People Have No Money - Bills Are Not Getting Paid
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🚨 Avoid the Credit Card Debt Trap! 🚨 In today's financial climate, falling into debt is easier than ever We explore alarming trends in consumer spending and the dire state of economic affairs. With banks like JP Morgan and Bank of America writing off billions in bad debt, it's crucial to understand the pitfalls of credit dependency. We are now learning that banks are having massive charge offs from their customers. The average person is not paying their bills right now at a record pace. #ChargeOffs #BadDebt #jpmorfan #CreditCrisis #Allegedly #Insurance #interestrates
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www.reuters.com/markets/us/us...
www.thecut.com/article/what-i...
www.wsj.com/business/hospital...
nypost.com/2024/04/27/us-news...
t.ly/l87pO
www.flclaw.net/understanding-...
www.ksl.com/article/50994089/...
www.statista.com/chart/32142/...
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I've become a Minimalist, not cause i dont have money but because it reduces stress. People need to stop buying into consumerism
100%!
+1
Me too 😊
They can't stop its been ingrained in society for 60 yrs .. & it beats it in them hand over fist 24/7 365 with marketing & advertising
+1
My grandparents taught me a very valuable lesson...1. Get out of debt. 2. STAY out of debt! Peace of mind and financial freedom is wealth. 🦅
I thought myself this valuable lesson as a new college student. Got a 2000$ credit card. maxed it out. could not get it paid off. parents paid off the card. i cut up the card
from that experience i learned and developed these personal rules.
1. dont buy shit if you can't afford it.
2. live within your means. ie dont buy 1800$ a month truck payment financial ancher 😂😂 like some studpid ppl do
3. dont give a fuck about what others have . keeping up with the jonses
4 1 credit card is all you need.
5 . dont buy a house if you cant pay it off in 7 years. real estate agent doesnt give a fuck ur the one stuck paying monthly bills .after the fact.
6 set reasonable goals in life and stick to them.
my success story
moved to Alberta 2007 with 5000$ in the bank.
worked 2. FT jobs for 6 years. put my wife through univeristy psid for her education and we saved 170 k
Bought 370 k. home. paid off 200k mortgage in 7 years
saved 150k in 3 years. after that bought house 2 . refinanced house 1
and rented it out.nat 3000$ a month room rental
home 2. brand new 700 k home from builder initial listing 850k . ssved 150kn NICE😂😂 now with 230k mortgage. will get it payed off in 7-10 years.
went from 5k to 600k net worth in 17 years.
no student loans no car loans. no lines of credit.
i drive and fix older cars. all cars i bought drive since 2007 had 100k. to 130k km sndnpurchaed for 6000$ or less with exceptions of wifes brand new suv we got in 2015. paid cash for it.35k
bought used 30 foot 2015 jayco paid cash 21k. in 2019
He was able to say that because he purchased his home for a handful or raspberries. My household brings in 5 times what my dad made and we live like we are in poverty. I have zero debt because my wife and I make over 200k a year, yet we will still live a poor version of what our parents had
Ive tried to warn my daughter about whats coming. Her and her husband say that her husband has job security. I dont say anything to her because they just think they know everything. But I know there is no such thing as job security no matter where you work.😊
You are so right.
That’s right. You’re always only two weeks away from the street.
Everyone thought they had job security working at Catipallar in Joliet Illinois till they shutdown and moved every one was out of work .
Well said....
I promise, they’ll get it. May be a little late .. just be there for them. I had 2 girls, I lost one & my older daughter is an RN & she gets it. If she didn’t, I would still be there, no matter what. As well as my family. I pray for all of us.
We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst
Could you possibly recommend a CFA you've consulted with?
My CFA ’Melissa Terri Swayne’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
I refuse to go to McDonald's anymore
I make 110K and had to give up Panera. The expense added up toooo quick and the service was going down down down and they now want you to interact with a kiosk
I get a coffee once a week at Mickey D's
@@istvanpraha panera isn’t that good i went there and got a little ass bowl of soup the shit was $10!!!!!!!!!
My McDonald's single burger with loads of toppings is equal to one dollar here in Saudi Arabia ! 😂
wife gets a hamburger, two kids get happy meals, and i get a shake. used to cost $13 last time it was $34. thats over.
It’s easy to wanna eat out if you work a lot you wanna relax a bit, but in the back your mind you have to tell yourself “no.”
I got fired 2yrs. ago for not taking the jab here on maui. The employment situation is getting bad here. You know to be honest I don't know what keeps people coming here.
wake UP. get out of HI, CA, NY and similar shitholes.
I loved Maui. The working people are getting screwed there. Plenty of work in Seattle area. Also in resort areas around the state. Ask if you need help searching here.
And you did the right thing to refuse. I did too. But I’ve been to
Lots of funerals of the j a b b e d.
It’s for wealthy
Those islands are run by brainwashed Commies as long as they get paid Big bucks they don’t care if residents get screwed 😎👎🏼👎🏼🇺🇸
For what you pay at a "fast food" restaurant, for $5 more you can eat a full dinner at a REAL restaurant.
Not even close, especially when accounting tipping...
Double Double animal style $5. 😎
All mostly due to these crazy government jerrymandered minimum wages to engineer so called wage equity. Socialism that never works.
What restaurant are you eating at for $5 get real?
@@russwray2827They said for $5 MORE than what you’d pay for fast food. Not $5 total. So if you pay $30 for a full fast food dinner, you’re better off going to a REAL restaurant and for $5-10 more, get REAL food!
I quit Fast food and Eating out in 2020 when Covid hit. I saved money, lost weight and no longer miss that crap. Now I buy quality food and make it myself. 🙂
“People shouldn't be afraid of their government. Governments should be afraid of their people.”
I am paying off a relatively small medical bill, in three installments. I called the billing department and requested if I can do that and was told the bill did not qualify. I’m doing it anyway. They will get payments that satisfy me, not them! I’m on a fixed income. I’m juggling other bills and have a budget.
For those who have not consulted their lawyers...any time a company accepts ANY payment, they set precedent for approval for all! You may have to explain this to 20-year-olds
😂
Good for you ! Sometimes you have to bend the rules and make your own rules.
@@rosanneallen-hewlett9973100% correct. IF they accept the payment, they've agreed to the terms YOU set forth.
They should be lucky that you’re a decent honorable person paying your bill. As opposed to the many they will never collect from.
In EU and Russia, there are no medical bills for your hospital care. the Tax money pay for your hospital care.
Now is our time! TIGHTWADS AND CHEAPSKATES UNITE!
Yesterday, I made everyone dinner,a few dollars in slit peas, four dollars in smoked pork shank, two onions, garlic and some spice,a great meal for something like ten dollars that will feed eight people.
Yep, it is much cheaper to eat at home. You can get free recipes on the internet, I just print them, put them in page protectors, and into a 3 ring binder, then I can put in the recipes I actually use. I look for recipes that generally use basic ingredients, so it saves money. I also buy my meat when things go on sale and freeze them. Beef, pork, and chickens prices change all the time, so buy extra when it goes on sale and freeze it. When something is priced too high then I pass it by because I usually have that meat in my freezer that I bought at another time for less money. I have crock pots, a steamer, and even an electric routissourie that I bought on killer sales. I can make food just as tasty as a restaurant serves you for a fraction of the cost. People need to learn how to be more frugal with their money.
@@sues3218 Awesome, I've been stocking up for a while now and am getting ready to purchase a pressure canner for canning meats, and other things.I probably have 75 pounds of beans,a about that in rice,a couple large hams,a couple large butts and more,I also dehydrate veggies and do other preparedness things.
Sounds like you saved the grease too
Iced Tea is ahh… nothing a quart. Well maybe a nickle.
My family of 4 with grown children all live in one house. We don't go to restaurants, we eat good home cooked traditional meals. We don't buy meat, we hunt (no hormone or vaccine poisons for us). We don't drink alcohol or soda pop (we drink water and juice and coffee and we don't go to bars, we invite friends to our home to play cards and games ... Friends can drink if they want). We don't go to the movie theater (no spending $50 a person for entry and popcorn and pop) we watch a movie on Netflix on our 70" TV and have buttered popcorn and smoothies. We go shopping and pay bills once every two weeks (one tank of gas lasts 2 months). We use the air cooker and crock pot not the 220 v stove.We wear our clothes for 3 days at a time (one load of wash/per month/person). We hang our clothes to dry (220 v dryer is expensive). We don't go on expensive vacations that cost thousands (We go to the local parks, lake or river campsites and ride our bikes). My point is... look for ways to save money! The money we saved paid off 3 houses in 8 years. Think about what your doing with your money, make a budget, and save until you can invest. My family invests as a family. Fyi, credit cards will bankrupt you ... They are just legal mafia... I keep one for emergency only ... And if I ever use it I pay it off 100% before it accrues interest.
Correct, way too many Americans are trying to keep up appearances and getting into debt up to their eyeballs. It is better living debt free and being frugal with your spending. Life is less stressful that way. It also helps to know how to fix your own car, fix your own house, and make your own log furniture. It has saved our family tons of money over the years having those skills, and investing in those tools. We pay cash for everything, and we are able to save cash every month because we are not in debt up to our eyeballs. Most Americans don't have money saved for emergencies, that is sad. They had to have the newest, shiney, expensive toy to look good. It isn't worth it.
We're not eating out any more either.
I'm scared to eat out. These young kids are preparing the food with dirty nails. 🤮
It has to be a special occasion for us to eat out these days.
We live in the land of grifters .....everything is a scam
I assume almost every ad on TH-cam is a scam, especially ones that tell me to follow this "one short hack" daily to fix some problem.
You got that right. Never seen so many scams and the government allows it all to happen.
The Trump effect
Trump equals the King of Grift! 😂
I rarely eat out. Just way too expensive. My food I prepare at home taste better!
Young mom is about 37 years old, she is dying from stage 4 breast cancer and has 2 little boys. Her benefit was last night. There were about 150 people that came most people came to eat (free will donation) there were a lot of articles to bid on. I'm guessing her friends and family raised about 10,000 dollars. As we know, 10,000 dollars is a drop in the bucket. This beautiful girl was bloated with steroids she had a turbin on her head, and all she did was cry. Why am I saying this? We could have raised billions, and it wouldn't save her
Money means nothing if you don't have your health.
Anything in this world can be replaced except for time that's wasted and a love one that is gone, and money can never buy true love or good health.
🙏🏼❤️🙏🏼❤️🙏🏼
Tell her about fasting and castor oil packs over her breasts. Functional medicine is where it’s at.
@@LaurieliaXanadu I will. Thanks
Amen!
The past 10 years of my life, I’ve made about $200k. I lost my job in advertising and have now been unemployed about 9 months. I’ve pretty much run out of resources…I’m scared now.
Seek the Lord Jesus and His Holy word. He will renew your heart… don’t put your trust in thing of this world..
Jesus The Christ died for our Sins according to the Biblical scriptures. He was Buried and Rose again on the third day. Praise The Heavenly God may you seek Him in His Word and be reborn and pursue Him till the end of days. praying for everyone everyday that This Heavenly God blesses you! 🎚
Go to Mexico and come back as a new immigrant debt free
May have to take a lesser job and stock up on stuff.
Can you try temp agencies; I heard that’s a good way to get your foot in the door for something steadier!
Libraries often have job resources and also check with your state and county job services. Colleges in your area as well. Radio and television stations, too.Don’t give up hope and don’t lose your confidence. Your skills and experience may also transfer to other jobs as well. Best to you and God’s blessings in new employment!
I'm so broke I can't pay attention.
"My credit is so bad, They won't even take my Cash!" har!
That’s getting old after all the other times you’ve said it!
@@cherylT321 Buzzoff
IM SO BROKE I CANT RUB TWO DIMES TOGETHER LOL😂
If you don't agree with what Dan is saying, well then pay him no mind!
That's why I keep my debts low to non-existent. I virtually NEVER carry a balance that is over $1,000 on any card, and I have enough cash kept outside of the banking system that would allow me to pay off any and all credit cards, if they happen to have a balance on them at some point. Right now, my balance is something like $400, but that card has an $21,000 limit. I also finally got to the point where I didn't have to finance my cars, and if I can help it, I'm NEVER going to finance another vehicle.
If you have the money just keep the balance at zero. That’s idiotic you’re paying huge interest on that money.
I have one credit card; I have a $22 balance on it. I’m waiting for the bill to come in so I can pay it off. My limit on the card is $1,500. They doubled the amount I could borrow recently; I called them right up and told them to lower it back down to what it was…The customer service rep tried to talk me into keeping the higher balance…Nope!
in 30 years of driving, I've financed a vehicle twice, neither one was over $1000 and it was many years ago. I have never paid $2000 for a vehicle and i"m old enough now to know that i never will, either. We wont have a country more than another 5 years, much less the USD
@@travisashimself2356 Normally that's what I do, but on occasion, I do carry a balance. The point is, I never carry a big balance that outstrips my ability to pay it off immediately with emergency savings.
@@user-ci2mn1oy3w You're probably right about that.
Never had alot of money but I can say that having no debt and a little bit of savings that's getting 5% interest is saving my butt! lol
Good on you. Australia
When bills don't get paid, it gets added onto everybody else's tab.
Yep. They raise costs so people who pay can pay it.
Everyone who voted for this mess owes me money
Oh well. Then do it too. You will only gain. Dont pay. To hell with the economy.
There are people who do not want to work but there are also people who want to work that can not afford to work. Between insurance, car, maintenance, food, rent and clothing it is best to stay at home and help at home.
And yet I see 20 year old kids driving expensive sports cars and motorcycles EVERYWHERE in Tucson… restaurants packed and new car tags everywhere?
Those are probably illegals getting money from the government
The folks in Southern CA and San Francisco sell Their little shacks for 2-3 million dollars They go to a Southern state and buy a fantastic home on a large property and bank 1.5 million.
Means nothing
do you effing understand that Tucson is not the only city in the USA?
@@robertjones2282 not if they only got 2 million they wont, cause they'll have to pay 20% capital gains and they didn't own that house free and clear, either. After they buy the 100-200k house in the South, they MIGHT have a million $ left out of their "2 milllion"
I'm 54 and work outside,no matter what the weather is fueling and maintaining fleet vehicles. We can't hire or keep hardly anyone. It's hard work but the pay is decent, good benefits, and a pension. No experience required.
I don't know what's going on!
What's going on is wages have not kept up with expenses. People understand that they are better off not taking the job than taking the job and living in their car.
Lazy Young people want to Start at $50 per hour... work 20 hours and Get paid For 40.
Woodforest Bank....just had 5 unauthorized charges for $29.99 each (all charity websites)....had to be inside job since my debit card still has the sticker on it and is in my possession!
It's not because they don't want to work, it's because there's no jobs because the economy is collapsing! Come on Dan...
bs, anyone can drive a truck over the road, live in the truck sleeper cap and an old van. Get a driving partner, cause you MUST keep the truck rolling (with a load) or you make no money.
@@user-ci2mn1oy3w. My son worked as a driver with CRST for about 6 months. When all was said and done the company said he owed them $5,000!!! I'm not down on trucking companies; my husband was a driver for years. But you have to be careful who you work for and don't believe everything you're told. Also driving isn't for everyone.
Actually I work custodial at a school. We literally cannot get anyone who wants to work. It's a job category that's unpopular even tho it pays above minimum wage and has full benefits including pension. Kids are very picky in the types of work they will accept. They don't want shift work and don't want a boss. Several have left to be door dash drivers and Uber. So yeah they don't want to "work" in the traditional sense. They think they will be rich entrepreneurs.
As a 17yo I will just say a lot of kids my age don't want to work, they just want to get paid. They'll just sit around doing absolutely nothing, collecting a paycheck and pushing their work off on someone else. It's really irritating for someone who actually tries to do their job when you have to do someone else's on top of your own.
@@clemsytine Every age group has lazy people, unfortunately.
We never go out to eat! Way cheaper to make meals at home. Maybe once or twice a year but that's it!!!
Wife and I went to Red Lobster and I tried to order what was ON THE MENU. Fish and chips "We don't have any." Blue cheese salad dressing, "We don't have any." Soft drink, "We don't have any." Mashed potatoes and gravy, "We don't have any."... This is a restaurant, isn't it?
If I lived in California, I would be sprinting for the exit.
Explain please, greetings from belgium
When the courts overturned the law against giving publicly funded benefits to the "undocumented" many years ago, I saw the writing on the wall and bailed 20 years ago.
I am not eating out either! It isn't good. Cost too much. They never get it right.
I'm reminded of the movie, "Escape From New York" Its going to come to that.
That has to be a classic quote Dan, 'I've learnt more from losing', pure gold.
I live in an affluent area in Arizona. I have seen 7 foreclosures in 7 days. This is heartbreaking 💔.
Affluent isn't always solvent.
@@kare7840 Exactly 💯 👏!
In my area there are a lot of wealthy homes going up for sale. You don't usually see that, so something is going on.
DAN ITS SO NICE TO HEAR FROM INTELLIGENT PEOPLE LIKE U DURING THIS INFLATIONARY CRISIS
The only way inflation comes down is if people quit spending money they don’t have.
wrong. The GOVT is the only one that can create inflation, cause only the gov can print money. if no new money gets printed, the prices on everything MUST fall, cause people wont have any money to spend. Sellers would rather get 50% as much as get nothing, believe it. Especially landlords.
In 1979 I turned 18, back then If you were still living at home with your parents you were considered to be a loser.
It was expected that a young man go out and make a life for himself.
Times change, it seems to be going back to an earlier time where multi-generations live in the same home.
That time was the great depression.
Nah, I grew up back then, too. As long as I was in college and succeeding they let me stay. After I graduated it was 3 months to find a job then either out-the-door or rent payment.
It’s not kids fault…my step son makes 14$ an hour at Total Wine. He can’t afford 1400$ rent in a 1 bedroom apartment as well as cable bill which is a car payment on top of his car payment and car insurance has also just gone up due to break in’s here in lovely Delaware home of Crooked Joe Biden.
YEP 😂
There are a lot of people getting laid off in Silicon Valley right now.
@@germanicviking6462 So you never use technology? Only someone that never uses technology would say such a silly thing.
I'm Retired and see young people during the day not working or going to school but walking their dogs, working on cars or at the store time is running out for these young people.
I am baffled this phenomenon, I see the same thing.
I don't worry about my bank account because I don't have any money in the bank. Hello?
Here in Florida we have Arby's Gyro that is often really good for $6, All the major chicken places have $6 sandwiches, Publix has $2 Latin Baked goods that taste authentic. It is all about thinking ahead to not spend money. Thank you.
I have had no bank account for years and love it!
Restaurants are way too expensive now. I wanted to order a poutine and the cost was 28$ with taxes and tip. It used to be between 10-15$. 2-3% inflation from Bank of Canada is BS.
@@michaeldawson4912 HAHA... its not puntang, its french fries topped with gravy and curds of cheese... kinda smells like Puntang though!
Well many decades ago when I had played in a rock 'n' roll band my wife would come along and listen. One night she was sitting in front - close to the stage - and a guy approached her and asked if she would like to dance? She said "No". He asked again and also said, 'I see you bopping around in your seat'. She said, "NO" again. Then he said, 'I hate rejection'! And she replied, "Then don't ask!" He got made and called her a bitch and stormed off! But I grin everytime I recall that great retort by by then girlfriend now my wife! She had some sass!
They sell mortgages so often now that all you get is a letter confirmation of house being paid off in a lot of cases.
And yet almost 300k people hit downtown Detroit to watch NFL players get drafted to make millions of $$ per year🎉🎉. Flew in from all over the country..🎉🎉
Absolutely unbelievable! We need those people to vote in November!
People looooove to worship their sports players
"Point "A" We are born, Point "B" We die. In-between kick maximum ass !. - Ted Nugent
With them spending a trillion dollars every 100 days . It's only gonna get worse folks .. better tighten up them belts & live frugal.. the days of Keepin Up With Jonese's are coming to an end
Guys we're livin in backwards land
restaurant costs: When do you say no to expensive fast food, We are already way past for my family. Home cooking 90% of the time
Learning from losing: truth. When things to wrong is when you learn the most
Can't pay or won't pay??? There's a very big difference.
Time to brown bag it.
They want you Cardboard Boxing it.
ya'll been to the supermarket? Ive brown bagged it for most of my life, its astronomical, the prices. More like"skip lunch."
I almost always cook at home and take it with me to work. I prefer my own cooking because I know what’s in it and it’s healthier. Eating out daily is a waste of money and most of the time not good for your health either.
Bring your own water with you in reusable non plastic bottles. I also bring healthy snacks. I keep a cooler in my vehicle when I do grocery shopping at multiple locations, because I’m shopping the best deals. When I relax at the beach, I bring my own mixed drink “ cocktail “. I added that to my comment to keep you motivated 😊.
I would pass on a Chipotle burrito once it costs more than $0.10.
Dan, California is so beautiful, but the state government ruined it. Very sad indeed. I live in FL, and things are not too crazy and dire here. Restaurants are still full of patrons. One thing FL needs to fix is property insurance. Other than that, life is bearable. Thank you again for your insights. They're informative and helpful. Take care now.
Wow!
You will eat that statement.
Things are Bearable in Florida 😅
Florida is toast.
Florida is 20* worse then California that place is ran by the wack jobs
Love the shirt Dan.
10 years ago we did a huge downsizing and became debt free. Less is definitely more! We love our new life without all the headaches and "stuff" we used to have.
The " leaving town" tax was a joke on The Simpsons. Now it's become real. 😂
It sure is in Cook (crook) County, Illinois. IF you sell your home and move out of the county, you get a leaving tax. Seriously.
Dan says to be sure to keep up with things. Anymore, things have become so complicated and frenzied, that no sane person could keep up with it. Only those with end-stage OCD continue to function. I have so many friends whose desks are buried under paperwork. At some point, folks get so far behind, that they simply give-up.
My current experience
only cause you're week. sell everything, move into a $3000 (private sale, ) older mini-van. Get around on a bicycle, clean up at a $10 per week, 24-7 gym, Eat free at the SA mission, a church, via the food bank. Sell your plasma for $80 per week, get $12,000 per year of college loans. The $6000 per year Pell grant pays your tuition and fees at a cheap college. RENT your textbooks from Amazon, $20 each, one edition behind the $200 one that the college wants you to buy from their bookstore, like a dummy.
Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them.
People prefer to spend money on liabilities, Rather than investing in assets and be very profitable
You are so correct! Save, invest and spend for necessities and a few small luxuries relatives to one's total assets ratio.
very true, a huge part of my portfolio growth has come during this bear market. I've been able to scale from $180K to $572K in a short period of time.
Hello how do you make such monthly ?? I'm a born Christian and sometimes I feel so down 🤦 of myself because of low finance but I still believe in God.
After I raised up to 325k trading with her l bought a new House and a car here in the states 🇺🇸 🇺🇸
also paid for my son's surgery (Andy). Glory to God.shalom.
I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year.. Investment should always be on any creative man's heart for success in life
Thanks for the advice! I'm new to financial planning and wasn't sure where to start. Any tips on finding a reliable financial adviser or resource to guide beginners? .
As a beginner, it's essential for you to have a mentor that is verified by finra and SEC to keep you accountable. I'm guided by a widely known financial consultant Stacey Macken .
Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 12 grand weekly and this has improved my financial life
YES! that's exactly her name (Stacey Macken) I watched her interview on CNN News and so many people recommended her trading skills, she's an expert and I'm just starting with her....From Brisbane Australia
This Woman has really change the life of many people from different countries and am a testimony of her trading platform .
I received a statement from the bank saying my house had been paid. Keep up with things.
Many people knew to 'buckle up' early 2020. Life's not all fun and games, Dan.. The la, la, la people are seriously suffering now.
+1
Stores have been empty now for a year.
Gas is $3.55
All i see are new cars on the roads
There are no houses for sale and if they are, they are gone in a matter of weeks.
Food is way up.
So why are the stores empty?
How can so many buy new cars?
Well I can say I rarely actually go to a store. I shop online. Get what I want delivered to me without the hassle of poor customer service. Heck last time I want to the home store I was told what I needed was available online but they didn't carry it in store😂. If I've got to order it online I'm not coming in store then. It was such a a waste of time and gas to go.
87% of cars on road are owned by banks.
Because most folks have their head in their buttocks !
The restaurants and bars and sporting events are packed every night.
Thanx for the update.😂
We went to a young person's birthday party Saturday. It was at The Main Event Entertainment center. The place was packed with people spending money like water. The cost to free play at this location is $30 an hour on the weekends. Place was packed and everyone eating and drinking.
Even during the Great Depression….entertainment did very well.
Because they didn't pay the water bills
You can do that on credit cards but it will catch up when you're bu
another dummy who "thinks' that what's going on in THEIR little area, MUST be going on everywhere else.
credit cards
Live on cash alone, no credit cards, no going out to eat all the time, no condo at the beach. Nobody needs meat daily so say no to that. Blame corporate and shareholders greed. The government cannot yell at businesses or corporations because they don’t run that greed machine. Don’t spend money on higher priced items and the 1-3% will change their prices.
I eat meat daily and it is cheaper and healthier than eating grains and tons of carbohydrates.
Meat heals....Carnivore for life!
Yup, I never had a credit card. Winning
I have cc but I pay it off every week. Plus I get rewards 😊
Been reading that there are millions of Americans who have multiple personal loans per person and pay day loans - and are not able to make the payments. And this is on top of credit card bills.
so? they can easily get rid of all that debt with a self-filed bankruptcy.
Know millenials and Zers that'll pay $30/burrito . Just Apple pay it on their $1,500 iPhone, bringing home via their $62,000 Mercedes. They have no problem showing up to their kid's soccer games with a $8 Starbuck's Latte. See a gen X neighbor with 6 bags of groceries from Whole Foods ($250/$300) . They spent $35,000 on their deck a couple of years ago. She drives a Porche Cyanne, He drives a top-shelf Audi SUV. Their oldest son goes to Syracuse University. They have everything done for them. It's like they print money. Amazing.
they better be CLEARING 200k per year or they are losing their asses. Even if they are clearing 250k per year (ie, grossing 400k) they are not really saving enough to retire on their investments in 20 years, like any state employee or soldier can do.
They’ll just declare bankruptcy and repeat it all over again. See it every day in the casino where I work. They take out cash advances like it’s nothing.
I live in Raleigh NC area and this is the norm around here…..big houses, restaurants packed, entertainment events sold out, news cars everywhere etc…..
Begs he question; WHAT DO THEY DO FOR INCOME?
Some people make good money. Don't be jealous, learn how they do it and do it for yourself.
Nothin or nobody seems normal lately. Im killin myself tryin to make a buck. System just tries to con every cent away. Something awful is going to happen soon. I can feel it
living on fixed income for the last year i have stopped eating fast food. no exceptions. my disposable cash has been greatly cut by inflation. car insurance gone up; food insane. health insurance is cutting way back and charging a lot more along with drugs. property tax goes up every year. I used to drive to church every day. now i stay home every other day to save crazy gas price and only eat out when I get a free coupon trying to get me back to casino. where will we be in a year or five years. I suspect walking everywhere to buy vey expensive groceries.
I think the spring and the summer are going to determine which restaurants will or will not be in business come winter.
Doctors want to see as many patients as possible and avoid liability. Patient care comes last ...
After 13 years, my doctor's front office is so screwed up I now am looking elsewhere - 😩👈
New York is the last place on Earth I would go.
and im a native new yorker. agree 100%
People are not feeding their animals. Dropping dogs off on the street and in the woods. America. Beautiful country.
Have you been to the vet scammers? It's worse than the dentist or used car lots 😂😂😂
Agree 💯 I live in Miami the shelters are completely full people are leaving pets tied to shelters outside and leaving them on parks it’s so sad and the vets are ridiculously expensive 😂🐶
@@cicicorleo And where I live, Banfield Veterinary inside PetSmart is a robber!
My friend lived out in the country he came home 1 day and found a horse and a bail hay tied to his mailbox.
I’ve been trying to find a home for 2 Arabian horses, papered, one a cutting champion.
My neighbor went to her credit union recently yes, credit union, not bank, and they only allow her to take out $500 cash a day. I’m not talking about an ATM. This is inside the bank.
I'm glad you mentioned the price of food, even fast food. I love to go to lunch everyday and read the WSJ. I am very selective about where I go for lunch these days. Like you I make a sandwich at home instead of going out. A lot of times I'll go to the local deli and have a $3 hotdog. I stopped going to places like 5 guys when the cost of a small burger, small fry and small drink was almost $20 and they spin the tablet around wanting a tip even though I went to the counter to order, went to the counter to pick up my food, got my own drink and cleaned my own table. What is the tip for? Today I want to Texas Roadhouse. A six ounce sirloin, backed potato and salad was cheaper than 5 guys. It was $13 after tax. You have to watch your money. You can still get deals but you have to work at it.
This administration has no idea how people are suffering, things are getting so much harder we can't take it no more. A lot of people are financially struggling to put food on the table and a roof over their head, I appreciate your advice Maya Bryan. Imagine I invested $2,000 and got $10,600.
It is true, inflation has taught people the important of multiplying income.
It is true my dear, investing is the best idea currently and without it, human struggles are worthless.
I have really been looking into mentors lately, the news I have been seeing in the market has not been so encouraging
I would recommend you work with a financial advisor...because in this current volatile market, it is advisable to diversify while maintaining in safe investments, given your budget, you should consider a financial advisor
No doubt!! Maya Wooldridge is highly responsive and always follows up to make sure my needs and questions were met. We were saving for a deposit to allow us to move into a new home, and it was successful.
Home, stove, frying pan, plate.
Absolutely 😂
Indeed!!
I just recently paid off my student loans (I didn't qualify nor receive any forgiveness) but one thing I've learned over the years is to be debt free or try to get there because being debt free is pure freedom!
Also, there's no such thing as job security no matter where you work!
I lived in NYC my whole life and I am in my 60s., I never had a problem. You have to be aware of your surroundings I believe that is the key.
Restaurant has been slow. However the alcohol addicted will spend. Liqour license is huge right now.
I quit eating out after April 2024….. committed to giving up restaurants and fast food
Yep, I was just referred to a surgeon that doesn't accept my insurance (Blue Cross). Now, I get to navigate that labyrinth.
gas pumps reserve $100 on your card before they turn on. i saw one guy put five different cards in before he found one that had a hundred left on it. saw a fairly late volvo with a young family inside and a space saver spare on the front. saw the same car ten days later with the spare still on. no money for a tire or planning to get the car repoed soon?l saw an old lady get a box of four donuts for $ 1.85 and get her card declined. the signs are everywhere.
Well, Dan, we are newly retired. My husband gets a small pension, about enough to pay for groceries for 2 people. My husband and I get SS, have savings, and no debt at all. We will be alright as long as the SS and pension holds out, and the dollar doesnt crash? But I not holding my breathe for that. Dont know which will come first. Crash of dollar or crash of SS and pension. Im a realist, so I know we are all in big trouble. But as a christian, I know God will take care of us!❤
Dan love your perspective on modern events and very informative.
I have also started not buying any food outside of my kitchen
How bout those Costco hot dogs with a drink ?? Still $1.50 plus tax…
I don’t think that the hot dog as are as good as they used to be.
Cool shirt Dan ❤
Hey..once about every 2 to 3 weeks I'll get a pizza pepperoni. Not very big. Usually runs about 18.00 callifer crust. Well yesterday went and got it.....25.00 ! The place is nice nothing fancy, I sometimes throw in couple bucks tip...well it was just under 30.00..I won't be doing that again..I could have put towards my jeep 😅..
I got laid off from my job of 18 years and couldn't find work for over a year, the stress was so bad I had a heart attack from it, so imagine being out of work and no medical insurance and how much the bills are. I already have a civil judgement on me and went from a 860 credit score to a 382 now. I had to end up calling seven charities and five churches and only one helped me pay my power bill, the rest never even tried to help me. At 59 I own my house but can't even pay the utilities to stay in in, plus I have auto insurance and property tax on it and at the end of the year I have to pay property tax on the house. I ended up applying for food stamps and was denied it because at 59 I'm considered an abled body worker. If I don't find work before August I'll be homeless on the streets and die. When I die I won't have a funeral, burial or cremation because I'm broke and I can't donate my body to science because I had a heart attack and they want folks in good condition to experiment on.
I was in Japan last month for 10 days. Amazing country. Way better than any Western country...
Jesus is saying.....ALLLLLLL ABORD. Time to get on the Ark guys! Don't get locked out. 😊
We don't eat out at fast food. Haven't in years. Maybe a pizza a few times a year. But a few weekends ago, we had been incredibly busy with outside work and had been to the dump and other things. We were dirty and tired and no one wanted to cook. We went to McDonald's. It was over $35 for 3 people without drinks! I paid it because I was so tired but never again! That is sickening
Yep, I swore of McDonald’s last week when. Paid 17.00 for 6 4” pancakes and one sausage egg Mc Muffin. I hope that everyone feels the same way and that they go out of business.
@@user-mr4bx1ld2p I swore off McDonalds in 1984, not because of the price, but the quality of their food.
Discover card will come after you at all costs to get their money. If they get a judgement against you, they will take it right out of your bank account. Some cards will just "write it off", and you get a form that you have to claim as income on your taxes. Others will keep sending you "special offers" to get you to pay. Ignore them, and at some point, depending on your state laws...they can not collect it. Don't ask me how I know.
The 2024 slogan “I ain’t got no money”
Been hearing that people are buying food on credit cards for years now. How many more years can this go on? Why are restaurants hanging on still, maybe hoping for another round of PPP grants/loans?
I’ve had wood forest for like 13 years. They have always been cool. And inside a lot of Walmarts.
I am out of debt. I make $15 an hour. I didn't have car payments for 30 years. That saved me.
Not to be a downer but I don't see a single person NOT spending money like they're millionaires. I go to Walmart and see hundreds of people spending at least $300 worth of groceries at a time!!! Stores are packed, etc. Everyone in my family are ALL financially set. All my siblings are very comfortably retired, supporting their kids and grandkids, buying them houses, etc. I don't see financial distress anywhere!
And if the currency collapses?
Thanx for the update.😂
Alex Jones was Lambasted forever.
Now it has all come to be.