@@redwolfexr What if she has no assets? Then you have a judgement that is good for nothing but wiping your ass with. Even if she has assets, you get a judgement, now what? She just refuses to pay. Now you are paying more legal fees to go back to court. She'll make a payment agreement, maybe make a couple of payments, and then default.
@@joecummings1260welp if she did this behavior before they could seize whatever she stolen as a start and it would put a end to what she doing. Also if she has a job they can siez that as well. If she has property most likely she does unless taking a cab to get to those locations seize that too
For those that don’t know, this woman has been brought up on charges since this story aired. Her claim of not knowing about the property not being in foreclosure was apparently a lie.
Obviously. That's not how foreclosures work. You have to buy it. From the entity that foreclosed on it and is now the owner. You don't just file paperwork and get free property because "abandoned".
Yeah this is a pretty clear case of fraud. Even her excuse would have been an example of fraud. She said something like that she only does this to properties she believes are abandoned but lying on government forms to make monetary gain is quite literally a definition of fraud.
Foia request the cameras from the deed office. Get her photo out so everyone knows who she is. Basically the deed office is going to let her continue to do this. If you can afford an 8 mil home, you can afford a lawyer. Imagine how senior citizens on social security feel. The police evict them for these thieves. If the deed office has no legal requirement to verify anything, close them down. File deeds direct with the tax office.
Hey they can't steal the Deeds from from middle-class housing because the middle class can't afford the American dream our grandparents got. Low income middle income housing is owned primarily by corporate entities, real estate agencies. It's a lot harder to steal the Deeds from a real estate company. Those "homes" are not worth stilling their deeds due to the rollbacks on regulations & America 3rd World country housing. ANYTHING built after the 1970s but a cheap construction project. Built with materials not suitable compromising the home any relatively short time. Home structures become compromised with cheap labor inantique material that is susceptible to mold growing & spreading unseen creating a BIOHAZARD that is unsuitable for housing. Causing severe illness and Rapid Aging in the occupants. Morgellons is just black mold exposure. It's a made-up Disease by the government to cover up people who are getting sick and dying due to pollution and the quality of living. Homes built after the 70s is nothing but a big giant mushroom especially if it has carpeting. People are literally breathing in enrolling in billions of poisonous spores and don't even realize it. American Home inspectors are a joke. °~•.☆.•~° You let the little fish die they're going to come after the big ones. Not even the wealthy are able to keep the American dream taken from them. °~•.☆.•~°
It's how they make $. Their job is to get and keep you in the system. Governments are nothing but a business. They are the crooks. It's why they seek office in the first place. It'll never change until the people change it which means it will never change but only get worse.
Cause at this point Imma sue the state, I want all of my money back for having to pay for lawyers and paperwork. Point blank, and some law needs to be put in place. That’s why cases like that exist so that people can sue their states and get laws and requirements put in place because there’s no reason why this is happening anywhere.
He just has to call the local prosecutors office to have her charged with felony fraud. At that time, a judge can order her illegal paperwork be removed ..............at no cost to him. Have her arrested, period. How many others has she done this to?
Notice how the government could do nothing to help this homeowner, but they IMMEDIATELY notified the tax department so that HE could continue to pay the property taxes!
Yes! Once changed the address for my car registration. RMV never informed town. Town sent tax bills to wrong address for years. But, when it came time for interest and fines, miraculously, they found me!
@@jumpman366 Yes I did. The RMV begrudgingly wrote a letter to the town, explaining it was their mistake. If it has been the other way around, penalties, threats, interest... Incredible arrogance when you deal with state and local bureaucrats where I live.
So let me get this straight. To register a deed, no verification or documentation is needed. But to reverse the fraud, you require millions of documents and then they verify.
Guilty until proven innocent is how our American Justice system works lately. Like when a woman reports a sex crime. She ALWAYS has to prove she wasn't guilty in wanting it. In a LOT of cases the woman ends up being jailed and forced to sign a document of a false statement.
She claimed the property but not the tax bill. And if its in foreclosure then it's usually owned by the bank. You can't just say it's yours. She's only volunteering to do these things bcse he filed a police report and he's not letting it go.
If the property is in foreclosure, the bank or finance company takes over a sells it . She BELIEVES by law you can claim abandoned property . What kind of scam is this ?
Well if people were aware of the theft that took place at the time of signing for what you call a mortgage you would be outraged. Do your research, someone owes you thousands.
Around 3:31, it's mentioned that the house was listed as a foreclosure. Dawn Magnum claimed the property but stopped paperwork once she realized there was a mistake in the listing. She literally purchases and restores foreclosures. The reporter didn't do a good job highlighting that part.
@@csmm7504I would think the the listing agent would or should be on the hook for this. They are the ones who listed it as a foreclosure. I agree about the reporting on this. They just glazed over this little detail- which is a huge detail imo. This is crazy.
It does if you are a lawyer. It means more business. Who writes most of these laws? Ever hear of lobbyists? The government on almost every level creates nuisance laws that benefit the ABA.
Start with your local politicians and demand the County changes. This can be done everywhere. I always tell customers to ask if they have an alert notification when someone is requesting to make changes to your deed.
The best move this gentleman made was getting this published on the news. He should definitely start publishing, bad publicity for real-estate brokers and title companies, and whoever else is involved in verifying that deeds are indeed secure.
It’s not the broker or title company’s job to make sure the deed is secure in a typical transaction. It sounds like the lady didn’t go through anyone but simply went straight to the register of deeds office and presented some phony paper and claimed ownership smh
They just record. They have no responsibility to verify if the documents are not forged, just that they are filled out correctly. If you don't like it, then you will have to get the procedures changed at the county and hire more people to do investigation. The system as it is now usually works pretty well until someone tries to pull a scam like this lowlife. What needs to happen is that the prosecutor needs to take property crime like this more seriously and prosecute. That is their job.
Dawn Magnum is a crook. And what exactly is the Wake County Registrar's Office there for? It doesn't seem they even do the bare minimum to protect homeowners.
@@Monokhs it would be a prima fascie case that would result in forcing the state to admit fault and developing a law or policy to mitigate this from happening again. The government by rule cannot and should not deprive lawfully abiding citizens of liberty, rights, property or freedoms in their abiding by its laws, thus if a law abiding citizen is deprived there needs to be remedy and appropriate justice.
I have a neighbor who's currently being screwed similarly. A property investor gave him a good faith payment for an upcoming land purchase, then used the signatures on the documentation to fabricate a fraudulent quit-claim deed. This was done WITH assistance from Judge Wayne Money and a Notary. Good luck untangling these messes if you don't have very deep pockets.
I don't get how this is not criminal. The woman knows you can't just "claim" property you think is abandoned and, even if it was in foreclosure, that means some financial institution actually owns the house. Either way, she submitted BS paperwork to try and steal this guy's house and she should be prosecuted.
It IS criminal. But the government clearly doesn't care to prosecute it. They want you to waste your money fighting it and make it a civil instead of criminal matter.
Crooked clerks. I've done a bunch of work in the torrry pines lodge kitchens.. both kitchens in the lodge itself.. are full of roaches. . Rats... black mold. The plumbing is in horrible shape. I literally took a cocaroach shower there, opening a drop ceiling. All of the old prestigious restaurants are like this. To big to fail.. people refuse to believe it. County inspectors just look the other way. County is crooked... money is all that matters in the end.
Mangum, who attempted to list Adams’ home for sale at $4 million and later claimed that she thought the house was abandoned, surrendered to police on a charge of attempting to obtain property by false pretense. However, North Carolina law does not allow the Register of Deeds to void Mangum’s fraudulent paperwork, which was approved without verification. Even if she is convicted, Adams needs to go through an expensive civil court process to correct the record and legally regain his deed. - whaaat daaa fuq america!
As much money as I have paid to lawyers of the years to do title searches, closings and bullshit title insurance….this proves that it is all part of a legal racket.
Yep. All the documentation in the world, big chunk of cash for title search and insurance and this happens all the time. The thing I love is that when it happens the homeowner is told that they are out of luck instead of the people at the mortgage company that were the ones that got duped.
@@girlygirl1890 no, she didn't "pull a deed," she filed a new deed, just like anyone can file any document at pretty much any registrar in America. What she did was fraud and has now been charged with a crime.
Anyone notice that Wake county kept the tax end in his name so they can still get the taxes from him while they let someone try to steal his house. Glad she ended up charged.
@@misstriciaskitchen8640"as soon as"? Someone could falsely gum up legitimate transfers. A court needs to get involved. The guy still has physically possession of his house; the sheriff will not kick him out without a court order. All roads here lead to a judge. Relax.
Outrageous. Why buy a home? If someone wants to steal it they do this, or squat. All these are ridiculous. If you pay takes and bought the place or are paying on it that should mean it is without question yours. A deed should never be allowed to be changed in that manner. No questions, not their responsibility to check? Ridiculous.
Six points of ID for a driver’s license but give the farm away without substantial investigation and documentation. Absurd and preposterous! She should go to prison straight away! Maybe needs a court order to file a new deed , instead of the other way around. And DID THE HOME LOOK FORECLOSED ON? Really?
@@tammyplourde2859 exactly. How would she know without an inspection. Where’s the inspection work. You can easily see that house is in excellent condition. Even the lawn is up kept lol
First, I call complete and utter BS on her excuses. Even IF the property WAS in Foreclosure, that still doesn't give her the right to transfer the Deed into her name. She can only do that if she bought the property from the institution holding the loan. She was just trying to steal a property. This is an old trick we see it a lot in Florida where people have retirement homes that they don't stay in year round. She's just a Grifter.
Wake county registrar office “is not required to verify the legal validity of the deed when it is presented for registration,….” Then what the heck they are good for? A robot can take over their job.
Some places the police do get involved. A woman I used to work with made up bogus documents transferring a home to herself, filed them with the clerks office and then took out a second mortgage. She planned to make this a short term deal and transfer the house back to the original owners but whatever means she thought she was going to have to pay this back quickly fell through and she was unable to pay off the second mortgage and change the paperwork back to the proper owner. When property tax time came around the owners of the home realized they had not received a property tax bill and called the local clerks office to inquire as to why. The clerks office said their records showed that they no longer owned the house. At that point the jig was up and to make a long story short, the police got involved and my former co-worker went to prison for fraud.
This is criminal theft of property. He should not need to hire a private attorney. The Prosecutor should be bringing charges against the perpetrator and prosecuting them criminally.
I live in Michigan and this happened to my family. Thank goodness we were able to get our home back. The lady received probation & community service as punishment. Homes are being stolen all over the Country.
Good for you, I got misdemeanor (initially they wanted to go to therapy, pay hundreds in fees, and do community service) for walking in my neighbors property a duplex next to mine; they wanted to drop charges but they said that, the police, the district attorney have started the process…..they are hypocrites, low iq,, their system is a joke, they’re clowns, they’re costing everyone tax payer money. Tampa Police Department are made up of morons who should be replaced with ai drones in the next decade or so hopefully.
See that’s the problem right there. These people will throw an 80 year old to the street after stealing their lifelong home. “Probation” does not scare them.
@@rogersmith7808 Probably not even if they didn't. However, it would perhaps incite change since this is hardly the first time this has happened and is a grss misjustice and miscalculation on part of the process. We have to show proofs to obtain license, a library card for goodness sakes. That they dont have a verification process for something so substantial is frankly bogus.
Exactly... Even if it was foreclosed on how does that give her the right to do this? They need to fix this process because clearly people are taking advantage of it.
The real story is how many times has she fraudulently done this. If the house was in foreclosure then the bank has a right to the house not some random person. How stupid are the people at the county.
I owned a real estate company and I think the listing broker / agent should be liable for at least the legal fees for erroneously list the property as a foreclosure.
An ad is not a legal document and also there was no purchase agreement so the woman committed fraud because if it’s foreclosure that mean she has to buy the house from the bank because the bank owns/sieze the property.
@@StrawberryPeach707 it was an accident, usually when someone has a foreclosure (they didn’t pay mortgage or taxes) anyone can pay what the original homeowner owed (taxes) or pay way less than what a property is worth (mortgage) and they take over as owner of the property .. it’s easy money if you do the homework on the properties
A forged deed conveys no title. Case closed. Yes, you have to have a lawyer file a quiet title case. You might have title insurance that would cover it. $8,000 on a $4 million dollar house, that's one mortgage payment.
@@Johnny.Natural The property was never in foreclosure. He has been living there making mortgage and property tax payments for years. The criminal that stole it said she "thought" it was in foreclosure and said she will return the property since it is not in foreclosure.
@@Johnny.Naturalyou know who owns the property if it is foreclosed on? The bank. Ever try stealing from a bank? Thought not. It doesn’t matter if it was or wasn’t foreclosed on it’s not a free property up for grabs. The way foreclosures work is in a default scenario the judge will order the foreclosure, which is then followed a sheriff’s sale. Sometimes it’s an open bidding and others it’s a closed bid and more often then not the bank buys the property back and will list it for sale. At no time is that property free for whoever files a piece of paper.
Whose mistake was it to list the property as a foreclosure? The listing company? Then they should be held responsible for the legal costs, along with the fraudster. Where I am, the mortgage lender owns the property once it goes to foreclosure. They get the money for a sale. I'm wondering how this fraudster managed to claim the property as abandoned? Property taxes were being paid so how does that equate to 'abandoned'? Wondering if someone in the deed office is in on this type of scam.
@@smitch1793exactly and if it’s not in foreclosure she stole from the seller as well. I’m not an attorney but even I can see fraudulent act she committed
@@smitch1793Because in a foreclosure, the owner will still owe the mortgage debt, but not have access to the property. The whole process seems corrupt and criminal but I guess is legal. Hence her boldness in theft with no expectation of repercussions and the convenient “my hands are tied” excuse from the government officials who followed the non-existent protective laws that govern homeowners. Apparently this person can take this house right from under his nose. It’s a free-for all disguised as good business.
I believe the county and state governments that have allowed these atrocities need to pay and represent. They have allowed this application of theft to occur. Definitely not an accident. They have assisted and embedded criminals, causing serious crimes to go unaccounted for. Other states and authorities have stepped in and stopped these crimes.
So they can help the thief steal your property, but they can't help the rightful owner get it back??? This seems like an EASY win for any politician that wants to look good. 1. Fix this man's situation, 2. change the law such that you have to actually verify someone owns the property they claim they own. It would have taken no more than a minute to determine this woman had nothing giving her right to the home.
The Graceland debacle gave a lot of people ideas. Plus Dawn Mangum, foreclosed property still has an owner and isn’t just “abandoned.” There’s still a victim, the bank who the mortgager didn’t pay and whose money is responsible for the property purchase. Her responses are asinine.
Update for you all: A Louisburg woman has been charged with filing a fraudulent deed against a high-end home in Raleigh. 5 On Your Side previously reported that Dawn Mangum's name was listed on a deed recently filed with the Wake County Register of Deeds. However, that home is owned by Dr. Craig Adams, a local dentist. Adams said he's never met Mangum, and she has no claim to his home. Late Monday afternoon, Mangum surrendered on a charge of attempting to obtain property by false pretense. Warrants say the 30-year-old Mangum tried to "knowingly and designedly, with intent to cheat and defraud" obtain Adams' home by filing a false warranty deed against the property. Mangum is being held on $100,000 bond and is due in court on Tuesday. You can probably guess how she looks.
@azo5000 Let me guess, she looks like the bankers at Lehman Bros, Merrill Lynch, maybe Wachovia, AIG, no maybe Goldman Sachs or Washington Mutual? Maybe like the Wells Fargo execs and managers promoting the opening of unauthorized accounts. Nah silly me she's not capable of trillions in fraud and bailouts
@azo5000 Let me guess, she looks like the bankers at Lehman Bros, Merrill Lynch, maybe Wachovia, AIG, no maybe Goldman Sachs or Washington Mutual? Maybe like the Wells Fargo execs and managers promoting the opening of unauthorized accounts. No, silly me she's not capable of trillions in fraud and bailouts
This fraudulent activity shouldn't be allowed to happen. The rightful owner shouldn't have to put up with this nonsense and shouldn't have to spend 1 penny to have this BS corrected. WTF!
Our country is in shambles. No changes to property ownership should be made without consulting the owner on record. If they say the change is not valid and is fraud, then it's up to the one requesting the change to go to court and prove that the change is valid.
He should get that lawyer, but use the lawyer to sue the city/state for that mistake. Just because they claim they aren't liable doesn't mean they aren't.
So what this fraduster did is look for foreclosure listed properties and just forged left snd right with a warranty / quick claim deed to steal the proeprty. Then no recourse even if its fraud. Scary.
When i was like 12 or so I was hanging out with a friend at his house. They rented a trailer behind an old late1800's house that the rear of the second floor had collapsed. We crawled all over that old house. We pulled up the huge vent in the foyer floor and found an ancient cigar box with the deed to the place, several 1800s silver dollars, and some other things. We gave it to my friend's dad. Found out years later he sold the property. The rightful owner was in a home in her 90s. I always felt bad for that.
Start claiming lawmakers’ homes and property in the same manner and see how fast the law changes 😂
A 1000% YES!!! That’s clearly the only way these politicians will actually do something to stop this madness.
Someone should call dibs on Nancy Pelosi's home, and Bob Menendez's home.
You got a point
Exactly !!
Excellent idea !!!!
Tons of paperwork to buy a home, but virtually none to steal it. Madness.
Most accurate statement I’ve read all day.
Amen
all by design
Well, that's kind of the point of stealing
That is for your mortgage to give you money, but not for the actual house! Actual house you transfer just by making new record under oath !
Why does he have to pay thousands in court fees to get it reversed but she didn’t have to do a damn thing to change the deed??? Disgusting 🤢!!!
At the very least she should have to pay for a criminal defense lawyer.
It's a crime what she did, just as someone steals your car and wrecks it your not getting your car back with cash to repair it from the criminal.
you sue for damages including the legal fees. So technically it doesn't cost anything other than time.
@@redwolfexr What if she has no assets? Then you have a judgement that is good for nothing but wiping your ass with. Even if she has assets, you get a judgement, now what? She just refuses to pay. Now you are paying more legal fees to go back to court. She'll make a payment agreement, maybe make a couple of payments, and then default.
@@joecummings1260welp if she did this behavior before they could seize whatever she stolen as a start and it would put a end to what she doing. Also if she has a job they can siez that as well. If she has property most likely she does unless taking a cab to get to those locations seize that too
For those that don’t know, this woman has been brought up on charges since this story aired. Her claim of not knowing about the property not being in foreclosure was apparently a lie.
They make people buy some deed lock product now for protection. You shouldn’t have to buy a deed lock.
Obviously. That's not how foreclosures work. You have to buy it. From the entity that foreclosed on it and is now the owner. You don't just file paperwork and get free property because "abandoned".
She committed fraud and that is a criminal matter, where are the police.
Keep depending on your so called “Police” that y’all waist your tax $$ on they can only be Superman to a certain extent
They don't care. Period. You need help they always consider it a civil matter
😂😂😂 u think police are here to help us.. there here to tax us man...
@@tomeauburn Fraud is not a civil matter.
Yeah this is a pretty clear case of fraud. Even her excuse would have been an example of fraud. She said something like that she only does this to properties she believes are abandoned but lying on government forms to make monetary gain is quite literally a definition of fraud.
Government can't help with the deed but they sure made sure he continues getting the tax bill..
And evicted.
I noticed that part. That want to make sure they get their money!
Of course they did. The government will never let go of that.
Foia request the cameras from the deed office. Get her photo out so everyone knows who she is. Basically the deed office is going to let her continue to do this. If you can afford an 8 mil home, you can afford a lawyer. Imagine how senior citizens on social security feel. The police evict them for these thieves. If the deed office has no legal requirement to verify anything, close them down. File deeds direct with the tax office.
Hey they can't steal the Deeds from from middle-class housing because the middle class can't afford the American dream our grandparents got.
Low income middle income housing is owned primarily by corporate entities, real estate agencies. It's a lot harder to steal the Deeds from a real estate company.
Those "homes" are not worth stilling their deeds due to the rollbacks on regulations & America 3rd World country housing.
ANYTHING built after the 1970s but a cheap construction project.
Built with materials not suitable compromising the home any relatively short time.
Home structures become compromised with cheap labor inantique material that is susceptible to mold growing & spreading unseen creating a BIOHAZARD that is unsuitable for housing. Causing severe illness and Rapid Aging in the occupants.
Morgellons is just black mold exposure. It's a made-up Disease by the government to cover up people who are getting sick and dying due to pollution and the quality of living.
Homes built after the 70s is nothing but a big giant mushroom especially if it has carpeting.
People are literally breathing in enrolling in billions of poisonous spores and don't even realize it.
American Home inspectors are a joke.
°~•.☆.•~°
You let the little fish die they're going to come after the big ones.
Not even the wealthy are able to keep the American dream taken from them.
°~•.☆.•~°
How can you not reverse something that’s fraudulent. Ridiculous
You can it’s just not free. Legislative thought is our fuck up will not infringe upon us not receiving compensation for fixing it.
It's how they make $. Their job is to get and keep you in the system. Governments are nothing but a business. They are the crooks. It's why they seek office in the first place. It'll never change until the people change it which means it will never change but only get worse.
Just like voting in this country even when they found out dead people voted
They voted stand🤔
👍🏾👍🏾👍🏾
Cause at this point Imma sue the state, I want all of my money back for having to pay for lawyers and paperwork. Point blank, and some law needs to be put in place. That’s why cases like that exist so that people can sue their states and get laws and requirements put in place because there’s no reason why this is happening anywhere.
He just has to call the local prosecutors office to have her charged with felony fraud. At that time, a judge can order her illegal paperwork be removed ..............at no cost to him. Have her arrested, period. How many others has she done this to?
“Done this to,” not “too.” But yes, absolutely unbelievable and outrageous!
Notice how the government could do nothing to help this homeowner, but they IMMEDIATELY notified the tax department so that HE could continue to pay the property taxes!
Yes!
Once changed the address for my car registration.
RMV never informed town. Town sent tax bills to wrong address for years.
But, when it came time for interest and fines, miraculously, they found me!
@@SK-lt1soso you didn’t contest that?
They have plans to collect taxes within weeks of man made suns falling
@@jumpman366
Yes I did.
The RMV begrudgingly wrote a letter to the town, explaining it was their mistake.
If it has been the other way around, penalties, threats, interest...
Incredible arrogance when you deal with state and local bureaucrats where I live.
@@SK-lt1so True. I get that.
So let me get this straight. To register a deed, no verification or documentation is needed. But to reverse the fraud, you require millions of documents and then they verify.
Unbelievable, huh? It seems so unfair! It's unjust!
cant he just do the same thing again to her?
Welcome to dealing with the government
Guilty until proven innocent is how our American Justice system works lately. Like when a woman reports a sex crime. She ALWAYS has to prove she wasn't guilty in wanting it. In a LOT of cases the woman ends up being jailed and forced to sign a document of a false statement.
Almost seems like somebody wrote the law that way on purpose... ✡
Update: She was charged with fraud
She claimed the property but not the tax bill. And if its in foreclosure then it's usually owned by the bank. You can't just say it's yours. She's only volunteering to do these things bcse he filed a police report and he's not letting it go.
GOOD! A similar situation is happening to a friend of mine in West Virginia with a 200 yr old family homestead that he is still paying the taxes on!
Yesssss. Feelsgoodman.
Yes!!!
Hopefully, she has to pay his attorney and court fees too!
If the property is in foreclosure, the bank or finance company takes over a sells it . She BELIEVES by law you can claim abandoned property . What kind of scam is this ?
@@T-Minus10s I read somewhere else it could've been a squatting attempt with the deed being utilized to "extend" her stay.
or the county itself which makes this more strange
If it's illegal, WHY is it up to a private citizen to enforce a kind of law against theft?!
The only recourse the owner has is to sue the thief in court. That makes this a civil issue. The police and lawmakers could care less
It's a loop hole for white people to take black people property.
Because what you think is "government", is actually a for-profit, mercenary corporation.
@@ToxicXYGamer”could couldn’t care less”.
Well if people were aware of the theft that took place at the time of signing for what you call a mortgage you would be outraged. Do your research, someone owes you thousands.
She should have to pay ALL costs for this poor man and pay for pain and suffering. What a stressor.
Easier said than done.
Around 3:31, it's mentioned that the house was listed as a foreclosure. Dawn Magnum claimed the property but stopped paperwork once she realized there was a mistake in the listing. She literally purchases and restores foreclosures. The reporter didn't do a good job highlighting that part.
Lol at your use of the word “poor.” 😂
I am sick to my stomach just watching this, I can only imagine his strees levels.
@@csmm7504I would think the the listing agent would or should be on the hook for this. They are the ones who listed it as a foreclosure. I agree about the reporting on this. They just glazed over this little detail- which is a huge detail imo. This is crazy.
How come make a transfer it to her without a court case? But they can't transfer it back when they know it's fake? That makes absolutely no sense.
yes, whoever gave her deed is liable...
The answer is $, everyone wants a piece of it.
It does if you are a lawyer. It means more business. Who writes most of these laws? Ever hear of lobbyists? The government on almost every level creates nuisance laws that benefit the ABA.
Yes, it makes sense. You just don't understand.
No court case is required, all this is required is fill out the forms! And file at the county court house!
Is it possible that an employee of the office of deeds is involved in the scam?!?!
Yes.
Absolutely
That woman should pay for his legal fees. I wonder how many times she’s stolen somebody’s home in the past. She should be arrested.
If she owns mutiple homes the idea is to get her hooked on crack then get her to sell them to you at $100 each when she needs a fix lol.
I agree. This woman needs to be investigated and arrested.
Bet she’s one of those that embezzles from employers, writes stolen checks, opens credit cards in unsuspecting elderly ‘s names…
I think you are right she needs to be investigated
@@Jeffrey-s9n How is what I wrote “B.S.”?
One thing is blaringly obvious now... this law needs to be amended.
Start with your local politicians and demand the County changes.
This can be done everywhere.
I always tell customers to ask if they have an alert notification when someone is requesting to make changes to your deed.
they are too busy fighting over women's bodies
That won't happen because the scam existed 10 years ago and was on the news.
@Vintage1854 You're referring to "w40r3s", right? Only *they* don't care about the loss of life of the choice they made.
@@UpYourArsenal All unplanned pregnancies are caused by MEN. Undeniable fact.
The best move this gentleman made was getting this published on the news. He should definitely start publishing, bad publicity for real-estate brokers and title companies, and whoever else is involved in verifying that deeds are indeed secure.
It’s not the broker or title company’s job to make sure the deed is secure in a typical transaction. It sounds like the lady didn’t go through anyone but simply went straight to the register of deeds office and presented some phony paper and claimed ownership smh
Why can't the County Recorder office be charged with fraud and official malfeasance? With appropriate penalties.
They just record. They have no responsibility to verify if the documents are not forged, just that they are filled out correctly. If you don't like it, then you will have to get the procedures changed at the county and hire more people to do investigation. The system as it is now usually works pretty well until someone tries to pull a scam like this lowlife. What needs to happen is that the prosecutor needs to take property crime like this more seriously and prosecute. That is their job.
People should start taking the county employees, judges, real estate agents & title companies employee houses. I bet things will change then. 😂
Dawn Magnum is a crook. And what exactly is the Wake County Registrar's Office there for? It doesn't seem they even do the bare minimum to protect homeowners.
I would be willing to bet that Dawn Magnum is a democrat ......
@@georgehoback9697you must be doubly stupid.
1. You spelled her name wrong.
2. Democrats having nothing to do with this.
Dumb troll.
It’s a new way to squat on property. I bet this the case all over the USA.
That seems like a pseudonym tbh
Sounds like anyone can come and just swallow the Us whole.
The criminals have more rights than the victims.
Truly the story of our time. It's everywhere now.
Seems to be that way, *always.*
SICKENING 😡 😡
Democratic appointed DA’s, please people think before you vote!!
nope, it's straight to the bottom of the nearest lake if you play with my money.
He should sue the state or county for failing to verify the information and try to get them to pay for the lawyer he now needs
1000%
In the video they stated that there is no law in North Carolina that says the county needs to verify the information for deed transfers.
@@Monokhs that’s why he needs to sue them…..
@@Monokhs it would be a prima fascie case that would result in forcing the state to admit fault and developing a law or policy to mitigate this from happening again. The government by rule cannot and should not deprive lawfully abiding citizens of liberty, rights, property or freedoms in their abiding by its laws, thus if a law abiding citizen is deprived there needs to be remedy and appropriate justice.
@xylos16 if thats the case, the person who is being deprived is the lady right?
I have a neighbor who's currently being screwed similarly. A property investor gave him a good faith payment for an upcoming land purchase, then used the signatures on the documentation to fabricate a fraudulent quit-claim deed. This was done WITH assistance from Judge Wayne Money and a Notary.
Good luck untangling these messes if you don't have very deep pockets.
I don't get how this is not criminal. The woman knows you can't just "claim" property you think is abandoned and, even if it was in foreclosure, that means some financial institution actually owns the house. Either way, she submitted BS paperwork to try and steal this guy's house and she should be prosecuted.
Yes. Exactly. Yes. Jail. I wonder how many times she got away with this.
It is, its called fraud and at the end of the story they mentioned that the police are investigating.
She probably saw something on TikTok 🙄
It IS criminal. But the government clearly doesn't care to prosecute it. They want you to waste your money fighting it and make it a civil instead of criminal matter.
It is illegal. She will eventually be arrested.
I would name every single person who works in that county in my lawsuit.
settle down killdozer
This is something that's done in Every state...the process needs to change
Damned right.
@@TH-cam_username. I don't see any issues with his idea...except it needs to include liens and doxxing. Then sell their homes for $1.
That was my very first thought👍
HE has a deed, a legal one. How could the county allow this without checking??
It's insane right especially 2:15
Crooked clerks.
I've done a bunch of work in the torrry pines lodge kitchens.. both kitchens in the lodge itself.. are full of roaches. . Rats... black mold. The plumbing is in horrible shape. I literally took a cocaroach shower there, opening a drop ceiling. All of the old prestigious restaurants are like this. To big to fail.. people refuse to believe it. County inspectors just look the other way.
County is crooked... money is all that matters in the end.
Guess because it got so much attention, she was arrested
It’s been happening like crazy. It’s the newest Fraud.
Mangum, who attempted to list Adams’ home for sale at $4 million and later claimed that she thought the house was abandoned, surrendered to police on a charge of attempting to obtain property by false pretense. However, North Carolina law does not allow the Register of Deeds to void Mangum’s fraudulent paperwork, which was approved without verification. Even if she is convicted, Adams needs to go through an expensive civil court process to correct the record and legally regain his deed. - whaaat daaa fuq america!
As much money as I have paid to lawyers of the years to do title searches, closings and bullshit title insurance….this proves that it is all part of a legal racket.
Yep. All the documentation in the world, big chunk of cash for title search and insurance and this happens all the time. The thing I love is that when it happens the homeowner is told that they are out of luck instead of the people at the mortgage company that were the ones that got duped.
Property law is by far the most byzantine and unnecessarily complicated area of the law, and that because most of it is rooted in medieval feudalism.
🎯💯
Well, since she made up all that paperwork why doesn't he do the same thing to get it back in his name?
thats what I thought of too
Exactly!!!!!
Because a fraudulent deed is still a fraudulent deed
But there's only one original document right?
the property needs to be in "foreclosure" mode
No one should be able to pull a deed without a court order except for the homeowner.
Your statement makes no sense,no one can pull a deed.
@@srw817 Debra's statement DOES make sense. Debra is exactly what happened. Did you even watch the video?
@@girlygirl1890 no, she didn't "pull a deed," she filed a new deed, just like anyone can file any document at pretty much any registrar in America. What she did was fraud and has now been charged with a crime.
Anyone notice that Wake county kept the tax end in his name so they can still get the taxes from him while they let someone try to steal his house. Glad she ended up charged.
County clerks aiding and abetting.
Just a joke gov who don't follow rules waiting limits verification an on an on. Insane...
They ought to investigate whomever signed off on this madness. People aren’t getting away with this without inside help.
That's how they stole Black Americans land from the beginning, now it's backfiring on Esau 😂😂😂👹👹🤬👺👺
Are these clerks even educated??
100% they are involved in this.
If it’s not a problem go change the deeds for those who work in city hall and see how fast they come up with a solution
Spot on 101
They need to change the law. As soon as they find out it’s fraud they should change the deed back to the original owner.
I bet they would fix it if it was their own home and the squatter/ fraudster moved in while they were at work.
@@misstriciaskitchen8640"as soon as"? Someone could falsely gum up legitimate transfers. A court needs to get involved. The guy still has physically possession of his house; the sheriff will not kick him out without a court order. All roads here lead to a judge. Relax.
😂 Right !
Fraud can ruin lives...start arresting these thieves.
Cement shoes...
Outrageous. Why buy a home? If someone wants to steal it they do this, or squat. All these are ridiculous. If you pay takes and bought the place or are paying on it that should mean it is without question yours. A deed should never be allowed to be changed in that manner. No questions, not their responsibility to check? Ridiculous.
Six points of ID for a driver’s license but give the farm away without substantial investigation and documentation. Absurd and preposterous! She should go to prison straight away! Maybe needs a court order to file a new deed , instead of the other way around. And DID THE HOME LOOK FORECLOSED ON? Really?
Only way to know if home is foreclose is through the bank that has taken possession of the property. The woman has no proof or purchase So it’s fraud
I can’t help thinking all involved knew the house WAS NOT in foreclosure. Sounds like thats the excuse they are using after the fact! 👎
It certainly didn't look in need of repair as she claimed
@@tammyplourde2859 exactly. How would she know without an inspection. Where’s the inspection work. You can easily see that house is in excellent condition. Even the lawn is up kept lol
@@tammyplourde2859 she in jail to
she is a con artist
No, she is an opportunist.
I'm sure she's just a scumbag real estate agent (sorry, I'm being redundant) turned thief, because she knows the system.
A big one
That was my first thought, too. She's acting all sorry and oh she's willing to transfer it all back for a small sum.
Scammer
It's so nice that the state made sure that he still has to pay taxes on the house.
First, I call complete and utter BS on her excuses. Even IF the property WAS in Foreclosure, that still doesn't give her the right to transfer the Deed into her name. She can only do that if she bought the property from the institution holding the loan. She was just trying to steal a property. This is an old trick we see it a lot in Florida where people have retirement homes that they don't stay in year round. She's just a Grifter.
Wake county registrar office “is not required to verify the legal validity of the deed when it is presented for registration,….”
Then what the heck they are good for? A robot can take over their job.
Same in my county… I was pretty surprised when I didn’t have to verify my identity.
Call into any of these organizations in any town and listen to the rude DEI-hire imbecile that answers the phone.
This is bullshit. This should be deemed a criminal matter and the thief needs to be thrown in jail for life.
An sue the assessors office for an illegal transaction they allowed.
Some places the police do get involved. A woman I used to work with made up bogus documents transferring a home to herself, filed them with the clerks office and then took out a second mortgage. She planned to make this a short term deal and transfer the house back to the original owners but whatever means she thought she was going to have to pay this back quickly fell through and she was unable to pay off the second mortgage and change the paperwork back to the proper owner. When property tax time came around the owners of the home realized they had not received a property tax bill and called the local clerks office to inquire as to why. The clerks office said their records showed that they no longer owned the house. At that point the jig was up and to make a long story short, the police got involved and my former co-worker went to prison for fraud.
@@davidwilliams4498no the lady who did this need to be held accountable
For life? Chill tf out, that's the punishment for our most serious violent crimes like mrdr and r
@@mhxxd4death for ®ape? Seems excessive.
This is criminal theft of property. He should not need to hire a private attorney. The Prosecutor should be bringing charges against the perpetrator and prosecuting them criminally.
They should also be bringing capital punishment.
Obviously didn't watch the whole video
Prosecute the notary who attested to his signature for fraud.
Send Dawn Mangum to Jail!
Or take her properties
We must make sure she gets arrested
@@joyaustin6581that’s if she even have any that she didn’t steal from someone else.
@@joyaustin6581all of them because I bet she stole them
@@p.gizzle90welp seize her bank accounts or salary
So you won't be notified until after someone steals your home... but at least you'll know! Talk about ignorant and lazy politicians.
The way many people find out is when the Sherriff boots them out to allow the thief or a new buyer to move in.
No you can go to the register deeds and sign up for alerts if someone files something on your property or in your name etc
@@miloblue2052 Just claim Squatters Rights (in YOUR OWN HOME)........that seems to be Kryptonite to Law Enforcement!!!
I live in Michigan and this happened to my family. Thank goodness we were able to get our home back. The lady received probation & community service as punishment. Homes are being stolen all over the Country.
Good for you, I got misdemeanor (initially they wanted to go to therapy, pay hundreds in fees, and do community service) for walking in my neighbors property a duplex next to mine; they wanted to drop charges but they said that, the police, the district attorney have started the process…..they are hypocrites, low iq,, their system is a joke, they’re clowns, they’re costing everyone tax payer money. Tampa Police Department are made up of morons who should be replaced with ai drones in the next decade or so hopefully.
See that’s the problem right there. These people will throw an 80 year old to the street after stealing their lifelong home. “Probation” does not scare them.
Where in Michigan do you live?
Aren't you sweet for calling that criminal a "lady".
Did you have title insurance?
How are they not required to verify the legal validity of a deed before transferring the registration?! What the actual hell…
Technically that’s what the fancy seal was for, but I’m willing to bet that was faked as well. Fake notary public stamp
Wake County should be sued for any costs incurred and for distress. That will change how they do things but quick.
He wouldn't win a suit if they followed the law as written.
@@rogersmith7808 Probably not even if they didn't. However, it would perhaps incite change since this is hardly the first time this has happened and is a grss misjustice and miscalculation on part of the process. We have to show proofs to obtain license, a library card for goodness sakes. That they dont have a verification process for something so substantial is frankly bogus.
It is not just Wake County, it’s all over the place.
'I thought it was under foreclosure and abandon..... " How is that an excuse?!!!! That doesn't mean you present fraudulent documents.
And the bank owns the property if it’s a foreclosure. Where’s your purchase transaction /agreement with the bank 😅😅
Exactly... Even if it was foreclosed on how does that give her the right to do this? They need to fix this process because clearly people are taking advantage of it.
'It's her thing'
The real story is how many times has she fraudulently done this. If the house was in foreclosure then the bank has a right to the house not some random person. How stupid are the people at the county.
Bingo! think, how would she know to do what she did? Banks are thieves from the moment you sign the so called "Mortgage". Research this.
How is it that a Bank can never loan its own money to you? Do your research.
The government is not your friend. In fact, consider it at this stage of the game your enemy.
I owned a real estate company and I think the listing broker / agent should be liable for at least the legal fees for erroneously list the property as a foreclosure.
Yeah that's a pretty big mistake.
This is the part of the story most people are missing. But even if it was in foreclosure, she shouldn’t have been able to do this!!
An ad is not a legal document and also there was no purchase agreement so the woman committed fraud because if it’s foreclosure that mean she has to buy the house from the bank because the bank owns/sieze the property.
@@tonylevine2716exactly because the woman made no transaction (purchase) with the owner (bank) if it’s a foreclosure.
What I don’t understand is why is somebody able to change a deed without notification of a lender?
If there’s no verification step, why does the county even have a notary in the county office?
It's usually a "hook up job", generally going to friends & family of elected officials lol
The notary only verifies signatures, not the validity or content of documents. That should fall on the county clerks.
This is happening all over the country. The laws must be updated.
NOTICE the tax office DID NOT CHANGE the name so they COULD KEEP SENDING HIM BILLS!!!!!!!!
Abandoned? This beautiful home does NOT look abandoned to me, this is disgusting…. There HAS to be some protection on the homeowner 😡
Right… an abandoned property behind the gated community?
The guy posted the home under a foreclosure, he admitted to it in the interview
@@jjcabrera15I don’t know much about homeowner ship why did he do that? Are you supposed to foreclose something only when it done with it?
@@StrawberryPeach707 it was an accident, usually when someone has a foreclosure (they didn’t pay mortgage or taxes) anyone can pay what the original homeowner owed (taxes) or pay way less than what a property is worth (mortgage) and they take over as owner of the property .. it’s easy money if you do the homework on the properties
It's not even my house, but I get mad watching.
Wow you feel for something that doesn’t involve you… almost human like??
@@jumpman366your comment was totally unnecessary.
@@MASiwel if my comment wasn’t necessary by definition its unnecessary for you to comment. 🥁
I d send the person to her eternal home
Oh no. That is EVERYBODY's house now. And here we come....!! lol
She knew damn well it wasn’t abandoned
Abandoned or not they suppose to purchase the house from the bank that seized the property if it’s a foreclosure 😅😅😅
A forged deed conveys no title.
Case closed.
Yes, you have to have a lawyer file a quiet title case. You might have title insurance that would cover it.
$8,000 on a $4 million dollar house, that's one mortgage payment.
He needs to sue WAKE COUNTY AND MANGUM! AND HE NEEDS TO PRESS CHARGES AGAINST MANGUM
I agree. Police need to check into how many times she’s done this in the past, too. She should also pay for all legal expenses.
Why doesn't the owner go to the same useless office and file the deed in his name?
I was thinking the same thing
She didn't put the property under "foreclosure" that was his mistake and why she took advantage of it, no one verified it
If she is deceased then you can change it back. 😅😅😅
@@Johnny.Natural The property was never in foreclosure. He has been living there making mortgage and property tax payments for years. The criminal that stole it said she "thought" it was in foreclosure and said she will return the property since it is not in foreclosure.
@@Johnny.Naturalyou know who owns the property if it is foreclosed on? The bank. Ever try stealing from a bank? Thought not. It doesn’t matter if it was or wasn’t foreclosed on it’s not a free property up for grabs. The way foreclosures work is in a default scenario the judge will order the foreclosure, which is then followed a sheriff’s sale. Sometimes it’s an open bidding and others it’s a closed bid and more often then not the bank buys the property back and will list it for sale. At no time is that property free for whoever files a piece of paper.
She committed fraud. Take your representatives to court. Their families too.
Whose mistake was it to list the property as a foreclosure? The listing company? Then they should be held responsible for the legal costs, along with the fraudster. Where I am, the mortgage lender owns the property once it goes to foreclosure. They get the money for a sale. I'm wondering how this fraudster managed to claim the property as abandoned? Property taxes were being paid so how does that equate to 'abandoned'? Wondering if someone in the deed office is in on this type of scam.
Even if your house is in foreclosure, how in the world does a stranger take out above it if you hold a mortgage.
Bonkers. She’s a common thief.
You'd think she was stealing from a bank at that point
❤❤
@@smitch1793exactly and if it’s not in foreclosure she stole from the seller as well. I’m not an attorney but even I can see fraudulent act she committed
It could be that all parties involved in this are her friends. Bankers, realtors, title company, notary public, county clerks....
@@smitch1793Because in a foreclosure, the owner will still owe the mortgage debt, but not have access to the property. The whole process seems corrupt and criminal but I guess is legal. Hence her boldness in theft with no expectation of repercussions and the convenient “my hands are tied” excuse from the government officials who followed the non-existent protective laws that govern homeowners. Apparently this person can take this house right from under his nose. It’s a free-for all disguised as good business.
I believe the county and state governments that have allowed these atrocities need to pay and represent. They have allowed this application of theft to occur. Definitely not an accident. They have assisted and embedded criminals, causing serious crimes to go unaccounted for. Other states and authorities have stepped in and stopped these crimes.
@angelassalgado
I agree. It is definitely not an accident. It is about their disdain for the average person.
People are saying this is Fraud... which it is.... but it also should be regarded as Felony Larceny.
Why can’t he just file for the deed like she did and take it back?
So they can help the thief steal your property, but they can't help the rightful owner get it back??? This seems like an EASY win for any politician that wants to look good. 1. Fix this man's situation, 2. change the law such that you have to actually verify someone owns the property they claim they own. It would have taken no more than a minute to determine this woman had nothing giving her right to the home.
and when u find the politicians that refuse to help, charge them as an accomplice in the crime, they are the enabler..
If I was the judge on this case I would give this woman free housing, for a term of 5 years.
And a female roomate to live with too!
Just 5 years?!?!?!? Aw, c'mon. She deserves more 'free' _housing_ time than THAT!
That home looks like it’s on a large property…lot of room to ‘lose’ Dawn…
@@jaywholoveseveryone1721free housing he means prison 😅😅
@@watsonanthony8438 That's what I meant as well
File a new deed. If NC tries to verify it tell them they must accept it
The Graceland debacle gave a lot of people ideas. Plus Dawn Mangum, foreclosed property still has an owner and isn’t just “abandoned.” There’s still a victim, the bank who the mortgager didn’t pay and whose money is responsible for the property purchase. Her responses are asinine.
Scammers, thieves, are always trying to find cracks in the system to exploit.
Update for you all:
A Louisburg woman has been charged with filing a fraudulent deed against a high-end home in Raleigh.
5 On Your Side previously reported that Dawn Mangum's name was listed on a deed recently filed with the Wake County Register of Deeds. However, that home is owned by Dr. Craig Adams, a local dentist.
Adams said he's never met Mangum, and she has no claim to his home.
Late Monday afternoon, Mangum surrendered on a charge of attempting to obtain property by false pretense.
Warrants say the 30-year-old Mangum tried to "knowingly and designedly, with intent to cheat and defraud" obtain Adams' home by filing a false warranty deed against the property.
Mangum is being held on $100,000 bond and is due in court on Tuesday. You can probably guess how she looks.
@azo5000 You are awesome for updating us. Thank you!
Thanks for the story update. I hope she ends up doing time for this.
This sounded bogus. Wealthy folks rarely lose their assets over such murky circumstances.
@azo5000 Let me guess, she looks like the bankers at Lehman Bros, Merrill Lynch, maybe Wachovia, AIG, no maybe Goldman Sachs or Washington Mutual? Maybe like the Wells Fargo execs and managers promoting the opening of unauthorized accounts. Nah silly me she's not capable of trillions in fraud and bailouts
@azo5000 Let me guess, she looks like the bankers at Lehman Bros, Merrill Lynch, maybe Wachovia, AIG, no maybe Goldman Sachs or Washington Mutual? Maybe like the Wells Fargo execs and managers promoting the opening of unauthorized accounts. No, silly me she's not capable of trillions in fraud and bailouts
Sue the living daylights out of the fraudulent registrar for negligence.
How about suing the living daylights out of the person who actually stole the house? The registrar just followed their absurd policies and procedures.
Watch the video again and pay attention, can’t be done
Take the license from whatever legal entity helped her.
She probably lives in Nigeria.
Why can't you do the exact same thing that she did to you and get your house back.
Great question
It's a national disgrace this kind of thing is even possible.
This fraudulent activity shouldn't be allowed to happen. The rightful owner shouldn't have to put up with this nonsense and shouldn't have to spend 1 penny to have this BS corrected. WTF!
Our country is in shambles. No changes to property ownership should be made without consulting the owner on record. If they say the change is not valid and is fraud, then it's up to the one requesting the change to go to court and prove that the change is valid.
Yeah contact the owner on deed by phone, mail or text. It's more stringent to register a car, wtf?!!
So they cant change the deed, but they are gonna make sure to keep charging his taxes. Wtf
2:37
County needs to be held more accountable in this process of transferred deeds.
Bring a lawsuit against the registrars office and appeal to state Supreme Court.
So any scammer can ruin someone's life?
Yes. That is the case. And it’s proven daily all over the country.
I wonder if she isn’t a real person.
update shes been charged but is still doing it
He should get that lawyer, but use the lawyer to sue the city/state for that mistake. Just because they claim they aren't liable doesn't mean they aren't.
Amazing how states claim property tax, but don’t protect your deed. Unacceptable.
These laws need to change!!! This is asinine! That woman should be charged with FRAUD!!
When they get back in , I’d sue someone down the line.
An HOA? Hell no.
Dawn Magnum, Opportunistic Predator.
Fake name, fake company. All legal this is America after all.
The american way
That name sounds fake as hell: Dawn Mangum.
This is a problem with city and county governments NOT protecting their own citizens.
He should just do exactly what she did; file the same paperwork with his name.
SO GO TO N C IF YOU WANT TO DO THIS CRIME NOTHING WILL HAPPEN TO YOU....CHECK
If she ment no harm and it’s a misunderstanding, why has she not corrected it.
She meant harm. She wants the easy way out.
No idea how this isn't considered fraud and theft. Boggles the mind.
You thought you lived in a functioning society; you do not.
So what this fraduster did is look for foreclosure listed properties and just forged left snd right with a warranty / quick claim deed to steal the proeprty. Then no recourse even if its fraud. Scary.
Sue the hell out of her and have her prosecuted before the statuette of limitations runs out
She literally stopped the paperwork lol
Statute
She probably has no money to sue.
I meantt...If he sues, he probably will not get any money because she probably has none.
@@Rebecca-n7n Thank you walking Dictionary !!!!!!
Do this with an officials property and I bet those laws will get changed!
When i was like 12 or so I was hanging out with a friend at his house. They rented a trailer behind an old late1800's house that the rear of the second floor had collapsed. We crawled all over that old house. We pulled up the huge vent in the foyer floor and found an ancient cigar box with the deed to the place, several 1800s silver dollars, and some other things. We gave it to my friend's dad. Found out years later he sold the property. The rightful owner was in a home in her 90s. I always felt bad for that.
Woah
Landlords are parasites. Would you feel sorry for a tapeworm or a mosquito?
@@GoogleAreEnemyCombatantshow is working hard to buy a home making people a parasite? You are the parasite
I bet you are forgiven, if you believe in that stuff
Thieves have been destroying America since it started. 🤦♂️😪
Title Insurance? Isn't that part of buying a home in NC?