My Side Hustle Brings In $400K A Year-Here’s How I Spend My Money

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  • เผยแพร่เมื่อ 7 ก.พ. 2024
  • Chisom Okwulehie was gifted at drawing from a young age. She decided to turn her artistic instincts toward a more profitable line of work, studying architecture and public planning in college. Today, the 35-year-old mother of two earns about $163,000 a year working as an architectural designer for the Port of Authority for New York and New Jersey and running her own interior design side business for private clients, Juntero.
    This is an installment of CNBC Make It's Millennial Money series, which profiles people across the globe and details how they earn, spend and save their money.
    Produced by: Zach Green
    Senior Managing Producer: Eric M. Clark
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    Additional Camera: Valentina Duarte
    Editor: Nic Golden Henry
    Animator: Elham Ataeiazar
    Reporter: Mike Winters
    Additional Footage: Chisom Okwulehie, Getty Images
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    My Side Hustle Brings In $400K A Year-Here’s How I Spend My Money

ความคิดเห็น • 995

  • @CNBCMakeIt
    @CNBCMakeIt  3 หลายเดือนก่อน +42

    What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: ​cnb.cx/32TYZ2K​

  • @haydencraig7149
    @haydencraig7149 2 หลายเดือนก่อน +131

    Every family has that one person who will break the family financial struggle, I hope you become the one 😊

    • @popsarah7805
      @popsarah7805 2 หลายเดือนก่อน +6

      Last year, I was working full time, budgeting groceries, unable to afford date nights, and missing time with my kids. Now I learned how to make money online. Now am a SAHM, homeschooling, and making profits every week.

    • @madiezancanellatl9205
      @madiezancanellatl9205 2 หลายเดือนก่อน +1

      This video got me hooked, and now I’m determined to become a billionaire in just two years! 💪💰

    • @thomasdooley3702
      @thomasdooley3702 2 หลายเดือนก่อน

      That's great! I'm motivated too! How can we achieve this challenge?

    • @michaelandrenio993
      @michaelandrenio993 2 หลายเดือนก่อน

      No specific one really, because there are lots of investment plans and strategies littered all over the internet today, for instance, investments like real estates,gold, drop shipping crypto currency and lots more

    • @claresmithy4667
      @claresmithy4667 2 หลายเดือนก่อน

      I've heard alot about crypto currency investments and how effective it can grow your income! Any recommendations on a guide?

  • @YourTioChino
    @YourTioChino 3 หลายเดือนก่อน +463

    Her parents told her, if one of you dies you need to still pay the mortgage. Talking about amazing parenting ❤

    • @GratitudeGriot
      @GratitudeGriot 3 หลายเดือนก่อน +25

      Right something I would’ve never thought of but also super smart financial planning!

    • @UrbanBDKNY
      @UrbanBDKNY 3 หลายเดือนก่อน +55

      Me and my wife live by that. Forget even dying. If one of us loses our job or gets injured and can’t work

    • @imprsk6729
      @imprsk6729 3 หลายเดือนก่อน +17

      What about insurance within the mortgage... so if a spouse dies.. the mortgage is paid off (as here in the UK)

    • @FA9082
      @FA9082 3 หลายเดือนก่อน +16

      I was with them until the part where they bought an acre of land for half a million lol. They are not good with money, they overpaid a lot for that

    • @erinmaciel3333
      @erinmaciel3333 3 หลายเดือนก่อน +29

      Isn't that what a life insurance policy is for?

  • @nocheapdopamine725
    @nocheapdopamine725 3 หลายเดือนก่อน +200

    You hear a lot as an architecture student about how there’s no money in the business and get ready to be broke forever. This story inspired me a lot! Especially her being a black woman, there are really few black women architects and she still found a way to be successful.

    • @carayj
      @carayj 3 หลายเดือนก่อน +4

      I think where she lives, NYC makes a big difference

    • @TahitianTreatSkeetJuiceJr
      @TahitianTreatSkeetJuiceJr 3 หลายเดือนก่อน +2

      she could make more money doing what she does back in africa, honestly. but once africans come to america, they get spoiled with how easy things are and dont want to go back

    • @user-wv5ko7wr9y
      @user-wv5ko7wr9y 3 หลายเดือนก่อน +13

      ​@@TahitianTreatSkeetJuiceJrGo back? She's an American citizen born and raised in California.

    • @TahitianTreatSkeetJuiceJr
      @TahitianTreatSkeetJuiceJr 3 หลายเดือนก่อน +3

      @@user-wv5ko7wr9y she not far removed from Nigeria, hence the reason she stated she's nigerian, as opposed to american. what i typed still applies. because i dont play these anchor baby games lol

    • @user-wv5ko7wr9y
      @user-wv5ko7wr9y 3 หลายเดือนก่อน

      @@TahitianTreatSkeetJuiceJr An American is an American. You sound pressed that she's not pouring her hard earned money into your country(the country that tried to murder her family) instead of the country where she and her children are born and raised and created a fruitful life. How bout you fix your own continent instead of making demands of Black Americans whose lives you contributed nothing to🙂

  • @BeautyandJoy-yb7ck
    @BeautyandJoy-yb7ck 3 หลายเดือนก่อน +258

    Some people are just made to thrive and suceed. She's obviously one of those people that can asorb large amounts of information and not feel overwhelmed. She seems to be able to balance a lot at one time. Not everyone has that ability. Impressive

    • @EtienneKotey
      @EtienneKotey 3 หลายเดือนก่อน +7

      very true

    • @ParadigmClimb
      @ParadigmClimb 3 หลายเดือนก่อน +30

      Maybe she wasn’t “made to thrive” as in she was born with all these abilities. Maybe she took time to learn and her supporters encouraged her growth. Most of it is about choices and discipline.And who knows if lots of information doesn’t overwhelm her? People choose to thrive.

    • @jazzyvennie157
      @jazzyvennie157 3 หลายเดือนก่อน

      Absolutely correct

    • @todd2324
      @todd2324 3 หลายเดือนก่อน +5

      It's drive and determination that is ingrained within a lot of immigrant communities.

    • @meliemel2113
      @meliemel2113 3 หลายเดือนก่อน +2

      I agree. She appears to have a natural calm temperament. In ayurvedic medicine there are three dosha's (energy forces that govern the body) vata, pitta, and kapha. She appears to embody the traits of kapha/pitta.

  • @msk7458
    @msk7458 3 หลายเดือนก่อน +180

    The Nigerian Igbo entrepreneur also spirit making us proud ALL over the world! Weldone Chisom🇳🇬

  • @UrbanBDKNY
    @UrbanBDKNY 3 หลายเดือนก่อน +56

    Godbless her parents who raised engineers and an architect. That’s how you leave a country for opportunity and raise kings and queens
    Congrats to you and your husband too. This makes me happy. Keep killing it 👏🏽

  • @deegee-zi5xm
    @deegee-zi5xm 3 หลายเดือนก่อน +25

    Igbos are SUPER smart, educated, ambitious, and driven!

  • @manueladasilva8492
    @manueladasilva8492 3 หลายเดือนก่อน +23

    Nigerians are special. Much love from a Portuguese

  • @ashleygeorge3003
    @ashleygeorge3003 3 หลายเดือนก่อน +198

    What an inspiring story! I love how she used her current skill set to build a low-overhead business. I would like to do the same once I complete grad school, secure a job and take clients a little at a time until I have an agency. Great job!

    • @TekniCaliSpeakin
      @TekniCaliSpeakin 3 หลายเดือนก่อน +4

      That's how you do it! I'm in product marketing and I just started taking on side clients myself.

    • @ashleygeorge3003
      @ashleygeorge3003 3 หลายเดือนก่อน +2

      @@TekniCaliSpeakin That’s awesome! Good luck! I’m an Instructional Designer so I’m looking to do the same thing.

  • @T-ex1pi
    @T-ex1pi 3 หลายเดือนก่อน +201

    She's killing it but I hate these click bait titles. Show us her profit, not total revenue.

    • @LikeSpee
      @LikeSpee 3 หลายเดือนก่อน +40

      you obviously didn't watch the video because they did.

    • @LT-sz8dr
      @LT-sz8dr 3 หลายเดือนก่อน +6

      @@LikeSpeechiming in here…I think they showed how much she paid herself. But Not profit. I watched the whole video, but maybe I missed it. Can you tell me me what it was? I want to know too.

    • @tiffanyapril5458
      @tiffanyapril5458 3 หลายเดือนก่อน +24

      3:45 $173,000

    • @LT-sz8dr
      @LT-sz8dr 3 หลายเดือนก่อน +3

      @@tiffanyapril5458 I see. Thanks - had to be pay close attention to not miss that one. lol

    • @jjasonSU
      @jjasonSU 3 หลายเดือนก่อน +5

      You’re hating- get that out of your heart.

  • @OfficialRockwayRealty
    @OfficialRockwayRealty 3 หลายเดือนก่อน +27

    Love from a fellow Nigerian! Bought 7 businesses and we're the only first generation Nigerians teaching Acquisition. America is THE LAND OF OPPORTUNITY!

    • @TahitianTreatSkeetJuiceJr
      @TahitianTreatSkeetJuiceJr 3 หลายเดือนก่อน +2

      it didnt become the land of opportunity for your type until 1965. u have a lot of people to thank. that arent nigerian lol

    • @EarlofBusterbrook
      @EarlofBusterbrook 3 หลายเดือนก่อน

      @@TahitianTreatSkeetJuiceJr Why are you going around making these dumb comments? Do you have nothing better to do with your life? Go get a job, take hold of some opportunities.

    • @SlangScientist
      @SlangScientist หลายเดือนก่อน

      @@TahitianTreatSkeetJuiceJr When black Americans see other black people happy to be here, it always rubs their 1st World skin the wrong way.

    • @prettyfly7873
      @prettyfly7873 หลายเดือนก่อน

      @@TahitianTreatSkeetJuiceJr copeeee

    • @TahitianTreatSkeetJuiceJr
      @TahitianTreatSkeetJuiceJr หลายเดือนก่อน

      @@prettyfly7873 cope with what? I've never ran away from home? Never had to. The ancestors set it up nice for me 😉

  • @LocalBusinessOwnersStory
    @LocalBusinessOwnersStory 3 หลายเดือนก่อน +24

    $4,600 a month on childcare is wild

    • @hatshepsutiv
      @hatshepsutiv 2 วันที่ผ่านมา

      I was like let me watch those kids in your home for a fraction of the price.

  • @Ambi1021
    @Ambi1021 3 หลายเดือนก่อน +53

    Wow! With parents like hers, I'm not surprised she's so successful.

  • @SleazyDonny
    @SleazyDonny 3 หลายเดือนก่อน +164

    It sounds like her side hustle is her $126,000 government job at Port Authority.

    • @jefflewis4
      @jefflewis4 3 หลายเดือนก่อน +55

      Not really, she still makes most of her income from her port authority job. She made 126k for her port authority job, and 37k from her side business for total income of 163k. The Business had revenue of 400k, but much of that revenue has to go to pay architects, designers, etc which explains why she only paid herself 37k from that business. Her business is the side hustle, she's bringing in close to 40k extra a year from it. Not anywhere close yet to quitting her PA job for it. But if she grows that business, maybe.

    • @jefflewis4
      @jefflewis4 3 หลายเดือนก่อน +3

      @UCl8fM871Z54iixTxIkH0aMA You're right, I missed that 173k profit.

    • @paperwork_party
      @paperwork_party 3 หลายเดือนก่อน +17

      ​@@jefflewis4good breakdown. Ppl see and hear big numbers and go "wow". Forgetting that it takes money to make money.

    • @myrtlealley
      @myrtlealley 3 หลายเดือนก่อน +4

      gov jobs have pensions and they mentioned the tuition thingy shes going to get.

    • @MieshaWilliamson
      @MieshaWilliamson หลายเดือนก่อน

      That part

  • @Tkenny35
    @Tkenny35 3 หลายเดือนก่อน +155

    A true hustler. For her to be able to build an interior design business in 2 years while working a 9-5 says a lot about her work ethic. Whats also interesting is her and her husband were able to buy a home for 675k and a piece of land for 450k so financially it seems like they are already set. The cost of building their dream home will probably be another 500k so all in that dream home with land cost will be over 1 mil. The surrounding homes around that vacant land seem like mansions too.
    What im saying is it doesnt even seem like she needs to do the side gig but shes a go-getter and want more out of life. A very smart woman. Inspiring!

    • @aquaguy2938
      @aquaguy2938 3 หลายเดือนก่อน +7

      Such a nice and insightful comment! Keep up the positivity ❤

    • @ayak6317
      @ayak6317 3 หลายเดือนก่อน +3

      As well as two young kids!

    • @joejohn.
      @joejohn. 3 หลายเดือนก่อน +2

      Just surprising to me that they make that much money yet still have to live in a duplex

    • @cjspyker
      @cjspyker 3 หลายเดือนก่อน +6

      it's new York area​@@joejohn.

    • @qwertyboo
      @qwertyboo 3 หลายเดือนก่อน

      ​@@bob0in0having a loan for education is stupid anyways. In my country it's free

  • @theblacksuccessors9068
    @theblacksuccessors9068 3 หลายเดือนก่อน +49

    She’s literally living the American dream and she obviously does it because she loves it. She put in the work and she is reaping the benefits of that work. You reap what you sow. If you want to be average then be average. I applaud her and her husband’s efforts.

    • @LPAFilm
      @LPAFilm 3 หลายเดือนก่อน +4

      This is such a backwards way of thinking and part of the reason some people blame themselves for not being "successful" and turn a blind eye to the overall system that makes it hard for some people to get ahead.

    • @theblacksuccessors9068
      @theblacksuccessors9068 3 หลายเดือนก่อน +10

      @@LPAFilm I am an immigrant from the Caribbean. I am making it very well here. If all you see is a system that holds you back then it’s your mindset that is holding you back not society or a system. If you think my way of thinking is backwards then it is your mind that needs to change. I see a lot of people spending money on stupid stuff instead of saving and investing. If the mindset doesn’t change then the out come will not change. Too many excuses.

    • @nanapoku5259
      @nanapoku5259 3 หลายเดือนก่อน

      ​@@theblacksuccessors9068 Immigrant here too. Any beginner investment friendly ideas for someone who has money saved in the bank?

  • @MichaelChengSanJose
    @MichaelChengSanJose 3 หลายเดือนก่อน +52

    She is really knocking it out of the park. I started my second business life around the same age as she did and 15 years later, I’m semi-retired.
    She’s on the right track for the most part, except for that vacant lot. At her age with her young family, she cannot be sinking money for years without a return. She really should be investing that money now, either in a rental or at least in a stock index fund to get 8-9% annual returns. Do that for another 15 years and she’ll be much better prepared to build the dream house when she’s 50 with kids in high school.

  • @DarrenJacob
    @DarrenJacob 3 หลายเดือนก่อน +443

    Hi everyone, In order to maximize the growth of my $400k portfolio during the upcoming bull market, I am actively looking for new ways to invest and diversify it. Any suggestions?

    • @AndrewNewman-yn4tw
      @AndrewNewman-yn4tw 3 หลายเดือนก่อน

      I completely understand your concerns. Navigating the financial markets can be very challenging

    • @AndrewNewman-yn4tw
      @AndrewNewman-yn4tw 3 หลายเดือนก่อน

      What I would suggest you do is seek the proper guidance of a professional advisor that can manage your portfolios the right way

    • @burkemarsden3431
      @burkemarsden3431 3 หลายเดือนก่อน +2

      You’re right Burke. Since I made some huge loses early last year, I have been working with a seasoned professional advisor for the past eight months now, and it’s been an amazing experience both financially and psychologically

    • @burkemarsden3431
      @burkemarsden3431 3 หลายเดือนก่อน +3

      He’s the licensed fiduciary I work with. Just look his names up on your search engines and you’ll get the necessary details you need to set up an appointment with him. Cheers!

    • @DarrenJacob
      @DarrenJacob 3 หลายเดือนก่อน

      Fantastic! He and I will undoubtedly click. Thank you

  • @stephaniebrown1729
    @stephaniebrown1729 3 หลายเดือนก่อน +57

    *I didn't become financially independent until I was in my late 40's, and I'm still in my 40's. In addition to having purchased my second home and earning money on a monthly basis through passive income, I've also achieved three out of five goals. I just hope this inspires someone to realize that it doesn't matter if you don't have any of these things yet, you can start today no matter your age. Change your future by investing! I made a rather big decision by investing in the financial market.*

    • @adamgreat5180
      @adamgreat5180 3 หลายเดือนก่อน

      Investing in many sources of income that are independent on government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Stocks, forex, and digital currencies are still good investments at this time.

    • @johnghatti
      @johnghatti 3 หลายเดือนก่อน

      Sure, investing is essential for maintaining your financial stability, but making any kind of legitimate investment without the correct advice of a professional can result in a significant loss as well.

    • @WalkerPeters-mz9we
      @WalkerPeters-mz9we 3 หลายเดือนก่อน

      It's really not easy investing or trading the financial market. I read a lot of books, tried to study, watch some tutorial videos, did a little demo before funding my account and I still lost a lot. The financial market could be very tricky

    • @KevinRichardhamsik
      @KevinRichardhamsik 3 หลายเดือนก่อน

      Yeah I have same issue also, sometimes I feel like the market is being manupulated

    • @michaelsalinas5572
      @michaelsalinas5572 3 หลายเดือนก่อน +1

      Trading under the guidance of an expert is the best strategy for beginners.

  • @Bennett156
    @Bennett156 2 หลายเดือนก่อน +96

    I lost over $70K when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $9k profits weekly. Thanks so much Rolando Eric.

    • @Bennett156
      @Bennett156 2 หลายเดือนก่อน

      Te/e gram

    • @Bennett156
      @Bennett156 2 หลายเดือนก่อน

      @Rolandostrategy THAT IS HIS USER NAME

    • @Bennett156
      @Bennett156 2 หลายเดือนก่อน

      please make sure you write the USER NAME complete and He's verified

  • @jeromesallis1976
    @jeromesallis1976 3 หลายเดือนก่อน +6

    Your interior design is so BEAUTIFUL… will definitely support you when I purchase a home for my family…. I admire your hustle, keep going & don’t forget to enjoy yourself 😌!!!

  • @nocheapdopamine725
    @nocheapdopamine725 3 หลายเดือนก่อน +11

    She must be really, really exceptional. Landing a perkins eastman gig is no joke.

  • @blakeaaron5698
    @blakeaaron5698 3 หลายเดือนก่อน +77

    Get a 20-term life insurance policy to cover the mortgage in the event of spousal demise; they are cheap if you're relatively young and healthy, and then you don't have to work extra hours to cover that potentiality.

    • @eventconsultants7010
      @eventconsultants7010 3 หลายเดือนก่อน +3

      good to know.

    • @mdstmouse7
      @mdstmouse7 3 หลายเดือนก่อน +12

      life insurance is a waste. its basically a middle man to the stock market. just put that money in a mutual fund and cut out the middle man.

    • @uberdoughboy
      @uberdoughboy 3 หลายเดือนก่อน

      You're thinking of universal life insurance, term life insurance is cheap. I pay $50 a month where my wife would get 1M if I die @@mdstmouse7

    • @blakeaaron5698
      @blakeaaron5698 3 หลายเดือนก่อน +16

      My ex and I owned a home together with a $500k mortgage. We each took out a $250k term policy and named the other - it covered us for 20 years and cost $50/month (that's $12k cost over 20 years for $250k of insurance). The cost depends on many variables, but we could not have achieved this putting $50/mo into an index.

  • @madiezancanellatl9205
    @madiezancanellatl9205 3 หลายเดือนก่อน +12

    Last year, I was working full time, budgeting groceries, unable to afford date nights, and missing time with my kids. Now I learned how to make money online. Now am a SAHM, homeschooling, and making profits every week.

    • @indiaculture5166
      @indiaculture5166 3 หลายเดือนก่อน +2

      This video got me hooked, and now I’m determined to become a billionaire in just two years! 💪💰

    • @thomasdooley3702
      @thomasdooley3702 3 หลายเดือนก่อน

      No specific one really, because there are lots of investment plans and strategies littered all over the internet today, for instance, investments like real estates,gold, drop shipping crypto currency and lots more

    • @christianajoe8563
      @christianajoe8563 3 หลายเดือนก่อน

      I've heard alot about crypto currency investments and how effective it can grow your income! Any recommendations on a guide?

    • @claresmithy4667
      @claresmithy4667 3 หลายเดือนก่อน

      Her availability is open on face b o o k

    • @claresmithy4667
      @claresmithy4667 3 หลายเดือนก่อน +2

      Catherine S. Woods

  • @danieldelacruz7305
    @danieldelacruz7305 3 หลายเดือนก่อน +123

    Not many can be in architecture designing. You have to be able to draw and do math. That’s a rare combo talent to have.

    • @paradisesunprincess
      @paradisesunprincess 3 หลายเดือนก่อน +11

      No, it's not. I went to med school, and the majority of my classmates were good at math and art.

    • @studiocaveat9524
      @studiocaveat9524 3 หลายเดือนก่อน +19

      @@paradisesunprincessas an architect, as I’m sure you feel about doctors, architects are born. True designers not just cad monkeys. You can be good at art and math and not know how to apply that to built form. Your point is kinda… weak.

    • @paradisesunprincess
      @paradisesunprincess 3 หลายเดือนก่อน +2

      @@studiocaveat9524 Oh, really now. What was my point?

    • @kaiser234
      @kaiser234 3 หลายเดือนก่อน

      relax, what is up with the hostility, have you had a rough day or something, love eachother man @@paradisesunprincess

    • @AvgJane19
      @AvgJane19 3 หลายเดือนก่อน +6

      That's ridiculous. Everything in life is learned skills and the will to learn.

  • @precious2806
    @precious2806 3 หลายเดือนก่อน +33

    Wow an inspiration🤩 Naija no dey carry last 🎉 Ndi Igbo kwenu ❤

  • @abbyc.4215
    @abbyc.4215 3 หลายเดือนก่อน +5

    I'm beyond proud of this beautiful woman and her family. Keep passing down those Nigerian traditions and values in this country.

  • @Dhi_Bee
    @Dhi_Bee 3 หลายเดือนก่อน +78

    I honestly just want an average person on here making less than $70K a year. Y’all had at least 2 or 3 videos like that in past, & I just think the 99% of us under 6 figure earners wanna see that more often since it’s more realistic

    • @CiCi-Love
      @CiCi-Love 3 หลายเดือนก่อน +34

      I hear what you’re saying but I find it inspiring watching videos about people who have jobs which pay extremely well. I don’t earn 6 figures but if I was aware of some of these highly paid jobs before I went to uni then I would be on a different career path right now. I like the fact that these videos show us that normal people like us can earn great incomes if they study the right course and put in the work.

    • @GratitudeGriot
      @GratitudeGriot 3 หลายเดือนก่อน +15

      You make an excellent point. I assume the target audience for the series is Gen Z (not to generalize) but many fantasize about earning money through social media and influencing. This series shows them you can make a lot of money by doing other work as well.

    • @ShameenYakubu
      @ShameenYakubu 3 หลายเดือนก่อน

      I get that.

    • @LPAFilm
      @LPAFilm 3 หลายเดือนก่อน +2

      This! Let's see everyday Americans (especially born here with bloodline HERE) with incomes less that 80k, student loan debt or medical debt, children, single and partnered...see how they're managing. Most families like hers come from some sort of generational wealth by in their home country.

    • @truthtelling1195
      @truthtelling1195 3 หลายเดือนก่อน +10

      I don’t understand, because these are average people who have hustled worked extremely hard, and I’ll reaping the rewards for what they have sown.
      It sounds like you want something to appease your ego, or your own personal self esteem !
      You need more motivation and ambition, amazing videos like this shows you what you can achieve If you work at it and don’t give up

  • @kelvinkuzy
    @kelvinkuzy 3 หลายเดือนก่อน +7

    Love the Nigerian representation. As an Igbo man myself working in corporate America in NYC, it's amazing to see representation. Congratulations on your achievements.

  • @msf8297
    @msf8297 3 หลายเดือนก่อน +44

    beautiful story!!!! more money to you in 2024 and beyond. she looks like she means BUSINESS!

    • @nomadic8000
      @nomadic8000 3 หลายเดือนก่อน +4

      Yes she does but she doesn't look happy

    • @nikanov
      @nikanov 3 หลายเดือนก่อน +3

      @@nomadic8000 Yes, I kept thinking I hope she does take a small vacation here and there.

  • @stevenroshni1228
    @stevenroshni1228 3 หลายเดือนก่อน +15

    People hyper focus on on thing said they disagree with instead of looking at the full picture. The food budget is low and the loan forgiveness promised might not work but overall their story is amazing

  • @innocentmadanhire2391
    @innocentmadanhire2391 3 หลายเดือนก่อน +10

    Well done. 529, 401k are incredible models. I wish these were available in developing economies too!

  • @smithlenn
    @smithlenn 3 หลายเดือนก่อน +140

    I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.

    • @belljoe
      @belljoe 3 หลายเดือนก่อน +3

      I thought about investing in the financial market, I heard that people make millions if you know the tricks of the trade, but I lack good knowledge and a strategy to outperform the market and generate good yields. I have $160,000 but it's hard to bite the bullet and do it.

    • @Robertgriffinne
      @Robertgriffinne 3 หลายเดือนก่อน +2

      This seems like the worst period.Even the markets are very unpredictable.started investing recently when the market prices were a bit high,today i am more than 60% down

    • @Alejandracamacho357
      @Alejandracamacho357 3 หลายเดือนก่อน +5

      A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

    • @smithlenn
      @smithlenn 3 หลายเดือนก่อน +2

      I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.

    • @Alejandracamacho357
      @Alejandracamacho357 3 หลายเดือนก่อน +3

      was guided tho..julia hope marble. walked me through the ropes majestically i'ts my ultimate pleasure.

  • @yagga8885
    @yagga8885 3 หลายเดือนก่อน +14

    Proud of you and your family! Keep going!

  • @patmcraig45
    @patmcraig45 3 หลายเดือนก่อน +40

    Beautiful family. Inspiring

  • @wildflower41
    @wildflower41 3 หลายเดือนก่อน +2

    So proud of this queen! Stay focused for yourself and your beautiful family!!

  • @dalagamble3164
    @dalagamble3164 3 หลายเดือนก่อน +3

    Ayeeeeee Nigerian igbo here. My dad was a child during that war. Unfortunately they stayed in Nigeria during that time because they had protection because my grandfather worked in the high official government. But I love to see the success of my fellow Nigerians.

  • @daniielleyful
    @daniielleyful 3 หลายเดือนก่อน +18

    Amazing, really inspiring. I appreciate Chisom sharing her story with us!

  • @ElishaLoweRN
    @ElishaLoweRN 2 หลายเดือนก่อน +1

    I love her story. So proud of her accomplishments. Thank you for sharing!

  • @professorprofessorson8795
    @professorprofessorson8795 3 หลายเดือนก่อน +7

    Yasss queen, love seeing our community getting that bag

  • @alona724
    @alona724 3 หลายเดือนก่อน +60

    Very inspiring. Love Millenial Money’s diverse stories

    • @netron66
      @netron66 3 หลายเดือนก่อน +2

      not inspiring, she is asking for her student load wipe off where she can pay it off in a year of income, her mortgage is 4 times more than her student loan, she should be paying for her student loan, not asking to be wiped off

    • @CiCi-Love
      @CiCi-Love 3 หลายเดือนก่อน +8

      @@netron66 So thats what you got from watching the whole video? She has every right to have her loan wiped off, thats the perks of being employed by her employer. You sound miserable and in search of a problem. Your glass is clearly always half empty🙄

    • @chioma515
      @chioma515 3 หลายเดือนก่อน +4

      @@netron66 she took a public office job and sacrificed higher salary to earn that benefit so it balances out

    • @blessingknowseverything9609
      @blessingknowseverything9609 3 หลายเดือนก่อน

      @@netron66 womp womp.

    • @blessingknowseverything9609
      @blessingknowseverything9609 3 หลายเดือนก่อน

      if the government gonna pay it off , and shes doing service why willinging pay out of pocket. Work smarter not harder @@netron66

  • @TimelessWealthMentor
    @TimelessWealthMentor 2 หลายเดือนก่อน +2

    So happy for her! This is so inspiring....its what happens when you are focused and not afraid of a little hard work! Take your profession outside your employer's property and apply all those out-of-scope things on your day job! She's going places!

  • @henrochi4real
    @henrochi4real 3 หลายเดือนก่อน +58

    Please teach your children Igbo Language. This is extremely important. Ndi Igbo loves you.

    • @msf8297
      @msf8297 3 หลายเดือนก่อน +11

      important to who and for what?

    • @johna5368
      @johna5368 3 หลายเดือนก่อน +15

      I completely 1000% echo this and I'm yoruba myself. Well done for pointing out the huge importance of language

    • @apothecarycustom376
      @apothecarycustom376 3 หลายเดือนก่อน

      Igbo and Yoruba are Israelites 😮 look it up

    • @ycshittu5412
      @ycshittu5412 3 หลายเดือนก่อน +3

      ​@msf8297 because it will make them different. Culture defines your behavior, attitude

    • @buffalo_skies8490
      @buffalo_skies8490 3 หลายเดือนก่อน +1

      ​@msf8297 those kids are igbo.

  • @CueTheStage
    @CueTheStage 2 หลายเดือนก่อน +5

    Badass 🔥 Sis is making smart moves 💯

  • @brando90210
    @brando90210 3 หลายเดือนก่อน +48

    For all of the complainers in the comments speaking on her receiving PSLF in spite of a decent income, get off your butt and do something better with your life instead sitting behind a screen spewing hate and envy. She’s taking advantage of the American dream and your comments aren’t stopping her from amassing significant wealth.
    I salute you Chisom! Keep it up. You are an inspiration. You know you’re doing something right when you have haters coming out of the woodworks!

    • @agl5132
      @agl5132 3 หลายเดือนก่อน +5

      Amazing how many haters have time to scroll and post hate. Can always tell who the whiners are. Those without dreams try and stomp down the dreams of others.

    • @stevenroshni1228
      @stevenroshni1228 3 หลายเดือนก่อน

      Using PSLF is within the terms of the loans. (I believe she still has to make the payments and on her income there's not much income based relief. I'm not sure that she would still owe anything to be forgiven

    • @jefflewis4
      @jefflewis4 3 หลายเดือนก่อน +2

      @@stevenroshni1228 She still owes 173k on her loan. Which suggests she was only paying the minimum payments in anticipation the loan would be forgiven in 10 years. So she'll probably save over 140k in student loan forgiveness. Smart financial move on her part.

  • @MackMittenzTV
    @MackMittenzTV 3 หลายเดือนก่อน +3

    Let’s go queen!… much success to you and your family!

  • @hauwadanbauchi1398
    @hauwadanbauchi1398 3 หลายเดือนก่อน +4

    So proud of you & Ur family Chisom, much love from home and sending hugs to Ur babies🇳🇬💞✨

  • @Ferrum84
    @Ferrum84 3 หลายเดือนก่อน +6

    You're killing it- respect!

  • @rebadfaye5007
    @rebadfaye5007 3 หลายเดือนก่อน +3

    Very cool and inspiring!! When you went into depth about your company I got even more excited! I second on moving to invest your funds into an etf. The max gains you could ever acheive with a high yield saving account is 8 percent. Other methods trend higher!

  • @BerriEllaskitchen
    @BerriEllaskitchen 3 หลายเดือนก่อน +2

    Wow, really inspiring. I find nigerians so dilligent😊 - she is really living the american dream and they are still humble. Sounds like very caring parents 💯greetings from germany🙋🏾‍♀️

  • @lichi1244eva
    @lichi1244eva 3 หลายเดือนก่อน +37

    My father fought for us Igbos in the Biafran War. He's in his 80s now and a hero to me.
    Congratulations, Chisom - you have done well o! And your children are adorable 😍

  • @ikerienlamply3261
    @ikerienlamply3261 3 หลายเดือนก่อน +23

    Really enjoyed this segment. Inspirational for sure.

  • @DadinWA
    @DadinWA 3 หลายเดือนก่อน +81

    both parents have impressive careers! Glad they are financially thinking about themselves and kids.

  • @kedr77
    @kedr77 3 หลายเดือนก่อน +6

    Great story as usual. CNBC Make it is amazing. Huge support from Paris, France.

    • @pomme_paille
      @pomme_paille 3 หลายเดือนก่อน +1

      En effet cette série de reportages est extrêmement motivante. Dommage qu’on ait pas la même chose en France

  • @MachusPichusAmigo
    @MachusPichusAmigo 3 หลายเดือนก่อน +104

    almost 5k in child care jesus

    • @wadesloan
      @wadesloan 3 หลายเดือนก่อน +15

      I know right. Our childcare expenses will be $3k+ when our 2nd child arrives in May, why does childcare have to be so expensive?!!!

    • @spookysea-monster5297
      @spookysea-monster5297 3 หลายเดือนก่อน +8

      @@wadesloan Why? Liability insurance. Cuz if anything happens to your precious baby, you’ll be suing them for tens of millions of dollars and so will every other parent. Want cheaper costs? Then have a liability payout cap but politicians won’t pass those legislations.

    • @skyhappy
      @skyhappy 3 หลายเดือนก่อน

      ​@@wadesloanshouldn't have gotten children in this economy. You should have adopted if you wanted another one. Climate change is going to destroy the world because of too many humans.

    • @wadesloan
      @wadesloan 3 หลายเดือนก่อน

      @spookysea-monster5297 fair point, but there's nothing we can do to change that in the short term. If anything changes, my kids will be too old for daycare haha

    • @Memoreism
      @Memoreism 3 หลายเดือนก่อน +2

      I live on less than that monthly 😵

  • @prettyorganized9333
    @prettyorganized9333 2 หลายเดือนก่อน +3

    That is not a side hustle, its a business.

  • @YaYousef5
    @YaYousef5 3 หลายเดือนก่อน +56

    You're doing amazingly and your inspirational! But PLEASE get your money out of a savings account and invest in index funds like a mutual fund or ETF. VTI from vanguard had gains of 20% last year alone.

    • @fandebudget9778
      @fandebudget9778 3 หลายเดือนก่อน +2

      do they give your money back ? Can you withdraw your money ?

    • @dinokknd
      @dinokknd 3 หลายเดือนก่อน

      .. yes? @@fandebudget9778

    • @erwina4738
      @erwina4738 3 หลายเดือนก่อน

      @@fandebudget9778Yes whenever you want

    • @rsimmons1980
      @rsimmons1980 3 หลายเดือนก่อน +1

      They also have a lot of debt. $600k house and $450k land.

    • @battletested2934
      @battletested2934 3 หลายเดือนก่อน

      VTI is the best way to go

  • @nnekkssunfiltered1607
    @nnekkssunfiltered1607 3 หลายเดือนก่อน +2

    So happy for you Chisom. This is amazing

  • @izzyizzyizzy5638
    @izzyizzyizzy5638 3 หลายเดือนก่อน +7

    This family is breaking stereotypes and thinking forward. Love this right here. Please share this all!

  • @Weightforme
    @Weightforme 3 หลายเดือนก่อน +8

    I will be on CNBC Make It one day!

    • @sharinaross1865
      @sharinaross1865 หลายเดือนก่อน

      Good for you. That's a goal.

  • @dsdddsd4543we
    @dsdddsd4543we 3 หลายเดือนก่อน +56

    Naija we no carry last. 🇳🇬 Congratulations!

    • @ibizawavey8630
      @ibizawavey8630 3 หลายเดือนก่อน

      Why africans succeed outside of Africa but not IN africa?

  • @Nwakaego_
    @Nwakaego_ 3 หลายเดือนก่อน +2

    I LOVE this episode. So amazing and inspiring.❤️👏🏿🥰

  • @SugaDontPlay
    @SugaDontPlay 3 หลายเดือนก่อน +2

    Good on you for being so proactive and creative!!!

  • @ohmymiley
    @ohmymiley 3 หลายเดือนก่อน +3

    You’re killing it ✨

  • @johnnyeatworld
    @johnnyeatworld 3 หลายเดือนก่อน +11

    Kind of clickbait-ish, she doesn't really make $400K on a side hustle. Total revenue is not the same as net revenue or take home pay.

    • @Scholarvine
      @Scholarvine 3 หลายเดือนก่อน

      stop crying, when Amazon releases their earning reports, do you dive deep into what their net revenue is? Most of these videos are about how much they bring in from their jobs, why don't you ask for the net-income? silly rabbit lol

    • @leticiabrowne1761
      @leticiabrowne1761 หลายเดือนก่อน +2

      Well it says she brings in $400k. It also says that she paid herself about $30k from that business. She’s doesn’t have any major overheads so I would guess she is profitable.

  • @deedeesaidso5910
    @deedeesaidso5910 3 หลายเดือนก่อน +1

    This was truly inspiring. Changed my way of thinking on a couple things

  • @thedailydigs6195
    @thedailydigs6195 3 หลายเดือนก่อน +1

    Loved every minute of this

  • @pearla4731
    @pearla4731 3 หลายเดือนก่อน +13

    They definitely cook at home with that food budget. Great job.

    • @StilettoShay
      @StilettoShay 3 หลายเดือนก่อน +2

      . . . finally, someone who gets it. 💜

    • @ipsilonia
      @ipsilonia 3 หลายเดือนก่อน +1

      i noticed that too!

  • @MrLarrythehacker
    @MrLarrythehacker 3 หลายเดือนก่อน +7

    I'm curious with people like this when exactly do they do their side hustle? If not during their 9-5 then over the weekends? At nights? Most people don't work at that time so I'm not sure how you would collaborate with others.

  • @Mister19931
    @Mister19931 3 หลายเดือนก่อน

    I appreciate this channel so much. It really helps put into perspective “living within your means”.

  • @juntero256
    @juntero256 2 หลายเดือนก่อน +2

    Thank you once again for your exceptional work and for sharing our journey with the world. 🥰

  • @ThunderKat2012
    @ThunderKat2012 3 หลายเดือนก่อน +3

    So true about the mortgage…if one of you dies the house still has to be paid for…life insurance people…20-30 dollars a month…because most people aren’t rich but at least you can set your family up for success

  • @kingshomes8546
    @kingshomes8546 3 หลายเดือนก่อน +3

    Proud of you 🙏

  • @busybutbalanced24
    @busybutbalanced24 หลายเดือนก่อน

    You go girl, I’m proud of you!!👏🏾👏🏾👏🏾🙌🏾💕💕

  • @thegoldengatesound
    @thegoldengatesound 3 หลายเดือนก่อน +2

    My 2/1 800sf condo here in SF cost much more than that large house…good for her. She’s doing big things and making a smart decisions with her $
    Respect

  • @Chrissyroc
    @Chrissyroc 3 หลายเดือนก่อน +14

    Yess I love this!❤

  • @AntwoineMcknight1993
    @AntwoineMcknight1993 3 หลายเดือนก่อน +20

    I'm confused how can you make 150k+ and not want to pay your student debit? Can I buy a house and then be forgiven the expenses when I decide I don't care to pay it? What about my car note?

    • @jolourdesalcinor4180
      @jolourdesalcinor4180 3 หลายเดือนก่อน

      She work for the government.
      If she signed up for the loan forgiveness program. That’s not the same as the Biden plan. They always had it for government workers.
      They will pay your student loan after a certain amount of payments and/or she work the minimum years.
      In High School my economics teacher that’s what she did.

    • @kostetze
      @kostetze 3 หลายเดือนก่อน +1

      Waiting for “loans forgiveness “. Or that tax payers pay for her success

    • @reneestevens7337
      @reneestevens7337 3 หลายเดือนก่อน +1

      stop hatin Twan

    • @BLACKAAROW
      @BLACKAAROW 3 หลายเดือนก่อน +1

      @@kostetze yeah, also like 99% of people who apply for forgiveness after 10 years still get denied! and plus, even if the debt is forgiven she's gonna get a huge tax bill from the IRS because any debt that is cancelled is considered income and you will have to pay your ordinary tax rate on that

    • @brooklynforever1990
      @brooklynforever1990 3 หลายเดือนก่อน +2

      If she working a city job she qualifies potentially why hate

  • @user-de3jw4ne5x
    @user-de3jw4ne5x 3 หลายเดือนก่อน

    I am so proud of this lady. I am here smiling. 🎉🎉🎉🎉

  • @dakine4238
    @dakine4238 หลายเดือนก่อน

    Way to go! Generational wealth is so important. I hope you enjoy your time and wealth with your family so precious!

  • @ryanhuber1042
    @ryanhuber1042 3 หลายเดือนก่อน +203

    *Thanks for continuing updates 👍🏻 I'd rather trade the stock market as it's more profitable 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (Oscar), Now I'm no longer in debt after lI invested $8,000 and got my payout of $120,500 every months,God bless Angela Christine Derle* 🇺🇸🇺🇸🇺🇸..

    • @emmybrown4031
      @emmybrown4031 3 หลายเดือนก่อน

      Hello , I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?

    • @jenniferedwards506
      @jenniferedwards506 3 หลายเดือนก่อน

      Hello how do you make such monthly?? I'm a born Christian and sometimes I feel so down 🤦‍♀️of myself because of low finance but I still
      believe in God

    • @liciaramos320
      @liciaramos320 3 หลายเดือนก่อน

      I'm favoured, $60K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Ms Angela 😊🎉

    • @ceciliagriagore3273
      @ceciliagriagore3273 3 หลายเดือนก่อน

      Thanks for the recommendation 🙏 how can I get to her ?

    • @liciaramos320
      @liciaramos320 3 หลายเดือนก่อน

      She's always active on Whats~App... 🎉

  • @lolabrownphd
    @lolabrownphd 2 หลายเดือนก่อน +2

    Amazing job!

  • @its-all-good
    @its-all-good 2 หลายเดือนก่อน +2

    What a beautiful family 🥰 ♥

  • @millertime6
    @millertime6 3 หลายเดือนก่อน +6

    Government as her main job and a side hustle for the loot. Smart combo!

  • @dlg5485
    @dlg5485 3 หลายเดือนก่อน +44

    I'm so sick of this hustle culture nonsense. It's as if we've all been brainwashed into believing that we're all only worth our productivity and nothing more. I'm not against ambition and I love that this family is thriving economically, but at what cost? It would be nice if the average American could thrive within the context of a reasonable work-life balance, but that isn't possible for most people. This kind of hustle existence is unsustainable if you want to be mentally healthy and have a life outside of work.

    • @GratitudeGriot
      @GratitudeGriot 3 หลายเดือนก่อน +12

      I don’t think she has to hustle that hard… not to say there’s no effort in what she does.
      She actually says in the video she left her private sector job bc she wanted a better work life balance.
      Port Authority is a 9-5 no over time job. She has staff that does the work for her side biz. She finds and manages her clients. Looking at the quality of her work I’m guessing she gets a lot of repeat biz and doesn’t have to spend too much time on finding new clients.
      She’s married and they pay $4.6K on childcare so I assume they have a lot of help and share the responsibilities at home.
      She seems really smart and thoughtful in her approach to work life balance. Doesn’t seem stressed or like she’s hustling around the clock in this 7min edited clip of her life lol

    • @bigelowkaryn
      @bigelowkaryn 3 หลายเดือนก่อน +3

      @@GratitudeGriot agreed. Plus she mentioned how she has hired other people to do the renderings now, so she isn't putting as much time into her business as she used to do

    • @spookysea-monster5297
      @spookysea-monster5297 3 หลายเดือนก่อน +11

      An average person will have an average life. An exceptional person will have an exceptional life. You get what you put in. You want a thriving life that’s above average? Guess what? You’ll have to put in above average work. You’re not entitled to excellence by just being average.

    • @VeganRashad
      @VeganRashad 3 หลายเดือนก่อน +3

      We are playing catch up and come from 2nd and third-world conditions. We can't afford to take our feet off the gas! We need Hustle Culture!

    • @dlg5485
      @dlg5485 3 หลายเดือนก่อน +2

      @@spookysea-monster5297 Bumper sticker bullsh*t

  • @larklandbrady6704
    @larklandbrady6704 3 หลายเดือนก่อน +2

    Wow! I went to school with her brothers. Congratulations to her!

  • @gabbymiles5655
    @gabbymiles5655 3 หลายเดือนก่อน

    Awesome 👏🏿 love to see this!

  • @destinyschild5768
    @destinyschild5768 3 หลายเดือนก่อน +22

    congratulations and keep going!!🎉

  • @godismygeneral
    @godismygeneral 3 หลายเดือนก่อน +8

    Wow congrats 🍾 I want to be like you!

  • @debbieweber5507
    @debbieweber5507 3 หลายเดือนก่อน +2

    If she is doing so well and her student loan is 173 k why can’t she pay that off instead of it being forgiven??? Her job is funded through the tax payer .

  • @gregory4154
    @gregory4154 3 หลายเดือนก่อน

    "Generational wealth for our children." This young lady has her head right where it's supposed to be. Extraordinary. And well done.

  • @DropBox-jx6yr
    @DropBox-jx6yr 3 หลายเดือนก่อน +6

    If you’re earning more money at the side hustle then that means it’s no longer a side hustle.

    • @bossstyle9_to_58
      @bossstyle9_to_58 3 หลายเดือนก่อน +2

      I concur!

    • @nativenation11
      @nativenation11 2 หลายเดือนก่อน

      Yes! Nice story but side hustle seems more like simple arts and crafts yarn made cup holders. Not massive projects that utilize a college degree.

  • @Nguyenyen-dz9wc
    @Nguyenyen-dz9wc หลายเดือนก่อน +22

    *Great Video! I really do have a question. For someone with less than $10,000 to invest, how would you recommend we enter the crypto market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach*

    • @MarkAlison-vj1kf
      @MarkAlison-vj1kf หลายเดือนก่อน

    • @Pawankumar-iy7qe
      @Pawankumar-iy7qe หลายเดือนก่อน

      The key to financial stability is having the right investment suggestions for a diverse portfolio. Many investment failures and losses happen when you invest without proper guidance.

    • @Glorianed
      @Glorianed หลายเดือนก่อน

      Interesting, you also trade with Katrina? That woman has been a blessing to me and my family as well.

    • @Nguyenyen-dz9wc
      @Nguyenyen-dz9wc หลายเดือนก่อน

      This is not the first time I am hearing of this woman and her exploits in the trading world but I have no idea how to reach her?

    • @Mariajude-kp5mc
      @Mariajude-kp5mc หลายเดือนก่อน

      Katrina jornales concept is key in beating all odds to excel in this form of online commodity. Her management team is quite impressive so far, with SUK made a profit of over 28,863 dollars.

  • @easyquickhowto4095
    @easyquickhowto4095 3 หลายเดือนก่อน +1

    Makes it seem so easy, well done you

  • @jimsully9851
    @jimsully9851 3 หลายเดือนก่อน +2

    Best of luck. These guys will be just fine.

  • @abdouramanediallo5068
    @abdouramanediallo5068 3 หลายเดือนก่อน +5

    Her first gig income was $20. Inspiring.. You just need to get started my good people..

  • @adriangarcia1342
    @adriangarcia1342 3 หลายเดือนก่อน +3

    She seems so brilliant and has an agenda put together.

  • @mbellishedhomewithfelicia
    @mbellishedhomewithfelicia 3 หลายเดือนก่อน

    What an amazing young lady and family!! So inspiring!!!

  • @LiveInnerCity
    @LiveInnerCity 3 หลายเดือนก่อน

    you're such an inspiration!

  • @GratitudeGriot
    @GratitudeGriot 3 หลายเดือนก่อน +4

    Curious once their kiddos get school age is that when they will open the 529 and trust?
    Very impressive career and beautiful family!!