Citi Double Cash: Best No Hassle Cash Back Card (2% + No AF)
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- เผยแพร่เมื่อ 1 ส.ค. 2017
- Learn more about the Citi Double Cash: www.asksebby.com/go/citidoubl...
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This is one of my best credit cards.
Nice 👍
I started watching you back in May and I'm glad to see you've increased your subscribers! Thanks for putting out great content!
I was just approved for the citi double cash card. I will used this card to pay all of my bills.
It's one of my favorite go to anchor cards as well. Great review!
One of my favorite cards. Great for paying for car insurance!!!!
This is one of my favorite cards. Decent rewards and very good purchase benefits.
So if I pay my balance off before my due date do I still get the 2% st the end of the month? And do I still beat the interest if I pay my full balance before its due or before my statement date
Great Video as always
Discover as my first migrating towards this being my second
Can i get cash back for paying my rent?
I’m interested in doing the product change. I have the American airline Aadvantage card currently and think I would benefit more from the cash back card.
I'm looking to apply directly! I'm checking out your blog about this card now.
Love Double Cash back card
I just upgraded my Thank you preferred to this one!
I have the Thank you preferred Citi card, how do I begin the process of upgrading to the Citi Double Cash card?
I have the thank you preferred rn and I want to upgrade to double cash too! How did the process work for you? Who did you contact?
I just upgraded from Diamond Preferred to double cash..it’s so easy to upgrade just call the CITI and tell them you want to upgrade to double cash with the same account number and same due date. No hard pull to your credit score
I just applied and was approved for this card. I want to use it to transfer balance on a credit card while I snowball my credit card debt. Thanks Sebby
What credit bureau did they pull from?
I just applied last week, waiting for a response, thanks for the videos! I'm new to credit but i feel like a pro becuase of you😗
Santiago Flores - Good luck, Santiago!
I use a 3 2 1 card I also have a cash wise card that is 1.5 on everything that I can use on non gas and groceries
I wonder what are your thoughts when comparing the Citi Rewards + card and the Double Cash card
Very informative thank you. I think everyone should try and pay off their cc every month, and this card seems like it rewards those people the most.
Fantastic video!
Did the benefits change since this video dropped? I read Citi got rid of many of the benefits. I am debating which card to get first, this one or the Bank of America Cash Rewards. I’ve been building my credit score through a local bank with a small limit but no benefits. It’s been years and I think it’s time to get another card. I plan on eventually having both cards since the Bank of America card is great for staying with just the dining option
Among all the rewards (travel and cash back) credit cards that you have applied, would you narrow down to (3) cards you would consider the best (that promises unlimited cash back or travel points; over 2% on everything purchased; with no foreign transaction fee; preferably without AF; or less than $100 AF) ; assuming you spend over $10k annually on business and personal expenses.
My health insurance provider doesn't take Amex, and there are no bonus categories for health insurance premiums so this card basically gives me a 2% discount on my premiums.
I think I might get a card with a bonus and then product change since I just started looking into bonuses
Thanks for the info
there are quite a few 2% cards now. While I unfortunately am sitting on a product-changed Double Cash I never use it. I would rather use the PenFed Power Cash Rewards as it is also 2% cash back if you leave $500 in a checking account with them, and the redemption is faster than with Citi where you have to wait until the statement generates to get the 2nd 1% back.
kalmtraveler you would also have to enroll as a penfed member since it's a credit union. There are some ways to join for free, but i think if you don't fall in those categories, you have to pay to get in
It might make sense to PC to the Dividend in your situation :)
Hi, does anyone know what’s the minimum payment for this card? I’ll pay it in full each time but I want to set autopay anyway
I use this card when I buy bullion from Apmex or Provident metals. Wipes out most the credit fees they charge.
Do you have a video on the Costco Citi credit card?
Hey, would you happen to know if you can set up automatic payments for the Citi Double Cash Back Credit Card? For example, can I set up Citi Double Cash Back Credit Card statements to be payed in full, every month, 10 days before the bill is due?
I base all my credit card “worth it” decisions around the Citi Double Cash.
It's definitely a good measure of opportunity cost.
Hi Sebby, I started listening to your channel. You have a lot of helpful content to share. Thank you. My question is, what credit card(s) do you recommend for businesses that will earn similar 2% on all purchases? Also, please share links in regard to using business credit cards. Do you have training courses available or content I can purchase? Thank you.
Amex Blue Business Plus gets 2x MR points back on up to $50,000 of spend per year. Hope that helps :)
Do you have any videos regarding building credit for authorized users? Would also like to know how early can a teenager apply for credit.
holedem27 - Typically 21 without a cosigner. If younger, I believe parents can put their kids as authorized user. Go to credicards.com and search the CARD act because it has the restrictions for young borrowers.
holedem27 I'm 18 and I got approved for a $1000 unsecured card through school first credit union, but I have had a steady income since I was 16 and I have a "good relationship" with them so I think it just depends on your situation
i still think your parents should add you as authorize user. i know i would when my son turn 16. so when he turn 18 yrs old. he can apply for himself
When do you need to pay off this card in the month? Is there a wrong time to?
For restaurants/carry-out, Amazon, bills and groceries how is this vs Amex Blue or Sapphire proffered? Every other spending category is irrelevant and I travel international once a year and domestic once a year.
Can you use rewards from this card in there Citi portal for travel
I've had this card for about 3 months now. Its a good card , but there is a $25.00 minimum points redemption, which is a drawback though, b/c I would like to be able to access any amount for a credit or cash in. The Cap One Quicksilver that I have accumulates points as soon as the charge posts, and you can redeem any amount.
1.5% vs. 2%. Burning 25% to get it quicker seems non-optimal but YMMV.
Hey sebby I have a Wells Fargo secure card for about 2 years now, and I would like to get another card.. Wich card do you recommend me to start.? Freedom unlimited or Citi double cash?? And why it's that one better than the other one.. And I don't want to deal with activating "Q" on the other 5% cards...
citi
So I just got this card? Is it possible to use this card to pay off another card that has a high interest fee?
Any restrictions with earning rewards for online purchases?
Hey Sebby i love your videos! Can you do a updated review on this card? I just got approved. And they sent me something in the mail telling me they are taking away of half the perks. Citi rewind, theft protection and a few other things :(
Hi bud
th-cam.com/video/7en4rUBbRmc/w-d-xo.html
Can you pay it off emediatly after making the purchase ?
The perfect case against the Venture card, which has a $95 annual fee but earns 2% back that can only be redeemed for travel. (1% otherwise)
Potentially interesting now due to transfer partners but still. To me, most travel cards are either the keeper variety or the "downgrade path" variety.
Does this credit card get you a 2 year warranty when buying something like a laptop?
This is a great video with sound advice. That said, I prefer non-category spend to go on an SPG Amex or if they don't take Amex then a Freedom Unlimited. Double Cash should be only for non travelers that want simplicity.
Same here, SPG replaced my Double Cash earlier this year, and I've been able to get up to 4% back towards hotels.
How does that compare to Amex business plus which earns 2mrp up to $50k spend each year
What would your suggestions be for someone who doesn't travel much but doesn't mind having multiple cards for categories?
Get multiple 5x category cards (Freedom, Discover It, etc.): th-cam.com/video/yapSx1n80o4/w-d-xo.html
I recently applied to the Citi Double Cash Card and was approved. The primary reason why I applied for the card is because I kept having gaps in my spend where I couldn’t maximize cash back or rewards. The product change would take me a full year and I would lose out on valuable cash back or now Thank You Points.
Very logical given recent updates.
This is a great card. My only issue with it is the fraud protection. The customer service is all in India including the fraud department so if you lose the card and someone makes charges on it, you don't have good recourse like you would with American Express or Discover
Been thinking of which flat-rate (catch-all) cash back card to get for my arsenal. Having trouble deciding between this and the Chase Freedom Unlimited. I think the CFU would make sense for me since I already have the chase freedom and I want to use UR point for travel at some point. But the double cash is hard to beat at the 2% mark. thoughts?
CFU first due to 5/24. DC will always be around.
Makes sense! I was leaning CFU after realizing that later on my UR points could be valued higher than just straight cash back. I appreciate the thought!
Whats your opinion on preapproved letters?
Citi Double Cash is a great card. Only reason I don't have it is because I'm firmly in the Chase ecosystem where it makes sense to use the Chase Freedom Unlimited (paired with a CSR) which will ultimately give you 2.25% back when using transfer partners.
Falco Peregrinus just got my Chase freedom unlimited. Going to get the CSP in 6 months or a year and start building up points to travel!
Good stuff, man. With CSP, the points from the CFU will be increased from 1.5x to 1.875x. Still a great return on spend if you want to use transfer partners.
Just did a product change from a 20 year old thank you preferred card to the double cash card! No hard pull and no hit on credit length. 🤑🤑🤑
Great video! You may have mentioned this --- but what credit score do you recommend for this card?
635 and up 100% payment ratio on all your credit cards and loans
Peter Ruiz wat if u miss one payment but payed it back in full in the next month. Pls respond ASAP
The CITI Double Cash card is decent but there are other 2% cash back cards out there and the best part is you don't have to deal with CITI if you get one of the others. I'd much prefer the Chase Freedom Unlimited at 1.5% plus bonus and ability to combine points with the CSR over the CITI at 2%. I have cards from Chase, AMEX, DISCOVER, CITI, Capital One, heck I even have a few from Synchrony still and I'd rate the customer service from CITI dead last over any card I've ever had. I just refuse to use my CITI card anymore so I don't have to deal with them.
Steven Miller and I thought i had 2 many credit cards. I have chase unlimited, discover, macys, and wells Fargo credit card. But I can't decide on which 1 I should get.? I don't have American, or citi. Can't decide which 1 is the one
This video made me appreciate my PenFed Power Cash Rewards VISA Signature Card with 2% cash back. Thanks Sebby.
I have the Citi Double Cash and the only thing I dislike is the minimum redemption $25 I also have the PayPal Cashback MasterCard from Synchrony it also has a 2% Cashback but with no minimum redemption but you have to have a PayPal account
I sock drawered my Citi Double Cash its my oldest card so I'm gonna keep it since my AAOA would drop would prefer Chase Freedom Unlimited transferring to UR Over Citi Double Cash
I'm just keeping my Quicksilver and using it for general purposes instead of trying to get this one because it's got my oldest credit history and Capital One is pretty prompt in giving you your cash back. It post to your account as soon as your transactions been processed and then you get it within a couple of days of requesting it. I don't want to go through the hassle applying for a card only for the half percent increase
I was debating between the QS and Citi DCB card, the only problem is the FTF on Citi. I maybe travel outside of the country or not, just depends on what happens, but then again, I've heard bad things about the Citi DCB.
DC has a higher upside with transfers nowadays. You can have a different travel card for FTF.
My application was just sent....!!!!!
Did you get approved? I’m asking because I applied last year in November, but got denied because of history or (lack there of). Soo so far I got (1) inquiry on my credit profile that won’t fall off until 2 years not only that a hard pull that brought my score. Now I’m in good shape I got a Discover it Card (my only card) but want to apply for a 2nd one with my score @725. Any suggestions?
Nixon Myrthil I was mailed an approval application! So I just sent it in and they still ask me to sign up with a checking account! So I didn’t go through with it....!!!!
Is it a good idea to product change from the Dividend to the DC? It seems that Citi's 5% categories are lacking.
It depends on your spend on those categories and your other cards. Both are great cards; just depends on which one gives you a higher return on spend.
I am about to product change into this and I have chase freedom, which among two would be good to buy airline ticket worth $1000, I know there are other cards like amex, csp/csr.. but I dont have em...😔
And also will product change count toward chase 5-24 rule ?
Only new accounts affect 5/24.
If you payoff your balance early, prior to the statement closing date, does it negatively impact your rewards?
Thanks
no
I have the Barclay Arrival Plus which gets about 2.1% back for travel. It's ok. The annual fee is not great so I'm likely going to downgrade it once it comes time to renew.
Do recurring monthly bills count towards cash back? For example, cell phone bills, Netflix, or car insurance?
yes
Pair this with the discover checking and you will get 3% instead of 2% when you pay the bill
How does this work?
I read that doesn't apply to paying off credit cards. It's a shame. Great idea though!
What do you think about the chase AARP? I recently applied for a credit increase for my freedom unlimited then I applied for the AARP and it got denied as well. How long should I wait to try again?
Have you tried Reconsideration line for Chase? Ask to lower your freedom limit and move the line over to AARP if that sounds like a good idea to you. They may be willing to open an account for you that way. Never hurts to try! You already took the HP, go for it!
SabreLeonheart no haven't I just googled and will give it a try. I called earlier to see I was able to do a product change from the slate to the AARP card but they said they can't do that since it's a partnership credit card.
My only concern with this card is that you don't earn the second percent back unless the money you've spent stays on the card until it hits the statement date. I usually prefer to pay my balances off nearly entirely before the statement date in order to keep my credit usage percent extra low to help increase my credit score. I use the Quicksilver card primarily so that I can earn 1.5% cash back and still maintain low usage. Is this strategy worth while? Or is the extra half percent the better option as long as I keep my usage below 10%?
Thanks!
My experience is different - when I first got this card, the limit they stuck me with was so low that I had to make several payments per month not to go over limit. I got 1% on everything I spent (minus refund credits) and 1% on everything I paid, no exceptions. Paying early is no problem. You just have to wait until the statement hits for the cashback.
If I already have the citi double cash can i product change in the future to a card with a signup bonus then after a year product change back to this card?
PC's don't yield signup bonuses for Citi (based off the current rules). You apply for a different card and downgrade. Probably a no AF one: blog.asksebby.com/rules-to-know-for-citi-credit-card-applications-a15f81254e88
Which credit bureau use to run a credit check?
Major Magic's mine pulled equifax
Yeah Citi usually pulls Equifax for me.
You mentioned other 2% cards. Is the double cash your favorite among them?
Yes. You can easily product change it to any other Citi card if your spending patterns change (i.e., Costco/Dividend/Prestige/AA). With a lot of the other 2% cards, you're stuck with it.
This might be stupid but there is no video out there on how % cash back works? Sure its elementary but it would be nice to see it explained by you for a better understanding on different types and basics of cash back. Thanks
You get a percentage of spend. Some you get a percentage of spend and payback amount. Think about it as free money for using your cards (instead of cash) but only if you pay off your cards in full monthly.
I understand that the Double Cash card is one of the better rewards cards for every day but I have a question I haven't been able to clarify. For those who pay their balance off weekly instead of when the statement clears, do they still get the effective 2%? Some reviews online state that you have to wait to pay it on the due date to get the 2%.
can you product change to the Citi Double cash from the Citi Secured card
ronald gentry I have a non secured citi with only $700 credit limit when my credit score went up 62 points to 770 got this double cash card immediately w an $8000 credit limit.
Shitty Citibank up and cancelled my credit card after I selected Autopay on their website. The website provided me with a selection of my existing Citibank credit cards to choose to pay my card from. The payment bounced. An agent with Citibank told me it was due to a missing zero in the Citibank checking account number they have on file. The agent fixed the error, refunded the $25 fee and said it was all good. Next time I tried to use it, it was declined. I called again and was told the account was cancelled. I spoke with a manager and he put a request through for reinstatement. Someone claiming to be named Sarah Carey called back, lied and told me it was all my fault. She lied and said that I made a mistake when entering the account number. I told her their web page does not allow me the enter any numbers, but lets me pick from the displayed accounts, only showing the last 4 digits. I asked where my cash rewards went and she said they were forfeited. I have had the card for a year and have paid the full balance every month. I told her this was a disgrace and that I am going to yank every dime out of their bank. These people act like the trash of the Earth and you would be smart to take your money elsewhere. A total disgrace.
hard to decide between discover it card and citi double cash!
US Bank Cash+ is also another contender :)
will your reward expired if you do not use your "REWARD" ? during 1 year and more
no, they will expire if you dont use the card for a year
What do you do with your 1.5% cards once you get the Citi DC?
I currently have a Quicksilver and a Schwab Amex giving me 1.5%; do I get the Citi and just sock drawer them? Isn't it better to have a bunch of active 1.5% creating payment activity vs a single DC card even with the .5% difference?
Sock drawer them and set a reminder (calendar? note? mental?) to use it once every 3-6 months for grocery trip. As long as you're not pushing close to your credit limit, it shouldn't really be a problem. Even then, you can pre-pay your cards every few days/week to keep utilization low.
Thanks for the response, Sebby. I'm relatively new to the "credit game" and I thought the goal was accumulating activity units on as many cards as possible (OK vs NA, No Activity).
The idea of essentially dumping my 1.5% cards (going from monthly activity to infrequent activity) didn't seem right to me. But based on your comments I'll think of applying for the DC. Thanks.
I feel bad because I just got a chase freedom unlimited and now I found out about the Citi double cash. Crap.
EDIT: I could just product change to the Freedom and then apply for the double cash?
The CFU isn't bad if you want to do the Chase Trifecta. It really just depends on how you want to play it; no bad moves :)
Still prefer 2.625% on BofA travel rewards
If you have 100k sitting in your bank account
Do you think it makes sense to apply to Citi Premier and then upgrade to Prestige because of the less ridiculous minimum spend?
As long as you don't need the perks from the Prestige in Year 1 (mostly the 4th night free), yes.
Ask Sebby Thanks. I want the Prestige but I know that I can't make the minimum spend without being crazy. Minimum spend for the premier is more doable. Love your work! I'd be happy to use your affiliate link you have one!
Thanks for supporting the channel! :) You can find the Citi ThankYou Premier card by going to AskSebby.com and visiting "Travel Rewards Credit Cards" under the "Credit Cards" menu.
Will do. Interestingly, I could only find Prestige with 40000 TY Points vs 50000TY points after the same $4000 minimum spend for the Premier. Might just get those points and then upgrade to the Prestige.
Do they really have purchase protection up to $10,000??!!
They do I looked through the fine print
I’ve had the double cash card since late 2014, I’ve stockpiled my rewards points (over $900 in rewards rite now.) will I ever lose any of my rewards?? I hope not because I have a lot of money in there
Tony Santillanes you do not. I just applied and on fine print it says, “rewards do NOT expire.”
0% apr for the first 18 months on balance transfers only, or any purchases?
BT
Hey Sebby, I had a question about the card, Say I was to get it because of the 0%Apr for the first 18 months and Spend a 2,000$ single transaction on a Down payment for a car but pay it off way before the 18 months, Would it affect my credit score? Thanks!
It affects utilization. I would recommend understanding how utilization affects your score: www.asksebby.com/blog/how-to-aggressively-increase-your-credit-score-short-term-strategy
I know how utilization works I just figured it wouldn't really affect it because there's other cards that do Financing such as the Best Buy card. What if I signed up for the Best Buy card and bought a 2,000$ TV, and wanted to do the Fiance option, would that effect my score as well? Or would it just affect it till I pay it off? Thanks for the reply!
Some have separate LOC related to it. I'm not familiar with those so you might want to clarify with the issuer/bank.
Sebby, why is it that Citi refuses to give me a CLI? I have a 700+ Fico and my limit is 2500, but I easily spend 5-6k a month on it and always pay it off. Should I call and speak to a representative? I’ve had this card for a year and only received 1 CLI for 1k after the first 2 months. I even got upgraded to the World Elite, but no CLI.
Likely your income or debt-to-income ratio playing a role. Also, I would just add another card: www.asksebby.com/blog/why-you-shouldnt-ask-for-a-credit-limit-increase
What about this card vs Amex blue cash everyday?
You would only use the BCE at grocery stores. Non-optimal to use it elsewhere.
Would you recommend any of the Chase cards over this card? Does the CSR or CSP give you back more than 2%?
It depends on your non-category spend and how you redeem. Is most of your spend on dining? Some people also make the case for a card like the Amex SPG card since it gives 1x SPG back on all purchases.
Thanks! I thought it over, and I applied to the CSR. Your videos helped
Glad they were helpful. At the end of the day, it's just a math equation. As long as it yields you more value, it's the right move.
so a purchase of 100$ i only get 1% back then another 1% if i pay off that purchase, not per dollar?
creek boie If you spend $100 then you get $1 when you buy and $1 more dollar when you pay the bill so you get $2 back.
I heard that if your not spending over 20k you get more value from Capitol one quick silver than this Citi card. Is this true?
Just look at the cash back %. Citi 2%. Capital one 1.5%
Would you still use the Discover it Cashback match in its first year over this card? Considering Discover matches all your cash back for the first year, you would receive 10% on your rotating categories and 2% on everything else. Is that information correct or is discover only matching the 5% on rotating categories and not the 1% for everything else?
Wil Lyons Discover matches ALL cash back. The problem is that the 2% cash back only applies for your first year.
What i thought but I plan to maximize in first year then get a Citi Double cash for everyday transactions moving forward.
Wil Lyons I'd also get a Visa given its accepted virtually everywhere while the other 3 aren't as widely accepted. The Citi Double Cash is a MasterCard.
Good call out, I do have the Chase AARP Visa. Which is a very underrated card for anyone starting out IMO. The bonus is fantastic and use it mainly for gas.
I recently got the PayPal MasterCard it gets 2% on everything too. So I'm guessing it's similar to the double cash.
I honestly would get the PayPal MasterCard over the double cash just because the PayPal one looks nicer haha.
No Price Rewind / price protection and you'll need to deal with Synchrony as an issuer (it's a co-branded card).
Ask Sebby what's your opinion on the blispay visa? It also gives 2% back, but it also includes a crazy long delayed interest period for big purchases
What kinds of issues do people have with Synchrony?
What exactly does Citi mean by balance transfer?
transferring a balance or debt from another card to their card
This card is now show in everywhere with MC logo that looks like metal. Is this card is being issue in metal now?
do you have to price check or do they automatically price check for you?
You need to add your purchase AFAIK (annoying, I know).
Ask Sebby womp that stinks haha
is there a secured card version of this?
I just got denied for Chase Freedom. I have discover it card - just got approved. Should I wait to apply for this Citibank card? I applied to Chase and Discover in the same day; got approved for Discover and denied for Chase. Thanks.
Chase usually likes to see 6-12 months of personal history before approvals. Hard to say depending on your 5/24, goals, etc.: www.asksebby.com/free-card-consultation/
Thanks. I actually got denied for their Amazon card last month because I just got my first credit card ever in February. Their reasoning was that I just got the Wells Fargo Student Card. Probably the same reason to deny me the Freedom card. Thanks again.
I'll mention this in the consultation, but you should focus on 5/24 cards first. Imagine a BBQ with steak and burgers.
If you go for the burgers first, you'll get "locked out" of the steaks (in the BBQ situation, other people will eat it all).
Burgers will be around all BBQ long, so you can always go back to them :)
Makes since! Perfect analogy.
Hello, Citibank Denied me too. Now I have 2 denials in one Week. Plus one Approval -- from Discover it. Also, there is criteria that I dont need on the list for free evaluation. How do I get consulting? Thanks
Can I change from bestbuy card to double cash?
Call them and see.
I'll eventually get this card but I know in previous videos this card has been blasted in the comments section due to customer service issues.
Most people have problems with Citi customer service and IT. I agree with customer service (calling in) but online has been fine in my experience.
1:22 I read it as $59 As F#%!
🤦🏽♂️
I'd be willing to say that the 2% paypal mastercard is a better card because you get your 2% on all transactions up front. You don't have to wait for the 1% when you pay off the balance. It does have slightly less price protection at 60 days but I don't think that's a big deal if you're someone who does your research and shops around. The only thing I'm not sure about is whether it has rental car insurance.
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Thanks for your comment I’m going apply for this card
citi double cash back now is offering 100 dollars just for sign up and paypal don't. and i also like the citibank is because teach you to be discipline in other words, if you don't pay you balance in full you don't get the other 1% and that is the key to no carry a balance from one month to the other month, just to use the credit card for the rewards.
Eurodollar tv did you get approved? If so what's your credit score?
Seeker_of_ truth yeah I was approved and my credit score is 824
Euro Dollar ok thanks, I'm not close to that
What's the typical credit score to get approved to get this card?
635-650
@@TrillAssAarron , Thanks!
Would I be able to get this card even though I have no credit history?
No.
Try the Discover Secured card. It was my very first one. It's been 3 years of me having a credit card and I JUST NOW got back approved for the Citi Double Cash credit card.
Breanna Burress I applied for the citi double cash in November 2019, got denied because of history or lack there of. My score now is 725 with a (Discover it) card but just 9months though. What do you think my chances are if I reapply?
@@nixonmyrthil4491 I have had the discover it card for the last 9 months and it got my credit score up to 759 and I applied for the citi double and got rejected.
Does this card give automatic increases?
John Arena I have all three cards
In what network is this credit card (Visa, Mastercard)?
MasterVisa
@@luxurybuzz3681 sir, go home already
@@nopenotme3373 Home is where the heart is
Just wish the card wasn't butt ugly lol
If it was metal it would really be a poor man's AMEX Platinum
There are services that will take the chip out of the card and put it into a custom metal card.
@@benmorris1366 what about the metal strip?
@@TheRoshan89 They make a new one and then program it to match the old one or something like that. metal-creditcard.com