Medicare 101 - What is Medicare? | Medicare basics | Medicare 101

www.MedicareBob.com
Medicare 101 - Medicare 101: What is Medicare?
There are two Parts to Original Medicare, Medicare Part A and Medicare Part B.
You have two types of coverage you can choose, a Medicare Advantage Plan or a Medicare Supplement Plan, also called Medigap.
Understanding your Medicare benefits can be a complicated and confusing process, MedicareBob and his team make this easy.
Medicare 101: Medicare Part A, part B, Part C, and Part D explained.
in this 2019 version of medicare 101 we are going to cover: Medicare Advantage and Medicare Supplement coveage types.
Let's take a look at the basics of Medicare with Medicare 101.
Medicare 101 with MedicareBob will help you understand Medicare Part A, Medicare Part B, Medicare Advantage and Medicare Supplement Plans.
Part A covers hospital coverage.
Part B covers your medical and Doctors bills. (only 80%)
Part C or Medicare Advantage is not part of original medicare and is run by medicare-approved private insurance companies.
In this medicare 101 webinar (video series) we are going to cover this plan replacing your medicare parts a and b with a private insurance plan and it must at least cover what medicare parts a and b cover.
medicare part d or medicare prescription drug coverage helps cover the costs of prescription drugs.
So medicare made clear is the first step to making an informed decision.
Medicare 101 will make Turning 65 and finding best medicare supplement plan easy.
Understanding Medicare and your coverage options is important.
This is a medicare webinar I did for anyone turning 65 or making the transition to medicare. Once you understand the medicare basics of part a and medicare part b you will be faced with choosing one of two paths to take with your Medicare.
Medicare 101: part a b c and d of medicare. learn about medicare so you can make an informed decision when the time is right for you to sign up for medicare.
medicare 101 brought to you by MedicareBob today. if you need to get medicare supplement quotes call Senior Healthcare Direct, MedicareBob's office: 1-855-368-4717. Quick and easy medicare Supplement quotes: www.seniorhealthcaredirect.co...
medicare supplement plans aka medigap. medicare supplement plans.
once enrolled get your my medicare account.
Also it is important to understand that medicare advantage plans are local coverage.
Medicare part b is the part of medicare that pays for outpatient and physician services. You will understand how medicare works. By the end of this video medicare will be made clear for you.
*Not affiliated with the U. S. government or federal Medicare program.
#Medicare101 #MedicareExplained #LearnMedicare
Free medicare supplement quote: www.seniorhealthcaredirect.co...

[@jeanellalee5134]

I'm 66. Didn't file for Social Security or Medicare when I turned 65 because I didn't realize I had to, thought I could do it when I decided to retire. Thank you for these videos,they were very helpful. I believe I'm more of a Supplement/Plan G person. Thank you again for the info.

[@nycgent50]

This is by far the best anybody ever explained how Medicare, Medicaid, Advantage and Medigap works, what they do and about how much they costs. Thank you Bob for making it easy for me to understand !

[@oksubreault200]

Thanks a lot Bob. I am confused no one tell me diffence for Advantage MEDICARE and Supplements this video explains as well.
After saw your video explaining what to do exactly. I

[@kman3505]

Best I could understand ever I have HMO-pos and VA Champs is this good could am benefit focus😮 40:10

[@vanessajohnson500]

This is the one of the best or should I say the only video that I would recommend to anyone who’s gonna medicate it explains in detail especially if you cannot understand this broke it down for me and Bob you are a 10 star gentlemen thank you for your advice

[@GodManCan]

This is the best video I've seen that explains the full spectrum of Medicare Plan options!

[@nessundorma2000]

Hey Bob, I’m turning 65 in the next 6 month so I have been looking at a lot of Medicare videos. BECAUSE OF THIS VIDEO, I will be calling YOU for assistance! A truly WONDERFUL presentation. This is the first time I’ve understood my choices. Much, much appreciated. Thank you, Sir!

[@weese9724]

Even though this video is 3 years old, it have given me some valuable information!

[@MedicareBob]

Thank you.

[@alibubba4137]

Mr. Medicare-Bob - Indeed, I enjoyed your TH-cam-Presentation very much.... It is rather informative with a great deal of PASSION and KNOWLEDGE to have an in-depth explanation.......... Many Thanks,

[@alinuernberg8399]

That's right, this man is a genius at explaining Medicare, and in fact he will explain to you any topic he chooses to be interested in!
After his lecture, you really get a thorough and clear knowledge of the issue and in the most objective and non-commercial way!
May be graded as the best in the field!

[@DH-vf8ry]

I had no clue about Medicare.... I was searching you tube and you are the easiest to understand.... thank you

[@vanessajohnson500]

Best video out well explained I have no problem of picking my plans thank you bob

[@lorimacdonald2222]

This really cleared up a lot of things for me- I am a Medicare Provider and have been for almost 30 years and never really understood it completely. Now I can actually help my ptns who say "don't need MC part A cause I'm still working until I'm 70, and will get it then -Yikes,!!!" And can get them with someone who will steer them straight. Thank you- excellent talk.

[@Guitarist33764]

This is an excellent presentation. Thank You. Medicare no is longer an ominous subject. Cut through all the confusion. Bravo!

[@kalapattybaldeo4113]

Thank you Bob for the explanation!!!

[@Iheartcatz]

Thank you Bob. Im prepared when i turn 65

[@cashmoney297]

Thank you so much for the explanation you gave. I’ve spent the last 4 months trying to make decisions about my healthcare, have received so much conflicting information from everyone I’ve talked to including Medicare and Social Security. This is the first time I actually felt like it all made sense.

[@MedicareBob]

This comment makes my heart smile! Thank you. If you would like to speak with one of our Agents, please call us at 1-855-368-4717. -Bob

[@drdropps]

Youre 65 years old and your youtube name is cash money? Nice

[@bethrichmond2894]

I’ve had Medicare since 2017 and today is the first time I have actually understood what the plan is, how it works and what I am truly doing. I think I can have a piece of mind now!! I’m truly blessed to have my Medicare and my disability insurance. Thank you for this video message.😊

[@olgapineda8928]

Thank you Bob! I will definitely share this very useful video .You are great breaking it all down ! 😷

[@anabelornelas3164]

Excelente video thank you for your teaching Medicare Bob I have questions for you?

[@jeffreyenglert697]

Excellent presentation Bob. Thank you for the education.

[@dhandlh]

Thank you Bob you made this very very clear! I plan on calling you as I will be turning 65 in January. You are a blessing and thank you again!

[@sallycruz5011]

Thanks for update. I will look into it . Blessings going out to you and the family

[@kellypayne8512]

Not sure how old this video is but I’m paying $275 per month for a supplement plan through United Healthcare in 2022.

[@angelabradley3454]

Really easy to understand from this video. Thank you.

[@susiegonda8901]

THANK-YOU for the information! You have made it clearer what I might do.

[@dongyehou4678]

Very informative, clear understanding comparison. Great job. Highly recommend and appreciated.
Thanks

[@janiceg1339]

This was the best video. Excellent job Bob! I understand so much more, and Medicare is not as scary as it seems.

[@MedicareBob]

Janice G my pleasure!!!

[@abatekebede5175]

I am 73. Can I go from advantage to supplement?

[@user-ti3vp9mt3z]

It's ridiculous complicated

[@henryhill7119]

This is very interesting ☺️ but still hard to remember.They all have a catch it's confusing.thanks Bob

[@cathyjefferson2100]

@@MedicareBob you are the Awsome greatest teacher!!! Ever!! Love this Medicare Learning video!!! You are the best and handsome too!!;🥰😄hahaha

[@annsavitri6954]

Very informative and helpful!! Thank you Bob!

[@smissu1]

Great video! Thank you for posting...

[@mariebaptiste4194]

Thank you so much for being so thorough. I learned so much from your presentation. I truly appreciate you 😊

[@williamrodriguez3388]

Thank you Bob!!! I know now what I need to do, your explanation was clear and to the point.

[@sanjaypatidar5191]

This is one of the best video. It clear all concept about Medicare. Thank you very much Bob. Very informative 👏🏻

[@user-wh3zl7eh2y]

Thank you, you answered the basic questions, very helpful

[@knowledgeseeker31]

I agree. This is the most clear, organized explanation that I’ve ever seen.

[@knowledgeseeker31]

Updated: While I knew the $ amts can change each year, I just found out that other major Policy changes took place. E.g. Medigap Plan F non existent as of 2020 for new participants.

[@MedicareBob]

Yep, anyone that joins Medicare after 01/01/2020 is not able to purchase a Plan F.

[@spiritosa0123]

Bob. You have a great presentation. I would work for you!

[@charlenewhalley7936]

Thank you for your information on different Insurance companies and how they work!!! I learned a lot for your videos. Have a blessed day because you deserve it!!!

[@MedicareBob]

Thank you. If you would like to speak with one of our Agents, please call us at 1-855-368-4717. -Bob

[@JJ-rg7yp]

Bob- your video was superb, to say the least! Clear,concise,to the point and very easy to understand. Can tell you are a PRO in your industry. Do you plan on doing an update since this video is 3 years old now? Thanks.

[@answermetvanalyzingallangl2047]

Awesome info. Excellent summary of Medicare options

[@nancyscheffler4578]

Wow, I am impressed with you. Thank you for making things easy. I understand it.

[@MedicareBob]

Thank you :-)

[@sylviakennedy4305]

Thank you, I'm helping my parents and this was great. I just read all Medicare A through N. thanks for clarifying

[@RickEWritesInsurance]

Appreciate the value on this. I’m not Medicare eligible however I help beneficiaries with their needs.

[@aliciar.miller6521]

Incredible video. Thank you.

[@christinespeyerer470]

Very informative, excellent.helpful

[@HB-yq8gy]

Thanks, Bob, for the great explanation even though I'm 57 y/o.

[@pearlmason4271]

I loved your video Medicare Bob. I will be taking the state exam next week to become an agent in NC. I am so ready to start this journey. This was so informative. I pray I will be able to help my clients like you. I would love to learn under you. Again thanks for the video.

[@MedicareBob]

Thank you, I am rolling out a consulting service starting in January of 2023 under "Medicare Monsters". I would love to work with you.

[@pearlmason4271]

@@MedicareBob Please keep me informed!

[@richardhill2379]

Thank you, now I can get busy finding out who to talk to here in Az regarding plans.

[@louiserefanfan7139]

Thanks very much for your precious information.

[@lawrenceiuso5069]

Excellent tutorial!

[@christinespeyerer470]

Thanks for the great job

[@caterinaguarino7757]

Finally, so clarity ! thank you !!

[@vicentedomingo4068]

Robert excellent explanation. How are about if someone goes out of country? Thank you .

[@artaxerxes2363]

so literally we're screwed!

[@grannyarkue9199]

Thanks Mr Bob I just came across ur video n thanks I appreciate u thanks I will be calling u n I send it to my sister n brother in law who will be calling also thanks

[@milisantiago8331]

Thank you for your teaching. The way it's explained is way more understandable.
But is it too late to change my plan to supplement .?

[@kingedwardthenow]

I wish I found this video before I took the AHIP.
It would have made things much easier to understand.....

[@judithmaddox4186]

Very informative video!

[@brennantillie4781]

Great video

[@janoivhdez1154]

Really good video!

[@whtmasterd]

Brilliant explanation, it all makes sense now.

[@MedicareBob]

Thank you!

[@maypushful]

Thank you so clear and very much information, I am 66yrs retired only on part A ,wife’s insurance will there be any penalties when I join part B

[@hectormarcayda8608]

Sir. Excellent video, detailed explanations. Question -- I will retire as a Federal Employee and would like to know how my Federal Health Benefits plan is impacted by Medicare (Parts A, B, C, or D). In other words, if I elect FEHB in my retirement years, do I have the flexibility of opting out of Parts A/B, and choosing a Medicare Supplement/Medigap?

[@bonnietong7589]

Question: my husband is still covered by his employer health insurance for a few more months. He suffered a stroke a few months after turning 65. We were able to sign him up for part A and B 3 months ago. We submitted the form showing he was covered by this private insurance.Since we still have great insurance I didn’t sign him up for Medigap yet. Is it too late to do that? I’m now worried. Ugh…

[@Ordinary-Hendrik]

Thanks!

[@wt88.]

Hi Bob, thanks for the Video. A point of clarification- enrollment in Medicare is NOT automatic. You must call Social Security Administration to enroll into Medicare and have a 6 month window (3 month prior and after birth money) without incurring penalties.

[@MedicareBob]

Thanks for your comment. If someone is drawing ssc income, than enrollment in Medicare is automatic. If someone is not drawing ssc income, than you are correct, one would need to apply.

[@wt88.]

Thank you for the clarification. Your video is such a great resource.

[@manuelmack8918]

I turned 65 last year and now I have to deal with this complicated medical coverage. 🙄🤔🤣

[@kirubealbekele4955]

TZhis guy is very good.

[@joebarriga-9945]

good information ,helpful. am 74 ,and i need all the help in choosing the right plan. thanks.

[@MedicareBob]

Thank you! My Team and I are happy to assist you. There is so much misinformation out there that it can all seem so confusing. Give us a call: 1-833-463-3262.

[@joebarriga-9945]

i have advantage plan,however unfoseen medical events happened in late2022, had 4 surgeries for skin cancer, i plan on switching to plan g, i wonder if i will be allowed? i am cancer free now per the surgeon.thanks

[@kathybunch200]

Thx for the info. I watched on my 44” TV & it was very difficult to see the green pen writing in the white board. It could’ve been the lighting, I don’t know. I just watched a man using a red marker on his white board & it was better. Very informative video tho

[@peterb.snyderman5460]

spectacular video ... thanks. quick question: you said the only time you can get a guaranteed issue supplement is upon initial eligibility. are you able to switch within the supplement plans, e.g. from F to G, during an open enrollment period, or is switching also not guaranteed after initial enrollment? thanks again, pete

[@MedicareBob]

Thank you for your question, when you turn 65 it is the only time in your life that one is eligible for any Supplement Plan that they want without medically qualifying without. There ar eother Guaranteed Issued rights, 7 of them to be exact that allow one to get certain Supplement Plans without medically qualifying. For example, if you have a Medicare Advantage Plan and then move out of service area then you are a GI for a Plan F if you went on Medicare Part A / B prior to 2020 and Plan G if you went on Medicare after 2020. Now, to answer your question, you will have to medically qualify to go from a Plan F to a Plan G and vice versa. Let me take some pressure off of you, Plan F, G and N are all AMAZING plans, so even if you get stuck in one of them, you are going to have great coverage. Also, in my experience, if a person is not healthy enough to change their Supplement Plan to a different one they are not upset because it means that their Plan is paying there bills while they are going through a medical issue. We only get "mad" at our insurance Companies if we are paying a ton of premium and not getting a return from them in the form of them paying claims for us. So basically, if you cant change it is because you are prob using the Plan a lot which means you are coming out a head. -Bob

[@pmm1044]

Would have been nice to discuss vision and dental

[@Joan-ej7wv]

Do you have agent in FL.
Miami Gardens.

[@rustymaeblassman2038]

This is year 2022 so your 2 years behind.
I can tell you know what your doing but get caught up please.

[@FISHNMISFITSJimMattBryanRick]

I'm on insulin Bob..what Part D is best

[@trish8735]

You never mentioned Supplements Stability on cost Increase. That is an important Fact for people on medicare. Supplements cost can increase

[@nilzakawamura7249]

Tank you so much

[@latishasam2635]

@@nilzakawamura7249 czczc

[@williamwhite4720]

I'm 75 and am using the VA and had part A&C since 65. The VA has covered everything. Do I need to be concerned?

[@MedicareBob]

thank you for your Service. If you have A and B, than you should get a Medicare Advantage (Part C) Plan that is designed to work with Medicare. These Plans are designed for Veterans and have additional benefits like: Dental, Vision, Hearing and some even pay you back around $100 per month back. If you would like help, call us: 1-855-368-4717.

[@naomicoutinho8499]

Thank you Bob!! Your video is excellent!! It helped a great deal for someone new to Medicare. Any suggestion on what criteria to compare ....my husband is Medicare eligible and can choose between between being on my insurance from work HSA Plan and Plan G. Currently, the premium at work is $198.29 for Medical per pay. There are 2 pays periods each mth. The family deductible is 3000.00. The MOOP is 10K

[@MedicareBob]

As long as you are still working and he is on your coverage, he can defer Medicare Part B and not be penalized. You are in the position of evaluating if he should stay on your coverage or go onto Medicare and add the Plan G. Based on the deducible you mentioned and the MOOP, it's your call. Part B is going to be $165 a month, the Plan G is going to be around $125 (I would need more info to provide an exact quote), part d is going to be $25 (again not exact quote). So would you prefer for him to pay around $300-350 have a $226 annual deductible and $226 MOOP or pay the $198.29 and stay on your coverage? I dont think there is a bad answer here... Call our office and ask for Marcus Graham, 1-833-463-3262. He will provide the exact cost for the part D and the Plan G.
His health is a factor, if he is healthy then I am 50/50 on what you should do. If he has health issues, than put him on Medicare and the Plan G.

[@stephenblessed92]

Hi. I'm from the future and Part B is now $170. Yikes!

[@logancool5589]

Will Medicare pay for radiation treatment and skilled nursing facility at the Same time?

[@gailsand4744]

Excellent and easy to follow.
Question. If I choose A, B and G and decide I would rather have Advantage, can I switch the next year?
Question. Do you recommend Psrt D if a person is healthy and takes no medication? Do you just recommend for people who take regular meds daily? Can Part D be added at some later date if a prescription becomes a reality?
Question. Does Medicare A and B cover Vision and Dental?

[@jboy1757]

I’m turning 65 soon but my spouse is still a few years away. I’ll file for Medicare but is my spouse also covered by Medicare? My spouse is not working.

[@Paul-be5hy]

Hi Bob, this is a great video! I will be calling you when it is time for a Medigap policy. My question is that I have retired but I am not collecting SS yet and I Will be turning 65 in May 2022. I am currently on my wife's insurance and I will be on it until she retires in another three years. Do I just sign up for part A and hold off on part B until she retires? I do not want to lose that six month window. Any help would be great. Thank you!

[@MedicareBob]

You should get Part A automatically and you will not need to enroll into Part B until your Wife retires. At that point you will get your Part B and you will have your 6 month window for Medigap at that point.

[@donnaroth1576]

If you have try care how does that work I refuse to give it up.some one says it doesn't cost anything.
Can you explain that to me

[@wt88.]

You will need to enroll in Medicare with Social Security Admissions. It is NOT automatic. I am also turning 65 in May 2022, you must enroll within 6 months (window is 3 months prior or after your birth month) without any penalty. I called SSA in March, and SSA scheduled a phone interview for me late April to complete my enrollment. Key Point- you must call SSA to enroll in Medicare now, it’s NOT automatic. You can also save yourself some time by registering online to create an account with SSA to avoid looking for personal info when speaking with SSA. Good luck. 😊

[@pperdion]

I think Connecticut has special rules about switching from Medicare Advantage to Medicare Supplement

[@ellens5183]

Thanks for the video I just turned 63 but wonder if I will go to another country for a few months would I be covered by Medigap And if I cancel for a few months is it an option to reenroll when come back

[@MedicareBob]

You would have a foreign benefit but not enough to only have it if you are out of country for more than two months.

[@narendrapatel3955]

BOB YOU BEST👍👍👍🏃🏻‍♂️❤️🌺

[@pedaphelps]

Hi Bob does all this still pretty much stand true???? If not could you do a follow up video. My wife and i retire this year. But won't be 65 until next year. Do you have any suggestions on what to do until we turn 65???????

[@MedicareBob]

Yeah, it still holds true. MAPD plans are getting more attractive and Plan G medigap is still what I’m recommending.

[@juangarcia8828]

Tengo 45 años. ¿Puedo cobrar los beneficios de Medicare?

[@carolraio1344]

2022 $170. Month std..
+ January deductible $233.. Divide $233. By 12 months add to $170. Taken out of your SS check
Actually paying averages about $190. Month

[@spiritosa0123]

Thank you bob

[@geraldjosserand4476]

I am now 75 I did not take supplement b what can I do now

[@stacystanley262]

Robert is there a fee when working with your company to purchase a Medicare Plan?

[@MedicareBob]

No fee to work with my team and I. 1-855-368-4717.

[@teambigv]

I'm currently on my wife's work insurance, but she's retiring in Feb I was on her insurance when I became disabled. I'm also under 65 will I have to answer a bunch of health questions to get a supplementtal plan?

[@MedicareBob]

No, you will have 6 months before and after that you will not have to answer health questions.

[@marie-jk7tl]

I’m on Medicare part d but never used it; or take any meds or drugs from pharmacology, only Functional supplements. Should I stay on plan in case of emergency admission to a hospital?

[@MedicareBob]

I recommend keeping your Part D Plan, there is a penalty if you do not have one. I recommend getting a low premium part d since you do not take any meds. OR look into a $0 premium Medicare Advantage Plan that includes Part D at no cost. if you you like some help give us call: 1-855-368-4717.

[@atulksahay5260]

What happens to spouses when they turn 65 currently on availing Spouse Social Security Benefits ? Will they automated enrolled in Medicare ??

[@lindaeverett6398]

I was so confused, but now through u I understand more, I turned 65 this past November so I just chose something which was united Healthcare where I get my pension, but I don't know if I made a wise choise

[@davidharris678]

Why do medicare supplement agents never talk about rate increases with Med Sups? Because they will go up.

[@guyhappy60]

What if I’m 23 and want health insurance?

[@fernmontgomery4957]

Medical Bob 🚑 ⚕ I need your website please post for me to do this problem time it's just to get some need information

[@MedicareBob]

www.seniorhealthcaredirect.com

[@jackrosario9990]

An advantage plan is not cost effective it really cost more the whole system should go to traditional Medicare with full coverage for everything!

[@annieharris8613]

Thank you sir
I think I’m paying more than $300

[@johnwarner7945]

Wow!!!!!

[@carles.antonell]

Is there a part C?

[@MedicareBob]

Yes, Medicare Part C is also referred to as Medicare Advantage.

[@aliciahilton9240]

What if youbare on medcaid what to do

[@aliciahilton9240]

What to do if on medcaid due to covid how to do it

[@jamesdostie3556]

ok bobby