USAPANG CREDIT CARD: Meaning, PROS & CONS, at Tips mula sa First Timer! (BPI BLUE MASTERCARD HOLDER)

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ความคิดเห็น • 86

  • @DavidAustria-c6b
    @DavidAustria-c6b 3 หลายเดือนก่อน

    Kakarelease lng ng cc ko, pero di k p naactivate, motivation for emergency puropses only.... Hopefully

  • @feologvfvlog4550
    @feologvfvlog4550 5 หลายเดือนก่อน

    Credit card ko kahit hindi ko ginamit at hindi ba activat bakit my annual fee bpi

  • @krispam2178
    @krispam2178 3 หลายเดือนก่อน

    Which is good bpi rewards, bpi amore cash back or bpi edge??. Kukuha sna po ako ng cc sa bpi. Which is better for new user?

  • @jovenlupan
    @jovenlupan 7 หลายเดือนก่อน

    Speaking og ninakaw o nawala ung credit card.. may lock card yan.. e lock para di magamit ang card.. e unlock pag gagamitin uli

  • @fabuleux6924
    @fabuleux6924 11 หลายเดือนก่อน

    Thank you for the tips po ❤❤❤ laking tulong po ng vlog nyo. Keep it up!!!

  • @johnpadernal5587
    @johnpadernal5587 10 หลายเดือนก่อน

    Paano po kayo makakuha ng temporay OTP PIN?

  • @jesusaoavenada3972
    @jesusaoavenada3972 4 หลายเดือนก่อน

    Sir ask q lang may cc aq pero di q na gamit... Pero last year pa to e nagamit q sia pero bayad namn na tapos di q nagagamit na tapos nitong sept 10 q lang nakita na may reward annual fee dw due date nia mismong sept 10 kaya binayad q ung pera q sa debit card, pero lam ko mag 1year ko plang ngaun kaya lang binayad q un nga lang nakalagay reward annual fee kaya lang binayad q na gamit debit card ok ba un?

  • @zelrontv9605
    @zelrontv9605 10 หลายเดือนก่อน +2

    pag nag apply po ba ng credit card need my maintaining balance ung account? Hindi pued iwithdraw?

    • @Jinraiblade
      @Jinraiblade 10 หลายเดือนก่อน

      Secured credit card po Yun. If nag apply ka through banks may option through regular way or through secured deposit

  • @joycemante3940
    @joycemante3940 7 หลายเดือนก่อน

    Pag nag babayad ako napupunta sa outsanding balance diko gets yung outstanding balance nayan firstime ko gagamit nng CC

  • @kzppop
    @kzppop 6 หลายเดือนก่อน

    Oo yan perks ng cc. Pwede humiram kpag in need tlaga. Pero as much as possible maganda ung no annua l fee na cc.

  • @junstark7143
    @junstark7143 11 หลายเดือนก่อน

    I received a call from BPI customer service offering a BPI Blue Mastercard. They said they send me one soon and i need to activate the card prior using it. Pero i realize I don't need the card. May cancelation fee po ba kapag nag request ng cancelation ng credit card? Or kung hindi ko ma activate yung card sadya ba syang ma ca-cancel?

    • @DarrellFreeTalks
      @DarrellFreeTalks  11 หลายเดือนก่อน

      Sa experience ko, wala naman mangyayare if di mo inactivate. Kaya wala ng cancellation fee or anything as long as di mo sya niactivate/ginamit

    • @junstark7143
      @junstark7143 11 หลายเดือนก่อน

      @@DarrellFreeTalks noted po. Salamat sa reply

  • @kristeljuezan9284
    @kristeljuezan9284 9 หลายเดือนก่อน

    Meron akong blue cc ng bpi di ko po sya ginamit/inactivate pero meron po g soa na may outstanding balance na 1550? Need ko po bang bayaran yun?

    • @DarrellFreeTalks
      @DarrellFreeTalks  9 หลายเดือนก่อน

      Itawag nyo na po agad sa BPI

    • @DarrellFreeTalks
      @DarrellFreeTalks  9 หลายเดือนก่อน

      Hindi po dapat kayo nagka SOA

    • @emceedaquil
      @emceedaquil 9 หลายเดือนก่อน

      Pag di ba ginamit ang cc mag babayad kpa din sa cc.?

    • @noctuanigrum
      @noctuanigrum 8 หลายเดือนก่อน

      Since we're in the same boat. Tumawag ako sa Support. Regardless na inactive yung card, need bayaran yung membership fee = 1550. Nabogus ako nung agent nag offer dati.
      So I suggest calling the bank at i-waive yung fee.

    • @crestalynverona9883
      @crestalynverona9883 8 หลายเดือนก่อน

      ​@@noctuanigrumpaano po i-waive yung fee?Thanks for answering

  • @crisdeluna4684
    @crisdeluna4684 3 หลายเดือนก่อน

    yun sken po kakadating lang 40k limit tas huhulugan q po for 3 yrs.. pano po halimbawa gumastos aq ng 3-5k in one month yun hulog q pa din po ba na 1,500 monthly pa din ang babayaran q ?

    • @Freya-jc1mr
      @Freya-jc1mr 2 หลายเดือนก่อน

      Yearly n yung 1500 n annual fee n yun

  • @plantita8884
    @plantita8884 7 หลายเดือนก่อน

    Gusto ko mag apply nyan kaya lng kulang requirements ko. Dti lng at brgy permit lng at i.d at proff bills lng meron ako. Hirap kya tuloy sa lending app nkakautang subra laki tubo nila

  • @abbyghia
    @abbyghia 8 หลายเดือนก่อน

    How to convert installment from straight payment?

    • @DarrellFreeTalks
      @DarrellFreeTalks  8 หลายเดือนก่อน

      Go to BPI Branch (customer service) then state your interest to convert it po. May charge lang na 550 pesos for termination of contract.

  • @itsmekj3325
    @itsmekj3325 11 หลายเดือนก่อน +3

    Kakakuha ko rin ng BPI Blue (now BPI Rewards), sad ngalang pumangit point system nila.

    • @DarrellFreeTalks
      @DarrellFreeTalks  11 หลายเดือนก่อน

      Aruuu

    • @marjoriegracebechaida6632
      @marjoriegracebechaida6632 10 หลายเดือนก่อน

      Delivery door to door po ba yan?

    • @itsmekj3325
      @itsmekj3325 10 หลายเดือนก่อน

      @@marjoriegracebechaida6632 yes, edi-deliver naman po yung card, kaso yung sakin ni request ko na branch pick up kasi lagi failed kay LBC ang delivery attempts.

    • @AbdulazizMinmen
      @AbdulazizMinmen 5 หลายเดือนก่อน

      Sir kong my nakalagay ba na outanding balance sa credit card automatic na kailangan un bayaran. Halimbawa myron nakalagay ng 1014.56. Ang nangyari kc sir nag loan ako sa kanila ng 80k. Ndi ako sinabihan nag offer saakn. Automatic mag kaltas c bpi sa deposit ko. So ang ginawa ko nagbayad ako ng 4300. Din nagpunta ako sa bpi agad. Kc ung binayad ko napunta sa outanding balance ng credit card ko. Tapus sabi saakn ng lalaki gagamitin ko daw un. Pang grocery . Tama ba un sir ihope masagut mo tanung ko sir. Kc takut ako kc nasa Saudi ako ngaun. Baka pag uwe ko dami ko utang sa bpi ​@@DarrellFreeTalks

  • @marjoriegracebechaida6632
    @marjoriegracebechaida6632 10 หลายเดือนก่อน

    Hi po ask ko lng. Nag apply kami ng Blue card ng credit card ni bpi. Panu po un idedeliver po ba yun or kami kkuha sa bpi branch? Tia

    • @DarrellFreeTalks
      @DarrellFreeTalks  10 หลายเดือนก่อน

      Dedeliver po sainyo. Pag di nyo na receive, pick up nyo po sa branch after 3 attempts

  • @fahadviewsvlog4511
    @fahadviewsvlog4511 6 หลายเดือนก่อน

    idol maganda ba mag apply nang credit card sa online na kahit wala akong acount sa BPI.

  • @3ksvlogkethankatrienekhend746
    @3ksvlogkethankatrienekhend746 8 หลายเดือนก่อน

    Hello. May I ask kasi bago lng ako nka kuha ng blue mastercard din sa BpI. And my limit is 15k. Taz nagamit ko na cya. Almost 14500 na ata. Din yong billing date ko is june 14 pa. Peru gsto ko sanang bayaran sa end of may. Possible lng po ba yon? Na wala akong inyerest na babayaran? Kasi kumuha ako ng statement of account ko taz wla pa nka state kng magkano lahat yong babayaran ko po. Sana masagot. Salamat po

    • @DarrellFreeTalks
      @DarrellFreeTalks  8 หลายเดือนก่อน +1

      Hello, check mo sa BPI Mobile app mo if meron dun na nakalagay na "outstanding balance." Pag may ganun sa baba non may option na pay card or pay bill. Ayun bayaran mo na. Tas after 2-3 days posted nayan.
      Di ako sure pero basta naman advanced ka nagbayad at hindi naka installment yan. Wala namang interest

    • @shevamariecruzgabriel6355
      @shevamariecruzgabriel6355 4 หลายเดือนก่อน

      Sir ​@@DarrellFreeTalks paano po pag nagbayad na sa gcash binayaran po yung outstanding balance.. ganun pa rin po ba siya hindi naalis sa outstanding balance kahit bayad na po? Salamat

  • @mirenzmirenz3798
    @mirenzmirenz3798 7 หลายเดือนก่อน

    Yang bpi petron credit card pde din gamitin yan sa pag bili ng appliances and groceries?

  • @cristymcforest
    @cristymcforest 4 หลายเดือนก่อน

    Hello po , tanong ko lang if di mo naman na activate yung cc mo may babayaran ka pa rin po bang annual fee?

    • @vienm.486
      @vienm.486 3 หลายเดือนก่อน

      Yes daw po. I asked that too. Baybayaran padn ung annual fee

  • @badongbuddy4310
    @badongbuddy4310 11 หลายเดือนก่อน

    Thanks sir sa tips. 😊

  • @marjoriebelen2692
    @marjoriebelen2692 6 หลายเดือนก่อน

    Nag offer sa akin BPI platinum rewards. 165k maximum,
    Di ko pa na activate , natatakot kasi ako mag kautang haha.. ano advice mo gamitin ko na ba to pang groceries?.

    • @DarrellFreeTalks
      @DarrellFreeTalks  6 หลายเดือนก่อน

      @@marjoriebelen2692 oks naman sya sir pang grocery. Haha at least nagkakapoints ka din pambili ng ibang bagay. Pero kayo po? If sanay naman kayo sa finances, why not?

  • @harryantoni6819
    @harryantoni6819 7 หลายเดือนก่อน

    Paano gmitin sabihin po ba sa merchant na installment po

    • @DarrellFreeTalks
      @DarrellFreeTalks  7 หลายเดือนก่อน

      Yup. Pag nag aaccept sila installment

  • @mariaangelican.alvaro864
    @mariaangelican.alvaro864 6 หลายเดือนก่อน

    Hi sir inoffer lang sakin ni bpi ang cc pero after ilang araw na mareceive ito sumunod naman yung rewards card. Ngayon nalilito po ako if active po ba or hindi ito kasi diko naman po ginamit pareho . Meron akong debit card kaya naviview ko yung card control sir and sa debit card lang may nakalagay na active sa cc naman wala at sa rewards card naman po pending activation nakalagay ano po kaya ibig sabihin non?

    • @Renedoj
      @Renedoj 4 หลายเดือนก่อน

      Hindi yan active kasi hindi pa activated. Pero after 1 year from the day na di diniliver yan sayo eh, may babayaran ka na ₱1.5K annual fee kahit di activated.

  • @BonHarveyDato-on
    @BonHarveyDato-on 10 หลายเดือนก่อน

    magkano maintaining balance ng bpi bluecard credit card?

    • @DarrellFreeTalks
      @DarrellFreeTalks  8 หลายเดือนก่อน

      Maintaining balance? For Debit card lang po ata yon.

  • @heyimhoben
    @heyimhoben 8 หลายเดือนก่อน

    Sobrang meaningful thank you

  • @reggieportes5035
    @reggieportes5035 8 หลายเดือนก่อน +1

    Hello po first timer po. Bpi rewards po. May Cash advance limit po ibig po bang sabihin pwede po ma withdraw? Thank you

    • @DarrellFreeTalks
      @DarrellFreeTalks  8 หลายเดือนก่อน

      Sa experience ko triny ko mag withdraw pero di ma withdraw kasi may PIN. Need pumunta sa bpi branch para hingin yon if mag cacash advance ka

    • @marjoriebelen2692
      @marjoriebelen2692 6 หลายเดือนก่อน

      Usually sinisend Yung PIN for cash advance.

  • @Kobrador
    @Kobrador 7 หลายเดือนก่อน

    Hi boss. Inoofferan ako ng bpi ng credit card tsaka loan. Ang problema ko ang layo ng branch ng kinuhaan ko ng bpi card. Nasa probinsya na ako. Pwede ko ba i-claim o i-apply yung credit card sa nearest branch?

    • @DarrellFreeTalks
      @DarrellFreeTalks  7 หลายเดือนก่อน

      Hindi pwede ichange address yon eh. Reapply mo nalang sa nearest branch sa inyo

    • @Kobrador
      @Kobrador 7 หลายเดือนก่อน

      @@DarrellFreeTalks kakatapos ko lang mag research ulit boss. Pwede ko pala i-update address ng card ko. Punta lang ako nearest branch. Ang nasa option ko kasi online kaya di ko ma-proceed yung application is yung 2 delivery addresses ko eh malayo kung nasan ako ngayon.

    • @Lloyd-HCMI
      @Lloyd-HCMI 6 หลายเดือนก่อน

      ​@@Kobrador Same case tayo sir.. hindi ko nareceive yung package sa LBC kasi nasa manila na ako. Try ko puntahan sa Manila branch ng BPI if pwede ba sya mkuha if ma return na yung package galing LBC

    • @Kobrador
      @Kobrador 6 หลายเดือนก่อน

      @@Lloyd-HCMI tinawagan ko yung number nila boss. Nakausap ko ahente at sinabi ko na kaya di ako maka-apply online dahil malayo ako sa 2 delivery address na nakalagay sa online bank ko. Sinendan nya ako ng form sa email. Nag apply ako gamit yung form via email. Ok na sya kanina lang. Di na ako pinapunta ng banko dito.

  • @RusellerButon
    @RusellerButon 8 หลายเดือนก่อน

    Ask ko lang po sa credit card sa BPI Hindi pa activated pero nagkaroon na ako ng balance na 1550? Annual fee ba yun ?

    • @DarrellFreeTalks
      @DarrellFreeTalks  8 หลายเดือนก่อน

      Baka po. Itawag nyo po sa BPI Hotline to cance

    • @RusellerButon
      @RusellerButon 8 หลายเดือนก่อน

      @@DarrellFreeTalks may number po ba kayo?

    • @judyreyes1468
      @judyreyes1468 6 หลายเดือนก่อน

      ​@@DarrellFreeTalksnapapawaive po ba ang annual fee? O may spend limit?

  • @Sakura-un5fs
    @Sakura-un5fs 7 หลายเดือนก่อน

    Hi. Ask ko lang po, bago lang kasi ako mag ka BPI CC. Tapos ginamit ko na yung e credit by May 16. Kelan po kaya due date nun? Wala kasing nalabas na statement date.

    • @DarrellFreeTalks
      @DarrellFreeTalks  7 หลายเดือนก่อน

      Hi, doon sa envelope kung san nakalagay cc mo, nakalagay dun ano statement date nyan. Tas yung due date estimated na 15 days-20 days after ng statement.
      Example: Statement June 15, Due date July 4

  • @jeraldesperida1
    @jeraldesperida1 8 หลายเดือนก่อน

    Anu po ibig sabihin ng branch endorsement sa cc?
    Maaapprove po ba yan?

  • @jerecmanaig6774
    @jerecmanaig6774 6 หลายเดือนก่อน

    Balak ko po kumuha appliance gamit CC, tas plan ko hulugan sya in 4 months may interes po ba un?

    • @DarrellFreeTalks
      @DarrellFreeTalks  6 หลายเดือนก่อน

      @@jerecmanaig6774 3 6 9 12 months lang po options nyan. Wala po basta di kayo malelate ng bayad

  • @fahadviewsvlog4511
    @fahadviewsvlog4511 6 หลายเดือนก่อน

    galing mo magpaliwanag idol salamat po.

  • @FlorabelleAlcaraz
    @FlorabelleAlcaraz 8 หลายเดือนก่อน +2

    Pano malalaman kung kailan kabayaran..kung nakapag avail aq Ng may 8...June 8 Po ba first payment non?

    • @DarrellFreeTalks
      @DarrellFreeTalks  8 หลายเดือนก่อน

      Ito yung di ko sure pero kareceive ng credit card, naka indicate dun yung due date mo

  • @rolandocauntoy4803
    @rolandocauntoy4803 8 หลายเดือนก่อน

    Automatic po nang babawas sa savings account mo kapag May Hindi kapa nabayarang remaining outstanding balance sa cc blue? Sana po masagot

    • @DarrellFreeTalks
      @DarrellFreeTalks  8 หลายเดือนก่อน

      Hindi po. May option kayo na i-auto deduct siya pero by default. Hindi siya babawasan.

    • @rolandocauntoy4803
      @rolandocauntoy4803 8 หลายเดือนก่อน

      @@DarrellFreeTalks saan ko po makikita Ang option na yun sir?

    • @Tracy176
      @Tracy176 8 หลายเดือนก่อน

      Pnta ka sa branch. Papipiliin ka kung autodebit or minimum amount

    • @jerandramos1042
      @jerandramos1042 7 หลายเดือนก่อน

      pano po kung dipo nagamit kumuha ka ng credit card pano yun my bayad ba kuya pasagot po

  • @Dpageantbuff
    @Dpageantbuff 11 หลายเดือนก่อน

    Ang cute mo po