Care Advantage Plan & Care Supreme Plan are very good. Always purchase from honest & educated agents. I am advisor of Care Health Insurance. I am providing good service to my customers.
Proposed to be insured likha hai.. jisne abhi policy krwani hai mtlb.. Ye bhi clear likha hua hai at the time of issuance of policy and subsequent renewal pr hi loading lgegi.. iska mtlb ye hua ki policy lete time agr risk jyada lga underwriter ko tb hi loading lgegi..... Aur ye renewals pe bhi lgti reh skti hai.. Claims aane pe loading lgegi ye kahi nhi likha hua .... Agr loading jyada lgegi to hum apna paisa refund le lenge kahin aur se insurance krwa lenge..
Claims ki vajah se loading nahi lagegi ye IRDAI ki regulation h. Sab policies me hota h ye term. And comapnies cant change this term therefore find other days to apply loading. Once renewed you can’t get refund of premium. You can only cancel your policy and get the premium back on short period basis. I have no Perosnal interest to misguide you. I am not an agent which 99% TH-camrs are
@gameofinsurance सीधी बात मेरे भाई, अगर किसी को diabetes है BP भी है, तो health insurance company premium ज्यादा ले सकती है, ये IRDAI की गाइडलाइन है। लेकिन जब पॉलिसी चल रही होती है उसके दौरान कोई claim आ जाता है तो उसके कारण लोडिंग नहीं लगा सकती या किसी अन्य माध्यम से premium नहीं बड़ा सकती। जो अपने screen पे IRDAI की guideline लिखी हुई बताई है वो अलग है। Risk assessment पर लगने वाली loading new policy लेते time की बात है। Both are different cases bro
@@aman-arora6660 You are talking of ideal scenario. Bilkul aisa hi hona chaiye jaisa aapne bola h. Ab app care ka khud ka website par samjh lo inki kya soch h--- is article me ye padho bus- "Explaining Loading In Insurance With an Example" www.careinsurance.com/blog/health-insurance-articles/what-are-loading-charges-in-health-insurance ideal or real world me bahut difference h
@@gameofinsurance IRDAI ki guidelines 1st October 2024 ko applicable hui thi.. jinke baare mai baat ho rhi hai.. but ye article 2022 ka hai.... Aaj ke din koi bhi mediclaim company claim ke basis pr loading nhi le skti.. na hi claim ke basis pr kisi bhi trike se premium bda skti hai... Loading tabhi li jayegi aur hr saal li jayegi jb risk jyada lge company ko policy dete time.... Ideal world aur real world kuch ni hota.. jisko rules ka proper knowledge hai wo esi tesi krke rkh skta hai sbki..
Care Health Insurance is garbage. they are showing the best plan but NO Claim acceptance. Most of the Claim reject. Rubbish is Company. Last 9 Months taking the followup and Not Ready to Reigister the Claim.
How's the manipal cigna lifetime plan? And claim service also
Don’t know much. Very small customer base of company.
@@gameofinsurance wht abut tata aig medicare premiere plan?
Isme all type of cancer include hai kya?
Inthis policy dental treatment are included?
Only in case of accident, basic dental treatment is covered.
Ismein ACCIDENTAL cover hota hai??
Accidental hospitalisation covered h
Care Advantage Plan & Care Supreme Plan are very good. Always purchase from honest & educated agents. I am advisor of Care Health Insurance. I am providing good service to my customers.
claim settlement se log itne naaraj kyo hai , kuch to gadabd hai
Proposed to be insured likha hai.. jisne abhi policy krwani hai mtlb..
Ye bhi clear likha hua hai at the time of issuance of policy and subsequent renewal pr hi loading lgegi.. iska mtlb ye hua ki policy lete time agr risk jyada lga underwriter ko tb hi loading lgegi..... Aur ye renewals pe bhi lgti reh skti hai..
Claims aane pe loading lgegi ye kahi nhi likha hua ....
Agr loading jyada lgegi to hum apna paisa refund le lenge kahin aur se insurance krwa lenge..
Claims ki vajah se loading nahi lagegi ye IRDAI ki regulation h. Sab policies me hota h ye term. And comapnies cant change this term therefore find other days to apply loading.
Once renewed you can’t get refund of premium. You can only cancel your policy and get the premium back on short period basis.
I have no Perosnal interest to misguide you. I am not an agent which 99% TH-camrs are
@gameofinsurance सीधी बात मेरे भाई, अगर किसी को diabetes है BP भी है, तो health insurance company premium ज्यादा ले सकती है, ये IRDAI की गाइडलाइन है। लेकिन जब पॉलिसी चल रही होती है उसके दौरान कोई claim आ जाता है तो उसके कारण लोडिंग नहीं लगा सकती या किसी अन्य माध्यम से premium नहीं बड़ा सकती।
जो अपने screen पे IRDAI की guideline लिखी हुई बताई है वो अलग है। Risk assessment पर लगने वाली loading new policy लेते time की बात है।
Both are different cases bro
@@aman-arora6660 You are talking of ideal scenario. Bilkul aisa hi hona chaiye jaisa aapne bola h. Ab app care ka khud ka website par samjh lo inki kya soch h---
is article me ye padho bus- "Explaining Loading In Insurance With an Example"
www.careinsurance.com/blog/health-insurance-articles/what-are-loading-charges-in-health-insurance
ideal or real world me bahut difference h
@@gameofinsurance IRDAI ki guidelines 1st October 2024 ko applicable hui thi.. jinke baare mai baat ho rhi hai.. but ye article 2022 ka hai....
Aaj ke din koi bhi mediclaim company claim ke basis pr loading nhi le skti.. na hi claim ke basis pr kisi bhi trike se premium bda skti hai...
Loading tabhi li jayegi aur hr saal li jayegi jb risk jyada lge company ko policy dete time....
Ideal world aur real world kuch ni hota.. jisko rules ka proper knowledge hai wo esi tesi krke rkh skta hai sbki..
Care Health Insurance is garbage.
they are showing the best plan but NO Claim acceptance.
Most of the Claim reject. Rubbish is Company.
Last 9 Months taking the followup and Not Ready to Reigister the Claim.
Can you share the issue in detail. I may help on coverage/exclusion related clarity
Pl dont purchase care policy meri 10 year old policy per bhi claim nhi de rahe