Hey guys, I missed to mention the Tax which is around 22% that depends on your package & location. For example: I'm living in Texas where there is NO State tax and we pay only Federal Tax. But other states people in the USA pays both state tax and federal taxes. So this video is specific only for Texas, San Antonio location people as per 2020-2021 year cost of living.. Why I missed to add in the video is, My company didn't deduct any federal taxes for me, but it was deducted only during tax returns. I made this video before filing my Tax return.. Another deduction is medicare Tax which is 45$ for my case and it varies for every individual I believe based on their income.. kindly note that I have shared my personal salary, expenses and savings only which is almost accurate for Texas location only. All these expenses, salary, taxes, savings etc, varies from location to location, so kindly do not compare this with your location, salary and expenses. Thanks for understanding 👍😊
US payroll normally has federal tax, social security tax, Medicare tax, state tax, local tax... depends on state it changes, also it depends on if you're married, single, no of dependents... so basically if you're single taxes are high so whoever goes there get married
As a group entered with 5 years of experience now touched 15 years. Current range is around 300 - 400K. Apart from pay, most ppl make at least 50-80K in shares. Then calculate yourself !! In 15 Years we can make guaranteed 50Cr worth assets
@Saibaba Raghav may be he changed his employer twice and also he might have lived alone for some years, instead of living with family for all 10-15 years. It's Just my guess 😊 But I have seen people who saved almost 5-6crores in 10 years in USA by living alone... Also they changed their employer and got 150k$ per year.. But I don't know how possible it is right now in 2022 considering the current cost of living in USA.. Everything increased a lot Recently 😷
Gentlemen just learn his experience of living n saving potential don’t ask for job opportunities guys he is not agent 🤫 good Ravi for ur efforts to make people realise n understand
It’s completely based on what is our top most priority in life - Money or Family? Money can give only comfort and safeguard ourselves during crisis. If we can get same or enough earnings in India then no need to go abroad for a painful life. This is just my opinion bro.
I agree brother. At the same time we have to explore many things around the world as part of our life 😊 We can take our family as well and if we get a chance, we can have a world tour and have fun 😊
Yes. I too faced. I was working in India for almost 5 years and really had bad experience. Also it's like Boss-Slave culture in some places (not in all the places though).. 👍😊
@@ravischatroom7121 Same opinion anna...there is no place in the world we need to stick there only till our life get over. we get one chance to live there are so many lovely places and different people around the world. Live like you don't want to born again to fulfill the dreams. 🙂 ( It's just my opinion🙂)
உங்களுடைய கருத்து மிகவும் அருமையாக இருந்தது எப்படி சம்பாதிக்கலாம் எப்படி வாழலாம் அப்படிங்கறத்துக்கு இதனால எனக்கு ஒரு நல்ல ஒரு ஐடியா கிடைச்சுச்சு நல்லா இருக்குது வீடியோ பத்து வருஷம் முயற்சி முடிந்தால் விவர்ஸ்ல சந்திப்போம் சோசியல் மீடியால எல்லா விஷயங்களும் தெரியுது நம்ம முயற்சி பண்ணுன நேரத்துல யாருமே எந்த விஷயமும் சொல்லி தரல இப்ப இந்த சோசியல் மீடியா டிராக் நல்லா இருக்கு என்னோட கமெண்ட பார்த்தா கண்டிப்பா ரிப்ளை பண்ணுங்க மகிழ்ச்சி வாழ்க வளமுடன்
There are a few things missing in the video: 1. Federal taxes at around 25% 2. It is impossible to find rent at 850. It it minimum 2000 outside of Texas, 1500 in Texas 3. State taxes (not applicable in Texas) 4. Other Expenses are higher outside of Texas
Thanks for your feedback brother.. It would be great if you check the video description and also the comment that I pinned... I'm paying 847$ only right now. I can show you houses if you are not familiar in those costs brother.. This video is applicable only my for San Antonio, Texas location as I mentioned in the description and comments that I pinned. I agree cost of living in USA has been increased a lot recently. I'll come up with a updated video soon.. Thanks for your feedback brother.. 😊👍
Nic, superb. Very informative. Pls add tax also. I saw you added it in the description & also in the comments, may be do one more video with 2022 year savings and expenses bro
Misleading. My cousins and friends in India are getting paid 20-40 lacs. In fact a cousin got a placement offer at 16 lpa. I’m not married and have 5-6 YOE and I know people at my level making well over 200k in Texas. In fact one of my friends is making 350k outside of Texas. Misleading post. You can save 80-120k a year that translates to 50-80 lacs. Plus I’m not even including other investments.
Ok brother.. I have Just Posted my realtime details. All these details were accurate for my case.. many of the Indian service based companies pays less... Also this video was made on 2020 brother.. Now recently especially in 2022 the market is good... So things has changed a lot recently.. I'll be coming up with a new video sooner to come up with updated numbers 👍😊 Thanks for your feedback 👍
Nice explanation and information Brother. But in calculation for legends you multiplied it with 10. Actually they can save 30 lakhs per year if they save 2.5 lakhs/month. So better to earn as bachelor for few years and return to India like Sivaji Rajni as a kodeeswaran :-)
Hahaha sure 😛 I agree, a lot of people does that to save Money.. But I really Cannot.. Because family is more important in this world than anything.. May be for few months we can stay as bachelor like 6-8 months once but not always 😊 Thanks you 👍😊
One person got opportunity to go USA from cts. He has been living with family for last 8 years and bought 3 houses and living a luxury life in Texas. Not sure how😄
Really? May that is possible before. But going forward it's almost impossible. The cost of living has been increased a lot recently, especially groceries. The Rentals went sky high now in 2022 by 20% recently 😊
May be you have good culture and quality life there . This savings is possible in India easily as the cost of living is less here . The salaries are also mostly around 25 to 30 LPA for 6 years in India now .
Brother thankyou for your vedio explaination my son is in Us he didn't tell about his salary and expensive nou lam understand tq🙏 one more thing u r reply every comment and questions tq so much
சென்னை - சென்னை - மக்கள் தொகை - நெரிசல் - நீடித்தால் - வாழ்க்கை நிலைமைகள் மோசமாக இருக்கும் - யோசிக்க - சென்னை ஒரு மாநிலம் அல்லது நாடு இல்லை - Madras presidency மற்றும் பிரிவின் வரலாற்றை நாம் சிந்திக்க வேண்டும் - மற்ற மாவட்டங்களை மீண்டும் சிந்திக்க வேண்டும். Later developed places from Madras presidency - Banglore, Tirupati, etc...
Bro, I'm going to come up with one new video that will have the updated expenses, savings. This video was made on 2020 December and uploaded on 2021 mid.. So this has old expenses and people asking me a lot of questions and clarifications. With a month I will add/update a lot of information brother. Thanks for your feedback!
Where do we find rental house for $850 ? The expenses you have said is very less, many points are missed out But you did a good video bachelor can really save
Hi bro, thanks for telling this kindly (unlike others). I appreciate it.. Yes I missed Medicare tax and federal taxes (state tax is not applicable since I'm in Texas). I didn't miss intentionally. It was accidental. I have mentioned that clearly in video description and also added the same in comments section and pinned that comment brother. Would be great if you take a look at it. And share your feedback.. Please note that these expenses are applicable only for Texas San Antonio location for the year 2020-2021.. All those are my real time expenses and savings 😊 Thank you 👍
Sure sister.. Thanks for your feedback... I Just updated my expense and my salary for Texas, San Antonio location 😊 I can even send you evidence if you wish . May I please know what are information that was incorrect?
Bro, India la family erundha medicals ah insurance la claim panni vangalanu sonninga. Those medicals will be covered through your US insurance policy or you will take a separate insurance plan in India?
Separate medical insurance for India and USA .. Basically in USA its different policy.. FYI , I have to pay more money for insurance outside.. But through company, I pay some what little less money for my medical Insurance as my company also contributes some money for my insurance.. Since my company contributes some money every month for my medical insurance, my company don't support for my personal hospital expenses.. I have to bare that.. even my uncle who is working as a full time employer in one of the American company for almost 10years, also following the same 😐 At the same time every company won't contribute some money to the employees medical insurance, it varies actually...
Yes bro correct.. I added federal tax & added it in comments section and pinned it bro... Regarding school expenses, I'm not familiar so I didn't add that information... My baby girl is just 1 year old, so I don't have exposure about schools here bro 😊 Thanks for your feedback 😊👍
We can definitely get somewhere between 58,000$ 61,000 brother.. 85k in Texas is really a good package to start with 😊👍 Because we don't pay state tax in Texas that's huge advantage 👍
Hii bro tats very crisp and clear explanation...and also US IT jobs market epdi poguthu and right now am having 3years of experience in IT as a network engineer any job opportunities?
Okey bro :) and direct ta H1B visa sponsership kedaika ena steps edutha mudiyum. And American companies ku direct ta india la irundhu apply panamudiyuma?
There are some consultancies that has tie ups with American companies and they can guide you for applying H1B visa . But I don't know how trustable they are... I would prefer asking your employer to apply visa for you.. if they can't change your project or employer who can help you in applying Visa... For 3 years+ you can easily change with good package in India itself
Ohh thanks bro... The best thing soo far I've observed from u is that you have such a pure helping mind and you are very transparent guy who will say these things bro that too in this generation... Coz god knows who he wants to make higher... ;) Expecting more videos from you brother regarding job opportunities ..work visa H1B and small motivation videos to work in USA
70K $ in US? U must be kidding. In India I'm getting 75L 10 yoe. Avg is like 30-40L here.. I know most of my friends get 250K min.. I know few get above 600K in the US. In 5-7 years one can easily save 10Crs with appreciating stocks.
@SuunaPaana, This is my realtime details.. Companies like TCS, HCL, WIPRO, INFOSYS, TECH MAHINDRA etc gives only around 70-80k$ per year for a 6-7 years of experience.. Also I mentioned in the video that it's based upon the skill sets also. So I took the minimum salary and came with this.. And this video was made on 2020 brother.. 250k$ minimum you are telling right? That's highly impossible I think . NONE of my friends gets that much with even 5+ years of onsite experience.. not sure how it is in other locations.. but as I mentioned in the description and also in the comments that I pinned, this video is applicable only for Texas State San Antonio city brother.. here cost of living is little less compared to other states, hence salary also less bro
@@ravischatroom7121 sorry didnt realise the upload date. Also the TC I mentioned is for bay area including stocks. For TX in my current company ranges around 200-250K (with stocks) for 10 yr exp. yes WITCH might pay less.. good to jumpship now
Hi Sister. Thanks for your feedback. In this video I missed Tax deductions. Please check check the video description and also the comment that I pinned for your information. To answer your question, the Interest earned on NRE accounts in India is totally tax-free... Hence there is no TDS. However, interest earned on an NRO account is taxable and will be subject to a TDS of 30%..
Good point, yes brother. But I came with H1B visa. My wife is in H4 visa. My wife cannot work officially without EAD. I have to apply for green card, then my I-140 has to be approved. Then only I can raise EAD for my wife 😊👍
Clear information.. please put vedio about nurses life and how much they can save if they stay with 2 kids... how much is the nurses salary? I'm from Tamilnadu...
Sorry I'm not aware of government hospitals. But I think it has some eligibility for free services, like our annual salary should be less, something like that
Hi bro. Yes I totally agree. Even my uncle is there and now his monthly rent is 2500$ for his family which includes 2 kids also. This video I made in 2020 and uploaded in 2021 and this is applicable to San Antonio Texas location only bro. Right now I'm paying 847$ only including utilities for my house till now 😊 I'll come up with one updated video brother 😊 Thanks for your feedback!
Hi bro. Yes I missed tax. I did not missed intentionally, actually my employer did. It deduct any tax for me.. After I made this video, I filed the tax returns and then they deducted at that time.. They deducted Federal Tax only and not the state tax(Texas is state tax free).. I have mentioned that in the comments section and pinned that comment bro. Thanks for your valuable feedback ☺️👍
Federal Tax deduction 22% pottingana one year ku 12 lakhs save panna mudiyathu.. please update your video. This will be misinformation for new peoples. Please correct. Expense also differ based on city you live cost of living. Check arthi-prem blog too for expense in a year. Good information about bachelor life. You will save double the money compare to family.
Yes Sir. I suggest you to please check my video description and also I added a comment and pinned. Please kindly check that Sir. Thanks for your feedback 🙂
My sister's husband was a research scientist is USA getting salary 2500us dollars in 2001 he could not save anything for 2yrs they returned back to India
Agree. It depends on his location. This video is applicable for Texas San Antonio location people only as I mentioned in the description and comments of the video 😊 Right now the inflation is even high compared to 2001.. We really can't save anything currently if we live with family. Only benefit is the work life balance, smooth independent life and no much disturbance from surrounding people and we can Have a good smooth life. That's all 👍🙂
Bro, please dont convery incorrect information, you are mentioning about the cost of living in Texas I think, I lived in NJ, WA and NC. No where the home rental cost is 850 for 2 bedroom apartment not even for single bedroom apartment with the same salary and also I think you will be paying the Fed tax but not the State Tax you did not mention that in your calculation (I see you mentioned that in the comment but not in the video). Very few people only will look for the comments below, please update the right infomation, already in India people are thinking we are earning lakhs and lakhs in Indian rupees. This will setup a false alarm to the people.
Thanks for your feedback.. I didn't miss that fed tax intentionally brother.. Also This video is applicable for San Antonio location only.. What I updated is same as what I'm paying for my apartment brother in 2021 in San Antonio city as I mentioned in video.. You can check in online, now rates increased for new people. But I'm still paying 847$ only as if Feb 2022 😊 And yeah I missed to mention federal tax in video because for me they didn't deduct federal tax.. but however they deducted during tax returns, hence I added that in the comments and pinned that information bro 😊 All the details and calculations mentioned in this video are realtime which I'm paying right now bro 😊👍 I can send you a soft copy evidence to you personally of what I'm paying to my apartments if you wish 😊Appreciate your feedback and thank you so much.!!! 😊👍
@Srinivasan... Hi brother, My monthly rent is 801$ including utilities in San Antonio....The cost of living is high for the locations you mentioned though it is in Texas .....This video is applicable to San Antonio location as Ravi mentioned bro.....Most of the information in this video matches with my current situation.....
@@ravischatroom7121 I didn't mean to identify fault in your video, I can understand your intenstions and I appreciate it. The savings you mentioned is not everywhere and not even majority of the locations, that is what my concern here. Again those who are coming here first time if they end up in a locations I stayed will be a false message to them. Otherwise I liked your video, I normally don't comment to any videos, but we should not give any incorrect information to the people, I agree this is only at your location, you should mention that too when you record the video. Keep going and all the best. 👍
Everyone should pay Federal tax. I think you meant State tax. Texans don’t have to pay state tax. And you also forgot to mention income tax and Medicare tax…
Yes brother... In the video I meant to State Tax but unknowingly mentioned as Federal Tax. Also I didn't miss anything intentionally, it was accidental.... However I have mentioned those missing components in comments section and I have pinned that.. Kindly check it out bro.. Thanks for telling this missing component in a kind manner (unlike others). I really appreciate it 😊👍
Brother... TAMILNADU la, government hospital la 5000 kum delivery paakalaam . Private hospital la 50,000 kum delivery paakalaam. Nanu average ah oru 25,000 nu solli irukaan bro.. As far as I noticed, Majority of people go to government hospital to avoid C-section.. Yanga category la epdi dhan bro... Panakaaranga may be big hospital ku poovanga and 60k, 70k spend pannuvaanga may be...
People in India do not know that a single income family of 4 can’t save much coz most of the income is spent on rent, food, internet, water, gas, electricity, heating, emi, house insurance , medical insurance, auto insurance, federal tax and state tax for every single item we buy from the store ( in India the price is inclusive of all taxes)But here in America it’s not the case. Please don’t give a false impression to people and your title is very misleading too.
Thanks for your feedback Sister.. I totally understand that.. Please note that I have just shared my salary, my expenses and my savings and also I mentioned that this is applicable for people who get that particular salary in San Antonio, Texas location.. So these are not false Information and it's my own experience 😊 Kindly do not compare these with other locations.. Please understand that Salary, Taxes, expenses, savings etc etc varies from person to person.. Thanks for your feedback 😊👍
@Hema... Sister the title says about earnings....not about savings....yes in in H1B if you calculate for 5-6 years, we would have earned in crores which is correct as per the title and thumbnail.....
Ok bro, may be what you are saying is true... Half of the people saying that we can't save this much in comments section.. And another half of the people saying that we can save more than what I mentioned in the video.. But the fact is, savings & expenses varies from person to person 😊
Bro this was during last year cost of living for my case... And that too only in Texas... Now in 2022, we can't even save this if we are living as a family... All cost increased a lot..
Bro, USA la naan baby delivery ku mattum 3.5lakhs spend pannum normal delivery ku. Actual bill was 35lakhs.. but we had good insurance, so we paid only 10% of the bill, which is 3.5lakhs Indian money 😊👍
S bro hospital charges is high I accepted.but u told india have 5000 or 10000 for delivery charges.most of Indian IT employees have lessthan 50000/ salary..but hospital charge is very hike.
Yes brother.. India la government hospital la very less cost for delivery.. Also Most of IT employees are covering private hospital delivery cost in their insurance from their IT company.. 😊👍
I got a good score to get admission in gov quota seat in a private medical clg As I am brought up by a single mother my mom can't afford that much amount for ( 8 to 9.5L) per yr So could u able to arrange any sponsors fr my studies. Due to Corona my mom lost her job Pls consider this request
What about Maternity Insurance claim ? Does it come under company insurance or do we need to buy new insurance?? How much cost will take for maternity expense approx ??
That is little different from health insurance I believe.. To answer your question, I don't think Maternity insurance claim comes under company insurance.. However if we want to claim all the 100% if our hospital expenses, then that would be really very expensive.. I'm not sure about the exact cost brother
Hey guys, I missed to mention the Tax which is around 22% that depends on your package & location. For example: I'm living in Texas where there is NO State tax and we pay only Federal Tax.
But other states people in the USA pays both state tax and federal taxes. So this video is specific only for Texas, San Antonio location people as per 2020-2021 year cost of living.. Why I missed to add in the video is, My company didn't deduct any federal taxes for me, but it was deducted only during tax returns. I made this video before filing my Tax return.. Another deduction is medicare Tax which is 45$ for my case and it varies for every individual I believe based on their income.. kindly note that I have shared my personal salary, expenses and savings only which is almost accurate for Texas location only. All these expenses, salary, taxes, savings etc, varies from location to location, so kindly do not compare this with your location, salary and expenses. Thanks for understanding 👍😊
Bear the heat
Good info bro. How much was the federal tax you paid?
US payroll normally has federal tax, social security tax, Medicare tax, state tax, local tax... depends on state it changes, also it depends on if you're married, single, no of dependents... so basically if you're single taxes are high so whoever goes there get married
What about school education expenses?
அண்ணா முதுகலை வரலாறு பட்டம் பெற்றவர் அங்கு வேலைக்கு வரலாமா . அங்க எப்படி வேலைக்கு சேர்வது
Neraya videos paathen anna but neenga than clean and clear ah sollirukinga❤
Thanks bro
Mama vera level explanation. Nee job illadha apola irundha apo la irundhu I know u da. Epo endha alavuku improve agi iruka. Really happy for u da..
Thanks mama 😊👍👍
@@ravischatroom7121 d122345tyydra1234srsmmzekskaelaooOqoqowoiwii wa wa wa e
As a group entered with 5 years of experience now touched 15 years. Current range is around 300 - 400K. Apart from pay, most ppl make at least 50-80K in shares. Then calculate yourself !! In 15 Years we can make guaranteed 50Cr worth assets
Great bro! Good to know this information ☺️👍
50 cr are you sure we are here for around 10 years just 1C not sure where we are missing
@Saibaba Raghav may be he changed his employer twice and also he might have lived alone for some years, instead of living with family for all 10-15 years. It's Just my guess 😊 But I have seen people who saved almost 5-6crores in 10 years in USA by living alone... Also they changed their employer and got 150k$ per year.. But I don't know how possible it is right now in 2022 considering the current cost of living in USA.. Everything increased a lot Recently 😷
For 10 years, continuously you won't get Projects.
If you are bachelor, Taxes are more .
With Family taxes are Less.
Porumaiya ellarukum reply pannathukaaga oru like❤ in between content was very crisp and clear..
Thank you sister 😊
Gentlemen just learn his experience of living n saving potential don’t ask for job opportunities guys he is not agent 🤫 good Ravi for ur efforts to make people realise n understand
Thank you so much brother for your kind words 😊👍🙏
It’s completely based on what is our top most priority in life - Money or Family? Money can give only comfort and safeguard ourselves during crisis. If we can get same or enough earnings in India then no need to go abroad for a painful life. This is just my opinion bro.
I agree brother. At the same time we have to explore many things around the world as part of our life 😊 We can take our family as well and if we get a chance, we can have a world tour and have fun 😊
Bro, sorry in India even in big MNCs the work-life balance is too poor
Yes. I too faced. I was working in India for almost 5 years and really had bad experience. Also it's like Boss-Slave culture in some places (not in all the places though).. 👍😊
@@ravischatroom7121 Same opinion anna...there is no place in the world we need to stick there only till our life get over. we get one chance to live there are so many lovely places and different people around the world. Live like you don't want to born again to fulfill the dreams. 🙂 ( It's just my opinion🙂)
☺️👍 yes sister
Well explained. Nice work.
1000th like by me ✋
Thank you 😊❤️👍
உங்களுடைய கருத்து மிகவும் அருமையாக இருந்தது எப்படி சம்பாதிக்கலாம் எப்படி வாழலாம் அப்படிங்கறத்துக்கு இதனால எனக்கு ஒரு நல்ல ஒரு ஐடியா கிடைச்சுச்சு நல்லா இருக்குது வீடியோ பத்து வருஷம் முயற்சி முடிந்தால் விவர்ஸ்ல சந்திப்போம் சோசியல் மீடியால எல்லா விஷயங்களும் தெரியுது நம்ம முயற்சி பண்ணுன நேரத்துல யாருமே எந்த விஷயமும் சொல்லி தரல இப்ப இந்த சோசியல் மீடியா டிராக் நல்லா இருக்கு என்னோட கமெண்ட பார்த்தா கண்டிப்பா ரிப்ளை பண்ணுங்க மகிழ்ச்சி வாழ்க வளமுடன்
Good to know. Thanks sister for your valuable comment 👍😊
There are a few things missing in the video:
1. Federal taxes at around 25%
2. It is impossible to find rent at 850. It it minimum 2000 outside of Texas, 1500 in Texas
3. State taxes (not applicable in Texas)
4. Other Expenses are higher outside of Texas
Thanks for your feedback brother.. It would be great if you check the video description and also the comment that I pinned...
I'm paying 847$ only right now. I can show you houses if you are not familiar in those costs brother.. This video is applicable only my for San Antonio, Texas location as I mentioned in the description and comments that I pinned.
I agree cost of living in USA has been increased a lot recently. I'll come up with a updated video soon..
Thanks for your feedback brother.. 😊👍
@@ravischatroom7121 Thank you 👍
Super thambii alaha vanpannierundirhal romponandri thanks condunu ponnunka super nandri
👍
Nic, superb. Very informative.
Pls add tax also. I saw you added it in the description & also in the comments, may be do one more video with 2022 year savings and expenses bro
Sure thank you 👍☺️
சூப்பர் explain சார்.
Thank you sister 😊👍
Fantastic bro.. so interesting n very Frank person ur ... Yr a gem of a person
thanks bro, hope this is not sarcastic 👍😄
Misleading. My cousins and friends in India are getting paid 20-40 lacs. In fact a cousin got a placement offer at 16 lpa. I’m not married and have 5-6 YOE and I know people at my level making well over 200k in Texas. In fact one of my friends is making 350k outside of Texas. Misleading post. You can save 80-120k a year that translates to 50-80 lacs. Plus I’m not even including other investments.
Ok brother.. I have Just Posted my realtime details. All these details were accurate for my case.. many of the Indian service based companies pays less... Also this video was made on 2020 brother.. Now recently especially in 2022 the market is good... So things has changed a lot recently.. I'll be coming up with a new video sooner to come up with updated numbers 👍😊 Thanks for your feedback 👍
Indialey 5cr ,10cr Per Annum Pannuravanga Irukkanga Anna Idhu Average Salary Of US Than Highest Salary Or Lowest Salary Kidyathu Anna.
Very clear explanation.
Thank you sis
Advance congratulations to 1lakh views
Thanks boss 😄👍👍
Nice Explanations
Thanks bro
Nice Video.. Very Informative direct to the point....
Thank you brother ☺️👍
Good information bro thanks 🙏
Thanks 👍
Clear explanation. Thanks.
Glad you liked it 👍😊
Super Ravi. Nice Video. Please continue posting.
Thank you so much for your feedback John ☺️ sure 👍😊
So Cool thanks Ravi For The info actually usefull
Thanks brother 😊👍
Nice explanation and information Brother. But in calculation for legends you multiplied it with 10. Actually they can save 30 lakhs per year if they save 2.5 lakhs/month. So better to earn as bachelor for few years and return to India like Sivaji Rajni as a kodeeswaran :-)
Hahaha sure 😛 I agree, a lot of people does that to save Money.. But I really Cannot.. Because family is more important in this world than anything.. May be for few months we can stay as bachelor like 6-8 months once but not always 😊 Thanks you 👍😊
@@ravischatroom7121 true that
😊👍💯
@@ravischatroom7121 what if both husband and wife earn 70000 USD.. Imagine..🥳
One person got opportunity to go USA from cts. He has been living with family for last 8 years and bought 3 houses and living a luxury life in Texas. Not sure how😄
Really? May that is possible before. But going forward it's almost impossible. The cost of living has been increased a lot recently, especially groceries. The Rentals went sky high now in 2022 by 20% recently 😊
Good and informative one within short time. Good job
Thanks brother 😊👍
May be you have good culture and quality life there . This savings is possible in India easily as the cost of living is less here . The salaries are also mostly around 25 to 30 LPA for 6 years in India now .
Agreed
Brother thankyou for your vedio explaination my son is in Us he didn't tell about his salary and expensive nou lam understand tq🙏 one more thing u r reply every comment and questions tq so much
No problem Sir 😊👍 Always welcome 🙂
Super Message
Thank you ☺️
சென்னை - சென்னை - மக்கள் தொகை - நெரிசல் - நீடித்தால் - வாழ்க்கை நிலைமைகள் மோசமாக இருக்கும் - யோசிக்க - சென்னை ஒரு மாநிலம் அல்லது நாடு இல்லை - Madras presidency மற்றும் பிரிவின் வரலாற்றை நாம் சிந்திக்க வேண்டும் - மற்ற மாவட்டங்களை மீண்டும் சிந்திக்க வேண்டும்.
Later developed places from Madras presidency - Banglore, Tirupati, etc...
Bro... Kids oda sports and music activities expenses yellam add pannugo bro.
Bro, I'm going to come up with one new video that will have the updated expenses, savings. This video was made on 2020 December and uploaded on 2021 mid.. So this has old expenses and people asking me a lot of questions and clarifications. With a month I will add/update a lot of information brother. Thanks for your feedback!
Where do we find rental house for $850 ? The expenses you have said is very less, many points are missed out
But you did a good video bachelor can really save
Hi bro, thanks for telling this kindly (unlike others). I appreciate it..
Yes I missed Medicare tax and federal taxes (state tax is not applicable since I'm in Texas). I didn't miss intentionally. It was accidental. I have mentioned that clearly in video description and also added the same in comments section and pinned that comment brother. Would be great if you take a look at it. And share your feedback.. Please note that these expenses are applicable only for Texas San Antonio location for the year 2020-2021.. All those are my real time expenses and savings 😊 Thank you 👍
very good information india laium monthly twice kodutha nallarukum🏃🏃
thanks brother, sure. I'll try to talk to Modi on this 😅🤣😂
@Vasanth Oare salary thaa, 50% and 50%.
@@Dhamo1983 yes but here some companies la 7th than salary kodupanga and also 30days wait pannanum nenga sonamari 50% iruntha nallarukum
@@vasanthmech54 Weekly payment in New Zealand:)
@@ilamaran972 sirappu 😌😍
Anna thanks a lot 🙏 please make more contents . I really appreciate your efforts for making vidoes
Thank you brother.. Right now I'm fully occupied in my project. No time for videos.. But soon I'll be uploading videos 😊👍
Hi bro - quick feedback: please do more extensive research before putting a video. A lot of information was incorrect. Thanks!
Sure sister.. Thanks for your feedback... I Just updated my expense and my salary for Texas, San Antonio location 😊 I can even send you evidence if you wish . May I please know what are information that was incorrect?
Good information
Thanks
Bro,
India la family erundha medicals ah insurance la claim panni vangalanu sonninga.
Those medicals will be covered through your US insurance policy or you will take a separate insurance plan in India?
Separate medical insurance for India and USA ..
Basically in USA its different policy.. FYI , I have to pay more money for insurance outside.. But through company, I pay some what little less money for my medical Insurance as my company also contributes some money for my insurance.. Since my company contributes some money every month for my medical insurance, my company don't support for my personal hospital expenses.. I have to bare that.. even my uncle who is working as a full time employer in one of the American company for almost 10years, also following the same 😐 At the same time every company won't contribute some money to the employees medical insurance, it varies actually...
good to see you..like helping mind..!
Thanks brother 😊👍
@sky tube. Enna bro 100k subscribers vechitu irukeenga? OMG.!!! Great vera level. Congratulations and all the best for your new videos 😃👍
@@ravischatroom7121 but not all active subscribers bro...! Just am uploading videos..!
@@Raahjan Ok brother 👍
Soooper bro nega solldratha patha onsite kanavai pothachuralam pola
Haha. But we can get a good exposure with clients and also can admire foreign life & culture 😊👍
Hi brother good explanation.. can i travel to the US If I have debt in india with L1?
Yes you can
good explanation
Keep watching, thanks! 👍
Unmai.nengalthan sariyaka sollierukkingal.makkalukku unmaitherijathu.sila TH-camr sarijaka solvathillai.makkalai America dream El erukkirargal.
Thanks Sai. 😊👍
Nice explanation 👍👍👍🇺🇸✌️
Thank you 😊👍
Oru oru explanation oru thaniii video adukuuu idhu main video ahha just a joke bro. Anyway nice intiative.
Thanks brother 😊👍
I think u missed Federal Tax. Got Texas only State tax is excluded. If with school going kids then some after school expenses will be there too.
Yes bro correct.. I added federal tax & added it in comments section and pinned it bro... Regarding school expenses, I'm not familiar so I didn't add that information... My baby girl is just 1 year old, so I don't have exposure about schools here bro 😊 Thanks for your feedback 😊👍
Yes with two big school going kids lot more expanses will be added. Because kids extra classes are very expansive.
@@Prt-2002 Agreed 👍💯
Great explanation bro, one question- what is the take home if we get 85k in Texas?
We can definitely get somewhere between 58,000$ 61,000 brother.. 85k in Texas is really a good package to start with 😊👍 Because we don't pay state tax in Texas that's huge advantage 👍
@@ravischatroom7121 Thank you Brother 🙂🤝
What about Ohio bro ? How much tax ?
@@josepantof I think it's 22% federal tax. And around 6% state tax..
I'm not sure about it. But as per Google it says 22% Federal Tax and 5.97% state tax 👍
good info . but without family living and saving in US is meaningless family will break like Dubai workers
Thanks and yeah I agree 👍😊💯
Hii bro tats very crisp and clear explanation...and also US IT jobs market epdi poguthu and right now am having 3years of experience in IT as a network engineer any job opportunities?
Thanks for your feedback.. There are a lot of opportunities in USA. But I heard recession is going to happen in this year last quarter, Just FYI 😊
Okey bro :) and direct ta H1B visa sponsership kedaika ena steps edutha mudiyum. And American companies ku direct ta india la irundhu apply panamudiyuma?
There are some consultancies that has tie ups with American companies and they can guide you for applying H1B visa . But I don't know how trustable they are...
I would prefer asking your employer to apply visa for you.. if they can't change your project or employer who can help you in applying Visa... For 3 years+ you can easily change with good package in India itself
Ohh thanks bro... The best thing soo far I've observed from u is that you have such a pure helping mind and you are very transparent guy who will say these things bro that too in this generation... Coz god knows who he wants to make higher... ;) Expecting more videos from you brother regarding job opportunities ..work visa H1B and small motivation videos to work in USA
Thanks for your words 👍😊❤️
arumai
Thanks 👍
ITI-FITTER 5 years experience work kedaikuma work yepdi join pandrathu apply details eruntha video podunga bro
70K $ in US? U must be kidding. In India I'm getting 75L 10 yoe. Avg is like 30-40L here..
I know most of my friends get 250K min.. I know few get above 600K in the US.
In 5-7 years one can easily save 10Crs with appreciating stocks.
@SuunaPaana,
This is my realtime details.. Companies like TCS, HCL, WIPRO, INFOSYS, TECH MAHINDRA etc gives only around 70-80k$ per year for a 6-7 years of experience.. Also I mentioned in the video that it's based upon the skill sets also. So I took the minimum salary and came with this.. And this video was made on 2020 brother..
250k$ minimum you are telling right? That's highly impossible I think . NONE of my friends gets that much with even 5+ years of onsite experience.. not sure how it is in other locations.. but as I mentioned in the description and also in the comments that I pinned, this video is applicable only for Texas State San Antonio city brother.. here cost of living is little less compared to other states, hence salary also less bro
@@ravischatroom7121 sorry didnt realise the upload date. Also the TC I mentioned is for bay area including stocks. For TX in my current company ranges around 200-250K (with stocks) for 10 yr exp. yes WITCH might pay less.. good to jumpship now
Yes agreed 😌💯
Hi brother videos details thiriyudhu..but enudha filed suitable irukka
Pls reach me at ravindiranbtech12@gmail.com
Very informative, but how much tax is deducted in India for NRI..
Hi Sister. Thanks for your feedback. In this video I missed Tax deductions. Please check check the video description and also the comment that I pinned for your information.
To answer your question, the Interest earned on NRE accounts in India is totally tax-free... Hence there is no TDS. However, interest earned on an NRO account is taxable and will be subject to a TDS of 30%..
@@ravischatroom7121 thankyou for the kind reply
Awesome info
Thanks 👍🙏
Good explanation.
Thanks bro
Partner work panna avanga salary full savings illaya...? Family expenses mention panna neenga atha savings la add pannala
Good point, yes brother.
But I came with H1B visa. My wife is in H4 visa. My wife cannot work officially without EAD. I have to apply for green card, then my I-140 has to be approved. Then only I can raise EAD for my wife 😊👍
@@ravischatroom7121
I heard new bill has passed recently that helps spouse also could work legally now. Is it true?
Bro Is the same salary they provide for H1B onsite employees.
10 mark sheet lamination panniten and degree consolidate mark sheet lamination panniten problem Varuma solluga na thaivisethu 🙏🙏
Marksheet ku problem varadhu bro 😃
Excellent explanation
Thank you ☺️👍
நீங்க பார்க்கிற இதே வேலையை ஒரு அமெரிக்கர் பார்ப்பதாக இருந்தால் எவ்வளவு சம்பளம் கொடுக்க வேண்டியது இருக்கும் சார்...
10000 dollars
Clear information.. please put vedio about nurses life and how much they can save if they stay with 2 kids... how much is the nurses salary? I'm from Tamilnadu...
Thanks sister. Sure. I can try I'm future.
Right now I'm really not familiar with nurses and their salaries. Thank you 😊👍
Sir the main issue issue is Visa and green card so much years wait list ???
Ungalukku indian nala yeary salary 60000-80000 dollar ithey america citizen na minium evalo varum bro
Bro, we can talk in WhatsApp for further questions.. Pls share your WhatsApp number, I'll reach you..
@@ravischatroom7121anna unga ta pesanum
Annachi , enku America poi sambarikira vazhi sollunga munaivar aangilam.
Bro anga government hospital, Government nu yethuvum illaya
Sorry I'm not aware of government hospitals. But I think it has some eligibility for free services, like our annual salary should be less, something like that
Hello Sir, This is Abdul Mazhar From Thanjavur, US Long Haul Truck Drivers Pathi Oru Useful Video Upload Pannunga Sir, it's My Humble Request.. :)
I am not familiar with that brother.. I'll try to make a video of them in future if I get correct information from them 😊👍 Thanks!
California la 1000 , 1200 aaa ada ponga appu...Min 1800 to 2200 2 bedroom apt rent ..This is during 2013
Hi bro. Yes I totally agree. Even my uncle is there and now his monthly rent is 2500$ for his family which includes 2 kids also.
This video I made in 2020 and uploaded in 2021 and this is applicable to San Antonio Texas location only bro. Right now I'm paying 847$ only including utilities for my house till now 😊 I'll come up with one updated video brother 😊 Thanks for your feedback!
Bro this is a wrong info. This info will be misleading for many
23% tax how could u forget it
Tax is a mandatory component
Hi bro. Yes I missed tax. I did not missed intentionally, actually my employer did. It deduct any tax for me.. After I made this video, I filed the tax returns and then they deducted at that time.. They deducted Federal Tax only and not the state tax(Texas is state tax free).. I have mentioned that in the comments section and pinned that comment bro. Thanks for your valuable feedback ☺️👍
Also kindly check the video description brother. Thanks 👍
Ji , Texas la state tax tha Illa . Federal tax applicable for all states
Yes sister.. I missed it.. I mentioned that in the comments and pinned it.. Thanks 😊👍
Bro English only read and write than therium ,speak oralavu therium,yengalukku anga job kidaikuma
Federal Tax deduction 22% pottingana one year ku 12 lakhs save panna mudiyathu.. please update your video. This will be misinformation for new peoples. Please correct. Expense also differ based on city you live cost of living. Check arthi-prem blog too for expense in a year. Good information about bachelor life. You will save double the money compare to family.
Yes I just mentioned that in the comments section and pinned as well brother... Thank you 😊👍
Medical student anga vanthu work evalu agum slunga bro
Sorry, no idea about Medical bro . But it's expensive for sure
Super 👍
Thanks sis 😊👍
Very good saving
yes, Thank you 😊👍
Informative
Thank u!
You have to payFederal tax any where you live. Texas doesn’t have state tax
Yes Sir. I suggest you to please check my video description and also I added a comment and pinned. Please kindly check that Sir. Thanks for your feedback 🙂
Superb Info.....
Petrol ku 100$ monthly nu solum bodhu matm kadupu aadhu.. inga 100+/ltr
Thanks. yeah petrol cost is cheap in USA compared to India 😊 Adha thavira Matha yallame very expensive 😅
you didnt not include income tax. i heard its around 40%.
It something around 24% that I missed.. But they didn't deduct me for some reason in my pay.. However they later deducted during tax filing :)
@@ravischatroom7121 👍🏿 that's a main component. I believe this tax will decrease the saving drastically
My sister's husband was a research scientist is USA getting salary 2500us dollars in 2001 he could not save anything for 2yrs they returned back to India
Agree. It depends on his location. This video is applicable for Texas San Antonio location people only as I mentioned in the description and comments of the video 😊 Right now the inflation is even high compared to 2001.. We really can't save anything currently if we live with family. Only benefit is the work life balance, smooth independent life and no much disturbance from surrounding people and we can Have a good smooth life. That's all 👍🙂
Bro, please dont convery incorrect information, you are mentioning about the cost of living in Texas I think, I lived in NJ, WA and NC. No where the home rental cost is 850 for 2 bedroom apartment not even for single bedroom apartment with the same salary and also I think you will be paying the Fed tax but not the State Tax you did not mention that in your calculation (I see you mentioned that in the comment but not in the video). Very few people only will look for the comments below, please update the right infomation, already in India people are thinking we are earning lakhs and lakhs in Indian rupees. This will setup a false alarm to the people.
Thanks for your feedback.. I didn't miss that fed tax intentionally brother.. Also This video is applicable for San Antonio location only.. What I updated is same as what I'm paying for my apartment brother in 2021 in San Antonio city as I mentioned in video.. You can check in online, now rates increased for new people. But I'm still paying 847$ only as if Feb 2022 😊 And yeah I missed to mention federal tax in video because for me they didn't deduct federal tax.. but however they deducted during tax returns, hence I added that in the comments and pinned that information bro 😊 All the details and calculations mentioned in this video are realtime which I'm paying right now bro 😊👍 I can send you a soft copy evidence to you personally of what I'm paying to my apartments if you wish 😊Appreciate your feedback and thank you so much.!!! 😊👍
@Srinivasan...
Hi brother, My monthly rent is 801$ including utilities in San Antonio....The cost of living is high for the locations you mentioned though it is in Texas .....This video is applicable to San Antonio location as Ravi mentioned bro.....Most of the information in this video matches with my current situation.....
Not lakhs and lakhs dude! It’s crores and crores
@@ravischatroom7121 I didn't mean to identify fault in your video, I can understand your intenstions and I appreciate it. The savings you mentioned is not everywhere and not even majority of the locations, that is what my concern here. Again those who are coming here first time if they end up in a locations I stayed will be a false message to them. Otherwise I liked your video, I normally don't comment to any videos, but we should not give any incorrect information to the people, I agree this is only at your location, you should mention that too when you record the video. Keep going and all the best. 👍
Sure brother thank you for your feedback 🙂👍👍👍
Everyone should pay Federal tax. I think you meant State tax. Texans don’t have to pay state tax. And you also forgot to mention income tax and Medicare tax…
Yes brother... In the video I meant to State Tax but unknowingly mentioned as Federal Tax. Also I didn't miss anything intentionally, it was accidental.... However I have mentioned those missing components in comments section and I have pinned that.. Kindly check it out bro..
Thanks for telling this missing component in a kind manner (unlike others). I really appreciate it 😊👍
Good explanation bro 👍
USA citizens how much salary 🤔🤔
Depends on their experience bro..
@@ravischatroom7121 thank you so much for your reply. I didn't expect comment from you. 😀😀😀
Please post career related videos 👍👍
@@ajithkumar-dt5st sure boss.. Konja naal videos poda maatan. 3-4 months aprom again I will start, thanks!
@@ravischatroom7121 thank you so much for again replying message.
Ok bro no problem 👍👍❤️❤️
So minimum salary should be 1lakh dollor p. a right?
Nope. It depends on your role, experience and most importantly your location.
NICE..NICE
Thanks bro 😊👍
Bro paper podradhu na enna bro 🙄
Pls explain paningha
Company VA vittutu quit pannitu vera company pogardhu bro. Company jump panna usually we will get better salary 😊 👍
Bro neenga usala pona city area la poi veedu pakka matinga outerla thaan poi thangureenga
Actually I'm in City only bro in San Antonio.. I'm staying close to my office 😊
Solrathu puriyela
Actual ah Nanu en office pakkathula stay Panni irukan bro.. Office konjam outer la iruku. That's why my house outer la iruku.. Main area la illa ..
India'la delivery'ku 5000,10000 or 25000? Enna sir neenga!
Brother... TAMILNADU la, government hospital la 5000 kum delivery paakalaam . Private hospital la 50,000 kum delivery paakalaam. Nanu average ah oru 25,000 nu solli irukaan bro.. As far as I noticed, Majority of people go to government hospital to avoid C-section.. Yanga category la epdi dhan bro... Panakaaranga may be big hospital ku poovanga and 60k, 70k spend pannuvaanga may be...
People in India do not know that a single income family of 4 can’t save much coz most of the income is spent on rent, food, internet, water, gas, electricity, heating, emi, house insurance , medical insurance, auto insurance, federal tax and state tax for every single item we buy from the store ( in India the price is inclusive of all taxes)But here in America it’s not the case. Please don’t give a false impression to people and your title is very misleading too.
Thanks for your feedback Sister.. I totally understand that.. Please note that I have just shared my salary, my expenses and my savings and also I mentioned that this is applicable for people who get that particular salary in San Antonio, Texas location.. So these are not false Information and it's my own experience 😊 Kindly do not compare these with other locations.. Please understand that Salary, Taxes, expenses, savings etc etc varies from person to person.. Thanks for your feedback 😊👍
@Hema...
Sister the title says about earnings....not about savings....yes in in H1B if you calculate for 5-6 years, we would have earned in crores which is correct as per the title and thumbnail.....
Hi br H1B visa la india la irundu poy vela seiravanga evlo earn panuvanga monthly?
Depends on your role and company brother. On an average it would be around 70000$ to 80000$ per year for a decent experienced employees...
Oh...this is too less i guess. In middle East you can easily save double
Ok bro, may be what you are saying is true... Half of the people saying that we can't save this much in comments section.. And another half of the people saying that we can save more than what I mentioned in the video..
But the fact is, savings & expenses varies from person to person 😊
Bro Really 12 lakhs only saving ah ?
Bro this was during last year cost of living for my case... And that too only in Texas... Now in 2022, we can't even save this if we are living as a family... All cost increased a lot..
எந்த காலத்தில் அப்பா இருக்க? இந்தியாவிலும் நிர்மல்டெலிவரிக்கு 50ஆயிரம் 75 ஆயிரம். சென்னை 1 லாக் க்கு மேல
Bro, USA la naan baby delivery ku mattum 3.5lakhs spend pannum normal delivery ku. Actual bill was 35lakhs.. but we had good insurance, so we paid only 10% of the bill, which is 3.5lakhs Indian money 😊👍
S bro hospital charges is high I accepted.but u told india have 5000 or 10000 for delivery charges.most of Indian IT employees have lessthan 50000/ salary..but hospital charge is very hike.
Yes brother.. India la government hospital la very less cost for delivery..
Also Most of IT employees are covering private hospital delivery cost in their insurance from their IT company.. 😊👍
Tax calculate paningala??
Hi bro. I missed that part accidentally. I have added that in the video description & also in the comments and pinned it bro. Kindly check, thanks 👍
Ok bro thank you for the info 😃
I got a good score to get admission in gov quota seat in a private medical clg
As I am brought up by a single mother my mom can't afford that much amount for ( 8 to 9.5L) per yr
So could u able to arrange any sponsors fr my studies. Due to Corona my mom lost her job
Pls consider this request
Sorry brother, my situation is not good.. I already helped many people in lakhs. Right now I'm in debt.
Paper podurathuna enna news paperaa.
Simple ah sollanum na, Paper podradhuna company ya vittu porardhu bro..
Bro us la plumbing work vanda begginer ku evelo salary bro
What about Maternity Insurance claim ? Does it come under company insurance or do we need to buy new insurance?? How much cost will take for maternity expense approx ??
That is little different from health insurance I believe.. To answer your question, I don't think Maternity insurance claim comes under company insurance..
However if we want to claim all the 100% if our hospital expenses, then that would be really very expensive.. I'm not sure about the exact cost brother
@@ravischatroom7121 thank you bro
Bro wat abt medical coding jobs..
Not familiar in that brother.. Sorry.
அதுக்கு இந்தியாவிலயே சம்பாதிக்கலாம்.இக்கறைக்கு அக்கறை பச்சைதான் ..
Yes 😀👍
Neenga vera company mathuna double salary varuma anna
Company change panna around 30-40% hike bro kedaikum bro approximately.. Inga India madiri double the salary laam romba kashtam...