BANK में FD है जान लें ये 6 नियम वर्ना हो सकता है बड़ा नुकसान | Fixed Deposit High Value Limit 2023
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- เผยแพร่เมื่อ 1 เม.ย. 2022
- Fixed Deposit Rules As Per Income Tax 2023. How to save tax in Fixed deposit? Income Tax High Value Transactions Limit for Fixed deposit (reported to income tax department by Bank)
#FDRules2023 #FixedDepositLimit2023 #FDRuleIncomeTax #FixedDepositLimit2023
11 High value transactions जोकि Income tax track करता है 2023 में -
• 11 High value transact...
Key Point 1 - High FD amount
Income Tax High Value Transactions Limit for Fixed deposit (reported to income tax department by Bank)
🔹 10 Best Investment Options for Senior Citizen 2023 - • 10 Best Investment Opt...
बैंक में ज्यादा पैसा रखने के नुकसान | Rules for Saving Account ताकि Income Tax से कोई नोटिस नहीं आये - • बैंक में ज्यादा पैसा र...
Key Point 2 - TDS Rules
10% TDS deduction if your interest exceeds Rs 40,000 (Rs 50,000 in the case of senior citizens).
20% TDS incase PAN is not updated in Bank A/C
🔹 Post office Interest rates 2023 | कितने साल में आपका निवेश हो जाएगा दोगुना - • Video
🔹 SBI Bank FD RD Interest rates 2022 - • Video
Key Point 3 - How to Save TDS
Key Point 4 - Tax Rules and How to Save Tax
Key Point 5 - How safe is FD
Company FD is not secure.
Not all Bank are secured (especially few co-operative Banks)
Best FD Interest rates 2023 | Govt Private Bank rates - • Video
Key Point 6 - Nomination Rules
As per Law Nominee is just Custodian of asset or account. He is legally bound to transfer the asset to legal hire.
Bank/Financial institute will issue money to nominee
Bank RD Interest Rates 2022 - • Video
SBI Bank FD RD Interest rates 2022 - • Video
Govt Bank FD Interest rates 2022 (Book @ 8%) - • Video
Namaste sir.. aap dono ki
Debates kafee informative hotey hai...
Sir mere kuchh prashna hai..
1. Kya hum 1 se jyada banks mein S.B. a/c khol sakte hai.. agar ha... toh kitne banko mein.
2. Sabhi banks ke a/c ka
Interest milakar 40k ke ooper nahi hona chahiye
Ya individual banks mein 40k ke ooper nahi hona chahiye..
3. LIC mein 1 accounting
Year mein kitne tak premium allow hai.. agar
Senior citizens single premium ya pension plan mein Jana chhe toh...
Namaste😊
Very nice and good Suggestions, Information and Adviced.
बहुत बढ़िया जानकारी दी है आपने। शुक्रिया!
🙏 Welcome
बहुत ही उपयोगी जानकारी दी है आपने ।धन्यवाद ।
🙏 Welcome
फिक शड,डिपॉजिट,के,बारे,मे,जानकारी,देने,के,लिए बहुत, धन्यवाद
Thanks for information
Good information 👌👍
For pension holders,can they submit 15 H for FD? If they are in I Tax slab.
Very informative session 👍
Thank you for your valuable information s, I want to know about the limit of s/b joint account deposit etc. Is it the same ten lac or double?
Hello Sir, its very interesting to hear an expert's advice and rules. My question to the expert is, i am a U.K. citizen but have F.D. in India in FCNR a/c for rainy days do i also need to file tax returns in India? What are the rules, that applies to me?? your e-mail reply will be much appreciated. Thanks.
Tq so much sir.for your valuable information.
Good information 🙏
thanks for good suggessions
All your videos are very valuable for us sir..👌💐
सर क्या PMVVY , SCSS & RBI Floting interest rates Bonds.... यह तीनों स्कीम्स भी FD के अंतर्गत आती है क्या. ??
या फिर FD का मतलब हम जो सिर्फ बैंक में या पोस्ट ऑफिस में जो फिक्स डिपाजिट करते हैं उसे कहते हैं..🙏🙏
9
Very useful information
NICE VIDEO 👍👍👍
EK SAWAL HAI SIR,
KYA NATIONAL BANK CUSTOMER KO WITHOUT F.D. RECEIPT PAISA DE SAKTI HAI ??
Informative information thanks
Excellent information
Thanks.
Very nice sir,, thanks
Good morning.
Please advice about tax on total interest earned in all fd opened in different banks
Regards
If I'm 18+ and student zero income
If i do FD in different banks to save the TDS then the interest limit of 40000 is per bank or overall interest from both banks ?
Best work@
Thanks for guidance.
Always welcome
Dhanyavaad.
Senior citizen saving scheme is also coming under fd. The secure limit is 5 lac?
Very important information sir thank u sir
Mai 60+ hu sir Mera TDS cut huaa था SBI me maine ITR FILE Kiya muje vapas mil gya...thank you sir for Good information.
M
Thanx a lot
Vinay aur Aashis sir,me apka bada fan hu.me apka har information watch karta hu.
GOOD INFORMATION, THANKS
You're welcome!
If the fixed deposits are made from NRE account or FCNRs converted. What is the limit of safety if bank is bankrupt tomorrow
Ppf me three time extension le chuka hu. After this kya payment partially le sakte hai ya amt. total nikalna jaroori hoga.
Joints holding and Nomination Person both in SB A/c., Who is types Benefits? Bank of Baroda who is types Benefits?
एफडी करवाने के बाद टैक्स लगा क्या करना इसके bad
Form no 15 H & G should be attach to customer Od to avoid submissionevevry year .
Thank u Sir ,this information.
Welcome
Thanks for your nice video god bless you sir 🙏
Most welcome
Thank u very much sir
Can an NRI be a nominee?
Are there any clauses/conditions attached to that?
Thanks sir ji 🙏
Sir please can you say fixed deposit me kounsa interest payout option lena sahi hoga. monthly, quaterly, half yearly or annually
Thanks 👏👏👏👏👏👏👏
Sir mera swal hai mera Sbi and Hdfc dono mei ek ek account hai .. agar mai Sbi ka sara paisa Hdfc mei transfer krdoo kya uska kuch tds cutega ??
Thanks sir🙏
If an FD is maturing and say it was for 3 years tenure..now on maturity date I renew it for 5 years..will that be reported to income tax department as a new FD ?
Thanks.nice info.🙏🙏🙏
🙏 Welcome
Sir... please bataye.. ki senior sitezen ki Maximum fd karane ki kya limit hai.. jisse unko tax se bacha ja sake..
& Nomination kya sirf family legel member hi ho sakte hai ya koi unknown not family person bhi nomeeni ban sakte hai? Thanks
Nifty 10,000 jayega 2 months main,
Mene Aaj 3.5 lakh k loss par exit le liya qunki aane wale tym par 15 L ka loss bacha liya
ok
As I am filing returns everyyear is it necessary for me to fill Form 15 G or 15 H
If commercial property is sold for Rs.50 lakhs then what should one do to save tax?
Jankari dene ke liye dhanyvad
🙏 Welcome
Union bank of india main F.D. ki thi, magar branch manager ne without F.D. receipt liye hi premature payment F.D.owner ko kar diya. Kya bank aisa kar sakta hai ?? Bank ke against complaint kaha kar sakte hai. Please advise
Thanks sir
Sir i have FD in Sbi is with old interest rate about 5.1 to 5.3 can i change my fixed deposit with new interest rate 6.1 ..and how we can do ..
When FD & SB a/c either or survivor operations in this situation is nomination necessary
Will bank allow survivor allow claim all a/cs n deposits automatically. Please reply .
Thank you
It is not necessary but it is advisable .. Nominee come in pic only when both account holder pass away
tnx...sir
good one
If my total interest income is above taxable limit to save tds I keep fdrs in different banks to save tds is it fair or punishable act. Please make me clear.
How to nominate in bank account and how to get nomination certificate/document from bank? Pls make a clear lecture on it?
Salary 2.5-5 LPA k bich ho, or maturity me interest income less than 40,000 ho to what formalities (like form 15G,etc) needs to be made?
15G YA H देने की जरूरत नही, अगर एफडी का सालाना ब्याज 40K तक है।
If FD is Kept in JOINT NAME under EITHER or SURVIVOR mode of operation then NOMINATION IS NECESSARY?
If Either of the these two persons Dies and if Nominations is not done then do the SURVIVOR gets money or not?
Yes survivor get, but death certificate needed. More over better to always take the signature of both joint holders on the back of original FD. And FD payment always in the saving account. Both either or survival should have a saving account in same bank with either or survival mode for smooth withdrawal.
Interest from FD was more than 5 lakhs in my case. Form 15H was filled at right time but bank deducted tax. Is bank right in deducting tax? Kindly reply asap.
Thank you sir very well explained.
थैंक्स फ़ोर information
Is this right time to buy physical silver 100 percent or wait or buy how much percent
Thanks a lot . U gave us information regarding FD account. My FD account is from Canada bank bsngalore
Very good information .Now I want to know where to invest my money other than FD so that I can get more interest . Amount I got from my property which I sold, PL suggest,I am a senior citizen.
Huf me 15 g fd per de shakte he
Sir agar interest ₹40000 se kam hain fir bhi sec 80TTA KE under benefit le skte kya
Please suggest best elss fund to invest for tax saving
Sir mere account me 10 lakh rupya hai jisme maine 7 lakh ka fd kiya huwa hai or fd ka interest annually 38000 ke lagbhag hai, sir mujhe ye bataiye bank to tds katega wo sirf mere fd pe hi ya jo fd je alawa mere account me 3 lakh bacha wo fd ka interest or shaving amount 3lakh ka interest dono milake katega ya sirf fd interest pe hi tds katega ??
Sir will you tell us some tips on NRE account holder.
Agar joint account me first holder senior citizens and second holder ka age 25 year he. To agar Fixed deposit open kia jaye to interest rate senior citizens ke hisab se lagega ya normal interest rate lagega. Please reply.
Sir aapke video se khafi nolej milti h 🙏
Sir agar 1 Crore ka FD kholenge to kya bank interest pay karega ya fir nahi?
Aur agar interest pay karega to fir kitna TDS deduct hoga?
Sirf PPF me nominee bad me change aur add kr sakte h kya?
Sir if I am doing FD for my wife or 21 yr old son (student),how can I make gift deed for that money.
Post office MIS scheme me five year pura hone per kya dobara MIS me invest kar sakte hai ?
सर जी 🙏🙏🙏,प्लीज् ये बताइये की F.D की premature closing में investment amount में से भी penalty काटी जाती है क्या??icici में 10 लाख की FD थी वो टाइम से पहले तोड़ ली तो मुझे 9 लाख 85 हज़ार मिले है यानी 15 हज़ार काट लिए icici ने ओर स्टेटमेंट में show नही हो रहा
sir, Nominee & Legal hire (नामिती तथा वारिस ) Both are same. Singal person apart from his others Brothers and sisters than others legal hires what having rights to get FD money on meturity?
Good evening sir tell me sir what is better FD or RD.
Sir Mera SBI me ppf account h. Our post office me join account h. To Kya husband ke me se ppf account khulwa sakte h
Aashish Ji ,I am a finance guy and I understood all things fully what u have stated ,I dont want my fdr to be broken online at all as I seem risk in that ,although bank say that physical fdr made at bank can only be broken offline but I hv seen in ICIci that even after making it offline ,website allow to breakonline ,is there any RBI guidelines in that and under which clause it is written ,pls advise thank u so much
Good information
Thanks
Hello sir kya me bob world me fd ko modify kr sakti hu? Maine aj he fd ki hai. Maine quarterly payout select Kiya tha but me use cumulative karna chahti hu. Plz reply
Sir ji aapke vidio bahot hi laabh prad rahte hai
Aap apne sabhi vidio me gold aur silver ki baat jaroor thodi si kiya karen.
Hello sir....agar intrest cumulative ho to v kya har saal 15g dena hoga
After maturity period of FD, when FD reinvent, tb FD pr kya interest rate milta he?
Sir, kya ap ko pata he kya agar death claim kiya and premature fd close kar rahe he to kya joint holder ko compulsion he kya branch visit karne k liye. Ya POA holder ne submit kiya b to enough hota he. Koi rbi ka guidelines he kya sirf joint holder ya nominee he jaye? Lady senior citizen he isilyr POA appoint kiya he. Please help on this
50000 ka joi deducted hai wo fd ke byaz se hoga ya ji saving hai pehle se wo bhi judega .
Care video .
10000 or 1000000 amount fixed deposit , maturity se pehle nikal lee Jaye to kya bank interest dega , dega to kitna interest dega , panelty kitni lagegi , or kya bank fixed deposit amount se bhi payment kam kar sakta , jase 10000 fixed kiya maturity ke pehle fixed deposit brake kal liya jaye to 10000 milega ya nahi agar bank 10000 jo fixed h nahi deta to complaint kaha par kare
Being deaf and eiyh Hindi subtitles i could not read. Thsnk uou.
नमस्ते.
मेरी मिसेस वरीष्ठ नागरीक है. ऊसका अलग पॅन कार्ड है. अगर वह एफ डी/सिनिअर सिटीझन योजना मे निवेश करती है तो आयकर के बारेमे उसकी क्या जिम्मेवारी बनती है? अलगसे इनकम/टॅक्स गिना जाएगा या मेरे इनकम/टॅक्स मे जोडा जाएगा?. कृपया उचित मार्गदर्शन करीए.
धन्यवाद.
Sir kiya gift deed banana compalsary hai Ji. kiya married sister married brother ko gift kar sakte hai. Os fd ka intrest kiski income ho gye.
Please can you tell me whether Paschim Banga Gramin Bank is listed under RBI or not ??
I have same question ❓
Sir post office me RD,TD,MIS and bank me FD ho tab bhi income tax department ko show hota hai,please explain.
Is State Bank of India, Punjab National Bank and Bank of India is registered with DCGC. Please confirm.
Sir, jila sahkari bank up ke,, reserve Bank se manyta prapt he ya nahi,, 5lakh ka amount surkshit hoga, plz
what about Tirumalla tirupati multistate Co-op Cr Society Ltd. which comes under CRCS
Sir, are banks liable to inform us through email and sms for TDS on FD ? If yes, then how to mention bank to give intimation?
you will be get form16A and email comes when TDS get deducted