Subscribed! fellow REB here. Thank you for educating our investors with real talk. I hope that there will be more brokers discussing about these. There are some broker channels that just care about sales and keep promoting projects of developers even if they are obviously overinflated. Kudos to you, you are saving many lives of Filipinos at ng hindi sila maka gawa ng maling desisyon sa pag invest.
Thank you so much for this message, for subscribing and for appreciating my content 😊💕 It is my aim to help uplift our profession by educating more people about our industry, real estate investing and more.
Agreed first investment ko matatapos na next year at nag start nku sa additional real estate which is turnover na tinitirhan nmin and I’m planing to get another one for rental wla kumikita agad without taking risk
Thank you! I am a beginner real estate investment. I already have 3 properties. One apartment, one condo for rent, and one pre-selling lot. This is very helpful! More tips for aspiring and starting real estate investors since madaming mga young aspiring investors like me in our early 20s :)
Low equity higher Roi , the best thing about in real estate is you can used debt, but responsibly whenever i'm investing in real estate I would look practically in numbers and cashow instead to sell and make money through capital gains taxes are huge, there is this thing called 1031 exchange if you want to trade for bigger asset . Real estate is about management, to make positive or higher ROI. if you cannot manage stay in stocks paper asset or reits.
I agree that leverage can be used as a strategy to increase return on investment. With regards to US 1031 exchange, the Philippines unfortunately doesn’t have a law similar to it but REITS is an alternative for those who doesn’t want to be actively involved in their investment 😊
Bought a condo and to be honest mejo mahirap especially nung nag covid kasi mas mataas pa monthly ko sa bank (and this is for 15 years payment lol) compared sa monthly rent na nakukuha. Though i made sure na i can pay the amortization even without rent, nakakainggit lang na yung ibang tao na kakilala ko nakakabili ng mga kotse etc.
Thank you for sharing this. It's a great reminder for Filipinos to be prepared 😊 Delayed gratification lang muna at isipin nalang natin mabilis mag-depreciate ang kotse.
Ganyan din mangyayari sakin mas magiging mataas ang monthly amort ko vs rent dahil sa covid, so im trying to see kong anu ang dapat gawin para mataasan ko ang price ng rent, maybe lagyan interior design?
@@PinoyRNPNW fully furnished mine as well pero hopefully makabangon once covid is more stable. Somehow hybrid ung purpose nito since I will use it din as a starter home if magkaroon ng asawa sa future
I’m so glad that I stumbled upon your video. It’s very informative and gave an honest perspective about real estate investing. Thanks for sharing your thoughts and tips. ❤️
Would appreciate very much if you can share standard or average or indicative GRM values at different NCR locations, for condos & other types of residential properties.
The upgrade re inverter aircon caught my attention. I think you can forego since this is a sizeable investment (imagine having 3 AC's) IMHO regular non-inverter newer units are suffice since mas robust sya and electricity are paid by tenants anyway.
Yes, appliances with inverter technology are not needed when leasing but if you’re flipping, it’s an improvement that will be attractive to buyers who will use the property as their principal residence 😊
Energy-efficient appliances may be desirable, but renters normally have their existing aircons that they would like to bring and reuse, so these people would prefer minimum furnishings at lower priced properties.
Thank you for those practical tips. Totoo lahat ng sinabi mo kasi nakakarelate ako. Need tlaga may cash flow din kasi kapag hindi napaayos ang mga sira lumuluma ang bahay lumiliit ang paupa. Medyo challenge din sa katulad nmin na nakatira sa ibang bansa. Magkano na ang pagpapalakad ng change of title? Both ako (buyer) at sis ko (seller) nakatira sa abroad. Possible kaya na makapagpalakad kahit wla kami sa PH? Thank you in advance
Rate po niyan depende sa real estate broker at depende sa location po. Around P 10,000 po sa estimate ko. Possible pong magpalakad basta magbigay po kayo ng consularized SPA 😊
Very helpful! how about buy, reno and sell? that;s what I want to do, buy an ugly property in a good location, flip within 3mos, stage, market and sell, for some reason di ko type mag rental at this point, just want to sell and get it over with and repeat! a lot to learn along the way. I would like to start small time fyi
This is actually the investment strategy my dad does but what he does is more difficult since he deals with properties that have problems. High risk, high reward 😅 So I’m also planning to make videos about it in the future 😊
Thank you for the Great info mam me Ann, dami Kong napulot dun, I think yung time na nag acquire kami ng wife ko was the time na na hype ako sa kabilaang pag promote ng mga agent samen ganun siguro minsan pag lack of due diligence at newbie palang sa property investing, but anyhow I still look forward na by the time na ma turn over sha ay ma rent it out Paden namen. =) newly subscriber po here baka may free shout out mam =) more powers po. 🙏🥂😇
Na-withheld for review pala ni TH-cam ang comment niyo so now ko lng po nabasa at now lng nkarespond. Yes, praying mapa-rent out niyo po agad. Thank you for subscribing 😊 Natawa naman ako po doon sa free shoutout. Di naman po k sikat para mag-ganun 😆
Hello ma'am. Thanks for the informative content. Yung sa GRM po, ano usually magandang ratio Dyan? Pag ang sagot po ba 14, OK po ba yon? Sana po mapansin nyo ma'am. 😀
Kailangan meron kayong comparison sa iba’t ibang properties sa same area para malaman kung mababa o mataas yung GRM 14 😊 Walang specified number dahil yung value depende rin sa location. May location na mas mataas ang standard of living kaya mataas ang GRM pero meron din na mababa ang standard of living kaya mababa ang GRM. But please take note that GRM is just for initial evaluation and not for in-depth analysis of a rental property value 😁
Saan kaya pwede maka attend ng seminars about real estate. I like to be knowledgeable about it bago ako mag invest. Ayoko maging emotional investor. Thank you in advance. Your contents are all interesting! Very informative! Keep it up! 👍👍👍
Meron pong classes conducted by Urban Institute of Real Estate and a certification class on being a Real Estate Investment Professional by RFP Philippines 😊
@@OwnPropertyPH sa NCR po b ito? Lagi po b silang may seminar? Kc May kinuha din kc q condo at nabigla q sa magiging monthly amortization q sa bank loan q
Maam f ever young terms 15 years sa financing sa banko yong pinili mo, at after many years like 3 years or 5 yrs or 7 years nagkapera ka bigla ,pwede ba yan cashan pra iwas sa malaki interest or need talaga 15 yrs bayaran siya sa banko?
Hello po mam. I invested in condo last 2018. Now i wanted to resell it. I hope you can help me or if you can give advice. Note also that my unit will be turned over this march 2023 target date. Thank you
Hello po, I regret to inform you that I currently don’t have the luxury of time to make an investment analysis of the project due to high number of queries. Kindly stay tuned for my future videos that will help you in your decision making 😊
Is Hacienda balai condo in QC is a good investment for rent? Because upon researching, the rental price of hacienda balai is from 10k-16k including condo dues. But the monthly amortization in pag-ibig is 17k for 30 years and we can see that it will create a negative cash flow. I already paid 16 months equity and the turnover is this year. Shall I still continue my investment or there is another way or reason to continue? By the way, my goal is to create positive cash flow as another source of income from this unit. Thank you ❤
Hi, just because the loan term is 30 years, it doesn’t mean that you have to pay it for 30 years. The sooner you pay off your debt, the sooner you’ll be able to create a positive cash flow 😊 But of course, location is still key since that will serve as basis whether you’ll have a steady flow of tenants. So based on your capacity to pay your Pag-IBIG loan and ability to come up with creative strategies to attract tenants then you’ll be able to think if you should continue or not though it is important to note that not all condominium units are for investments. Some are for end-use 😊
@@OwnPropertyPH Wow 😍 its very informative ❤ that is an eye opener for a 1st time condo investor like me 😇 As a newbie, I admit that Im too aggressived and overwhelmed in this kind of investment. Now I realized that not all condos are for investment and what I observed in terms of location wise, hacienda balai is one of the condos that is for end use only. Thank you very..very much 😘
Hi, Ms. Me-an, do you have tips po ba how to still make a condo a good investment kahit na mas mataas yung monthly loan amortization kesa sa average rental rates? Unfortunately, hindi rin allowed for AirBnb yung property. Thanks po in advance.
Naku, pang end-use po ata iyang nabili niyo. Hindi lahat ng condo ay pang investment kahit sabihin pa ng ahente sa inyo na "for investment" po iyon 😢 Anyway, pinaka magagawa niyo po diyan na remedy, get extra jobs and have additional income para mabayaran agad yung utang sa bank. Kapag na-pay off niyo agad yung loan, at least consistent cash flow na po for you yung rental payments.
@@OwnPropertyPH aww, thanks po sa response, mukhang condo resale in the future na lang pala easiest to do if gusto ko kumita rin agad sa ininvest ko, hopefully mabenta siya kahit naka-loan pa
Your vlog is very informative, may I ask lang kung paano ang process if I decided to sell my condo unit but currently naka loan sa bank for 15 years. Yung parang condo pasalo? Is it legal and safe? Thanks
Balak kong mag invest sa real estate pero ok lang po ba mag invest nlang ako sa Real Estate pag nka uwi na ako sa Pinas? Pag ipunan ko nlng muna yung savings ko dito sa abroad at dun ko na i invest pag uwi ko kasi mahirap maghulugan pag wala ako sa Pinas tapos ang palitan ng pera ay mas mababa at di consistent ang palitan kaya lugi ako pag nasa abroad ako. Mas ok yata nasa Pinas na ako mag invest para matutukan ko rin face to face ang ininvest kong condo. Any advice?
Ang pag invest depende sa investment strategy na gagawin mo po. Halimbawa, leasing, flipping, buy & sell, etc. pati investment horizon. Kung condo ang bibilhin mo po then pwede kang mag-invest sa pre selling five years bago ka po uuwi kaso kung pag-uwi mo po at hindi mo naipon ang full balance, kailangan within age limit ka pa po sa pag-apply ng home loan. Kaya yung iba po habang bata pa sila nag-iinvest na po sila para pagtanda nila, may passive income na sila dahil fully paid na ang condo. Hindi kasi need ng malaking pera agad, pwedeng mag-leverage ng investment po. Anyway, marami pa naman po akong ilalabas na videos din para ma-analyze niyo po kung applicable na po ba sa situation niyo ang pag-invest 😊
@@OwnPropertyPH ang hirap din po kasi pag nag invest ako wala sa Pinas walang mkpagtitiwalaan sa transaction tapos pag dito ako sa abroad lugi sa exchange rate at sa remittance. Ano po age limit sa home loan? Pag home loan po mahirap din kumuha agad2
ma'am napuyat ako sayo kagabi, kakapanood ng mga videos mo on investing in a Condo, pwede bang pakasalan nalang kita tapos ikaw na mag decide ng investment/s pra satin? 😅
Good PM this is eric de leon Ms Me-An may tanong ako Trying to buy a property Ang naka register land and house Then napatayuan ng apartment pero di pa na register un apartment Will that be a problem?
Building Wealth One House at a Time by John Schaub, Rich Dad Poor Dad by Robert Kiyosaki, the ABCs of Real Estate Investing by Ken McElroy, What Every Real Estate Investor Needs to Know About Cash Flow…And 36 Other Key Financial Measures by Frank Gallinelli, and The Millionaire Real Estate Investor by Gary Keller 😊
It depends kung anung tower nabili mo po, maganda ang nabili mong unit at kung maaga mo nabili saka siya worthwhile na investment. Kapag mas late mo na nabili, medyo mataas na price tapos kapag maraming supply at parepareho po kayo ng strategy, maaring mahirap ma-hit ang high occupancy rate of 65% for daily rental.
@@OwnPropertyPH ok po, thank you sa pag reply, let me know po pag pwede na kayo. Kayo po sana ang gusto kong mag manage sa iisa ko condo unit kung matatanggap nyo. Stay safe.
Hi i wanted to ask a question, Do I need a real estate company and a team (attorney, real estate agent, advisor, etc.) before my first real estate investment or could I start on my own just by buying, renting & selling?
It’s not necessary but having a professional to guide you and provide you with vital information will help you avoid costly mistakes as well as enable you to make an investment that matches your risk tolerance and investment horizon 😊
@@yasseinvlogs5585 A real estate company is one that does real estate business so it can either be a brokerage firm, property management group, real estate developer, real estate investment group or real estate dealer. You don’t necessarily have to form a real estate company right away if you’re a real estate investor since it depends on the level of involvement the business requires, the period of time for investment, etc. For example, if you will focus on long term investment then a company offers asset protection. Another example is that if you focus on active real properties then you’ll need people to help you manage or operate it 😊
@@OwnPropertyPH So I could form a real estate investment group company where I have a team (attorney, etc..)to manage my properties since I have a lot of properties & since I want to be an active real estate investor. But at the beginning I don’t need it, I need it after I grow my investment properties right?
There is no specific tax for rental but income from condo rental is subject to either 3% percentage tax (if gross annual rental income does not exceed PHP 3 M and not VAT-registered) or 12% value added tax (if gross annual rental income exceeds PHP 3 M and VAT-registered) 🙂
Hello, thank you for your insightful video! May I ask if 4.3M for a studio unit located at Parañaque is a good price or above the market value? Thank you in advance. :)
Hi, Parañaque is big so you need to be specific on which area it is located and who is the real estate developer. Anyway, to know if it’s a good price or not, compile a list of comparable properties 😊
I want to build a house in the Philippines,, if I have filipino wife , If I want to sell my house could my wife stop the sale , if I put all the money into my house, hope u can help me ,I love the Philippines 🇵🇭
I think your plan is risky since the Filipino wife you might end up marrying most likely do not have land and you may probably have to be the one to purchase the land but it won’t be registered under your name. And then you need to lease the land from your wife, so I think you’ll be protected more if you put up a corporation instead. What I shared is based on my learnings so far so yes, it’s also best to consult a lawyer for this 😊
korek mamshy! napakadaming ads ngayon na hndi transparent.. lalo na ung BRRRR method.. nagmumukha syang madali but in reality.. what are the chances na maapprove ka kaagad sa loans if minimum-wage earner ka lang, clearly it is not for everyone pero.. if naaral ng maayos ang real estate investment.. possible din talaga. kaya mag BSREM na! HAHAHAHAHAHAHAHAHAHA!
Ghorl.. hirap na hirap ako intindihin pagsasalita mo.. pede ba tagalog na lang.. sa dulo ng mga video mo.. hurap na hirap ung panga ko.. or pa-voice over mo na lang.. sayang maganda pa naman topics mo..
Hindi po pwedeng purong tagalog kasi masyado namang malalim pakinggan at mas hindi maiitindihan ng lahat pati ang mga kabataan na sanay ng mag-Ingles. Mas marami rin sa namumuhunan sa real estate ay mas gusto na nasa wikang Ingles lalo na at ang mga katawagan at dokumentasyon ay naka-Ingles. Kaya Taglish na ang magandang kompromiso para sa lahat. Pwede naman po akong tanungin kung meron kayong gustong linawin.
Subscribed! fellow REB here. Thank you for educating our investors with real talk. I hope that there will be more brokers discussing about these. There are some broker channels that just care about sales and keep promoting projects of developers even if they are obviously overinflated. Kudos to you, you are saving many lives of Filipinos at ng hindi sila maka gawa ng maling desisyon sa pag invest.
Thank you so much for this message, for subscribing and for appreciating my content 😊💕 It is my aim to help uplift our profession by educating more people about our industry, real estate investing and more.
Good job ha 🎉❤!
Agreed first investment ko matatapos na next year at nag start nku sa additional real estate which is turnover na tinitirhan nmin and I’m planing to get another one for rental wla kumikita agad without taking risk
Thank you! I am a beginner real estate investment. I already have 3 properties. One apartment, one condo for rent, and one pre-selling lot. This is very helpful! More tips for aspiring and starting real estate investors since madaming mga young aspiring investors like me in our early 20s :)
Wow! That’s great to hear that you have a diversified real estate portfolio 😊 Yes, I’ll be creating more real estate investing videos.
Cash flow baby
Ano po so far ang ok sa 3 properties niyo? Ano po yung pros and cons nang tatlo po?
*_salamat po, madami akong natutunan sa inyo bukod sa nikikita ko beautiful face mo_*
Hello po ... wow thanks sa information na to... galing naman po ng content na to .... tips and ideas
Thank you po 😊
Thank you for educating us.
Ang galing mo ms. ME-AN dami ko natutunan sayo.. Thank you very much and more power to your vlog.
To God be the glory. Thank you so much for watching po 😊
yes, dami ko tlga na learn sau mdam! More video pls
Opo, marami pa po akong naka-line up na videos 😊💕
Low equity higher Roi , the best thing about in real estate is you can used debt, but responsibly whenever i'm investing in real estate I would look practically in numbers and cashow instead to sell and make money through capital gains taxes are huge, there is this thing called 1031 exchange if you want to trade for bigger asset . Real estate is about management, to make positive or higher ROI. if you cannot manage stay in stocks paper asset or reits.
I agree that leverage can be used as a strategy to increase return on investment. With regards to US 1031 exchange, the Philippines unfortunately doesn’t have a law similar to it but REITS is an alternative for those who doesn’t want to be actively involved in their investment 😊
Your information provided are all correct and I am with you.
Thank you 😊
Bought a condo and to be honest mejo mahirap especially nung nag covid kasi mas mataas pa monthly ko sa bank (and this is for 15 years payment lol) compared sa monthly rent na nakukuha. Though i made sure na i can pay the amortization even without rent, nakakainggit lang na yung ibang tao na kakilala ko nakakabili ng mga kotse etc.
Thank you for sharing this. It's a great reminder for Filipinos to be prepared 😊 Delayed gratification lang muna at isipin nalang natin mabilis mag-depreciate ang kotse.
Did you regret buying the condo?
Ganyan din mangyayari sakin mas magiging mataas ang monthly amort ko vs rent dahil sa covid, so im trying to see kong anu ang dapat gawin para mataasan ko ang price ng rent, maybe lagyan interior design?
@@PinoyRNPNW fully furnished mine as well pero hopefully makabangon once covid is more stable. Somehow hybrid ung purpose nito since I will use it din as a starter home if magkaroon ng asawa sa future
anong condo po to?
I like your explanation. It's simple and easy to follow. Nice job.
I appreciate this comment. Thank you 😊
Maam Thanks for the clear information. Hopefully I can hear other good investment tools..
Yes, soon po. I just have a lot of videos on my pipeline 😊
*_smart and beauty, haay salamat po sa mga pointers_*
Thank you for watching po 🙂
Thank you for sharing your wisdom. I am learning.
11:52 true. Ibang landlord kumita lang gusto e. 12:13 reason im moving out. Claimed na pinalinis, but the unit looks cleaner when i moved in.
Hope you found a better place with a better landlord 🙂
You deserve more subscribers. Your channel is very informative. Keep up the good work!!!
Thank you so much 😊 Comments like yours encourage me to keep on making informative videos.
I’m so glad that I stumbled upon your video. It’s very informative and gave an honest perspective about real estate investing. Thanks for sharing your thoughts and tips. ❤️
Thank you po 😊
Would appreciate very much if you can share standard or average or indicative GRM values at different NCR locations, for condos & other types of residential properties.
I just don't think I'll be able to come up with this anytime soon as I have a long lineup of videos 😔
Thank you. so informative.
Great advise! thanks
The upgrade re inverter aircon caught my attention. I think you can forego since this is a sizeable investment (imagine having 3 AC's) IMHO regular non-inverter newer units are suffice since mas robust sya and electricity are paid by tenants anyway.
Yes, appliances with inverter technology are not needed when leasing but if you’re flipping, it’s an improvement that will be attractive to buyers who will use the property as their principal residence 😊
Energy-efficient appliances may be desirable, but renters normally have their existing aircons that they would like to bring and reuse, so these people would prefer minimum furnishings at lower priced properties.
@@jerrytelan9947 that’s not normal at all😂
thank you for sharing.
Welcome po 😊
Thank you for those practical tips. Totoo lahat ng sinabi mo kasi nakakarelate ako. Need tlaga may cash flow din kasi kapag hindi napaayos ang mga sira lumuluma ang bahay lumiliit ang paupa. Medyo challenge din sa katulad nmin na nakatira sa ibang bansa. Magkano na ang pagpapalakad ng change of title? Both ako (buyer) at sis ko (seller) nakatira sa abroad. Possible kaya na makapagpalakad kahit wla kami sa PH? Thank you in advance
Rate po niyan depende sa real estate broker at depende sa location po. Around P 10,000 po sa estimate ko. Possible pong magpalakad basta magbigay po kayo ng consularized SPA 😊
On point, i learned a lot! Thank you!!
I'm glad you learned a lot 😊
Very informative, thanks ❤️❤️❤️
Maam, ano po ang mga pros and cons sa condo unit na katabi ang pool at nasa entertainment floor?
Do you need to pay income tax if you buy and sell real estate on a regular basis? Even if you already pay capital gains on every transaction? Thanks!
Very helpful! how about buy, reno and sell? that;s what I want to do, buy an ugly property in a good location, flip within 3mos, stage, market and sell, for some reason di ko type mag rental at this point, just want to sell and get it over with and repeat! a lot to learn along the way. I would like to start small time fyi
This is actually the investment strategy my dad does but what he does is more difficult since he deals with properties that have problems. High risk, high reward 😅 So I’m also planning to make videos about it in the future 😊
@@OwnPropertyPHInterested in this. Please make a video. Subscribed👍🏻
good content! Happy new year!
Thank you so much, sir 😊 Happy New Year 🎉
Thank you
Grabe Ang Galing mo mam at Ang Ganda pa.
Salamat po 😊😅
Very knowledgeable po. Thank you!
Thank you very much 😊
ganda content mo girl, thanks sa paggawa nito :)
Thank you 😊 I have more upcoming videos.
Love it! Super true lahat yan!
Very informative
Thank you 😊
subscribed na po, thanks
Hiii. New subscriber here. I enjoy your content kasi super informative. More power po sainyo 🥺🥰
Maraming salamat po 😊 Stay safe and God bless 😀
Thank you for the Great info mam me Ann, dami Kong napulot dun, I think yung time na nag acquire kami ng wife ko was the time na na hype ako sa kabilaang pag promote ng mga agent samen ganun siguro minsan pag lack of due diligence at newbie palang sa property investing, but anyhow I still look forward na by the time na ma turn over sha ay ma rent it out Paden namen. =) newly subscriber po here baka may free shout out mam =) more powers po. 🙏🥂😇
Na-withheld for review pala ni TH-cam ang comment niyo so now ko lng po nabasa at now lng nkarespond. Yes, praying mapa-rent out niyo po agad. Thank you for subscribing 😊 Natawa naman ako po doon sa free shoutout. Di naman po k sikat para mag-ganun 😆
Hello ma'am. Thanks for the informative content. Yung sa GRM po, ano usually magandang ratio Dyan? Pag ang sagot po ba 14, OK po ba yon? Sana po mapansin nyo ma'am. 😀
Kailangan meron kayong comparison sa iba’t ibang properties sa same area para malaman kung mababa o mataas yung GRM 14 😊 Walang specified number dahil yung value depende rin sa location. May location na mas mataas ang standard of living kaya mataas ang GRM pero meron din na mababa ang standard of living kaya mababa ang GRM.
But please take note that GRM is just for initial evaluation and not for in-depth analysis of a rental property value 😁
Thank you! 👏🏼💕
Saan kaya pwede maka attend ng seminars about real estate. I like to be knowledgeable about it bago ako mag invest. Ayoko maging emotional investor. Thank you in advance. Your contents are all interesting! Very informative! Keep it up! 👍👍👍
Meron pong classes conducted by Urban Institute of Real Estate and a certification class on being a Real Estate Investment Professional by RFP Philippines 😊
@@OwnPropertyPH hello mam saan po makikita itong mga certification class po?
@@OwnPropertyPH sa NCR po b ito? Lagi po b silang may seminar? Kc May kinuha din kc q condo at nabigla q sa magiging monthly amortization q sa bank loan q
Maam f ever young terms 15 years sa financing sa banko yong pinili mo, at after many years like 3 years or 5 yrs or 7 years nagkapera ka bigla ,pwede ba yan cashan pra iwas sa malaki interest or need talaga 15 yrs bayaran siya sa banko?
Great content!
Thank you so much 😊💕
Hello po mam. I invested in condo last 2018. Now i wanted to resell it. I hope you can help me or if you can give advice. Note also that my unit will be turned over this march 2023 target date. Thank you
Hi, I can’t give a professional advice yet since I’m not yet a licensed real estate consultant 😔
Hi there. Can you talk about condotels in the Philippines as an investment, specifically megaworld condotels? Will appreciate it very much. Thank you
Hi, I think it’s better for me to talk about condotels in general. I’ll make a video about it sometime in the future. I hope you stay tuned 😊
Thanks
Hi ma'am, Do you think sierra valley gardens is a good investment ?
Hello po, I regret to inform you that I currently don’t have the luxury of time to make an investment analysis of the project due to high number of queries. Kindly stay tuned for my future videos that will help you in your decision making 😊
Is Hacienda balai condo in QC is a good investment for rent? Because upon researching, the rental price of hacienda balai is from 10k-16k including condo dues. But the monthly amortization in pag-ibig is 17k for 30 years and we can see that it will create a negative cash flow. I already paid 16 months equity and the turnover is this year. Shall I still continue my investment or there is another way or reason to continue? By the way, my goal is to create positive cash flow as another source of income from this unit. Thank you ❤
Hi, just because the loan term is 30 years, it doesn’t mean that you have to pay it for 30 years. The sooner you pay off your debt, the sooner you’ll be able to create a positive cash flow 😊 But of course, location is still key since that will serve as basis whether you’ll have a steady flow of tenants. So based on your capacity to pay your Pag-IBIG loan and ability to come up with creative strategies to attract tenants then you’ll be able to think if you should continue or not though it is important to note that not all condominium units are for investments. Some are for end-use 😊
@@OwnPropertyPH Wow 😍 its very informative ❤ that is an eye opener for a 1st time condo investor like me 😇 As a newbie, I admit that Im too aggressived and overwhelmed in this kind of investment. Now I realized that not all condos are for investment and what I observed in terms of location wise, hacienda balai is one of the condos that is for end use only. Thank you very..very much 😘
very informative ❤
Thank you so much po 😊💕
Hi, Ms. Me-an, do you have tips po ba how to still make a condo a good investment kahit na mas mataas yung monthly loan amortization kesa sa average rental rates? Unfortunately, hindi rin allowed for AirBnb yung property. Thanks po in advance.
Naku, pang end-use po ata iyang nabili niyo. Hindi lahat ng condo ay pang investment kahit sabihin pa ng ahente sa inyo na "for investment" po iyon 😢 Anyway, pinaka magagawa niyo po diyan na remedy, get extra jobs and have additional income para mabayaran agad yung utang sa bank. Kapag na-pay off niyo agad yung loan, at least consistent cash flow na po for you yung rental payments.
@@OwnPropertyPH aww, thanks po sa response, mukhang condo resale in the future na lang pala easiest to do if gusto ko kumita rin agad sa ininvest ko, hopefully mabenta siya kahit naka-loan pa
@@iamjezreal hindi po ideal na ibenta ang property habang naka-loan po
@@OwnPropertyPH oh, okay po, thanks sa responses
Learned alot Thank you po! 😊
I'm glad you learned a lot po 😊
Your vlog is very informative, may I ask lang kung paano ang process if I decided to sell my condo unit but currently naka loan sa bank for 15 years. Yung parang condo pasalo? Is it legal and safe? Thanks
Hello, I have a video about condo pasalo in this channel th-cam.com/video/JgLnVJlsyJA/w-d-xo.html. It might help po 😊
Balak kong mag invest sa real estate pero ok lang po ba mag invest nlang ako sa Real Estate pag nka uwi na ako sa Pinas? Pag ipunan ko nlng muna yung savings ko dito sa abroad at dun ko na i invest pag uwi ko kasi mahirap maghulugan pag wala ako sa Pinas tapos ang palitan ng pera ay mas mababa at di consistent ang palitan kaya lugi ako pag nasa abroad ako. Mas ok yata nasa Pinas na ako mag invest para matutukan ko rin face to face ang ininvest kong condo. Any advice?
Ang pag invest depende sa investment strategy na gagawin mo po. Halimbawa, leasing, flipping, buy & sell, etc. pati investment horizon. Kung condo ang bibilhin mo po then pwede kang mag-invest sa pre selling five years bago ka po uuwi kaso kung pag-uwi mo po at hindi mo naipon ang full balance, kailangan within age limit ka pa po sa pag-apply ng home loan. Kaya yung iba po habang bata pa sila nag-iinvest na po sila para pagtanda nila, may passive income na sila dahil fully paid na ang condo. Hindi kasi need ng malaking pera agad, pwedeng mag-leverage ng investment po. Anyway, marami pa naman po akong ilalabas na videos din para ma-analyze niyo po kung applicable na po ba sa situation niyo ang pag-invest 😊
@@OwnPropertyPH ang hirap din po kasi pag nag invest ako wala sa Pinas walang mkpagtitiwalaan sa transaction tapos pag dito ako sa abroad lugi sa exchange rate at sa remittance. Ano po age limit sa home loan? Pag home loan po mahirap din kumuha agad2
ma'am napuyat ako sayo kagabi, kakapanood ng mga videos mo on investing in a Condo, pwede bang pakasalan nalang kita tapos ikaw na mag decide ng investment/s pra satin? 😅
Salamat po sa kakapanuod ng videos ko 😊 Mas magandang kayo po mismo matuto sa pag-invest at may asawa na po ko 😁
Good PM this is eric de leon
Ms Me-An may tanong ako
Trying to buy a property
Ang naka register land and house
Then napatayuan ng apartment pero di pa na register un apartment
Will that be a problem?
Sa pagkakaalam ko need ipa-update nung owner yung Tax Declaration po kasi classification ay commercial na po at tataas ng unti yung taxes.
Hi! Any books you can recommend for beginners? :)
Building Wealth One House at a Time by John Schaub, Rich Dad Poor Dad by Robert Kiyosaki, the ABCs of Real Estate Investing by Ken McElroy, What Every Real Estate Investor Needs to Know About Cash Flow…And 36 Other Key Financial Measures by Frank Gallinelli, and The Millionaire Real Estate Investor by Gary Keller 😊
Mam ano po maganda gawin sa vacant lot na 600sqm sa residential?
Hello, mas maganda po magpa-consult kayo sa licensed real estate consultant 😊
Mam kumuha ako ng preselling unit sa may Gold residences…Ok kaya dun balak ko iparent ng daily..
It depends kung anung tower nabili mo po, maganda ang nabili mong unit at kung maaga mo nabili saka siya worthwhile na investment. Kapag mas late mo na nabili, medyo mataas na price tapos kapag maraming supply at parepareho po kayo ng strategy, maaring mahirap ma-hit ang high occupancy rate of 65% for daily rental.
Hi nagma manage ka ba ng condo property?
As of now, hindi po kasi I'm preparing for the real estate appraiser exam 😊
@@OwnPropertyPH ok po, thank you sa pag reply, let me know po pag pwede na kayo. Kayo po sana ang gusto kong mag manage sa iisa ko condo unit kung matatanggap nyo. Stay safe.
Hi i wanted to ask a question, Do I need a real estate company and a team (attorney, real estate agent, advisor, etc.) before my first real estate investment or could I start on my own just by buying, renting & selling?
It’s not necessary but having a professional to guide you and provide you with vital information will help you avoid costly mistakes as well as enable you to make an investment that matches your risk tolerance and investment horizon 😊
@@OwnPropertyPH Thanks for replying, I also want to ask what is a real estate company & do I eventually have to start one while real estate investing?
@@yasseinvlogs5585 A real estate company is one that does real estate business so it can either be a brokerage firm, property management group, real estate developer, real estate investment group or real estate dealer. You don’t necessarily have to form a real estate company right away if you’re a real estate investor since it depends on the level of involvement the business requires, the period of time for investment, etc. For example, if you will focus on long term investment then a company offers asset protection. Another example is that if you focus on active real properties then you’ll need people to help you manage or operate it 😊
@@OwnPropertyPH So I could form a real estate investment group company where I have a team (attorney, etc..)to manage my properties since I have a lot of properties & since I want to be an active real estate investor. But at the beginning I don’t need it, I need it after I grow my investment properties right?
@@OwnPropertyPH and by the way, thank you very much for reply and helping out😊😊
For those Looking for a Studio condo unit for Lease located at Manhattan Garden City Araneta City 30qm bare unit w/ balcony
Is there any rental tax to be paid by the lessor kung nagpapa rent po ng condo? Thanks
There is no specific tax for rental but income from condo rental is subject to either 3% percentage tax (if gross annual rental income does not exceed PHP 3 M and not VAT-registered) or 12% value added tax (if gross annual rental income exceeds PHP 3 M and VAT-registered) 🙂
Hello, thank you for your insightful video! May I ask if 4.3M for a studio unit located at Parañaque is a good price or above the market value? Thank you in advance. :)
Hi, Parañaque is big so you need to be specific on which area it is located and who is the real estate developer. Anyway, to know if it’s a good price or not, compile a list of comparable properties 😊
Expensive for that area
@@OwnPropertyPH my condominium is located at Woodsville Residences. The developer is Robinsons po.
BRRRR Method po for next vlog 🥰
Puno na po yung content calendar ko hanggang December po so baka next year ko pa po iyan magawa 🥺
@@OwnPropertyPH ok lang po mam waiting for your next upload 😊 Godbless
@@ianjheferguevarra4345 thank you po 😊 meron po akong new video kagabi 😁
Mam totoo Po ba na 50 yrs lng ang life Ng condo, at pagkatapos ay gigibain? May narinig Po kc ako na ganun, papano Po un?
not true. false. Please google this question.
Sir, hindi po totoo. I made a video which you may watch po th-cam.com/video/FyC-0oLSFDc/w-d-xo.html 😊
Not true..SIR yung mga building dyan sa recto 200 years old na hindi pa ginigiba.
I want to build a house in the Philippines,, if I have filipino wife , If I want to sell my house could my wife stop the sale , if I put all the money into my house, hope u can help me ,I love the Philippines 🇵🇭
You better consult a lawyer to give you a precise answer to this question. So glad you love our country!
I think your plan is risky since the Filipino wife you might end up marrying most likely do not have land and you may probably have to be the one to purchase the land but it won’t be registered under your name. And then you need to lease the land from your wife, so I think you’ll be protected more if you put up a corporation instead. What I shared is based on my learnings so far so yes, it’s also best to consult a lawyer for this 😊
korek mamshy! napakadaming ads ngayon na hndi transparent.. lalo na ung BRRRR method.. nagmumukha syang madali but in reality.. what are the chances na maapprove ka kaagad sa loans if minimum-wage earner ka lang, clearly it is not for everyone pero.. if naaral ng maayos ang real estate investment.. possible din talaga. kaya mag BSREM na! HAHAHAHAHAHAHAHAHAHA!
Dapat ambassador ka na ng mga BSREM students eh. Hahahaha! Miss you 😊
what is your net worth?
I’m not comfortable answering this question in public and with people who don’t personally know me well. So it’s best I don’t answer this question 😊
Playback speed 1.25 Thank me later
But I don't have filipino wife yet
Be careful because some Filipinos just take advantage of foreigners. It’s really better to marry for love 😊
Yes I know what a lot of girls are like ,thanks for the reply
Ghorl.. hirap na hirap ako intindihin pagsasalita mo.. pede ba tagalog na lang.. sa dulo ng mga video mo.. hurap na hirap ung panga ko.. or pa-voice over mo na lang.. sayang maganda pa naman topics mo..
Hindi po pwedeng purong tagalog kasi masyado namang malalim pakinggan at mas hindi maiitindihan ng lahat pati ang mga kabataan na sanay ng mag-Ingles. Mas marami rin sa namumuhunan sa real estate ay mas gusto na nasa wikang Ingles lalo na at ang mga katawagan at dokumentasyon ay naka-Ingles. Kaya Taglish na ang magandang kompromiso para sa lahat.
Pwede naman po akong tanungin kung meron kayong gustong linawin.
Huwag kayong bibili dito ,mga OFW kayo mismo pupunta sa iba kasi itong taong ito bad ass
Saan pong huwag bibili? 😊 Kindly clarify po para walang misunderstanding
Hindi nag-reply pala si kuya 😅 Clarification lang, hindi ko po kilala si Mr. Florante Villaruz at hindi ko po naging client 😊
Thank you for this valuable information
thank you