Wow. Great story. Let me tell you my money transformation story. Picture it. 2014 Christmas. I bought Christmas gifts and all the things and got hit with 3 overdraft fees in a row on my only checking account. 😱. I thought to myself.. I make good money how is this possible? I thought I need to figure out this money stuff. I got Dave Ramseys book. And started a budget. I have never had an overdraft fee ever again. I now keep a detailed spreadsheet of my income, expenses and net worth. It’s been a long road but worth it. I look back on the early spreadsheets and laugh. They were so simple. 😂
@loveandjoy810, now that's a great story that a lot of people, including myself, can relate to. I think the clincher is the part where you're looking at yourself in the mirror asking, "What the heck!?" Thanks for sharing and congrats on your progress!
Wow. Great story. Let me tell you my money transformation story. Picture it. 2014 Christmas. I bought Christmas gifts and all the things and got hit with 3 overdraft fees in a row on my only checking account. 😱. I thought to myself.. I make good money how is this possible? I thought I need to figure out this money stuff. I got Dave Ramseys book. And started a budget. I have never had an overdraft fee ever again. I now keep a detailed spreadsheet of my income, expenses and net worth. It’s been a long road but worth it. I look back on the early spreadsheets and laugh. They were so simple. 😂
@loveandjoy810, now that's a great story that a lot of people, including myself, can relate to. I think the clincher is the part where you're looking at yourself in the mirror asking, "What the heck!?" Thanks for sharing and congrats on your progress!
Hunger is a powerful motivator. I think we were all hungry in the 80's, though. 😂
Ain't that the truth 🤓