How I Budget (with free template!)

Find the spreadsheet here!
linktr.ee/very...
🎥 ‣ Sony ZVE-10: bit.ly/3Hvsqyk
‣ DJI osmo pocket: bit.ly/3xSOuep
💻 ‣ final cut pro x
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission, but there is no additional charge to you. Thank you for supporting my channel so I can continue to make content! :)
FTC DISCLAIMER: This video is NOT sponsored!
tags: how to budget, budget spreadsheet, budgeting on google sheets, free google sheets template, dave ramsey, caleb hammer, debt-free, calculate net worth, saving money, how to save money, frugal, how to pay off debt

[@em8489]

Best template! You should have thousands of likes. Thank you

[@verynaomi]

Thanks so much! I’m so glad you like it!

[@zoul0269]

Thank you so much for this resource! It is easy to navigate and well prepared.

[@chimiwangmo9608]

Thank you so much for the budgeting template. That's truly helpful!!!

[@pynckx101]

thank you for this! This is easier than other spreadsheets out there, pretty straight forward.
Make more of this please!!!

[@loganwinnrealtor]

Pumped to use this template thanks for sharing Naomi!

[@vsromina]

Thank you so much! This is what I was wanting for my financial health

[@nooffensemeantbut1597]

Hello, I love this video and I am really interested in using it. But I want to ask, can I add other categories? And how to do that? :D
Thank you!

[@rebeccachassin4498]

I need to know also 🙂

[@trappedunderice1649]

Great spreadsheet!! You have it broken down nicely! Have a great day and thanks.

[@verynaomi]

I’m so glad!! Thank you!

[@d.c757]

Thank you so much for this free option...very helpful and smart...I wish you are able to accomplish your Goals...God Bless!

[@priscilaazeneth]

yay! Thanks for sharing. Can't wait to try it.

[@priscilaazeneth]

Ok tried it! I’m wondering how you split expenses with your partner? We keep a Splitwise but then if I cover meals and he covers other things, it looks lopsided.

[@verynaomi]

Good question! So I have all my accounts and all his accounts on the same spreadsheet, so I can see the total spent on each category as a household, and also see the progress made on our separate debts and savings each month. As far as splitting expenses goes, we share a credit card that we use for basically everything and we each pay half of the balance each month. If one of us wants to make a large purchase on our own, we just put it on our separate credit cards.
In your case though, using your example, maybe it’d be easier if you had fewer categories in the spreadsheet, like combining the meals category with one of the others that he usually covers, and then try to maintain a total between the two, if that makes sense?

[@addictedtotemplates]

Love your template, Naomi! I have started budgeting too and its really fun to do!

[@verynaomi]

So glad you love it!

[@michaeljames5652]

This was super helpful! Thanks

[@Meehaly]

thank you soooo mich Naomi!!!✨✨✨✨✨✨✨✨✨✨✨✨

[@burakira1743]

simply perfect!

[@randymortensen9938]

I downloaded this and am going to try this out, starting in August. Thanks Naomi! You did a great job! I've tried other budget spreadsheets that others have done, but never really liked them too much after using. I use quickbooks to track all my transactions, but need a budget spreadsheet I like. I think you should restart doing your monthly budget videos with using this, like you mentioned maybe doing.

[@verynaomi]

Thanks Randy! Let me know if you have any feedback or suggestions to improve it once you try it out!

[@veropuerta]

This is an amazing video! But I can't open the link to download the template :((

[@aries1216]

Thank you so much for this! I don't know if it's just a me problem but the linktree link is not opening for me?

[@Jonbontabas]

Earned a sub!

[@Load2DeliverLLC]

Great video…should have a lot more views!

[@derekdesouza9289]

Thanks a bunch!
GOd bless

[@rudeusgreyrat745]

Can you add currency conversion? thank you

[@letrunghieuuu]

Thank you for the video and spreadsheet Naomi! Also, I found an error in the formula at I17, where the criterion should be "interest and dividents" instead of "other".

[@verynaomi]

Oh thank you for catching that! I’ll go in and change it :)

[@whiiyann]

Thank you for this!

[@carolina2010santos]

Hi Naomi! First of all, thank you for giving out the spreadsheet. I have a few questions. I've downloaded it to Excel, and I'm not able to see the chart, it's like it does not exist. Also, I can fill in the expenses, income and debt descriptions and amounts, however, when I fill in the savings one and select the category (for example if I select savings) the savings category instead of updating the value, it updates to #######. Do you know how to fix this?

[@TranscendingWhale]

Usually that just means you need to expand the column because it cannot show all of the number.

[@MrRumager]

I love the template! But how come i can't edit it when i click the link?

[@verynaomi]

Thanks! You have to save it as a copy, otherwise if you try to edit the template it will change it for everyone

[@ChristianAnton-tf2xz]

Thank you this was very helpful!!

[@rudeusgreyrat745]

Can you add currency conversion? thank you