I’m at 7.5k saved in 3.5months working full time w/ rent high car note high insurance & two phone bills for me & son. Nail care every week BUT I MEAL PREP. Proud Mom!
I’m sure that is possible I mean i used to save 3.6 k a month last year but yeah definitely get a job that pays more if you want nice things if you see an opportunity go for it . I could have saved more money than her in 2 months honestly . With kids , rent , phone bill ,insurance and groceries and not to mention house necessities and car maintenance .No man. Lol girl power
Tomorrow I start my second full time job, in efforts to purchasing a home before the end of 2021. I am a single woman with bills bills, however I want something big to come out of 2020. So Project Saving begins tomorrow!!!! Wish me luck, now back to this video.
Saving can get addictive. Im saving for the third time. with my first savings I brought electronics and second, I helped do my parents kitchen. This time round, im trying to save for a year's emergency fund.
The only way u can even save that much is if you’re making enough money to save it because at the end of the day bills don’t stop kids need things and always expect the unexpected making $10hr won’t do it . She’s speaking from a person who’s already making a good amount of money like she said in the video you have to have more money coming in to even save that amount
yeah this isn’t a realistic goal for anyone who’s not already earning a high income, which is like a lot of the people watching this. but the tips could still be used so 🤷🏽♀️
The best comment yet. I thought I was the only one who felt like this. Some people are making minimum wage with children, recurring bills, unexpectancies, etc. Everytime I look up a bill is due. I'm not saying its impossible to save, but dang! Lbs. People be like I saved $45,000 in 2 weeks. 🤣🤣🤣🤣
Living off almost half my income got me to 30k in 10 months. Budgeting and delayed gratification works saving is now a habit I barely notice anymore. Projecting to be at 50k by March if I stay on track
100% agree! When I started dating my boyfriend he really worked to teach me the value of a dollar and how to save! I am now working three jobs at 17 so I can reach my goal of a 10k emergency fund once we move out next year for university
I don’t like the tip “live with ur parents” 🥺 personally I’ve suffered so much trauma in my home. It’s mentally & emotionally draining living with my parents. I feel like this is a space where I can’t grow mentally or emotionally. Im moving out next month with 2 other roommates! Im so excited.
I don't condone living in an environment that causes trauma, stress or is generally unhealthy to you and your mental health. I'm glad you're doing what's best for you and moving out - living on your own with roomies will be so fun!
This is probably one of the best thorough money savings videos I've watched in a long time! Loved it. New subbie here ❤️ Currently, I am on pace to save $25K this year. I'll be hitting $20K next week so I'm so happy. There's been A LOT of sacrifices I've had to make, but it has definitely been worth it
That’s so exciting. I just replied on someone else’s comment with this, but open a Roth IRA if you haven’t yet! Putting 5k in now, you could see it grow by way more than it would in a savings account. There’s a lot of TH-cam videos on it. I opened one with fidelity but there’s a lot of institutions you can out into.
I truly resonate, when you say “ we can’t do it all” . Something I’m still learning, to allow others to help because I’m so used to having a mindset where I truly want to do it ALL myself and not seek help.
You're Awesome!!! I have watched over 15 videos on this topic and you are the first who actually stated tracking as something to do first. Tracking is key!!!
Hi Tanicha! Congrats on saving 10k in 7 months.. Seriously IMPRESSIVE! I am a personal trainer and personal finance enthusiast so I love the idea of SMART goals for keeping track of your goals. Nice work lady, and thanks for sharing these tips!
The answer was given in the beginning if you want to save 10,000 dollars you have to live with your parents, or someone who will let you live rent free. The rest is just ways to save money and how easy it can be.
This was great tips!!Thank you 😊I just started my savings journey & it’s hard to deny friends to go out but I keep thinking it’ll be money down the drain if I do but my savings is growing !!
Yes!! And you can still go out, you just have to plan and budget for outings with friends and have enough discipline to only allow yourself a set # of outings a week/month + stick to it! You got this!!🤍
My big budgeting tip is: recognize luxury vs necessity. A starbucks a day for a year ends up adding up its easy to get carried on w society and what it expects us to have and to buy.
I paused the video and screenshotted when the spreadsheet image came up. I thought it was just a still you used as an example and I was going to try to recreate it from scratch! Imagine my surprise when I saw the link to the exact template in the description box! (maybe you mentioned it in the video but I was multitasking) I'm so grateful and so excited to plug in my numbers!! THANK YOU!
Smart goals! we use that in nursing too before a patient gets discharged home. I love the idea of using it on your finances, really any goal should be made into a SMART goal.
I had a small sidejob for a while, like very small 250€ a month and the only thing I spent money on was my wardrobe (second hand ofc) but it still must've cost me about 300€? I didn't count. I don't regret it tho because I feel so much more confident now, my old clothes made me feel ugly and not like me. I feel kinda guilty, but I know I shouldn't. It was worth it. I didn't buy anything else, no decorations, bath products I knew I don't need, drawing supplies etc. I still saved about 1800€ that way and I am proud.
Thanks for these tips, I absolutely love saving and investing towards my personal, future goals. The beauty treatments form part of self care and I usually pay in advance and get a hefty discounted package. I used to spend a lot towards my travels, but obviously with the pandemic I got to save even more and going forward I’ll travel a bit less and work towards reaching my other goals rather, then reward myself with a trip when I’ve achieved that said goal. I really loved the tips 😍 thank you!
Covid and the shutdown really motivated me to save and I saved about close to 15k. I cancelled my gym membership, boxycharm subscription, basically anything that I don't really need. I also stopped spending money on eating out since most restaurants were closed or were limited. I was just not spending money at all, other than a few major bills and this also applied to my husband as well. I'm really hoping to buy a home in the next year and this is a great start for me.
That’s exactly what I did!! Cut out all the unnecessary stuff and having everything closed has honestly been AMAZING for my bank account - I don’t miss it at all lol🤑
I’m planning to save £800 by the end of this year, I know it’s nothing but as a 17 year old who loves to shop and only has a part time job of a few hours a week, it’s quite a lot to me and I just wish I started this goal last year. For anyone my age trying to save their money, plan out how much you need per month to reach your goal and make sure you take this out of your wage first! Also make a checklist of each month and stick it by your bed so you see it everyday which is what I’m doing!
The one thing that I struggle with is just spending my money😭 I literally just got paid like $1134 and I’m already down to $485 and I don’t know how or what I spent for me to get that low. I also planned to use at least $500 for bills but idk how to really budget
Awesome tips! I just started on my saving journey, def will start using that app. Thanks for the advice, love your channel! Many blessings your way!! 🙏🏽🤍🤍
Great video!!! I’ve always been a saver right now I’m saving for a business investment and boyfriend and I saving for Hawaii vacation next year yay!!!! Very much important to save if we as people want things car, house, pay off student loan etc. your such a lovely young lady full wisdom ♥️
Hi Tanicha, I'm a new subscriber and I just want to say congrats on saving $10,000! I really like your advice on using a budget, it can seem intimidating to set up one, but, like you said, it truly helps! And I like your tip on making sure to stick to the goals I've set. It can be easy to set a goal, but it requires dedication to actually fulfill the financial goals! Another channel I've learned financial advice from is Canna Campbell's SugarMamma TV. She provides tips on how to save and even wrote a book called The $1,000 Project! I believe you would like her tips as well! Thanks again for sharing your journey and I'm looking forward to your future uploads!
This is inspirational and incredible 🙌Thank you for sharing this! With lockdown and just being home so much this year my savings has really ramped up and I want to just continue it even when things are more normal
If you’ve been feeling a bit down lately and your reading this comment... I hope something amazing happens within your life very soon, stay strong, everything always works out in the end and have a great rest of your day/night - from a small youtuber!
Something that's help me out is having multiple accounts! I have 3 that I'm managing and because of that I totally forget about my savings account with automatic transfers I don't even think about my savings! And before you know it in just a few months I have a nice little amount of change saved up! And learn the stock market! I can't say that enough! It's not doing to good now because of the election but that happens but let it be to your benefit
My bf always raves about how much he’s earning in stocks - I definitely want to get into them just need to do more research and make smart investments! 👏🏾
This was a great video! Thank you for being so realistic! I want to save 10k in a year so I’m looking forward to it! ❤️ thanks so much for the practical tips and advice!
there are some people that could not handle holding a signifcant other accountable for their spending Oh no I couldnt let someone do that look at me like that because there are some that would take it too far and not know their place in the end of the day. I am glad that worked out for you.
thank you so much! I am looking to save more this year. This video is so helpful I took notes and going to start putting some goals in place and cut back where I need to!
I should be at 9K soon and now have a realistic shot at banking 10K in a few months depending on how much a save. It helps to have a consistent income and to make enough to take care of the basics and have some left over. Eating at home certainly helps because you'll be shocked at how much you spend eating out in a month. I want to pay a good percentage of my credit card down before I can seriously get rid of my student loan debt. I'm wondering if I should keep going after 10K and pay it off then before I replace the spent funds
Me: “ok goal is to save $1000 a month for that new car.” Her: “yea make a realistic goal. Most of us don’t have an extra $1000 lying around.” Me: “challenge accepted.”
You have to keep in mind... If you live with your parents you can save 10k in 6 months because you dont pay for housing or pay barely anything... Also if you have a roomate or you live with your husband/boyfriend saving is much easier....If you make over 50k a year with all the living arrangments i mentionned earlier you can save 10k in 6 months... People who live alone working minimum wage how they can save 10k in 6 months ? Single moms ???How ????
I find it hard because I pay light, water, internet and tv and I still live with my mom...then I also pay my student loan close to $300 a month. This takes up almost more than half of my salary.
I make less than $40,000 a year, single mother to a 15 years old child, I own my 2bedrooms,2 bathrooms condo that I bought through foreclosure that doesn't need any work done in a good neighborhood , no roommate, cook my own food, no junk foods, living below my means and I have started saving over $1,000 a month from July 2020 since I changed my mindset.
I'm currently attempting to get back to budgeting so I can start allocating money towards different goals! Hopefully, I can do well but working as a student worker, I don't get paid next to as much as I wish, but hopefully, that's in my next job!
Loved this! I also LOVE your budget spreadsheet! Would you ever consider making a copy of it as a template for your viewers and maybe a video walking us through how you use it?
my name is Kenneth and I know how to budget my money and I get around eight hundred dollars a month and I take all of my money out of my bank account to pay my bills and I pay my Bills on time and that's why my credit is so good ..after I'm done paying all of my Bills I blow the rest of my money on what ever I want ..I use my income to buy the important stuff and I also go out to eat at taco bell restaurant or other restaurants sometimes ..I also buy stuff with my money like clothes ..
Great tips. Living with my parents wasn’t good for me though. I had to be sleep by a certain time and couldn’t be too loud. It wasn’t worth it. Now I live in my car lol I’m not paying these high rent prices.
Yes!! I need to work on editing mine bc it’s super tailored to me but it’s on my to-do list and I’ll post a link of it here/in the description box once it’s ready!! 🤍
Thank you so much 💙 i have a business and my money keeps disappearing cause I think the small money i use isn’t anything but then it amounts to alot. I will stick to this rules am su happy I watched your video first💋
I have the same goal for 2021. Igs only march and I'm halfway there. The stimulus money helps but I'm going to save extra and pretend that money was never there
The pandemic has brough us financial benefits. We were able to save a lot more since there were no places to go - no restaurants, no stores. In fact, we were able to pay off all our debts last year.
I’m at 7.5k saved in 3.5months working full time w/ rent high car note high insurance & two phone bills for me & son. Nail care every week BUT I MEAL PREP. Proud Mom!
How?
u go girl! :)
I’m sure that is possible I mean i used to save 3.6 k a month last year but yeah definitely get a job that pays more if you want nice things if you see an opportunity go for it . I could have saved more money than her in 2 months honestly . With kids , rent , phone bill ,insurance and groceries and not to mention house necessities and car maintenance .No man. Lol girl power
Just paid off 35k in student loans. Trying to get my savings back to 15k by December.
That's awesome and you really gotta look around investing too that pays more
Right. I have to look into to it soon.
16k save and it ain’t enough I need more save 30k keep grinding
what do you do for a living?
Briana Williams just work and hustle wbu ?
Tomorrow I start my second full time job, in efforts to purchasing a home before the end of 2021. I am a single woman with bills bills, however I want something big to come out of 2020. So Project Saving begins tomorrow!!!! Wish me luck, now back to this video.
Good luck boo!😘
Good luck! I hope it all works out for you!
Cap 🧢
Catrea A. Young goooooood luck I’m sure you’ll be able to accomplish all of your goals
Good luck!!!
Saving can get addictive. Im saving for the third time. with my first savings I brought electronics and second, I helped do my parents kitchen. This time round, im trying to save for a year's emergency fund.
It’s super addicting!!! The only addiction I want in my life lol🤑😂
It sure is addictive.
True... once I have money and don’t save,I don’t know how I feel
The only way u can even save that much is if you’re making enough money to save it because at the end of the day bills don’t stop kids need things and always expect the unexpected making $10hr won’t do it . She’s speaking from a person who’s already making a good amount of money like she said in the video you have to have more money coming in to even save that amount
Very true, Thanks for clearing that up.
yeah this isn’t a realistic goal for anyone who’s not already earning a high income, which is like a lot of the people watching this. but the tips could still be used so 🤷🏽♀️
Or if you’re including stimulus checks and/or government assistance we had in 2020
That’s y you’ve to go frugal 50:30:20 and invest more
The best comment yet. I thought I was the only one who felt like this. Some people are making minimum wage with children, recurring bills, unexpectancies, etc. Everytime I look up a bill is due. I'm not saying its impossible to save, but dang! Lbs. People be like I saved $45,000 in 2 weeks. 🤣🤣🤣🤣
Living off almost half my income got me to 30k in 10 months. Budgeting and delayed gratification works saving is now a habit I barely notice anymore. Projecting to be at 50k by March if I stay on track
That’s amazing, congrats!!! 👏🏾
I been saving up money for university since I got my first job at seventeen and now I’m saving up money to get a car now
Get it girl! Sooo proud👏🏾👏🏾🤍
Cap
You go girl!
YESSSSSSS!!!! DOIN THE DAMN THING. You inspire me
I feel like Covid kick started my savings journey because we really couldn’t do much and now I’m so motivated to keep going 👏🏼💰
I feel you on this!! It’s lowkey been a blessing not being able to go out - my bank account loves it! 😂
Yess!!!
Having a supportive partner that sees eye to eye with you on saving money is such a game changer.
Completely agree!!
100% agree! When I started dating my boyfriend he really worked to teach me the value of a dollar and how to save! I am now working three jobs at 17 so I can reach my goal of a 10k emergency fund once we move out next year for university
I don’t like the tip “live with ur parents” 🥺 personally I’ve suffered so much trauma in my home. It’s mentally & emotionally draining living with my parents. I feel like this is a space where I can’t grow mentally or emotionally. Im moving out next month with 2 other roommates! Im so excited.
I don't condone living in an environment that causes trauma, stress or is generally unhealthy to you and your mental health. I'm glad you're doing what's best for you and moving out - living on your own with roomies will be so fun!
The amount of girls supporting each other in these comments!! I love it 😭😭
Just paid off 70k of my student loans this year! Half way there
Love to hear it! 👏🏾🥳
Congrats!! You're almost there!
At the start of the video “live with ur parents” sis I’m here to learn how to save without my parents 😅
I just saved over $1500 in just 3 weeks from working this is a blessing.
This is probably one of the best thorough money savings videos I've watched in a long time! Loved it. New subbie here ❤️ Currently, I am on pace to save $25K this year. I'll be hitting $20K next week so I'm so happy. There's been A LOT of sacrifices I've had to make, but it has definitely been worth it
Get it girl!! You should be so proud that’s AMAZING! 👏🏾✨
That’s so exciting. I just replied on someone else’s comment with this, but open a Roth IRA if you haven’t yet! Putting 5k in now, you could see it grow by way more than it would in a savings account. There’s a lot of TH-cam videos on it. I opened one with fidelity but there’s a lot of institutions you can out into.
OMG! We had the same savings goal! Right now i'm at $22,650!
@@ItsKenzieSymone that's amazing! We'll get there! We just have to keep pushing
Spending your side hustle money on yourself is an excellent idea! Congrats on meeting your savings goal early 😊 Keep it going!
Thanks Jen! ♥️
I truly resonate, when you say “ we can’t do it all” . Something I’m still learning, to allow others to help because I’m so used to having a mindset where I truly want to do it ALL myself and not seek help.
It’s sooo hard to do, but it’s so necessary! It feels really nice being able to have other people to lean on🤍
Congratulations on hitting your goal and hitting it early! Each year I make a financial goal then break it down into monthly goals.
You're Awesome!!! I have watched over 15 videos on this topic and you are the first who actually stated tracking as something to do first. Tracking is key!!!
I wish youtube was already created when I was in my 20's 🥺 to be able to watch this kind of video's..
There’s still time!! Never too late 👏🏾
Saving for emergency funds and for our wedding 😊❤️✨ it feels really good to have more control of our budgeting
im planning to do a no buy year challenge in 2021.
You can do it!! 👏🏾
Congrats and nice job with the self-control! That self-discipline portion is the hardest part when it comes it budgeting!
Thank you! Agreed! Discipline is soooo hard - a constant battle but so rewarding once you’ve tamed the beast lol
@@tanicha Exactly!
Well done . That is my goal by January 2021. Staying with parents is not always the best if you support them..
Can I just say... Your timestamps are ON POINT! Also, this video was very helpful and motivational.
Thank you babe! So happy you loved it☺️
Hi Tanicha! Congrats on saving 10k in 7 months.. Seriously IMPRESSIVE! I am a personal trainer and personal finance enthusiast so I love the idea of SMART goals for keeping track of your goals. Nice work lady, and thanks for sharing these tips!
The answer was given in the beginning if you want to save 10,000 dollars you have to live with your parents, or someone who will let you live rent free.
The rest is just ways to save money and how easy it can be.
Most of us don't have that luxury 😂
This was great tips!!Thank you 😊I just started my savings journey & it’s hard to deny friends to go out but I keep thinking it’ll be money down the drain if I do but my savings is growing !!
Yes!! And you can still go out, you just have to plan and budget for outings with friends and have enough discipline to only allow yourself a set # of outings a week/month + stick to it! You got this!!🤍
Damn girl I was gonna try to copy your excel sheet but I saw you linked a template!! what a goddess.
I gotchu!! 😉😘
You look like Sza 😍 , and I’m on this road right now 🙏🏽
My goal is to pay off my small credit card debt and then to save for a cash cushion 🙌🏼✨ saving money can definitely be exciting haha!
You can do it!! Keep pushing girl👏🏾
Yay 🇭🇹❤️love the content. Financial literacy is a must.
Thank you love! I agree, it’s so important to know how to manage your money wisely! 👏🏾✨
Start budgeting today! You cannot make it to your goals without a plan.
Saved 10k in 6 months with a 10/hr pay while living independently
Awesome sauce.
What state? So hard in CA lol
@@almmmaaa___ right lol Especially for me since I want to move on my own 😩 that 10k will disappear so fast if I moved out rn.
Yes I'm doing this in 9 months and will reach my goal by the end of 2020!
Yes!!! Love to hear it👏🏾✨
My big budgeting tip is: recognize luxury vs necessity. A starbucks a day for a year ends up adding up its easy to get carried on w society and what it expects us to have and to buy.
Totally agree!
I’m buying a home at the end of the year. That’s it! That’s the goal!
Thank you for pulling through with helpful advice! I just graduated college and plan to get a car within 1 year
Congrats on graduating!!🤍🎊 speaking that new car into existence for you!🤞🏾
@@tanicha Congratulations on saving, cheers to blessings!🥳
I'm almost there!! I'm at $9,721.00!! Also, who was that fine redhead in the beginning?
Get it girl!!! 👏🏾👏🏾 and hahahaha, that’s my manzzzz😉
Love this tips! I need a side hustle so close on getting monetize on TH-cam so maybe lol with COVID is so hard
Here’s another tip: if you normally eat 3-6 meals a day, cut it down to 1-2 meals a day. The less frequent you eat the less food you have to buy.
Was watching this at the library as a break, I tried to look extra focused so people I don't think I waste time there XD
Lmaooo *my entire college existence*
😂😂😂
I paused the video and screenshotted when the spreadsheet image came up. I thought it was just a still you used as an example and I was going to try to recreate it from scratch! Imagine my surprise when I saw the link to the exact template in the description box! (maybe you mentioned it in the video but I was multitasking) I'm so grateful and so excited to plug in my numbers!! THANK YOU!
Haha, I gotchu girl! 👏🏾😉
THAT IS AMAZING CONGRATS 🥳 👏🏾👏🏾!!
Thank you!😭
I love that you are talking about saving and how to be wise with your money! Great tips. Thanks, Tanicha!
It’s so important! Glad you enjoyed it 🤍
Smart goals! we use that in nursing too before a patient gets discharged home. I love the idea of using it on your finances, really any goal should be made into a SMART goal.
I had a small sidejob for a while, like very small 250€ a month and the only thing I spent money on was my wardrobe (second hand ofc) but it still must've cost me about 300€? I didn't count. I don't regret it tho because I feel so much more confident now, my old clothes made me feel ugly and not like me. I feel kinda guilty, but I know I shouldn't. It was worth it. I didn't buy anything else, no decorations, bath products I knew I don't need, drawing supplies etc. I still saved about 1800€ that way and I am proud.
Thanks for these tips, I absolutely love saving and investing towards my personal, future goals. The beauty treatments form part of self care and I usually pay in advance and get a hefty discounted package. I used to spend a lot towards my travels, but obviously with the pandemic I got to save even more and going forward I’ll travel a bit less and work towards reaching my other goals rather, then reward myself with a trip when I’ve achieved that said goal. I really loved the tips 😍 thank you!
Love your speaking voice! Keep spreading positive information, love it!
Thank you Amanda! 🤍🤍
Covid and the shutdown really motivated me to save and I saved about close to 15k. I cancelled my gym membership, boxycharm subscription, basically anything that I don't really need. I also stopped spending money on eating out since most restaurants were closed or were limited. I was just not spending money at all, other than a few major bills and this also applied to my husband as well. I'm really hoping to buy a home in the next year and this is a great start for me.
That’s exactly what I did!! Cut out all the unnecessary stuff and having everything closed has honestly been AMAZING for my bank account - I don’t miss it at all lol🤑
@@tanicha yes!!! Now, I don't even care to spend money and yes, I sure don't miss it either!
We just finished paying our credit card debt about 4 months ago at 24 and 25 years old 🙏🏾. Thanks for your tips!
You should be so proud, wow! Congrats!!! 😭👏🏾✨
I’m planning to save £800 by the end of this year, I know it’s nothing but as a 17 year old who loves to shop and only has a part time job of a few hours a week, it’s quite a lot to me and I just wish I started this goal last year. For anyone my age trying to save their money, plan out how much you need per month to reach your goal and make sure you take this out of your wage first! Also make a checklist of each month and stick it by your bed so you see it everyday which is what I’m doing!
First video for feminine/ high maintenance girls who spend most of their money on nails, makeup, and self care😭😭🥺
🤍🤍
Yay! Thanks for sharing this. I recently graduated from college, so this was helpful! Congrats on hitting 10K❤️
Ahh congrats on graduating, you should be so proud!! 🥳🤍
The one thing that I struggle with is just spending my money😭 I literally just got paid like $1134 and I’m already down to $485 and I don’t know how or what I spent for me to get that low. I also planned to use at least $500 for bills but idk how to really budget
I’m the same way ! It’s super discouraging and I get so disappointed in myself. I’ve been really praying against mindless spending.
Try the envelope method.
This is so me 🤦🏽♀️ I am really working on it, never was taught how to save money
Use mint! It connects to your bank accounts and automatically categorizes your purchases . You can see past trends I love that app so much
Awesome tips! I just started on my saving journey, def will start using that app. Thanks for the advice, love your channel! Many blessings your way!! 🙏🏽🤍🤍
Thank you!!🥰
Great video!!! I’ve always been a saver right now I’m saving for a business investment and boyfriend and I saving for Hawaii vacation next year yay!!!! Very much important to save if we as people want things car, house, pay off student loan etc. your such a lovely young
lady full wisdom ♥️
That’s so exciting! Keep killing it! 👏🏾✨Thank you for the sweet words🥰♥️
Hi Tanicha, I'm a new subscriber and I just want to say congrats on saving $10,000! I really like your advice on using a budget, it can seem intimidating to set up one, but, like you said, it truly helps! And I like your tip on making sure to stick to the goals I've set. It can be easy to set a goal, but it requires dedication to actually fulfill the financial goals! Another channel I've learned financial advice from is Canna Campbell's SugarMamma TV. She provides tips on how to save and even wrote a book called The $1,000 Project! I believe you would like her tips as well! Thanks again for sharing your journey and I'm looking forward to your future uploads!
This is inspirational and incredible 🙌Thank you for sharing this! With lockdown and just being home so much this year my savings has really ramped up and I want to just continue it even when things are more normal
So motivated after a long time of letting slow habits live. Thank you, this was perfect! 💰 I’m on my way 🦋
I have watched a lot of personal finance content but this is one of the best among all❤️❤️
I don't know who could hate this video. Good job Tanicha!
Thank you Jeanelle! ♥️✨🥰
Currently typing some tips from your video onto my electronic vision board.
I love that! vision boards are great for manifesting goals 😍
Thank you. Perhaps you can do a video about that - "Tips on creating an effective vision board" - when you get the chance.
Saving the lumpsum really resonated with me. Better to save it and let it grow you will enjoy it at a later time
Exactly! And it feels so good to see that number jump up, it’s super motivating!
I'm so glad you shared your budget template @tanicharose! I love using it.
You explained this so well! Thank you!!
I’m so glad you found it helpful! 🥰😘
If you’ve been feeling a bit down lately and your reading this comment... I hope something amazing happens within your life very soon, stay strong, everything always works out in the end and have a great rest of your day/night - from a small youtuber!
Amazing tips this helped me soooo much I’m turning twenty this year and this is highly important! Bless ur heart!💗
It was hard for me to focus on the video bc of how pretty you are you have a pretty voice to thanks for the tips I really believe I can do it now ☺️🙏🏽
You’re so sweet!! You got this babe!!🥰😚👏🏾
Something that's help me out is having multiple accounts! I have 3 that I'm managing and because of that I totally forget about my savings account with automatic transfers I don't even think about my savings! And before you know it in just a few months I have a nice little amount of change saved up! And learn the stock market! I can't say that enough! It's not doing to good now because of the election but that happens but let it be to your benefit
My bf always raves about how much he’s earning in stocks - I definitely want to get into them just need to do more research and make smart investments! 👏🏾
@@tanicha Yes! Do it you won't regret it 😊
This was a great video! Thank you for being so realistic! I want to save 10k in a year so I’m looking forward to it! ❤️ thanks so much for the practical tips and advice!
Yes yes yes! I've always saved my lump sums or put them towards debt. It's a great way to boost your net worth.
Totally agree!!
A lot of people who is getting unemployment are the only ones who can save right now. It’s impossible to save money without that extra income
Totally understand that and agree excess income is needed to be able to save, especially right now when times are extremely tough.
there are some people that could not handle holding a signifcant other accountable for their spending Oh no I couldnt let someone do that look at me like that because there are some that would take it too far and not know their place in the end of the day. I am glad that worked out for you.
thank you so much! I am looking to save more this year. This video is so helpful I took notes and going to start putting some goals in place and cut back where I need to!
I should be at 9K soon and now have a realistic shot at banking 10K in a few months depending on how much a save. It helps to have a consistent income and to make enough to take care of the basics and have some left over. Eating at home certainly helps because you'll be shocked at how much you spend eating out in a month. I want to pay a good percentage of my credit card down before I can seriously get rid of my student loan debt. I'm wondering if I should keep going after 10K and pay it off then before I replace the spent funds
Me: “ok goal is to save $1000 a month for that new car.” Her: “yea make a realistic goal. Most of us don’t have an extra $1000 lying around.” Me: “challenge accepted.”
this was so helpful! You are so relatable and easy to listen to. Its refreshing :)
Ahhh this means everything to me!! Thank you babe🥰
thank you! These were great tips and I took very detailed notes.
Fantastic suggestions! This is such an important topic to be discussing right now. I really enjoyed the video!
Thank you!
I’m have a baby with no money cause I lost my job but I’m getting a new job soon so I need a great budget
Good luck ♥️
Ily for linking the budget template💕
Emergency funds is so important before you start investing
You have to keep in mind... If you live with your parents you can save 10k in 6 months because you dont pay for housing or pay barely anything... Also if you have a roomate or you live with your husband/boyfriend saving is much easier....If you make over 50k a year with all the living arrangments i mentionned earlier you can save 10k in 6 months... People who live alone working minimum wage how they can save 10k in 6 months ? Single moms ???How ????
I find it hard because I pay light, water, internet and tv and I still live with my mom...then I also pay my student loan close to $300 a month. This takes up almost more than half of my salary.
@@leishie98716 Omg !!! I didnt know you had all those expenses....At least in this channel we can support each other and give each other ideas...
rizeuse YES! I really want to be a good steward to my money and buckle down and how much I’m spending.
@@leishie98716 We got this
I make less than $40,000 a year, single mother to a 15 years old child, I own my 2bedrooms,2 bathrooms condo that I bought through foreclosure that doesn't need any work done in a good neighborhood , no roommate, cook my own food, no junk foods, living below my means and I have started saving over $1,000 a month from July 2020 since I changed my mindset.
Saved $22,000 since January
Amazing! Love to see it👏🏾😍
I'm currently attempting to get back to budgeting so I can start allocating money towards different goals! Hopefully, I can do well but working as a student worker, I don't get paid next to as much as I wish, but hopefully, that's in my next job!
Sending you positive vibes babe!! ✨✨
@@tanicha Same to you! 🥰✨
Loved this! I also LOVE your budget spreadsheet! Would you ever consider making a copy of it as a template for your viewers and maybe a video walking us through how you use it?
It’s linked in the description box🙂
The road to financial freedom 💪
Started my own personal goal in November, by this November I hope to have made it if not more ❤️
Thanks hun.My budget begins next month.And this video is just in time.
my name is Kenneth and I know how to budget my money and I get around eight hundred dollars a month and I take all of my money out of my bank account to pay my bills and I pay my Bills on time and that's why my credit is so good ..after I'm done paying all of my Bills I blow the rest of my money on what ever I want ..I use my income to buy the important stuff and I also go out to eat at taco bell restaurant or other restaurants sometimes ..I also buy stuff with my money like clothes ..
Great tips. Living with my parents wasn’t good for me though. I had to be sleep by a certain time and couldn’t be too loud. It wasn’t worth it. Now I live in my car lol I’m not paying these high rent prices.
Hi! Would you consider posting an editable version of your budget Excel sheet please/how to make one based on our expenses and needs? :) thank you!
Yes!! I need to work on editing mine bc it’s super tailored to me but it’s on my to-do list and I’ll post a link of it here/in the description box once it’s ready!! 🤍
Loved the video, I do my nails at home too :) Just curious, what editing app/software do you use?
Aw thank you Julie! 🤍 &I use Final Cut Pro!
You should make a video on how you created your budget charts.
Ty so much for this! And girl you know you look like Brandy!💕💕
your budget template is so cute!!!
Thank you so much 💙 i have a business and my money keeps disappearing cause I think the small money i use isn’t anything but then it amounts to alot. I will stick to this rules am su happy I watched your video first💋
Yay! I’m so glad! Keep killin’ it boo!! 🤍
I have the same goal for 2021. Igs only march and I'm halfway there. The stimulus money helps but I'm going to save extra and pretend that money was never there
The pandemic has brough us financial benefits. We were able to save a lot more since there were no places to go - no restaurants, no stores. In fact, we were able to pay off all our debts last year.
you seem like such a fun person to be around! i love this video too! so informative :)
So sweet, thank you so much! ♥️