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- เผยแพร่เมื่อ 6 มิ.ย. 2024
- How expensive is it to live in Norway? Here's how much money I spend per month whilst living and working full time in Oslo.
Life expenses as a student: • NORWAY life EXPENSESES...
More videos about Norway: th-cam.com/users/playlist?list...
App I use to keep track of my expenses: Splitwize
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WEBSITE: www.monamietravel.com
FACEBOOK: / monamiedesserts
INSTAGRAM: / monamiedesserts
#norway #lifeinnorway
Thanks for this video...I'm living in Norway 3 months now and you have answered some questions I had
A consultation with your doctor GP is 160 kr / 15€ - all blood tests 59 kr / 5€. Maximum 2460 kr / 230€ per year out of your own pocket for all medical expenses (doctor, tests, medication and other treatments).
If you are admitted to a hospital, everything they do during the stay is free no matter if you have reached the max. Ambulance transport is also free.
For those not having paid work in Norway, paying taxes, other prices apply.
It is important to note that you can rent the same size of apartment for almost half the prize just outside Oslo, you would just need to take a train to work instead. Living in the city center is always much more expensive.
I'm curious, just how outside of Oslo would you have to rent to find 70m for 8000kr?
Yes, Drammen is far enough to almost halve the price. Just to get a 30-40 minutes outside the city, and prices drop drastically, 30/40% lower. Can not understand that someone wants to live in the middle of Oslo, dirty city, each to his own taste!
Also, those who buy an "apartment" of 20 square meters for over 1 million in the middle of Oslo, are insane! Bedroom, living room and kitchen in the same room.
@@hypphypp I haven't seen that drastic fall in prices. I haven't found any 70m rent for 8000kr. Maybe some garage, who knows? I'll assume that people who comment don't know the actual market and talk from memories. With all due respect. As per you don't understanding people, try to understand yourself first.
@@gabrielples6473 Why should I lie about it? I myself live in 65-70 square meters, and I live about 1 hour and 30 minutes far away from the dirty city. It costs me 7000 a month. Has everything I need within 5 minutes walk. 4 grocery stores, and 70-80 other stores at the center that you spend 5 minutes up to. Do not know where in Norway you live, but you clearly have no idea.
@@gabrielples6473
It is not an apartment, but a small house. Large living room, large kitchen, small bathroom, large bedroom, and fit large computer room. Anything else you were wondering about?
Yey... was waiting on this. Your videos are so interesting! Love it.. and you! :)
Thanks for sharing, very helpful for people who want to move to Norway (me😁). Like always I enjoy your video. Sending good vibe and love😊
i just love that even if the food was expensive, it really delighted me that all of the veggies and fruits in the supermarket are never rotten. thry were all fresh
This is very informative. I am planning to come and live in Norway soon and thank you so much for this video.
Very helpful thank you :) im planning to move to Oslo this year
Hello.
We live in Bergen, me and my husband.
And we have some difference.
On rent, close to sentrum, we pay 8000kr (55m2), little more than you on internet+tv 1000kr, on electricity around 700kr. But we own a car, an electric one. So its quiet cheeper than a diesel one. And we pay 3300kr on loan per month, 600kr on insurance and around 500kr on road taxes (bompenger). And maybe sometimes we use the fast charge station, this will be around 100kr per month, some months we use it more, and sometimes less or we don't use it at all.
Thank you for sharing! 🥰
@@MonAmieDesserts What about cell phone plan?
@@eliopearlman1309 It starts around 10€ a month for unlimited calls + 1GB data
Loved the video a lot!
I own a car, but I live in the countryside where there are no trams or subways and the buss is mostly in other places. My job also demand that I have a car ready for meetings, conferences or just go and look at things. I have an Volvo v70 99 model. I can afford a much newer car, but this have been my car for the past 6 - 7 years. Old cars like this one must go to the repair shop quite often, there is always something failing, but the parts are cheap and in an abundance. The repair job itself is usually where the cost lies. On average I think I spend around 10000 to 15000 in repair costs a year (a couple of big repairs is pulling up the number). 10000 in insurance, not sure why it's so expensive, it's a family car... Next trip to the repair shop will be on Tuesday, there is this noise that increases with the speed, don't know what it is. I hope it's a cheap repair, but it could also mean end of life for this car.
Being two people on sharing the cost of living is great and really lowers the cost. Sadly it's not something everyone is able to do, some must live alone. Around 18% do so in Norway (2020 numbers). Many of them like to live alone, but the extra cost is annoying.
Thank you for informative and helpful content. God bless
Great video! Hope you had a nice trip to Italy! :)
Thanks! 🥰 I did!! 🍷🌊☀️🏰
Can you make of video of what you do for a living and how you found your 1st job?
Btw great video and very informative!
Thank you
Sure! ☺️
if you live in the EU just bring your own car here, you can use it for 6 months or 1 year (i can't remember exactly). Just dont forget to register it to the system because the highway tolls and some tunnel or bridge is post-paid
Living in a smaller town I rent for 8400kr for a ~48m2 two room apartment. This includes a TV deal the coop has and parking spot in the basement garage.
Electricity is probably around 800kr average per month throughout the year. Around 600kr for a 300/300mbit fiber line. Insurances 140kr.
The car cost me ~770kr for insurance and tax just sitting in the garage :) Adding up everything I eat or drink is about 3000-3500kr per month.
So I'm guessing around 13000kr on average per month minimum.
Lovely information Thankyou
Water bills is not a thing in Norway, have been some talk about it, but think there will be huge revolts if that changes. However if you own your own house or apartment you pay a yearly fee for maintance of pipes, garbage pickups,snowplowing etc. those fees depends on what kommune you do live in, as each kommune have different yearly fees you have to pay.
Thank you for letting us know that! ☺️
@@MonAmieDesserts the fees can actually vary by several 1000 Norwegian kroner based on what kommune as well.
You do kind of pay for water in the municipal taxes. Those cover water, sewage, garbage, chimney sweep (if needed).
Some municipalities require owners install a water meter that you have to report in and pay for what you actually used.
If you rent this is all obviously covered by the monthly rent, and if you own an apartment it is part of the monthly payment to the housing coop.
I live in Kristiansand and we pay for the water we use, we have a water meter installed. And there is a lot of other places in Norway that have that too.
@@Alexx.winter Most places if not everywhere, you can choose to install a water meter and pay for what you use. Some places require it for certain types of buildings (officebuildings, apartmentbuildings, factories, ...). Some places require it for every house. Kristiansand seems to have it as a requirement for most buildings, but not for existing private houses without a meter (though the way they write it, I'm not sure if they require it if the house get a new owner). I've never lived in a house with a water meter, but it looks like Norway is slowly moving towards water meeters.
Thank you for this video👍
woah it was the groceries that got me. that's like 3 months of organic groceries for a family of three in london
Yup.. food and housing in Norway are expensive! But this is in Oslo.. if you live in a smaller town it would probably be a bit less ❤️
@@MonAmieDesserts i will keep that in mind for when i visit!
OMG groceries are so expensive!! I spend about £300 in the UK, very surprised
Great video! Could you advise on the Web pages, most typically used to find long-term accommodation?
Here, oslo-korttidsleie-og-overnatting.webnode.com/billig-overnatting-og-d%C3%B8gnleie-i-oslo/
When we were on holiday in Norway we bought a lot of groceries with too good 2 go. And we were really lucky with the products we got. Begin june we are going to move to Norway so i think we will use too good 2 go again. :-) but 760 for groceries is not that expensive i think. I am used to the Dutch prices now.
Olá Mon!
O meu nome é José e à poucos dias mudei-me de Almada para Oslo para começar um PhD. Queria-te agradecer por todos os vídeos sobre Norwegian culture, lifestyle, etc, que têm ajudado bastante :-) Continua sempre a fazê-los!
Cheers,
Zé
Obrigada!! E boa sorte com tudo!! 😘
Thanks this video
How do you manage to pay so little in electricity? I live in a one story 70 m2 house and pay around 600 in the summer and about 1000 in the winter. May I ask what company you use?
It is really not that expensive,
However as a student thinking to study in Norway, I should have a part-time job.
@strawberry_shortcake4life
Actually I am in a third world country
And yes, expenses in Norway is like 5x or even 6x times more expensive than my country (Libya)
But when I sayed it is not expensive I ment it is not that expensive like most people say.
By the way where are you from?😊😊
If you buy your food once a week instead of each day you could cut your food expences quite a lot. My wife and me eat about the same way as you and your beau, but we only use about 6000 kr. If you buy a year long pass on the public transport in Oslo you pay for 10 months ang get two months for free.
Yes, it is probably actually above average, as a person uses 3000. It gets "cheaper" the more people there are.
Hei Mon, thanks for the very helpful video. I was wondering about taxes (I don't think you mentioned those).
Wikipedia says the highest income tax rate is 25%. That seems very low, I think something is missing there ...
Edit: found the answer to my 2nd question on your student expenses video :-)
I pay way more than 25% and I don't have a extremely high salary so I guess Wikipedia is wrong 😬😁
The tax rate is not flat. Salary tax increases as income increases. And then there are deductables; Like single mom/dad, long work commute, interests paid on house loan etc.
People who make about 350 000 a year pay about 25% tax. 1 million a year, about 38%. The higher end of income tax, making 2 million a year is 45.5%.
The following year you will get about 12% of last year's salary as "vacation money" in June, no tax then (already paid for previous year).
Tax on capital investment is 27%, so a certain group of people would position themselves to get paid as capital investment instead.
min 1:58 "rent has gone up so much in the last 3 years" I'm in Toronto and its the exact same thing. What is up with that?
A água e o lixo são pagos semestralmente e é baseado no tamanho em m2 da casa e da kommune, o k pode ser approx 5000 ao ano no teu caso. Tb tens o custo da NRK anual k desde o ano passado é obrigatório mesmo n tendo tv. Esse custo é approx 3600 nok ao ano e o teu landlord deve tb estar a absorver esse custo. No teu caso em apartamento tb há o custo do condomínio, o sameiet, k tb tem k ser pago, talvez tb n vejas a factura, mas deve ser approx 2000 ao ano.
Olá Gonçalo! Obrigada por partilhares esses pormenores ☺️ não mencionei essas coisas porque estando a alugar não são despesas que tenho. Beijinhos
The conversions are wrong for nok to euro. That’s 1223 euros not 1350. And 1335 usd for extra credit. I also want to point out that the cost for your monthly public transportation pass is far cheaper than most major cities in the USA. Charlotte nc is 140 usd per month, and twin cities in mn is 83. Numbers would be slightly different 3 years ago. But im surprised to see how many people in Norway think it’s expensive when every video shows it’s so much cheaper than USA cities. Maybe you’re comparing to other European cities?
On your first job offer in Norway, are you already conversant in Norwegian language? Or would you say that Norwegian language was not a factor why you got a job offer? Thanks in advance! 😁
Hey! Again I think it depends on the type of job. But I always say I think it's best if you know the language. I have a video called "Do I need to speak Norwegian?" where I speak a bit more about that ☺️
I find it hard to get a job in Norway with my profession, especially I'm only a diploma student but I can't afford to study there as my savings' not enough for rent and everything. If I ever get a job there, it has to be quite high paid in order to live like you and also send money home...
Beautiful information you given but haven't mentioned how many percentage of salaries are you saving in a month.
Thank you very much
Nice one! It depends if I am traveling during that month. But if I am not traveling I would say I save around 30% of my salary 😉
Como não consigo visto norueguês talvez eu vá para Portugal.
Nos cá realmente a luz é bastante caro assim como o gás, se bem que as endas estão a aumentar bastante 😔
Gostei muito de ver querida 😘
Prices are similar to The Netherlands.
Thinking that 8000 on groceries seems alittle high but I suppose 4000 a person is around what is normal. The waterbill is probably in the rent... also garbage and general utility bill.
The average food per month for 1 person is 3000 kr.
Everything is so expensive! Makes me feel so lucky to live in the UK..
My entire monthly expenses including rent is just your rent. That's so mad!
Sir what is your monthly income in uk?
@@pikusarker1359 £2425 per month (28,210 kr) (€2781)
@@c0rbino as a student or full time worker? Thanks a lot.
Hello my friend,
I have a question, if I am a student and don't know Norwegian language, then would it be easy to find part time job in supermarkets?
No, you must be able to speak Norwegian.
@@hypphypp Thankyou
Hii, I'm a Doctor and I'm wondering about moving to Germany or Norway ?
Can't decide 💔
I'm biased towards Norway, but you know I need an advise
Thank you!!
Germany is better, winters in Norway are frezzing brutal.
Well the year is 2022 now but i dont think much changed in Norway. I am a skilled engineer in Norway and my salary is relatively high comparing to employees in the IT area. First of all, gp does not help a lot , if u have a serious disease , you are fked up here. Health service is not working smootly and organized as it has been said. Groceries are extremenly expensive therefore Norweigan even prefer to ride swedish border to do shopping. Electricity prices doubled than mentioned. Renting more or less the same. Oslo is a secure area but Police is just too relaxed, For instance if smb has stolen your wallet or bike and u called police. They literally will do nothing. Transportation, a monthy pass costs 83 euros, can you imagine? and yeah use bike to go everywhere in the middle of winter if you can :) , If you want to buy a flat , there is a bidding and it is not %100 sure u will get the apartment u liked, after bidding even you are the winner, state may come across and say "hey i prioritize a local nearby " and you are out. I have friends entered 3 times in bidding and won but still could not buy the flat :)) Can you imagine ? So it is fancy to live in Norway from outside but everything i mentioned above is TRUE.
Is the monthly 1,100 kroner spending for one person. For example i would come to oslo and i would spend 1,100 kroner every month?
1,100 u gonna spend it in a day menn 😁.
I definitely have to find a job within 3 months of moving to Oslo or i'll go broke 😢
When you said that you pay 14000 for rent. That means what, you pay 14k and your bf 14k so in total 28k, or you pay 14k in total(7k each one of you)
14k in total 😊
Can I afford to live in Norway if my pension is US$1,200 a month?
in switzerland 1350 is a studio 🫣
All videos that I saw said "Norway is expensive", but what about the salaries? I mean, your country can be expensive but is possible survive/do a comfortable life with a regular salary? Or this difference between salary versus expenses is too much? For example, I'm from São Paulo city. My city is too expensive and the regular salary is not enough to be a comfortable/normal life, hahaha
Is you have a Norwegian salary whilst living in Norway then it is balanced
@@MonAmieDesserts thank u :)
I wished my whole life to visit norway even in 10 days
Shook at how cheap electricity is over there wow... Groceries though... holy f.
Also did not know there's no public healthcare??
Salary is quite high? Would you mind sharing the salary range in NOK? If you don’t want to share the whole number, the first digit would suffice 😁
Hi. I live in Bergen,Norway.
And here a medium salary is around 20 -25 000kr (net)
Of course you can go up to 40 000 kr or more, depends on what kind of job you are looking.
It really depends on what type of job you have ☺️ but you can search on the net about minimum wages in different professions. There's a lot of information
@@nicoletarotaru4751 hello Nicoleta , I would like to ask you few things in private regarding Bergen if you dont mind. Thank you
@@nicoletarotaru4751 The median income was 42835 NOK/month in 2019.
@@theshinyplayer2373
It's before tax.
I was wondering if you have a health insurance? I live in the Netherlands and we have a lot of insurances: like health and for your house, for the car, etc. But if you have not, how is it taken care of in Norway?
Hi! It depends from people to people, but my work provides me with health and travel insurance.
@@MonAmieDesserts thanks for your reply. It seems like they have been taking good care of their employers in norway.
As a Norwegian you dont need a insurance but some do have through work or a personal private insurance. Because even that the public healthcare system is almost free... its slow and for some type of operations you risk having to wait a while ofcourse in the meantime you might get sickleave ofcpurse but you make more working.
Also insurances for the car is needed, and prefably for house if you own. If you rent you only need a insurance for your furniture and stuff and if you are member in a worker union some of them have insurances for their members for like your innbo (furniture and stuff inside) and some also have life insurances and works have like insurances if you where to become disabled.
It's alright right...? Or is that too much? Interesting video Mon I liked this video yes!!!!👍😅
@Johann Gustafsson Beautiful Norway yes!!!!👍😅💖💕
@Johann Gustafsson Awah thanks. What can I say the land's done wonders to us all yes!!!!👍😅💖💕
@Johann Gustafsson I'm happy what can I say yes!!!!👍😅💖💕
@Johann Gustafsson Nice commenting to you too Johann. I liked your comment yes!!!!👍😅
@Johann Gustafsson Same yes!!!!👍😅💖💕
Is it normal for couples to split the rent in Norway?
That's normal everywhere, both are working, no kids.
Good afternoon ma'am hope you will be fine I am chemical engr operation process engr I have 20 years experience in industry can u help me in getting job work permit god bless you anticipation
Interesting
Can you please converted into American rental vs Norway
Don't you know how to convert Euros to US dollars?
Conclusion very expensive living , what's the benefit people has to living in Norway. Need make truck full the money now.
Wow, you're absolutely gorgeous
I saw the other day a noweigan buy an avocado for 4 dollars! If you like guacamole that could add up in a hurry!
We have cheaper ones, but if you want the big good ones it will be around 3 dollars yes
@@Wolfieboys med size is 4 for 5$ in Tx/US...That's probably avg price!
remember that we live in the northern parts of the world. import food is more expensive here, as well as clerk job-salaries.
Uma dica: O algoritmo do TH-cam favorece videos com 10 minutos ou mais.
Come on time is ticking that is a wrap...
Hi
Conclusion: Nothing comes at cheap price in Norway.
760 euro that is like $850 for groceries a month good god. That’s 1/3 as much money as I make per month and you eat it lol
She said 760 for both of them.
14,000 kr is $2100 CAD ... wow that’s crazy expensive... not possible for a single person... be nice to that boyfriend. You need him 😉
Salaries in Norway is also higher to make up for the higher cost of living as well.
Keep in mind the median architect salary per month for females were at ~52800kr in public sector before taxes in 2019.
High cost & high salaries thats all about Norway.
The Norwegian Labour and Welfare Administration aka NAV, pay me this every month. We got a social welfare system that is great.
@@Iglum
Tell it to the whole world, and we will be like Sweden. We do not want our pensioners to have to live on the streets either!
Not much money at all spent.
Here in norwegian vi walk our polar bears every morgen
Norge er et bra sted å bo
You look a lot like Marissa Farina 💗
Me out here spending $100 on groceries
Where?
Mda
So are you saying that basically you deprive yourself of everything due to its cost just like people do in third world countries?. I mean, both you and your partner have gone through university, working in the field related to your studies, you also live in one of the countries with the largest GDP per capita, yet your budget seems a bit tight. It doesn't make much sense. Is that the case in most households. I thought you would have had the nicest warmest houses and latest volvos.
I guess it depends how much you want to have on savings 😉 I prefer to spend less money on a daily basis to then have really good vacations, travel or build a house
Girl, i suggest why don't you start your onlyfans? I think their is more viewers than this.