Kelvin, Endowus seems more friendly to Singaporean-style investing. For instance, they support investing with CPF (which you covered in this video), they save heavily on the forex/trading fee for US stocks, etc. More importantly, Endowus has struck partnerships (Dimensional, PIMCO) and mostly invest in mutual funds while their rival robots like StashAway invest in ETFs. I am curious to know the intricacies behind these choices of StashAway (which is ETF-focused) and Endowus (which is Mutual Fund-focused). Could you please cover Endowus soon? or a comparison of Endowus and StashAway? It will help us (your subscribers/fans/newbies in investing) a lot!
Endowus is slower when it comes to transaction, & also Sad to say and mostly r funds&funds (higher expense ratio even though endowus will rebate us the trailer fees- but still high) Sorry i m not impressed at all! But sg income pf of stashaway is a strict no-no
For stashawy sg income (biggest letdown) - dont dream of that the projected return of 3-4% .... mine sold after a year+, after terrible-in-the-red situation!!!!! Yes there is a covid pandemic but but at abt jul, most climbed back quickly from jul 2020, sadly its sg income failed to show me any improvement.... u may see some light unless u bought the sg income pf after jul-nov 2020 period....
Good app, sketchy investment practices. For a roboadvisor, they seem to need manual reminders in order to make 'adjustments' to the portfolio. I ended up with significant negative returns on a low risk portfolio. The charges are levied at the time of withdrawal which further dent the abysmal returns. Strongly recommend to stay away from stashaway.
When should we take out the money let's say for example , I keep putting in monthly and despite the returns and losses through the time , like when should I stop ? After a few years? And is it possible that I can lose everything that I put in too ? Thanks
Hi Kelvin, if the income portfolio return a estimated 3.5% returns, what will be the benefit of stashawaysimple(1.2% returns) compared to the income portfolio?
@@KelvinLearnsInvesting hmm then i guess im doing the right thing... i just follow what they ask me to do so i also not v sure if i have selected the portfolio lol i now waiting for the money to be in, 1-2 business days i think 😅
Stashaway was a stupid investment for me, never regret trying it though, thats the way to success in investing, you have to test things out but stashaway is a stupid investment and in my opinion it needs much more enhancements. I put around 5000$ in 1 year. After a year it was reduced by 200$. In a year you know how much i couldve made by investing it myself. At least a positive number.
@@KelvinLearnsInvesting Hi bro if let’s say I am on limited fund, should I start now or start later? I just finished my NS so currently there’s no cash flow incoming.
@@KelvinLearnsInvesting thanks kelvin! Will appreciate if u can show step by step using specific brokers so that the viewers can learn from u :). Also which brokers offers option trading. Sorry if I am asking for too much. Just do what u are always good at ! Once again, great work!
From what i know celsius is the same as any exchange. They are susceptible to hacks, which are happening regularly. The 10% is good but there's always a very small chance that it will get stolen
@@KelvinLearnsInvesting Clesius and blockfi are backup by big companies. I won't worry about the money being stolen. Plus with stable coin landing you actually can't lose money so it almost make StashAway, Syfe reit etc obsolete imo. Just my 2cents tho
Hi Kelvin, Great and comprehensive video! Can you do a comparison for Stashaway vs Syfe and Moomoo vs IBKR vs Tiger Trade? By the way, is Stashaway Simple capital guaranteed just like our bank saving account? Asking this since there is some investment involved and Stashaway mentioned. Also, for the SRS investment you mentioned, is it just apply and deposit into the SRS scheme and then transfer to Stashaway? Any other steps required?
Great video! Started on StashAway about 6 months back, and I'm still down 1.82% (most days it's below my initial principle).. i shall see what 1 year will bring..
Hi boss. I invest in stashaway on 2 March this year at 36% risk index but unfortunately until today i achieve TWR at -3.87%. Can i ask u whether i should maintain the same risk index or do anything to stop the loss? Tq v m.
Kelvin, looks like StashAway Simple reduced their projected interest rate to 1.2% p.a. (just 5 days ago, if I am not wrong)
Ah thanks for letting us know!
Got update?
My usual ocbc drop to 2.9%pa but this showing 3.5%pa. Is it safe? Is it fully digital?
Hi Kelvin! Could you also do a review for kristal ai, syfe etc ? Enjoyed the video!
Kelvin, Endowus seems more friendly to Singaporean-style investing. For instance, they support investing with CPF (which you covered in this video), they save heavily on the forex/trading fee for US stocks, etc. More importantly, Endowus has struck partnerships (Dimensional, PIMCO) and mostly invest in mutual funds while their rival robots like StashAway invest in ETFs. I am curious to know the intricacies behind these choices of StashAway (which is ETF-focused) and Endowus (which is Mutual Fund-focused). Could you please cover Endowus soon? or a comparison of Endowus and StashAway? It will help us (your subscribers/fans/newbies in investing) a lot!
yes this is the question I wanted to also ask ...!!!
Endowus is slower when it comes to transaction, & also
Sad to say and mostly r funds&funds (higher expense ratio even though endowus will rebate us the trailer fees- but still high)
Sorry i m not impressed at all!
But sg income pf of stashaway is a strict no-no
For stashawy sg income (biggest letdown) - dont dream of that the projected return of 3-4% .... mine sold after a year+, after terrible-in-the-red situation!!!!! Yes there is a covid pandemic but but at abt jul, most climbed back quickly from jul 2020, sadly its sg income failed to show me any improvement.... u may see some light unless u bought the sg income pf after jul-nov 2020 period....
Kelvin, please explain Syfe REITs investment.
Actually StashAway do invest in Tesla. The XLY etf has a rather large exposure to Tesla.
I have stashaway and syfe, their returns are overall bad. I'd have better returns buying VT etf or landing stable crypto coins
Which do U invesf for Stash away?
Hi Kelvin, would you know if the ERAA is somewhat similar to that of Syfe's ARI?
They are similar in the sense that they are strategies that manages the portfolio, when to buy/sell etc. But the algorithms behind them are different.
hi, thanks for the review. Just wondering, is this video sponsored by Stashaway?
I'm not getting paid for this video. But i do receive commission if anyone sign up using the link. Not sure if this counts as sponsored or not haha
@@KelvinLearnsInvesting no, as that doesnt count as paid sponsorship
Do you use honeygain?
Thank u Kevjn. Very helpful and detailed explanation
Think I just got con by someone giving me the WhatsApp number pretending to be you
Good app, sketchy investment practices. For a roboadvisor, they seem to need manual reminders in order to make 'adjustments' to the portfolio. I ended up with significant negative returns on a low risk portfolio. The charges are levied at the time of withdrawal which further dent the abysmal returns. Strongly recommend to stay away from stashaway.
When should we take out the money let's say for example , I keep putting in monthly and despite the returns and losses through the time , like when should I stop ? After a few years?
And is it possible that I can lose everything that I put in too ? Thanks
You can stop when u found a better way to grow your money, or when u need the money. Otherwise just let your money continue growing in here.
@@KelvinLearnsInvesting 👍 Understand thanks Kelvin
Kelvin, what are your views on investing in penny or sub penny stocks...
Super speculative, chance to go down is high, only invest in it if you are very sure it will go up
Hi Kelvin, if the income portfolio return a estimated 3.5% returns, what will be the benefit of stashawaysimple(1.2% returns) compared to the income portfolio?
1.2% is more or less guaranteed, while 3.5% is not guaranteed. Plus u need $10k to invest in income portfolio
I am not sure if this review is independent if there is an affiliate link. This monetary relationship should be mentioned at the start of the review.
My bad for not mentioning. Rest assured this review is my first impression and non biased
Kelvin, ARKK is dropping so badly. :( I'm afraid to keep holding on but I will.
Im holding too :D
@@KelvinLearnsInvesting Yay! :D
Me too :( u not the only one hahaha
If you were willing to buy at a higher price, why not buy more at a lower price?
@@KelvinLearnsInvesting saving it for telsa ley🤭. You bought more of it? :')
hi kelvin. can u do a video on pros and cons of investing in ireland domiciled etf
Sounds good, i'll plan it when i can :)
@@KelvinLearnsInvesting appreciate the reply! looking forward to it :)
+1 to do too. Wanna find out if Ireland dom etf are more worth compared to usa's voo.
Great video! Pls do Syfe next! :)
Not sure if you will still look at the comments over here... Can you do a tutorial on how to use stashaway?
Oh, i still do. But the stashaway quite straightforward eh. Lemme see what i can do
@@KelvinLearnsInvesting idk izzit just transfer the money in and wait or do i need to do anything else x.x
@@dalabomba3086 Oh, once you select a portfolio, transfer money in, then that's it :)
@@KelvinLearnsInvesting hmm then i guess im doing the right thing... i just follow what they ask me to do so i also not v sure if i have selected the portfolio lol i now waiting for the money to be in, 1-2 business days i think 😅
Stashaway was a stupid investment for me, never regret trying it though, thats the way to success in investing, you have to test things out but stashaway is a stupid investment and in my opinion it needs much more enhancements. I put around 5000$ in 1 year. After a year it was reduced by 200$. In a year you know how much i couldve made by investing it myself. At least a positive number.
there is one portfolio, INCOME, is it new?
it is not the INVEST PORTFOLIO, there is one more named INVEST
kelvin, ups for the way u did your video. Do talk more on tesla! 😅
Sorry. It’s about out of topic here. I’m interested with the totoro deco/humidifier on the desk. do you mind sharing link to purchase?
Is StashAway hard to use?
It's super easy, you just need to deposit money and wait for it to do its thing
@@KelvinLearnsInvesting Hi bro if let’s say I am on limited fund, should I start now or start later? I just finished my NS so currently there’s no cash flow incoming.
@@williamtay741 It doesn't really matter haha, either way is fine because its a small amount
@@KelvinLearnsInvesting Start up 50 dollar 10 dollar quarterly can be done?
@@williamtay741 can bro. I also started off with $10. slowly put in more money when you start earning your monthly income.
So interesting I enjoyed ur videos thumb up 👍
Happy to see u friend and stay safe
Hi Kelvin,.nice work there. Making investing very local and friendly :). Will u be introducing buying options step by step ?
Will make intro video about options soon
@@KelvinLearnsInvesting thanks kelvin! Will appreciate if u can show step by step using specific brokers so that the viewers can learn from u :). Also which brokers offers option trading. Sorry if I am asking for too much. Just do what u are always good at ! Once again, great work!
@@redvolver Thanks for the suggestion! The step by step video will come a little later
Hey Kelvin, can you do a video on USDT?
Usdt is a stablecoin. It is 1:1 value to US dollar
USDT rate is 10% on Celsius
Do you think it is safe for me to set aside my money in my investment portfolio that is not invested yet in such an account?
From what i know celsius is the same as any exchange. They are susceptible to hacks, which are happening regularly. The 10% is good but there's always a very small chance that it will get stolen
@@KelvinLearnsInvesting Clesius and blockfi are backup by big companies. I won't worry about the money being stolen. Plus with stable coin landing you actually can't lose money so it almost make StashAway, Syfe reit etc obsolete imo. Just my 2cents tho
My stashaway portfolio is down close to 4%. Be careful
I would be surprised if anything is green now. Just hold and you will be fine :)
Of course down! Stock market has been sea of red for the past month. Geez
stashaway good ? I lose money how not to lose ?
Hold long term
Angkat bolas!!! Thats cute
Hi Kelvin,
Great and comprehensive video! Can you do a comparison for Stashaway vs Syfe and Moomoo vs IBKR vs Tiger Trade?
By the way, is Stashaway Simple capital guaranteed just like our bank saving account? Asking this since there is some investment involved and Stashaway mentioned.
Also, for the SRS investment you mentioned, is it just apply and deposit into the SRS scheme and then transfer to Stashaway? Any other steps required?
Great video! Started on StashAway about 6 months back, and I'm still down 1.82% (most days it's below my initial principle).. i shall see what 1 year will bring..
Hi boss. I invest in stashaway on 2 March this year at 36% risk index but unfortunately until today i achieve TWR at -3.87%. Can i ask u whether i should maintain the same risk index or do anything to stop the loss? Tq v m.
When u are investing with that risk index, stashaway recommends you to hold at least 5-10 years. Best to just hold if you don't need the money
You ownself got use stashaway boh?
I got put in some money to test
U put how much? And so far is profit or loss? Whats the %?
@@warrenbuffet6918 I put in $100, lose 5% due to latest crash
Made 12-13 percent easily.
@Kelvin Learns Investing reported
Thanks for the report, these scammers nowadays....
Interesting video )
1st view from India
Kelvin has got fans in India!! wow!
Disagree though, you should spend hours and hours researching stocks.
Hahaha i liked your jokes keep things light
Stash away general investing not doing so well... keep losing money
All markets not doing well, i would be surprised if any roboadvisor is doing well now. Just hold long term and you'll be fine
StashAway is a joke. DO NOT INVEST ANYTHING. Singapore is a not a safe place to park your funds. Trust me.
Stashaway invests to $TSLA "indirectly" via $XLY etf. ✌️ (e.g. General Investing 36%)
20% also have XLV
First😂
I restocked. Here's a cookie