A BRUTALLY Honest Review of My Dividend Stock Portfolio
ฝัง
- เผยแพร่เมื่อ 21 ก.ย. 2024
- 📊 GET MY DIVIDEND PORTFOLIO SPREADSHEET (FREE) ► www.retirewith...
📊 TRACK YOUR PORTFOLIO WITH SNOWBALL ANALYTICS (FREE TRIAL) ► snowball-analy...
📈 SEEKING ALPHA PREMIUM (FREE 7-DAY TRIAL) ► bit.ly/3WWZ7tm
📊 FOLLOW MY PORTFOLIO ON BLOSSOM (FREE) ► www.blossomsoc...
💬 JOIN MY DISCORD GROUP WITH OVER 3,000 INVESTORS (FREE) ► / discord
📣 ADVERTISE ON THE CHANNEL ► www.passionfro...
In this video, we'll be going through a brutally honest review of my dividend stock portfolio. We'll take a look at all of my dividend stocks, see how my portfolio is diversified, and as objectively as I can, I’m going to share the good, share the bad, and give my dividend portfolio an honest and thorough review.
The ideas and opinions presented in this video are meant for informational and entertainment purposes only, are not intended to serve as a recommendation to buy or sell any security in any account, and are not an offer or sale of a security. They are also not research reports and are not intended to serve as the basis for any investment decision.
📊 Track Your Portfolio With Snowball Analytics For FREE (14-Day Trial) ► snowball-analytics.com/register/rynewilliams
...and use code "rynewilliams" to save 10% on your subscription!
Hi Ryne, based on your age I will also sell out of MO. The growth is continuous deteriorating.
I've had a subscription to Snowball for a while and I like it a lot better than getquin
That is a solid portfolio that will keep growing and improving, congratulations Ryne! You're so young, you and your Lady are setting yourselves up for a great financial future!
Thank you Dominique...we're trying! It's been a fun evolution over these last few years, and I'm excited to see what the future holds. Hope you are doing well!
Love when you review others portfolios, but I agree every once in a while its a great idea to kinda step back, and look at your own portfolio as a whole, piece for piece, see where you can improve, change, or continue doing. Great stuff man!
Thanks man! We'll be back to our regularly scheduled portfolio reviews next month
Ryne, why did you exit ko stock? Did you make a video on your reason to sell ko?@@rynewilliams
I love seeing your portfolio grow as your strategy adapts and improves over the years!
Thank you man! It's been a really fun process and learning experience
Before you know it your taxable dividends will be able to max out your roth!
Man that will be awesome! In the next few years we'll get there for sure 👏
If you really want to get in to richly priced companies that only seem to go up like Rollins or Costco then dollar cost averaging is the right way to go about it. This protects you from a possible blunder of buying at the top before a big drop (since you'd only have a small position at first), and if it does do a major drop at any point (due to the market and not it's own fundamentals) you can then accelerate your plan or just go all in.
I agree...I'm just not quite ready to start the DCA process with ROL
Remember don't diversify just for the sake of diversfying.In 2019 I was going to buy SO stock. Decided to buy an ETF FUTY instead. 5 yrs later SO was up 41% and FUTY was up 5%. Sold out my position in July. Diversifying can cost you money. Rolled that money into NVDA and V. Let's see how they do in 5 yrs.
There's two scenarios that diversifying is meant for: a) you're filthy rich and protecting your wealth is a far greater concern than growing it, and b) you want to invest but want to pay zero attention or research. Usually buying an S&P 500 index is enough diversity in either case.
Agree. Selling a stock because you have too many is like buying a stock because you have too few. That’s never a reason to buy and sell a stock!
No tech at all seems like a mistake.
I really need to get my portfolio under control. I am considering owning five dividend stocks and a few preferred stocks. Investing in closed funds was not a good idea. This year has been challenging.
Haha we both took the bullet with SPCE. LLY, FANG, and UNH have been absolute tanks for my div portfolio. OBDC is merging with another business so it will be interesting to see how that affects the price going forward.
Nice portfoilio review. AGREE with reducing REITs from 4 to 2. I have two Reits 'AMT' & 'O', i've added over the years to these positions on market downturns. Last BUY in 'O' was back in March.
Nice, AMT is another solid REIT. Great toll-booth style company
REITs haven't performed well over the past 2.5 years due to the rising interest rates. But I expect the market sentiment to rotate once/if interest rates go down. I have been adding a bunch of REITs over the past 6 months (EPRT, ARE and NNN).
Sold all me reits. Love the monthly high dividends but the lack of dividend growth can’t be ignored.
Looks great Ryne. The only feedback I have would be that I'd hold the real estate, BDCs and EPD in the Roth, so if I were in your shoes, I'd probably cash out of the two reits you want to eventually drop (KRC and WPC), move the cash to the Roth ASAP and use that either build up your VOO and SCHD more, or buy into the other two reits you want to keep long term (O and VICI) with those proceeds. I think the tax benefits will do you best in the long run. No sense paying taxes on DRIPing into your regular brokerage! Use that for qualified dividends!
Thank you!
I think you should add some big technology stocks and that’s it. The only think you need to change, in my opinion.
I have a suggestion that you should start doing portfolio reviews as part of friday lifestreams. Because as you said previously you have them piling up and doing only 3 per video isn't that much. So you can choose a bunch to show during the livestream and then highlight only the best/worst in a short video. Anyway, great review today.
Thank you for the suggestion, and thanks for tuning in. At this time, I plan to only to do them once a month in their dedicated videos. I like the current format of the livestream and want it to be more of a casual hang out
@@rynewilliams either way, sounds good to me
Now that you have over 100 shares in some stocks, which I think they are REITS, would you ever do options?
At some point I may have an interest in options, but for now I do not
Man, you are simply amazing. Sharing a personal story with facts that require a lot of courage 👏 💪.
This is great! People complain about not being able to beat the market and all, but I like the learning of this process as you shown. Specially beginning with so many random investments, and then consolidating them into only few.
Yea it's cool to see the evolution of it all. Investing is a pretty comprehensive hobby, so all the different things you learn about from doing it can definitely be applied elsewhere
@@rynewilliams
I have a question regarding MAIN, beacuse you said it has a dividend yield of 8.44% if I am correct? But why does it anywhere I look say it has a dividend yield of 5.97%?
Seeking Alpha has it at the 8% yield
My man. Keep up the great vibe and knowledge you provide. Love that you do not come across a scripted and keep it real. Wishing you the best in this fun world of investing.
Thank you my friend! I really appreciate the encouragement
I do like ADC, Kenvue and V
Love the portfolio... Im all about putting Reits and Bdc's in a roth
Thank you!
hey Ryne great video and being honest about urself is the right way to improve keep the good work and have a nice week my man cheers
Thanks Rui! I hope you have a good week as well
Judging by your stats. Your Roth with just the two etfs are going to soon both be a higher yield and already higher cagr
I'd be surprised if the Roth ever had a higher yield than my taxable
@@rynewilliamstrue. But that assumes no changes really. It’s not far now.
my 4 etf portfolio consists of jepi, schd, vxus and splg
my biggest position is in splg in which i have 44 shares that were reinvested from voo, second one is jepi with 33 shares, then vxus with 32.4 shares and then schd with 25
objetive for the future is to get all of them to 100 shares for those sweet dividends
Nice, sounds like you have some solid funds
Great approach
Would love to see you when I’m in Vegas bro!
When are you coming??
@@rynewilliams hopefully this year
@@dangelusarussianchannel well keep me posted man!
Good content! I have the same stocks in my dividend portfolio that I manage as a retired 56 year old dividend investor. As you accumulate 100+ shares for each position I recommend selling covered calls. It’s a great way to supplement the income those stocks generate.
Thanks for sharing that. At some point, I may dip into options. I'm not quite ready to do so though
Great review!!! I’m happy with my portfolio even with the few mistakes I’ve made but I have been learning from them! I am going to consolidate my portfolio in the upcoming year but I am in no rush and making over $500 a year in dividend income it feels good!!!
Man that's awesome. When looking at your holdings, do you have a good idea of which ones you'd want to sell out of?
@@rynewilliams yes I have two for sure to sell and one just in mind!!! I have 16 holdings total in my Div Portfolio!!
And you’re the reason for me continuing and progressing my and my daughters portfolio
That's all you my friend! I can't take credit for any of that. Keep up the good work 👏
Great portfolio Ryne! Always nice to have a balance of higher yielders with higher div growth CAGR's. Keep it up!
Thank you man, you do the same!
Great review Ryne! Keep it going! Love everything the dividen community is doing!! Thank you great example to a younger generation!!
Thank you my friend! The dividend investing community is a good bunch. I'm fortunate to be apart of it
Hi Ryan. Im close to 60 yrs old and your videos inspired me to get started. Can you recommend maybe three brokerage accounts I should research to get started?
Thank you Steve, great job getting started! I personally use Charles Schwab and M1 Finance as my brokerages, but Fidelity is also another really solid one. I'm sure some other people here in the comments can recommend some other good brokerages.
That's a really nice diversified portfolio.
Thank you so much!
Great reflection Ryne! 🙌🏽
Thank you man!
What would you replace the two REITS if you were to sell them?
I'm not sure! I'd maybe add some more to VICI properties, but then I might divvy up the rest across my portfolio
EPRT or O? Seems like EPRT has a better performance historically
I think they're both great. EPRT has a really nice looking portfolio
Good job. We have a similar style. I like to copy VYM and SCHD. Dividends are so great, it's easy money. I started about 4 yrs ago, best investment I found! SCHW?
Very cool that we have a similar style!
Ok community I need some input! I’m 33 and just started a Roth IRA. Currently I have SPMO, IVV, SCHD, VWO, VEA, KO and O… my question is should I continue dollar cost average all these or just focus on 2 or 3 of them?
I personally think you could simplify your ETFs. I don't think you need more than IVV and SCHD in that department
@@rynewilliams ok thank you man. Just so I’m clear though your advice would be sell the rest of the etfs and maybe just keep ivv, schd, ko and o?
Great job! Keep up the good work and thank you for all your info/insight!
Thank you so much for all the encouragement. I appreciate you tuning in, and hope you had a great weekend!
I assume not cause you would’ve talked about it but, no 401k through your job?
No 401k…this TH-cam stuff is actually my full time gig
@@rynewilliams love it! Keep it up 🔥
What do you think about Barrick Gold? (GOLD)
I don't have an opinion on it to be honest. It's outside of my wheelhouse
@@rynewilliams gotcha. Thanks for the reply!
I finally started position in ROL.
Nice! What price did you get in at?
@@rynewilliams45.70. Planing to build over time to 100 shares. Thanks to you !!!
Oh right on, not a bad price!
I keep trying to get your dividend portfolio spreadsheet but I am not sure what I am doing wrong?
It could’ve gone into your spam folder. If you email me at ryne@retirewithryne.com I’ll send you the spreadsheet link real quick
Ctas is going to have a stock site September
I remember reading about that!
Like bus and metra cta?😊
I love it. Thanks to your videos, we invest in solid companies, and it works very well. I love Russ' videos, The Dream Green Show and Ari Gutman, who is very nice and always gives good advice, you probably know him too. My 52k dollar portfolio has gone up 9 percent since I started this year, you have a 3 % dividend and an 8 % dividend growth rate, which is great. I have a dividend yield of 5.30% with a dividend growth rate of 4.9%. I don't know if that's good, now I want to invest in stocks like Nike, McDonald's, Starbucks, Visa, Lowe's, to get a better dividend growth rate.
Yea I was just texting with Ari earlier today! He's a great guy and is one of my good friends.
It sounds like your portfolio is doing pretty well...those few stocks you mentioned are good ones to consider. Keep up the good work!
@@rynewilliams Ah yes, thank you😃 it's nice to hear that, it's true, he's a good guy, surely someone you can talk to about anything.
Solid self evaluation! Any chance you’ll someday join the small but enlightened who have ditched the laggard that is $O!? 😉
Never say never! I'm perfectly fine holding O for now. It's been a very reliable investment
is there a site that provides the company dividend growth percent?
Seeking Alpha!
Great video your the reason I got into dividend investing ❤
Thank you my friend! That's really cool to hear
Loved the video! Can you help me and list the guys you watched? 😊
If you go back and watch Ryne's Friday night live streams....he did go over alot of those if i am correctly rememering. I think it was 2 or 3 Friday live streams ago. I need to go back and relisten as well!
There's honestly so many to name, and I know I'm going to forget a lot of people. In addition to the ones I mentioned in the video, Dividend Data, Dividendology, Darth Dividend, Mark Roussin, Professor G - Investing Simplified, Dividend Bull, Kevin Burgess, Ari Gutman, and Dividend Diplomats are some of the other channels I regularly watch
Great portfolio!
Thank you so much!
Great portfolio , in terms of starting my first position in either V or Ma would you wait or start now
Time in the market is key 🔑 not timing the market 😊👍🏽
Thank you! I personally still think Visa is a fine buy at this time
@@michaeldiamondturnerwise words thank you 💯
@@rynewilliams perfect will hopefully start my position on Monday
Let your cat pick a stock and see how it does 😊
Haha that would be something
Let’s go Ryne🔥🎉
Thank you my friend!
Love the shirt
Thank you!
Hey Ryne just curious why do you do this in a taxable account not a 401k or a Roth IRA? I’m young but I’ve always heard to max those then use a taxable one. Could you explain why that’s not the case for you?
I have a Roth IRA that I invest into every week...I talked about that in this video
@@rynewilliamsmaybe this comment was getting at why you don’t switch your strategies for your two different portfolios (i.e., dividend investing in Roth and VOO/SCHD in taxable brokerage)
@KenH-gn6vl ahh gotcha. My apologies for misunderstanding if that’s the case.
In that instance, I like having the higher amount of dividends coming from my taxable account because I like the flexibility this type of account provides. Whenever I want to, I can pull these dividends, whereas with the Roth IRA I have to wait until I’m nearly 60 years old. I plan on using some of my dividends prior to that, so this makes sense for me
Funny thing is when i first started investing, it wasnt even like ohh i need to invest early so that I'll be financially free in the future. I literlaly put in money into the sp500 as a joke to my friends to see if the money will go up or not, and to my surprise and sheer luck it did😂. But as times goes on i came across dividend investing and that brings us to today😂.
Oh that's interesting! What was the joke between you and your friends?
@@rynewilliams at the time I had a lot of videos pop up on my feed about the sp500 and how good of an investment it was and I just made a silly bet with my friend like yo I'm gonna put money in the sp500 and if it goes up they gotta buy me some drinks. It was something along those lines and as time goes on, that joke became my life goal😂. Dividends are king!!
Haha that's awesome. Are your friends into investing at all too, or not really?
@@rynewilliams well they really didn't know much about it, but since I keep bombarding them with my progress and stuff a few of them actually started to invest, they ask me on what stocks is looking good and stuff like that, it's awesome😂
I've been a day one sub. Always loved your transparency and laying it all out for us. 🎉
All the flowers, brother!
Thank you man, I really appreciate all of the support over the years. It means a lot
TH-cam is my School
Same!
Hey what's my cat doing at your home?😀
Haha maybe they're twins
O and VICI ftw hehe
Ryne do you have any tips to start a channel just like yours?
Thx for the vid. Now sell all of that and put it all into YieldMax, Crypto, and a few other "shiny new toys" and just turbo charge that Dibadend Incum, lol.
That was my plan first thing tomorrow. You read my mind!
@@rynewilliams good job my man ;)
Income my jenkem
Hi Ryne! Just a quick question , why would you not consider adding a rating/index company to your portfolio such as MSCI, SPGI or Moody's? They all have decent yield with terrific div growth.
I didn't say I wouldn't ever consider it. I certainly would!
@@rynewilliams Oh sorry Ryne, what I meant is that they are not on your watchlist /buy list as far as I could tell. Maybe I'm wrong!
Oh no need to apologize. It’s my fault for misunderstanding. I don’t have any on my watchlist at the time because I haven’t really looked into any of them. I would be open to, but I just haven’t gotten around to it yet
I keep going up😂 every month😂
That's great!
Beyond meat? C’mon man!?!? lol
@@shaykorittnig6617 haha it was another time in my life 😂
Hi ryan big fan for awhile.
how could i share my portfolio for you to nip pick sorta speak. Keep in mind my spreadsheet u gave us comprises of both my tsfa and non registered account
Thank you for all of the support! If you submit your portfolio to be reviewed here, it will be considered for a future video: docs.google.com/forms/d/e/1FAIpQLSewqb2vcLNiTzgTOh3ypMLIOG60982HFxGFUagus2UyiQ7nLw/viewform?usp=sf_link