I'm just starting to invest for the first time. I’ve been hearing mixed opinions, and I’m starting to wonder: does asset allocation even matter early on? Especially with ETFs and index funds tracking the broad market, I've heard they can include underperforming stocks that might drag down overall returns. Am I overthinking this, or should I be more selective?
Yes, absolutely. The biggest decision you’ll face as an investor is asset allocation-how much you put into stocks, bonds, alternatives, or cash. Each of these has different risk and return characteristics, and since you’re probably younger and just starting out, you might be more open to taking on some risk. For instance, you could open your Roth IRA and fund your 401k but keep the deposits in cash if you're uneasy about market risks. They’d be protected from losses, but growth would be minimal. That’s also part of your asset allocation.
I’m approaching retirement myself and had similar concerns. I started investing much later than most, and just relying on ETFs to compound wasn’t enough for me. It wasn’t until I worked with a financial advisor that I managed to reorganize my investments. Now, I’m on track to retire with around $4 million. Without that guidance, I doubt I’d feel as secure about my financial future as I do now
I usually steer clear of recommending specific people because financial needs are so personal. But I can say that working with Emily Ava Milligan has made a world of difference for me. I noticed her strategies are tailored to fit personal goals and make sense for different needs. It might be worth exploring to see if her approach resonates with you.
Thanks Mate, the sad truth is that no one has a clue, we all react to what happens as it happens and try to analyse it but can’t predict an iota of what is going to unfold in the markets… content creators are like amplifiers, when times are good they affirm it and try to tell you why it’s good and that it’s looking bullish but then all of a sudden the market turns bearish and everyone affirms it again and try to analyse why… it’s so sad that many are so powerless and it's not about guessing the market's next move; it's about playing it smart and steady during trading...managed to grow a nest egg of around 2.3Bitcoin to a decent 19Bitcoin in the space of a few months... I'm especially grateful to Linda Wilburn, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
In a field as rapidly evolving as cryptocurrency, staying updated is crucial. Linda’s continual research and adaptation to the latest market changes have been instrumental in helping me make informed decisions.
The same high-yield potential exists in both bullish and bearish situations; what matters is how information and technique are used. Not neglecting professional advice.
What impresses me most about Linda is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades.
I wish I would like this video twice. Fantastic discussion. I've been thinking about this for months and months now. And I gained several insights from this video.
Thank you for your videos mate.. . Crypto education is what the world needs the most right now. I don’t think that buy and hold is a valid investment strategy anymore. Not too diluted and to a degree, follows Sophia’s trading ideas and signal tips for your portfolio growth and aggressiveness. She is a woman who has not only taught me what the cryptocurrency trading world looks like but a secret to uplift my finance. Buying crypto and waiting for the price to shoot up is not the best way to invest in the market but buying and trading is. Sophia Haney’s trade signaIs does the heavy lifting, generating competitive returns for crypto traders and investors in the form of money and peace of mind. Time in the market vs. timing the market. If you keep that mentality as an investor, you will stay calm during the storm! Within some months I was making a lot more money and have continued on that same path...
Can't share much here, I take guidance from ‘Sophia E Haney’ a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience…
This is a poor analysis. For many reasons. But let’s just take the “overvalued” narrative. Whether or not you agree with it, citing the Shiller PE and then moving on is just bad logic. The equal weight TTM PE is 18. The tech bubble was far more overvalued, and those companies showed little to no earnings. The NASDAQ rose 99% in 1999. AI is absolutely bringing money in. Palantir is an AI company. The Schiller PE is next to useless outside trying to judge market tops, which is next to useless. Why would we care about Nvidia’s earnings ten years ago? Literally useless. There is literally zero comparison when you look at the facts. Another example-Google. You bring it up as if it’s a matter of valuation, when it’s FAR more nuanced. They’re under monopolistic scrutiny and people are waiting to see if chat gpt will eat their lunch. The entire episode is a stretch of tepid, diluted nothing.
I find the comparison to the Dotcom bubble far-fetched. A hype always looks the same, whether there’s substance behind a product or not. But AI has much more potential and real-world utility, and since we’re in the technology age, that’s not going to change in the coming decades. Nvidia builds hardware and invests billions in research and development. That’s not what a bubble looks like.
The japanese stock market in 1989, you would not have been back as a passive investor to old valuations until this year. Always buy is horrible advice imo
![เปิดบ้าน นาราเครปกระเทย 1 ไร่ ขายขาดทุนหลัก10ล้าน เอามาใช้หนี้!!! l [Nickynachat]](http://i.ytimg.com/vi/0jz84VFWVP4/mqdefault.jpg)
I'm just starting to invest for the first time. I’ve been hearing mixed opinions, and I’m starting to wonder: does asset allocation even matter early on? Especially with ETFs and index funds tracking the broad market, I've heard they can include underperforming stocks that might drag down overall returns. Am I overthinking this, or should I be more selective?
Yes, absolutely.
The biggest decision you’ll face as an investor is asset allocation-how much you put into stocks, bonds, alternatives, or cash. Each of these has different risk and return characteristics, and since you’re probably younger and just starting out, you might be more open to taking on some risk.
For instance, you could open your Roth IRA and fund your 401k but keep the deposits in cash if you're uneasy about market risks. They’d be protected from losses, but growth would be minimal. That’s also part of your asset allocation.
I’m approaching retirement myself and had similar concerns. I started investing much later than most, and just relying on ETFs to compound wasn’t enough for me. It wasn’t until I worked with a financial advisor that I managed to reorganize my investments. Now, I’m on track to retire with around $4 million. Without that guidance, I doubt I’d feel as secure about my financial future as I do now
I’m trying to figure out the best approach for my portfolio. How did you find your advisor? I feel like I need that kind of guidance
I usually steer clear of recommending specific people because financial needs are so personal. But I can say that working with Emily Ava Milligan has made a world of difference for me. I noticed her strategies are tailored to fit personal goals and make sense for different needs. It might be worth exploring to see if her approach resonates with you.
Thanks for that. I did a quick search and found her page. I was able to email so I sent over a few questions to get more info. Appreciate you sharing
Thanks Mate, the sad truth is that no one has a clue, we all react to what happens as it happens and try to analyse it but can’t predict an iota of what is going to unfold in the markets… content creators are like amplifiers, when times are good they affirm it and try to tell you why it’s good and that it’s looking bullish but then all of a sudden the market turns bearish and everyone affirms it again and try to analyse why… it’s so sad that many are so powerless and it's not about guessing the market's next move; it's about playing it smart and steady during trading...managed to grow a nest egg of around 2.3Bitcoin to a decent 19Bitcoin in the space of a few months... I'm especially grateful to Linda Wilburn, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
Linda Wilburn program is widely available online..
In a field as rapidly evolving as cryptocurrency, staying updated is crucial. Linda’s continual research and adaptation to the latest market changes have been instrumental in helping me make informed decisions.
Nice, I was just hodling before I found Wilburn. In my opinion she is the very best out there.
The same high-yield potential exists in both bullish and bearish situations; what matters is how information and technique are used. Not neglecting professional advice.
What impresses me most about Linda is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades.
I wish I would like this video twice. Fantastic discussion. I've been thinking about this for months and months now. And I gained several insights from this video.
Great video guys
Offset mortgage, using emergency fund money is king. Glad to hear that's what you do
Thank you for your videos mate.. . Crypto education is what the world needs the most right now. I don’t think that buy and hold is a valid investment strategy anymore. Not too diluted and to a degree, follows Sophia’s trading ideas and signal tips for your portfolio growth and aggressiveness. She is a woman who has not only taught me what the cryptocurrency trading world looks like but a secret to uplift my finance. Buying crypto and waiting for the price to shoot up is not the best way to invest in the market but buying and trading is. Sophia Haney’s trade signaIs does the heavy lifting, generating competitive returns for crypto traders and investors in the form of money and peace of mind. Time in the market vs. timing the market. If you keep that mentality as an investor, you will stay calm during the storm! Within some months I was making a lot more money and have continued on that same path...
Can't share much here, I take guidance from ‘Sophia E Haney’ a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.
Use her name to quickly conduct an internet search.
SHE’S MOSTLY ON TELEGRAMS APPS WITH HER NAME.
Sophiahaney she’s verified
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience…
A company with a market cap of 3 trillion is unlikely to become a 10 bagger.
Unlikely but out of 500 companies some are bound to.
Happened to microsoft when 100bn was astronomical
Simple just keep cash
Brandon is a head and hands only.
Thanks❤
I didnt watch the video. But my answer is to do nothing special.
R/Boggle heads
😊🙏👍
The index is overvalued and around 10 tech stocks, this is not an over exuberant market what so ever.
False bud
@@Username_CC_ no it’s not false.
Timestamps would be good in future :)
Yes, it will dramatically boost subscribers amount 🎉😊
fr
Do very little is the normal course of action
This is a poor analysis. For many reasons. But let’s just take the “overvalued” narrative. Whether or not you agree with it, citing the Shiller PE and then moving on is just bad logic.
The equal weight TTM PE is 18.
The tech bubble was far more overvalued, and those companies showed little to no earnings.
The NASDAQ rose 99% in 1999.
AI is absolutely bringing money in. Palantir is an AI company.
The Schiller PE is next to useless outside trying to judge market tops, which is next to useless. Why would we care about Nvidia’s earnings ten years ago? Literally useless.
There is literally zero comparison when you look at the facts.
Another example-Google. You bring it up as if it’s a matter of valuation, when it’s FAR more nuanced. They’re under monopolistic scrutiny and people are waiting to see if chat gpt will eat their lunch.
The entire episode is a stretch of tepid, diluted nothing.
I find the comparison to the Dotcom bubble far-fetched. A hype always looks the same, whether there’s substance behind a product or not. But AI has much more potential and real-world utility, and since we’re in the technology age, that’s not going to change in the coming decades. Nvidia builds hardware and invests billions in research and development. That’s not what a bubble looks like.
Look at any AI stock chart. They all have hockey sticks. That is not substainable. Caution is needed at this point..
@@SectorTrend Just hold it for 3-5 years 😅 Very simple.
Good input and views on the market as of now. Thanks guys!
Short
@@TheBigShort11 exactly 👍. Then on pull back buy gold stocks.
The japanese stock market in 1989, you would not have been back as a passive investor to old valuations until this year.
Always buy is horrible advice imo
Compairing apples to oranges
Aren't we entirely in the game of making predictions?
Who cares. Invest regularly and check back in 20 years
This is the way