Sir, sobrang napabilib po ako the way nyo po i-explain lahat same for your other videos. Sobrang pasalamat ako kay Lord for guiding me to find your vlogs. Currently, I have 2 properties thru pagibig and now I know kung pano ko babayaran isa isa in just a short period of time. Now, I applied for my 3rd property thru pagibig din and hopefully in God's will ma approve po. Laking tulong po sakin ang mga vlogs nyo and I hope you continue sharing your knowledge. May God bless you more.
I learn a lot again thank you for making this vilog po sir at hoping na mkaavail rin ako ng housing loan soon dahil matagal ko ng plan pero takot ako matali sa long term na loan pero with this video npakaling help po dahil dto ko nalaman na pwede plang paikliin or pwede pla ang applied to principal pra mabilis matapos ang loan
Very informative and helpful para sa tulad ko ngbabalak kumuha ng bahay tru pag ibig housing loan.. Ganeto gagawen ko..thank you for sharing this presentation sir.
aYUN mas prepare ko is once a year para mapaikot muna ang pera sa business para kumita muna si cash bago i bayad kay pagibig yearly...maraming salamat sir Ralf
You all probably dont care at all but does anybody know a method to log back into an instagram account?? I stupidly forgot my password. I appreciate any tips you can offer me
Hi sir! Thanks for your video. This is very helpful. I would like to understand how you computed the PV Factor. I also want to create an excel sheet like that for my future reference. Hoping for your reply! The formula alone would be fine. Thanks again.
Sir ang galing mo.andami ko po natutunan sa inyo at ako po ay naliwanagan ng husto..alam ko napo ngayun ang kelangan ko gawin para umiksi ang aking Housing Loan..maraming salamat at God Bless you po.!
I really appreciate your presentation po about applied to principal. So yun. Every month magbabayad ako ng monthly amortization. Then mag applied to principal ako every bonus mga 50k. Ang laki pala ng ma save.
I would like to ask also a copy of your MS Excel pra mcompute ko din po at m consider yung pgbbyad ng principal. 10/25yrs na din po kmi sa PagIbig Housing loan nmin. Maraming Salamat
Thank you po, Sir. Very helpful. We just availed a unit thru Pagibig and this is such a nice tip. We chose 30yrs to have more time paying the loan but we also wanna shorten it in our own time so this is exactly what we need. More power to you, Sir.
Very informative! I'm hooked! I once watched one video and suddenly nagbbrowse na ako sa channel mo sir! I'm excited to buy my house. Your videos are very helpful. Sana pwede makahingi ng copy nung excel sheet para sa formula. :)
Thank you, Sir Ralf! This is very helpful and very detailed. We learned so much from your videos po. 😌 (Pa share naman po ng excel file nato hahaha 😆 joke lang po.) Keep safe and more power!
Thank you po ..may ganyan pla bakit hinde po sinasabi ng mga agent para alam po ng mga nagaavail ng housing loans.. additional knowledge po..salamat po ng marami naiintindihan ko po ng maayos..
New Subscriber here..Thanks po at n watch ko ito..nka 1yr.payment plang 2021,,at least di pa huli ang lahat. housing loan.terms for 30yrs..pde plang mag advance payment s principal loan..very happy n wached ko tong vlog nyo po Sir.. and i see to it once a year mag advance payment.Mabuhay ka po! Godbless.
Ngayon ko lng nlman n pede pla magbayd ng prinsipal montlhy, thank you po sir s detail. Now i know. More vlog papo , god bless u po,, super laking tulong,,
Maraming salamat sir napanood ko itong video mo maraming tulong ito sa amin 1st timer kumuha ng house and lot sa Bria. Gagawin ko ito pra mka tipid. Keep safe always po
Next time po kami nman ang magtetestity dto! Planning also mag loan ng house and lot thank you in advance po and marami pa po kayong matulungan! God bless Sir!
this is better than the previous video! kasi po mahirap mag add to principal every month ang mga minimun wage earner, so kung gagawing every yr mas mukhang mas possible pang ma-achieve. Thank you po! Godbless you and your family!
sa mga nagpapaloan, pinakamababa na po ang Pagibig pag dating sa interest rate. imagine, 6%+ per year lng sa Pagibig. if magtatanong po kyo sa usual na mga lending, 2% per month or 24% per year interest
Sobrang helpful po ang vedio na ito sir naka pagstart na ako 10k applied to principal ,hoping lage ako maka hulog nito,sir baka pwede makahingi ng formula mo para mamonitor ko ung years na hulog hulog ko ,thank you and more helpful vedios papo sir, marami kapo matutulungan at maliwanagan na kagaya ko😊
Halaaa😍😍😍tamang tama sir katatapos lng ng turn over ng house ko wait nalng ako itayu sha tas ipasok sa pag ibig thanks God and thank u so much s idea na to very helpful 😍God bless u sir
Before ako magkuha Ng housing loan watch all your videos sir and I learned alot. Even ung developer Di Ito na discuss and nasagot saken proper ang advance payment to principal
yes po tama ka sir, hindi dini-discuss ng developer to. pero yung agent nagpaliwanag sakin nito so doon ko napagtanto, para sa akin lang, mas maganda isagad ang years para mababa ang amort and then need lang mag-pay to principal para hindi mataas ang interest ng buong loan.
Thank you sir sa very good idea at pag share .. sana ma vlog nyo din kung paano magbayad ng housing loan amortization thru online po.. na hindi kailangan pumunta sa bayad center or nearest pagibig ... maraming salamat..
optional lng po yan, pwede anytime na may budget kyo pero direct lng sa mga Pagibig offices. ipapanote nyo sa Pagibig Cashier na applied to principal ang binabayaran nyo
Grabe 5yrs na akong nagbabayad at minomonitor ko magkano nababawas. Kaya pala ang konti lang nababawas sa loan ko. Thanks po sa tips! And gagawin ko rin po yung tracker na gnwa nyo :)
Sir, sobrang napabilib po ako the way nyo po i-explain lahat same for your other videos. Sobrang pasalamat ako kay Lord for guiding me to find your vlogs. Currently, I have 2 properties thru pagibig and now I know kung pano ko babayaran isa isa in just a short period of time. Now, I applied for my 3rd property thru pagibig din and hopefully in God's will ma approve po. Laking tulong po sakin ang mga vlogs nyo and I hope you continue sharing your knowledge. May God bless you more.
thanks and Godbless!
I learn a lot again thank you for making this vilog po sir at hoping na mkaavail rin ako ng housing loan soon dahil matagal ko ng plan pero takot ako matali sa long term na loan pero with this video npakaling help po dahil dto ko nalaman na pwede plang paikliin or pwede pla ang applied to principal pra mabilis matapos ang loan
Very informative and helpful para sa tulad ko ngbabalak kumuha ng bahay tru pag ibig housing loan..
Ganeto gagawen ko..thank you for sharing this presentation sir.
aYUN mas prepare ko is once a year para mapaikot muna ang pera sa business para kumita muna si cash bago i bayad kay pagibig yearly...maraming salamat sir Ralf
you're welcome po
Ano pong business nyo para mapaikot muna yung pera nyo?
Napagaling mo sir. Helpful yung ganitong content ng video. Salamat sa info sir.
sana by the time n mag start kmi ng amort. s pag ibig ay active p rin ang channel nyo ..more power po at GOD BLESS po
andito po tyo in the long run. as long po na nabubuhay tyo, eto ung platform natin para magshare.
You all probably dont care at all but does anybody know a method to log back into an instagram account??
I stupidly forgot my password. I appreciate any tips you can offer me
Best of the best ka sir 💪💪💪
Hi sir! Thanks for your video. This is very helpful. I would like to understand how you computed the PV Factor. I also want to create an excel sheet like that for my future reference. Hoping for your reply! The formula alone would be fine. Thanks again.
Sir ang galing mo.andami ko po natutunan sa inyo at ako po ay naliwanagan ng husto..alam ko napo ngayun ang kelangan ko gawin para umiksi ang aking Housing Loan..maraming salamat at God Bless you po.!
I really appreciate your presentation po about applied to principal. So yun. Every month magbabayad ako ng monthly amortization. Then mag applied to principal ako every bonus mga 50k. Ang laki pala ng ma save.
yes po Ma'am Gina. thank you and welcome.
Hi hello po panu po mag apply to principal Kung anditu ako sa abroad
Thank you po Sir, yng video nyo po ang inspiration ko dhil gusto po nmin mbyrn ng maiksing panahon ang housing loan
thank you so much for this... laking tulong to... sana may downloadable na excel file with formula gaya ng gamit sa video... super helpful
tama pahingi po kami ng excel file sir
ff
Meron sir search mo sa youtube po
I would like to ask also a copy of your MS Excel pra mcompute ko din po at m consider yung pgbbyad ng principal. 10/25yrs na din po kmi sa PagIbig Housing loan nmin. Maraming Salamat
Pengge po excell file sir
Very good presentation sir. Straight to the point, and sobrang comprehensive na excel report. Very helpful.
Thank you po, Sir. Very helpful. We just availed a unit thru Pagibig and this is such a nice tip. We chose 30yrs to have more time paying the loan but we also wanna shorten it in our own time so this is exactly what we need. More power to you, Sir.
Glad it helped po
Galing dami kong natutunan sa video na ito salamat po
thanks po
Very informative! I'm hooked! I once watched one video and suddenly nagbbrowse na ako sa channel mo sir! I'm excited to buy my house. Your videos are very helpful. Sana pwede makahingi ng copy nung excel sheet para sa formula. :)
Ang galing magexplain, iba talaga pag accountant nagexplain
Thank you, Sir Ralf! This is very helpful and very detailed. We learned so much from your videos po. 😌
(Pa share naman po ng excel file nato hahaha 😆 joke lang po.)
Keep safe and more power!
pa share po ng excel sheet thanks
Pa share po excell file
Oo nga so impressive and impactful to cn I have copy also thnks .be blessed
Thank you po ..may ganyan pla bakit hinde po sinasabi ng mga agent para alam po ng mga nagaavail ng housing loans.. additional knowledge po..salamat po ng marami naiintindihan ko po ng maayos..
alright po. hindi po lahat ng agent ay alam po ung ganito
Knowledgeable info👍
Napakagaling nio po mag explain para saming first time lang kukuha ng bahay..Thanks po sa info. Big help😇😇😇God bless po..
thanks
thanks sir Ralf,may idea na ako sa housing loan ko.God bless and keep safe
ganda ng presentation nyo sir. . .ung ganifong content deserves million views
maraming salamat
Very informative ☺️☺️ lalo nat kakakuha lang namin ng housing loan ☺️
alright po.thanks
New Subscriber here..Thanks po
at n watch ko ito..nka 1yr.payment plang 2021,,at least di pa huli ang lahat. housing loan.terms for 30yrs..pde plang mag advance payment s principal loan..very happy n wached ko tong vlog nyo po Sir..
and i see to it once a year mag advance payment.Mabuhay ka po!
Godbless.
alright po
Sobrang saya ko po at nakita ko kayo sa youtube. Very informative. Mapaghahandaan ko po ang aking coming house loan.
alright po. thanks
Madami akong matutunan sa inyo sir. Heto yun matagal ko ng hinahanap na mentor na makakapag improve sa akin sa real estate. Salamat!
alright. welcome
Slmt po s video eto,unti unti po aq ngkakaroon ng idea,mlking tulong po eto
D na ako natatakot kumuha uli ng bahay thru pagibg dami ko natutunan sa inyo mabuhay po kau
alright po.
Thank you for this blog sir very informative nagkaroon ako idea🙏
Watching from kingdom saudi Arabia and God bless 🙏
thanks
Ngayon ko lng nlman n pede pla magbayd ng prinsipal montlhy, thank you po sir s detail. Now i know. More vlog papo , god bless u po,, super laking tulong,,
thanks and welcome po
ang husay ng paliwanag..ganito dapat mga napapanood sa mga youtube...kapakipakinabang
thank you
Napakalaking tulong ng video n to,pero di tinuturo ng pag ibig,slmat sir,
thanks po
Ngayon ko lng nalaman to sana nuon ko pa napanuod video mo sir very impormative po topic nyo thank you. Dahil dito subscriber nyo na ako
thank you!
Thank you so much Lord and Savior Jesus Christ and to you bro sa idea
you're welcome po
WOW. Ang galing nyo po mag explain. Gawin ko po ito. So grateful that I found this vlog.
Maraming salamat sir napanood ko itong video mo maraming tulong ito sa amin 1st timer kumuha ng house and lot sa Bria.
Gagawin ko ito pra mka tipid.
Keep safe always po
alright po
Maraming salamat po sir.malaking tulong po ito sa amin
Good to hear...maka try nga.
alright.
I'm sold in! Subscribed! Ring the bell for all notification! Maraming salamat bro!
thank you
Thank you sir first time ako nanunuod
alright po.welcome
Very very very helpful lalo na sa amin hndi maxado knowledgable at gusto mag avail ng pagibig loan.. thank u
you're welcome po
Tysm Sir magandang ideas ❤
Ganda. Thank you sa info, napaka pleasant din mag present ni sir.
thank you and welcome
Thank you very much you help me a lot sirrrrr I love you ❤❤❤❤
Happy to help
Next time po kami nman ang magtetestity dto! Planning also mag loan ng house and lot thank you in advance po and marami pa po kayong matulungan! God bless Sir!
thanks po
thank you sir for sharing....malaking kaalaman po para sa amin bagong kumuha ng bahay...god bless po..
alright po. welcome
Thank you sa info.. nagkaroon ako ng idea lalo na kakakuha ko lang ng house.
you're welcome po
this is better than the previous video!
kasi po mahirap mag add to principal every month ang mga minimun wage earner, so kung gagawing every yr mas mukhang mas possible pang ma-achieve. Thank you po! Godbless you and your family!
thanks and Godbless you too.
Salamat po ito ang gusto ko mangyayari matagal kasi ang 30 years.
Thank you po sir dami kung nalalaman.
Salamat po ng marami sir at nagkqroon ako ng idea dahil sa vlog new godbless
thanks and welcome po
Subrang helpful talaga. Atleast
you're welcome po
thank you so much po
welcome
Sir galing mo mag explain,1st time kami kukuha ng bahay sa Bulacan thru pag ibig thanks 🙏 sa tips 😀
yes po. bulacan area mostly ang hawak naming projects
Ayos no Alam ko na ,,grabe Ang Yan Ng pagibig ,para lang naghulog Ng dalawang Bahay sa laki Ng interest ,, salamat sa chanel nyo Sir
sa mga nagpapaloan, pinakamababa na po ang Pagibig pag dating sa interest rate. imagine, 6%+ per year lng sa Pagibig. if magtatanong po kyo sa usual na mga lending, 2% per month or 24% per year interest
Maraming slmat seo kuya. God bless u and your family for sharing your knowledge s mga tulad q na d masyado aware how interst rates work s payment mode
you're welcome po.
Nice explanation
thank you
subscribed!
Super helpful sir
thank you
Best explanation so far. Now I am more knowledgeable on how to shorten my PAGIBIG loan term.
Thanks and welcome
Very informative sir, thank you for your time and explanation..i already subscribed you.
thank you
Very helpful salamat po sir. Ths help us ng mga brother and sister ko.
you're welcome po
Sobrang helpful po ang vedio na ito sir naka pagstart na ako 10k applied to principal ,hoping lage ako maka hulog nito,sir baka pwede makahingi ng formula mo para mamonitor ko ung years na hulog hulog ko ,thank you and more helpful vedios papo sir, marami kapo matutulungan at maliwanagan na kagaya ko😊
Very informative. Napakaclear ng pagpapaliwanag not like sa ibang videos. Keep on sharing sir!!
you're welcome
@@RalfRogerTagao Sir pag nagbidding po ba kasama na dun ung 5% bid bond? Oh saka mo lang ibibigay kapag ikaw na ang nanalo sa bidding?
Thank you sir very helpful 👍God bless 🙏
Most welcome
done subcribing, napaka informative po ng mga topic nyo.. sobrang helpful lalo at ka kukuha ko lng ng housing loan. goodluck sir
alright po.thanks
Salamat po very clear video
welcome po
Sir, ang galing mo po magpaliwanag. may picture in picture ka pa. OBS ba gamit mo?
Thank you po, alam ko na ngayon.
alright po. welcome
Halaaa😍😍😍tamang tama sir katatapos lng ng turn over ng house ko wait nalng ako itayu sha tas ipasok sa pag ibig thanks God and thank u so much s idea na to very helpful 😍God bless u sir
you're welcome po
Thank you dito Sir!
thankyou sir!
Thank you Sir
you're welcome po
Thank you po Sir!! Malaking tulong po itong video nyo para po sa amin na first time kumuha ng housing loan through PAGIBIG
alright po
Pag nakita mo talaga Ang interest rate .Ang laki dapat talaga magbayad sa principal para mabawasan
Before ako magkuha Ng housing loan watch all your videos sir and I learned alot. Even ung developer Di Ito na discuss and nasagot saken proper ang advance payment to principal
alright po
yes po tama ka sir, hindi dini-discuss ng developer to. pero yung agent nagpaliwanag sakin nito so doon ko napagtanto, para sa akin lang, mas maganda isagad ang years para mababa ang amort and then need lang mag-pay to principal para hindi mataas ang interest ng buong loan.
Thank you for the video po sir lakeng tulong po sken tu
alright po.
Ok nice
Thank you po sir,,atleast nagka idea ako,,,,
alright po
hi sir, thank you for video sharing... sana turo nyo din un formula nya sa excel para ma sample po din nmn.para mas ma applied po nmn...
thank you po surely will follow dis😊😊😊 🙏🙏🙏
You're welcome 😊
Nice! Ang laki ng naitulong ng video na to sir. Gagawin namin to mahlagay sa principal every year.
alright po
Hello can you share your excel examples with the calculation? Thanks
Thank you for sharing sir.very informative..my housing loan po aq 999k for 20 yrs.
you're welcome
Thank you sir ang galing po
More power sir!
thank you
Thank you sir! Very informative topic
alright po.
Thank you sa video, very helpful and informative.. More power and keep it up😊
Glad it was helpful!
very helpful information sir thank you so much. hopefully makahingi ng excel file po 😁
Napakahusay salamat po
Salamat
the best ka po sir! God bless!
Thanks, you too!
nice video. this will help. thanks sir 👍
Glad it helped
Thank you sir sa very good idea at pag share .. sana ma vlog nyo din kung paano magbayad ng housing loan amortization thru online po.. na hindi kailangan pumunta sa bayad center or nearest pagibig ... maraming salamat..
Well explained sir, 👏 buti nakita ko vlog mo sana marami kapang matulungan sa mga videos mo.
Boss ang ganda ng mga topic mo
optional lng po yan, pwede anytime na may budget kyo pero direct lng sa mga Pagibig offices. ipapanote nyo sa Pagibig Cashier na applied to principal ang binabayaran nyo
Salamat sa ☺ info lods
you're welcome
Sobrang Thank you talaga sir roger Godbless po tlga 🙏🏻🙏🏻🙏🏻❤️
thank you din po and welcome
Grabe 5yrs na akong nagbabayad at minomonitor ko magkano nababawas. Kaya pala ang konti lang nababawas sa loan ko. Thanks po sa tips! And gagawin ko rin po yung tracker na gnwa nyo :)
alright.
Mraming salamat sir! Ngayon lng nsagot ang mga katanungan ko mula ng napnuod ko mga videos mo!(after 5 yrs😂😂😂)..mabuhay ka po🙏🙏🙏
welcome po