Why I Decided To Buy A House

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  • เผยแพร่เมื่อ 29 ธ.ค. 2024

ความคิดเห็น •

  • @serigamel
    @serigamel 4 ชั่วโมงที่ผ่านมา

    3.9% interest rate is crazy good

  • @zainulrashid8620
    @zainulrashid8620 14 วันที่ผ่านมา +7

    Rumawip is a no brainer if you’re first time homebuyer. Anyway residensi serina is a nice and good place to live. Wish i can buy one more, caused already owns 1 rumawip 😂

  • @hypoccreeks
    @hypoccreeks 14 วันที่ผ่านมา +10

    9:36 RumahWIP is not for investment purposes

    • @interactiveledger8990
      @interactiveledger8990 14 วันที่ผ่านมา

      Says you?

    • @happykerbuj7461
      @happykerbuj7461 14 วันที่ผ่านมา

      any reason not?

    • @KaeSheng1
      @KaeSheng1 13 วันที่ผ่านมา +2

      Yes, owners of Residensi Wilayah (RUMAWIP) units can rent out their properties to local tenants under certain conditions:
      Tenants: The unit can only be rented to local tenants.
      Moratorium: There is a 10-year moratorium from the date of signing the Sale and Purchase Agreement. During this time, the property cannot be sold or transferred to a new owner without the government's permission, unless to immediate family members or heirs.
      Location: The government may consider allowing the unit to be rented out if the owner was forced to move to a location far from the city.
      Penalties: Owners who rent out their units to foreigners will face strict action.

    • @rawrr3396
      @rawrr3396 13 วันที่ผ่านมา +2

      Agree. RumaWIP is meant for low-income families to get affordable housing. Iherng always oppose those who buy RUMAWIP for investment purposes.

  • @williamkow
    @williamkow 8 วันที่ผ่านมา

    😊😆I completely agree that the decision to buy a house can evolve depending on circumstances like location and affordability. I’d like to add a couple more points to why owning a home is a great choice:
    ⭕ A house is more than just a place to live; it’s also an asset for wealth preservation. Unlike investments that may fluctuate, owning a fully paid property provides financial stability and a tangible asset in your portfolio.
    ⭕ Another important reason for owning your home, especially in later stages of life, is the challenge of finding a landlord willing to rent to older tenants. Owning your home provides peace of mind and eliminates this uncertainty. Some landlords unfairly discriminate against older renters, denying them housing despite their ability to pay.

  • @xiaomashitu
    @xiaomashitu 13 วันที่ผ่านมา

    Good move 🎉

  • @Victor_YNWA
    @Victor_YNWA 13 วันที่ผ่านมา +1

    Insurance is not mandatory. It was made "mandatory" by the bank if u were to finance from them.

  • @MonocleHorror
    @MonocleHorror 13 วันที่ผ่านมา +1

    ayyyy fellow millennial, honestly i was thinking to get a house but the fear to get one is insane.

  • @syawalzain
    @syawalzain 13 วันที่ผ่านมา +2

    For Rumahwip is there a moratorium on sale & rental?

  • @notsniw135
    @notsniw135 14 วันที่ผ่านมา +3

    Is it a completed project?

    • @MillennialFinanceMalaysia
      @MillennialFinanceMalaysia  8 วันที่ผ่านมา

      Nope, 2 years time

    • @notsniw135
      @notsniw135 8 วันที่ผ่านมา

      @@MillennialFinanceMalaysia do you need to pay progressive interest?

  • @abdulrohmanis9802
    @abdulrohmanis9802 13 วันที่ผ่านมา +1

    arent you supposed to get 100% loan for skim rumah pertamaku?