@@panagiotisbotonakis2349 pretty much. todays education system seems like one big indoctrination/ego manipulation scheme to make people crave a degree, aka social validation, so universities can pay their bills and professor façade. college is like renting a house, you're paying someone's bills and you're not really getting anything in return. the school of life is much more effective, more books more information more experiences... imo we should be teaching kids the fundamentals and then let their brain off the leash. there seems to be a point were school just starts to make you less of a thinker.
I am shocked whenever I read about a study that shows some high % of people withdraw money from their retirement accounts before retirement. They must not be planning well for an emergency or cannot resist the urge to buy something!?
6 Habits: 1. Track Spending 2. Say NO to ''want'' spending 3. Make your money invisible 4. Don't invest in what you don't understand 5. Don't time the market 6. Understand the tax code
Want spendings, so why do you want to make metric tons of currency? Just to have it there and recycle it endlessly? I prefer to spend mine excess currency on want things
Summary: 1) Track your spending. Pay attention to how small expenses can add up. 2) Say "no" to want spending. Practice delayed gratification for things you can't afford. 3) Make your money invisible. Immediately move your paycheck into investments, savings, etc 4) Don't invest in what you don't understand. Take the time to understand and make the right choice when investing. 5) Don't try to time the market. Avoid panic selling. Ignore the white noise, and invest with a long term strategy. 6) Understand the tax code. Taxes are likely your biggest expense. Learn about how taxes work, and consult with a professional to strategize. Consistency is key.
Yes be careful about lifestyle inflation. I’ve noticed that sometimes “friends” will push me to inflate my lifestyle then when I refuse it’s considered being too “cheap”.
@@georgerobinson1338 I've always labeled myself as "cheap" but without the negative connotation since I'll have more money to spend on something valuable anyways
ADORABLE COMMENT, I REALLY APPRECIATE A LOT CORRESPOND TO MY ADMINISTRATOR ON WAT-SA-PPP TO ASSIST YOU MAKE PROFIT IN BTC + 1 (.....9...2...0 ) 3....8....5....9...7...3...8 🌟
@@kevinoleary9772 ...Yep. I' won in the hotel and tourism business, real estate, education, etc ..all stuff I know. When I got into the car and fashion design businesses, I lost, because I really knew neither one. I also lost a ton in this really risky business called marriage.
Same here. I stopped wanting so many things that I wont really need. I wait a few months when the excitement is gone and I think how many times will use it.
Graham is the most real finance youtuber out of all of them....no clickbait, no 7 videos a day, just common sense straight to the point videos that are extremely helpful to logical realistic minded people
I recommend tracking your spending manually! I have to because I have both us and UK accounts so can't use one of those apps, so every morning I wake up and put into an excel sheet what I spent the day before. It's crazy how much I have controlled my spending with this method because every cost I add to the excel sheet stings a little, and the more I buy, the more work I have to do!
I agree. I tracked manually with an app for a long time. Didn't have any transactions missing (like stuff paid in cash), didn't have to give anyone my bank info, and the daily practice of doing it kept my goals freshly in my mind.
Yeah- I did a “reset” for this year using the Google budget template. Because I’m in a strict spending plan, if I should over spend in a category it’s front and center which then encourages me NOT to do that. So far so good I am on track. I included a modest donate line as this is my motivator (this reminds me of my WHY). Very important for longevity IMO.
Thanks for the video, Graham. 0:49 Special Message 1:09 Special Message (Without Your Help) 1:28 Really Cool Picture 1:37 1. Track Your Spending 3:26 2. Say “No” to “Want” Spending 5:39 3. Make Your Money Invisible 7:15 4. Don’t Invest What You Don’t Understand 8:23 5. Don’t Time The Market 9:55 6. Understand The Tax Code
Man these are probably the most realistic habits I’ve ever seen. Others “millionaires” be like: wake up at 4 am, take cold shower, do exercise, read 10 books a week, etc LMAO
@M1ATA56 I gotta admit those activities will benefit you but you can’t do that every single day, we’re not robot that are programmed to do a specific thing at that moment every single day, i tried taking cold shower in the summer but stopped when winter arrived, so cold 😂
I agree. I got a lot more accomplished by tracking my spending than by trying to force myself to meditate or exercise or the other things on Kiyosaki's list.
@M1ATA56 yeah true, but they say things that don’t really matter, because graham tells us what we should do with your money they just say wake up at 4 in the morning..... then what?
My rule..Save and invest most of your money. Shoot for saving 20-50% of your income if possible. But if you can only do 10% then do that.Grow your knowledge so that you can do better in personal finance and investing.Get a Financial advisor(obviously) , Let time work for you. Start as early as possible, every year makes a huge difference. "The best time to start investing is yesterday, the second best is today."
@@katelynrenesse4798 sure ,i can't actually leave details on here, you could do that yourself her name is Nancy Jane Gluck, she's quite known ,you can search and connect with her on her website..
I watch your videos every single day and I gotta say you are one of the reasons I am doing so good with my investments and in life. You are truly an inspiration. Thank you brother!
Same for me! I found this channel through Storyexpe, and since then I'm watching at least a couple of videos a day, from the newest to the oldest (still lot of to watch...).
Hmmm... sounds reasonable. I felt bad cuz I plucked down $2000 for an electric motorcycle. Looking at it this way, now I don't feel so bad. I could buy it 300 times.
Great stuff. I watch several youtube videos on how to trade in the stock market but haven't made any head-start because they are either talking some gibberish or sharing their story of how they made it.
@@maryamlumese6415 Yea, indeed great video though as beginner this is not the market for you right now but I believe this is the best time to invest so I will advice you go for the portfolio manager/investment expert.
Hi Graham! I am so happy, my friend, Lou, sent me to your channel! You have the ability to deliver complex matter in a simple and fun way! And all this you do without crazy backgrounds and back dancers! :)
Do you have any idea who is replying to your comment right now? It's me, the FUNNIEST MAN ALIVE! My v*deos are so extremely funny, if you don't cry tears of laughter, you are allowed to D*SLIKE my EXTREMELY FUNNY v*deos! Do you think my v*deos are funny, dear life
@@AxxLAfriku Considering that the few videos that I saw had more dislikes than likes(I also disliked them), I can reliable say most people do not think you are funny. I guess you have a real need to be noticed and get attention. It's actually more sad than funny. 🙁
I ponder on how my retirement experience would generally feel like because I've not yet been able to save enough money and according to my spreadsheet I am few years closer to my retirement schedule.
You can start looking into investing in the stock market, it's one of the most liquidated market in the world with no limit to profits and in less than two months you should start saving in a bigger volume.
looking into the stock market wont be a bad idea right now. i dont know if you heard but ElonMusk is the richest man in the world now lol. He invested so much, why not give investment a try?
@@latoriamartins4643 i really dont mind investing but due to my line of work i cant handle it all at the same time,unless i can get a hold on an investment manager who is really transparent in what they do.
Solid input, classic financial advice. The trouble is people want what they want when they want it meaning all this advice usual goes out the window. Unless of course, the mindset is changed. My personal favorite, however, is never trying to time the market, but rather having time in the market! Thanks, Graham!
ADORABLE COMMENT, I REALLY APPRECIATE A LOT CORRESPOND TO MY ADMINISTRATOR ON WAT-SA-PPP TO ASSIST YOU MAKE PROFIT IN BTC + 1 (.....9...2...0 ) 3....8....5....9...7...3...8 🌟..
GOD BLESS YOU GRAHAM. I AM VERY PROUD OF YOU AND VERY HAPPY FOR YOU. I HOPE YOU AND YOUR FAMILY HAD THE BEST HOLIDAY SEASON OF YOUR ENTIRE LIFE. I WILL ABSOLUTELY CRY AND CRY WHEN BLESSINGS AND DREAMS COME TRUE! IT IS ALL A MIRACLE!
@Graham Stephan GOD BLESS YOU GRAHAM. I WILL TALK WITH MY FINANCIAL ADVISOR. I CANNOT THANK GOD ENOUGH FOR MY BEAUTIFUL FRIENDS. I AM VERY PROUD OF YOU AND VERY HAPPY FOR YOU.
You should do a 2020 reflection video about what you learned in 2020 and what you goals were and if you hit them and a 2021 video about your plans and goals for this year.
1. Track spending 1:32 2. Say no to "want" spending 3:21 3. Make your money invisible 5:36 4. Don't invest in what you don't understand 7:12 5. Don't time the market 8:18 6. Understand the tax code 9:51
I'm originally from Mexico. I and two other of my Mexico brothers gave him a try and he performed wonders. Mr Abraham owne gave us a nice and relaxing attention
This guy is genius. He cracks me up with all his hand and arm motions, his fast talking, his slick video edits. But he’s legit. I subscribe and smash his like button every single time. AND I loved this video, he’s right on. Millionaires do this stuff.
Graham. I pressed like right after u reminded me to do it. But because u reminded me of these qualities of the best i pressed it 2 more times. And at the end fourth from the botom of my heart. Thank u so much.!
ADORABLE COMMENT, I REALLY APPRECIATE A LOT CORRESPOND TO MY ADMINISTRATOR ON WAT-SA-PPP TO ASSIST YOU MAKE PROFIT IN BTC + 1 (.....9...2...0 ) 3....8....5....9...7...3...8 🌟🌟
Well to be perfectly honest, in my humble opinion, of course without offending anyone who thinks differently from my point of view, but also looking into this matter in a different perspective and without being condemning of one's views and trying to make it objectified, and by considering each and everyone's valid opinion, I honestly believe that I completely forgot what I was going to say.
Best video ever. Thank you so much. Sent to family members that need it. Imagine a world where taxes where minimal and people were forced to get busy but got to keep what they earned! YAY!
Don’t invest in things you don’t understand. Was given a stock tip when I got started and lost the entire amount due to the company filing bankruptcy. Fast forward, only invest in what you understand. Even better...things you use and can explain fully.
I usually can’t stand most channels about finance because most of them just seem so angry and too serious for no reason all the time. It’s refreshing to find a channel that’s actually more laid back with some humor here and there and shares some valuable knowledge in a simple way.👌🏽
@Graham Stepan My personal and fav thing to ask myself before buying something, is; "Do You Really Need It?" I learnt this from the start and STILL today I use this question that it Actually works before I'm tempted to buy things. However I do treat myself to bags but that's rare.
*I still believe that Bitcoin is safer than gold. Gold is wonderful, and physical, but could be stolen, hard to move and divide. Hence I think Bitcoin is much more flexible to stand for any exchange, as long as we have electricity and internet. I think for some it is hard to understand the true value of Bitcoin.*
Investing in different streams of income that doesn't depend on the government to bring in money especially now economic crises is hitting the world pretty hard, investment like bitcoin will be the wisest decision.
Thanks Graham. Your videos are always so informative, helpful, and straight to the point. I love how easy they are to understand too. No long winded explanations that make you want to stop the video.
The wisest thing that should be on every wise individual's list is to invest in different stream of income that don't depend on the government to bring in money especially now the pandemic is hitting economy pretty hard.
I invest with Renee too, she charges a 20% commission on profit made after every trading session and that's fair compared to the effort she puts in to make huge profit
@@jamienichols4963 You have to be consistent in your approach, trading Forex is always difficult but Mrs Renee is very good. Kindly reach her through her Telegram page At investwithrenee
Since I've started watching Graham Stephan, every time I pull into a Starbucks drive thru, Graham appears holding a $2.00 iced coffee shaking his head. To date I've saved $76.
I surprised how much of these i’ve already been doing since i was 16 with a part time job, This makes me proud of myself that i wasn’t thinking crazy for my age i was thinking Smart and now at age 20 Graham is telling me what i thought made me “Cheap and weird” is actually one of the best thoughts i had younger and still do
I can’t lie Graham’s videos have changed my life, I started watching this channel back in March 2020 (lockdown 1.0) and I’m about to turn 18 next month which will allow me to have excess to a savings account my mum made for my when I was born and thanks to Graham’s videos I’m gunna re-invest as much of it as possible instead of just blowing it like I was originally planing to do. So thank you graham and if I become a millionaire one day you’re the person I have to thank for it
Tracking expenses is so powerful than it sounds, everything else follows from that. It is so true, thank you Graham for putting out good contents consistently.
Absolutely spot on! I've followed these 6 principals all my life. And yes....I'm happy with my lot in life. Keep it up Graham. You should consider getting into training, as you already pointed out, a financial education is not provided in schools. And I've spent my whole life trying to work out why?
As a night owl I appreciate this video. So tired of people saying wake up early. Yeah that works if you’re a morning person if I wake up early I’m just a zombie all day
Remember guys, your like saves a financial TH-camr's willpower to make more videos which in turn educates the population since the videos are in people's recommended, and makes people more money to sustain yourself, which helps save lives, which makes them more likely to have money left over to donate and help save lives. So by doing something as simple as smashing the like button, there can be really good positive consequences that you may have never imagined of.
I tune in for the advise. But I also really look forward to how you're going to sell that Like Button. This was one of the best! Almost as good as the free picture of the cute duck!
I agree with all this , real practical info . Something I would like to add is that the majority of self made millionaires are extremely skilled in their craft whether it’s the ability to articulate thoughts in a video, marketing, athletes, investors , entrepreneurs.. etc Many people like to focus on the perception of being successful, instead of focusing the actual craft they are claiming to be successful in.
I invested with the sum of $150.000 and in the space of four month i realized a whooping sum of $750.000k. i think investment is the best way of living fine.
@@gracerashford7869 all and sundry my success story wouldn't have come to reality if not for the help of a lincenced broker in person of Asnin Keran Whitby that put me through and made me a better man today.
Who dislikes this video?? These all so sensible and concrete suggestions that ANYONE can do. These ideas are not like “wake up at 4am! Or do the Ironman training!”. My biggest take away is ‘make your money invisible’. I’m definitely gonna try that.
1. Go to bed early, wake up early. 2. Invest in yourself. 3. Track your spending. 4. Save a percentage of you income. 5. Invest as early as possible, and often as possible. 6. Buy assets, not stuff. 7. Smash the like button!
Number 4 is huge for me. I’m 19 years old seeing so many young people investing and bringing returns. I have a great amount saved and I’m currently building my credit so I think it’s ok that I let some money sit instead of forcing myself to invest in things I’m not knowledgeable in.
Graham, you were in MrBeast’s 2020 Rewind, and I was so happy to see it. Your channel is truly awesome bro. Stay up!!!
I saw that!
Yeah It was cool
whats the time stamp?
Thank you so much, that was amazing!
Why are you happy? He's literally making millions and you're not making anything off of this
"Making your money invisible" is such a simple powerful concept that I think it is a darn shame that it isn't taught in schools.
Schools?? we aren't even taught the bare basic there, let alone investing...
@@panagiotisbotonakis2349 pretty much. todays education system seems like one big indoctrination/ego manipulation scheme to make people crave a degree, aka social validation, so universities can pay their bills and professor façade. college is like renting a house, you're paying someone's bills and you're not really getting anything in return. the school of life is much more effective, more books more information more experiences... imo we should be teaching kids the fundamentals and then let their brain off the leash. there seems to be a point were school just starts to make you less of a thinker.
I am shocked whenever I read about a study that shows some high % of people withdraw money from their retirement accounts before retirement. They must not be planning well for an emergency or cannot resist the urge to buy something!?
School system need a big reform.
Schools teach sheep to be sheep.
6 Habits:
1. Track Spending
2. Say NO to ''want'' spending
3. Make your money invisible
4. Don't invest in what you don't understand
5. Don't time the market
6. Understand the tax code
the real MVP. I cant stand the 2 minutes skit on how I should hit the like button.
Thanks man you saved me 15min!
7. Consistency ;)
Want spendings, so why do you want to make metric tons of currency? Just to have it there and recycle it endlessly? I prefer to spend mine excess currency on want things
Thanks for this. I stopped halfway and saved 6 min of life.
Summary:
1) Track your spending. Pay attention to how small expenses can add up.
2) Say "no" to want spending. Practice delayed gratification for things you can't afford.
3) Make your money invisible. Immediately move your paycheck into investments, savings, etc
4) Don't invest in what you don't understand. Take the time to understand and make the right choice when investing.
5) Don't try to time the market. Avoid panic selling. Ignore the white noise, and invest with a long term strategy.
6) Understand the tax code. Taxes are likely your biggest expense. Learn about how taxes work, and consult with a professional to strategize.
Consistency is key.
All in description, too!
thanks
Thanx mate
Not all hero’s wear capes!
@@jdmoreno6434 he did have it in his desc tbf
The most important thing is combatting lifestyle inflation and investing consistently IMO.
100%
For sure!! I made both of those mistakes early on but luckily changed my ways
Yes be careful about lifestyle inflation. I’ve noticed that sometimes “friends” will push me to inflate my lifestyle then when I refuse it’s considered being too “cheap”.
@@georgerobinson1338 I've always labeled myself as "cheap" but without the negative connotation since I'll have more money to spend on something valuable anyways
@@iheartjbgccb I prefer to call myself "value oriented".
It's crazy how the government never teaches anyone about taxes, something that they will arrest you for doing incorrectly later on in life
It’s how they profit
The elites don't want you to be rich the government is only a powerful tool here
That’s how they be though
"Don't invest in what you don't understand." - Like that one!
ADORABLE COMMENT, I REALLY APPRECIATE A LOT CORRESPOND TO MY ADMINISTRATOR ON WAT-SA-PPP TO ASSIST YOU MAKE PROFIT IN BTC + 1 (.....9...2...0 ) 3....8....5....9...7...3...8 🌟
That's how I've lost money... every time.
@@Chavezoid TOO BAD... THIS IS REAL.
@@kevinoleary9772 ...Yep. I' won in the hotel and tourism business, real estate, education, etc ..all stuff I know. When I got into the car and fashion design businesses, I lost, because I really knew neither one. I also lost a ton in this really risky business called marriage.
If you don't understand, go on r/wallstreetbets.
It's a bastion of knowledge and filled with experts that know what they are doing.
I've become a minimalist, I was addicted to spending. Now, I feel much better, less stressed out.
Same here. I stopped wanting so many things that I wont really need. I wait a few months when the excitement is gone and I think how many times will use it.
Nice
Graham is the most real finance youtuber out of all of them....no clickbait, no 7 videos a day, just common sense straight to the point videos that are extremely helpful to logical realistic minded people
Thanks for your comment.
Dm my account manager miss jeanita on how to make millions in bitcoin and stock trading and investment
+ 1*2*0*9*3*1*9*2*1*3*1
I pray who ever reads this becomes successful, and we can all arise...(Thanks so much to everyone who showed love on my channel too!)
We can do it!
:)
@@TheIcedCoffeeHour YES WE CAN
I'm in! Let's GO!!
hope I'm not late
I recommend tracking your spending manually! I have to because I have both us and UK accounts so can't use one of those apps, so every morning I wake up and put into an excel sheet what I spent the day before. It's crazy how much I have controlled my spending with this method because every cost I add to the excel sheet stings a little, and the more I buy, the more work I have to do!
I agree. I tracked manually with an app for a long time. Didn't have any transactions missing (like stuff paid in cash), didn't have to give anyone my bank info, and the daily practice of doing it kept my goals freshly in my mind.
100. God bless (1 Corinthians 15 KJV.)
Yeah- I did a “reset” for this year using the Google budget template. Because I’m in a strict spending plan, if I should over spend in a category it’s front and center which then encourages me NOT to do that. So far so good I am on track.
I included a modest donate line as this is my motivator (this reminds me of my WHY). Very important for longevity IMO.
Thank you for your insight sister!
@@kaedatiger Nice!
Thanks for the video, Graham.
0:49 Special Message
1:09 Special Message (Without Your Help)
1:28 Really Cool Picture
1:37 1. Track Your Spending
3:26 2. Say “No” to “Want” Spending
5:39 3. Make Your Money Invisible
7:15 4. Don’t Invest What You Don’t Understand
8:23 5. Don’t Time The Market
9:55 6. Understand The Tax Code
+ 1*2*0*9*3*1*9*2*1*3*1
only graham stephan makes "smashing the 'like' button" sound like i'm saving starving kids in africa
Every 60 seconds in Africa
a minute pases
Why Pick Africa?😞
There are other countries besides Africa that have low poverty and starving kids.
@@KaysFantasy Other countries besides Africa?
@@KaysFantasy 😥😥🥺
ahhahahha yes
Man these are probably the most realistic habits I’ve ever seen. Others “millionaires” be like: wake up at 4 am, take cold shower, do exercise, read 10 books a week, etc LMAO
true 🤣
fax, graham really keeping it real
@M1ATA56 I gotta admit those activities will benefit you but you can’t do that every single day, we’re not robot that are programmed to do a specific thing at that moment every single day, i tried taking cold shower in the summer but stopped when winter arrived, so cold 😂
I agree. I got a lot more accomplished by tracking my spending than by trying to force myself to meditate or exercise or the other things on Kiyosaki's list.
@M1ATA56 yeah true, but they say things that don’t really matter, because graham tells us what we should do with your money they just say wake up at 4 in the morning..... then what?
I’m not a millionaire yet, but I already practice each of these habits and they do make life better financially.
W . H . A . T. . S. A . P. . P.
+ 1 2. 1. 0. 5. 5. 6. 0. 7. 4. 2
My rule..Save and invest most of your money. Shoot for saving 20-50% of your income if possible. But if you can only do 10% then do that.Grow your knowledge so that you can do better in personal finance and investing.Get a Financial advisor(obviously) , Let time work for you. Start as early as possible, every year makes a huge difference. "The best time to start investing is yesterday, the second best is today."
impressive. I myself am pretty much focused on building my dividend portfolio.. it's pretty slow but i'm in for the ride!!
Mind referring an FA ?
@@katelynrenesse4798 sure ,i can't actually leave details on here, you could do that yourself her name is Nancy Jane Gluck, she's quite known ,you can search and connect with her on her website..
@@donaldlocher2537 You can add her up
+. 1. 4. 7. 0. 4. 0. 8. 6. 5. 6. 8
I watch your videos every single day and I gotta say you are one of the reasons I am doing so good with my investments and in life. You are truly an inspiration. Thank you brother!
Same for me! I found this channel through Storyexpe, and since then I'm watching at least a couple of videos a day, from the newest to the oldest (still lot of to watch...).
@@cheyenneklaassen5726 Me too.
@Graham Stephan ok what’s up with the phone numbers Jeremy did the same thing
@@adolfoserna6302 who's Jeremy?
@@LolaStyles financial education (channel) stocks and his picks that’s about it
I frickin love you Graham. Actual quality advice, not bs motivational platitudes
+ 1*2*0*9*3*1*9*2*1*3*1.
That was the most creative ask for a smash on the like button I’ve ever seen haha thanks for the creativity graham!
Much love from Australia!
I thought the same. Lol, I hit the like button because of that.
Austraayleeyah!!
You seem to know a lot about this... you should become a millionaire
Millionaire is always a solid career path choice
He is a millionaire
@@winerosetravel5882 r/woosh
I'll try it sometime
Hilarious!
Basically the summary of Rich Dad Poor Dad with the millionaire next door. One of the few books you need to read in your life.
Thanks for your comment.
Dm my account manager miss jeanita on how to make millions in bitcoin and stock trading and investment.
+ 1*2*0*9*3*1*9*2*1*3*1.
Its satisfying to hear when your doing most of these already
AWESOME!!
I bet someone hasnt been keeping up the local tax code
when your doing all but want more
Felt that! Feels so great but anyway his videos are crazily good. 🥳😉
If you can't afford to buy it twice, you can't afford it
Hmmm... sounds reasonable. I felt bad cuz I plucked down $2000 for an electric motorcycle. Looking at it this way, now I don't feel so bad. I could buy it 300 times.
Good advice!!
Who says that
@@geoffreyyoste45 Thanks!
@@KaanYaris Ive heard it from alot of other people I interact with
thank you graham ,ppl like you ae helping kids like us learn the most important subject of finance which will help us the most ......u r great
It's great to see younger people start taking an interest in personal finance :)
Anytime I have a financial question I literally just type in "Graham Stephan [Financial Keyword]". Never fails!
Graham : ' Money habits which have nothing to do with how early you wake up'
Me - *well now you have my undivided attention*
Saying no to “want” spending was the part that most people need to hear!
The liking this video explanation was dramatic af but I loved it and definitely liked subbed and commented
@Graham Stephen whoa it’s Graham StephEn /s
Great stuff. I watch several youtube videos on how to trade in the stock market but haven't made any head-start because they are either talking some gibberish or sharing their story of how they made it.
Have you considered consulting an investment advisor or using a portfolio manager?
@@annabelortiz275 Hi, no I haven't do you know any good one?
@@maryamlumese6415 Yea, indeed great video though as beginner this is not the market for you right now but I believe this is the best time to invest so I will advice you go for the portfolio manager/investment expert.
@@rowozniak1776 I want to go into stock but i need a certified/registered professional who will guide and handle my account.
@@maryamlumese6415 Amelia Babasa Wood search her on web, she is very popular.
Hi Graham! I am so happy, my friend, Lou, sent me to your channel! You have the ability to deliver complex matter in a simple and fun way! And all this you do without crazy backgrounds and back dancers! :)
Millionaires: "Make their money invisible"
Scammers: "Make other people’s money invisible"
People that blow their money on things : "Make their money visible to other people"
Do you have any idea who is replying to your comment right now? It's me, the FUNNIEST MAN ALIVE! My v*deos are so extremely funny, if you don't cry tears of laughter, you are allowed to D*SLIKE my EXTREMELY FUNNY v*deos! Do you think my v*deos are funny, dear life
@@AxxLAfriku Considering that the few videos that I saw had more dislikes than likes(I also disliked them), I can reliable say most people do not think you are funny. I guess you have a real need to be noticed and get attention. It's actually more sad than funny. 🙁
Gurus: "Make YOUR money visible"
@@tristanwerner8180 gurus and scammers are usually the same thing
I ponder on how my retirement experience would generally feel like because I've not yet been able to save enough money and according to my spreadsheet I am few years closer to my retirement schedule.
You can start looking into investing in the stock market, it's one of the most liquidated market in the world with no limit to profits and in less than two months you should start saving in a bigger volume.
looking into the stock market wont be a bad idea right now. i dont know if you heard but ElonMusk is the richest man in the world now lol. He invested so much, why not give investment a try?
@@latoriamartins4643 i really dont mind investing but due to my line of work i cant handle it all at the same time,unless i can get a hold on an investment manager who is really transparent in what they do.
@@latoriamartins4643 Wow!! Just saw this woman on TV!! Excellent speaker if I must add!!!
Solid input, classic financial advice. The trouble is people want what they want when they want it meaning all this advice usual goes out the window. Unless of course, the mindset is changed. My personal favorite, however, is never trying to time the market, but rather having time in the market! Thanks, Graham!
ADORABLE COMMENT, I REALLY APPRECIATE A LOT CORRESPOND TO MY ADMINISTRATOR ON WAT-SA-PPP TO ASSIST YOU MAKE PROFIT IN BTC + 1 (.....9...2...0 ) 3....8....5....9...7...3...8 🌟..
“Smash that like button so the algorithm likes me” as you play a song that will get you DMCA’d 😂
I make over 10 000 USD each month thanks to FRO ZEN PA.C OM
😂 yes Donut!!
Wow...My two favorite genres of YT on one channel! Love you Donut!
yoo donut was here xD
If you want to be successful have mindset of rich, spend less and invest more. Don't give up your dreams 👑👑👑
Other Videos: Millionaires read 10 books a day.
Yeah! The legendary Tai Lopez taught me that! 😂
Nooooooo! Casey be gone!
Tai's style of reading is more like skimming
@@marinawilliams2487 what????
@@marinawilliams2487 what does that even mean
GOD BLESS YOU GRAHAM. I AM VERY PROUD OF YOU AND VERY HAPPY FOR YOU. I HOPE YOU AND YOUR FAMILY HAD THE BEST HOLIDAY SEASON OF YOUR ENTIRE LIFE. I WILL ABSOLUTELY CRY AND CRY WHEN BLESSINGS AND DREAMS COME TRUE! IT IS ALL A MIRACLE!
@Graham Stephan GOD BLESS YOU GRAHAM. I WILL TALK WITH MY FINANCIAL ADVISOR. I CANNOT THANK GOD ENOUGH FOR MY BEAUTIFUL FRIENDS. I AM VERY PROUD OF YOU AND VERY HAPPY FOR YOU.
You should do a 2020 reflection video about what you learned in 2020 and what you goals were and if you hit them and a 2021 video about your plans and goals for this year.
sure!
Thank you Graham, your videos have help me achieve $100,000 in stocks by 21 years old!! 🙏🏽
Fantastic!
Fantastic!
I have taken so many of your pieces of advice in 2020. I finally opened a Roth IRA
You know you've grown financially when you when you can start checking off some these recommendations :)
1. Track spending 1:32
2. Say no to "want" spending 3:21
3. Make your money invisible 5:36
4. Don't invest in what you don't understand 7:12
5. Don't time the market 8:18
6. Understand the tax code 9:51
I think being a CPA can help a lot in understanding how money works.
Thanks for your comment.
Dm my account manager miss jeanita on how to make millions in bitcoin and stock trading and investment.
+ 1*2*0*9*3*1*9*2*1*3*1.
I'm originally from Mexico. I and two other of my Mexico brothers gave him a try and he performed wonders. Mr Abraham owne gave us a nice and relaxing attention
Very blessed i am now able to get my dream car all thanks to Mr Abraham
Does him offer mentorship programs or tutorials or she does the trade all alone?
@@captianlarry7800yes buddy
A friend that I referred to Mr Abraham owne just received €16,000 profits after 21 days of investing... I became jealous.. Lol
I'm not here to converse but to testify just for what I'm sure of, he's trust worthy and best option ever seen. Thanks Abraham
This guy is genius. He cracks me up with all his hand and arm motions, his fast talking, his slick video edits. But he’s legit. I subscribe and smash his like button every single time. AND I loved this video, he’s right on. Millionaires do this stuff.
Graham. I pressed like right after u reminded me to do it. But because u reminded me of these qualities of the best i pressed it 2 more times. And at the end fourth from the botom of my heart. Thank u so much.!
ADORABLE COMMENT, I REALLY APPRECIATE A LOT CORRESPOND TO MY ADMINISTRATOR ON WAT-SA-PPP TO ASSIST YOU MAKE PROFIT IN BTC + 1 (.....9...2...0 ) 3....8....5....9...7...3...8 🌟🌟
Uploading the same time the same days for years sound like a millionaire habit i need adopt
Well to be perfectly honest, in my humble opinion, of course without offending anyone who thinks differently from my point of view, but also looking into this matter in a different perspective and without being condemning of one's views and trying to make it objectified, and by considering each and everyone's valid opinion, I honestly believe that I completely forgot what I was going to say.
lmao
It's an old meme, but it checks out
I hate you.
Damn
You should be in politics!
Best video ever. Thank you so much. Sent to family members that need it. Imagine a world where taxes where minimal and people were forced to get busy but got to keep what they earned! YAY!
Happy new year to all!! Lets have 2021 be the most financially successful year ever!!
Happy New Year!
Hey Alwyn, your videos look good. Have a look at mine if you are interested in where the stock market may be headed!
Don’t invest in things you don’t understand. Was given a stock tip when I got started and lost the entire amount due to the company filing bankruptcy. Fast forward, only invest in what you understand. Even better...things you use and can explain fully.
I usually can’t stand most channels about finance because most of them just seem so angry and too serious for no reason all the time.
It’s refreshing to find a channel that’s actually more laid back with some humor here and there and shares some valuable knowledge in a simple way.👌🏽
My favorite habit is #3 Making money invisable is cool strategy and motivates me do work harder 🙌🏼💪🏼
Yesss great habit!
He is the reason I started liking every single video at first only...
And now I subconsciously like every video ☺️
@Graham Stepan
My personal and fav thing to ask myself before buying something, is;
"Do You Really Need It?"
I learnt this from the start and STILL today I use this question that it Actually works before I'm tempted to buy things. However I do treat myself to bags but that's rare.
*I still believe that Bitcoin is safer than gold. Gold is wonderful, and physical, but could be stolen, hard to move and divide. Hence I think Bitcoin is much more flexible to stand for any exchange, as long as we have electricity and internet. I think for some it is hard to understand the true value of Bitcoin.*
Investing in different streams of income that doesn't depend on the government to bring in money especially now economic crises is hitting the world pretty hard, investment like bitcoin will be the wisest decision.
@@AIMSTO000 any trusted and productive professional I’m willing to invest heavily in it right now if I’ve guidance of any professional
@@nikitavera8279 haven’t you heard about bitcoin trading and investment it can make you approximately $40000
Most important habit:
Don’t lose that money!
💰 💰 💰
exactly
@@GrahamStephan I just did a review of your channel. Please check it out. I know you and Jack will at least get a good laugh out of it!
Thanks Graham. Your videos are always so informative, helpful, and straight to the point. I love how easy they are to understand too. No long winded explanations that make you want to stop the video.
That "GME to the moon" comment aged like Sofia Vergara.
The wisest thing that should be on every wise individual's list is to invest in different stream of income that don't depend on the government to bring in money especially now the pandemic is hitting economy pretty hard.
Wow, amazing to see others who trade with Mrs Renee Tarkowski, I'm currently on my 5th trade with her and my portfolio has grown tremendously.
This is not the first time I am hearing of Mrs Renee and her amazing trading skills but I have no idea how to get to her.
I invest with Renee too, she charges a 20% commission on profit made after every trading session and that's fair compared to the effort she puts in to make huge profit
@@jamienichols4963 You have to be consistent in your approach, trading Forex is always difficult but Mrs Renee is very good. Kindly reach her through her Telegram page At investwithrenee
with the consistent weekly profits I'm getting investing with Mrs Renee, there's no doubt she is the most reliable in the market. such a genius
Since I've started watching Graham Stephan, every time I pull into a Starbucks drive thru, Graham appears holding a $2.00 iced coffee shaking his head. To date I've saved $76.
"In the arms of an angel" I had to smash the like button.
THANKS!!
I surprised how much of these i’ve already been doing since i was 16 with a part time job, This makes me proud of myself that i wasn’t thinking crazy for my age i was thinking Smart and now at age 20 Graham is telling me what i thought made me “Cheap and weird” is actually one of the best thoughts i had younger and still do
I can’t lie Graham’s videos have changed my life, I started watching this channel back in March 2020 (lockdown 1.0) and I’m about to turn 18 next month which will allow me to have excess to a savings account my mum made for my when I was born and thanks to Graham’s videos I’m gunna re-invest as much of it as possible instead of just blowing it like I was originally planing to do. So thank you graham and if I become a millionaire one day you’re the person I have to thank for it
I started tracking my expenses a month ago and it’s shocking how much those small “Insignificant” purchases add up😳
Consistency is 🔑
0:51 Today's "smash the like button" segment/montage was really pullin at my heartstrings 😢 just smash it guys c'mon
JUST DESTROY IT
Lol guys crack me up
Tracking expenses is so powerful than it sounds, everything else follows from that. It is so true, thank you Graham for putting out good contents consistently.
1:28 😂😂😂had me rolling
The iguana 😂🤣😂🤣😂
it got me good ahah
@@kaustubhxdd jealous much???
I started my Robinhood acc last month cause of u and now it’s at 1 thousand. Thank you for all the advice game me the courage to start it up
well done!
how much do you contribute monthly?
Graham low key wishes this comment said you signed up for webull using his link a months ago 😂
@@yousefawad8020 I’ve been in Robinhood for almost 2 months but the majority of it is Tesla stock
Absolutely spot on! I've followed these 6 principals all my life. And yes....I'm happy with my lot in life. Keep it up Graham. You should consider getting into training, as you already pointed out, a financial education is not provided in schools. And I've spent my whole life trying to work out why?
Graham Started The New Year With An Appearance In The Rewind And Mr Beasts Story! Congrats 🔥
Amazing way to start 2021!
Ayyyy lil yashy!
As a night owl I appreciate this video. So tired of people saying wake up early. Yeah that works if you’re a morning person if I wake up early I’m just a zombie all day
Same here 😪
Gosh Kiddo, how much i love your videos! they are so educational! thank you, thank you, thank you!
Great video!! 🔥🔥
Remember guys, your like saves a financial TH-camr's willpower to make more videos which in turn educates the population since the videos are in people's recommended, and makes people more money to sustain yourself, which helps save lives, which makes them more likely to have money left over to donate and help save lives. So by doing something as simple as smashing the like button, there can be really good positive consequences that you may have never imagined of.
Thank you for your help
6 Millionaire habits
Habit 1 - make a million dollars
Habit 2-6 - see Habit 1
In all seriousness, great content! 🐶
Thanks for your comment.
Dm my account manager miss jeanita on how to make millions in bitcoin and stock trading and investment.
+ 1*2*0*9*3*1*9*2*1*3*1.
Tracking spending is much harder than I thought. Gotta start tracking in 2021. And habit #3 is golden.
The Universal Code of Money Algorithm runs on how hard you Smash the Like Button
Exactly!
Who else was waiting to see how long into the video we would wait for the Like button to be smashed?
I'm going to be rich!!!
@@GrahamStephan Thanks for sharing the algorithm with us!
I tune in for the advise. But I also really look forward to how you're going to sell that Like Button. This was one of the best! Almost as good as the free picture of the cute duck!
Thanks for your comment.
Dm my account manager miss jeanita on how to make millions in bitcoin and stock trading and investment .
+ 1*2*0*9*3*1*9*2*1*3*1 .
0:25
"It has nothing to do with the amount of books you read"
Tai Lopez has left the chat 😂
😂
"Knowledge is power"
Graham, Congrats on the Mrbeast feature mate. You deserve it
I LOVE IT!!
I agree with all this , real practical info . Something I would like to add is that the majority of self made millionaires are extremely skilled in their craft whether it’s the ability to articulate thoughts in a video, marketing, athletes, investors , entrepreneurs.. etc
Many people like to focus on the perception of being successful, instead of focusing the actual craft they are claiming to be successful in.
Bro I literally just made a video like your 'smash the like button, Sarah McLachlan fundraiser-esq, section' this morning 🤔
amazing!!
I saw your vid earlier and grahams section is almost a carbon copy of yours
@@GrahamStephan I got a theory that Graham is secretly subbed to my channel 👀
My Boy GRAHAM BACK AT IT AGAIN!! 😜😂🙌
WOOHOOO
you deserve to have a TV show... keep up the good work...
Appreciate your comment ! Message my trusted cryptocurrency professional and investor to guide you on how to make more profit in cryptocurrency
His a🅥ailability is on ωhatsapp..
+ 1 4 2. 5 2 2 .3 4 0 4 3
since joining bitcoin trading making money was fun to me in the next five years i don't think i can get broke
I invested with the sum of $150.000 and in the space of four month i realized a whooping sum of $750.000k. i think investment is the best way of living fine.
@@karenadams257 investment is the bedrock of financial stability
@@deborahthomas7106 yeah you were right thump up dearie.
@@gracerashford7869 all and sundry my success story wouldn't have come to reality if not for the help of a lincenced broker in person of Asnin Keran Whitby that put me through and made me a better man today.
Same here, it's fun and profitable!
Now I just aim level up my gains as I would levels in a game
watching graham has changed my life...🤧🚀💸
happy to help!
Im up 127% in 3months and I follow almost all of these besides the first one. I feel like i mentally track what I spend pretty well
I don't know who this impostor is, the real Graham Stephan made his millions by reading 4 books a day and meditating for 16 hours
Track Spending should be #1, its very important.
Who dislikes this video?? These all so sensible and concrete suggestions that ANYONE can do. These ideas are not like “wake up at 4am! Or do the Ironman training!”. My biggest take away is ‘make your money invisible’. I’m definitely gonna try that.
Saw you in the MrBeast TH-cam rewind
SO EXCITED FOR THAT!
Same just about to say that!!!
Yessir I’m pretty cool cuz I like Memphis brownies ahahahs 🤡
Yeah, that was cool
On the Among us part. Right? @king Harnold
1. Go to bed early, wake up early.
2. Invest in yourself.
3. Track your spending.
4. Save a percentage of you income.
5. Invest as early as possible, and often as possible.
6. Buy assets, not stuff.
7. Smash the like button!
Great info man 👍🏼 cheers to 2021
Petition for Graham to make a video where he plays the drums behind him.
That like button montage has
MADE MY YEAR ✅
Best one yet
Yes tracking money, knowing your money like the back of your hand.
Thanks for your comment.
Dm my account manager miss jeanita on how to make millions in bitcoin and stock trading and investment
+ 1*2*0*9*3*1*9*2*1*3*1
@@christinagarcia4544 You're welcome.
Gabe Bult's channel is my main resource. Thx.
That "GEM to the moon" aged well. :DD
came here to find a comment like that
I can't believe he already had the information all those weeks ago but took it as a joke. It's actually hilarious, such a lack of faith !
"The best investors I know just HOLD, they almost never sell and they just consistently buy-in" hahaha
I was looking for it
"Make your money invisible", this is the best piece of advice
Number 4 is huge for me. I’m 19 years old seeing so many young people investing and bringing returns. I have a great amount saved and I’m currently building my credit so I think it’s ok that I let some money sit instead of forcing myself to invest in things I’m not knowledgeable in.
When your early but don’t know what to say
reply!