhi, can you please help or suggest what should I do in home loan case, actually I had taken a home load last 8 years ago and till then I only paid emi for 2 years and after I didn't pay a single emi so far. My situation is not good currently in terms of paying emi home loan and I want to settlement if any way comes during this situation. So to whom I connect regarding home settlement
yavoor belagaum alli
श्रीमानजी मेरा सवाल यह है,की बैंक बिना ग्राहक को बताए,लोन खाता ' सेटल ' केसे कर सकता है,जब तक ग्राहक अपनी सहमती नहीं देता तब तक बैंक सेटल खाता केसे कर सकता है,,,कृपया मुझे विस्तार से बताने का कष्ट करें,🙏
Sir card की payment नही हो पा रही है लीगल का फोन आया जिस पर दिल्ली पुलिस का होलोग्राम लगा है तो kya सही हो सकता है
Hi sir
I had been stuck in a problem, In 2017 my father had taken a mortgage loan from APGV bank (mother-owned house in Srikakulam hometown) to clear the house loan (father-owned house in Agra workplace), and in February 2022 my father filed a divorce petition with too many false allegations. also, he is having affair with the widow. Now we came to know that he is not paying EMIs which took to clear a father-owned house in agra. Bank people came yesterday and said they had sent several notices to Agra but my father refused too many times on the phone call father I’m not paying anything and now they are forcing my mother to sign a document, my mother refused to sign and I didn’t have income. After some time tenant called my mother and said bank people came and they placed a notice on the wall. today mother went to the bank, and the manager was saying to pay the interest of 56,000 and we will talk later about the loan he was talking very rude, not telling us anything properly. mother asked please share the split of the loan what I have to pay and what will be the interest if we pay within a week, he is saying that we can't accept pre-payment or I mean to say full payment (3,63,000) of the pending amount. after paying 56,000 he called to my father and he saying sir your wife came and paid 56,000. he talked like phishy after that he is saying you have to pay the next 6 months payment in advance.
Please help us we don't know the legal things and my father is playing to collapse us and giving me warnings, no one is listing to us
mother's family is also not supporting us because she did a court marriage against the family, this is 30 years back and my father is wrong things.
Sir hello sir ur msg always gud
Sir. Mera working capital facility hai maine timely review renewal cum. Enhancement ke liye apply kiya par bank ne kam. Nahi kiya air account npa ho gaya aab mujhe kya karna chaiye
Useful information
Secured loan bhi settle hota hai kya sir?
sir kisst loan emi pay karna chahiye ya nahin bahut interest le raha hee
Thanku so much sir
Sir Maine kcc le rakha hu
Mera account N P A ho chuka hai aur Mera kuchh rupe kcc account me chala gaya hai
To main kya Karu sir please
Kuchh bataye
Hii sir, mere personal loan npa ho gya agent ne fireclose bolkar paise jma krwa liya or uske baad us agent ne sattelment kr diya ab kya krna chahiye
Sir statment kar ne ke bad ktine sal bad loan milta hai or civil bada ne kya tarika hai
7 year
Sir Hamare saath bhot bada froud ho gaya hai. Tractor froud. Pleace give me a advise.
Kcc npa होने के बाद ब्याज लगता है क्या
Sir agar loan lene bale ki deth ho jaye to kya fir bhi loan chukana hoga '
Thanking you very much brother
Very nice sir ji
Maaf karna sir ..thoda let sawal lar raha hu ..kya loan right off hone ke baad bhi ecs lagta hai kya ..? Ecs baunce hone par kya case hi ho sakta hai ..? Mera bajaj ka loan right off ho chuka hai fir bhi esc lagta hai kya karu .???
Sir maine 15 lakh k personal loan liya tha, abhi 13.5 lakh bacha dene ko,, papa ji ki health mei kafi paisa lag gaya ab father bhi nai rahe, financial condition thik nai. 3 emi nai de pata, bank se phone arahe hae,, npa krne k bol rahe hae,, ye bhi bole ki 2 lakh kam kr denge baki k settlement kara lo,, par itne paise nai hae. Emi 33000 ki hae,, par maine kaha ki har month 15000 tak kar dunga re schedule kara do.. Par vo tyar nai.. Kya mei unke account mei 15000 har month jama krte jau to thik rahega.. Agar vo re schedule nai krte hae tab tak, kuch fyda hoga. Aise mei kya krna thik hoga.. Pls bataye
Bilkul paisa mat pay kariya
Aap jo 15000 dalnga wo paise panalty ma chla jaynga
Agar payment karna hn to
Pichlee emi aur panalty sahit bhar diziyya
sir namskaar. lock down ke baad shop ki halt khraab ho gyi limit 6 lakh ki bo zero ho chuki or abhi tk uska intrest hi 4lakh kr karib pay kr chuka hun or hr month sirf intrest hi 5000 de rha hun shop bnd ho chuki he 10hjaar ki job kr rha hun jisme 5000 bank me ja rha ghr ka gujara krna muskil ho gya please sir koi rasta btaiye me is loan ko nhi bhr skta na intrest dene ki himt. na bank shetlment ment krne ko tyar meri baha 2lakh ke krib rd fd ka bn rha aap.btaiye sir kis trh kya kru me pareshaan ho chuka hun ,,,,,🙏🙏🙏
Sir sbi card ka loan chl rha
Mai dusre address pr shift ho gaya jo sbi card me mention tha
Ab maine pay ni kr pa rha 1 saal ho gya
Agar wo court case karge tu mijhe notice kaise milega
Bahut khoob
Bank fraud हुआ है पर्सनल लोन किसी दूसरे ने आधार कार्ड, pan card से साइबर क्राइम में शिकायत व f i r हो चुकी हैं अब क्या करें
Mere sath b hua hai same
सर जी हम कर्ज से परेशान है और अपने सुझाव का नंबर दे रखा है...लेकिन आप भी वही निकले 350rs मांग रहे हो सुझाव देने के....ये कौन सी बात हुई आप मिलने बुलाओ appointment फिक्स करो फिर पैसा मांगो तो समझ भी आएगा...
Sab lutere hai video bna rahe hai customer increase ke liye vese inka bhi yeh dhanda ho gaya hai Yeh bhi Dream 11 ki traha krne lge hai
@@Sagar............. bilkul sahi baat bhai
Mera a/c NPA message ageya. abhi kiya karna hain Sir ?
guaranter ka cibil down ke baad guaranter kya kare
Bank licence rbi ne cancle karneke bad lone ka kya
Sir home loan liya tha March 2021 main uska muje loan approval huva Uno ne doc incompled bol ke March se emi liya but muje cheque Mila December main aur dusra check muje abhi bhi wait kar raha huu aur is proses main NOI ka payment liyaa thaa joo koi expire hoo gaya uska bhii paise mujse phir se le rahe hain is main main kyaa kar sakta huu
Sir mere pati ka loan liya 7saal se me bhar Rahi hu ab bahut taklif me hu me loan settlement kese Karu please help me
Sir mere mom ka account npa hain bank ab personal leke property sale karna chahti hain plz suggest
Sir nbfc lone satelment kar deny se kya prsnal lone milta hai ki nhi my fairsent ka 6 emi nhi diya hai