Mortgage Lenders Will Now SPY on Your Personal Life!
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- เผยแพร่เมื่อ 5 ก.ย. 2022
- Technology has been a great thing for humanity, especially when it comes to making our lives cheaper and more convenient. But it has sinister side effects and the latest development is how mortgage lenders will be using technology to spy on your personal life and ultimately decide if you are credit worthy.
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This ONE THING Could Collapse The Housing Market th-cam.com/video/83_7WEmOX2Q/w-d-xo.html
Are they insane? save 20% down in 4 years? On the numbers you gave that's 25% of your salary (gross) each year! 20% of 400,000 is 80,000 so 20k savings each year on a 85k salary. That seems unrealistic to me.
Effective money management is needed if we want to build a strong financial security for the future. I started off with 10k, 3 years ago investing In diversified stock market. I did two duplexes with seller financing, Fast forward to now. I am worth 3 million and currently finishing my 8 unit apartment building. I am 35 and already retired from the rat race. stock investing works if you are willing to put the hard work in.
Heard the adage about not putting your all your eggs into one basket? The same concept applies to managing your investments. Diversification essentially means allocating your investment dollars strategically among different assets and asset categories to help manage risk. Here are three ways to do it.
1.Spread your risk
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3. Diversify within asset classes
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The first thing that you should consider, when choosing a financial advisor, is the experience and professional background of the prospective advisor. Adequate experience in the financial markets and dealing with clients is of the utmost importance. Since you would be handing over your finances to the advisor, she/he must be well-qualified.
I don't want to appear to be promoting anyone here but, Alicia Seda Rich has worked through multiple cycles of the Economy. Her expertise has greatly aided my success in the diversified stock market. For the past three years she helped me grow my portfolio using her broad and competent knowledge of the financial market.
You can *_tex.t_* her on 👇👇
I remember my mom getting a mortgage to buy our house back in the 80's when she was working at McDonalds. I highly doubt anybody working at McDonald's at least at the restaurant level could qualify for a mortgage to buy a single family house these days. It's unreal
Wow that is unreal!
In what state was that, Ed? If it was the early to mid 80s, I could see it happening. Late 80s is really when the sh!tshow got rolling .
2% inflation is intense.
Your Social credit score modeled after China's intrusive methodology!
Well, back in the early 2000's, they were giving loans out to homeless people and people's pets.
Moving us towards "social credit score" and that is scary.
America came up with that under the "War of Oil" under Bush. It true, a frog or primate in this instance does not notice the boiling water until it hot enough to cook them.
Exactly💡
I’m a millennial, I am married to a millennial, and between the two of us we make around 80k a year, which is actually under the HUD income limits of our county for our family size. The cost of living has skyrocketed in my little rural area I grew up in. I almost bought a house in 2016 but didn’t because I thought the prices then were outrageous for our area. That will forever be my biggest financial regret. I hope one day I will be able to purchase a home.
I started delivering food through door dash & Uber eats and I have the funds go to a separate account, that is my down payment fund. But my 9-5 income isn’t enough to save anything significant.
wow thank you for sharing that here
@@missingpnwwithkay I feel you and best of luck. I'm not married or have any good second income to depend on. My biggest mistake was not buying in 2020. We will find a way. Instacart and Doordash isn't helping me really it sucks a lot of my time out to make pennies off the dollar.
You will be happy you didn't get that house very soon. You will be able to buy a home cheap soon. But the cost of owning a house will be out of reach for many with the coming carbon credit system.
@@missingpnwwithkay literally same here! I’m a millennial married to a millennial. Our combined income is about $100k , I’ve been applying for a 2nd job temporarily to save up an extra amount of money because of how things are with inflation and home prices. We’re hoping to buy at the end of 2023 or early 2024 when we move to FL. We’re currently in CA.
The legality of the software will probably be determined in court when someone's turned down for a loan, sues, and convinces a judge that Sales Boomerang made the difference in being denied.
I hope so!!
I make 130k a year and I’m 34. Was able to save 10% in early 2021 to buy my first home in Tampa fl.
How would they prove it, though? It's like when people apply to new jobs. Companies aren't really supposed to get into too many specifics when calling previous employers to verify employment. But you know they do. Privacy has been abolished. Snowden proved that. I wouldn't be surprised in the least to wake up one night and find a spook smelling my underwear drawer for adequate levels of testosterone.
@@MrFatsach Proving one's side may always be difficult in court. I just hope someone can.
Not happening! All computer software spies on you already and have been for 25 years. And it IS legal cause we all agree to it I. The fine print. And if someone does sue, the Gov will, simply change the law to favor the lender.
Nobody walks and talks real estate better than this dude…love it!
Thanks!!
He is awesome.
Sadly lenders can know your personal life events by simply looking on social media platforms since so many people, especially millennials, publicly post everything they do online.
Joining the military was the best decision of my life..I never racked up student loans! For my first property i didn’t have 20 percent! with the use of the VA loan, I was able to buy 3 homes with no money down and PMI were waived! Now, I’m retired from the military, receive compensation for the rest of my life, and now I contract for the government!
That is a nice military success story! Thank you for your service
Parents and grandparents paying for down payments of their children and grandchildren just exacerbates the problem.
thats right!
Its their money, so they are free to spend it. I think this has been common throughout history. However, I agree with your conclusion. But the market will tank anyway. Its not a big enough factor.
They want to control one’s life. That’s scary nowday 😢
The Electric car idea should be a non-starter. This weekend is proof enough that the heat we’re experiencing here in California created a situation where rolling blackout were required to manage the power grid.
At this time I will not be investing in an electric vehicle and California needs to change their stance.
Funny too how the state requiring this change, is one least equipped to handle that change...
@@MichaelBordenaro So true. It feels like we’re all living in some kind of backward existence.
4 years if you have no emergencies or unexpected expenses. In 04 I made 26k and bought a 3br ranch. Now we make 170k and are having a hard time buying an average home in the same town
Let me guess your buying a 800k home.If your pulling in 170 to 190k and buy a home that you can afford is because you think your entitled.
Back in the early eighties, my husband applied for a job with a major insurance company. In order for him to get the job and sustain working for this company, he was told to go out and find numerous new accounts per month. One way to find new accounts was to scan the newspapers every day and make cold calls to people who had major life events, like a new baby, death in the family, etc. This is how companies know who to target for potential business.
Why electric and not Hybrid. A Hybrid car charges itself and can get around 50mpg. It reduces our dependence on fossil fuels with out completely reinventing the wheel. I also agree a car choice should not be forced on anyone.
At least hybrid bridges the gap for now
Fossil fuels aren't your enemy, they make modern life possible
@@JackWorkz Well They are not my best friend when I have to pay so much for them. I prefer my Prius hybrid personally but would not force that car on anyone. I also live in Florida where we have had several massive oil spills. They are very destructive and costly to clean up. I have not personally compared the environmental cost to Lithium batteries though. Probably not much better for people who live near lithium mines.
@@kellykell9620 They're expensive because everything nowadays gets politicized, while oil spills are terrible, they are rare, it's like airplanes, thousands of flights a day go on without a problem but soon as one crashes it's breaking news..btw my sister drives a prius and she absolutely loves it.. I've got nothing against hybrids or even EV, i just hate the demonization of oil/gas when it's made modern civilization possible for millions of people and now its the enemy so to speak
I think you need to net 85k a yr not just make 85k ( taxes,ins, cost of living) will eat into your income
This is just step one of the social credit score system…
Step one…get off social media
I honestly don’t understand why college tuition is so so high. I have a neighbor who is a professor at a small college who is doing more research studies for his own purpose than teaching but pulling in a full salary and benefits. Not only the salary and benefits from the college but he uses the college’s resources for his research.
Just one example of how $$ is stolen in a corrupt system
The fast easy money for student loans over the decades has had the same effect as the fed printing money and pumping it into the economy - inflation.
The two biggest expenses for any university are 1) faculty and staff salaries, and 2) “physical plant”, meaning keeping the grounds and buildings maintained and running.
The number of administrators has increased by 500% in the past 20 years, and administrators pull huge salaries. Each administrator needs a support staff, etc. Many college chancellors earn more than the president of the United States. Example from my alma mater, UC Berkeley: In January, the board voted to approve spending a total of about $800,000 to give raises to each of the chancellors. The raises would range from about 6% to 28%. After the raises, the salaries of the chancellors would range from about $522,000 to $640,000. POTUS earns $400,000 a year and has considerably more responsibilities.
Tuition is so high because the government made easy money available for school. Housing is so high for the same reason. Stocks, same reason. But the FED is pulling the easy money and everything will come down hard.
Wife and I are both millennials. It took us 10 years to save for a downpayment and even then it wasn’t 20%. We live in a HCOL and make $162k combined. We just bought a fixer as that is all we could afford. I’m not sure if we made the right choice but the thought of continuing to save only to get priced out of where we grew up made us take the plunge. Still have a small emergency fund not nearly enough as i’d like.
We have a similar beginning to our story. We are 10 years into marriage and make about the same. Out of student loan debt & still saving diligently & budgeting conscientiously. But we’ll only be around a down payment 10% in the next 12 months, so probably going to buy then, rather than waiting years to get to 20% like I would really want. 😕 we’ll see how things go…
If you're happy in an hcol then you've done the right thing for you. You can always reevaluate and move to a low cost area while keeping your jobs. Keep maxing out your savings and get that emergency fund in place.
Thanks for sharing that story, I knew these situations could not reflect peoples real world scenario in many cases.
I’m 36 making 150k never had student debt. Union worker in NJ
Good for you!
Same here in Cali
Nice. Which job? How are things there, is it worth moving to?
@@frederikalinden2128 prices are dropping but very slowly, property taxes sucks especially when you live in an area with good schools. I work as an operating engineer local 68 I do work a lot of overtime and I did include what gets added to my annuity which is 30k per year.
So you think we need more unions?
My wife and i are millennials on the west side of Indianapolis (age 30/29), currently combined income around 110k due to wife graduating from nursing school during 2020. Thankfully zero loans as we cashflowed it, both of us had prior useless psych degrees but were fortunate with scholarships to minimize student loan debt. We are thankful we bought our first home in 2016 for just under 100k(we were 24/23 years old when we bought) Thinking about an upgrade home but even in a more affordable market such as the Midwest, the median home price in our desired area went from like 205k in 2017 to 333k currently. We have no consumer debt and try to live a Dave Ramsey ish lifestyle by cutting debt out so our plan is to pay down our mortgage and hope that the more expensive homes crash harder then our wonderful starter home, I'm new to your content, thank you for the video!
Thanks for sharing your story! I think you can’t go wrong being careful with your money and sounds like you guys got a pretty good deal on your place back in 2016. I have no doubt your frugal lifestyle will pay off and this recession. Welcome to the channel!!
It's just a matter of time before our complete medical history (physical & mental) including prescription drugs & chronic diseases become part of your credit worthiness
True! 👍
This is why HIPAA was put into effect a couple of decades ago. It’s to protect your medical information unless you authorize it. If someone is getting this information without your consent, they’re likely violating the law.
Happy Labor Day Michael. This new information just blows my mind even more. Your personal life has nothing to do with your financial life. I guess the old saying "your right of privacy" is a thing of the past. Thanks for another great video.
I appreciate that! It is sad that things are getting this intrusive!
I just subscribed to your channel.
It feels like hearing what you're saying right next to you walking together.
You're good at talking and walking at the same time.
Good job, man!
That’s awesome David that’s the feeling I’m going for glad you received it!
Wow. This is so scary. They are doing everything in their power to ensure that people are not able to buy a home. Who can really afford a home costing north of $1 million dollars? The whole system is rigged against regular people.
Thank you brother. You and others on these platforms put the "lame stream" media to shame. Keep up the great work. I will keep liking, sharing, and subscribing. Take care.
I really appreciate that David! Thanks for always being here and sharing and helping the channel out!!
And those who can arebeing taken for every loan dollar they can get now
Consequences of an overinflated dying currency.
I appreciate your "why?" remarks
That really helps your viewers feel involved and that goes a long way
Feedback appreciated
Wanting more info and insight WhatsApp the number above endeavor to reach out
Good thing there are people like you out there who are warning people about this. It's quite scary to think that lenders can now have the right to probe someone's personal life. Keep up, brother! You got my subscription.
Feedback appreciated
Wanting more tips and insight, WhatsApp the number above endeavor to reach out
Hey Mike. Started watching you about 2 months ago and I really enjoy your show. I am a 73 your old grandfather, retired living with my wife in Sacramento California. You have an excellent presentation and I watch your videos daily. Keep them coming Mike you doing a good job bro. Thanks, Jeff Holland, native San Francisco now living in Sacramento
Thank you very much Jeff! I love hearing from people who have been around the block like yourself! Makes me think I'm doing something right 👍
Thanks for your reply Michael. I'll look forward to supporting you in your effort to give your viewers a accurate analysis of our current housing and financial circumstances. I enjoy watching you because you have a knack for applying your information across various age groups and demographics and people's personal circumstances. Really good bro. Thanks
oh my goodness, it is so scary to think banks can use software like this, but even scarier that all this information is so readily available for anyone who cares to look :/
With these home prices and the current mess, I don't think my VA loan will ever get used. If they had a policy to donate it to someone, I would put it in my will to donate it to someone deserving of it.
If it goes like 2008 there will be a lot of homes for sale. VA means you have 0 downpayment. Depends on where you are located.
Homes in the early 90's would sit on the MLS for weeks sometimes months. And never sold for asking. My parents house was $151,000 as a young couple. At the time their combined income was over $100,000. Today, a young couple is lucky to have a combined income of $100,000 ....but now the homes in my area are $575K+. It's out of control. The average home buyer in this current home buying generation can't afford the homes. So the only people able to buy the homes are the DINK (dual income no kids) couples in professional careers making $250K+ combined. So neighborhoods are changing with influx of new people, and existing generations are getting pushed out. The whole thing is so F'd up
It is nuts that its coming down to this. And look, you even said it, the house prices have gone up dramatically, yet the income is roughly the same...
I work in IT for a mid sized service company, this has been going on for many years.
There's a lot of public information available about nearly everyone. You can rest assured that _nobody_ is actually looking at that personal information, they just set parameters for a tool and get notified that you might be a person looking to buy what they sell. It's still pretty uncomfy but there's no creep at the bank reading "Bill has a gastric issue that impacts his take home income"
What _was_ creepy was when I worked at a call center for a medical provider, with almost no training and a single interview, they gave entry level hourly workers access to tens of millions of medical records that you could search through by name and zipcode with absolutely zero oversight. Made me very uncomfy.
That was interesting to read thanks for sharing that. Bill has a gastric issue made me laugh 😄
Not to mention they probably look at all your social media activity
Feedback appreciated
Wanting more info and insight WhatsApp the number above endeavor to reach out
No desire to have a EV. 2 newer paid off cars will last me 15 to 20 years.
Having a good credit score is great but buying things out right cash is better if you can. I want to be in a position where If I don’t have a good credit score, so what 🤷🏼♂️
Great video thank you sir!!!!
Thank you Travis!
The guy that started mortgage pro built out sales boomerang, they use it to upsell borrowers not determine if they qualify for a loan, for example if a person is divorcing or having a kid they notify their partner realtor and contact the client. This is not used by the actual lenders it is used by loan officers to bring in more business. Another example is if I did a loan for you 3 years ago but get an alert an issue happened where taking out equity may help you thats when the loan officer reaches out.
I hope you're right!
Government and politics is a criminal racket.
It sure is
Back in the late 1970s banks would actually call your employer and ask if you were going to be still be working there in the following year, and ask about your character.
Yes a lot of folks here have mentioned how they used to be a much more personal aspect to banking. But to me that just feels different because you are voluntarily giving the information to someone you know and they know you. This is totally different. This invades your privacy with or without your consent
Another GREAT video with incredibly valid points. My main concern is how bad all the upcoming layoffs will be, and how that will impact the economy.
In regards to the video suggestion about how to survive these challenging times, YES. That would be great! Thanks again. Cheers
Thanks Christian! Yes the coming layoffs are really the biggest concern, as that will ultimately decide how much anything people can afford. Thanks for your vote on the surviving inflation video
This is extremely creepy & shouldn't be allowed. I don't want any bank butting their nose into my life events.
Me neither Cindy
PA. is probably a no on an electric car mandate. Replacing a battery in one of those electric cars is very expensive like north of $20K. Batteries last on average eight to ten years. I had to replace the battery in my 2010 Toyota Hybrid and it was $2300. The car was nine years old with 76K miles. If the dealer and Toyota hadn't helped out with the cost of the replacement it would have cost me closer to $3,500.
Thanks for sharing. Love the content.
Feedback appreciated
Wanting more tips and insight, WhatsApp the number above endeavor to reach out
I'm an expat now living in Central America. I wonder why, when I visit in the U.S. I feel like I'm always being watched!
Because you are lol
I'd be more concerned with the Government knowing those things rather than lenders. And if lenders know, you can be 100% certain that the Government knows.
The government already knows if you get married or have a baby or a heart attack because you disclose this on your income tax return.
Exactly…
Superb choice of topic. I never went on Facebook, knowing that you advertise your entire life for free. And let Facebook profit from it. There should be disclosure on this and the borrower must agree to allow it. Thank you for highlighting this and the solar panel/insurance issue.
Thanks! I’m pretty sure they do tell you if you’re willing to read their super long terms and conditions which no one probably does
The battery, which costs at least $5k mind you, breaks around the 100k-150k mile mark. Then you're left with repairs that are often more than your car is worth.
That too!
Getting creepy so we better pay attention.
I Love Your conversations, they are Right on !!! Keep up Your good work !
Thank you Hans I’ll keep them coming!
Let us never forget the word mortgage is derived from a Law French term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
yep!!
Brilliant !
regarding EV, I totally agree with you on extreme cold or extreme hot weather. The battery will drain fast. However, I live in Southern CA and own a Tesla. I love being able to charge at home. Around $7 per charge... 2-3 times a week. I pay discounted fees to the Power company because I own an EV. It's definitely not for everyone. I hope the other states don't mandate this same policy. EV still needs to improve a whole lot.
Thanks for chiming in on this as a Tesla owner! I don't htink its for everyone either, at least not yet. There needs to be so many improvements and infrastructure to make this a full on reality.
Love the content Michael! Come up to Broward County sometime.
Thanks Chad! One of these days I'll make it up there
Good segment. Thank you.
Thanks James!
Well, if they keep jacking the rent prices, honestly, I won't have enough money to put a side to save for a down payment, like during those 4 years nothing is going to happen in my life, no car breaking down, a hospital bill, some emergency.... in a few words, "life".
So true and I’m glad you said that! Life is always happening while you’re making plans
Thank you so much!!
Michael, I agree that we should be prepared for a worst-case scenario. In fact, that is how we should look at our future at all times, regardless of current economic and real estate conditions and trends. Like the old adage says, “Expect the worst, but hope for the best.”
Absolutely I live my life by those values of preparing for the worst but hoping for the best
EVs only make sense if the sources of energy are clean, which is not the case now.
We are headed towards a social credit score like China. Imagine them lowering your credit score because your social media status is too offensive
ESG scores. We all need to vote like your freedom depends on it, because it does. We can also put our phones down and stop patronizing these woke companies trying to control us.
Absolutely Patricia!!
There is no way most millennials are making more than 85k, where are they getting those numbers.
My thoughts as well!
Love your videos Michael, very informative, look forward to them. I’m 39 similar age to yourself. I bought my house in 2015 in Massachusetts for 450. Saving up and waiting for the prices to come down and hopefully buy something else in South Carolina or Florida.
Wow that’s crazy I 100% agree with you
Thanks for the great video.
Glad you liked it!
yes to the video on how to prepare for financial downturn!
Thank you for letting me know Christine
You mentioned at the end of the video about making another video talking about what you do to protect yourself financially. I WOULD LOVE FOR YOU TO MAKE IT!!!!!!!!!!!
Thanks for letting me know Tom!
Things are too expensive because the law abiding individual cannot legally print enough money on their own to pay for whatever they need whereas the FED/GOVT can print extremely fast whenever they so chose to pay off whoever they need to pay off. They quit printing, everything collapses. That tells you a sitting pile of cash is quickly eroding in terms of what you can buy with it in the future.
How can the feds even do their jobs when this Administration keeps spending money. When you're in a recession two rules as you don't raise taxes, and you don't spend more money.
My first home was $74k in 1999. I was making a whopping $36k. I make more than triple that and that house goes for about $300k. It is sick. It will crash down between 25-50 percent in a couple years. Great for a cash buyer but a 8-10 percent fixed mortgage will burn that savings
It is sick
Your personal life is called your ESG score. Look it up.
I own two, a Bmw i3 for running around town, paid $13,000 for a 2018 with 23k miles. We own a Tesla model S for long trips, gets 310 miles. Very convenient to charge at home or on road trips due to the vast super charger network. The big issue with other models is the lack of charging stations. Agree not for everyone, we love ours and the convenience.
Thanks for sharing that Keith
great content buddy you nailed it 👍👍👍
Thank you!
@@MichaelBordenaro i love finance, i love economics, i love real estate, love crypto and precious metals, but what i like the most over any of those topics is when someone is telling the logical truth we hear you buddy keep it up! much love
Yes some examples to prepare for the worst,
I am 28yrs old I had my son when I was 17
It has always been rough and I feel like now it it is worse than ever out there
Didn't know of how intrusive the lenders can and will be ,however its not surprising . All technology that makes life convenient will be misused, privacy and protection from the government is hard to come by these days sadly. Always enjoy your thoughts on the real estate markets .
Yes its getting nuts that these type of things are creeping into our lives. Its probably just going to get worse
I see you made a pro trump fb comment 3 years ago. Your loan is hereby denied.
@@MichaelBordenaro Get worse???
@@janetairlines1351 No your life will be cancelled. Actually this software must be tracking social media outlets.
Thanks Michael.
You're welcome!
Great video! Companies and government doing scummy stuff with technology. I'm a 32 yo millennial, currently making a little under 85k. I live in CA though so it's probably closer to like 60k in terms of florida money and cost of living expenses.... We don't even have waffle houses here man. Real estate investment is too profitable, especially in CA. Need changes to prop 13 to exclude non primary residence properties.
You'll pry Prop 13 out of the Boomers' cold, dead hands.
Thanks for sharing that Kevin!
One option is to move to Kansas
Housing prices are lower than the coasts
No way a single mom or dad can afford a home with the rates and prices now
Another Great Video Michael. So glad I will never have to get another loan, for the rest of my life.
That is great news Keith! So glad to hear you're not going to be subject to this nonsense...
Hi Michael 🥰 thank you for the information, sad to hear because the way it looks only the wealthy or the very wealthy will be enjoying the benefits of living in a house. I hope the Government steps in and makes some changes in the way people can price their homes. Also, the way these banks do business and make them much more liable for discriminating against families who are trying to obtain a home. 🥰
Just how your doctor reports everything you say back to your health insurance because that is the entity they signed the agreement with (not you) and your health insurance manages you through your doctor. Corporations are constantly coming up with ways to more accurately assess what your real financial risk to them is.
That’s absolutely what’s happening
My aunt and her husband had a house built in the mid 90s for $35k. He was a carpenter and they did it through a cooperative with the union. But could you imagine a house for anything close to that price today?
If you get anything like that today it’s literally a shed in the middle of nowhere
Totally agree.
The Fed has no option now but to raise interest rates and by quite a bit in order to fight inflation which is their number one responsibility second to employment. All the money printing has put the US economy on the worst path since 1929. We are headed for a depression. Assets are overvalued more than ever before in history.
More you tubers should do a video outside walking 😂 such a vibe
Glad you enjoy the format Joe👌
A house is only a dream
Great info wow
Glad you liked it!
That explains the man lurking in the bushes outside our house. I think.
Unless its yet another stalker!
@@MichaelBordenaro Maybe my stalker turned pro. Why not get paid for your passion?
Another Terrific Video !....In less than 25 min you brought all of us "up-to-speed" on what is going on in our economy now and in the past ! You know, Michael, you should be a guest speaker at these Macro Conferences sponsored by George Gammon, Nomad Capitalist, Ben Mallah, and others....just a thought !....Thank you, for the "real-time" Intel and analysis.
Wow thank you Jim! I think those guys are so smart they might make me look dumb 😂. Maybe one day!
@@MichaelBordenaro Trust Me ..You are in their League !
Thanks for the update!
You bet!
In my Eastern Oregon town (under 10,000 population) I noticed about 10 EV charge stations by our Chamber of Commerce. Had no idea they were there.
A lot of the things they’re doing with the software is aggregating public information. There’s nothing that can be done to stop it unless malicious intent or harm can be proven in court…that would take half a lifetime.
Lol..I should post in my personal event section THAT I won the Lottery 😂
😆
Welcome to social credit score! Nightmare
Fed should be abolished. Unnecessary and political. Per Milton Friedman. Govt intervention ALWAYS makes things worse.
That's scary. I've never heard of this but it is unnecessary intrusive.
I can't believe it...
You think that’s bad? (Which it is). You know how yearly you fill out the paperwork update stuff at Dr? One of the questions on form. Does the patient own guns? 😳 My daughter even got that on a Dr update form. I didn’t fill it out. Then you go into room with girl, she goes over questions etc. And asked me. I said . Ok this is the Dr office. WHAT business it it of yours WHAT is in my home?? Like you have my SS #. It is NONE of your bizz what is in my house. Whether I have or have not guns. She said yah, people are upset about that question, and many say the same. WHICH IS GOOD.
Then I had to get some stitches in arm last summer. Go to emergency place around corner. Part of Sarasota hosp. Do the paperwork thing at counter. Notice this hand scanner thing on their desk. I thought, 🤔 must be a temperature reader. (Being everyone was taking temps for covid no matter where u went). So receptionist says ok, place your hand there. As I put hand to go on it. I asked, “what is this”. She replied, we scan your hand , that way no matter where you are. You have your hand scanned and ALL your info comes up. I quickly took my hand off and said, “🤚 NO, that’s creepy and I will not do that”. She had no problem with me not. But I’m like Oh boy, just TOO MUCH INFO! You have all my insurance info. You DON’T need that! 😳 Plus they always take copy of your license.
And just some of the “new” more personal questions they ask on insurance forms. Really NONE OF YOUR BIZZ. If I’m having a problem in this area. I’ll let yah know! I don’t trust the medical field at all either after all this bunk! Glad I never been on facebook or twitter either. We’re going to be China if people AT LEAST just say, “NO”. Crazy times!
(Sorry this looks long 🤣)
Battery self propelled mower...That's as far as I'll go .. 😆😀
😆
Hi Michael that's why I like to lesson to you cuz you don't repeat what's on TV you research and find out stuff what's really happening not like most people
Appreciate and happy there's more people like me 👍🤗
I appreciate that Beata I really do try to give my viewers the best information that I think is relevant right now
@@MichaelBordenaro you doing great job !
thank you 😊
I'm originally from poland but living in I Canada but still like to lesson what's going on in US
No kidding. The MOTB is here.
When you apply for a job employers look you up on social media to see what you are like... Is that bad like lenders looking you up?
Yeah its pretty much the same thing
This is absurd!! Likely 80% won't fit the lenders criteria. I want the gov the banks and the irs out of my life!! None ya business!! 😤😡
@♀Michael-B†①②⓪①③⑥①③⑦⑥④ reported your trolling