This journey will take time & I am so proud of everyone who is saving because, in the long run, we will be sooo happy!! Don't ever be embarrassed about that! You are doing it NOW and should be incredibly proud of what you're doing! There are plenty of people who are looking up to you during this journey!! ❤️❤️❤️❤️
Awww TY for your kind and uplifting words. 💜 you’re right what matters is “Now” and Better late than never. I’m so proud of u too! And can’t wait to see what next year holds for us! 💰💸🙏🏽✨💫 continue to succeed!! Xoxo
New subie....when you mentioned that you go 3 months then start spending your money it hit me hard because iv been trying to be patient and let my money grow at least for a year...
@@tebogoamikachifananga8229 I can relate, and I completely understand. In a spiritual sense I know that Obedience + Patience goes hand in hand. Spiritually we gotta grow and do better. NOT easy but possible! ✨ You got this!! 😊 TY for subscribing. I appreciate you.
Aw I love the sailor moon on your budget sheet⭐️ I also love the last quote. I feel so much better and less stressed when I know what I need to do even if things are crazy, and making a to do list is always a way to go🤍
Thank u for tuning in Yeji! Yessss it helps so much to literally write things down or on a notepad and check it off. ☑️ thank you, got the sailor moon breakdown on etsy! 🙂
I won’t spend my money on high price, clothes, pocketbook, or shoes…. I have never spent $1000 for one item. You’re doing a great job being intentional and prioritizing what’s important to you and your family!!
I’m glad to hear that! “Lifestyle creep” is horrible. Been there done that-lesson learned. 🫠 TY for tuning in! You are my inspiration!! 💜✨ rooting for u! Happy Tuesday! Xoxo
Happy Monday ❤ Just take your time, and definitely don’t compare yourself. It’ll tear you down. We don’t know what is happening with a person. Every journey different. ❤❤
I’m not really a spender 🤑 but let me see something I wouldn’t spend money on 🤔… I’m blank I got nothing now lol of if I think of something I’ll come back and comment lol. Lovely video girl and great breakdown enjoyed it 🥰💕 18:35
😂 no worries about the qotd! Thanks for stopping by, Hot mama! Have a wonderful week ahead and happy Halloween to u and your familia! 🎃🖤🧡🎉 can’t wait for your next video! 😘
Thank you, Gorgeous for tuning in! I love that you know your neighbors! 💕😌 and yesss puppies are costly! 🥺😩 have a wonderful Monday! I’m excited for your next video! 🥰
Hey girl, hey! Please do not feel embarrassed or be hard on yourself for not saving or spending too much or anything like that! You are on your own journey and your own path, we all learn from past experiences, you're here now and that's all that matters💛💛 Thank you for sharing the biblical affirmation at the end💙💙🌸🌸
The savings challenges help so much. I was like that, could never save anything but once I started doing challenges I realized I wouldn't dip into them. I also realized when my money is in my account I tend to use it, so I take the cash out. One day, I'll be disciplined enough to leave it in the bank 😂. I almost forget about it when it's in my envelopes. You're doing awesome Jade 🎉❤ and you're so right we can't do this without God in it!
Heyyy boo happy Monday! How’s ur day going? 🩷 omgggg 😳 that’s interesting because im completely opposite! When my $ is in the bank, I don’t even wanna spend it (outta sight, outta mind) but if the cash is right here at home-I wanna spend it 🤣🤦🏻♀️ I like to see my money grow tho, which is why I prefer the cash stuffing method. I’m so glad that these savings challenges are helping u stay disciplined! Get it girl! 👏🏽👏🏽👏🏽👏🏽
@thehopefulbudgeter Heyyy, I'm having a super tiring day today! Stayed up too late lastnight and now I'm regretting it 😅! That's so good, I'm always in my account so I struggle with leaving the money in there. The cash stuffing method is a game changer though! Hope you're having a great day today 💖
@@FormingNewHabits hope u get to take a “Power Nap” as I like to call it! ☺️ Gotta recharge as sahms 🫠🥵 I can relate all too well! Big hugs to u, Nicky!! 🩷 and omggg I wish I knew how to make a freebie on ko-fi! 😂 is it hard? 😟🤣😅
Oh Lord, I wish! These kids won't let me! And no it's easy once you get the hang of it. I create them on Canva and then upload to Kofi. @budgetingjustbecause has a video on how to create them on Canva.
Girl!! Everything you said is sooo me!!! But with consistency and God...phew GAME CHANGER!! Don't feel embarrassed, its normal trust me. I've came a long way and I'm here to encourage you friend =) $500 you can do!!! 5, 10 small amounts add up!! Where did you get the bible affirmation cards? Amen!!! Love this friend!! Great video!!
Q:Makeup and skin care routine products. I have beautiful skin with freckles and no longer feel the need to cover them up. I use Lush products every once in a while for night time. We haven’t bought cases of water since last year. This Brita has saved us so much money😁 The laugh at the $5😂😂😂 Our budget is definitely meant to look different so we can learn from others. Thank you for the message and scripture🧡
I love that for you!! Stay Blessed my Beautiful Queen and embrace your freckles. ✨ I love lush, but can’t afford anything in that store 😂 their products are boujie tho and I LOVE IT! It’s nice that u still treat yourself, Clarissa. You work so hard, and u gotta treat yourself. “Balance” is key. Right, the “laugh audio” for my son’s $5 Roblox, he got mommy messed up here treatin’ me like a Human ATM machine 😂🤦🏻♀️🤦🏻♀️ I am NOT rich smh. 🙏🏽 You’re welcome! We all need a daily dose of God’s Word and TRUTH, and positive messages so we can keep thriving. Looking forward to your next video! TC boo. 🩷
Skin care! Same with me! Sunshine helps my skin so much. I have skin psoriasis that is pretty much cleared up when i stopped using all that crap! Just a gentle body wash, moisturizer and sunshine! Good budgeting and saving, happy monday ❤
Bottle water what Jade omg. I love bottle water from Trader Joe’s even though I have a water system just something about that Trader Joe’s spring water. I’m blank on what I wouldn’t want to spend my money on. I’m seeing that calculator ever where now makes me want to get it now before the price goes up 😂😂 Im also impatient but this journey has push me a lot out of my comfort zone. Nothing is wrong with you girl and age has nothing to do with it. I’m the same so I’m learning and I love to see the money. If it stays in my bank book it’s going to be spend 🤣🤣🤣 Great video 💕💕
@@Glammmahgotguts Happy November Gorgeous! OMG that is really GOOD u are not into the “lotto” my mom lives in Vegas and she forces me to buy her lotto tix 😤😓 we have argued about this lol but thankfully she stopped! SMH! You’re smart for not wasting $ on lottos! It’s nice to mingle with the neighbors! 😊 Hope all is well! I wanna get back into my Health Journey again! U are goals! 💪🏽
@ Hubby plays his lotto tickets. I did do the $1. Scratch offs’ but I wasn’t getting a return on my investment 😆😆😆😆😆Bless your mom. It’s all in fun. Thank you, and keeping in your best health is a daily struggle. Stay at it😍😍😍
Hey Doll! Great vid! Proud of your determination and dedication to reaching your goals! Be patient with yourself and it will all work out. Your hubby is a good man for providing for the family and helping you to stay focused and accountable. He is helping you, which is what you (we) need. A good support system at home. Loved hearing all the. “Noise” in the background. Sounded like a lot of joy! 😊 Have a great day! ❤🤍🖤
Hiii Irene! Thank u for stopping by! Missed u! ♥️ yessss, when u have a good man in life, you win together! That’s how it should be! I’m glad u have a solid support system at home too. 🙏🏽🙏🏽 wishing u all the best, and prosperity for you! TC! Xoxo 💋
Hi Jade! Great cash planning ❤ and I think it's a wise choice to focus on your debt and slowly build up your savings. In the end you'll be able to enjoy life ❤ have a great day!
Happy Monday! 3 months is a great start - you've got this! I'm an impulse shopper and also want instant gratification - but this system works! I really enjoy watching every penny from my wallet cash stuffings. it makes me very aware of what I spend my money on because I know that if I spend it all I won't have anything to stuff for my savings challenges..and I can't be having that! LOL
OMGGGG see u get me with the “impulse shopping” 🤭🤣☕️ at some point I just have to do better tho, I know myself 😩 I’m so proud of u for making changes in your finances Mimi! You are my inspiration! 👯♀️💜 have a wonderful week! Xoxo
Oof this question of the day is hard! There isn't much I refuse to spend my money on tbh. It just needs to fall into the right time of my life and my budget/wants. What I rarely spend my money on these days though is skin care and makeup, new clothes, etc. I work from home, so I don't often need those things for my daily life. I'd rather spend that money on things for my home or on my hobbies. =) And GURL I totally understand the impatience. I've been trying to get into the save $5 a paycheck mentality for XYZ but it's HARD. I'm terrible at it. With my personal spending money, I just spend spend spend. No savings for me lol. All the effort to save goes into our joint monies to pay off debts haha.
I completely understand! Especially with being home all day! 🥵 I used to be like that too, I didn’t put any limits on myself because I wanted everything! 😂 take-out food was a big one for me, but it mainly went to shopping 😩 One thing that has actually helped me is saving with “mini” savings challenges! ☺️ but now it’s all a matter of “self-control” and not touching that money to shop 😂 the struggle. U can do this tho!! Just gotta find out what truly works for you! 🫶🏼 can’t wait to see your progress Rachel! I appreciate u for taking the time to comment and tune in. 💕 have a great week ahead! XO
@@thehopefulbudgeter A great week to you too! And yes, I need to incorporate mini savings challenges and games into my routine. Like you said, I think that will help. There's one big purchase I want to make for myself and I think having a savings challenge will help me visualize that goal. 🤩
Where I live, it is not safe to drink tap water... so we only drink water bottle... we have 20 liters gallons that costs less... but yeah, not something I can choose not to pay 😢 Roblox is absurd, my son only asks for that, and I decided to limit how much we spend on that, because it is endless... 😅😅
I totally understand with the tap water. My parents are old school when they come to visit me-they don’t even trust the filtered water in my fridge! 😂 we have to buy them 3 whole cases of bottled water 🫠🫠 Omggg tell me about it! How much do u budget for Roblox? My son is getting out of hand! 😂
I’m not gonna lie the water bottle had me shook 😩 Cause here I’am buying 3 cases of water every time it’s on Sale LMFAOOOO 😆 But if it’s one thing I will never buy it will be expensive hair products
😩😂🤣😂 NO--I completely understand about the bottled water because I love my boujie “FIJI” brands 🤦🏻♀️ but I always have to remind myself “GURL! STOP!” Lmfao! I love your answer about the hair products! 😊 so true!
Good morning 💓 something I wouldn’t spend my money on is mascara that’s over $15 … in my experience, I think the $10 mascaras work just as well as those $40 high end mascara. I also throw it out often since it is an eye product. Will never buy those expensive products for that!
GM Kallista! 🩷 oooh, that’s a good one! Ugh, tell me why I bought THREE mascaras that I didn’t even need and just ended up not using it as much. 😩🧐 never again. I’m sure IRL you’re gorgeous 🥰 and u don’t even need makeup! 😘 Xoxo thanks for tuning in, girl. I appreciate u.
@@thehopefulbudgeter omg! Lesson learned! I learned to stick to the product you know is good 😭 and stop you’re the gorgeous one! And also I believe in you for wanting to stay disciplined. It takes lots of patience but you will get to your goal 💓
I agree with you with the water it’s a waste of money to buy water loool I only like to buy case of waters when I have guest loool honestly you have inspired me to do the same with cash envelopes like I’m still keeping my envelops but not I’m gonna be cash stuffing much cause I want to put more towards my debts before I can start cash stuffing my envelopes with ease but great video as always🎉🎉🎉🎉🎉🎉🎉❤❤
Right I understand with the “case of water” ugh-when my parents visit me (they’re from another state) they don’t trust filtered water 😂 so we buy them 2 whole cases of bottled water 😟😟 lmaOoo! 🤦🏻♀️ it’s a little ridiculous. I know you’ll pay off your debt! Can’t wait to see more videos of your progress!! I’m SO excited for you!!! 🥳🥰 Have a wonderful week, babe! Keep going! ✨💁🏻♀️
Hmm so you need short term goals savings and one long term ❤ it takes a while do one short term and one long term for me I am saving for debt payoff but short term for spending like Christmas and other stuff it’s hard
Yess girl it’s hard because I realize if it’s on a “low income” budget-(compared to a high income earner) the process is slower, and it takes lots and lots of time!!! This whole thing is testing my patience. I totally feel u with paying off debt. 🥺✨ I had to minimize my categories and get realistic with what I could truly afford at the moment. U got this, Mrs Million! 😉 I can’t wait to see more videos from u! 💜
This journey will take time & I am so proud of everyone who is saving because, in the long run, we will be sooo happy!! Don't ever be embarrassed about that! You are doing it NOW and should be incredibly proud of what you're doing! There are plenty of people who are looking up to you during this journey!! ❤️❤️❤️❤️
Awww TY for your kind and uplifting words. 💜 you’re right what matters is “Now” and Better late than never. I’m so proud of u too! And can’t wait to see what next year holds for us! 💰💸🙏🏽✨💫 continue to succeed!! Xoxo
New subie....when you mentioned that you go 3 months then start spending your money it hit me hard because iv been trying to be patient and let my money grow at least for a year...
@@tebogoamikachifananga8229 I can relate, and I completely understand. In a spiritual sense I know that Obedience + Patience goes hand in hand. Spiritually we gotta grow and do better. NOT easy but possible! ✨ You got this!! 😊 TY for subscribing. I appreciate you.
Hey lady, tuning in to show support! 💜🌻🌷I like your cute paycheck breakdown!
Thank youuu for tuning in! Means the world to me. Happy Tuesday! ✨☕️🍁🍂
Aw I love the sailor moon on your budget sheet⭐️ I also love the last quote. I feel so much better and less stressed when I know what I need to do even if things are crazy, and making a to do list is always a way to go🤍
Thank u for tuning in Yeji! Yessss it helps so much to literally write things down or on a notepad and check it off. ☑️ thank you, got the sailor moon breakdown on etsy! 🙂
I won’t spend my money on high price, clothes, pocketbook, or shoes…. I have never spent $1000 for one item. You’re doing a great job being intentional and prioritizing what’s important to you and your family!!
I’m glad to hear that! “Lifestyle creep” is horrible. Been there done that-lesson learned. 🫠 TY for tuning in! You are my inspiration!! 💜✨ rooting for u! Happy Tuesday! Xoxo
Happy Monday ❤ Just take your time, and definitely don’t compare yourself. It’ll tear you down. We don’t know what is happening with a person. Every journey different. ❤❤
Agreed! ❤❤❤ Thank u got stopping by!
Love the affirmations! 🙌🏻💪🏻🙏🏻
@@SassySouthernNCGirl thank you!! 🦋🦋🦋🦋🦋🦋
Good things come to those who wait. Work for it. Great message.
Amen!!! 💜💜💜
I’m not really a spender 🤑 but let me see something I wouldn’t spend money on 🤔… I’m blank I got nothing now lol of if I think of something I’ll come back and comment lol. Lovely video girl and great breakdown enjoyed it 🥰💕 18:35
😂 no worries about the qotd! Thanks for stopping by, Hot mama! Have a wonderful week ahead and happy Halloween to u and your familia! 🎃🖤🧡🎉 can’t wait for your next video! 😘
Hi Jade! Love your breakdown videos! You're doing amazing🤩
Awww, thank you. I’m documenting this on purpose so I can look back at it one day. 😅🥲 happy monday kehani! 🌺 can’t wait for your next upload! 🥰
Hey girl!! You got this! Consistency and discipline. Just give yourself grace when you get to the lows. Sometimes we have to start over and it’s ok.
Thank you! 💖 yessss I’m gonna try. One day at a time. 🥲
Hi! Great budget breakdown🩵Love the biblical message. I love my neighbors. Puppies are a lot of work. Hope you are having a great day 🩵
Thank you, Gorgeous for tuning in! I love that you know your neighbors! 💕😌 and yesss puppies are costly! 🥺😩 have a wonderful Monday! I’m excited for your next video! 🥰
Hey girl, hey! Please do not feel embarrassed or be hard on yourself for not saving or spending too much or anything like that! You are on your own journey and your own path, we all learn from past experiences, you're here now and that's all that matters💛💛 Thank you for sharing the biblical affirmation at the end💙💙🌸🌸
Thank you for tuning in and your encouraging words. I’m so inspired by boss babes like yourself! 👯♀️💖 keep going! 🥳 you’re doing amazing too!
Happy Monday! Hugs my friend. 🎃🎃🦇🦇👻👻🤗🤗💚💚
Thank you Donna!! Happy Halloween in advance to you! 😊
The savings challenges help so much. I was like that, could never save anything but once I started doing challenges I realized I wouldn't dip into them. I also realized when my money is in my account I tend to use it, so I take the cash out. One day, I'll be disciplined enough to leave it in the bank 😂. I almost forget about it when it's in my envelopes. You're doing awesome Jade 🎉❤ and you're so right we can't do this without God in it!
Heyyy boo happy Monday! How’s ur day going? 🩷 omgggg 😳 that’s interesting because im completely opposite! When my $ is in the bank, I don’t even wanna spend it (outta sight, outta mind) but if the cash is right here at home-I wanna spend it 🤣🤦🏻♀️ I like to see my money grow tho, which is why I prefer the cash stuffing method.
I’m so glad that these savings challenges are helping u stay disciplined! Get it girl! 👏🏽👏🏽👏🏽👏🏽
@thehopefulbudgeter Heyyy, I'm having a super tiring day today! Stayed up too late lastnight and now I'm regretting it 😅! That's so good, I'm always in my account so I struggle with leaving the money in there. The cash stuffing method is a game changer though!
Hope you're having a great day today 💖
@@FormingNewHabits hope u get to take a “Power Nap” as I like to call it! ☺️ Gotta recharge as sahms 🫠🥵 I can relate all too well! Big hugs to u, Nicky!! 🩷 and omggg I wish I knew how to make a freebie on ko-fi! 😂 is it hard? 😟🤣😅
Oh Lord, I wish! These kids won't let me! And no it's easy once you get the hang of it. I create them on Canva and then upload to Kofi. @budgetingjustbecause has a video on how to create them on Canva.
Girl!! Everything you said is sooo me!!!
But with consistency and God...phew GAME CHANGER!!
Don't feel embarrassed, its normal trust me. I've came a long way and I'm here to encourage you friend =)
$500 you can do!!! 5, 10 small amounts add up!!
Where did you get the bible affirmation cards?
Amen!!! Love this friend!!
Great video!!
Yesss I’m glad u can resonate! 🥵☺️ if u need the link to the Bible affirmations, lmk! 🥰
New sub. Great BWM, patience is a problem for me as well! Definitely working on it. 😊❤
@@Cocacabanabudgets TY for tuning in! 🤗🥳👯♀️
Q:Makeup and skin care routine products. I have beautiful skin with freckles and no longer feel the need to cover them up. I use Lush products every once in a while for night time. We haven’t bought cases of water since last year. This Brita has saved us so much money😁
The laugh at the $5😂😂😂
Our budget is definitely meant to look different so we can learn from others. Thank you for the message and scripture🧡
I love that for you!! Stay Blessed my Beautiful Queen and embrace your freckles. ✨ I love lush, but can’t afford anything in that store 😂 their products are boujie tho and I LOVE IT! It’s nice that u still treat yourself, Clarissa. You work so hard, and u gotta treat yourself. “Balance” is key.
Right, the “laugh audio” for my son’s $5 Roblox, he got mommy messed up here treatin’ me like a Human ATM machine 😂🤦🏻♀️🤦🏻♀️ I am NOT rich smh.
🙏🏽 You’re welcome! We all need a daily dose of God’s Word and TRUTH, and positive messages so we can keep thriving. Looking forward to your next video! TC boo. 🩷
Happy Monday & i really enjoyed the BWM video!
Thank youuu for tuning in Elma! 🎉☺️ I appreciate you!
Hi, Jade! I would never spend my money on expensive purses.
@@SassySouthernNCGirl that’s a great answer!! 🥳🥳✨
Skin care! Same with me! Sunshine helps my skin so much. I have skin psoriasis that is pretty much cleared up when i stopped using all that crap! Just a gentle body wash, moisturizer and sunshine! Good budgeting and saving, happy monday ❤
Thanks for tuning in Katie! Yessss I agree to everything u just said!! Less really is more. Have a wonderful day! 🙂
Great budget breakdown.... Love the biblical message ❤️ 💕 💖 & I would not spend a lot of money on makeup....
Love your answer. 💜🙏🏽 glad u enjoyed the biblical message. 😊
Love the affirmations ❤
Everything was so organized, thank you for sharing your budget sheet with us.
Thank u for tuning in! 💜☺️ I appreciate u. Xo
Bottle water what Jade omg. I love bottle water from Trader Joe’s even though I have a water system just something about that Trader Joe’s spring water. I’m blank on what I wouldn’t want to spend my money on.
I’m seeing that calculator ever where now makes me want to get it now before the price goes up 😂😂
Im also impatient but this journey has push me a lot out of my comfort zone. Nothing is wrong with you girl and age has nothing to do with it. I’m the same so I’m learning and I love to see the money. If it stays in my bank book it’s going to be spend 🤣🤣🤣 Great video 💕💕
Happy Friday. I don’t spend money on lotto. How have you been? We talk to a few of our neighbors. The others, we just wave and keep moving along💜💜
@@Glammmahgotguts Happy November Gorgeous! OMG that is really GOOD u are not into the “lotto” my mom lives in Vegas and she forces me to buy her lotto tix 😤😓 we have argued about this lol but thankfully she stopped! SMH! You’re smart for not wasting $ on lottos!
It’s nice to mingle with the neighbors! 😊 Hope all is well! I wanna get back into my
Health Journey again! U are goals! 💪🏽
@ Hubby plays his lotto tickets. I did do the $1. Scratch offs’ but I wasn’t getting a return on my investment 😆😆😆😆😆Bless your mom. It’s all in fun. Thank you, and keeping in your best health is a daily struggle. Stay at it😍😍😍
Hey Doll! Great vid! Proud of your determination and dedication to reaching your goals! Be patient with yourself and it will all work out. Your hubby is a good man for providing for the family and helping you to stay focused and accountable. He is helping you, which is what you (we) need. A good support system at home. Loved hearing all the. “Noise” in the background. Sounded like a lot of joy! 😊
Have a great day!
❤🤍🖤
Hiii Irene! Thank u for stopping by! Missed u! ♥️ yessss, when u have a good man in life, you win together! That’s how it should be! I’m glad u have a solid support system at home too. 🙏🏽🙏🏽 wishing u all the best, and prosperity for you! TC! Xoxo 💋
Hi Jade! Great cash planning ❤ and I think it's a wise choice to focus on your debt and slowly build up your savings. In the end you'll be able to enjoy life ❤ have a great day!
I agree Amie! Makes so much sense. Thank you for tuning in. 😊🥳
I will not buy any overly expensive shoes😭
Good Morning, Happy Monday!
Happy Monday! Have a wonderful week ahead! Thanks for tuning in.
Happy Monday! 3 months is a great start - you've got this! I'm an impulse shopper and also want instant gratification - but this system works! I really enjoy watching every penny from my wallet cash stuffings. it makes me very aware of what I spend my money on because I know that if I spend it all I won't have anything to stuff for my savings challenges..and I can't be having that! LOL
OMGGGG see u get me with the “impulse shopping” 🤭🤣☕️ at some point I just have to do better tho, I know myself 😩
I’m so proud of u for making changes in your finances Mimi! You are my inspiration! 👯♀️💜 have a wonderful week! Xoxo
Listening at work💚
TY Joanna! I appreciate you. Have a wonderful week ahead! Xoxo 💕
Hi lovely im catching up in yr videos❤I love yr calculator so cute❤I know right abt spending money on im discipline myself on not spending ❤
That’s good! Gotta stay disciplined! U got this! 😉🥳 TY! My hubby bought me this calculator. It was overpriced for me lol.
Skin care I do natural skin care products lately making it cheaper ❤
Yessss! Amen to that.
Oof this question of the day is hard! There isn't much I refuse to spend my money on tbh. It just needs to fall into the right time of my life and my budget/wants. What I rarely spend my money on these days though is skin care and makeup, new clothes, etc. I work from home, so I don't often need those things for my daily life. I'd rather spend that money on things for my home or on my hobbies. =)
And GURL I totally understand the impatience. I've been trying to get into the save $5 a paycheck mentality for XYZ but it's HARD. I'm terrible at it. With my personal spending money, I just spend spend spend. No savings for me lol. All the effort to save goes into our joint monies to pay off debts haha.
I completely understand! Especially with being home all day! 🥵 I used to be like that too, I didn’t put any limits on myself because I wanted everything! 😂 take-out food was a big one for me, but it mainly went to shopping 😩
One thing that has actually helped me is saving with “mini” savings challenges! ☺️ but now it’s all a matter of “self-control” and not touching that money to shop 😂 the struggle. U can do this tho!! Just gotta find out what truly works for you! 🫶🏼 can’t wait to see your progress Rachel! I appreciate u for taking the time to comment and tune in. 💕 have a great week ahead! XO
@@thehopefulbudgeter A great week to you too! And yes, I need to incorporate mini savings challenges and games into my routine. Like you said, I think that will help. There's one big purchase I want to make for myself and I think having a savings challenge will help me visualize that goal. 🤩
@@RachelNorie YOU GOT THIS!!! Baby steps!!! 👏🏽👏🏽👏🏽✨💫
Where I live, it is not safe to drink tap water... so we only drink water bottle... we have 20 liters gallons that costs less... but yeah, not something I can choose not to pay 😢 Roblox is absurd, my son only asks for that, and I decided to limit how much we spend on that, because it is endless... 😅😅
I totally understand with the tap water. My parents are old school when they come to visit me-they don’t even trust the filtered water in my fridge! 😂 we have to buy them 3 whole cases of bottled water 🫠🫠
Omggg tell me about it! How much do u budget for Roblox? My son is getting out of hand! 😂
I’m not gonna lie the water bottle had me shook 😩 Cause here I’am buying 3 cases of water every time it’s on Sale LMFAOOOO 😆 But if it’s one thing I will never buy it will be expensive hair products
😩😂🤣😂 NO--I completely understand about the bottled water because I love my boujie “FIJI” brands 🤦🏻♀️ but I always have to remind myself “GURL! STOP!” Lmfao! I love your answer about the hair products! 😊 so true!
Good morning 💓 something I wouldn’t spend my money on is mascara that’s over $15 … in my experience, I think the $10 mascaras work just as well as those $40 high end mascara. I also throw it out often since it is an eye product. Will never buy those expensive products for that!
Also your paycheck breakdown sheet is so cute! ❤
GM Kallista! 🩷 oooh, that’s a good one! Ugh, tell me why I bought THREE mascaras that I didn’t even need and just ended up not using it as much. 😩🧐 never again. I’m sure IRL you’re gorgeous 🥰 and u don’t even need makeup! 😘 Xoxo thanks for tuning in, girl. I appreciate u.
@@cloudymoneythank u so much! Got it on Etsy. 🫶🏼
@@thehopefulbudgeter omg! Lesson learned! I learned to stick to the product you know is good 😭 and stop you’re the gorgeous one! And also I believe in you for wanting to stay disciplined. It takes lots of patience but you will get to your goal 💓
I agree with you with the water it’s a waste of money to buy water loool I only like to buy case of waters when I have guest loool honestly you have inspired me to do the same with cash envelopes like I’m still keeping my envelops but not I’m gonna be cash stuffing much cause I want to put more towards my debts before I can start cash stuffing my envelopes with ease but great video as always🎉🎉🎉🎉🎉🎉🎉❤❤
Right I understand with the “case of water” ugh-when my parents visit me (they’re from another state) they don’t trust filtered water 😂 so we buy them 2 whole cases of bottled water 😟😟 lmaOoo! 🤦🏻♀️ it’s a little ridiculous.
I know you’ll pay off your debt! Can’t wait to see more videos of your progress!! I’m SO excited for you!!! 🥳🥰 Have a wonderful week, babe! Keep going! ✨💁🏻♀️
Hmm so you need short term goals savings and one long term ❤ it takes a while do one short term and one long term for me I am saving for debt payoff but short term for spending like Christmas and other stuff it’s hard
Yess girl it’s hard because I realize if it’s on a “low income” budget-(compared to a high income earner) the process is slower, and it takes lots and lots of time!!! This whole thing is testing my patience. I totally feel u with paying off debt. 🥺✨ I had to minimize my categories and get realistic with what I could truly afford at the moment. U got this, Mrs Million! 😉 I can’t wait to see more videos from u! 💜
Gambling. Not even one dollar.
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