Should I Buy My 18-Year-Old Girlfriend a Car? (I’m 17)
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- เผยแพร่เมื่อ 19 ต.ค. 2024
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Absolutely not. Do not buy anyone a car.
Unless someone wants to buy me a car. In that case, it's okay 😊
Unless its a gift for your wife and bought cash
No need to make absolutist statements. If you can afford it easily in cash and are close enough with the person, go ahead.
If my best friend was gonna be on the streets because his car exploded and he had no cash I would find a $3000 car to gift him and get him back on his feet
Unless you are led by the Lord with cash to bless someone
well if you can afford and It's not a problem, they I think it is ok, but put it in their name.
Teenagers should not be living together. Period.
My co workers do Thst they are 18 year
@@tommysmith2719clearly neglected by their parents
@@tommysmith2719are they still in high school?
I agree with you in theory, but if my son comes home and tells me his girlfriend, best friend, or the kid down the street got thrown out, or cannot go home and be safe in their own home, you are damn straight that kid has a roof over their head in my home while we figure everything out. It doesn't mean there are no rules around it.
No one should live together unless they are married.
Pupply love is brutal.
lust or love ? most dont know the difference
@@clarifyingquestionsIt’s not love or lust, it’s infatuation.
It's one sided beta male love. I'd be willing to bet his GF is toxic and is using him because of the situation she is in and because he is the only chump willing to do this for her. She is going to end up hating him if she doesn't already. She comes from a toxic household, chance are slim that she is an emotionally health young female.
@@billmcnealofwnyxnewyork It s lust, Hon.
It’s not love.
It's like watching a train, knowing it will derail.
Everyone loves a train wreck!
When Rachel asked what’s coming up, I think she was scared they were gonna have a baby 😆
I caught that too
I wouldn't be surprised if she gets pregnant, intentionally or accidentally, not long after they graduate.
@@alberttang6955 Maybe she is already pregnant. Maybe that’s why her home situation is bad. They didn’t ask, and he didn’t volunteer it.
Dave is in shock. Normally I’d make a silly comment, but 17 and 18 year olds don’t deserve that. These kids are sadly lost. Parents failed them both.
sadly.
Completely right, it's not this young mans fault. His parents have, just like you said... completely failed him. Both of them.
“WE? Why do we need a car ?”😂😂
I love that he had the wisdom to call and ask for advice. I pray that he keeps the little bit he has and gets away from her and her dysfunction.
Yes! I I agree!
Good point! His parents are warning him this is a mistake and part of him knows they are right while another part of him wants them to be wrong. These are the situations that heartbreak is made of.
The poor kid is too wrapped up in playing the hero to see what is in front of him.
Oh he is whipped young love and wrong head making decisions.
Instead of purchasing cars for kids, consider investing the money to build a financial foundation for their future. This approach not only fosters long-term financial stability but also teaches valuable lessons about the benefits of strategic saving and investing.
i agree with you, I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks this year. Hope to make millions in 2024.
@@MaryLawson874 There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts
@@EdmundEthan093 I think having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.
@@roxdietren once you hit a big milestone, the next comes easier.. would you mind dropping info of your invt-advisor please? i'm in dire need of proper asset allocation in order to achieve an optimal portfolio till year end, thanks in advance ..
@@BrandonRichards21 jessica dawn walters is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
This call gets weirder and weirder as it progresses
How can they live together when they're in high school? What in the world is wrong with the parents?
@@jeanmccallum5034love ❤
Of course. It’s a high school kid. What’s to be expected..
@@gm12551 I was in high school at one point. I couldn't tell you of weird story like this.
@@jeanmccallum5034 The caller said the girl was in a toxic/not safe environment. Sounds like the caller's parents invited her there. I still take what he said with a grain of salt though. May be a lot more to what actually happened.
I wouldn’t do it. He’d ruin his credit, she’d break up with him, and he’s left paying off the car. If she wants a car, then she should pay for the car herself and buy a used car that she can afford.
What credit does a 17 year old have. I couldn’t even get a cell phone carrier to pick me up bc I didn’t have good enough credit till I was almost 22 and that was in 2011.
He can't legally sign.
Buying a car for someone else and keeping in your name! Makes you liable for everything! Car payments, tickets, tows, insurance!
18 or 88, you don't make major purchases for anyone you are not married to.
Not even your son or daughter? 🤔
@@HOLDXSTEELCorrect. There are always exceptions guy.
I disagree but I wouldn’t do it at 17
At 88 I don’t think it matters. Doing good deeds is good for the soul and encouraged by the good Lord himself.
Im 89yo and i got multiple free car offers from 4 women. Is it okay?😅
This simp will unfortunately learn the hard way when this situation turns to sh-t.
This is an inevitable trainwreck 🤦🏻♂️
She sounds like a User.
I hope he does. Some never learn, each heartbreak makes them weaker
No need to call him a simp. There are other channels and reddit forums where this language and attitude are welcome.
You don't know what the word simp even means.
Terrifies me how "in love" teenagers think they are. My 17 year old sister probably would do something similar for her BF if she didn't have loving brothers and loving parents that are there to tell her absolutely not.
i cant with these parents who let their children cohabitate under their roof. And we all know what they are doing under HIS parent's roof
Oh, they def smashing 😂
We do? What? LOL
White people 🤷🏽♀️
Nobody needs a roof to do it! Not the point.
He is not responsible for raising her.
Dave's advice is good for this promoting the advantage of having a lifelong friend. May not become a wife, but could remain a really good friend.
Clearly they are being neglected.
She’s cussing out the Ramsey show. But he’s still going buy the car. It’s rough they are still babies.
Yeah, he'll buy it. Then they'll shack up and have a baby, and then split up after 6 months and he'll have more than car payments for 18 years.
He CAN'T buy a car at 17. He is a minor.
His question about whether to finance the car is funny. There is no place that will give a car loan to a junior in High School who doesn't even have a job.
He will buy it as soon as he turns 18 😂😂😂.@@Fred2-123
Dave got to the core. His family is offering emotional support for the family. Everything else needs healthy boundaries.
Why do I have this gut feeling that these two kids and yes, they are kids in my book, will have a baby in the next year. And we'll be looking at another cycle of poverty and only they are to blame for it!!!
I know the economy is tough and people who make good choices are struggling BUT that is NOT this call. These are two immature children playing house and potentially making BAD life alterting decisions!
@@GAFB1122 2006 and 2007… that’s when they were born. Think about how little they’ve actually seen and lived through.
Really? Think about this for a moment. Here you have a young person (although misled) seeking financial counsel from Dave Ramsey. If only more young people would seek wisdom in this manner.
The parents are very irresponsible
They’re not just kids in your book, they’re kids in anyone’s book. People who think magically tuning 18 makes one an adult in any other way but legal, are delusional. Especially in the economic situation we live in today, there is no such thing anymore as “moving out at 18”. The only people who leave home at 18 are college students who are dorming on THEIR PARENTS’ dime, which is no different than living under their roof.
@@cococock2418Wrong on one point. There are still a % who leave home at 18 because they volunteer to serve the country in the military. It may be a small %, but don't forget them and their contribution.
I'm a Texan living in Oklahoma. My 12-year-old was listening to this call with me, equally horrified. As soon as Dave said, "The great state of Oklahoma," my son and I both said, "Ooohhh." People here shack up and/or get married SUPER young and immediately start having babies. I can't tell you how many people I know who are younger than me and have grandkids around my son's age. It's the culture here, and it explains why this state is so poverty-stricken. But as it's normal here, I don't see this kid getting himself away from this mess. It's nice that his parents are willing to take her in, but it's created an unhealthy dynamic. I don't see this ending well.
I just hope this kid listens to Dave, stops trying to play hero, and sees this situation with new eyes.
I also live in Oklahoma and agree with your assessment. My wife and I are not rich, but definitely live comfortable and have finally advanced our careers where we can start putting away for retirement and pay off our house. We're not exceptional people and have pretty normal jobs, but we did the "correct life order" thing that Dave mentioned and I can see how it has helped us get to where we are not living at the poverty level (plus living below our means, but doing things in the right order set you up to do that if you have the discipline). Really interesting statistic shared in that call.
Come on. I was born in Texas and lived here almost my entire life. Don't act like we don't have the same exact thing happening here. :D
(although I agree that Oklahoma is the worst just on principle)
As a former teenager who was once this kid, no one can talk you out of it. “Maybe she’ll date me, said she was going to break up with her boyfriend, she swears!” A lot of us fall for this trap. The best case scenario is that he limits the damage and doesn’t do it twice.
He’ll pay for the car that some other dude smashes her in.
On the plus side he legally can't buy the car yet
Just break up and have a fun senior year. You don’t need that drama
Good advice
lol right! This guy should be enjoying his senior year, not worrying about buying a high school girlfriend a car. Simping at a young age I see smh
Solid advice.
They are Juniors
They’ve still got another 6 or 7 years until the rational part of their brains are fully developed. The wisest thing they can do for now is pay heed to older advisors who care about them and have the benefit of many more years of life experience.
This is the silliest call ever but also one of the most impactful this “kid” will have
Rachel is a nice person but not ready to take over for Dave yet. This guy needs brutal honesty.
Jade is ready.
@@linuxsurfer2002Jade tells it right!
@@linuxsurfer2002 Jade is still lacking in wisdom.
Dave is probably gonna be doing this for another 20 years or until he dies.
@@John3.36 Examples?
Most of the calls on the Dave Ramsey show are textbook cases of what I call, "The Cycle of Poverty" and this call qualifies.
I have all the sympathy in the world for those who work hard, make good choices but for one reason or another struggle especially since it is a tough economy!
But that is NOT most of the callers on this program. Most are struggling and in poverty because of bad behavior, and they make one bad decision after another and never learn!! I have no sympathy for them!!
We all make mistakes but you must learn and do better. For those that don't, you earned a life of struggle and poverty!
The cycle is real. You know what makes it worse? When they end up adding a baby to this mix.
This caller really needed Dave on the call here I'm glad he found him....hope he listens 😢
I have hope for him. He called the show, so that’s a good start. I wish him the best.
Do not buy someone else a car that you are not legally responsible. This is why you don't SHACK UP!
So, she can’t afford a car by the time they need it. Guess what dude? You can’t either. She’s a total moocher!🤦♀️
She's just looking for her next ATM; the way he gets her is the way he'll lose her to the next guy on her ladder 🤦🏻♂️
@calebmallen exactly! She sounds like a future self-entitled narcissist in the making I went through something similar like this when I was in my early twenties and on active duty while stationed in Florida. It didn't involve a vehicle, but it involved other expenses that I wound up taking off because I didn't set boundaries, and I was a total simp at the time. I make sure younger Generations understand not to make stupid mistakes
This guy is already whipped lol.
“Well that was pretty vague “😂😂😂Dave man
He sounds like a really nice kid with good intentions. Y’all gave him really sound advice. I hope he was listening
I love when Dave and Rachel are on together. 😂
Guy hung up and the phone and went looking for a car for the girl who can't graduate high school. 18 year old junior.
They’re going into their senior year. She may have a late birthday.
@@kaylynreynolds6551 Given what else we know of the situation (no transportation, bad home life, living with her 17 y.o. boyfriend...) it doesn't look good.
The one and only good thing here is he called Dave to ask, other than that nope!!
If she can't save a few thousand dollars to buy a used car, she won't be able to pay the insurance and gas either. Saving up and then owning a car will offer a perspective she needs to experience in order to be a successful adult in the future. She is going to fail and bring you down with her if she can't do that. Focus on yourself and be a successful individual and then try to bring her up with you instead of having her drag you down. If she can't do that, you have to cut ties because at that point she would just be using you and preventing you from reaching your potential. A lot of red flags are flying here. Hurt people hurt people. even if she has trouble at home, and you want to help. She might just be viewing this as a survival opportunity and will take advantage of your good intentions. If she was really grateful for staying with your family, she wouldn't be asking for you to buy anything for her. Something tells me her at home life isn't that bad, she is just being a spoiled brat that thinks everything should go her way. People with real problems, are grateful for what they are given and don't ask for more. People with real problems, work hard to get out of problems instead of trying to take money from people because they don't want to work hard, earn, and spend their own money.
His girlfriend may well get pregnant intentionally to lock him down if she senses he is starting to detach from her. He is teetering on a dangerous precipice right now, making bad choices that will likely ruin the trajectory of his life.
Spot on!! 👍
DO NOT DO IT
Even as an adult if not married u shouldn't do it
Absolutely not. She can buy her own car, or a relative can buy it for her. At 17, he should be focused on taking smart steps to increase his chances of success in the future. Buying his girlfriend a car does absolutely nothing to help his future interests (or his interests now). The fact that she would ask him to do this is a massive red flag. If she cared about him, she would not ask him to do this.
Where are their parents, what has this world turned into.
She’s not yours young sir just your turn.
Oh I think we can tell there are deep issues
Y’all really think parents have control over kids once they turn a certain age and start making their own money?
@@reese85They live at his parents house, my guy. And they’re still in high school. I’m sorry, but as a parent, I would not allow this to happen. My kids won’t be moving their love interests into my house.
@BlueDauntless I’m like 5-6 inches taller than both my parents. Once I started making my own money at 14 and out grew them both, there was nothing none of could say or make me do that I didn’t wanna do. Y’all really think just because your parents and I’m one as well. That you have control over your kids once they hit a certain age, cuz you don’t
@BlueDauntless you really think you can stop your 17-18 old kid from moving out your house with their love interest, hell no!
What an absolute mess. Two kids playing house.
In the 17 year old parents' house, there is so much wrong going on here!!
And with his parents' connivance. I would venture a guess that back when the parents were in high school they had a big case of "nobody's gonna tell us what to do" that they never fully came away from, and after their own son got to high school it painted them into a corner. So you get a situation like this.
And government schooling sets people up for this by clinically isolating and suffocating the values that actually build family and society... all because those same values are threatening to school.
No. No need to watch the video. Question answered.
You should have watched the video. Dave actually recommended he take out a loan at 18% interest and nothing down to buy it for her
@@rsafree1139 yer so bad :-)
Just reading the title alone, all I have to say is son “Don’t be out here simping and tricking your pockets on women”
Jody will be driving in the car you paid for
With her next boyfriend.
@KathleenMcNe Thats what "Jody" means. Yep she will probably cheat on him in the car hes making payments on 😂
I like how Rachel can step up and correct Dave immediately.
She is the only one that can and not get fired! Lol
Thank God. He called Dave
Except he propably won't listen to the advice. All those statistics Dave was throwing out there?...this kid doesn't think they apply to him.
You just need to ask yourself, what happens when she finds something better and leaves (she will). Take care of yourself kings and stop simpin'!
sounds like parents told her time to grow up take responability and she on the hunt for another atm
💯📢🏹🎯📍📣📌
Parents who let their high school daughter move out probably aren't concerned with teaching her responsibility. The caller said her home was unsafe. We don't know anything beyond that, so your assumption is odd...
@@russellpetrie119 she is about to be a senior in HS, their job is not done, and that is a crappy parent who thinks it is.
This is hard to watch. Clearly this guy isn’t really sure and didn’t think about why she needs a car.
He's thinking with the wrong head. Wake the F up young man!
That’s harsh. His parents should be putting their foot down. He is a minor and underage children have parents for a reason. They shouldn’t have let her move in in the first place. Look at the larger picture, notice that no one else in her entire extended family has taken her in. That should have been the FIRST place she should have reached out too!
@@robinbond7878 You don't know the whole situation and whether or not she has extended family.
Nah, it’s more to do with HIM being extremely young, he’s a child and he simply doesn’t know what he doesn’t know, same goes for her. Now if he was 25+ I’d agree that he’s thinking with the wrong head.
Thank you for being SO CLEAR with him
Once again, Dave is right.
Stop thinking with your little head and start thinking with the one on your shoulders
It's tough at 17 years old 🤭
Is there something unsaid here? Is the girl pregnant? Is that why he feels obligated?
I’m really glad Dave kept it real and said it like it is without involving emotions. Hopefully this will be advice this kid will take with him way into the future.
Good questions, Rachel.
This is what happens when there is not a strong father in the home.
There’s nothing a parent can do in this situation if the kids are making their own money! They can only offer advice and it’s up to the kids to take it or leave it
@reese85 they are not living on their own. They are living with the boys parents. A loving father doesn't let his son simply like this.
@@alrbredwall the father literally does not want his son to buy the car for her it’s not always on the parents
@alrbredwall yeah I had to correct the living on their own part but they’re still making their own money and making their own decisions and there’s nothing a parent can do once a kid has enter that phase in life, trust I kno. The moment I turned 14 and started making my own money and I out grew both my parents! They had no say over what I did, with my life.
You people will blame any and everything on "strong fathers" without knowing anything about a man.
Holy crap, NO!!! She'll be gone within a year and then you'll have to pay for a car you don't even own or a car payment in your name that you don't need to have! The sad part is that he's not mature enough to understand the ramifications of his actions or how short-lived these young relationships typically last.
If she's working and staying with her boyfriend, she should be able to afford a 2k beater in a few months.
I loaned my girlfriend some money to help her get a car. I immediately regretted it and a week later i asked for the money back. Needless to say she was a little upset. But 13 years later still happily married 😆
I knew a few guys that bought vehicles for their girlfriends, it didn't end well for them. Insurance for an 18 year old male is extremely high.
That girl has got him wrapped around her finger bros gonna buy the car
Yep, they'll buy the car, his parents will have to cosign it, and when her next best option comes along, she'll be gone, and they'll have to fight her to get that car back 🤦🏻♂️
@calebmallen if they're lucky it will still have tires and windows
There are always two sides to the story. We don’t know what really happened in her home with her parents. I’ve heard some pretty big exaggerated whoppers out of teenagers mouths . It could be something as stupid as they expect her to follow their rules and actually help around the house. Then, they tell their friends and their friends parents that they are being abused, when it may or may not be the case. Many teenagers at this phase of their lives, could be drama majors! I think before parents decide to swoop in and rescue someone else’s child, they might just try getting to know the parents of the other child and try to understand what their family dynamic is. She might just be one of those manipulative teenage girls too.
I had this thought too.
I love how Dave and Rachel balance each other out.
He’s going to buy her that car!
How? He is 17 years old and can’t finance it and has $800 to his name.
NOOOOO!
The only people that can gift cars are the ones in the Lexus commercials.
Keep your wallet and legs close until marriage and you be doing better than most people in the WORLD.
I made the mistake of buying a girlfriend a car when I was 22 and she was 20. I did it so she could get a job and start helping me with bills. It took about two months before I found out she was cheating on me with someone she met from that same job. It was a rough lesson of my own stupidity. That’s what happens when you are young
I’m 20 and been taking the bus to college and work since 17. I can ride 3 buses for a total of $3.25 in 1 day. She can figure it out. I literally see highschoolers on the bus taking themselves to work or school. I also hitch rides from friends or family when I have to and offer to pay them back if I have to. I’ve actually been thinking about getting a bike or scooter to get around also. Use what’s at your disposal it’s there to help you
"Love balloon" - I love that 😅
Ramsey’s advice is correct and excellent.
The young boy is not responsible for the young girl. Her parents are.
Finish high school. Go to college. Get yourself educated before you immerse yourself in living together, marriage, and supporting someone who is NOT your responsibility.
If you want to help each other, both of you should get educated. Otherwise, as Ramsey accurately stated, you will be poor the rest of your life.
Listen to the adults. We have been there.
Simping at 17 year old already 😂😂
And people wonder how Andrew Tate came to prominence.
Isn’t he the guy that cried when Greta Thunberg made fun of him? How would that help this situation?
@@kathrynstemler6331lol that was trolling
I had to think a moment about this (I admit I'm a bit dense). Are you saying this is going to be a trainwreck for the boy that will cause him to hate his current girlfriend and then lead to just hating women? That would be tragic as the boy is trying to act with kindness and compassion.
Yep…he will be listening to Tate once him and this girl breakup. lol
This is what happens when you have boys under fathered and over mothered. Even that dad's who are in children's lives grew up in single parent homes or with overbearing mothers. Two generations without real fathers in the homes and worse and worse mothers, is it any surprise the youth are in the state they're in?
Spent 6 years with someone like the girlfriend. Had enough of doing everything for her and she did nothing for me. This guy needs to run
He does sound like a very sweet guy who is willing to do that for his girlfriend. He definitely shouldn’t do it but he does seem to be a very nice young man.
I agree. He has a kind heart. Just too young to understand the future implications.
Dave at the end is hilarious. “QUIT THAT” 😂
Hate comes in many forms... So... Yes... It will make you hate something within the relationship, typically.
Take the school bus to school, and a regular bus to work!
Dont do it kid!!!!!
I had a little cousin do this - decided at 17 and 18 to move in with his girlfriend. Realized pretty quick that rent was a little expensive on grocery store shelf stocker wages, they both picked up more hours to make ends meet so dropped out of community college…we were like dude your could have lived with your mama for only 2 more years and kept dating this girl and had an associates degree (that mama would have paid for) at the end and set yourself up for something more than poverty. But there they are…checking all the boxes to be stuck for the rest of their lives, and 10 years later…not even together anymore. sad to see, but you can’t save somebody from themselves.
This situation is just sad. The saddest part is she probably left home bc her parents didnt want her dating this guy.
They're both crippling their own potential and setting themselves up for a lifetime of struggles.
Personally, I feel sad for this young man. He is seeing the situation through the eyes of “first love” which as those of us who are older know is not going to end well. His parents should be guiding him to make the right decisions in this situation.
If he is left to his own decisions, he’ll likely buy her the vehicle, have a baby with her, marry her in the next year or 2. Then when they are in their 20s they’ll likely grow apart. Dude will be paying child support and alimony for decades. By the time he is in his 30s and 40s he’ll have nothing saved and will be living pay check to pay check and burdened by debt.
He’s setting himself for a high probability of a horrible quality of life, but no one is getting it through to him in his personal life. This is a horrible way to start your life.
Finance the car in his name too? That’s insane💀
Kid is doing his best in a tough situation. He just doesn't know what he doesn't know... and he called an economic advisor for help. Pretty wise for a 17 year old.
If girlfriend t-bones someone in a car in his name, he's screwed.
I'm favoured, $27K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.
I love these stupid scam bots talking to each other.
WORTHLESS SPAMMER/SCAMMER!!!
Here we go with the bots 🤦🏽♂️
Karen duke robbed me outside of a 7/11. She stole everything even my pocket protector
SCAMMERS looking for SUCKERS!! PATHETIC!!
Please don’t!!!!
Love it when dave said “now that was pretty vague “ 😂😂
She throwing that thang on him definitely!!!
I swear if he calls back in 6 months saying his girlfriend is now pregnant I’m gonna scream
Scream now......................
Annnnd...she is pregnant
This kid is going to learn a very valuable lesson very young! And it'll be good for him.
Once my assistant had to straighten out a boy whose girlfriend told him he needed to buy her prom shoes. He didn’t.
This situation is the prom shoes situation on steroids.
Adults need to step in and separate them and this puppy love. That's what it is. Boy said about his parents- "They're in no hurry to buy her a car" they SHOULD be in a hurry to get that girl out of their house! Not for a sleepover not for a movie. They need to corral their MINOR son and get him moving forward without looking back. Or at girls. Get your life going dude
Dave ain't no simp
Dear Caller-PLEASE listen to Dave. This will be a disaster if you follow through with your original plan. DON'T DO IT! And be very sure to use really good birth control. Please.
When someone is about to spend a bunch of money on a car or they have just been robbed at the dealership it's never for a car, it's for a "vehicle" 😅
I was madly in love at 17. It's amazing how it effects our brain especially when it's not fully developed yet.
OMG teenagers should not be living together and he definitely shouldn't be buying a car for his girlfriend. Don't do it, Aaron! You will end up regretting it and resenting it.
Yep, as Dave said, it is NOT his responsibility as a boyfriend to buy her a car. Her parents or her other family should be.
I give the kid credit for seeking some wisdom. I hope he listens, I think he will.
I remember when I was 18 and this man was trying to pursue me. I wasn’t in the position to date nor did I have a car, I was saving towards buying one… My birthday was approaching and he told my best friend at the time that he was going to get me a car, he later asked me if that’s what I wanted & I told him I’d never accept that kind of gift from anyone. A little later I met my now husband and was able to purchase my first car with my savings 😊😊