I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@ЕленаФирсова-ц6м The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Recently yes, but this is about diversification. There have been significant periods where international outperformed domestic. If your retirement happens to coincide with one of these periods, you will be glad you had some international exposure. Diversification comes with some trade offs, such as underperforming sectors or funds, but it makes the portfolio stronger in the long run. People have a hard time wrapping their heads around that.
@@mplslawnguy3389I don’t disagree with you and I believe most financial advisors will agree with you as well (if they do, it’s fine, if they don’t, people will hate on them). However, I recommend you checking out Ben Felix’s video on international diversification and Sasha’s video on investing in US index. I’m not trying to predict the future whether US stock performance will trump international stock performance but the fact that by introducing international stocks to a US investor’s portfolio, you increase volatility (which is against the reason why one should diversify). With increased volatility, you should demand higher returns. US stocks simply provides best risk adjusted returns for Americans. Where as if you’re an international investor, you just have to deal with increased volatility to begin with unless you’re extremely overweight on your domestic stock market, and so international diversification makes sense to them and they are almost forced to do it.
Vanguard ETF Versions:
VTIAX => VXUS (total international)
VTMGX => VEA (developed)
VEMAX => VWO (emerging)
thank you!!!!!!!
Thank you!❤💯👍🏾
Doing the work
Thank you man!
The Fidelity one seems the best
Found your channel recently and thoroughly enjoying it!
Can’t go wrong with vanguard total international or fidelity total international
What about VXUS? That one is my favorite.
That's just the ETF version of VTIAX I believe.
Vxus holds 75% developed markets, and 25% emerging markets if u want emerging markets a lil bit more VWO is good option for emerging markets.
These funds are found in brokers app as well? How to and where can i invest in these funds?
Why does Vanguard's index funds have a minimun investments and Fidelity doesn't?
What is the ETF equivalent of FTIHX?
Taïwan is an emerging market ?
Fidelity is the best $$$
My international undex funds have done terrible over the past 7 years. When will it end?
Thanks for info😊
Great video!. All those ETFs are funded in US. Is there any traded in Australia? thanks in advance
Yeah like anyone wants to invest in Vegemite and kangaroos.
Great content 👍
How can I buy their shares ?
Are you Indian? I can recommend gotrade international to buy vxus, which what I had been doing for the past 2 months as an Indonesian
Did you buy ?
Schf is great has same holdings as pretty much all the first ones you mentioned and cheaper
Great Index funds suggestion
Great video. Can you speak to the new VTWAX that came out in 2019? Do you think it's a one and done fund? Thanks
Minimun investment is to high for me 😅
I don't earn in dollar, euro etc, just trying to diversify my investment portfolio 🙂
Thanks Clifford629!
fidelity funds seems the best in these days
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@ЕленаФирсова-ц6м That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@LiamOlivia-4 My advisor is MARGARET MOLLI ALVEY
You can look her up online
@@ЕленаФирсова-ц6м The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
The best international fund is no international fund
International funds have a TERRIBLE rate of return.
Recently yes, but this is about diversification. There have been significant periods where international outperformed domestic. If your retirement happens to coincide with one of these periods, you will be glad you had some international exposure. Diversification comes with some trade offs, such as underperforming sectors or funds, but it makes the portfolio stronger in the long run. People have a hard time wrapping their heads around that.
@@mplslawnguy3389I don’t disagree with you and I believe most financial advisors will agree with you as well (if they do, it’s fine, if they don’t, people will hate on them). However, I recommend you checking out Ben Felix’s video on international diversification and Sasha’s video on investing in US index. I’m not trying to predict the future whether US stock performance will trump international stock performance but the fact that by introducing international stocks to a US investor’s portfolio, you increase volatility (which is against the reason why one should diversify). With increased volatility, you should demand higher returns. US stocks simply provides best risk adjusted returns for Americans. Where as if you’re an international investor, you just have to deal with increased volatility to begin with unless you’re extremely overweight on your domestic stock market, and so international diversification makes sense to them and they are almost forced to do it.
Nowadays the world is interconnected some of these companies are blend in some shape or form.
Joke is “if America coughs.” The world catches the flu 🤧
Not the Indian Nifty up 25% ytd