The TRUTH About The Capital One Quicksilver Card: 5 Years Later..

แชร์
ฝัง
  • เผยแพร่เมื่อ 10 ส.ค. 2024
  • 💳💎Learn More: Chase Freedom Unlimited: linktr.ee/AnthonyVenture
    My Links! 👇
    ==================
    BUSINESS INQUIRES 🤝
    If you're a company or brand interested in partnering with me, email me here:
    AnthonyVentureYT@gmail.com
    ==================
    CREDIT CARDS! 💳
    💳 My Top Credit Card Picks! www.cardonomics.com/i/anthony...
    ==================
    SUBSCRIBE! 🔔 bit.ly/AnthonyVenture
    Join the Venture Capital Discord🤖: / discord
    ==================
    TEAM CLASSIC GOLD Merch 👕🏆🥇💳
    venturecapital.clothing/
    ==================
    EKSTER WALLET! 👝
    Unlock an additional discount on top of any web sales using the code VENTURE at checkout - partner.ekster.com/anthonyven...
    ==================
    Additional Links: 👇
    BANK SIGN UP BONUSES! 🏦
    🏦 Chase Checking Account : accounts.chase.com/raf/share/...
    ==================
    Yotta:
    💳 🏦 Join me on YOTTA using my referral code and we’ll both get 100s of tickets into the daily raffle + get the item you just swiped for completely for FREE ➡️ join.withyotta.com/ANTHONY71087
    ===================
    Content Creators 🎥:
    Ever wonder how I’m able to upload 3 TH-cam Shorts PER DAY as a content creator? ⚡️
    OpusClips:
    #1 AI VIDEO CLIPPING TOOL
    1 long video. 10 viral clips. Created 10x faster.
    Sign up for Opus using my link below!👇
    www.opus.pro/?via=Venture
    ==================
    My Recording Equipment! 🎥🎤
    Camera, Audio + Microphone setup: 👉 amzn.to/3ruas9T
    ==================
    Buy a Tesla + Accessories! 🚗
    Spruce Up Your Tesla: 👉 amzn.to/3taXEWm
    🚗🔋Buy A Tesla - Get Up To $1000 OFF!
    ts.la/anthony16847
    ==================
    FREE STOCKS: 📈
    💰Get Up To 15 Free Stocks Worth Up To $2,000 each w/ MooMoo 🐮 After Making A Qualifying Deposit!
    ➡️ j.moomoo.com/00vAup
    💰Sign Up For Public For A Chance To WIN Up To $300 In The Stock Of Your Choosing! 📈
    ➡️ share.public.com/AnthonyVenture
    ==================
    Thank you for watching!
    Disclaimer!
    NOT FINANCIAL ADVICE - The Information on this channel - Anthony Venture is provided for education and informational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose.
    The Information contained in or provided from or through this channel is not intended to be and does not constitute financial advice, investment advice, trading advice or any other advice.
    The Information this channel provides from or through this channel is general in nature and is not specific to you the viewer or anyone else.
    YOU should not make any decision, financial, investment, trading or otherwise, based on any of the information presented on this video without undertaking independent due diligence and consultation with a professional broker/dealer or financial advisor.
    Advertiser Disclosure: Some of the products that appear on this website are from companies from which Anthony Venture will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available
    Tags: #quicksilver #capitalone #creditcard
  • บันเทิง

ความคิดเห็น • 57

  • @AnthonyVenture
    @AnthonyVenture  3 หลายเดือนก่อน +1

    💳💎Learn More: Chase Freedom Unlimited:👇 www.cardonomics.com/i/anthonyventure/chase-freedom-unlimited
    💳💰Chase Freedom Unlimited $200 Back OFFER:👉 www.referyourchasecard.com/18o/PYDP3AD51S
    Let’s keep the conversation going! Join the Venture Capital Discord🤖: discord.gg/R8kMzqneVk

  • @devlin76
    @devlin76 3 หลายเดือนก่อน +4

    Good video Anthony, but you forgot the one advantage CO Quicksilver has over Chase Freedom Unlimited. Foreign Transaction Fees. I recommend the Quicksilver as an ideal first card (or second after Discover) for anyone with international travel in the next year.

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน +2

      Oh noooooo, I literally wrote that down specifically to remember to mention that ahhhh. I feel like a failure now, can’t believe I forgot that even when editing!
      Good point absolutely, that is something to consider for sure.
      Thank you Devlin for being here as always!!

  • @Thecreditcardconnection
    @Thecreditcardconnection 3 หลายเดือนก่อน +2

    You did the video! I remember you telling me about this situation!! This is great! It’s perfect for many to see the good and bad of the mail offers! Thank you !

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Haha yes sir Joe!! Thank you man for being here and totally agreed!

    • @krs1905
      @krs1905 3 หลายเดือนก่อน

      The title should be “why you shouldn’t settle for Capital One”. That would be a video that I would watch.

  • @shawn.credit
    @shawn.credit 3 หลายเดือนก่อน +3

    C1 Savor One is the best entry level C1 card 3x in everyday categories including entertainment! The Quicksilver is usually where most folks start with C1 it’s a decent 1.5% cash back card but that isn’t much these days. Paired with the Savor One the Quicksilver could be a solid catch all for none 3% categories if you’re running a C1 setup only. There are definitely other banks offering other solid cards to start with, Savor One and Venture X are the only solid C1 cards available on the personal side.

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Yes totally agreed! It’s a great setup for folks absolutely, climbing that Capital One Ladder can be fruitful for alot of us. Thanks Shawn!

  • @TravelingonEverydaySpend-yr9nq
    @TravelingonEverydaySpend-yr9nq 3 หลายเดือนก่อน +1

    Just subscribed. Do not know I had not. Very good angle with the video.. I had the quicksilver and upgraded to the venture. Definitley got my quicksilver off preapproval way back in the day.

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Heyyy thanks for that Traveling On Everyday Spend and thanks for being here!
      Thank you sir, and agreed, that’s great they allowed you to upgrade for sure, much better value you got.

  • @Dial_J_for_Josh
    @Dial_J_for_Josh 3 หลายเดือนก่อน +2

    Hi Anthony, been watching alot of your videos lately, but this is my first time commenting. I've had the Quicksilver for many years for it was my first CC when I didn't know any better and wanted to build credit as you mentioned in the video.... I just realized this year it was the Quicksilver One and I've been paying an annual fee all this time for all these years... Sad I know. I contacted Capital One and asked to product change to the non annual fee Quicksilver and they said I couldn't do it. At the end of the year before its fee time I'll contact them again to try and product change to the no annual fee Venture card, if they say no... I'll just cancel my Quicksilver which sucks because its my oldest credit card which im sure will put a dent in my account history. Im so sorry for the long wall of text... I'll stop now lol. Keep up the great content.

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน +1

      Oh mannnn Josh thanks for sending this man!! Yes it sucks but I always try to mention it anytime the quicksilver comes up since there’s folks like you and many others who are suffering from the dreaded annual fee’d Quicksilver 😂
      Yes so that’s a good option, I would do what you said and see if they’ll let you product change to the Savor One or Venture One as to keep the history.
      How many other cards do you have? If like more than 5, I don’t think cancelling would have a huge impact truthfully, since good history continues to report for 10 years if in good standing after cancelled.
      But if you have less cards, it’ll affect a bit but only for the short term really.
      Let me know how it goes Josh and thanks for being here absolutely!

  • @tejpatel3763
    @tejpatel3763 3 หลายเดือนก่อน +2

    I'll probably be an exception to this.... I got CFU with 2k limit. 4 months later got a targeted offer for COQ of getting $300 back for spending $500. Decided to apply and got a starting limit of $10k, making it my highest CL.
    Cherry on top, I can transfer quicksilver points and convert them to miles similar to CFU.

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Very nice! That’s wild you had the exact opposite experience to most ha.
      Hey man, that means you got a very large bucket and that welcome offer always helps for sure.
      Yes very true, I should have mentioned both currencies eventually can be used and combined with the other tiered cards.
      Thanks Tej for being here!

  • @krs1905
    @krs1905 3 หลายเดือนก่อน +2

    For people first starting out and a thin credit profile then I wouldn’t do the 0% APR thing because that will mess with your utilization rate and make it more difficult to get future cards. Utilization rates rebound quickly but still probably not the best way to start.

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Yes absolutely agreed, at least if they are the folks who could benefit with running up their debt, then sure. For alot of us starting out with no debt, then not great to start like you said.
      Thanks Keith!

  • @KeyKEYadventures
    @KeyKEYadventures 3 หลายเดือนก่อน +2

    Great point about the ease to upgrade/downgrade chase cards.

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Thank you Key! For sure tumultuous for a lot of folks I’ve noticed over the years haha.

  • @centsorsense
    @centsorsense 3 หลายเดือนก่อน +1

    This offer is a really good catch all card for the first $15K with your offer. That is crazy regarding the 5 years and the secured card.

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Yes for sure, not too bad I don’t think. Usually the $200 back after $500 spend will be better for most folks, but I can see a world where the spend on the top 2 categories yields way better results for sure.
      Thanks CentsorSense!

  • @qcman2000
    @qcman2000 3 หลายเดือนก่อน +1

    If you like C1 & want a simple CB setup, then QS + S1 is the way to go. If you want a travel setup then it’s the vaunted C1 duo of S1+VX the CC TH-cam is so enamored with 🙂. Just be sure to get the bonus w/the QS or S1.

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน +1

      Haha yes exactly Qcman, I agree with that. I think those combos are very valuable for sure.
      And agreed, $400 back between those 2 cards offers!
      Thanks QCman for being here!

  • @chadpennycuff
    @chadpennycuff 3 หลายเดือนก่อน +1

    Younger me needed this video too. I had established credit and rocked the QS card until I found the double cash,. C1 rep was amazed that I dropped the card overnight. Why? 2.0 > 1.5 - it ain't that hard. I wish I had kept it as I heard product changes were available - would have made getting Savor and VX easier.

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Thanks Chad! Absolutely same, way better beginner cards out there for sure!
      And yep, if it doesn’t make sense, it doesn’t make dollars haha.
      Thanks Chad for being here!

  • @callmeNeno
    @callmeNeno 3 หลายเดือนก่อน +2

    Love Capital One 360 high yield savings account & checking ; however, their cards & three hard pulls and buckets suck !!

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน +1

      Agreed! Bar none on the savings account. I agree as well for the lower tiered cards for sure, thanks Neno!

  • @JV_ApexPerpetual
    @JV_ApexPerpetual 3 หลายเดือนก่อน +1

    Hope all the younger people watch this now before jumping into their credit journey! Wasssup AV!!!

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน +1

      Heyyy JV! I’m trying to put it all together haha!

    • @JV_ApexPerpetual
      @JV_ApexPerpetual 3 หลายเดือนก่อน +1

      @@AnthonyVenture LETS GOOOO

  • @robert8311
    @robert8311 3 หลายเดือนก่อน +1

    Got CFU right off the bat
    Banked with chase my entire life and had a 3 year loan prior 21 and approved

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Ohh very nice! Surprised you were able to get approved for that right off the bat, sometimes people end up getting denied when lower than a 600 score I’ve seen but not always.
      Thanks Robert!

  • @eelfood
    @eelfood 3 หลายเดือนก่อน +3

    So many better banks than capital one

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      I like their Savings accounts and helping you build credit, even some cards honestly, but some other banks may be easier for some people for sure.
      Thanks Eel 🍱!!

  • @woodzy883
    @woodzy883 3 หลายเดือนก่อน +1

    You knew I would drop a comment in here. I LOATHE these cards. Spend 1.5 years literally trying to product change from the CS1. Nothing, had to cancel it in the end once they tried to drop that AF. Gave them every opportunity to either PC to the platinum or savor card. Don't get me wrong, I got it at a time. I needed to rebuild my trash credit and that it did help me do. Got the CS1, then 4 months later, I was able to get the discover it, and now I can get pretty much any card I want aside from maybe VX or citi due to high inquiry. But this card all together is... pointless. If your considering it. Just get the cap1 platinum. Wait a couple months and get the freedom unlimited or savor. At least then you can just keep an open credit line. Cap1 does have a good duo and the venture isn't bad either, but stay away from the QS

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Couldn’t have said it better myself! The inconsistencies are a pain point absolutely for a lot of people.
      But also in the same vein, we both have rebuilt our credit through their cards so they have respect for that.
      Beyond that, you’re right, just get a Platinum and then CFU, then call it a day ha.
      Thank you Woodzy for being here man!!

  • @ReconPro
    @ReconPro 3 หลายเดือนก่อน +2

    Too late Anthony! 😢😅

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน +1

      Dangggg, did you beat me Recon!?

  • @Xavier_ID.
    @Xavier_ID. 3 หลายเดือนก่อน +1

    👍🏼👍🏼

  • @paulcaskey
    @paulcaskey 3 หลายเดือนก่อน +2

    2nd!

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Thank you sir Paul!!

  • @krs1905
    @krs1905 3 หลายเดือนก่อน +4

    Ugh, Capital One. They suck.

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Haha, If you keep saying that, then they’ll never let you product change! They won’t anyway I guess too ha.
      Thanks Keith!

    • @krs1905
      @krs1905 3 หลายเดือนก่อน +1

      @@AnthonyVenture they’ll let me product change to a useless card or a secured card but I think that’s just to punish me for speaking the truth about C1.

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      @@krs1905 I’m telling you man, try it out and get the Secured Mastercard, then after some time it’ll upgrade to non secured. Then since it’s still Mastercard, you can upgrade to the Savor if they’ll allow you at least.
      But then again, just more Bilt spend works I think ha.

    • @krs1905
      @krs1905 3 หลายเดือนก่อน +1

      @@AnthonyVenture #TeamBilt #CapitalOneSucks #CyberYuckRecalled

    • @krs1905
      @krs1905 3 หลายเดือนก่อน +1

      @@AnthonyVenture I’m thinking of getting the AeroPlan Card or the Citi Premier and paying the $95 AF. 3x grocery & dinning plus a nice SUB. I think either one will go nice with my Bilt Card to cover groceries and maybe some dinning. Maybe I’ll just load up on a few CCC for 5x but I’ll still need a Citi Premier to transfer out. #AnyoneButCapitalOne

  • @JuanGarcia-hr1wf
    @JuanGarcia-hr1wf 3 หลายเดือนก่อน +2

    C1 is 🗑 🗑 🗑

    • @AnthonyVenture
      @AnthonyVenture  3 หลายเดือนก่อน

      Not always but sometimes I think Juan 😂😂😂, thanks for being here!