Why Do We Hate Wealth? - Clueless Conversation #4
ฝัง
- เผยแพร่เมื่อ 20 ส.ค. 2024
- Welcome to the new channel. Special thanks to my lovelies:
Prashasti Singh / prashastisingh
Nishant Tanwar / jokesingh
Anirban Dasgupta / anirbandasgupta5
Saurav Ghosh / souravghosh87
Gaurang Singhvi / askthatfinanceguy
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Click here to live my life: amazon.in/shop...
When bankers get together for dinner, they discuss art. When artists get together for dinner, they discuss money.
-Oscar Wilde
Screenshot worthy quote 👍🏼👍🏼👍🏼
P.S: This is a legitimate quote 😁😁
Actually people need balance in life. So it makes sense. People these days think intellectual discussions are cool and someone who is just joking around and enjoying is a stupid person, but when I sit in a crowd where the only discussion is that I will do this and that in future and things should be like this n that, in my mind I am like, fuckin do it then. Because I am in a field where you need to think a lot. So that aspect of mine is fulfilled and hence I look for other things like entertainment, performance, stupidity, etc.
Politely asking editor to lower the intro music volume for third time
Please for god sake 🙏
Rajas Bhide yes it’s ear rape!
Yes pls this needs to be brought to notice
this sounds vaguely like a threat lol
YES pleasse
Why do we hate wealth that doesn’t belong to us
Because someday we believe that it will.
*mic drops and walks out*
Radha Puranik The CCP is full of them.
Radha Puranik I’d say it’s more autocratic rather than Lib Cap.
@@radhapuranik1800 Saccha complete communism kabhi bhi practically chal nhi sakta. Mehnati admi mehnat krte rahenge pr sara munafa sabke sath baatna parega. Aur hoga ye ki jo mehnat nhi karega use vi utna hi munafa milega jitna mehnati ko milega. Haq aur qabiliyat ki kamai tab gayi tel lene.
Radha Puranik plus isn’t it a one party state anyways?
Look at me so invested in learning about money when I have no salary 😁
Pre moves! It's necessary for not to fuck up when we start earning maybe.
😂
salary will come in its own time. till then learn from "MY MONEY UNIVERSE" youtube channel about how to plan ur finance journey
Sis Same here
Lol
It is great to see someone talking about liitle things which we all go through but not talk.
True af bro 😅
Exactly
In Baniya households, this is all they talk about. xd
If this channel was a stock, I would immediately buy 1000 shares of it.
And the best comment goes to...
That is a fantastic comment, Tanmay should give you a shoutout.
Wow
me too! also, "MY MONEY UNIVERSE" youtube channel teaches all this stuff in brilliant way
A big mistake, investment should never be done on the basis of emotion.
Nobody:
Saurav:*breathes furiously
Came looking if someone had already commented or I'd have to do it lmao.
now i can hear it and can't ignore it
i cant ignore it
😂😂
it's so annoying
I still remember I used to watch AIB videos when I was in school and it shaped my sense of humor. And when I'm now about to graduate from college, you're posting podcasts about personal finance. Such a good time to be alive XD
I think there's one specific perspective that deserves to be addressed: the environment. It's the very tiny proportion of ultra-wealthy that has the largest carbon footprint, but climate change always hits the poorest the worst. The richer we get, the more we invariably tend to have a lifestyle that's not sustainable. Though in principle, it's possible to be rich and yet live sustainably, typically, the desire to consume more gets the better of us when we have more money. With climate change being undoubtedly an issue of paramount importance during this eleventh hour, I just felt that this disparity between the super-rich and the poor in terms their contributions to environmental degradation needs to be discussed. :)
so true. but u can learn from "MY MONEY UNIVERSE" youtube channel teaches how to plan ur whole finance step by step. good luck!
Bhai mera English ka essay likh de please
Absolutely loved your reply!!!
The kind of discussion that these guys were having actually displays the consumerist ignorance that a capitalist environment can inculcate!
"Tu toh English bolne lag gayi re" 😂😂😂😂😂😂😂😂😂😂😂😂😂
My dad often say that - Apna dimag or dusre ka pisa sabhi ko jayada hi lagta .
Sounds cool, but half true. Paisa jiska zada hota hai zada hi hota hai.
Apni bacche aur dusre ki biwi sbko zyada acche lagte hai, sahi hai kyuki biwi measurable nahi hai. Paisa hai.
Wise man.
Sahi h
'Status is a zero-sum game, Wealth is a positive-sum game.'
-Naval
PS: Wealth ≠ Money
Bro, nice to see a Naval fan
One of the best twitter account out there. Helped me a lot.
@@DibyajyotiDas 🤘
@@pranavahuja1796 💯
Btw, is there any way to invest in TH-cam channel officially? Coz this shit is gonna blow up
7:23 That's true with a lot of professions, especially Doctor/MBBS.
Yes, we have a responsibility to treat, but as doctors we have a right to get paid as well.
Doctors' wages have been stagnant for a long time; there are interns who are paid so little they can't afford transport to the Hospital for the month with that;
And that is if they get paid at all.
Yes, the prices of medical treatment and medical education have skyrocketed, but its not because the doctors are being paid more.
Much of the investments/donations made go to the administrative/logistics side; they're necessary, no doubt; but not as much as .
The next time you visit a doctor and say ke Itna bill kaise aa gya;
Bhai humko bhi EMI bharni rehti hain.
Humaare liye sab kuch free/gratitude pe nhi chalta, humko bhi kamana rehta hai paisa.
Hum nhi decide karte drugs ke prices, procedure costs, ya phir administrative costs.
The support staff (nurses/technologists/etc) are paid even less...In some places, the students need to pay the organization to intern there.
The medical education cost is just too high and illogical.
This profession takes too much and gives very little to us!
6:10 That amount of breathing is DISTRACTING me from the main point! lol..
I have no clue about money .... This is so fun to watch!
I am 14. But I love this.
Hence the channel name!
SRK said it beautifully
“ First earn money than be a philosopher " .
Hindi mai bole toh gyaan baad mai chodo phele paisa kamao ghar chalao .
😂😂😂😂
He said " first get rich then be a philosopher "
Gyan nahi ho to paisa kaisa kamalega mai
@@venumr8089 bhai pta chale toh mereko bhi batana .
its such a commendable thing tanmay sir,you have started to drop the truth bombs very practically. nd the way you're presenting is so beautiful. it's so nice to see they way you have grown as a person and a content creator in youtube. proud of yo sir! i always look up to you man cheers!
account number : PM care
Atm pin : 2024
Insufficient balance.
Busy transferring to poor people
@@iamnitinnair 😂😂😂😂😂
Damn dude.great comment
ATM Pin: 2002*
Life : Money --> Power--> Respect. If you have money , you have some authority /power in society (Can easily solve your issues with money) and if you accumulate enough money , people start respecting you.
Power is first
Bro just a suggestion... Can we move on from the philosophy of money to actually how to save money and the true concept of it. Would love to hear about it.
I didn’t get that madh island joke????can u explain
It’s important to generate more money than to merely save what one has
Money is more about philosophy or mental... Than anything else.. M
"Profits" and "losses" in mutual funds can be determined after subtracting taxes, commission charges, hidden charges(if any) and adjusting for inflation. Always remember to do this.
Just a friendly comment adding to the good work done by Tanmay and his team.
I loved saurabh 💯😂
honest and good hearted 💥💥
Wish him all the best for his further life.
How is Nishant so goddamn rich!? 5 ghar baap re
Bahaut comedians hai bhai btate nhi...international tours, functions, parties, fests, prime specials sab ke paise milte hai....Zakir to crorepati hoga
@@hellriderkhan Sab Corrupt log 😂😂
@@kaiwalyaghotkar832 paise Hona matlb corrupt Hona nai hota😂
@@hellriderkhan Zakir to bhai usko TH-cam se bhi mil rha hoga paisa 5 M subscribers 💯
@@preetanam8261 Sarcasm mai bola bhai , Isi liye end mai 😂 emoji bhi dala .😑
I think people are insecure while talking to someone who makes more money than them.
Even talking to a friend about money who makes less will make me wonder whether or not am I making him insecure.
This keeps people from talking about money.
Honestly talking about money while putting our egos away will help many people.
Just my thoughts.
yes true. u can learn more about personal finance from "MY MONEY UNIVERSE" . at that platform people talk openly about finance
Plzz have a conversation with Rohan Joshi about money really want to hear his story
Rohan comes from a wealthy family so i don't think he ever had any problems with it
He's a great storyteller right
@@hellriderkhan that's why we want his perspective
As a 22 yr old ..
there is Soo much to learn that how these future financial plans are imp from career pt of view .
please keep uploading such videos !!
6:25 Breathing Intensifies ( Listen closely )
So gaya wo
@Amey sonawane 🤣🤣🤣🤣
This is a great podcast series. I see Tanmay as the future Joe Rogan of India.
Yeah! Good start
who is joe rogan?
I see Tanmay as India Pewdiepie
@@foxcrow5850 yeah but thats because yt new guidelines , joe cannot even come live , you can watch joe rogan elon musk episodes, older episode was better than the recent one.
"If I have to repay him, I'll have to take a loan from him" xD
Great discussion.
Disagree with only with THE WAY Amabnis were compared to Tatas.
Ambanis (IMHO) are the people who give a bad name to wealthy people. The are the real life version of what Bollywood depicts dramatically.
They are known as the people who earn their money through manipulative and corrupt ways and being bloodsucking parasites for their own employees.
Tatas are loved because they create wealth for the society and get rich in the process.
It is a great example to make an opposite point in fact that it is not just the wealth that determines people's reaction. It is just one variable in the equation.
Even in money centric US society, Jeff Bezos or Mark Zuckerberg do not gain respect like Elon Musk or Bill Gates.
But you got the point what they are saying right? Thats it.
@@niteshpoudel7310 But the larger public may be misguided, right? So it's important to point out this difference.
the last sentence made it loud & clear. Thank you 😊
These comedians are heavily misguided. The western countries don't idolize or celebrate the rich. Just look at how much the super-rich in those countries are committing to donations for the betterment of lives in poor and developing countries some are even committing all of their wealth. And Tatas are one of them. And instead of praising them, they are demonizing them for corrupting our brains. On the other side, they are praising the obviously corrupt family.
Don't be jealous dude If you can't make money, dont stop others from doing it.These kind of words are spoken by people who havent achieved much in life and are just jealous of others who made it where they couldn't
खूपच महत्त्वाचा विषय तुम्ही मांडला व लोकांसमोर ठेवला धन्यवाद या साठी 🙏नुसते आर्थिक विषमता आहे अस बोलत राहतात लोक चर्चा कोणीच करत नाहीत
I don't know how its so much relatable. That's what 18yr old me thinking about, but literally uncomfortable to talk out & most of people around are devloped with thought "hardwork makes you good money to live life better." While I was thinking on which path for career to choose, so that i won't run for money at age of 30-32 & later run my own business....
Currently, I'm 26 & don't know wtf is going around..!!
Such a beautiful series. Kudos to Tanmay for doing this. Also, special mention to Sourav Ghosh for cracking the funniest jokes consistently during the episode
Great to see nishant covering takla with sunglasses reminds me of "Bagwati" from ZINDAGI Na MILEGI DOBARA
I'm a simple man. I see these people in thumbnail, i click.
This hating the idea of wealth creation happens in interviews also. Everytime, we are asked the reason to change jobs and the simple point of better pay is scorned upon. The HRs would often shamelessly say, "if money is the reason for job change then what will stop you from leaving our company". A simple answer is giving what I deserve would stop me from looking outside but a whole environment is created where asking for money is bad and candidates have to be creative or just lie about their existing jobs.
AIB is love but tanmay is an emotion ❤❤
*Question:* What is the future of SIPs in a post-Covid19 economy? How do we navigate our choices?
SIPS in equity should be continued I’ll explain why. Let’s say you have a SIP of 500 per month. The NAV of the fund is 20 as of yet. So you brought 25 units. Let’s say the value of NAV is 50 now so you get 10 units. Now let’s say the value falls to 10. This time you are buying 50 units. In short SIPS does what you actually need to do, buy more stocks when the price is less and buy less stocks when price is more. Hope this helps :)
wait for a year. systematic risk right now is really high. after the uncertainty clears out, clear out your savings and dump them in investments. i guess...:P
@@mihirrao9537 totally wrong
Since you are investing for a long term you shouldn't worry about this. Maybe in the next 1 year you might not see any returns but after 10 years it will be similar to what it is today.
Invest in motialal oswal Nasdaq 100 fof fund they invest in top 100 us companies and currently us economy is at low so you will gain a lot
Tanmay, you rock. I've been following Clueless pretty religiously now. I wish someone had done this 5 years ago. I needed this when I was fresh out of college.
NEVER EVER A FINANCE CONVERSATION HAS BEEN THIS INTERESTING.... HILARIOUS AND AT POINT.. THANK YOU SO MUCH TO ALL OF YOU.....
For whoever who is breathing heavily on the mic...it is okay, everything will be fine.
it's Saurav 😂😂
😂😂😂😂😂
The guy in light-orange shirt is such a sweetheart person ☺️
"Aisa lagta hai kisi galat school ke alumni meet mein aa gaya..."
Golden words
14:07 Anirban's Family also kidnapped!! :P
Strange, until listening to this podcast, I never realised people have guilty of they make money. I always thought that unless I make enough, I won’t be able to give back and make a difference.
I had so much anxiety with that breathing sound that I synced my breath with it to feel that it's me breathing.
🤣🤣🤣🤣🤣
😄😄😄😄
Fuck.. too much🤣
I Honestly (Pun intended) like this channel better than the first one which I didn't even think would be possible....
Yess same. But bad pun tho haha
Man Saurav Ghosh is hilarious! Love that bloke!
Best podcast series ever.
Some great questions being asked along with entertainment.
I got to learn and think so much. Nothing but big hug to most huggable man tanmay.
it was dr. dre and jimmy iovine (interscope records) who sold beats, not jay z (rockafella records)
BHAI MAI YHI DHUNDRHA THA COMMENTS MAI KI BC KISI NE NOTICE NI KIA KYA
"It's gay-z and cockafella not jay-x and rockafella"- Nas
Google karke comment karne ka maja he alag he
@@HJGAMINGGGGGG no, I've watched the documentary series Tanmay mentions. It's called 'the defiant ones', it's on Netflix.
Even apart from that, a lot of people know that beats is by dr. Dre coz uss brand ki tagline hi yeh hai "beats by dr. dre"
Tanmay, this is much needed for the Indian audience. Thanks for doing this!!! Also, as usual, waiting for your content is how I spend my days.
To become wealthy one has to devote time, knowledge, skills but to remain average just have to think that "money is not everything" 😂
It's ok,, topic jo bhi ho
If prashasti is there, iam all ears
1:44 ffs Tanmay, you've spent 4 podcasts talking about why we don't talk about money.
hahahahahahah
Everything was fine!!
Bt as HipHop nerd: Beats Jay-Z ne nhi, Dr. Dre ne becha tha.
yeah but Jay-Z did far better at Yeezys.
Nishant 🤣🤣🤣
@@anujverma3893 r/whooosh
@@NishantKumar-cw3tk lol
@Nishant yeezys are of kanye not jayz
I'm very happy to see that someone is finally talking about money out loud. Not in whispers, mot behind a veil, not with a hidden agenda but openly and freely. Money deserves to be talked about. But I have a couple of constructive criticisms here.
What is being displayed is a middle class mentality to money but not a large picture view by itself (I mean no disrespect to anyone, it's just that there's a whole different perspective that's worth going into).
There were taboos spoken of (Like not saying you have money. Or even hiding it or feeling guilty)
These taboos are blindly and incorrectly applied but there are circumstances when hold great cleverness. So it turns out that most people have less than half understanding and are chasing the wrong things and making really bad decisions. This reflects in the decisions to buy mutual funds and manner in which they are bought buy people at large. How debt is looked at with a dirty eye whereas the truth is it's difficult to generate a huge pile of wealth without ever taking on debt.
There is a remarkable difference between first generation of money and later ones and how it used, displayed. The first generation needs to be in formals whereas the second can even go to a board meeting in boxers
What you have covered is only the first. I would love to see the other generations coming in as well.
Earlier videos such as these haven't received a strong acceptance but your audience seems strong and willing to hear what you have to say.
It would gladden me to see the conversation to a deeper level and more people understand money better.
Anyway, fabulous show. I hope you keep churning out more and more of these :)
Prashasthi spoke wow😂😂😂
I personally loved that Tanmay Bhat has started talking about finance...because financial literacy in India is very less compared to other countries..Ps. this is my favourite subject to talk about..
Ok
I am learning so much in this lockdown, tanmay bhaiya deserves some credit too🙌🙌🙌...
Also you were my stress buster in my 12 boards this year so thanks for that😊😊😊...
I am a uni stude t and i went to banks with my mom and dad all the freaking timee, like when she said mai icici mai rooi hun it hit diff but i still dont know how i should train myself fromnow itself to learn about smart investing
I am fucking glad at least u guys are talking bout it . Period
Can we do a show, with people that belong to salaried class and how they can look for investments and other stuff. This will also help us in understanding how to plan our expenditure.
agreed, hope @honestly_by_Tanmy_bhat sees this comment !!
yeah! till then u can try "MY MONEY UNIVERSE" youtube channel to learn more. its pretty cool
Tanmay Bhatt is doing what influencers should do. Financial education is as important as any other subject.
Nobody hates wealth, people are just either afraid of risks which are generally involved in trying to earn more or are just lazy
This is a real eye opener showing all our financial cluelessness. Awesome content👍
9:51 😂When friend starts showing off his skills!
Everything was good chai pr charcha....but that Tata and reliance comparison is bad...Tata contributes with genuine intent to build the nation...they have TISS TIFR...they pay huge amount of taxes , not laundering it...I don't respect Tata for his humbleness but I respect the ethos of work which to be profitable with doing good for society...
Reliance has been in multitude of cases where they went for predatory pricing, ex telecom sector....many times anil ambani goes bankrupt and sells his company in an auction where mukeshji buy it at about 30-40% of its actual price...it's like win win for both brothers and government ke lauode lg jaate Hain..
Finally, someone sitting at the extreme right spoke!
FINALLY!
And I am glad it was Prashasti :)
From 6:26 I started hearing weird breathing noises 😶 did anyone else hear that
I kinda synced it with mine...weird
I can hear that from the beginning!!
@@thor4259 it's breathing sound
i didn't notice that at first,thanks to your comment NOW I CANT FUCKING UNHEAR THAT.
5:47 Sir, Doctors certainly know the value of their work and they can negotiate well too, but do you think the poor will be able to afford healthcare services if we*doctors* do that? Let's take the example of a dentist, you might have heard it very commonly that dentists charge a lot :) but do people realize that the work we do, is of utmost risk? A dentist can injur one of your nerves and leave you with Tedhe lips, same goes for every other type of doctor, be it a surgeon or a dermatologist.
Also even if we keeps the 'patients afford nahi Kar payenge' Wala point aside and look at this issue with another perspective.
Doctors are going to be defamed if they charge much, because healthcare services are NECESSITY. COMEDY isn't a necessity.
The type of people you deal is also different. A person who is already happy *rich enough* will visit a comedy show, that doesn't apply to doctors.
Thank you very much tanmay for doing this podcast, Very helpful.
I love Nishant personality.. Kassam se Love from Nepal.. 🇳🇵🇳🇵🇳🇵
Nobody hates money when they earn...but they definitely do when other people earn
Like who heard wierd breathing noises
I was scrolled through the whole comment section to find who else went through it
THANK YOU FOR THIS I THOUGHT I WAS EXPERIENCING SOME PARANORMAL ACTIVITY
It's the guy with the beard. He's breathing into the mic.
I swear but then i figured it was the guy with the beard
I thought I was breathing loud the entire time😂😂
I loved this so much. But someone was breathing so heavily.
Ab breathe karne pe bhi tax lagvaoge kya?
This line ‘if you dont know your own worth, how can you ask money from others’ I have used it effectively while asking for a salary raise.
These conversations are so so relevant. Most of our cognitions around money are so fucked up. I love you for discussing this topic.
00:42 *FAKE LAUGH* .. PRASHASTI realizes "Oh, snap.. that wasn't funny." ..
Gaurang Sanghvi starts talking about important things.
Me: *concentrates on Saurav Ghosh's heavy breathing*.
4:30 truly an honest discussion. Loved it. Even I've been going through this debate in my own head as to why have people demonized making money. Making only money is bad but if you're making good money to become prosperous without harming anyone, I don't think it's a bad thing at all. And I'm starting to understand that learning to monetize your skills and hobbies (side hustle) will help your earn good passive income.
"Why do we hate wealth"
Because you have it.
6:28 that breathing sound it just so irritating and funny at the same moment 😶😂
That's the thing I save my data for
The main reason why we don't discuss about our wealth is that if we tell anyone about our wealth then they can demand money in future as they know our financial position.
Yes its so true - hence don't mention how much you make, but how to save money and learn ways to do so from others
This podcast was actually really enjoyable and it made so much sense.
I think watching others talk about money to educate yourself is one of the best ways to understand how money works.
Jay-Z nhi, Dr. Dre sold beats... beat by Dre
The Tata analogy was actually not true... Tata earns more than Ambani but they give away 90% of it to charities.
Not 90℅ actually but the second reason is the company is divided or distributed among the tata family that is why tata is not the richest business group or ratan tata is not the richest person in india
And ya they also donate
Philanthropy is an excellent way to save Taxes to be honest...but Yes Ratan Tata is a very good person
Exactly. Ambani should not be our goal of richness - they are actually disgustingly rich and have no moral scruples
@@dia606 why do you think like that.see the big picture,they have have schools , hospitals and changed the life of millions (jio) even if they are directly not giving the money (they actually give lot of money too) not a TATA hater i love tata
This is message for Tanmay in past, aaj jack ma ko waha ki sarkar ne gaayab kar diya 😂😂😂
These things should've been taught to us in school.
The videos are great but you guys can make the thumbnails more interesting
Billionaires around the world
"I'll go for space exploration"
Billionaires in India
"Main sim card bnaaega"
This is the most fun thing i have seen on the internet...!! Keep educating the youth
13:45 - The audience during this entire podcast. 🤣🤣
Which world is this podcast happening in.
I belong to a middle class Indian family and have always been taught Money = Success. Their is no shame about earning money, rather its the easiest way to measure your worth.
These folks must have really woke parents or friends for them to feel ashamed about money.
Aur phir aapki community me to paise ko leke kafi awareness hoti hi hai. (No offence)
Many people still follow Gandhian values of frugality. Coupled with a society that feels jealousy towards those who flaunt wealth. You're the exception not the norm.
I too felt the same
8:07 I recall a line from movie "Pursuit of Happiness" where Will Smith asks a millionaire this:
"Man, I wanna know 2 things from you, What do you do? And how do you do it?"
The reason why we don't talk about our possessions is that it gets on our mind. Try it and the next time you think of buying somet, you'll have this voice telling you "arre apne pass toh itna Paisa hai, we can anyday buy this" . And the reason why people in show biz Don't disclose truly because it gets on the people's mind . So the next time you see nishant youll hear this voice saying" arre isko kya jarurat hai kaam karneki, 5 flat hai bhade pe jee sakta hai" . It's all in the head.
Puri playlist share kr di h sab jagh👌👌👌Thnk u bhai everyone ....
comedians are doing the things which teachers are supposed to do, isn't that a bit out of place?
Wealth comes from the suffering of millions who work harder than you to make you wealthy. Talking about money is needed but the absence of cognizance of the cost at which you earnt it makes you a pig. Your points on Dr. Dre and Ambani were pretty incoherent. I think you need a sociologist on this panel to at least give a few counter points to the way you think. Everyone in the country is aspirational. People want to earn money. However, capitalism is an oppressive system which let's some earn and doesn't let others earn. Know your bloody privilege man.
@@Emergi I think you missed the point I was trying to make. Tanmay's entire point about this country not being able to do well because people are not aspirational or that they think earning money is an evil is bullshit. It takes a lot of privilege (both social and monetary) to think like that. Also, no smartness isn't the only missing factor here. It's tons of privilege tht allow you the education and experiences to get there, the kind of profession you choose (a really smart activist doesn't earn as much as a PUBG playing TH-camr ) etc. which is all a result of how capitalism has shaped the society ... So yes, earn money but be cognizant of the access you've had in life and don't be cocky is all I am saying
Beats ko jay z ne nahi dr. Dre ne becha Tanmay bro 😂
You beat me to it lol 🤣🤣🤣
why do we hate wealth..well bcoz after a point u dont own ur wealth ur wealth owns u