What We Get Wrong About Money - Clueless Conversation #2
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- เผยแพร่เมื่อ 30 ก.ย. 2024
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Ashish Shakya / ashish_shakya
Kumar Varun / randomvarun
Biswa Kalyan Rath / biswakalyanrath
Urooj Ashfaq / uroojashfaq
Sumaira Shaikh / sumairashaykh
Gaurang Sanghvi / askthatfinanceguy
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2:58
_You order burger, Sarkar eats fries_ 💸
Yes, before GST owners were eating fries and after GST money is going to government which is again spent on people...
so judge which is better...
Karthik Reddy *why so serious* 🥴
@@arxhant Not serious.. just stating facts...
Karthik Reddy Yeah🤗
@@karthikreddy3645 ghanta people ke upar spent hota hai.....
1.Not learning about personal finance at our early 20s is a grave mistake 99% of my friends made.
2. You have to give at least 10 years to your investments to see any meaningful growth.
3. Diversification is very important. Investing in only FD or only MF doesn’t make sense.
4. Don’t forget to enjoy your life by taking too much stress by thinking about savings all the time. It’s okey to splurge occasionally.
I'm 19 and aggressively into stock markets, I have my own portfolio and daily track the markets. (Aaj banks ekdum mast waala upar gaye).
I give the credit to my parents a bit because they never stopped me to do any experiment. I bought an IPO and the market crashed, lost half the money invested. But that's what will teach me.
@@chitreshsoni1765 congratulations, no one cares! 😂
@@chitreshsoni1765 Appreciated, you are doing something good with your life ,which is experimenting.Never stop experimenting
@@rockgames345 yeah those likes mean it.
@@vishwajeetpandey7392 yes and I am adaptible too. So that thing makes me do anything
Whoever sits on the extreme right chair isn't allowed to speak a word.
👍🏻😂😂
😂😂🤣🤣😂😂
Sumaira is a shy person anyways
Hahhahahahah 😂😂😂😂
Bhaiee sahi pakde hein
Proof that Biswa's family is kidnapped 12:44
😂😂
Yeah😂😂...Urooj's too...she almost cried
😂😂
It reminded me of the pretentious movie reviews 😂
Got me. 😆
KV is smart, knows how and when to talk, great insight and subtle. Respect for the MBA🙏🏻🙏🏻
KV is an MBA, does not mean every MBA is KV.
Ye humko 11th mai sikhate hain 😂
Kya mba..ye 11th commerce mai sikhate hain 😂
I think Biswa's upbringing and background is so different and gives him such a unique outlook compared to all of them. It's so good to hear him talk non comedy and just general sense.
I am waiting for the day when Tanmay will talk about his cocaine expenditure.
C'mon man he has his prsnl farming of coca leaves😆
tegridy farms
"Tanmay Bhat Cocine kha ke so gaya"
Sunil pal has joined the chat
Aukat nai hai uska mall fuktha hai gundu vo mera paisose
Kumar Varun looks like he has done an MBA because of : "Adding to his point..", "Building up on that.."
He's from FMS!!
@@raagvohra1239 Yes I know, his way of participating a group discussion (GD)shows that, because MBA GDs are completely different from GDs that happen every where else 😂😂
@@akshatchaturvedi4970 I'm an MBA myself my friend! 😅😅
@@akshatchaturvedi4970 I haven't seen a real GD of CAs but if you have any idea, is it the same level as the MBAs??
Also to 'summarise' everything 😁
Only if our schools taught this stuff.....
Business schools do... Do BBA they will teach all this
I was taught about taxes and savings, mutual funds etc
Maybe you were in the wrong school
@@ananya1786 I said schools not colleges
The only economics they teach at most schools is also impractical
@@samarthpandey8483 No your school was an exception,most schools do nit teach about practical usage lf money
I love these episodes, but i have a greedy question , why are these episodes so small?
Tanmay ko families wapas bhi karni hoti hai bhai.. 10 min se jyada nai rakh sakta..
Because I think CAs don't need time to explain things.
Their answers in exams are also precise and short unlike BCom.
@@raghavrai123 I like Your Unique name 😊
@@sonalisingh2957 😂✌
Itne paise me itna hi milega
Like seriously, Tanmay has made our quarantine 1000 times better
Yes true💕💕💕💕
He will be more even after that
Imagine the content he'll deliver after the lockdown
Amen to that
I like his timing, but i wish he dosent insult our icons like Modiji, tendulkar and lata ji at every opportunity. Jyaada liberalism ho gaya iss desh mein. We need Yogiji as PM!
Came here to laugh ended up studying personal finance
🤣 🤣 🤣 🤣
Not Netflix and chill
It's Tanmay Bhat and chill💕💕❤️❤️
You really don't know the meaning of 'chill' do you
I also like to smash my right hand watching the screen covering beauty of tanmay
Chill? Seriously? And that to after watching Tanmay bhat?
More like 'it's Tanmay, so just watch'
Guys plz shut ur smart ass mouth up ...okay dont try to say something just to prove u r smart..its not good at all in long term ..think about it..(now u will be like ye hame sikhayga kya bhencho iski marte hai)
I would recommend using less plastic bottles. Everyone can have their own bottle. Sorry just a suggestion.
OP
Most important don't investment money on LAKSHMI CHIT FUND
21 din me paisa double nhi hota
Paisa double😂
Yes it's true. I got 99% returns on this LAKSHMI CHIT FUND.
At 5:06 Tanmay : "Aise raste pe aake mat chilla"
Michael Scott : "I delcare..... BANKRUPTCY!"
“When you order burger, sarkar eats fries.” Epic😂
No one :
Literally No-one :
Korean(auto-generated) subtitles.🙄
You don't understand that meme format..
@@SV-pv6km at all
TH-cam IS COCAINE CONSUMER
This meme format is so old that it survived Spanish flu and covid-19.
Yes that's why I came to the comments to find someone else who noticed it
Who else is really happy that the intro has come to this channel??? I am... A lot!
Nobody gives fuck except you😂
@@kunalsinghchowdhary957 😂😂
@@kunalsinghchowdhary957 i never asked for your fucks. Keep them to yourself lol😆
wayne ronaldo mene jio ke share khareede 500 rupay ke
@wayne ronaldo i asked for fucks of people who have fucks to give. Not of people who cry over a comment. Could have just ignored my comment if not relatable. He need not be too harsh on himself beby
All the CAs and CA students (involving me) basically had 🤦♂️ when they explained GST.. :P
Ohhh yessss! I agree😂
Was the explanation was wrong about GST?
If yes please correct!!
😂 😂
Seriously
So true 🤣🤣
Rehne de bhai, comedian hoke bhi itna bata diya bahut h.. 😅😅 GST too complicated for non commerce students
Biswa's " Yeah brother" is the most satisfying thing I have heard recently
Truly.
The last time somebody was talking abt money, Indian Hip-Hop Scene change ho gaya.
"Kya rappers paisa kama rahe hai ?"
Abh ye bandha kuch bhi nahi bolega
True 😂😂😂😂
Title should be :-
*"easiest way to learn GST"*
Meanwhile CA students : it's time to read IDT back xD
Biswas intellect is really amazing, I would love to talk to this guy.
Just imagine a FMS student had to sit through this for the sake of camaraderie
Who might that be?
Kumar Varun..last time it was prashsti sing from IIM Lucknow..she didn't utter a word
😂😂😂😂 They be like, kaun hai yeh log, kahaan se aate hain yeh.
Hahaha.. Nice
@@bhaveshdas7819 Kumar Varun it is
Probably the first time someone is making content in something that we can use in life. Thanks Tanmay
Being honest, i knew every bit of what they talked about. If you just look out to tanmay bhat videos for financial knowledge or any knowledge lets say, you really need to expand your horizons.
So true Tanmay bhai op
GST awakening vibes. Thanks Tanmay!
try "MY MONEY UNIVERSE" youtube channel instead. they even show their full stock portfolio and all buying/selling in it openly. all free youtube videos. might help you!
or you are just a blatant idiot who doesn't want to watch other informative channels and then go around saying no one makes such content... get a life
Just adding to biswa's point is such a MBA thing to do 😂. GD
Every one explaining GST
Commerce students be like :
Yeh to me bachpan me karata tha
Commerce student 12th ke baad he karta h
Damn right
@@sonustyles717 bro 11th me kiya tha maine
Aur jab wo Goods and Services tax ki jagah "Goods and Service Tax" Bolte hai to I felt triggered...SMH
@@madhavarora664 yes bro me too
Paisa toh hai nahi par pasie ke baare mein sunn ke acha lgta hai 😂🙃
Never thought topics like this can be so fun..... power of comedy
instagram.com/politetraders?igshid=3ueh6c9pzs34
Please follow my page for heartfelt poetry 🙏
Thanks
Dude, appreciate the effort however not a good advice regarding not talking to your parents. Why not? I'd rather talk to my dad who has same experience dealing with money as is my friend's age.
Also, read and watch Ramit Sethi, Dave Ramsey, Graham Stephen, The Financial Diet, & Nate O'Brien to know more about personal finance. All of them have different approach to personal finance and that is why I recommend them so that you have different perspectives which helps you in forming your own approach.
The year is 2029. Modi is still the PM but Tanmay Bhat is the new Finance Minister.
Amit shah is still HM
No modi will not contest next election it will be amit shah bcz of age rule and nirmala will be out of party
But, BJP has age rules? What about that?
I am so happy to hear that youre still supporting Modiji. He's the best, and congress looted india for 70 yrs. Full trust on trio of Modiji, amitji and Yogiji to build a new Bharath, the best country in world!! Yogiji for 2029 PM, in my book!
Bot army on-line in future
Arey Tanmay hai hai arey Tanmay Bhatt hai hai🤣🤣🤣
I asked my dad about his salary and he said the same Indian dialogue "hum tere ko sab de rehe hai na "
Always happens😂
Nirmala aunty is busy making notes during their lectures
Edit:-Ty for likes but replies me phir bhi gaaliyan hi mil rhe hai chlo likes
Dekh kar phir bhi dil ko tsali milte hai ke duniya me abhi bhi kuch apna free dimmag leke zinda hai
Looks like you want corrupt congis in power. She is miles better than chidambaram, and others who looted india for 70 yrs. Atleast her intention is honest, and dont forget she announced 20 lakh crore. What about congress scams..any comment?
@@IITianProudIndian bhai Chidambaram ko Nirmala se kahan compare krrhe ho.. Chidambaram was a legend in finance,if you keep the politics aside.. And waise scam krne mein you need way more wit and intelligence rather than normally economy chalana, I don't support Chidambaram, neither do I support Nirmala.. Dono hi scam h, chahe illegitimate ya legitimately
@@IITianProudIndian announce aur serve krne mein farq hota hai, wait and watch for the next few days.. You'll know
@@IITianProudIndian 20lakh crore ka lolipop liya na tune 😂👊👽
@@ugh.why. ek tera comment unbiased unrelated to politics hai baki sab right wing left wing kar rahe hai😅
First time in my life I have seen group discussion without fish market 😂
*Arnab Intensifies*
*me watching as a CA student and cringing soooo hard man!!*
@@mixedbyhals1329 chill bro.. Final attempt mera 2022 me hai
IGST be like : main job chod du ab ?
Aise comment thoda justify karke jaya karo bhai😂
BRO TAX SLAB S YAAD HAI VAISE I AM FROM BCA AND MY FRIEND IS PREPARING FOR CMA
@@rasheed2369 bhai CA final is the third and last stage before we get our degree.. and one has unlimited attempts.
3:10 : Uruj's rant was painfully relatable ☹️
The only wrong thing abt this vid is i cant share it to my parents
Leave the parents out of this. If they are still onto the FD mentality, nothing can change it now, and it is too late. The financial markets have to be invested in the longer horizon. As they said, pick up a few good friends or someone you know is good with finance and continue with that.
Boomers will be boomers
@wayne ronaldoTrue it feels so akward😅
yessss true
Thanks for the Korean subtitles that's really help me😅😅
Honest opinion: I think this should be much deeper discussion, this is too superficial
I think the discussion will get deeper.Anyways this podcast is meant to make people interested about finances.Once you gain interest ,you will automatically find deeper stuff about it.
The strongest part of this show is Tanmays chair.
Aree bhai bhai bhai kya observation hai..
Oh finally I found a series where I can make fun of these people.
Being a chartered accountant student, I am also excited to make everyone literate about finances.
@@mixedbyhals1329 lol. I was and am a science freak.
I have done a lot of experiments and projects during school days. But somehow I got adapted to Commerce and eventually Chartered Accountancy
@@mixedbyhals1329 Around 1.5 million engineers in India are released every year from various colleges but most of them simply do not have the skills required to be employed. (By Google).
The total number of CAs is just around 300000 and you're RELEASED in millions every year. You see the demand?
Now shut up. OKAY?
@@mixedbyhals1329 everything that is made is made by tax money.
@@mixedbyhals1329 Yes. I believe. You're leading a sainty life.
@@mixedbyhals1329 I personally don't think you've studied engineering at any way or form. I am a computer engineer myself, with an MSc in Cybersecurity and forensics. Engineers cannot do "Everything". In a country like India , you'd be surprised to know that majority of graduates are not even employable.
8:25 saving the timestamp for that Tanmay look 🤣
"Bot army OP in the chat guys"
Bot army op bolteee......
Bot army op
This is like inter-CA class break conversation with funnier people
Its too short a podcast, make them longer
There’s two different types of taxes and you have to choose a tax?!
Being a CA Student, found this podcast to be extremely good! Absolutely loved it!
Konsa level bhai?
Third guy in left is talking like my dad
Tanmay shaming others for not talking about money
Meanwhile, afraid to reveal his rent on live stream😁
Ik it's a joke but That's against YT policy
Myra
It’s against TH-cam policy to talk about your other sources of income and your rent?🧐
1:44 When Shaqs find out that he is giving tax on his 1 rupiya ka toffee.
This was very productive conversation! wish it was a bit longer!
one more thing- please tell me how to negotiate my salary bro? i would never have guts to go talk to H.R. about raising my salary!
@Wolfie. well that's true. thank you
Every dad's little prince moment..
Iam happy my dad do everything 😂😂
puch line : if u order burger, sarkar eats fries
Nobody:
KV: So 50% is NEED and 30% is WANT.
Typical MBA graduate :P
PS: Hail Kotler
Why the hell he generated korean subtitles? 😂😂😂
😂
To all the people who want to know about taxes, a lot of lectures for CA final are available in TH-cam. I don't know how much you will understand but yeah, you can try😅
*Throwback to School and college* 🙃
Kaunsa school aur college?!?
abe tu school me he GST pel diya tha kya ?
Lekin ye bahot galat hai na ham salary me bhi tax de fir car lene ja raha hun fir tax le raha hai bc ek aadmi se kitna tax loge
I'm A 26 year old, trying to find my way around with my finances. This is very helpful. Please do more of this and get Gaurang on the show more often. His advice is very useful and easy to understand.
500 rs mangta hia meko. Jaldi bhej do.
Just a small advice, Tanmay you should also express your thoughts like others, just don't be a host
He can't
@@chapterwisemcq why?
@@why9321 because he likes to travel on others Shoulder
He used to do that. And then police siren became his alarm clock 🙁
Is the fact that Rohan is rich is the reason he is not here ?
tanmay threatened to kidnap biswa's family if he doesn't do the intro
*outro
11:40 Hey Tanmay, this guy is fucking genius. Please open his TH-cam Channel.
2,00,00,000 ÷ 50,000 = 400 Months
400 ÷ 12 = 33 years.
It will take 33 years for the House Owner to Get his invested Money Back. And hence that's an advantage for the people who live on Rent.
Ok. Its official. Tanmay bhatt is what we need to talk about everything. (Personal Opinion, dont come attacking)
American Population is not even half of us .... Direct tax payers are around 5cr there.... In india its 4+ something.... We don't understand government hi hai jo pandemic, emergency, any disasters me responsibility leti hai citizens ki....
*3 Types of GST
CGST{Paid to the central govt.}
SGST{Paid to state govt.}
IGST{Paid during inter-state transaction}
FACT: THE AMOUNT PAID THE CENTER AND STATE IS EQUAL
I.E CGST=SGST
And still state government didn't got their 4000cr share of gst from last 6 months
Is this a right way to summerize money?
Reply this comment if you want to correct me , i would love some tips/advice over this -
55%Needs
30%Wants
10%Saving
(and 5% i think this amount can be a misc. money which u would be having if u have fear of overspend or kind of emergency money u keep in hand)
Please talk on finances more and more, include every aspect of finances one needs in their life! Start a new finance channel re!
During the discussion of "telling your earnings is not a bad thing or something you should be afraid of". It would've been good if you people told your average earnings cause I saw supply of knowlege without applying/an example.
I have a feeling that this channel will be more popular than the other one
Negotiates My Salary with my Boss.
.
.
Hey Guys now I'm on LinkedIn, Naukari.com and Monster.com.
Actually 3 types of GST..CGST,SGST& IGST😉
There is genuine reason wjy comedians like Kunal kqmra hate the governmemt so much. UPA government was so shit that making jokes about it was so easy. This givernment has made it difficult for comedians as there are little to bo flaws. *Poor Comedians*
Have multiple sources of income
Reinvest Money
Cut unnecessary expenditure
Compounding of money is the 8th wonder of the world
just an advice 😉
@Tushar Gupta
Interest over intrest is compounding
@Tushar Gupta
Example
You earn 10000 Rs
U invest this 10000rs in a recurring deposit which gives a return of 10% a month ( 10% is just for an example generally in India its about 1-2%)
At the end of the first month your accumulated balance would be 1000 ( interest) + 10000
In the next month the opening balance would be 11000 + what amount you deposit
At the end of the 2nd month you would earn intrest over the 1000 Rs( 1000*10%= 100) which was the intrest amount earned from the first month
The compounding of money works in wonders only if you give it time and invest in the right place
In the concepts of finance the single rule is HIGHER THE RISK HIGHER THE RETURN
Gold, Fixed deposits, Debentures have lesser risk and thus yeild a lesser return
Equity shares , Commodity markets, Foreign currency trading Yeild higher return as the risk involved is very high
Risk is the deviation from your expectation
Im 20yrs old...i have a lot of knowledge in this as i am a CA final student
You can learn more about Financial topics on money control
@Tushar Gupta Pursue CA course its worth the effort
Great Initiative and awesome content, but the thing that bugs me is SOCIAL DISTANCING KAHA HAI???
9:17 is basically every Group discussions during placements. 😂
I don't just understand why aren't you making a big proper podcast , are u in dilemma of losing content for your future videos ,then that's the most fuckall idea
The audience the whole info about the thing
I just love urj, I wish I could meet her some day
Bishwa is really genious..he knows everything...you can easily discuss any thing with bishwa with comfort..love bishwa
Nobody:
Tanmay: keeps pulling his T-shirt.
Is it necessary to learn about the finance concept to budget your money....I mean it will be safe if u do by your own....so that I could know where I am going wrong
Kumar Varun sounds like he's in one of his MBA sketches
Tanmay please keep this up I am 12 and want to know more about these things as my 20 yr old brother knows very less about these things and I don’t want to end up like him
Me: tanmay your youtube income
Tanmay : m nhi btauga
People don’t talk about money cause they watch savdhaan India. Apparently everyone is a thug
Bisva speaks most sense and funny as well
hey team you all should learn GST from Brother Of Viraj Seth(beerbiceps)
12:09 tanmay's position at this time is his whole college life described
This is perfect podcast, comedy bhi hai or knowledge bhi, vo bhi vaisi knowledge jo or kahi nahi milti.
When comedians make more sense than the financial minister.
Ma chudaaye conversation : mutual fund lelo ...... kavi yahi kehna chahta hai 😂😂😂😂
On this channel the USP is MoneyOp 😂😂😂
Note :U must hv gujju or marwadi or baniya or jain friend .......
Him : This is a great time to negotiate your salary
Economic Depression: Am I a joke to you ?
I just love to hear Gaurang !! So matured and polite and so nice he is !!
Last time I was this early , Sachin Tendulkar was still playing lol.
its funny how, they are making fun of uruj when she say something. typical male supremacy in these kind of conversations.