@@insuranceclaimshelp2408 gr8 presentation... can you plz advise how is aggregate deductible computed for family floater policy? Is it total x amount for the whole family, or x amount per insured member within the floater scheme? like if 2A plus 1child policy with 25k aggregate deductible, is it 25k per policy year or 25k per person which effectively means 75k for the policy year?
Great presentation, excellent, I really like to concept of compulsary deduction in the policy which is only 1 time, this drastically brings down the premium by 25% if I do not take mediclaim the value invested is a direct saving for me to be honest. Thanks because of your video I would be able to make decision and with 25% discount ! I had Star and now I am planning to move to ERGO beacause of the benefits it offers, one thing on the surpise is that they do not have the Hospitalization cover for Maternity.
@@insuranceclaimshelp2408 How is the Deductible works ? Is it the amount we need to pay to HDFC Ergo at the time of buying a policy or we need to pay this amount directly to the hospital at the time of first claim. Like 25k Deductible pehle dena hai Policy Khreed te time ya Jab bhi agar admit hone ke baad admit hote he Hospital ko dena hai 25k amount as a deductible ?
Bro i am planning to Port to secure from my health suraksha silver HDFC. It has completed 7 yrs. Shall I wait for 1 year again so that 8 year complete in one policy to avoid any inconveniences later on due to PED. Or no issues since it's inside migration? Please advise. Thanks!
In case aggregate deductible is opted then : I) Whether it would be applicable on first claim in a policy year or on all the claims made during a policy year. 2) Can aggregate deductible be claimed as reimbursement from another policy from another company already running without any such deductible. 3) If Premium is paid for 3 year then can 80D benefit be claimed one third in each year or not.
How is the Deductible works ? Is it the amount we need to pay to HDFC Ergo at the time of buying a policy or we need to pay this amount directly to the hospital at the time of first claim. Like 25k Deductible pehle dena hai Policy Khreed te time ya Jab bhi agar admit hone ke baad admit hote he Hospital ko dena hai 25k amount as a deductible ?
Sir. Deductible of say 50k. In case I take 1st claim and I pay 50k. Do I have to pay 50k for every claim in a policy year or just 1 time in a policy year? Please advise
Recent updates: No room type capping now, No cost emi available, unlimited claims rider available. Call 9811051050 to know more...
NICE video respect for your efforts 👍
Thanx
Superb product and superbly explained small details of the product 👏👏👏👏
thanx a lot
Broucher displays full dikha cha hiye. tab jada asanice Samghega.
Ok sir
Great presentation, very well delivered 👏 👍
Glad you liked it!
@@insuranceclaimshelp2408 gr8 presentation... can you plz advise how is aggregate deductible computed for family floater policy? Is it total x amount for the whole family, or x amount per insured member within the floater scheme? like if 2A plus 1child policy with 25k aggregate deductible, is it 25k per policy year or 25k per person which effectively means 75k for the policy year?
Great presentation, excellent, I really like to concept of compulsary deduction in the policy which is only 1 time, this drastically brings down the premium by 25% if I do not take mediclaim the value invested is a direct saving for me to be honest. Thanks because of your video I would be able to make decision and with 25% discount ! I had Star and now I am planning to move to ERGO beacause of the benefits it offers, one thing on the surpise is that they do not have the Hospitalization cover for Maternity.
Enlightening & illuminating information 👍
thanx a lot
Sir can i port from optima secure to optima super secure?How?
Very informative video. Covers for Out-Of-Pocket Expenses° has some terms. Please explore it.
Great explanation Nitin Ji
Thanks for liking
Bariatrics surgery and modern treatment available in this policy
Yes it's covered
@@insuranceclaimshelp2408 but the policy wording not mentioned
Call at 9811051050 to understand more
Very well explained in simple language 👌👌👍
THANX FOR LIKING
@@insuranceclaimshelp2408
How is the Deductible works ?
Is it the amount we need to pay to HDFC Ergo at the time of buying a policy or we need to pay this amount directly to the hospital at the time of first claim. Like 25k Deductible pehle dena hai Policy Khreed te time ya Jab bhi agar admit hone ke baad admit hote he Hospital ko dena hai 25k amount as a deductible ?
Pls compare tata aig premier medical insurance with hdfc optima secure
Sure
Bro i am planning to Port to secure from my health suraksha silver HDFC. It has completed 7 yrs. Shall I wait for 1 year again so that 8 year complete in one policy to avoid any inconveniences later on due to PED. Or no issues since it's inside migration? Please advise. Thanks!
Nitin ji, I am interested in buying a health plan for my family. Please inform when I can meet you for the same.
KINDLY CALL AT 9811-051-050 FOR DETAILS
In case aggregate deductible is opted then :
I) Whether it would be applicable on first claim in a policy year or on all the claims made during a policy year.
2) Can aggregate deductible be claimed as reimbursement from another policy from another company already running without any such deductible.
3) If Premium is paid for 3 year then can 80D benefit be claimed one third in each year or not.
Kindly call 9811051050 for ur questions
Sir I have the required please make more videos
Sure
Room capping is upto single private AC Room for sum insured less than 50 lacs but you have included Deluxe room also..please confirm
Yes it's correct
Very nice information
So nice of you
Well presented 👆👍🏻👏
So nice of you
Very well explained
Thanks for liking
Very Good Sir Jee
thanx ji
Which is the best plan? Where we'll not have any hidden things/term condition.
Optima restore upto 25 lacs
Please make a video and compare young star silver plan star health insurance vs hdfc optima secure plan for 10 lac sum assured
Sure mam, u can contact for instant compare at 9811051050
Yearly kitna premium badhta hai. Ya kab badhega.
Pls call at 9811051050 for more details
Very good nitu
THANX
How is the Deductible works ?
Is it the amount we need to pay to HDFC Ergo at the time of buying a policy or we need to pay this amount directly to the hospital at the time of first claim. Like 25k Deductible pehle dena hai Policy Khreed te time ya Jab bhi agar admit hone ke baad admit hote he Hospital ko dena hai 25k amount as a deductible ?
Kindly call 9811051050
Sir. Deductible of say 50k. In case I take 1st claim and I pay 50k. Do I have to pay 50k for every claim in a policy year or just 1 time in a policy year? Please advise
Every claim buddy
@@kaushikdas9876no. 50k in one year. Not for every claim
Super video Sir, simple launguage 👍👍💖💖
Thanx a lot
Very Well Explained 👍👌
Thanx
Nice information
thanx mam
1st time health insurance lena he sir husband wife ke liye suggestions
kinldy call at 9811051050 to discuss.
Optima secure plan kya diabetic or b.p patient le dakte he ?
Yes mam
Contact at 9811051050 for more details
Monthly emi option. Available he kya
Emi finance option is available
Zero cost emi now available
Nice video
Thanx a lot
Amazing ...!!
THANX FOR LIKING
Nice 👌👍
THANX
Nice 👌🏻
Thanks ✌️
👍
THANX