@Nevyn515 Scottish money is accepted at many stores across UK. The problems come with the counterfeit ones which then leads to store managers putting a ban on the.
@@Luciry123 Stirling is the town, Sterling is the currency. The notes are Scottish, issued by Scottish banks, and it’s the same in England which is why they are both legal currencies, but Scottish notes are NOT legal tender in England, and English notes are NOT legal tender in Scotland. Legal tender means it has to be accepted if offered in payment, but does not reflect anything to with the legality of the currency. For the record, I am Scottish and at versions points in my life I have lived in England so have had the experience. It’s a minor annoyance, particularly with electronic payments now, but not the end of the world. When it’s happened to me, if I genuinely have no other alternative available to me, I just politely explain that that being case, I’m unable to pay so will have to leave the goods. This person going all Karen on them is ridiculous. She’s just embarrassing herself.
Here in NI anytime someone's going to England on holiday they have to scrounge from everyone they know to swap notes from our 3 local banks with Bank of England notes 😂
I'd just say fine, take it up with the owner as they set the policies that the business runs by. I'm sure they would expect people to kick off about it so would have their legal stuff in order ready for it. I guess its possible that they might not even have the facilities to take cash.
I went to a pub in bath that wouldn’t take my order unless I downloaded their app, which wanted all my personal information. I left and went somewhere else
@krizcillz Is it a breach though? They're not collecting the data to sell pints, they're collecting the data to run their app (or at least I imagine that's the excuse)
@krizcillzit's not a breach of data protection you fucking melt 😂 did you not watch this video? Same principle applies, if the vendor has prerequisites to purchasing their goods, you can politely decline their request, however, they are by no means legally obliged to provide you with a service on your terms.
I doubt this, unless there was no actual bar and the drinks were being made behind closed doors only to be taken out when you order on an app. But that would be ridiculous, drunk customers or anyone low on battery would be unable to order.
Look what happened to the Canadian truckers, who had their bank accounts frozen by Trudo. This is the start of a dangerous situation. The day will come when the government will decide how you spend your money
YOU can’t buy that cream cake your medical records have been cross referenced and you are overweight and may become a burden on the state, no petrol for you mate you have used up your allowed carbon footprint last week.
On this very subject I had to smile to myself the other week; told when paying for a meal in a resteraunt it was cashless only, but later noticed a jar behind the counter labelled "tips", containing several coins and notes. Some want it both ways.
@@xTerminatorAndytalking about tips to restaurants, why is this evan there and specially for catering sectors, do McDonald's staff get any tips, nurses, street cleaning, general cleaners, carers, contractors who work on the roads day and night any wearher, don't see them getting any tips so why restaurants staff
The Bank of England website has a scenario that explains it. Here it is, 'A shop owner can choose what payment they accept. If you want to pay for a pack of gum with a £50 note, it’s perfectly legal to turn you down. Likewise for all other banknotes, it’s a matter of discretion. If your local corner shop decided to only accept payments in Pokémon cards that would be within their right too. But they’d probably lose customers.' Regarding other payment methods, 'English banknotes aren’t legal tender in Scotland. Scottish notes aren’t legal tender in England or Scotland. Debit cards, cheques and contactless aren’t legal tender anywhere.'
Discretion is the key word - It short today's notes are nothing more than a copyrighted picture, the only value it holds is what we place on it as a collective. It's both subjective and objective. Think of gum and cigs in old prison flicks. If you don't like what someone else is doing then just ignore it, carry on your day, enjoy life... or build your own stage and act out your own play.
Under consumer rights, limitation of surcharge, they are not allowed to charge differently for different payment methods. The fact they have a sign up, is just daft. If they are that bothered about cards, they should just refuse them.
I did an experiment for just one month using cash only, so no internet shopping and I ended up being roughly £300 better off due to it stopping me purchasing things of the internet and when I wanted something I had to go to town and buy it. It just showed me how loose my spending is via the net.
Fair enough for your thoughts, but it was a thought on how easy things have become. In a way it has both pros and cons, one thing I didn’t miss is the change, I gathered a fair bit of change which you had to keep in your car because do you know how hard it is trying to get on the pound while at the petrol station, so much pressure when you know you can’t just swipe 😂 But this control thing via our banks and 3rd party has been around for sometime. Unfortunately I cannot see how we can keep money alive, I still take a few hundred out in cash each month, but the banks / authorities keep making cash machines disappear.
@@davidthornton3346 Yes, but also the tools make it easier to gain or lose impulse control. For example kids with ADHD have their impulses worsened by things like TikTok and other instant-gratification of social media (it's to do with the constant dopamine reward) I generally don't carry cash, by the way. But I do think the tools as well as the impulse control are inexorably linked
Halfway through this video an advert for The Blue Man group came on about one of their shows and now I'm convinced you're one of them. You fit perfectly.
I had a similar problem with a new butcher recently. When they first opened I bought some meat off them and paid cash and it wasn't a problem. A week or so later I went back and they refused to take cash anymore. They lasted about 2 months before shutting down.
@@amazer747 I mean, even in a cash society our tax payments are largely automated, right? You may pay for things in cash, but your income tax is typically deducated from your payments before you even get them, the government still controls what you're paid and I also highly doubt you have all your earnings in cash right now, what about your bank? I totally understand the concern, but I think no matter how you look at it, the way you pay for a problem is just one problem of many.
And I've had my car broken into and my backpack with my purse stolen - but I've rather have all that goes with cash, including the negative, than programmable CBDC which gives the banks TOTAL control over your life through your 'money' which, I understand is part of the plan, will carry an expiry date, so no saving to help your kids in the future.
A post office once gave me 2 fake £50 notes. I went back an hour later to complain after a shop refused them....they denied it and confiscated the fake money! Grate Britain!
A hotel/bar/restaurant went cashless in my area. It was reported at the time as lunchtimes were heavily frequented by pensioners who were not happy. The establishment lost so much trade that it reversed its decision within a couple of months. If any business makes this choice then customers are free to take their custom elsewhere. A couple of years back I was in North Berwick on a Saturday evening and the system that supports card payments had “crashed” for the whole town. People that had no cash were protesting but the card payments could not be processed.
I run a small business and am happy to take any form of legal payment, as I'm not in a position to be fussy any form of payment is better than no payment!!
The problem arises when you become a big business with multiple outlets and tills. Not from customers, a proportion of which will always try to steal from your shops, but from dishonest and clever staff with their hands in the till. There are ways of managing this but none are perfect. The only real answer is to go cashless. Whether you do or not, as a shop owner, is entirely up to you.
I don't run any business beyond private sale of my surplus items, but I'm always happy to accept payment in Euro, USD and JPY as well as Sterling. It benefits me as I don't like having all of my cash in one central bank, and it benefits my customers by giving them a way of exchanging their spare holiday money for something they want and giving me something I'd like in the process! 😇 And let's face it: One can accept entirely non-fiat forms of payment if they wish, can't they? 🛍
@@thefiestaguy8831 I dunno if most western courts recognise ants, worms and crane flies as lawful means of tender. If you and the trader are in a Common Law setting and *agree* that's an acceptable remuneration then that's perfectly doable...But any attempts to sue for non-payment/breach of contract would be rather...ahem... _Awkward_ ⚖🇬🇧😉
@@thefiestaguy8831 LOL. No but an attractive 20 something (Female) Brunette, that is domesticated and can think for herself, would be acceptable. Consider the laptop a dowry 😂
There’s a good saying in situations like this. Speak with your wallet. If a company refuses cash, do not support them. Go somewhere that does take cash. The companies that want to deny cabs and therefore reduce payment options will soon regret it and possibly lose business to those who offer more options.
Yes, it's physical ... but it's NOT MONEY, it's FIAT CURRENCY. It WAS MONEY when it was GOLD and SILVER coins, but now it is just TOKENS. FIAT CURRENCY CAUSES INFLATION; Governments can just print more whenever it suits them, banks lend out more than they have (FRACTIONAL BANKING) and it's the public that pays the price, working harder for less! Think of FIAT CURRENCY like sticky paper gold stars used to bribe 5-year-olds to do their work; Very cheap for the teachers to buy sheets of 100 from shops, but given FAKE 'official value' to the kids. Maybe some smart kids used their pocket money to buy their own sheets. If governments do go cashless, the people will return to trading items to maintain their privacy!
I also want to praise The King & Queen as I understand they like to carry cash just in case. Remember, don’t give up your cash money. When ANY government wants you to go totally digital with your money, It’s because they want absolute power over you. You have the right to say NO to bigger government and start fighting back.
This is interesting, I understood that a shop can refuse to serve you if you only have case but if say you have eaten a meal you have now created a debt. My understanding was that you could not refuse payment to settle a debt. So if an establishment refused to accept payment for a debt then a person cannot be accused under the theft act because they had offered payment.
Terrifying. I try to use cash everywhere. If we lose it then it’s game over, everything we do is tracked and they could stop your card if they don’t agree with what you are buying. Very worrying. Cash is King
You should always carry some cash no matter what. The amount of places that cannot accept crad payments when you go in because of an internet problem etc is getting ridiculous.
Had a similar experience where the restaurant didn't accept cash and was card only. I had no cards so what I did was I left them my information and also left them the cash in the amount of the bill and returned the next day with my card, paid the bill on my card and got my cash back. It was a nice and easy way to solve the issue
Never forget we may have a fully ethnic government in the future, Never assume that all types of government are benign!!!!!! My personal opinion is the owner,/operator of this bar does Not trust his/her staff and so should not themselves be trusted. Here in Ireland 🇮🇪, cash only is very common and I'm happy to oblige them,when I want to give one my three scallys something for a day out I don't feel a transfer cuts it like cash.
I have lived in what the conspiracy nuts like to call a "cashless society" with the double whammy of "15 minute city" added on top. And it absolutely isnt an issue all in a country with a much higher freedom metric than the UK. Nobody is stopping money getting taken out of the bank, but private business can transact how they want.
The more cards are used, the more banks will make money. CBDC is creeping closer and closer. We won't have control over our money. Choose to believe it or don't your choice. It is happening. UK banking is already trying to implement it.
@@treesoul00 More accurately cash is a fiat currency has no true value but what we put on it. It's still better than cashless. Physical Metal I'd keep, always handy to have. Things like ebay etc are at the whims of the needs of people, not entirely consistent - unless you're selling in a niche then maybe.
@@MarkXHolland The problem with £50 notes is mostly the difficulty of giving change if it's for a small amount. When I sold my motorcycle, the buyer paid in £50 notes, which given the amount was quite acceptable. Paying for a bar of chocolate with a £50 note is a different matter, though.
cash is just paper, if the goverment desides one day that its not worth anything then its not woth anything thay dont need a cashless society to do that, so unless you have your money in gold....
My local pub is bucking the cashless trend by positively encouraging cash payments to avoid increased card administration fees. Every Thursday is Cash is King day where discounts are offered for cash payments and no cashback is available.
You do know the details of the purchase, ie the items you bought, are not collected in the bank transaction? Its probably a good idea some don't have a bank account and have a little money purse instead.
@andyley329 that's right, your bank account has a simpler and safer method of transferring money we have been using for 40 odd years! If you don't have a bank account you are choosing to opt out of modern society, for no good reason whatsoever.
We should start a campaign to make it mandatory for all businesses to accept cash as an option of paying. This has actually happened successfully in Australia, where it's even worse than here, but it has been made into law that all businesses have to accept cash and I think we need that here as well.
Thanks for this video. It cleared up a lot of misconceptions for me. I was probably unjustifiable unreasonable with some vendors and I think you may have even saved me from potentially getting in trouble with the law!
Probably because they're sick of idiots who don't understand the law harassing them for policies out of their control. If you guys stopped this "muh legal tender the coin of the realm" shit people might find you less annoying.
But they have customers, so they can't be the underlying issue. The underlying issue is the customers that make it all possible. AKA people getting on with their life.
@@dedr4mdude I get that it’s annoying. I hate too but just so you know the minimum wage cashiers behind the counter don’t give a crap what you say or do! There not slapping their heads and going “damn we lost a sale”. There just trying to make it to the end of the day so they can go home and nothing you say or do will touch them unless it’s massively aggressive, super creepy or very nice! Source- I’ve worked retail.
I was hungry in town one night so I went to Domino's as it was at the edge of the car park. I made my order and went to pay, and then they told me they do not accept cash. I left the shop. I have never even been tempted to buy from Domino's again and I never will.
You were hungry, you refused to pay by card and left. You were still hungry. I'm sorry, but who's the loser in this scenario? Cos it ain't Domino's. Shooting yourself in foot here...
Domino's menus are an absoute confuse-opoly of the highest order anyway. You can order the exact same items as someone else and pay a substanially different price depending on which of the 6-8 concurrent offers on the menu you tell them to apply. Unless you are a) pedantic enough to work out the price via every one of the different offers and then pick the best price, and more crucially b) stone cold sober and thus capable of actually doing said calculations (and keeping track of the potential prices you've already calculated) then you will very likely realise afterwards that you could have paid somewhat less (or even, in some cases, a lot less) than you actually did for those items. Most other businesses ensure their tills apply offers the same way every time on the purchase of the same comibination of items, so that everyone buying the exact same things will pay the exact same price as each other. Also most other businesses do not deliberately run multiple conflicting offers concurrently and expect you to choose which offer you think works out best.
@@davidthornton3346 You're the kind of person who, in 20 years time when your bank is charging you a fee on every transaction as there is no cash, will complain bitterly when it's too late but won't do anything to attempt to stop it ahead of time because to do so would be a minor inconvenience for you right now.
I am very divided over this issue! Some years ago in my home town,a landlord was mugged for his takings while on the way to the bank, and subsequently died!which does ask the question that had he been cashless this wouldn’t have happened! Just a thought!
That’s a big reason why businesses don’t want to use cash. It costs money to process and transport cash, it’s a risk in itself. People don’t understand that it has to be counted, kept in a safe, it can vary because it’s hard to keep track of change. I used to do the tills at Mcdonalds, it was very rare for my totals to match the money the till said. The allowed variance is +- £1, so it wasn’t that big, but it adds up. Then you add in the cost of time to count money as well - not worth it for many places, especially if it’s a busy place like a pub.
Digital bank accounts allow bad actors to steal money from a million people as easily as they can from 1 person, whereas stealing cash requires you to put in effort to each theft. While the probability of violence is higher with cash thefts you're much more likely to have your life savings robbed out of your account.
There was a Pizza Hut that refused cash, only accepting cards. Next door there was a Chinese, refusing cards, Cash Only. ........The pizza hut branch was closed down after some years
You have to held them accountable - with due respect and without getting personal. First it's their job and secondly, they are the link between customer and the management or owner of any business. You won't get or keep your rights with just being nice and avoiding confrontations.
I was recently in a pub where they didn't didn't hold copper (1p and 2p) in the tills... which is fine when everything on the menu is divisible by 5.... uuuuntil local staff from other shops get a 15% discount. So, my £5.50 beer now costs £4.67. I paid by card, instead, but I'm guessing that cost them more in bank transaction fees than it would have to just give me my change up to the nearest 5p?
Question, who is spying on you, specifically? No bank or business is targeting you as an individual. If you’re privacy focused on this topic and use a card ever, you’re a hypocrite, you have to say when you pay by card you’re willingly risking privacy. Yes, cash is technically non-traceable, but it’s not as nuanced as that.
Absolutely! Cashless businesses are lubricating the slippery slope to tyranny. Trudeau won’t be the last to weaponise the baking system against those who disagree with him.
@@lewisgregory769 You've focussed on the wrong part of the comment - although it is correct, cash is privacy. Using a card is not 'hypocrisy' because it is still, atm, an option when buying in person. The pertinent part of the comment is that CBDC is about control - or to be more precise, TOTAL control of people's lives as it is programmable and I understand the plan is also to make it have an expiry date. One their website, the WEF were (a couple of years ago) selling it as parents being able to have it programmed so that their children can't buy sweets, but people, not as stupid as they think, realised the banks/corporations/governments can have THEIR money programmed so they cannot buy anything the government doesn't approve of. CBDC is neo-feudalism that will turn the populace back not to peasants, who had a degree of autonomy, but serfs, who had none.
Raises a very interesting ethical point regarding establishments that sell life essentials such as food, water and medicine. If someone doesn't have a bank, which citizens don't have to have (or can be debanked), and their local shops refuse to take cash, how on earth is someone supposed to get life essentials for themselves.
@@craigburns7907 you need a bank for a card!!! That's the whole point being made. There is no way of guaranteeing basic survival with a dependency on a business.
@@andrewgarner2224 no, I didn't say that at all! I am saying it is an ethical point to discuss; what should we do if someone is unable to get access to basic life essentials because the do not have access to a bank _and_ their local shops do not take payment that is independent of banks.
@@DrGreenGiant Worst case scenario a travel money card from the Post Office But a pre-paid card from a company like Monzo or HyperJar, you could pay a relative cash to load onto it via bank transfer or something
They are vaporising at a rapid rate. The way society is moving to complete control by big business and Government is the only factor that makes me feel ok about getting older and realising that no longer can freedom be taken for granted as it was in our younger days.
@@paullewis2413 Yes I totally agree. My future is not in the UK now I've come to realise. I'm grateful as I don't have children, so the move for myself would be a lot simpler. Others will struggle when they come to terms with the demise of our country. Most people are blinkered to it all.
I listened to a gold trader on YT a while ago. She partially paid for a used car with gold soverigns. Legal tender and real value I'd say. Cash, use it or lose it ladies and gents. When you lose it you'll be sorry
It is the customers fault because of their laziness using plastic instead of cash. Wait until the central bank digital currencies get mandated. Control of your money, freedom and privacy are gone.
Lets say we're in a cashless society. If you do something 'wrong' (including opposing the authorities by peacefully protesting, or whatever), the authorities can then freeze your acccount and you then can't pay for anything. George. Orwell.
happened in canada during the trucker protests and even people donating to them had their accounts frozen, some accounts are still frozen to this day or how about both germany and austria during convid they both were floating the idea of the unvaxxed having their bank accounts frozen and being fined 3000 euros if they refused to get vaccinated
On a visit to England last year, I went into a restaurant that didn't take cash. I did actually have a card that I used to pay the bill but gave a tip in cash. They didn't refuse that-funny how that works!
For all those extolling the benefits of using cards or digital phone apps to make payments be very careful what you're doing. There is little doubt of the benefits of using cashless payments "FOR NOW", the problem with this will ultimately reveal itself when the "powers that be" unleash a completely cashless system. Now imagine when that day comes and it's decided by those same "powers that be" they don't want anyone purchasing certain items, this maybe collectively or as an individual. So on that day it's decided that vehicle fuel cannot be purchased or say a holiday abroad or alcohol or meat. In fact any product or service that they deem fit. That is when the realisation will hit you firmly in the face that they now have complete control over when, what and where you spend your digital cash.
If we are going down that road, would you not simply buy these things with crypto? Where there is demand there is an opportunity to provide the service.
Governments don’t need to mess around with the payment system to ban the sale of something they object to, they can just ban it by law. You’re being pointlessly paranoid.
We had a local pub who wouldn’t accept cash during the pandemic and its business fell off massively once the pandemic was over they kept the no cash policy for another month after which the pub CLOSED DUE TO LACK OF BUSINESS Some people will never learn having to do a little bit extra work accepting cash is better than being out of work because you refused.
If they call the police and say you've made off without payment, I guarantee the police won't respond. They dont respond to theft in the store i work in so they arent chasing people for that.
The only useful data is gathered by your bank in that you made a purchase in a pub in Winchester. So the "do not trade with them" in relation to data harvesting would be your bank.
If people like you (artiodactyla) stood firm instead of rolling over because you don't have a spine. And walked away from such establishments. And ONLY used cash, then there would not be a problem. Either accept cash, or go bust!...
I would like to add, that when I've been in the position to be unable to meet an agreed arrangement of payment (I.e direct debits) a situation that has occurred once or twice. Communicating the issue to pay and get up to date later, has always been accepted. ALWAYS.
As an older person I do not have credit cards. I do have a debit card. However, I really do not like the banks/government tracking my spending, sorry do not trust either. I always understood our cash was good enough for traders in the UK, maybe we should all refuse to use places that refuse cash, they would either go broke or soon accept cash. What a world when even our hard earnt cash is rejected!
Open another bank account or get one of those travel top up cards using an alias, from what I remember an alias is perfectly acceptable under UK law. I still prefer cash than to bother with that though. Another way is to have a friend with an account buy the stuff for you then give them the money.
your not missing anything a credit and debit card are 2 different things, the debit card is linked to your bank account for the immediate spending of cash, a credit card is a loan, you have a maximum credit limit and can spend within it, then you have to pay it back at the end of the month or a percentage of it with interest. most people now days only have a debit card because thats what the bank gives them for accessing their account. but a credit card is what you should use for online purchases and things because its an added level of security not linked directly to your bank account, you can get credit cards linked to your bank account but that rather defeats the point of them.
Here in Switzerland I've bought a newspaper at a kiosk using a SFr100 note and nobody has batted an eyelid. If I visit the UK, I break £50 notes by making a purchase in e.g. Aldi and paying cash at a self-checkout. It avoids dealing with spotty herberts.
When I started in retail small purchase with large tender was always treated with suspicion and more care was taken when accepting the note regardless of size. Even when accepting a £50 a colleague needs to witness the transaction.
Being from Northern Ireland there's another twist to accepting cash in GB. We'll accept all sterling bank notes but you don't accept notes from any of the Northern Ireland banks even though it says I promise to pay the bearer in Sterling, even banks. Some years ago on holiday in Scotland I had ran out of Bank of England and Scottish bank notes. But I had some Northern Bank (now Danske bank) notes and knowing the local shops probably would turn their noses up at my money, I went into a local bank to get them changed. The young lady looked at them and said I'll have to go into the back to work out the exchange rate 🤦♂️. A few moments later she came back with a very red face apologising a lot, "sorry I didn't realise ". Yes it says on them "I promise to pay the bearer in Sterling" so why are you English and the Scots not want Sterling bank notes but want to keep the country out of a cashless society with Pounds Sterling but won't accept Pounds Sterling. Cash is king.
£10 on a card (credit or debit etc) is not the same as £10 in your hand. When it's in your hand .. YOU control it ... when it's on a card the bank controls it and controls ACCESS to YOUR money. And we all know how that will end given the historical bad behaviour of banks and what happened in recent years in Canada.
@@thetruth9210 But that will happen to everyone at the same time. What they want is the power to choose who is allowed to eat and who they want to leave to starve.
@@barnabywild2215 No, she didn't; the folk that didn't like her scared the rest of the country into believing that would happen. Time passed has shown that her policy would have been beneficial.
The company I work for hasn't accepted cash for 15 years. This was stopped because the staff who work out of a van from home covering 24hrs a day, when we took cash it ment everyone having to visit the bank every day to pay in and to get change for when that's needed, this lowered the amount of work we could do in a shift and this cashless approach prevents loosing money by accident, theft by staff or robbery etc. I personally stopped carrying cash years ago, and this enables me to see where all my outgoings get spent yes ill still use it when i know i need to but its rare, everyone is entitled to choose what they want to use and to what to accept, I do find it a little annoying when I go somewhere that only accepts cash ill just go, no problem I don't carry cash I'll go elsewhere. no fuss, no issues. Some people just like to cause issues for the joy of it...
A lot of people still don't have bank accounts, hence they need to use cash. Most people are useless with money & then constantly tapping their cards is why so many people are in debt.
How can you have coin of the realm, and then have traders in the same realm free to not accept it as payment? That is outrageous and shouldn't be allowed! They advertise an item for £1, you pay with 1£. That should be the end of it! Anything else is just credit, i.e. a promise and a prayer. Reminds me of the adage: "Gold is the currency of kings, Silver is the currency of the Gentry, Cash is the currency of Citizens, and Credit is the currency of Slaves!"
@@thetruth9210 Dump them. The PL is a plastic sports franchise league full of plastic sports franchise clubs. The non league scene is excellent and takes cash. If I ever go to the local league club thats cashless I always order a huge amount of food and drink and simply say I've only got cash, so forget it and they have to waste £30 or so dumping my unwanted food and drinks lol
Interesting point... And an important difference with the country I live in, France, where it is illegal for a business to refuse cash payments for amounts less than €1000
I whipped out a £20.00 note to pay for my beer at my old fashioned pub e few weeks ago, after much grumbling the Landlord took it. He wasn't particularly happy though.
Have you been on a long train journey, where the card handset can’t connect (cos it’s a long tunnel or in the middle of nowhere)? The staff just wish that they could get cash instead. It’s very hard for them!!
So for older people that don't use new tech or cards and only use cash, its basically saying no elderly people, also they are losing alot of business by doing this as alot of people I know, including me, personally would not go out drinking with a bank card and would take cash, so alot of people wouldn't use that pub because of it, its silly.
As a retired banker I see this situation from the other side. 1) bank notes and coins are filthy, and unhealthy. Just because it’s in your wallet doesn’t make sterilize it. 2) insurance cost of holding cash on the premises 3) similar to the above, is the potential risk to premises and staff whilst holding cash trough theft, thus also causing an increase in insurance and security.
@@liza-fr6zt the issue is that small businesses sometimes don't actually know the costs in their businesses. Cash is more expensive as it costs you to pay it in, costs you to get change, costs you extra in insurance to store it, costs you when wrong amounts are given or wrong change given, costs you with counterfeit notes, and costs you with time/wages to take to the bank. All these add up to between 5&10% fees. Cards are about 1.9-2.5% fees and around 0.5% in chargebacks
Funny true story from 1970s Husband went for petrol and took 10 year old brother with him, filled up car then realised left wallet at home. Explained situation to garage attendant as needed to drive home for wallet. Attendant said ok but leave brother here until you return with payment. Did this however brother told everyone he’d been held hostage until the petrol bill was paid 😂
These laws sound like they were created for a future cashless society whereby it allows companies to refuse to take money because it is easier for them. This should not be allowed and the rules should change - the option should be ours how to pay NOT the companies.
Very interesting point ! I know of one marriage which came unstuck due to 'massage services' coming up on his credit card statement. Not a joint name card, but, women turn into Sherlock Holmes when there's a whiff of sexual impropriety in the air ! I'm against a ban on cash, by the way. Always knew that the scumbags would use 'money laundering' as a pretext to break through the doors of our privacy. All the best in the brave new world !
It's simple boycott all businesses refusing cash payments. Once it's gone the banks and govnmnt will decide what, if and when you can buy anything at all!
Which means less queue or people around in those places, so good for me. Carrying cash is largely pointless nowadays except for some league events, some car wash services, and helping out homeless people.
@@Bob.Jenkins Funnily enough, "Cash" is also virtual money in that sense. 1 million in cash is the same as 1 million in a bank account. It has the same value. Difference being one is a number on a computer screen and the other is some laminated material.
About a year ago. We were in a pizza establishment. And same thing. When it came to paying the bill. No cash payments! We are old school and only carry a debit card if we think we might need to use it for larger items or at the bank itself to withdraw money. Anyway l offered the cash and they refused. They just said they would write the bill off. They could tell we were genuine as we only spent about £25. So now we double check that cash is allowed. If it isn't then we give our money to someone else.
You can use this for free pizza. You could also do the inverse of this for free prostitutes. Once you're done, pull out the Mastercard and ask for her card reader. She says it's cash only - you go "sorry m'lady, I use the credit card for everything".
If the person in question relies on tips for part of their income then they absolutely do not have any control whatsover over the actual decision to not accept cash, so at that point you are just adding an extra insult to the frontline staff who are already bearing the brunt of the aggro that has come from someone else's decision.
To those who have no clue it cost a business to actually bank cash, particularly somewhere like a night life venue, pub bar ,restaurant ect it would also mean someone having to transport cash to a night deposit safe which most banks used to have outside the premises for their outside entrance but as most banks have closed 90 % of physical branches that means in my home town the only remaining branches are in pedestrian area who wants or is trusted enough to walk to deposit cash in the early hours bearing large amounts of cash , so for bars to operate cashless isn’t that unusual
Yes, but bizarrely my local council uses an app called Ringo for their car parks. To pay in the machine (eg 4 hours parking) costs £2. To pay via the app costs £2.30.
The problem is that younger people think it's cool. But later down the line when payment is denied, and even access is denied they will see the agenda. Far far too late 😔😔
my son doesn't think its cool at all he has ADHD and only uses cash because his short term memory is so bad he's be bankrupt within a week if he was in a cashless world
@waltersobchak1719 I was once in a supermarket fuel station, the card taking equipment faulty, only cash payers could pay and leave, everyone else was held hostage by fate on a roasting hot day in an unpleasant place. ..
It’s mind blowing that they don’t want your business, when the whole point of having a business is to make money from people using your business. The number of times I’ve been to a cafe when they ask if we could get cash as their EFTPOS is money
@@andydudley1775 I think this is somewhat unrealistic though, it's a pretty rare situation at best! Look at it this way: If your card doesn't work, can't you visit a bank to get money out? Or an ATM? Or maybe Google Wallet/Apple Pay works? Or vice versa. How about PayPal's contactless payment? This should charge your PayPal account then your card at a later date, allowing you to resolve the issue another time. Cash is easier to lose, easier to leave at home, easier to have the wrong amount of on hand, etc. - Is it worth the trade-off for that one time your card/phone isn't working? I've been totally cash-free since lockdown times when businesses started refusing cash, it's extremely rare I come across a situation where I needed cash. I've visited France, Belgium, and the Netherlands several times over the past few years and never needed cash there either. Actually, didn't even need to convert any cash, just used Google Pay everywhere without issue. I'm not saying there will never be issues, I'm just saying that 'personally' I don't find the trade-off worth it considering how reliable contactless/card payment has become and how widely accepted it is.
@@MaximilianBerkmann I work in a hotel, a guest had their credit card stolen .. they realised and cancelled the card within roughly 1 hour .... in that hour over £1000 had been spent on it, the alternative is losing £20 if your wallet goes, I know which I would prefer
I actually did an emergency job in a (large chain) pub. When I told them I needed paying in CASH, they said,'That's not in their policy' After a bit of back and forth and threatened legal action on my part, they instructed the manager to get cash the following morning. I do take card/bank transfer, BUT this was an opportunity I could not miss.
Can confirm about the car. I wanted to put £27k down as cash, yet the dealership would need to verify the process first, before agreeing. Long story short, I ended up making a transfer and depositing the cash.
Even the people behind all the technology can just switch it off anytime, which is what they do constantly to dissidents of the system. Smart meters are another nefarious method of controlling people.
More and more establishments I've come across are asking for payment WITH cash, and are now refusing to accept card payments below a minimum spend level. Good for them I say. Cash is King!
So what are you going to do in about 3 to 5 years time When there is NO CASH available. As already around 30 percent of establishments in the UK anyway already dont take cash, and the banks are gradually withdrawing cash from the system. There simply Wont be any cash in a few years time, as there will be No ATMs, and banks will Not have any cash in them and it will be withdrawn from the system. So what are you going to do then ???. Wake up sadly its happening, and fast.
Why? Unless you're a drug dealer, homeless or a tax evader there's been no reason to use cash for the past 20 years. Are you still boycotting companies that don't have a place to park your horse?
@MegaAztec69 Wake Up? Sounds like your on the side of the globalist egomaniacal control groups. I on my own can do only what I suggested, boycott. But if people do a simple thing like not use digital trading it will at least slow it down. There may be an inevitable seismic change coming. Doesn't mean we've got to make it easy for them...
I’m British but live abroad and haven’t got a UK bank account anymore. When I go back to visit family now, it’s getting increasingly difficult to pay for things. I don’t have tap-and-go and my own bank card isn’t accepted in the UK (it’s a Chinese card). I end up relying a lot on relatives to pay for things for me and then giving them the cash, but this makes me dependent on them. There was a time in the Cotswolds last summer when I literally couldn’t pay for anything as the only pub took no cash.
Stood in a Q for ice cream last Bank Holiday...lady with kids ordered six ice creams the seller made up three as her card 'Failed'...and she didn't have Cash...ice creams went in the bin. 'Cashless' society right there. 🍦🍦🍦🍦
I was in line at a coffee shop at uni. Cold rainy day, lots of people in there. The weather knocked out the cc machines so they announced cash only. I walked past ten stunned people. Paid, ordered, got my coffee while the rest of the place milled around uncertain about what to do.
Failed transaction is usually due to not having enough funds in your bank to pay... So what is the issue here? The woman was too dense to check she had enough money to pay for the ice creams before ordering?
To be fair one who pays the rip off prices that places like these charge is a fool in himself. Last time I had a Flake 99 from an Ice cream van it was £2.50... and that was probably about 14 years ago! Criticising a "cashless society" whilst admitting that you pay the no doubt ripoff prices to buy ice cream.... great logic! A "Cashless" society is by choice. NOBODY is forcing me not to use cash, I choose not to use it because it's less convenient. It's funny how if your employer suddenly started paying you your monthly wage in cash instead of into your bank account, I guarantee 90% of the people commenting "Cash is king" would complain. All those direct debits, standing orders and recurring card payments that would be missed and have to be repaid manually with cash at a branch.... so much more convenient eh?
Cafe near us started pushing card payments only(as in the preferred cards) NO SIGNAGE UP.. They always started the process of making the coffee etc before taking payment as it saved time. Locals got miffed by the card part and cottoned on too the they started before payment and would go in order when asked to swipe the card stated they only had cash and would then walk out when they said we only take card.. Long story short, two weeks later they take cash and card now....
Conversely, in the UK there are many 'small businesses' that accept Cash ONLY.!!? Possibly the type of establishments HMRC (IRS/Tax Office) are 'interested' in...??
![เปิดใจ “ต้นหอม ศกุนตลา” หลังโดนพาดพิงธุรกิจที่เคยทำ และผลกระทบทำถูกปลดฟ้าผ่า! | แฉ 24 ต.ค.67 [2/3]](http://i.ytimg.com/vi/vCi5OIqlxaE/mqdefault.jpg)
The only time anyone uses the term “legal tender” is when they’re trying to buy a pint with a Scottish fiver.
I mean that's really valid though, it's still a British pound Stirling.
Scottish notes aren't even legal tender in Scotland
@Nevyn515 Scottish money is accepted at many stores across UK. The problems come with the counterfeit ones which then leads to store managers putting a ban on the.
@@Luciry123 Stirling is the town, Sterling is the currency. The notes are Scottish, issued by Scottish banks, and it’s the same in England which is why they are both legal currencies, but Scottish notes are NOT legal tender in England, and English notes are NOT legal tender in Scotland. Legal tender means it has to be accepted if offered in payment, but does not reflect anything to with the legality of the currency.
For the record, I am Scottish and at versions points in my life I have lived in England so have had the experience. It’s a minor annoyance, particularly with electronic payments now, but not the end of the world.
When it’s happened to me, if I genuinely have no other alternative available to me, I just politely explain that that being case, I’m unable to pay so will have to leave the goods. This person going all Karen on them is ridiculous. She’s just embarrassing herself.
Here in NI anytime someone's going to England on holiday they have to scrounge from everyone they know to swap notes from our 3 local banks with Bank of England notes 😂
"I can personally sue you for up to £9000" 😂😂😂😂😂😂😂😂😂
Loppy...there's plenty of it about
probably read it in magna carta 😂
I'd just say fine, take it up with the owner as they set the policies that the business runs by. I'm sure they would expect people to kick off about it so would have their legal stuff in order ready for it. I guess its possible that they might not even have the facilities to take cash.
Please do. And make sure to film and publish the conversation you have with the solicitor.
A top Karen remark 😂
I went to a pub in bath that wouldn’t take my order unless I downloaded their app, which wanted all my personal information. I left and went somewhere else
What pub was it?
@krizcillz Is it a breach though?
They're not collecting the data to sell pints, they're collecting the data to run their app (or at least I imagine that's the excuse)
@krizcillzit's not a breach of data protection you fucking melt 😂 did you not watch this video? Same principle applies, if the vendor has prerequisites to purchasing their goods, you can politely decline their request, however, they are by no means legally obliged to provide you with a service on your terms.
@krizcillzdepends whether the customer accepts their terms or not.
I doubt this, unless there was no actual bar and the drinks were being made behind closed doors only to be taken out when you order on an app. But that would be ridiculous, drunk customers or anyone low on battery would be unable to order.
Look what happened to the Canadian truckers, who had their bank accounts frozen by Trudo. This is the start of a dangerous situation. The day will come when the government will decide how you spend your money
Or whether you can spend it or not.
& if you spend it on the wrong things, just -10 points from your social credit score.
Oppose the authorities, get locked off.
Truckers? You misspelled racist redneck inbred terrorists.
YOU can’t buy that cream cake your medical records have been cross referenced and you are overweight and may become a burden on the state, no petrol for you mate you have used up your allowed carbon footprint last week.
On this very subject I had to smile to myself the other week; told when paying for a meal in a resteraunt it was cashless only, but later noticed a jar behind the counter labelled "tips", containing several coins and notes. Some want it both ways.
@@xTerminatorAndy I thought the same. I'd much rather leave some cash for hard working waiting-staff, but I increasingly find I'm not carrying any.
@@harryurz Start carryingcash, then. That's easy enough, isn't it? I leave cash tips and am trying to use cash for everything.
@@xTerminatorAndytalking about tips to restaurants, why is this evan there and specially for catering sectors, do McDonald's staff get any tips, nurses, street cleaning, general cleaners, carers, contractors who work on the roads day and night any wearher, don't see them getting any tips so why restaurants staff
Ask them to bring you the tip jar, and then just dip your card into it and say 'You're welcome'.
@@jonplatt231 Take the contents and say you payed £10.00 over it!!!1
The Bank of England website has a scenario that explains it. Here it is, 'A shop owner can choose what payment they accept. If you want to pay for a pack of gum with a £50 note, it’s perfectly legal to turn you down. Likewise for all other banknotes, it’s a matter of discretion. If your local corner shop decided to only accept payments in Pokémon cards that would be within their right too. But they’d probably lose customers.'
Regarding other payment methods, 'English banknotes aren’t legal tender in Scotland. Scottish notes aren’t legal tender in England or Scotland. Debit cards, cheques and contactless aren’t legal tender anywhere.'
Discretion is the key word - It short today's notes are nothing more than a copyrighted picture, the only value it holds is what we place on it as a collective. It's both subjective and objective. Think of gum and cigs in old prison flicks.
If you don't like what someone else is doing then just ignore it, carry on your day, enjoy life... or build your own stage and act out your own play.
My local butcher has a sign saying 'cash or we add 6% cos thats what they charge us.'
Your butcher is either lying or finacially dumb, one of the two.
Under consumer rights, limitation of surcharge, they are not allowed to charge differently for different payment methods. The fact they have a sign up, is just daft. If they are that bothered about cards, they should just refuse them.
He's actually not allowed to do that.
@@StudentDad-mc3pu Presuming the local butcher is in the UK; not the same laws in the US
yeah - that is no longer permitted, but on top of that 6% is very high.
I did an experiment for just one month using cash only, so no internet shopping and I ended up being roughly £300 better off due to it stopping me purchasing things of the internet and when I wanted something I had to go to town and buy it.
It just showed me how loose my spending is via the net.
Well that's hardly a pro "cash only" story and your lack of impulse control.
Fair enough for your thoughts, but it was a thought on how easy things have become.
In a way it has both pros and cons, one thing I didn’t miss is the change, I gathered a fair bit of change which you had to keep in your car because do you know how hard it is trying to get on the pound while at the petrol station, so much pressure when you know you can’t just swipe 😂
But this control thing via our banks and 3rd party has been around for sometime.
Unfortunately I cannot see how we can keep money alive, I still take a few hundred out in cash each month, but the banks / authorities keep making cash machines disappear.
@@davidthornton3346 Yes, but also the tools make it easier to gain or lose impulse control. For example kids with ADHD have their impulses worsened by things like TikTok and other instant-gratification of social media (it's to do with the constant dopamine reward)
I generally don't carry cash, by the way. But I do think the tools as well as the impulse control are inexorably linked
@@landzwI do this also. I feel like I spend less when I’m doing physically handing it over
@@davidthornton3346 I think the point he was making is you have more control instead of just tapping left, right and centre like it's on tap. 😊
Halfway through this video an advert for The Blue Man group came on about one of their shows and now I'm convinced you're one of them. You fit perfectly.
I had a similar problem with a new butcher recently. When they first opened I bought some meat off them and paid cash and it wasn't a problem. A week or so later I went back and they refused to take cash anymore. They lasted about 2 months before shutting down.
Good
I have received a €50 note that was fake from a bank! Try arguing that with the teller.
The Cashless Society: The Govt fined you £50 by deducting your digital wallet because they wanted to. How are you going to argue with that?
@@amazer747 I mean, even in a cash society our tax payments are largely automated, right?
You may pay for things in cash, but your income tax is typically deducated from your payments before you even get them, the government still controls what you're paid and I also highly doubt you have all your earnings in cash right now, what about your bank?
I totally understand the concern, but I think no matter how you look at it, the way you pay for a problem is just one problem of many.
And I've had my car broken into and my backpack with my purse stolen - but I've rather have all that goes with cash, including the negative, than programmable CBDC which gives the banks TOTAL control over your life through your 'money' which, I understand is part of the plan, will carry an expiry date, so no saving to help your kids in the future.
@@amazer747They can do that anyway. Easy enough to apply an attachment of earnings even in a cash-based society.
A post office once gave me 2 fake £50 notes. I went back an hour later to complain after a shop refused them....they denied it and confiscated the fake money! Grate Britain!
A hotel/bar/restaurant went cashless in my area. It was reported at the time as lunchtimes were heavily frequented by pensioners who were not happy. The establishment lost so much trade that it reversed its decision within a couple of months. If any business makes this choice then customers are free to take their custom elsewhere. A couple of years back I was in North Berwick on a Saturday evening and the system that supports card payments had “crashed” for the whole town. People that had no cash were protesting but the card payments could not be processed.
I run a small business and am happy to take any form of legal payment, as I'm not in a position to be fussy any form of payment is better than no payment!!
The problem arises when you become a big business with multiple outlets and tills. Not from customers, a proportion of which will always try to steal from your shops, but from dishonest and clever staff with their hands in the till. There are ways of managing this but none are perfect. The only real answer is to go cashless. Whether you do or not, as a shop owner, is entirely up to you.
I don't run any business beyond private sale of my surplus items, but I'm always happy to accept payment in Euro, USD and JPY as well as Sterling. It benefits me as I don't like having all of my cash in one central bank, and it benefits my customers by giving them a way of exchanging their spare holiday money for something they want and giving me something I'd like in the process! 😇
And let's face it: One can accept entirely non-fiat forms of payment if they wish, can't they? 🛍
Cool.
Can I trade you 50 ants, 2 worms and 3 crane flies for a new laptop?
You said any form of payment is better than no payment.. right?
@@thefiestaguy8831 I dunno if most western courts recognise ants, worms and crane flies as lawful means of tender. If you and the trader are in a Common Law setting and *agree* that's an acceptable remuneration then that's perfectly doable...But any attempts to sue for non-payment/breach of contract would be rather...ahem... _Awkward_ ⚖🇬🇧😉
@@thefiestaguy8831 LOL. No but an attractive 20 something (Female) Brunette, that is domesticated and can think for herself, would be acceptable. Consider the laptop a dowry 😂
There’s a good saying in situations like this.
Speak with your wallet.
If a company refuses cash, do not support them.
Go somewhere that does take cash.
The companies that want to deny cabs and therefore reduce payment options will soon regret it and possibly lose business to those who offer more options.
And that is your right. Same as any business has the right to decide how they will accept to be paid.
Touché
I would say to the video creator,comeback with 10+ friends and leave together. Makes a more effective point
First order the item then just say oops, forgot my card.
@@byMRTNjournals Do you really believe they have ten friends with an attitude like that?
They all accept cash when the payment system goes down!
I don't go into places like that, I also prefer to use cash than a card, I know where I am when it is physical money.
Yes, it's physical ... but it's NOT MONEY, it's FIAT CURRENCY. It WAS MONEY when it was GOLD and SILVER coins, but now it is just TOKENS. FIAT CURRENCY CAUSES INFLATION; Governments can just print more whenever it suits them, banks lend out more than they have (FRACTIONAL BANKING) and it's the public that pays the price, working harder for less! Think of FIAT CURRENCY like sticky paper gold stars used to bribe 5-year-olds to do their work; Very cheap for the teachers to buy sheets of 100 from shops, but given FAKE 'official value' to the kids. Maybe some smart kids used their pocket money to buy their own sheets. If governments do go cashless, the people will return to trading items to maintain their privacy!
Unfortunately i have too much money to know where it all is if i had it all in cash
I also want to praise The King & Queen as I understand they like to carry cash just in case. Remember, don’t give up your cash money. When ANY government wants you to go totally digital with your money, It’s because they want absolute power over you. You have the right to say NO to bigger government and start fighting back.
Yes a bar has chosen not to accept cash because of a government conspiracy. Why do youtube comments have so many loons?
You'll soon be limited to jumble sales and village fetes if that's your way of thinking LOL
In the end any society regardless of government has absolute power over you , the human being alone is nothing and cannot survive
The Government does not want us to go totally digital. The Bank Of England have clearly stated that a digital currency will not replace cash.
@@gmo4250 Going by the year, whats the newest coin that you have ?
This is interesting, I understood that a shop can refuse to serve you if you only have case but if say you have eaten a meal you have now created a debt. My understanding was that you could not refuse payment to settle a debt. So if an establishment refused to accept payment for a debt then a person cannot be accused under the theft act because they had offered payment.
Terrifying. I try to use cash everywhere. If we lose it then it’s game over, everything we do is tracked and they could stop your card if they don’t agree with what you are buying. Very worrying. Cash is King
You should always carry some cash no matter what. The amount of places that cannot accept crad payments when you go in because of an internet problem etc is getting ridiculous.
how many cashless places will even have the means to accept cash?
Chinese fish and chip shops.
Happens quite a lot…
@@geoffhaylock6848 I think the real question is, can the worker accept it regardless? In my case as a weighbridge operator this was a very clear no.
I have never, in the last 25+ years of using a card, had "Internet problems", if so is very rare.
Had a similar experience where the restaurant didn't accept cash and was card only. I had no cards so what I did was I left them my information and also left them the cash in the amount of the bill and returned the next day with my card, paid the bill on my card and got my cash back. It was a nice and easy way to solve the issue
At that point it's a debt and they have to accept the cash so... Just don't go back
@@tehs3raph1mno they don't! Why are you here if you don't even listen to thr video?
@@tehs3raph1myou are wrong sucker!!!
Use it or lose it, if they get CBDC in we will all regret it.
Never forget we may have a fully ethnic government in the future, Never assume that all types of government are benign!!!!!!
My personal opinion is the owner,/operator of this bar does Not trust his/her staff and so should not themselves be trusted.
Here in Ireland 🇮🇪, cash only is very common and I'm happy to oblige them,when I want to give one my three scallys something for a day out I don't feel a transfer cuts it like cash.
CBDC is in effect now, that happened the day they forced wages into the private banking system
@@anthonyberry9132 I wish we had cash only businesses, good luck to you guys over there fight the power we see you and I hope we learn from you too
If CBDC is introduced it will not replace cash, it will work alongside cash.
😂@@gmo4250
Going cashless only - turkeys voting for Christmas. Beware what you wish for...
I have lived in what the conspiracy nuts like to call a "cashless society" with the double whammy of "15 minute city" added on top.
And it absolutely isnt an issue all in a country with a much higher freedom metric than the UK. Nobody is stopping money getting taken out of the bank, but private business can transact how they want.
Thank you that clears it up the same as you could ruck up with a bag full of 2ps and pennies the establishment is within it's rights to refuse.
The more cards are used, the more banks will make money. CBDC is creeping closer and closer. We won't have control over our money.
Choose to believe it or don't your choice. It is happening.
UK banking is already trying to implement it.
When we go cashless we will be at the mercy of bank bail ins and no more runs on dodgy banks
@@andywatts8654 I think it'll be opposite. Because they'll have more sway they'll do more of what they want.
@@treesoul00 More accurately cash is a fiat currency has no true value but what we put on it. It's still better than cashless.
Physical Metal I'd keep, always handy to have. Things like ebay etc are at the whims of the needs of people, not entirely consistent - unless you're selling in a niche then maybe.
It's why cash is being discredited. Try spending a £50 note anywhere. You're made to feel like a criminal.
@@MarkXHolland The problem with £50 notes is mostly the difficulty of giving change if it's for a small amount. When I sold my motorcycle, the buyer paid in £50 notes, which given the amount was quite acceptable. Paying for a bar of chocolate with a £50 note is a different matter, though.
A cashless society is a very ripe society for tyranny.
Wait till you find out cash is simply paper only given worth by,,, *checks notes* ... the government.
Pol Pot was well known for his advocacy of contactless.
'Will go hand-in-hand with extant woke totalitarianism then.
See China
cash is just paper, if the goverment desides one day that its not worth anything then its not woth anything thay dont need a cashless society to do that, so unless you have your money in gold....
My local pub is bucking the cashless trend by positively encouraging cash payments to avoid increased card administration fees. Every Thursday is Cash is King day where discounts are offered for cash payments and no cashback is available.
I wouldn't use any business that won't take cash.
Its ashame ya can't buy a pint without your bank, credit card company & god knows who else knowing about it....
You do know the details of the purchase, ie the items you bought, are not collected in the bank transaction? Its probably a good idea some don't have a bank account and have a little money purse instead.
@zakmckracken8544 that would be nice but bank accounts are compulsory......
You can't live otherwise
@andyley329 that's right, your bank account has a simpler and safer method of transferring money we have been using for 40 odd years! If you don't have a bank account you are choosing to opt out of modern society, for no good reason whatsoever.
@zakmckracken8544 thats the point! We don't have a choice......
Insurance company, health provider..... whats coming is terrible
We should start a campaign to make it mandatory for all businesses to accept cash as an option of paying. This has actually happened successfully in Australia, where it's even worse than here, but it has been made into law that all businesses have to accept cash and I think we need that here as well.
why?
Went to local park cafe yesterday, Cash is King, no cards accepted
cash vendors fiddle their taxes and only declare a fraction of what they take... as long as they make £10 profit, the HMRC won't investigate them.
Card is King, no cash accepted
Yay!
@@gadgetman36why. Explain yourself.
@@Jimmy_Wilde And so they should 😊😊
Thanks for this video. It cleared up a lot of misconceptions for me.
I was probably unjustifiable unreasonable with some vendors and I think you may have even saved me from potentially getting in trouble with the law!
The real underlying issue here is that a large majority of people 'upholding' this sheer lunacy do so with either arrogance or a smirk. (Or both!)
Probably because they're sick of idiots who don't understand the law harassing them for policies out of their control. If you guys stopped this "muh legal tender the coin of the realm" shit people might find you less annoying.
But they have customers, so they can't be the underlying issue. The underlying issue is the customers that make it all possible. AKA people getting on with their life.
@@eroero830exactly, I haven't been carrying cash as years. Card everywhere, and credit card at that. The section 75 protection is worth it.
@@dedr4m You must be fun at parties
@@dedr4mdude I get that it’s annoying. I hate too but just so you know the minimum wage cashiers behind the counter don’t give a crap what you say or do! There not slapping their heads and going “damn we lost a sale”. There just trying to make it to the end of the day so they can go home and nothing you say or do will touch them unless it’s massively aggressive, super creepy or very nice! Source- I’ve worked retail.
I was hungry in town one night so I went to Domino's as it was at the edge of the car park. I made my order and went to pay, and then they told me they do not accept cash. I left the shop. I have never even been tempted to buy from Domino's again and I never will.
I wish I had enough cash to be able to pay for a Domino’s pizza.
You were hungry, you refused to pay by card and left. You were still hungry.
I'm sorry, but who's the loser in this scenario? Cos it ain't Domino's. Shooting yourself in foot here...
Domino's menus are an absoute confuse-opoly of the highest order anyway. You can order the exact same items as someone else and pay a substanially different price depending on which of the 6-8 concurrent offers on the menu you tell them to apply. Unless you are
a) pedantic enough to work out the price via every one of the different offers and then pick the best price, and
more crucially b) stone cold sober and thus capable of actually doing said calculations (and keeping track of the potential prices you've already calculated)
then you will very likely realise afterwards that you could have paid somewhat less (or even, in some cases, a lot less) than you actually did for those items.
Most other businesses ensure their tills apply offers the same way every time on the purchase of the same comibination of items, so that everyone buying the exact same things will pay the exact same price as each other. Also most other businesses do not deliberately run multiple conflicting offers concurrently and expect you to choose which offer you think works out best.
@@DavidHamm-fb7nx 🤣🤣 same.
@@davidthornton3346 You're the kind of person who, in 20 years time when your bank is charging you a fee on every transaction as there is no cash, will complain bitterly when it's too late but won't do anything to attempt to stop it ahead of time because to do so would be a minor inconvenience for you right now.
I am very divided over this issue! Some years ago in my home town,a landlord was mugged for his takings while on the way to the bank, and subsequently died!which does ask the question that had he been cashless this wouldn’t have happened! Just a thought!
That’s a big reason why businesses don’t want to use cash. It costs money to process and transport cash, it’s a risk in itself. People don’t understand that it has to be counted, kept in a safe, it can vary because it’s hard to keep track of change. I used to do the tills at Mcdonalds, it was very rare for my totals to match the money the till said. The allowed variance is +- £1, so it wasn’t that big, but it adds up. Then you add in the cost of time to count money as well - not worth it for many places, especially if it’s a busy place like a pub.
Digital bank accounts allow bad actors to steal money from a million people as easily as they can from 1 person, whereas stealing cash requires you to put in effort to each theft. While the probability of violence is higher with cash thefts you're much more likely to have your life savings robbed out of your account.
There was a Pizza Hut that refused cash, only accepting cards.
Next door there was a Chinese, refusing cards, Cash Only.
........The pizza hut branch was closed down after some years
Pizza Hut had to pay tax….
Don't give the staff a hard time, just spend your money somewhere that isn't trying to make us cashless.
You have to held them accountable - with due respect and without getting personal.
First it's their job and secondly, they are the link between customer and the management or owner of any business.
You won't get or keep your rights with just being nice and avoiding confrontations.
People who support a cashless society are fascists by defintion, so give these fascists a challenging time if you choose.
order following IS NOT LAWFUL EXCUSE.
@@kk-qy4sc if you actually watched the video you'd have found out its not an unlawfull excuse ether.
But she's sharing her vast legal mind with her. Don't you know she can sue for £9000 (plus vat!) ?
I was recently in a pub where they didn't didn't hold copper (1p and 2p) in the tills... which is fine when everything on the menu is divisible by 5.... uuuuntil local staff from other shops get a 15% discount. So, my £5.50 beer now costs £4.67. I paid by card, instead, but I'm guessing that cost them more in bank transaction fees than it would have to just give me my change up to the nearest 5p?
I will.not use anywhere that refuses cash
I will not use anywhere that refuses card
@@gadgetman36 Eat the bugs and shut up.
Good, once less moron to deal with.
@@gadgetman36me neither lol. I don’t have any cash so can’t pay with it
Ohh check out Mr big here
Cash is privacy, CBDC is about control, boycott any cashless outlet.
Question, who is spying on you, specifically? No bank or business is targeting you as an individual.
If you’re privacy focused on this topic and use a card ever, you’re a hypocrite, you have to say when you pay by card you’re willingly risking privacy. Yes, cash is technically non-traceable, but it’s not as nuanced as that.
@@lewisgregory769 Question why are you clueless?
Absolutely! Cashless businesses are lubricating the slippery slope to tyranny. Trudeau won’t be the last to weaponise the baking system against those who disagree with him.
@@lewisgregory769 You've focussed on the wrong part of the comment - although it is correct, cash is privacy. Using a card is not 'hypocrisy' because it is still, atm, an option when buying in person. The pertinent part of the comment is that CBDC is about control - or to be more precise, TOTAL control of people's lives as it is programmable and I understand the plan is also to make it have an expiry date. One their website, the WEF were (a couple of years ago) selling it as parents being able to have it programmed so that their children can't buy sweets, but people, not as stupid as they think, realised the banks/corporations/governments can have THEIR money programmed so they cannot buy anything the government doesn't approve of. CBDC is neo-feudalism that will turn the populace back not to peasants, who had a degree of autonomy, but serfs, who had none.
Most pub's and clubs are going cashless
Raises a very interesting ethical point regarding establishments that sell life essentials such as food, water and medicine.
If someone doesn't have a bank, which citizens don't have to have (or can be debanked), and their local shops refuse to take cash, how on earth is someone supposed to get life essentials for themselves.
Erm.... Get a card?
@@craigburns7907 you need a bank for a card!!! That's the whole point being made. There is no way of guaranteeing basic survival with a dependency on a business.
Are you saying you have a right to buy essentials at a store of your choosing and the store has no say?
@@andrewgarner2224 no, I didn't say that at all! I am saying it is an ethical point to discuss; what should we do if someone is unable to get access to basic life essentials because the do not have access to a bank _and_ their local shops do not take payment that is independent of banks.
@@DrGreenGiant Worst case scenario a travel money card from the Post Office
But a pre-paid card from a company like Monzo or HyperJar, you could pay a relative cash to load onto it via bank transfer or something
When I was in London, and went into shops that refused cash, I said: "No cash, no customer" and I walk out, and NEVER go back, EVER.
I fill the basket/trolley up, offload at the counter and when they refuse cash... I just say sorry and walk out.
Bet they was gutted.
@@keithfreeman7725 Yeah, then get your friends to do the same.
@@zakmckracken8544 As said-load up the trolley or order a huge amount oif drinks and just walk out if they dont take cash.
@@zakmckracken8544 Sounds like you are.
So to summarize, the law is as bent as the banks. Refuse this cashless society, or forever harbor deep regret when all your freedoms vaporize.
They are vaporising at a rapid rate. The way society is moving to complete control by big business and Government is the only factor that makes me feel ok about getting older and realising that no longer can freedom be taken for granted as it was in our younger days.
@@paullewis2413 Yes I totally agree. My future is not in the UK now I've come to realise. I'm grateful as I don't have children, so the move for myself would be a lot simpler. Others will struggle when they come to terms with the demise of our country. Most people are blinkered to it all.
I listened to a gold trader on YT a while ago. She partially paid for a used car with gold soverigns. Legal tender and real value I'd say.
Cash, use it or lose it ladies and gents. When you lose it you'll be sorry
It is the customers fault because of their laziness using plastic instead of cash. Wait until the central bank digital currencies get mandated. Control of your money, freedom and privacy are gone.
Cash is literally paper only given value by the government lol
Lets say we're in a cashless society. If you do something 'wrong' (including opposing the authorities by peacefully protesting, or whatever), the authorities can then freeze your acccount and you then can't pay for anything. George. Orwell.
That's why scum like Tony Blair are desperate to bring in digital payments.
Are you really that ignorant? A bank account is exactly the same whether or not you only spend cash on the high street.
happened in canada during the trucker protests and even people donating to them had their accounts frozen, some accounts are still frozen to this day or how about both germany and austria during convid they both were floating the idea of the unvaxxed having their bank accounts frozen and being fined 3000 euros if they refused to get vaccinated
The Slippery Slope Fallacy in all its glory.
It gets worse with digital asset tokens..
On a visit to England last year, I went into a restaurant that didn't take cash. I did actually have a card that I used to pay the bill but gave a tip in cash. They didn't refuse that-funny how that works!
For all those extolling the benefits of using cards or digital phone apps to make payments be very careful what you're doing. There is little doubt of the benefits of using cashless payments "FOR NOW", the problem with this will ultimately reveal itself when the "powers that be" unleash a completely cashless system. Now imagine when that day comes and it's decided by those same "powers that be" they don't want anyone purchasing certain items, this maybe collectively or as an individual. So on that day it's decided that vehicle fuel cannot be purchased or say a holiday abroad or alcohol or meat. In fact any product or service that they deem fit. That is when the realisation will hit you firmly in the face that they now have complete control over when, what and where you spend your digital cash.
Giving a load of different apps your private details, what could possibly go wrong?
If we are going down that road, would you not simply buy these things with crypto? Where there is demand there is an opportunity to provide the service.
@geoffhaylock6848 which is why they are simultaneously trying to ban crypto.
Governments don’t need to mess around with the payment system to ban the sale of something they object to, they can just ban it by law. You’re being pointlessly paranoid.
We had a local pub who wouldn’t accept cash during the pandemic and its business fell off massively once the pandemic was over they kept the no cash policy for another month after which the pub CLOSED DUE TO LACK OF BUSINESS
Some people will never learn having to do a little bit extra work accepting cash is better than being out of work because you refused.
if we're playing anecdote bingo, my friend owns a cafe and since switching to cashless during the pandemic, business is booming.
So what's your point?
Looks good on them
If a Business refuses my cash, I will refuse to do Business with them. Their loss.
If they call the police and say you've made off without payment, I guarantee the police won't respond. They dont respond to theft in the store i work in so they arent chasing people for that.
No cash. We want your data . Obtaining data............ all for a quiet pint . Do not trade with them .
Back to the stone age you go.
@@SB-hr5yr Yea all those fifty pound "stone age" notes they keep finding are really bothersome.
The only useful data is gathered by your bank in that you made a purchase in a pub in Winchester. So the "do not trade with them" in relation to data harvesting would be your bank.
Well i suggest you go look at louis rossman about banks data harvesting and using it in this very way.
If people like you (artiodactyla) stood firm instead of rolling over because you don't have a spine.
And walked away from such establishments.
And ONLY used cash, then there would not be a problem.
Either accept cash, or go bust!...
I would like to add, that when I've been in the position to be unable to meet an agreed arrangement of payment (I.e direct debits) a situation that has occurred once or twice. Communicating the issue to pay and get up to date later, has always been accepted. ALWAYS.
As an older person I do not have credit cards. I do have a debit card. However, I really do not like the banks/government tracking my spending, sorry do not trust either. I always understood our cash was good enough for traders in the UK, maybe we should all refuse to use places that refuse cash, they would either go broke or soon accept cash. What a world when even our hard earnt cash is rejected!
Absolutely agreed, well said 👍
Sadly I haven't been handed a brown envelope with actual cash in for over 30 years. I just see numbers changing on my phone now.
Open another bank account or get one of those travel top up cards using an alias, from what I remember an alias is perfectly acceptable under UK law. I still prefer cash than to bother with that though. Another way is to have a friend with an account buy the stuff for you then give them the money.
@@timbert4672 What's your friend going to do with the money? They won't be able to spend it either 😂
your not missing anything a credit and debit card are 2 different things, the debit card is linked to your bank account for the immediate spending of cash, a credit card is a loan, you have a maximum credit limit and can spend within it, then you have to pay it back at the end of the month or a percentage of it with interest. most people now days only have a debit card because thats what the bank gives them for accessing their account. but a credit card is what you should use for online purchases and things because its an added level of security not linked directly to your bank account, you can get credit cards linked to your bank account but that rather defeats the point of them.
Here in Switzerland I've bought a newspaper at a kiosk using a SFr100 note and nobody has batted an eyelid. If I visit the UK, I break £50 notes by making a purchase in e.g. Aldi and paying cash at a self-checkout. It avoids dealing with spotty herberts.
When I started in retail small purchase with large tender was always treated with suspicion and more care was taken when accepting the note regardless of size. Even when accepting a £50 a colleague needs to witness the transaction.
Being from Northern Ireland there's another twist to accepting cash in GB. We'll accept all sterling bank notes but you don't accept notes from any of the Northern Ireland banks even though it says I promise to pay the bearer in Sterling, even banks. Some years ago on holiday in Scotland I had ran out of Bank of England and Scottish bank notes. But I had some Northern Bank (now Danske bank) notes and knowing the local shops probably would turn their noses up at my money, I went into a local bank to get them changed. The young lady looked at them and said I'll have to go into the back to work out the exchange rate 🤦♂️. A few moments later she came back with a very red face apologising a lot, "sorry I didn't realise ". Yes it says on them "I promise to pay the bearer in Sterling" so why are you English and the Scots not want Sterling bank notes but want to keep the country out of a cashless society with Pounds Sterling but won't accept Pounds Sterling. Cash is king.
£10 on a card (credit or debit etc) is not the same as £10 in your hand. When it's in your hand .. YOU control it ... when it's on a card the bank controls it and controls ACCESS to YOUR money. And we all know how that will end given the historical bad behaviour of banks and what happened in recent years in Canada.
Actually they're both the same they're both credit not money 👍
@@thetruth9210 Rubbish!
@@cesiumalloy Really? In a single stroke of stupidity Liz Truss did exactly that within daylight hours.
@@thetruth9210 But that will happen to everyone at the same time. What they want is the power to choose who is allowed to eat and who they want to leave to starve.
@@barnabywild2215 No, she didn't; the folk that didn't like her scared the rest of the country into believing that would happen. Time passed has shown that her policy would have been beneficial.
I don't visit places that don't accept cash, full stop!
Pie key?
How do you pay bills then?
@@cjt9938 probably goes to the Post Office and pays bills over the counter, after going to the cash point.
@@cjt9938 When did you last 'visit' EON, EDF, BT, Thames Water etc.?
The company I work for hasn't accepted cash for 15 years. This was stopped because the staff who work out of a van from home covering 24hrs a day, when we took cash it ment everyone having to visit the bank every day to pay in and to get change for when that's needed, this lowered the amount of work we could do in a shift and this cashless approach prevents loosing money by accident, theft by staff or robbery etc. I personally stopped carrying cash years ago, and this enables me to see where all my outgoings get spent yes ill still use it when i know i need to but its rare, everyone is entitled to choose what they want to use and to what to accept, I do find it a little annoying when I go somewhere that only accepts cash ill just go, no problem I don't carry cash I'll go elsewhere. no fuss, no issues. Some people just like to cause issues for the joy of it...
A lot of people still don't have bank accounts, hence they need to use cash. Most people are useless with money & then constantly tapping their cards is why so many people are in debt.
Agree
@@micheledarling4837 in 2024 you can get a bank account set up on a £30 phone from CEX. There's no excuse to not have a bank account.
Same here in Australia, businesses don't have to accept legal tender.
Thankfully they really love accepting legal tender.
Unfortunately, the government allows them to do it. And people are blindly walking into a cashless society.
Yep. As they choose too.
So you only pay cash?
Uapjedi - a mix of cash and card is fine - what’s your point?
Not only allows them, but actively encourages it.
@UAPJedi 90% of the time, I use cash. I'm not supporting this World Economic Forum backed cashless society.
How can you have coin of the realm, and then have traders in the same realm free to not accept it as payment? That is outrageous and shouldn't be allowed! They advertise an item for £1, you pay with 1£. That should be the end of it! Anything else is just credit, i.e. a promise and a prayer.
Reminds me of the adage: "Gold is the currency of kings, Silver is the currency of the Gentry, Cash is the currency of Citizens, and Credit is the currency of Slaves!"
Computer Says No, then you don't eat.
says - no apostrophe
@@frankcarter6427 Thanks.
@@johnmaurer2035 welcome
was it a computer that took away Farage's bank account or a spiteful employee of the bank? Pretty sure that will never happen again.
You forgot the full stops after apostrophe and after welcome. Well you were the picky one.
It's simple. They don't accept cash, they don't get my patronage. End of
The same with me
@@thetruth9210 Dump them. The PL is a plastic sports franchise league full of plastic sports franchise clubs. The non league scene is excellent and takes cash. If I ever go to the local league club thats cashless I always order a huge amount of food and drink and simply say I've only got cash, so forget it and they have to waste £30 or so dumping my unwanted food and drinks lol
@@thetruth9210 F'em
They know and are happy with this
@@thetruth9210 TRY getting a pie & a beer @ the MCG! Card only now!
Interesting point... And an important difference with the country I live in, France, where it is illegal for a business to refuse cash payments for amounts less than €1000
I whipped out a £20.00 note to pay for my beer at my old fashioned pub e few weeks ago, after much grumbling the Landlord took it. He wasn't particularly happy though.
If he had a cash register, it wouldn't have made any difference. Most likely he was low on change.
We were shopping in Sainsburys recently when a computor fault occurred. They were begging customers to pay in cash.😂😂😂😂
It's literally the only time I'm willing to pay digitally. When the system is broken.
Same here they went down in Morrisons one by one
Run out with the groceries like everyone with a lick of sense does?
@@kesamek8537 😂
Have you been on a long train journey, where the card handset can’t connect (cos it’s a long tunnel or in the middle of nowhere)? The staff just wish that they could get cash instead. It’s very hard for them!!
So for older people that don't use new tech or cards and only use cash, its basically saying no elderly people, also they are losing alot of business by doing this as alot of people I know, including me, personally would not go out drinking with a bank card and would take cash, so alot of people wouldn't use that pub because of it, its silly.
I never ever shop anywhere that doesn't accept cash
You believe in fairies so thanks for letting us know.
@@guillembauza1658 wow!! How creative 🤦♀️
@@guillembauza1658wow!! How creative
I do not patronise any establishment that refuses cash.
If you don't use it, you will lose it. I even pay my council tax in cash.
Good !
Wow, now that is dumb.
@@reneschipperus6707 Is that you Ned Ludd?
the mere fact you pay council tax tells us your a fool
So you actually take the time to go to your council office to make your point and pay in cash?????
As a retired banker I see this situation from the other side.
1) bank notes and coins are filthy, and unhealthy. Just because it’s in your wallet doesn’t make sterilize it.
2) insurance cost of holding cash on the premises
3) similar to the above, is the potential risk to premises and staff whilst holding cash trough theft, thus also causing an increase in insurance and security.
Yes. All trivial things people would only prioritize if they still believe Rome shall never fall
When you feel that hand of tyranny and control around your neck it's too late to scream for help. Bear that in mind.
Worth mentioning as well cash heavy businesses tend to be targets for money laundering while if they use card only that issue is drastically reduced.
Use silver then.
@@liamhervin2254 Oddly enough that has other problems.
I have heard that some small businesses are returning to cash only due to the cost of the card transactions.
Banks generally charge businesses more for cash deposits than for processing a card payment.
They do it, to avoid declaring everything.
Cards are cheaper than cash. Card fees are around 1.9%, cash costs are around 5%. And in some small businesses, costs could go as high as 10% for cash
I have to believe you but it doesn't fit with what I have heard from small business owners/vendors - one just today.
@@liza-fr6zt the issue is that small businesses sometimes don't actually know the costs in their businesses.
Cash is more expensive as it costs you to pay it in, costs you to get change, costs you extra in insurance to store it, costs you when wrong amounts are given or wrong change given, costs you with counterfeit notes, and costs you with time/wages to take to the bank.
All these add up to between 5&10% fees. Cards are about 1.9-2.5% fees and around 0.5% in chargebacks
Funny true story from 1970s
Husband went for petrol and took 10 year old brother with him, filled up car then realised left wallet at home. Explained situation to garage attendant as needed to drive home for wallet.
Attendant said ok but leave brother here until you return with payment. Did this however brother told everyone he’d been held hostage until the petrol bill was paid 😂
Had I been the hostage , my brother would have legged it!
@@twentyrothmans7308 😂😂
These laws sound like they were created for a future cashless society whereby it allows companies to refuse to take money because it is easier for them. This should not be allowed and the rules should change - the option should be ours how to pay NOT the companies.
No cash then leave and never return, cash forever 🎉🎉🎉
The local massage parlor tried a no cash policy; the customers stopped coming.
funniest comment i have seen for a while!
😂😂😂
Very interesting point ! I know of one marriage which came unstuck due to 'massage services' coming up on his credit card statement. Not a joint name card, but, women turn into Sherlock Holmes when there's a whiff of sexual impropriety in the air ! I'm against a ban on cash, by the way. Always knew that the scumbags would use 'money laundering' as a pretext to break through the doors of our privacy. All the best in the brave new world !
Idiot ……
No happy ending then?
It's simple boycott all businesses refusing cash payments. Once it's gone the banks and govnmnt will decide what, if and when you can buy anything at all!
I love this channel, it's great that your explaining the laws that we all have to live under in a simple way the layman can understand.🙂
you're
Vote with your feet, people - if they won't take cash don't use their services.
Which means less queue or people around in those places, so good for me.
Carrying cash is largely pointless nowadays except for some league events, some car wash services, and helping out homeless people.
@@MaximilianBerkmann My God! It's true, a fool and his virtual money are soon parted. LOL
@@Bob.Jenkins Funnily enough, "Cash" is also virtual money in that sense. 1 million in cash is the same as 1 million in a bank account. It has the same value. Difference being one is a number on a computer screen and the other is some laminated material.
I don't care either way, stop being a dinosaur.
There is a simple answer dont visit places that do not take cash. Do not use cards.
Yes they great 👍
Shame on that pub....and shame on all the punters that are 'complying' and giving it business
About a year ago.
We were in a pizza establishment.
And same thing. When it came to paying the bill.
No cash payments!
We are old school and only carry a debit card if we think we might need to use it for larger items or at the bank itself to withdraw money.
Anyway l offered the cash and they refused.
They just said they would write the bill off.
They could tell we were genuine as we only spent about £25.
So now we double check that cash is allowed.
If it isn't then we give our money to someone else.
You can use this for free pizza. You could also do the inverse of this for free prostitutes. Once you're done, pull out the Mastercard and ask for her card reader. She says it's cash only - you go "sorry m'lady, I use the credit card for everything".
If paying for a meal tell them you only tip in cash but as they dont accept cash they get no tip
If the person in question relies on tips for part of their income then they absolutely do not have any control whatsover over the actual decision to not accept cash, so at that point you are just adding an extra insult to the frontline staff who are already bearing the brunt of the aggro that has come from someone else's decision.
That's an excellent way to get out of tipping, not that i ever tip anyone 😂
😅😅😅
they have already charge it to your card via that item called service charge!
@@GuacamoleyNacho a good reason to stay away from card only restaurants.
To those who have no clue it cost a business to actually bank cash, particularly somewhere like a night life venue, pub bar ,restaurant ect it would also mean someone having to transport cash to a night deposit safe which most banks used to have outside the premises for their outside entrance but as most banks have closed 90 % of physical branches that means in my home town the only remaining branches are in pedestrian area who wants or is trusted enough to walk to deposit cash in the early hours bearing large amounts of cash , so for bars to operate cashless isn’t that unusual
Yes, but bizarrely my local council uses an app called Ringo for their car parks. To pay in the machine (eg 4 hours parking) costs £2. To pay via the app costs £2.30.
It’s costs businesses in charges for cards 🤷🏻♀️
The problem is that younger people think it's cool. But later down the line when payment is denied, and even access is denied they will see the agenda. Far far too late 😔😔
Fortunately 99.9999% of us live in the real world, not some paranoid conspiracy that makes absolutely no sense on several levels.
my son doesn't think its cool at all he has ADHD and only uses cash because his short term memory is so bad he's be bankrupt within a week if he was in a cashless world
@waltersobchak1719 I was once in a supermarket fuel station, the card taking equipment faulty, only cash payers could pay and leave, everyone else was held hostage by fate on a roasting hot day in an unpleasant place. ..
They are indoctrinated in school to be cashless. Past generations paid for school lunch with cash. Apparently not even an option now.
They won't accept, until the Internet goes down. Then oh boy they will.
Funny because the internet is not needed to take card payments.
Nice point though
@@Liberty_Freedom_Brotherhood funny, it is for my business.
@@gomes3332 Isnt for mine i only need a phone signal to take cards, chances of internet and phone signal going are pretty slim!
If the internet goes down, this will be the least of our worries.
If she was buying a round for a 1000 pounds the young girl would have made an exception.
It’s mind blowing that they don’t want your business, when the whole point of having a business is to make money from people using your business.
The number of times I’ve been to a cafe when they ask if we could get cash as their EFTPOS is money
Let’s vote with our feet. A cashless society is a hideous prospect. Avoid cashless businesses or risk our freedom. Literally.
if your card does not work for some reason how do you even get even change for a bus.
Nah! Not having to carry cash is much better than the alternative.
Only 1 in 10 transactions are made by cash now, you've already lost lol.
@@andydudley1775 I think this is somewhat unrealistic though, it's a pretty rare situation at best!
Look at it this way:
If your card doesn't work, can't you visit a bank to get money out? Or an ATM?
Or maybe Google Wallet/Apple Pay works? Or vice versa.
How about PayPal's contactless payment? This should charge your PayPal account then your card at a later date, allowing you to resolve the issue another time.
Cash is easier to lose, easier to leave at home, easier to have the wrong amount of on hand, etc. - Is it worth the trade-off for that one time your card/phone isn't working?
I've been totally cash-free since lockdown times when businesses started refusing cash, it's extremely rare I come across a situation where I needed cash. I've visited France, Belgium, and the Netherlands several times over the past few years and never needed cash there either. Actually, didn't even need to convert any cash, just used Google Pay everywhere without issue.
I'm not saying there will never be issues, I'm just saying that 'personally' I don't find the trade-off worth it considering how reliable contactless/card payment has become and how widely accepted it is.
@@MaximilianBerkmann I work in a hotel, a guest had their credit card stolen .. they realised and cancelled the card within roughly 1 hour .... in that hour over £1000 had been spent on it, the alternative is losing £20 if your wallet goes, I know which I would prefer
I actually did an emergency job in a (large chain) pub.
When I told them I needed paying in CASH, they said,'That's not in their policy'
After a bit of back and forth and threatened legal action on my part, they instructed the manager to get cash the following morning.
I do take card/bank transfer, BUT this was an opportunity I could not miss.
@waltersobchak1719 Same as all the places that refuse cash, then.
@waltersobchak1719 its called having principles and not being easily swayed by money, a rare thing these days.
@waltersobchak1719 I didn't want to go there in the 1st place. Did a favour as their contracted plumber was unavailable.
I'm always turning work down.
@waltersobchak1719 I ALWAYS do a good job. They did want me to "sign up" to be a contactor for them.
I declined.
Can confirm about the car. I wanted to put £27k down as cash, yet the dealership would need to verify the process first, before agreeing. Long story short, I ended up making a transfer and depositing the cash.
Isn't there a percentage of people who don't have a card?
Of course there is. They will have to use other pubs.
A few weeks without food and there will be even less though
Yeah, anyone who has successfully filed for bankruptcy. You aren't allowed a bank account once this happens.
@@geoffhaylock6848 exactly what does that have to do with the topic?
@@timbert4672 Not even one without an overdraft facility?? That's harsh...how does one live in the modern world without a bank account FFS?!
Being so overly reliant on technology seems unwise to me. All it takes is a bug, technical malfunction or hacker and your business is stuck.
And this is happening more and more.
Already happened .sever times
Not to mention the extra fees they incur just to do it "digitally"
Even the people behind all the technology can just switch it off anytime, which is what they do constantly to dissidents of the system. Smart meters are another nefarious method of controlling people.
Finally a take I can get behind! One of the very good reasons to not rely solely on digital payments
More and more establishments I've come across are asking for payment WITH cash, and are now refusing to accept card payments below a minimum spend level. Good for them I say. Cash is King!
If any business refuses cash don't use them. Simple as that.
So what are you going to do in about 3 to 5 years time When there is NO CASH available. As already around 30 percent of establishments in the UK anyway already dont take cash, and the banks are gradually withdrawing cash from the system. There simply Wont be any cash in a few years time, as there will be No ATMs, and banks will Not have any cash in them and it will be withdrawn from the system. So what are you going to do then ???. Wake up sadly its happening, and fast.
Why? Unless you're a drug dealer, homeless or a tax evader there's been no reason to use cash for the past 20 years. Are you still boycotting companies that don't have a place to park your horse?
If any business refuses cards, don't use them. They are avoiding tax, just like you libertarian nutjobs.
That's what a dodgy/tax-dodging/fraudulent person would say.
@MegaAztec69 Wake Up? Sounds like your on the side of the globalist egomaniacal control groups. I on my own can do only what I suggested, boycott. But if people do a simple thing like not use digital trading it will at least slow it down. There may be an inevitable seismic change coming. Doesn't mean we've got to make it easy for them...
I always use cash.
I do not go to Cashless, shops, and restaurants.
Their loss.
What about customer choice?
Choice is for bigots and racists.
I’m British but live abroad and haven’t got a UK bank account anymore. When I go back to visit family now, it’s getting increasingly difficult to pay for things. I don’t have tap-and-go and my own bank card isn’t accepted in the UK (it’s a Chinese card). I end up relying a lot on relatives to pay for things for me and then giving them the cash, but this makes me dependent on them. There was a time in the Cotswolds last summer when I literally couldn’t pay for anything as the only pub took no cash.
Stood in a Q for ice cream last Bank Holiday...lady with kids ordered six ice creams the seller made up three as her card 'Failed'...and she didn't have Cash...ice creams went in the bin. 'Cashless' society right there. 🍦🍦🍦🍦
@@AzuraeLyonheart get your own Spelling correct before you criticise someone else 🤡
@@AzuraeLyonheart 🤡➡️ learn how to spell yourself before criticising others ➡️🤡
I was in line at a coffee shop at uni. Cold rainy day, lots of people in there. The weather knocked out the cc machines so they announced cash only. I walked past ten stunned people. Paid, ordered, got my coffee while the rest of the place milled around uncertain about what to do.
Failed transaction is usually due to not having enough funds in your bank to pay... So what is the issue here? The woman was too dense to check she had enough money to pay for the ice creams before ordering?
To be fair one who pays the rip off prices that places like these charge is a fool in himself. Last time I had a Flake 99 from an Ice cream van it was £2.50... and that was probably about 14 years ago! Criticising a "cashless society" whilst admitting that you pay the no doubt ripoff prices to buy ice cream.... great logic!
A "Cashless" society is by choice. NOBODY is forcing me not to use cash, I choose not to use it because it's less convenient. It's funny how if your employer suddenly started paying you your monthly wage in cash instead of into your bank account, I guarantee 90% of the people commenting "Cash is king" would complain. All those direct debits, standing orders and recurring card payments that would be missed and have to be repaid manually with cash at a branch.... so much more convenient eh?
Cafe near us started pushing card payments only(as in the preferred cards) NO SIGNAGE UP.. They always started the process of making the coffee etc before taking payment as it saved time. Locals got miffed by the card part and cottoned on too the they started before payment and would go in order when asked to swipe the card stated they only had cash and would then walk out when they said we only take card.. Long story short, two weeks later they take cash and card now....
Conversely, in the UK there are many 'small businesses' that accept Cash ONLY.!!?
Possibly the type of establishments HMRC (IRS/Tax Office) are 'interested' in...??
I refuse to go anywhere that doesn't take cash.
Good for you
Is that because most buses and taxis only take card now?
@@cjt9938 not in my area, card or cash
@@cjt9938 That depends on where you live.