Car salesman are snakes, this guy portrays them to a T. I tell them I'm looking for an economy car for transport, once they find out my credit is 815 and how much I make they push you to an $80k car. I say great idea, let me get my check book. I get in my truck and leave. 😂
Same thing happened to me, told them what car I wanted from their website, knew it was available, but they kept trying to get me in more expensive cars. Could I afford it? Yes. Is what I asked for? No. And I told them that, kept trying, I just said ight, and left
It hilarious but true. 2012 I went to a local dealership 10mins from my house. At the time, I could only throw $1500 down and credit was about 550. Took 8hrs to approve me at 24% APR. Now, I got 742 score and about $7000 down. I couldn't believe how fast the approval was and how they tried to sell all the add on features when i was signing the paperwork. Totally different treatment in comparison.
Could probably make a series just out of that. There not much room for negotiation on a limited edition corvette or something but plenty of wiggle room on a older Chrysler 200 or something
I was about to put 6k down on a used car that was 13.5 (2013 Chrysler 300s awd). At the time my credit was in the low 600. After talking to the Salesman, my Apr was 17%, my monthly payments would’ve been in the 5s, and my balance on the car would’ve been 16k (that’s after the deposit). I took what I had, saved more money, and bought another car.
If you own the car outright, I would try to take out a small loan on the car (ex. $3-5k) and put the money in your savings, and pay the loan back with what you have in your savings. I’m no financial advisor but that should help build your credit.
@@brands2131 a credit card can have a higher interest rate and a low limit for someone with bad, or little to no credit. Financing a car you already own for far less than its value will make it easier for a bank to approve of the loan. it’s just a way to get your foot in the door.
@@jamesprill6845 true but taking out an auto loan on a 3 year term and paying it off in a year will cost very little. Getting a low limit credit card will take a little longer to build your credit score iirc
I had terrible credit and no co-sign. I showed them I had more than double the amount of the vehicle cost in my savings and drove out with a new car the same day. Credit is good but cash is key.
This is common sense. If you have the money to buy a car, then buy it. 🤣🤣 The average American doesn't even have 1,000 in their saving, thus why they have to finance a car.
This is 100% accurate. 5 years ago I bought a car when times were tough: $1500 down and average credit - no one cared I was in the dealership. Last vehicle was brand new, $15k down and an 800+ credit score. Dealer said: “I don’t think I’ve seen such a quick approval let alone with so many offers.” They wouldn’t stop asking if I needed anything and asked if my wife needed a car lmfao.
Bro customers be wanting the Dodge Red Key with Mitsubishi Mirage credit lol 😅😅 His credit had to be trash to have a 15k down payment and only get an Outlander 😂
@@jgamboa575 Apologies, you have the ability to do a few quick searches to find the answers.. I'll give you one for free. One of the reasons are: Dealers make their money when you use their financing. Thou the customer may think they're getting a deal with cash. The dealer takes advantage of cash payers with added fees especially that tax paper work for any cash payments over 10k.
@@BraylonHall Another example. I purchased a New truck May 2020 for a wicked deal. 42k @2%. Went with 72 months (Less than 4k life of the loan) so that I can pay what I want when I want. I'm down to 20k and used my cash to invest..
Feel like this one's not to accurate. Offered 30k on a 40k car and they seemed to be even less interested since they wouldn't be making as much on interest Wouldn't even try working with me on interest rates
Funny because last week I went to a car lot for a trade in assessment (mostly for shits and giggles, I had no intention of trading in for a newer vehicle) and a Hispanic guy in his 40s was sitting on the curb under a tree in khaki chinos and a zip up windbreaker scrolling through his social medias. Took him a while before he acknowledged that I was standing in the lot too.
🧐honestly if you have decent credit you only really need taxes and tags done to avoid rolling over additional negative equity prior to natural car depreciation. And if you have good credit and good Debt to income ratio; you don’t need anything 🤷🏽♂️. But please for the love of Xmas get GAP coverage if you put 0 down on a Redkey 😅
Throw back to that one time those dirt bags at the dealer hit my credit with 13 hard inquiries when I was 18 for a 2015 Hyundai Veloster and I didn’t even take delivery because Allstate quoted me $500 a month insurance on a brand new $15k car.
I was putting half down and they still went back on my offer they agreed to. I was trying to buy a 2020 civic hatchback for 20k then they said nope I want 22,500 again.
I never understood putting large down payments. For every 1000 it’s like 50 or 100 dollars taken off the total monthly payment. My father and I went to our local GM dealer and he bought a denali 2500 and I got an Escalade. His out the door was 102,000 and mine was 91,000. I went in with 5 thousand down and he went in with 7 thousand. So out of curiosity I asked what if I came in with a few thousand more. He told me it would bring my monthly payment from 1500 to 1200. Then my days 1800 to 1500. We laughed and said forget all that nonsense.
Any REAL salesperson would say "u got 15 but REALLY all ur gonna need today is $9999.99 and then just pay it off in a couple payments. That is unless u feel like gettin jammed up with an audit
That planter is gonna get worn out if money smart people keep approaching this man. You should make a reaction to someone with 800 AND a BIG down payment.
Amennn !! God bless you all don't forget to read your word today and represent Christ in all you do even the words you speak , walk by faith and not by sight ! 🤍💗
Happened to me too lol i said i have 5 i assume that they knew what i meant. He was like 500 probably wont get you much i was no 5000 and he started to be like what you say dont worry man we got this
Is 15 thousand a lot of money? I truly don't know. I haven't bought a car before, but my dad gave me his old Porsche for my b day since he had already had it for 2 years and got a new one
They redirect you alot if your credit is fucked or you don't have enough for the down payment but this is a exaggeration because he's a comedian bruhhh I fw it🤣
My first time i had walked into a dealer and said to the salesman "If you cant get me in that 2012 malibu or 2013 taurus on your lot then don't call me back." The dummy called me back saying he could not get the banks to approve me and wanted to sell me a 2003 mercedez benz that had like 150k miles. I told that man i wasnt interested and had told him clearly what i wanted. Them bills must have been coming or it was slow for him cuz he called back in 2 hours and said " I have the paperwork ready for that Malibu you wanted."
@@TonytheYorkie it's a tactic, once you say no and had shown what you had ti offer on the table and leave , they indeed will call you back . It's all quota, dealerships know there surrounded by other dealerships thus for they'd rather have you before anyone else
I usually just pay cash for my cars. Most I've paid for a car was $15k cash in $20 bills because during covid they didn't have $50 or $100 bills available.
Lol we did the same. In 20s cause the sale guy was a jerk. We also got the car from a sister place 2 states over at $2 thousand less.Thus place we also ,Ade them drive it at no cost to us VT to ME. Lol. Sales person was pissy. We didn't care. Don't try to screw old people. We know that game and have plenty of time on our hands to play back. Just for giggles and grins.
@@Rashaadthegr8 Thats because if you pay cash they dont make $ of interest, and you're less likely to buy all of their extra warranties, finance area is where dealerships make most of their money.
I remember when I bought my Ram Limited at CarMax back in September. Told the sales rep I had $50,000 down his mouth dropped. Ended up driving of the lot with a Ram Limited.
Don't forget to subscribe guys! Almost 50K!🖤🙏
Long way short time.
59 thou-wow?!!!
Been subscribed to you for a minute now. Especially before the Red Key track. Very proud of how far you've come. Keep it up.
"Since when did Mitsubishi make rey keys?" "Since yesterday" "Bruh no they didn't" *Tito's surprised face* great video tho lmao
"One second... AY wheres the red sharpie at..."
I knew the “15 thou-wow” was coming and I still laughed
And the leg shuffle🤣🤣lool
Bro I heard it right before he said it😂😂😂
Same 😂
I bought my car with a $14k down payment. When I told the salesman how much I had, his eyes lit up 😂
My salesman bumped up the price when I told him that I had a big down payment. He thought I wouldn’t see it too sneaky bastard
Shouldn't never tell how much you have until the end
@@tduzit2325 That's what I did
@@Propain4eva they money off the interest. Big downpayment equals smaller interest. However TOO SMALL downpayment equals larger liability.
sounds like cap. Big downpayments are never good at a dealership. Dealership makes less money that way. Relative to the car I mean.
*Customer:* "Since when did Mitsubishi make Red Keys?"
*Tito:* "Same day you was born."
*Customer:* "Wha???"
*Tito:* "Yesterday."
"yesterday bro"
Car salesman are snakes, this guy portrays them to a T. I tell them I'm looking for an economy car for transport, once they find out my credit is 815 and how much I make they push you to an $80k car. I say great idea, let me get my check book. I get in my truck and leave. 😂
Same thing happened to me, told them what car I wanted from their website, knew it was available, but they kept trying to get me in more expensive cars. Could I afford it? Yes. Is what I asked for? No. And I told them that, kept trying, I just said ight, and left
It hilarious but true. 2012 I went to a local dealership 10mins from my house. At the time, I could only throw $1500 down and credit was about 550. Took 8hrs to approve me at 24% APR. Now, I got 742 score and about $7000 down. I couldn't believe how fast the approval was and how they tried to sell all the add on features when i was signing the paperwork. Totally different treatment in comparison.
Good Lord my guy an interest rate like that should be illegal.
I put down $1900 with a credit score of 540 and my apr was 19% but a year later I put $25k down on a scat and 30 minutes later walked out with it.
@@desenagrator you should be illegal
What was the Apr with 742 and 7000 down?
@@markdesir2663 I'm don't remember. The car was $11000 total and I paid it off when I got the 1st bill
when are these people going to learn that Tito don't even got that red key on the lot????
Honestly who goes to Nissan for a top of the Line Dodge Car??
@@the_slow_s197 right? They go to Al Hendrickson instead
@@the_slow_s197 If it's a used Dodge they might have one. I got a Charger at Mitsubishi
No dealer does since scat packs don’t have a red key
They probably run with the dodge skits because scats and hellcats are popular
can you make one for "when the customer wants to negotiate"?
This brings back some memories from when I was in the shop.
Could probably make a series just out of that. There not much room for negotiation on a limited edition corvette or something but plenty of wiggle room on a older Chrysler 200 or something
Bruh I put 12k down with 700 credit 2.3 APR on a car and all I got was a tiny little bottle of water and a snack size bag of cheezits....
poor treatment
Must have bought a Porsche! 😂
@@ghostwrench2292fr that mf was a super car 🤣
When I bought my truck I had 10k in cash for a down payment. Man he had me in his office with a pizza and everything. It was hilarious.
I was about to put 6k down on a used car that was 13.5 (2013 Chrysler 300s awd). At the time my credit was in the low 600. After talking to the Salesman, my Apr was 17%, my monthly payments would’ve been in the 5s, and my balance on the car would’ve been 16k (that’s after the deposit). I took what I had, saved more money, and bought another car.
If you own the car outright, I would try to take out a small loan on the car (ex. $3-5k) and put the money in your savings, and pay the loan back with what you have in your savings. I’m no financial advisor but that should help build your credit.
@@PatrickS9595 just get a credit card and pay it off in full every month?
@@brands2131 a credit card can have a higher interest rate and a low limit for someone with bad, or little to no credit. Financing a car you already own for far less than its value will make it easier for a bank to approve of the loan. it’s just a way to get your foot in the door.
@@PatrickS9595 ok but the interest payment on a credit card is irrelevant if you pay it off every month
@@jamesprill6845 true but taking out an auto loan on a 3 year term and paying it off in a year will cost very little. Getting a low limit credit card will take a little longer to build your credit score iirc
I had terrible credit and no co-sign. I showed them I had more than double the amount of the vehicle cost in my savings and drove out with a new car the same day. Credit is good but cash is key.
This is common sense. If you have the money to buy a car, then buy it. 🤣🤣 The average American doesn't even have 1,000 in their saving, thus why they have to finance a car.
Fax
Not if you want a apartment, they’ll deny you even if you got the money lol
@@erroneouse1929 incorrect. I got my first apartment with no job and no credit history.
@@persiviersgrandarcade691 oh word, no money neither, where you at my guy? 👁👄👁
🤣🤣🤣🤣"I KNEW I SHOULDN'T HAVE COME IN HERE" we all can relate
15 thow wow
THOW WOW
The way he gets up from the ground everytime 😂
like whatttttt!!! lol
Fun fact: at one point the challenger was actually a rebadged Mitsubishi for the second generation.
Bought that 33k jeep Cherokee with a 15k down and 770s credit, me and the dealership are now best buds
One year later, how was your last drive to the salvage yard?
@@michaelb.8953 still driving 4 years later 0 issues.
This is 100% accurate. 5 years ago I bought a car when times were tough: $1500 down and average credit - no one cared I was in the dealership. Last vehicle was brand new, $15k down and an 800+ credit score.
Dealer said: “I don’t think I’ve seen such a quick approval let alone with so many offers.” They wouldn’t stop asking if I needed anything and asked if my wife needed a car lmfao.
damn good stuff bro, how’d you get your credit high so fast
@@nocapp_ he never said how old he was...
No such thing as an 800+ credit score.
@@oceanbreeze1897The max score is 850
@@oceanbreeze1897they go up to 900
Repotruck took it back the next 3 months
lmaooo
Large downpayment but then they grind you over a penny lol
You don’t get a large downpayment by not pinching pennies.
Bro customers be wanting the Dodge Red Key with Mitsubishi Mirage credit lol 😅😅 His credit had to be trash to have a 15k down payment and only get an Outlander 😂
Exactly!!
@@TitoSuave Was this story true, Tito? Did someone who wanted a red key really get an Outlander?
am I the only one that would proably legit buy a car from this guy🤣🤣
You’d end up leaving with an Isuzu.
Yeah bro if you want that Nissan Altima
This dude will literally approve you to any car......
that you don't like
U will end up pedaling out the dealership on a huffy😂😂
850 credit score gets you a girl in the car on your test drive that asks you if you want her to give you a blowy while you drive
The fact the he put the 15k on a car that cost less than 15k has me dead
Dudes credit is gonna be -40 by the time he walks out
Tito, your friend playing "The Customer" did a good job. Also, the dude you cast as "The Manager" in other vids is spot on.
Comedy + casting = Suave!
The super cute Spanish one ? Yes
Its pretty obvious like i think he recording most off the time
I think they’re the same guy
Thought I was the only one who used “thou-wow” when referencing thousands 🤣🤣🤣🔥🔥
When a customer pays in CASH.
I don't think ppl really do that anymore. Only the dealer wins when a person pays cash in full.
@@Antares_451 why’s that?
@@jgamboa575 I need more to, you would think it would be the other way around because you don’t have to pay an APR
@@jgamboa575 Apologies, you have the ability to do a few quick searches to find the answers.. I'll give you one for free.
One of the reasons are: Dealers make their money when you use their financing. Thou the customer may think they're getting a deal with cash. The dealer takes advantage of cash payers with added fees especially that tax paper work for any cash payments over 10k.
@@BraylonHall Another example. I purchased a New truck May 2020 for a wicked deal. 42k @2%. Went with 72 months (Less than 4k life of the loan) so that I can pay what I want when I want. I'm down to 20k and used my cash to invest..
Feel like this one's not to accurate. Offered 30k on a 40k car and they seemed to be even less interested since they wouldn't be making as much on interest
Wouldn't even try working with me on interest rates
You didn’t see?😂😂😂😂😂
Where’s this man located? I want to go buy a car from him 😂
I put $25k down on my last truck and the finance manager about fell out of his chair
My cousin put 30k down payment on his truck
Is he walking out with the title. This car might even be a 10k and under inventory, bro left with 5k intact (+ title ) if he signs.
Why's the salesman sitting on a random spot on the pavement everytime
Funny because last week I went to a car lot for a trade in assessment (mostly for shits and giggles, I had no intention of trading in for a newer vehicle) and a Hispanic guy in his 40s was sitting on the curb under a tree in khaki chinos and a zip up windbreaker scrolling through his social medias. Took him a while before he acknowledged that I was standing in the lot too.
@@scorpionwins6378I'd been laughing "Tito my man!"
I love this guy😂😂😂 I been in the business 13 years this is the truth lol
The shirt off your back, that's the type of service I want🤣🤣🤣
Bout Mitsubishi 😂😂
"Since when Mitsubishi make red keys?"
"Yesterday"
🧐honestly if you have decent credit you only really need taxes and tags done to avoid rolling over additional negative equity prior to natural car depreciation. And if you have good credit and good Debt to income ratio; you don’t need anything 🤷🏽♂️. But please for the love of Xmas get GAP coverage if you put 0 down on a Redkey 😅
Facts well said. 👏🏿
Throw back to that one time those dirt bags at the dealer hit my credit with 13 hard inquiries when I was 18 for a 2015 Hyundai Veloster and I didn’t even take delivery because Allstate quoted me $500 a month insurance on a brand new $15k car.
Sounds about right
Since being in sales. I can honestly say….. it be like that sometimes 😂😂😂
TH-cam getting real comfortable with these 15 second ads
Hell yeah they be trying real hard to get me to pay for that monthly sub.
@@rmkg04 must be broke. 🤣🤣🤣
@@Ihavetocorrectyou Nope, far from it...So you think paying their monthly sub means ur rich?🤪🤡🤣🤣🤣
Told the dealer I had 20k down today and told him exactly what price I wanted - had me signing papers within 15 minutes of getting there
I just got pre-approved and found what i wanted online. If the dealer wanted to play funny games i would walk
Bro keep running these vids, this is how to become a famous salesman nowadays 😂 everyone's gonna want to come up to you.
Scat pack red key......
This gonna be me lol imma put 10 down
bro coming in with 15 large to buy a 17K Nissan Sentra😂
He put you together on it.
When he put his jacket on around the customer 😂😂😂😂😂😂😂😂🐐
Bro there more cars out there better then the red key
“Put this on my brotha, put this on”
It looks yo size too 😂😂😭😭
I was putting half down and they still went back on my offer they agreed to. I was trying to buy a 2020 civic hatchback for 20k then they said nope I want 22,500 again.
Banks dont like large down payments. Cash is no longer King.
Exactly credit is what gets you whatever car you want lol I learned this the hard way
I never understood putting large down payments. For every 1000 it’s like 50 or 100 dollars taken off the total monthly payment.
My father and I went to our local GM dealer and he bought a denali 2500 and I got an Escalade. His out the door was 102,000 and mine was 91,000. I went in with 5 thousand down and he went in with 7 thousand.
So out of curiosity I asked what if I came in with a few thousand more. He told me it would bring my monthly payment from 1500 to 1200. Then my days 1800 to 1500. We laughed and said forget all that nonsense.
Not everyone can afford $1,800 a month buddy
Any REAL salesperson would say "u got 15 but REALLY all ur gonna need today is $9999.99 and then just pay it off in a couple payments. That is unless u feel like gettin jammed up with an audit
"It's a little chilly out here."
gives customer his jacket 🤣🤣🤣
But Mitsubishi and Chrysler go wayyy back son!
Red Key Dodge Sealth and 3000GT DSM SHITT
Tried to give my man a Mitsubishi 💀🤣
Mitsubishi lmao
Videos are starting to get weak
Yesterday 😭🤣🤣🤣🤣
Why are people so picky on cars? For myself, as long as its in good working order and looks decent, I'm good.
"You still got that 15 thou right? It aint goin nowhere?"
That planter is gonna get worn out if money smart people keep approaching this man.
You should make a reaction to someone with 800 AND a BIG down payment.
Amennn !! God bless you all don't forget to read your word today and represent Christ in all you do even the words you speak , walk by faith and not by sight ! 🤍💗
Happened to me too lol i said i have 5 i assume that they knew what i meant. He was like 500 probably wont get you much i was no 5000 and he started to be like what you say dont worry man we got this
Bought a mustang with cash the other day. Felt like a boss.
IT's so true though!!! that's what happens lolll
15 thowwow😂
“Looks like it’s your size too” 💀😂
Lmao that was me. Cuz was asking me what I do for work.
Is 15 thousand a lot of money? I truly don't know. I haven't bought a car before, but my dad gave me his old Porsche for my b day since he had already had it for 2 years and got a new one
Do dealerships really do this? Like give you the car you didn't ask for?
It's all for show bud , of course not
They redirect you alot if your credit is fucked or you don't have enough for the down payment but this is a exaggeration because he's a comedian bruhhh I fw it🤣
My first time i had walked into a dealer and said to the salesman "If you cant get me in that 2012 malibu or 2013 taurus on your lot then don't call me back." The dummy called me back saying he could not get the banks to approve me and wanted to sell me a 2003 mercedez benz that had like 150k miles. I told that man i wasnt interested and had told him clearly what i wanted. Them bills must have been coming or it was slow for him cuz he called back in 2 hours and said " I have the paperwork ready for that Malibu you wanted."
@@erenyeager5692 I can't live without you erin, please be mine
@@TonytheYorkie it's a tactic, once you say no and had shown what you had ti offer on the table and leave , they indeed will call you back . It's all quota, dealerships know there surrounded by other dealerships thus for they'd rather have you before anyone else
When i bought my Porsche 911 Carrera S, i only had $25,000 down payment on a $64k vehicle. Im so poor... ;(
This isn’t true I had 25K down on a 95K C8 Corvette they laughed me out the dealership. My credit score was 590😂
Bro didn't even say the guys credit score. He probably had 15,000 no credit history so all they could do is that Mitsubishi
$15000 ain't shit with bad credit walked onto a dealership with $20,000 and got denied for a $50,000 truck lol
What was your credit score?
any real dealer would take you in like a baby bird protected by its mother.
A big down payment on a car is stupid.
How is it stupid? Big down payments let you have lower monthly payments and less interest payment. Its the smartest thing to do
Financing any car is stupid.
When customer goes to auction. I think it'd be funny seeing Tito as an auctioneer
I usually just pay cash for my cars. Most I've paid for a car was $15k cash in $20 bills because during covid they didn't have $50 or $100 bills available.
Lol we did the same. In 20s cause the sale guy was a jerk. We also got the car from a sister place 2 states over at $2 thousand less.Thus place we also ,Ade them drive it at no cost to us VT to ME. Lol. Sales person was pissy. We didn't care. Don't try to screw old people. We know that game and have plenty of time on our hands to play back. Just for giggles and grins.
I can’t wait for the day that he post a video where the customer actually gets a scat pack the right way lol
Mitsubishi? If i put down 15 thou wow, I'd better get some change back.
!!!!!!!!!!! Bro you need to trademark 10thou wow and make some t shirts/hoodies !!!!!!!!!!!!!!!!!!!!!
Cant wait to see what mercedes benz is gonna act like when i tell them i have 30k down 😂
their gona whop out the benz trucks bruh
Wait, so is it bad to put a big down payment? And why did he recommend the white car? Wouldn’t he get more money from the red key?
Tito is it true they make you pay extra if you pay it ALL in cash?
Yes
@@mhxxd4 Dang shame. Boy, this system is so rigged it doesn't make any sense.
@@Rashaadthegr8 Thats because if you pay cash they dont make $ of interest, and you're less likely to buy all of their extra warranties, finance area is where dealerships make most of their money.
@@sowek4576 I understand. Just darn shame.
Shit is stupid. Just let me buy the damn car 🙄 reason why I bought a dealership car once and never gain.
I love the c’mon over wave, then not even look back , classic.
I had that 15 thow wow when I bought my first car in the 90’s. The dude drove me to the bank 😅
15?? Can’t really do much with 15 hunnit.
😂😂
15 Thou Wow , you need your own merch Bro 😎
Glad I'm not going after any of that.. I got that Candy Apple Car.. Trade that Red key all day
I remember when I bought my Ram Limited at CarMax back in September. Told the sales rep I had $50,000 down his mouth dropped. Ended up driving of the lot with a Ram Limited.
Why didint u just get it brand new from the dealership ? I did the same but I put 30k down on a brand new 2023 gmc elevation
15k i bought my car in cash cause 17 toyota 86 was repo it was listed at 17k they gave it to me
How about when a lender/credit buyer walks through the door 😹?
Bruh. You ain't got me approved for nothing. No cap..
Is it just me or is tito recycling content?