Money Mistakes I Made in my 20's | Ntao M | South African Youtuber

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  • เผยแพร่เมื่อ 10 ก.ย. 2024

ความคิดเห็น • 45

  • @Stumyza2
    @Stumyza2 2 ปีที่แล้ว +9

    I love this video ♥️
    My biggest financial regret was taking a R100 000 loan to study something I didn’t finish. I couldn’t afford a car because I was busy repaying this loan 😭
    Only could afford a car when I was 29. Worst mistake

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      I know all about the struggle of tertiary and having to take a loan 😔 don’t be too hard on yourself

  • @ithaselebalo
    @ithaselebalo 2 ปีที่แล้ว +8

    “You are also on the list of regrets” to the poor dog?! 🤣🤣

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว +3

      He’s a liability at times 😂 it’s just the truth

  • @yvonnemahlangu621
    @yvonnemahlangu621 2 ปีที่แล้ว +5

    Credit cards neh 😂. My dad warned me earlier on when I started working, so that's definitely not on my regret list thanks to him. Not having a budget 🤣 was my biggest mistake because I was a reckless spender. But now we know better and we do better.

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      😂 it’s a trap we all fall for. I’m glad we’ve both changed our ways!

  • @nokwandadlamini3534
    @nokwandadlamini3534 2 ปีที่แล้ว +4

    I just came across your channel and staying. How are you even 28?? You are such a breath of fresh air for me. I love everything finance too and the lighting is perfect! Definitely subscribing

  • @naomimahlangu8201
    @naomimahlangu8201 2 ปีที่แล้ว +4

    I liked this! Not because it was short and sweet but because sikhala s'baningi 😅😬

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      😅 the struggle is real girl! Thank you

  • @phumezajwili8431
    @phumezajwili8431 2 ปีที่แล้ว +4

    My emergency fund is my parents 💀🙃. Lesson learnt.

  • @xosach
    @xosach 2 ปีที่แล้ว +2

    Love the authenticity and straight talk! 🚀

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      Thanks Sachi ❤️

  • @phumlankosi3053
    @phumlankosi3053 2 ปีที่แล้ว +2

    Damn girl , I learned a lot from these. Some made me laugh cause I relate. Thank you so much. Even me I bought a camera that I don’t use for “investment”

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      I’m glad you enjoyed it! It’s okay, we’ll get better with time lol ❤️

  • @bornt6win653
    @bornt6win653 2 ปีที่แล้ว +1

    The mistakes sure made for some entertaining content so you lose some and win some😅🤣 but great planning with the excel sheet going forward😎
    Great guest appearances too from Marco and Loki😎🐶

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว +1

      Hahaha I feel like Loki was the star of the show honestly. But you’re right lol atleast I got content out of it

  • @xosach
    @xosach 2 ปีที่แล้ว +1

    LOVE LOVE LOVE!! ❤️❤️

  • @ithaselebalo
    @ithaselebalo 2 ปีที่แล้ว +2

    I relate to no.3 so much. At least we know better now 😥

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      😭 we were young and unwise. It’s not too late tho

  • @refiloemalekela5890
    @refiloemalekela5890 2 ปีที่แล้ว +2

    So excited to see more content from you 😍😍

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      Thanks friend 😊 I just need to get the hang of this, it’s so hard lol

  • @LedgieBear22
    @LedgieBear22 2 ปีที่แล้ว +1

    Super relatable !!!

  • @dannim6995
    @dannim6995 2 ปีที่แล้ว +2

    ❤️❤️❤️❤️👌👌👌👌Super proud of you

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      Thank you 😊 🙏🏾

  • @mashudundhlovu9617
    @mashudundhlovu9617 2 ปีที่แล้ว +2

    Girl. I hear you. I'm having the same problems currently. I'm a shopaholic and I use credit 😭😭😭

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      😭😭😭 we’ve all been there. Chop those cards up girl, let’s free ourselves from the cycle. For me, the instant gratification was a drug, getting things you wanted without thinking or having to budget for them felt amazing. It didn’t end well for me so not going back to that life

  • @MultiThemz
    @MultiThemz 2 ปีที่แล้ว +3

    Story of my life during my 20s haha. Credit cards will humble you 😅

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      I have learnt my lesson the hard way honestly. If I can't pay it cash, I can wait.

  • @KatlehoDlamin
    @KatlehoDlamin 2 ปีที่แล้ว +3

    New subbie!!!

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      Thanks Kay 😊

  • @alphamoondoggo
    @alphamoondoggo 2 ปีที่แล้ว +1

    Gotta insure them phones 😂

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      😂😂😂 this is also true, I was a popeye

  • @moemedi_m
    @moemedi_m 2 ปีที่แล้ว

    Great content Ntao 🌸🌸🌸💜💜💜

  • @Paulmazuk
    @Paulmazuk 2 ปีที่แล้ว +1

    Tell me more about the entertainment budget

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว +1

      I’m going to make a video on how I would’ve budgeted my fist salary, breaking it down all the way. Watch out for that in the next few weeks or so

  • @Eve_Laudika-Komwene2023.
    @Eve_Laudika-Komwene2023. 2 ปีที่แล้ว

    I love you gal...thank u

  • @MufaroMYT
    @MufaroMYT 2 ปีที่แล้ว +1

    New Subbie here! Which Camera do you use if you don't mind me asking?

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      It’s a canon g7x mark ii

  • @Litlhare
    @Litlhare 2 ปีที่แล้ว +2

    But did you die? Lol
    I think these are such common financial mistakes. Thoroughly enjoyed this video

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว

      😂😂😂😂 I really didn’t. Thank you ❤️

  • @bonganigwala5205
    @bonganigwala5205 2 ปีที่แล้ว +1

    Lol it’s a service plan hle

    • @NtaoM
      @NtaoM  2 ปีที่แล้ว +1

      😂 I told you I don’t have the plans

  • @Chykko808
    @Chykko808 2 ปีที่แล้ว

    How old are you now?

    • @NtaoM
      @NtaoM  ปีที่แล้ว +1

      29 :)

    • @Chykko808
      @Chykko808 ปีที่แล้ว

      @@NtaoM Wow