Hi Lisa! I’ve been watching you since you lived in that tiny basement apartment and you were trying to dig yourself out of debt. I haven’t watched you all the time but I’m so happy for you and how far you’ve come. Even with Carol Ann going through PA school and the two of you working together to fulfill your dreams. Congrats to the both of you 🩷🩷
Yay. I'm so excited for you! Thanks for the update, within like 3 videos it felt like you went from 'saving to buy a lot, maybe put one or two structures on it in years time' to 'buy a yet to be built home on corner lot, no compromise' to 'bought a house with nothing we said we wanted before'. The explanation really helped understand how you got from A to Z. We also bought a place with carpet, which wasn't our dream. Now saving up $20K to do a full reno of the floor but so hard to part with money now that we are settled into the space and the carpet is in good enough shape.
Lisa, you have been more than transparent. This is such an exciting time for you and for your daughter don’t let people make you feel bad about something. Last year in December my husband and I bought our first home and we have been married for almost 18 years. Family was telling us different things like oh you shouldn’t do it yet. Don’t pull the trigger yada yada. It has been the best decision we have made and in my opinion, there are something so as you said grown up about it like it’s our home. It’s in our names. I will tell you that we have carpet in our home. We have four children. We just recently as of two months ago ripped out all the carpet and put in luxury vinyl plank flooring. My husband did it all himself with the help of my son and we did it all. I am so proud of you. Congratulations Lisa you deserve this. Remember that.❤️
I have known plenty of families who stayed in a house for five years then took the equity and got the home of their dreams. You are focused on a comfortable retirement and owning a home will help you.
Lisa , look at how far you have come !!! Congratulations on the house, can’t wait to see how you set up your upstairs part. Ive been subscribed to you for years watching you week by week get yourself out of debt was motivating for me and I’m sure many more people . Time to exhale and celebrate all of your and Carol Ann’s accomplishment. 🥂🍻 cheers to your new home🙏🏽🙏🏽
Congrats you and Carol Ann deserve it and the pets deserve it. And I am happy for your family. Great job. Screw. The negativity you worked hard. You did alot and. You deserve it and I wish you and Carol Ann and pets many happy years in your new home. Great job.
Proud of both of you! You have worked hard to get to this spot! In real estate you have to move fast but you have done your due diligence and both of you are in a good place. If someone is negative ignore them you only have to answer to each other. As long on both of you are open to each other that is what is important. You both have worked together for this. 😍🙏keep up the good work.
Once again… so happy for you both. I started following you back when you were on your debt free journey. You should you be proud. Your friend from the coast of Massachusetts Regina
I don't think there is any channel on TH-cam that doesn't get negative comments, the haters are just a weird bunch. I'm very happy for both of you. I've been here since the basement apartment days with tink and chewie. How you've progressed since then is amazing. The house looks wonderful, by the way, I hope you both make some wonderful memories there.
Me as well found you in 😂 the basement in Virginia paying off debt. lol going out on wing night with your friends. 🤣 What I love about your channel is we’re close in age close in wage and you have been fully transparent I enjoy your channel.
I couldn't believe all of the negative comments I saw on your house tour video. You both worked very hard for this and when an opportunity arrives, you take it. Congratulations on your new home! It is beautiful!
Congratulations Lisa and Carol Ann! 🎉🎉Looking forward to the closing and move in! You all have worked long and very hard to get what you want. You both deserve to have a new house. Enjoy your lives.❤❤🎉🎉🙏🏼🙏🏼
Congrats! Been watching you since the basement apt. You have worked so hard for this moment. Many humble sacrifices for this day! I am so excited for both of you! 🎉❤🙌well deserved!
I am so happy for you both! So deserving!!! It’s such an inspiration to witness your journey and see it come to fruition. Definitely motivates me! People will always have their opinions and input, but as long as you and Carol are happy that’s all that matters!
Congratulations to both of you. Sometimes you have to step back and take a second look at your plans. Do not let the negative people spoil your joy. 99 percent of your viewers are delighted that you are in a position to make your dream come true.
Most experts also recommend a home repair fund (separate from an emergency fund) of about 3-5% of the home's value. So for a 300K house, that would be a separate savings of $9000 to $15000. Thats based on average home repair costs, since you can't ask a landlord to repair things like when you are renting.
First off Congratulations to you and Carol Ann on finding your dream home. Second, I’m so jealous of your relationship with your daughter. I think it’s the perfect setup for both of you. You did such a good job addressing the negative comments. I wish you both all the best.
Lisa, this was meant to be. Your friends are on board allowing you to break your lease without penalties. It's a blessing!! You don't owe anyone explanations about how you spend your money. You wanted a house, and you bought it! Whatever your spending habits are, you have reached your goal. I'm so extremely happy for you and Carol Ann. God bless you both. ❤
You have been more than transparent with your goals, finances, and home savings. Don't let haters get to you. Congratulations 🎉🎉🎉🎉 now on to retirement or vacation or grandchildren you decide.
You are one of most transparent money channels on TH-cam. What you do different is be flexible when your plans don't go to the letter. Because your mindset is not set in stone, you are able to take opportunities if presented. Sometimes we are given gifts and opportunities that are better than what we dreamed for ourselves. I have watched you since you were paying off debt, living in the basement apartment. You have worked your way through. People don't see or remember those parts. Being jealous and criticizing is easier to do than working towards something.
Im glad you bought a house instead of continuing to rent. Be building equity for future resale, if yours or Carol Anne's life changes. The house is very nice and looks like it has enough space for personal space for both you and Carol Anne.
This is such happy news ladies! I love the two story home because I agree it really gives you your own space. Carol Ann has a lovely and spacious area as well.I think it is fantastic that you have such a great relationship,I admire that.Happy dance here for you both!
Great video and as others have said you are both transparent and owe us no explanation on what is best for your life. I love this channel and so much appreciate you Lisa because your videos helped me understand and learn how to become a zero based budget pro now 😊 I mean I still fumble but I know how to get back on track. So happy for you both and blessings on your new home 🏡 🎉
I'm very excited for you both. At the end of the day it's you and Carol Anne's decision, dream and goal. As your subbies, loyal subbies, we should be supporting your decisions and whatever you choose to share with us! 🙂 CONGRATULATIONS!
Congratulations you guys!!!! I think that layout looks amazing. You guys each can have a living room (that looks like a good size for both) and Lisa you finally have a separate space for your office, those fur babies are going to live in a castle lol.
Hi Lisa and Carol Ann, I’ve been watching since the basement apartment days. I love your relationship and am so excited to see your house journey. I look forward to all the decorating and home improvement tips for the future. 😊🎉
Sounds great. I love the upstairs area for you. As someone who lives in a community with an HOA that’s the one thing that most people don’t like. It’s unavoidable of course as most communities have HOAs. Mine is over 55 community. Get ready for drama lol. They watch everything you put in your yard, pets, etc. you will get a policy book I guess we do. But be ready for drama from HOA. Or maybe you will have a drama free one. There’s always a chance! Your home looks fabulous. You have worked so hard enjoy this new adventure!!
I can relate!! I recently moved with my Dad after my Mom passed and it’s a 55 and over community and they are so nosey!! All they do is look for something to complain about and the community is absolutely gorgeous and well maintained. It’s never enough for them!
The drama is too true. I left a scarf outside wrapped around the hand rail (sorta decoration like) for less than a week and got a complain for 'leaving clothing out to dry'
@@djbvida I live in a condo and was dreading the HOA, but mine is awesome! I think those who have a yearly HOA is mainly for the flowers for the entrance of the sub and maybe any lighting. Maybe they should ask some folks who live there... 😊
I was only surprised about the two story part. My husband and I are about 10 years younger than you and we’ve already started contemplating when we’re moving to a single story home to save the knees 😂
The people that are negative are the ones wishing they could do what you’re doing. Keep doing what makes the both of you happy and keep deleting the negative 🎉
I haven’t even gotten very far into this video and to hear that you had negative comments. I am so sorry to hear this. I don’t know what is wrong with people in life that they can’t be happy for someone who has really achieved something amazing! Being nearly 48 years old this coming December and I still don’t own my own house yet but working towards the goal! I’m gonna finish watching this video but Lisa I am so sorry that people have even reached out to have any kind of nasty comments whatsoever! I am very happy for you and your daughter, I can’t wait until you start to put everything into your house and that you get to move in and just super over the moon excited for you and your daughter you both have worked very hard and you damn well deserve this! 1:26
Woo hoo I’m so excited for you and Carol Ann ! 😃 Don’t b let those trolls try and steal your joy. All of us are here to watch you both grow and change whether it’s ups or downs. I’m excited for your new steps in your lives. Looking forward to more videos as you move! 😃
I’m super excited for you. I didn’t see what the negative comments said, but could some be people that were truly concerned for you? As someone who has been through a situation where we thought something was forever and then it wasn’t, I am concerned. But you need to do what feels right for you, just take it from someone who has been through a really stressful situation that hurt some relationships.
@@LisaMarieBudgetsoh I see, that is negative! You absolutely could if you wanted to. It would be smaller one for just one person, but in Arkansas totally doable at 150k. Happy for you! I have that kind of relationship with my daughter too, and I would totally live with her, but if a spouse was in the picture, I would not. But you can figure that out later, houses don’t have to be forever, still better than renting!
I don’t think anybody should be picking at you about “transparency.” They aren’t paying for a financial course and you are making these videos as entertainment for us and a side hustle and enjoyment for you. That’s it. I’m sorry you’re dealing with the negativity but as usual I admire how you’re handling it. You have been such an inspiration for how to love, accept, and care for yourself. I celebrate you and Carol Ann during this exciting time! 🎉 I’m sending a little housewarming gift hopefully this works. Cheers!
Oh you do not need to justify a home. You are investing with a home. You go girls. I have a TH-cam channel and people go crazy if I leave a drawer open. It goes along with the channel business so look at you are becoming successful on you tube. Go for your dreams. I love your channel. 🤙🤙🤙🤩
Congratulations on the new home 🎉🎉. I have been watching you from the basement apartment days when you were paying off debt. First off you don't owe anyone any explanation on why you and your daughter choose to live together. Nor on how you spend your money. You are an adult! I hardly ever comment but again I want to say Congratulations 🎉 and I wish you and Carol Ann all the best.
Also - may I suggest you check with a lawyer what happens in Arkansas when one two unmarried people own a home together... some states do have joint rights of tenancy and Carol Ann would get the house. In other states, both she and your son (I think you have only 2 kids?) would inherit the house. The easiest way around all of this is to draw up a will for both of you that states who will own the home if one dies. I know it feels weird to have to draw up a will at a young age (I'm in healthcare and did it when Covid hit because I was terrified) but its like having an insurance plan that things will go how you want in the rare event that something horrible happens.
Hi! You do now owe anyone any explanation lovely! You do you, it is your life and we are here to see you succeed. Anyone that is not here for that can bugger off 😅 Congratulations again to both of you ❤🎉😊
You share more than most channels, I appreciate that. The negativity is the reason why I'm not interested in starting a channel. I do enjoy being a moderator though, deleting those nasty comments is fun!
If people think you aren't being transparent, they obviously don't watch you on a regular basis. Congratulations on your new purchase that you have worked super hard and earned all the rewards it will bring.
I haven’t even gotten very far into this video and to hear that you had negative comments. I am so sorry to hear this. I don’t know what is wrong with people in life that they can’t be happy for someone who has really achieved something amazing! Being nearly 48 years old this coming December and I still don’t own my own house yet but working towards the goal! I’m gonna finish watching this video but Lisa I am so sorry that people have even reached out to have any kind of nasty comments whatsoever! I am very happy for you and your daughter, I can’t wait until you start to put everything into your house and that you get to move in and just super over the moon excited for you and your daughter you both have worked very hard and you damn well deserve this! 1:2613:26
I’ve been a long time supporter but don’t comment much. I just want to say that I’m super excited for the both of you. You’ve come such a long way. You’re a smart cookie and I know you’ll do the right thing with your money. Ignore the haters. Love you guys! ❤
Can I ask about your semiglutide? Did your primary care prescribe to you and does your health insurance cover the cost? I’m looking to start and don’t know where!
You've been great. Don't listen to all the jealous naysayers!! Be excited about your new home and knowing you, it will be wonderful. You have great friends!!!
Your decisions are based on not only what you decide to share with your viewers, but also information that only you & your daughter know. Opinions are like a**holes, everyone has one. I have no doubt you two are making the best decisions based on ALL the info. Best of luck to you both!
Hello.... I don't think I have ever posted.... but happy that you have worked from getting out of debt and getting CA in and through school.... to where you both are now. I missed what are you doing for a second job and what price range is a new build there like yours just a range... 300k/350k/400k/450k? Just curious and going interest rate? They are talking about lowering the rates... hopefully over the next year it does and you could refinance to lower payment and save $$$.
I'm not sure if this answers your question or not but Lisa answered someone else on here and said this house was $300,000 and in the video she said the interest rate they got was 4.99%
I am so sorry you got that negativity - you certainly do not deserve it. You are very transparent. You are allowed to change your mind, and you are allowed to jump on a great thing, even if it is completely different from your thoughts and plans from the day before. you do you - 99% of us love and support you! Ignore them - who knows what their motivation was.
Hi Lisa I think you’ve done an awesome job and forget the negative comments. I would like to know when you were in debt what did u do to get out of debt? Girl I’m working hard, but this debt seems never ending. I do work a lot of overtime, but what did u do far as the plan to get out of debt. Off topic I did zepbound for a while. It was great but a little expensive. Are u doing compound or brand name?
You don’t own any one anything it’s your channel you share what you are comfortable with ! you don’t own anyone any explanations they should keep their concerns and their negative energy and thoughts to themselves period some people they just wanna be the drama ..go for what suits you and makes you feel free and comfortable other people live in the same houses building their families with no problems etc so don’t listen to the shity comments that have “concerns" am very happy for you ladies wishing you all the best can’t wait to see the moving in video 😂🎉🎉🎉🎉
You do not own any one any explanation regarding what YOU do with YOUR money! That’s one of the main thing that discourages me from sharing on my channel…people and their opinions and negativity! You know what they say opinions are like…and everybody has one! Ignore them.
I don't think its hate or negativity to express honest concern. Being upset that every comment is not "You go girl! Yas Queen" should tell you that there might be long time viewers that see potential problems and are trying to share their own experiences for consideration. If you had a friend that you thought might be making a mistake, you would not cheer her along and say nothing. Lisa and Carol Ann have worked so hard for all this, so its natural that viewers would hate to see anything bad happen to them. Obviously, they are totally free to ignore or even delete comments of random people on the internet if they don't want to hear those concerns.
Come on people what do you mean by making a mistake with purchasing a house. Regardless of where they live they are going to pay for housing. Instead of continuing to pay rent they will be building equity. It's moving forward time now and that is definitely what they are doing ❤.
@@MarciaLawrence-r6p So in general, people often forget that the mortgage is only a fraction of the cost of buying a house. When you rent, if anything goes wrong, you call the landlord to fix it. When its your home, you have to pay all those costs. You need a hefty home emergency fund to be able to foot those costs (around 5% of the homes value, so around 15K for a 300K home, and that is in addition to an emergency fund for living expenses of 6 months). My home owners insurance has gone from $3000 to $5600 in the past 2 years. My property taxes have gone from $5000 to slightly over $10,000 a year. My insurance company demanded I put on a new roof (cost $20,000) or I could not continue coverage - and they are literally the only insurance company that would insure me in the state of Florida. The only way I could get a different company would be to replace my gas water heater. Many people in the past 3-4 years have seen there overall mortgages increase because of increased costs of property taxes and home owners insurance. I have no idea what building complex Lisa is buying, but one viewer expressed concerns about the number of complaints against the builder. Interest rates were just lowered, but those have not had time to filter through the bond market to be reflected in home mortgages yet (it takes about 45 days) and they may lower them again. Refinancing comes with a fee - so its not like you can just refinance on a whim. Lisa has shown a take home pay of $3000 a month for her budgets. That would mean a safe mortgage amount would be 25% of take home pay or $750, her mortgage for only 1/2 the house is $1050, and if Carol Ann were to move out or have any issue - the mortgage is $2100. As I noted in a different post, there are issue to be worked out if you are buying a home with someone who is not your spouse and you need to understand what laws apply in your state. They are adults and can do whatever they want with their money of course. There have just been a number of viewers who are noticing that it seems like a stretch financially to be doing this right now. And, as someone who lived in an apartment with no air conditioning and an ongoing roach problem before I bought my house, I understand the stress of waiting until its financially wise while you save up, but i am so glad I did given the unexpected problems I've encountered. Purchasing a house can be a financial nightmare if you are not prepared financially for it. Its not always wise to buy a house, there are times when renting is the safer option.
I’m sorry if negative comments put a blemish on your excitement. Good for you for just deleting them. You deserve to be excited. Congrats. Is semaglutide covered by your health insurance?
I am not very far into the video. Please don’t take my previous comments negativity. I am just saying Please be careful buying a new house. Especially the first in the subdivision. I bought a first phase house . I spent a stupid amount of money fixing what should have been the builder responsible. Everything you sign is geared for tge builder favor. I had the state county code people on my side. It doesn't matter tge builder always wins.
Again, I am new here so sorry if this has been addressed 😅❤ but do you and your daughter plan to live together forever? You mentioned the new place has enough space for her to marry and have kids so just curious!
I am so excited for you and Carol Anne! Hope I spelled that correctly sorry if I didn’t. I have watched you since your basement apartment with Chewy and your apartment tour. Maybe longer. I think what ever you want to share is fine and what you don’t want share is none of our business. If you choose to buy a Lamborghini tomorrow we should be happy for you. G-d bless you both and enjoy your new home. U hope you have many years in good health❤
I don’t know how y’all could be any more transparent! 😂 You always have the negative Nancy’s. Deleting the comments sounds like a good plan. Don’t let anyone dull the joy you have. I can’t wait to see what’s ahead. Blessings to you and Carol Ann.
I think your last video was a bit confusing because you didn’t explain anything. It’s human nature to fill in the blanks. I think if you had just prefaced the video with something like “exciting change of plans, details soon” all the negativity could have been avoided.
Wow, talk about wanting to shit on your parade. We don't have the right to know every detail about your finances. Why not just celebrate you have got what you have dreamed of for years? . Oh, and don't forget the smoke alarms! is your house fenced for the animals?...like some do check ina as it's part of their brand..you have never been one to do check ins, so why would you start now? Keep doing you, Lisa and Carol Ann, there will be people who watch check ins or not
I was thinking more about people asking you to do check ins. I said in another comment I have been right here from the start pretty much-just as you are on youtube doesn't mean you don't have a right to privacy, and it jjust blows my mind that people expect so much from a "stranger"..if you get that?...
Hi Lisa I think you’ve done an awesome job and forget the negative comments. I would like to know when you were in debt what did u do to get out of debt? Girl I’m working hard, but this debt seems never ending. I do work a lot of overtime, but what did u do far as the plan to get out of debt. Off topic I did zepbound for a while. It was great but a little expensive. Are u doing compound or brand name?
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Hi Lisa! I’ve been watching you since you lived in that tiny basement apartment and you were trying to dig yourself out of debt. I haven’t watched you all the time but I’m so happy for you and how far you’ve come. Even with Carol Ann going through PA school and the two of you working together to fulfill your dreams. Congrats to the both of you 🩷🩷
Yay. I'm so excited for you! Thanks for the update, within like 3 videos it felt like you went from 'saving to buy a lot, maybe put one or two structures on it in years time' to 'buy a yet to be built home on corner lot, no compromise' to 'bought a house with nothing we said we wanted before'. The explanation really helped understand how you got from A to Z.
We also bought a place with carpet, which wasn't our dream. Now saving up $20K to do a full reno of the floor but so hard to part with money now that we are settled into the space and the carpet is in good enough shape.
Lisa, you have been more than transparent. This is such an exciting time for you and for your daughter don’t let people make you feel bad about something. Last year in December my husband and I bought our first home and we have been married for almost 18 years. Family was telling us different things like oh you shouldn’t do it yet. Don’t pull the trigger yada yada. It has been the best decision we have made and in my opinion, there are something so as you said grown up about it like it’s our home. It’s in our names. I will tell you that we have carpet in our home. We have four children. We just recently as of two months ago ripped out all the carpet and put in luxury vinyl plank flooring. My husband did it all himself with the help of my son and we did it all. I am so proud of you. Congratulations Lisa you deserve this. Remember that.❤️
You don’t owe anyone anything. You choose to share your finances online and it’s very brave. Congrats on buying your home!! It looks wonderful 🎉
Congratulations!!! Thank you for the update and BTW it's up to you how transparent you wish to be!!! Your money, your channel, your business 😊
You don't owe anyone an explanation. Congratulations to you both. Enjoy this major accomplishment!!!
Sometimes things fall into place and land in your lap!! I am super happy for you both!! It will be so fun moving in and having a brand new place!! 🌞🌞
Compromise is a part of life. Owning is so much better financially than
Renting.
I have known plenty of families who stayed in a house for five years then took the equity and got the home of their dreams. You are focused on a comfortable retirement and owning a home will help you.
Lisa , look at how far you have come !!! Congratulations on the house, can’t wait to see how you set up your upstairs part.
Ive been subscribed to you for years watching you week by week get yourself out of debt was motivating for me and I’m sure many more people . Time to exhale and celebrate all of your and Carol Ann’s accomplishment. 🥂🍻 cheers to your new home🙏🏽🙏🏽
Please excuse my punctuation I was typing in a rush. 😂🤷🏽♀️😊
Congrats you and Carol Ann deserve it and the pets deserve it. And I am happy for your family. Great job. Screw. The negativity you worked hard. You did alot and. You deserve it and I wish you and Carol
Ann and pets many happy years in your new home. Great job.
Proud of both of you! You have worked hard to get to this spot! In real estate you have to move fast but you have done your due diligence and both of you are in a good place. If someone is negative ignore them you only have to answer to each other. As long on both of you are open to each other that is what is important. You both have worked together for this. 😍🙏keep up the good work.
Once again… so happy for you both. I started following you back when you were on your debt free journey. You should you be proud. Your friend from the coast of Massachusetts Regina
I don't think there is any channel on TH-cam that doesn't get negative comments, the haters are just a weird bunch.
I'm very happy for both of you. I've been here since the basement apartment days with tink and chewie. How you've progressed since then is amazing. The house looks wonderful, by the way, I hope you both make some wonderful memories there.
Me as well found you in 😂 the basement in Virginia paying off debt. lol going out on wing night with your friends. 🤣 What I love about your channel is we’re close in age close in wage and you have been fully transparent I enjoy your channel.
I couldn't believe all of the negative comments I saw on your house tour video. You both worked very hard for this and when an opportunity arrives, you take it. Congratulations on your new home! It is beautiful!
Congratulations Lisa and Carol Ann! 🎉🎉Looking forward to the closing and move in! You all have worked long and very hard to get what you want. You both deserve to have a new house. Enjoy your lives.❤❤🎉🎉🙏🏼🙏🏼
Congrats! Been watching you since the basement apt. You have worked so hard for this moment. Many humble sacrifices for this day! I am so excited for both of you! 🎉❤🙌well deserved!
I am so happy for you both! So deserving!!! It’s such an inspiration to witness your journey and see it come to fruition. Definitely motivates me! People will always have their opinions and input, but as long as you and Carol are happy that’s all that matters!
Congratulations to both of you. Sometimes you have to step back and take a second look at your plans. Do not let the negative people spoil your joy. 99 percent of your viewers are delighted that you are in a position to make your dream come true.
Sounds like you and your daughter made the right choice. Congratulations! I'm really happy for you.
Most experts also recommend a home repair fund (separate from an emergency fund) of about 3-5% of the home's value. So for a 300K house, that would be a separate savings of $9000 to $15000. Thats based on average home repair costs, since you can't ask a landlord to repair things like when you are renting.
First off Congratulations to you and Carol Ann on finding your dream home. Second, I’m so jealous of your relationship with your daughter. I think it’s the perfect setup for both of you. You did such a good job addressing the negative comments. I wish you both all the best.
Lisa, this was meant to be. Your friends are on board allowing you to break your lease without penalties. It's a blessing!! You don't owe anyone explanations about how you spend your money. You wanted a house, and you bought it! Whatever your spending habits are, you have reached your goal. I'm so extremely happy for you and Carol Ann. God bless you both. ❤
It shouldn't be hard for them to find a new tenant. There are wait lists where I live. Limited rentals are available.
You have been more than transparent with your goals, finances, and home savings. Don't let haters get to you. Congratulations 🎉🎉🎉🎉 now on to retirement or vacation or grandchildren you decide.
You are one of most transparent money channels on TH-cam. What you do different is be flexible when your plans don't go to the letter. Because your mindset is not set in stone, you are able to take opportunities if presented. Sometimes we are given gifts and opportunities that are better than what we dreamed for ourselves. I have watched you since you were paying off debt, living in the basement apartment. You have worked your way through. People don't see or remember those parts. Being jealous and criticizing is easier to do than working towards something.
Congratulations Lisa & Carol Ann 🎉 I’ve been watching since you were renting a basement in Northern Virginia so this is a big deal!! Amazing 🎉
You HAVE to be quick in this housing market!❤
So happy for you and your daughter, love the house.
Im glad you bought a house instead of continuing to rent. Be building equity for future resale, if yours or Carol Anne's life changes. The house is very nice and looks like it has enough space for personal space for both you and Carol Anne.
This is such happy news ladies! I love the two story home because I agree it really gives you your own space. Carol Ann has a lovely and spacious area as well.I think it is fantastic that you have such a great relationship,I admire that.Happy dance here for you both!
Great video and as others have said you are both transparent and owe us no explanation on what is best for your life. I love this channel and so much appreciate you Lisa because your videos helped me understand and learn how to become a zero based budget pro now 😊 I mean I still fumble but I know how to get back on track. So happy for you both and blessings on your new home 🏡 🎉
I'm very excited for you both. At the end of the day it's you and Carol Anne's decision, dream and goal. As your subbies, loyal subbies, we should be supporting your decisions and whatever you choose to share with us! 🙂 CONGRATULATIONS!
Long time follower but never post. Congratulations- things all work out as they should. Enjoy your new home!
Congrats Lisa and Carol Ann!!
So excited for you! Can’t wait to see the first budget after you close. Happy new house 🏡 !
Lisa and Carolanne you both have worked very hard to get to this point God bless you both.
Congratulations you guys!!!! I think that layout looks amazing. You guys each can have a living room (that looks like a good size for both) and Lisa you finally have a separate space for your office, those fur babies are going to live in a castle lol.
Yes!!!!
So exciting for you two! Can’t wait to see what you do with the new home!
Hi Lisa and Carol Ann, I’ve been watching since the basement apartment days. I love your relationship and am so excited to see your house journey. I look forward to all the decorating and home improvement tips for the future. 😊🎉
Congrats to you both. Its your money. Buy what you want. Xxxxxx🎉
Congrats🎈🎉
Just focus on the positive comments!!
Please keep us updated on your house journey…
Take care🦋💗
Sounds great. I love the upstairs area for you. As someone who lives in a community with an HOA that’s the one thing that most people don’t like. It’s unavoidable of course as most communities have HOAs. Mine is over 55 community. Get ready for drama lol. They watch everything you put in your yard, pets, etc. you will get a policy book I guess we do. But be ready for drama from HOA. Or maybe you will have a drama free one. There’s always a chance! Your home looks fabulous. You have worked so hard enjoy this new adventure!!
I can relate!! I recently moved with my Dad after my Mom passed and it’s a 55 and over community and they are so nosey!! All they do is look for something to complain about and the community is absolutely gorgeous and well maintained. It’s never enough for them!
The drama is too true. I left a scarf outside wrapped around the hand rail (sorta decoration like) for less than a week and got a complain for 'leaving clothing out to dry'
@@djbvida I live in a condo and was dreading the HOA, but mine is awesome! I think those who have a yearly HOA is mainly for the flowers for the entrance of the sub and maybe any lighting. Maybe they should ask some folks who live there... 😊
Congratulations on your new home❤. I hope you will be happy there and have great memories ❤
I was only surprised about the two story part. My husband and I are about 10 years younger than you and we’ve already started contemplating when we’re moving to a single story home to save the knees 😂
Thanks!
You are so sweet Melz thank you!! 🩷
Congratulations!!
I’m so happy for your both!! 🎉
Congrats again!!!
So happy for you and carol. ❤ Your videos.
The people that are negative are the ones wishing they could do what you’re doing. Keep doing what makes the both of you happy and keep deleting the negative 🎉
I am excited for you! You have come so far and worked so hard. You should be rewarded. Looking forward to videos of the new place real soon!
I haven’t even gotten very far into this video and to hear that you had negative comments. I am so sorry to hear this. I don’t know what is wrong with people in life that they can’t be happy for someone who has really achieved something amazing! Being nearly 48 years old this coming December and I still don’t own my own house yet but working towards the goal! I’m gonna finish watching this video but Lisa I am so sorry that people have even reached out to have any kind of nasty comments whatsoever! I am very happy for you and your daughter, I can’t wait until you start to put everything into your house and that you get to move in and just super over the moon excited for you and your daughter you both have worked very hard and you damn well deserve this! 1:26
Woo hoo
I’m so excited for you and Carol Ann ! 😃
Don’t b let those trolls try and steal your joy.
All of us are here to watch you both grow and change whether it’s ups or downs.
I’m excited for your new steps in your lives. Looking forward to more videos as you move! 😃
You've worked very hard for this dream home... well done Ladies!! xoxo
I’m super excited for you. I didn’t see what the negative comments said, but could some be people that were truly concerned for you? As someone who has been through a situation where we thought something was forever and then it wasn’t, I am concerned. But you need to do what feels right for you, just take it from someone who has been through a really stressful situation that hurt some relationships.
No, one said I was taking advantage of my daughter because I couldn’t get a house on my own.
@@LisaMarieBudgetsoh I see, that is negative! You absolutely could if you wanted to. It would be smaller one for just one person, but in Arkansas totally doable at 150k. Happy for you! I have that kind of relationship with my daughter too, and I would totally live with her, but if a spouse was in the picture, I would not. But you can figure that out later, houses don’t have to be forever, still better than renting!
I don’t think anybody should be picking at you about “transparency.” They aren’t paying for a financial course and you are making these videos as entertainment for us and a side hustle and enjoyment for you. That’s it.
I’m sorry you’re dealing with the negativity but as usual I admire how you’re handling it. You have been such an inspiration for how to love, accept, and care for yourself. I celebrate you and Carol Ann during this exciting time! 🎉 I’m sending a little housewarming gift hopefully this works. Cheers!
Oh you do not need to justify a home. You are investing with a home. You go girls. I have a TH-cam channel and people go crazy if I leave a drawer open. It goes along with the channel business so look at you are becoming successful on you tube. Go for your dreams. I love your channel. 🤙🤙🤙🤩
Congratulations on the new home 🎉🎉. I have been watching you from the basement apartment days when you were paying off debt. First off you don't owe anyone any explanation on why you and your daughter choose to live together. Nor on how you spend your money. You are an adult! I hardly ever comment but again I want to say Congratulations 🎉 and I wish you and Carol Ann all the best.
Congrats to you both! So excited for you! ♥♥♥
Congratulations 💕💕💕💕💕 so happy for you guys and Yes things happen for a reason, it was meant to be.
CONGRATULATIONS LISA AND CAROL ANN 🎉🎉🎉 I am so happy and excited for both of you🥰 I believe when it is meant to be it falls into place 💜🩷💙🤍🏠
Also - may I suggest you check with a lawyer what happens in Arkansas when one two unmarried people own a home together... some states do have joint rights of tenancy and Carol Ann would get the house. In other states, both she and your son (I think you have only 2 kids?) would inherit the house. The easiest way around all of this is to draw up a will for both of you that states who will own the home if one dies. I know it feels weird to have to draw up a will at a young age (I'm in healthcare and did it when Covid hit because I was terrified) but its like having an insurance plan that things will go how you want in the rare event that something horrible happens.
Great advice!
Hi! You do now owe anyone any explanation lovely! You do you, it is your life and we are here to see you succeed. Anyone that is not here for that can bugger off 😅 Congratulations again to both of you ❤🎉😊
Exciting!!!
You share more than most channels, I appreciate that. The negativity is the reason why I'm not interested in starting a channel. I do enjoy being a moderator though, deleting those nasty comments is fun!
🎉Congratulations 🎊
If people think you aren't being transparent, they obviously don't watch you on a regular basis. Congratulations on your new purchase that you have worked super hard and earned all the rewards it will bring.
I haven’t even gotten very far into this video and to hear that you had negative comments. I am so sorry to hear this. I don’t know what is wrong with people in life that they can’t be happy for someone who has really achieved something amazing! Being nearly 48 years old this coming December and I still don’t own my own house yet but working towards the goal! I’m gonna finish watching this video but Lisa I am so sorry that people have even reached out to have any kind of nasty comments whatsoever! I am very happy for you and your daughter, I can’t wait until you start to put everything into your house and that you get to move in and just super over the moon excited for you and your daughter you both have worked very hard and you damn well deserve this! 1:26 13:26
I’ve been a long time supporter but don’t comment much. I just want to say that I’m super excited for the both of you. You’ve come such a long way. You’re a smart cookie and I know you’ll do the right thing with your money. Ignore the haters. Love you guys! ❤
Can I ask about your semiglutide? Did your primary care prescribe to you and does your health insurance cover the cost? I’m looking to start and don’t know where!
My doctor prescribed it. I’m getting it through a compounding pharmacy. $300 for 3 months.
masterpharmceuticals.com/
Prescription required $100 per month. No insurance coverage
I'm excited that you guys found a house that you like. Are you going to still see carolann? Congrats on the house.
We are buying the house TOGETHER! Besties for life!
We are going in on this house together!
You've been great. Don't listen to all the jealous naysayers!! Be excited about your new home and knowing you, it will be wonderful. You have great friends!!!
You definitely didn't deserve the nasty comments. A lot happened quickly and you had to jump at this opportunity. Congratulations!
Don't pet the negative comments get to you. Your doing a amazing job. Keep it up
Your decisions are based on not only what you decide to share with your viewers, but also information that only you & your daughter know. Opinions are like a**holes, everyone has one. I have no doubt you two are making the best decisions based on ALL the info. Best of luck to you both!
Hello.... I don't think I have ever posted.... but happy that you have worked from getting out of debt and getting CA in and through school.... to where you both are now. I missed what are you doing for a second job and what price range is a new build there like yours just a range... 300k/350k/400k/450k? Just curious and going interest rate? They are talking about lowering the rates... hopefully over the next year it does and you could refinance to lower payment and save $$$.
I'm not sure if this answers your question or not but Lisa answered someone else on here and said this house was $300,000 and in the video she said the interest rate they got was 4.99%
👍
Congratulations on your house! Excited to see all the moving content? Did your CDs have a penalty for early withdrawal?
Definitely! Yes I did have a small penalty
@@LisaMarieBudgets I'm really excited for you both (and of course the fur babies!)
I am so sorry you got that negativity - you certainly do not deserve it. You are very transparent. You are allowed to change your mind, and you are allowed to jump on a great thing, even if it is completely different from your thoughts and plans from the day before. you do you - 99% of us love and support you! Ignore them - who knows what their motivation was.
Were you able to stay in budget on your purchase price?
The total is 300,000 so it’s 150,000 per person
Hi Lisa I think you’ve done an awesome job and forget the negative comments. I would like to know when you were in debt what did u do to get out of debt? Girl I’m working hard, but this debt seems never ending. I do work a lot of overtime, but what did u do far as the plan to get out of debt. Off topic I did zepbound for a while. It was great but a little expensive. Are u doing compound or brand name?
You don’t own any one anything it’s your channel you share what you are comfortable with ! you don’t own anyone any explanations they should keep their concerns and their negative energy and thoughts to themselves period some people they just wanna be the drama ..go for what suits you and makes you feel free and comfortable other people live in the same houses building their families with no problems etc so don’t listen to the shity comments that have “concerns" am very happy for you ladies wishing you all the best can’t wait to see the moving in video 😂🎉🎉🎉🎉
You do not own any one any explanation regarding what YOU do with YOUR money! That’s one of the main thing that discourages me from sharing on my channel…people and their opinions and negativity! You know what they say opinions are like…and everybody has one! Ignore them.
I don't think its hate or negativity to express honest concern. Being upset that every comment is not "You go girl! Yas Queen" should tell you that there might be long time viewers that see potential problems and are trying to share their own experiences for consideration. If you had a friend that you thought might be making a mistake, you would not cheer her along and say nothing. Lisa and Carol Ann have worked so hard for all this, so its natural that viewers would hate to see anything bad happen to them. Obviously, they are totally free to ignore or even delete comments of random people on the internet if they don't want to hear those concerns.
A difference of thought or not being in agreement doesn't always equate to negatively.
Come on people what do you mean by making a mistake with purchasing a house. Regardless of where they live they are going to pay for housing. Instead of continuing to pay rent they will be building equity. It's moving forward time now and that is definitely what they are doing ❤.
@@MarciaLawrence-r6p So in general, people often forget that the mortgage is only a fraction of the cost of buying a house. When you rent, if anything goes wrong, you call the landlord to fix it. When its your home, you have to pay all those costs. You need a hefty home emergency fund to be able to foot those costs (around 5% of the homes value, so around 15K for a 300K home, and that is in addition to an emergency fund for living expenses of 6 months). My home owners insurance has gone from $3000 to $5600 in the past 2 years. My property taxes have gone from $5000 to slightly over $10,000 a year. My insurance company demanded I put on a new roof (cost $20,000) or I could not continue coverage - and they are literally the only insurance company that would insure me in the state of Florida. The only way I could get a different company would be to replace my gas water heater. Many people in the past 3-4 years have seen there overall mortgages increase because of increased costs of property taxes and home owners insurance.
I have no idea what building complex Lisa is buying, but one viewer expressed concerns about the number of complaints against the builder.
Interest rates were just lowered, but those have not had time to filter through the bond market to be reflected in home mortgages yet (it takes about 45 days) and they may lower them again. Refinancing comes with a fee - so its not like you can just refinance on a whim. Lisa has shown a take home pay of $3000 a month for her budgets. That would mean a safe mortgage amount would be 25% of take home pay or $750, her mortgage for only 1/2 the house is $1050, and if Carol Ann were to move out or have any issue - the mortgage is $2100.
As I noted in a different post, there are issue to be worked out if you are buying a home with someone who is not your spouse and you need to understand what laws apply in your state. They are adults and can do whatever they want with their money of course.
There have just been a number of viewers who are noticing that it seems like a stretch financially to be doing this right now. And, as someone who lived in an apartment with no air conditioning and an ongoing roach problem before I bought my house, I understand the stress of waiting until its financially wise while you save up, but i am so glad I did given the unexpected problems I've encountered. Purchasing a house can be a financial nightmare if you are not prepared financially for it. Its not always wise to buy a house, there are times when renting is the safer option.
I’m sorry if negative comments put a blemish on your excitement. Good for you for just deleting them. You deserve to be excited. Congrats.
Is semaglutide covered by your health insurance?
I’m paying cash for compounding pharmacy. $100 per month
I am not very far into the video. Please don’t take my previous comments negativity. I am just saying Please be careful buying a new house. Especially the first in the subdivision. I bought a first phase house . I spent a stupid amount of money fixing what should have been the builder responsible. Everything you sign is geared for tge builder favor. I had the state county code people on my side. It doesn't matter tge builder always wins.
❤🎉❤🎉❤
Again, I am new here so sorry if this has been addressed 😅❤ but do you and your daughter plan to live together forever? You mentioned the new place has enough space for her to marry and have kids so just curious!
We are living together FOREVER! 🥳
@@LisaMarieBudgetsthat’s so sweet!
Just curious. If she was to get married and have kids would she get the upstairs and you move to the master or would her kids be upstairs with you?
I am so excited for you and Carol Anne! Hope I spelled that correctly sorry if I didn’t.
I have watched you since your basement apartment with Chewy and your apartment tour. Maybe longer.
I think what ever you want to share is fine and what you don’t want share is none of our business.
If you choose to buy a Lamborghini tomorrow we should be happy for you. G-d bless you both and enjoy your new home. U hope you have many years in good health❤
Question! Is your new house closer to your parents?
Yes! Closer to my parents and son
What is Carol Ann get married? With the three of you still live together?
We are living together forever!
I don’t know how y’all could be any more transparent! 😂 You always have the negative Nancy’s. Deleting the comments sounds like a good plan. Don’t let anyone dull the joy you have. I can’t wait to see what’s ahead. Blessings to you and Carol Ann.
I think your last video was a bit confusing because you didn’t explain anything. It’s human nature to fill in the blanks. I think if you had just prefaced the video with something like “exciting change of plans, details soon” all the negativity could have been avoided.
I do my best.
Wow, talk about wanting to shit on your parade. We don't have the right to know every detail about your finances. Why not just celebrate you have got what you have dreamed of for years?
. Oh, and don't forget the smoke alarms! is your house fenced for the animals?...like some do check ina as it's part of their brand..you have never been one to do check ins, so why would you start now? Keep doing you, Lisa and Carol Ann, there will be people who watch check ins or not
I was thinking more about people asking you to do check ins. I said in another comment I have been right here from the start pretty much-just as you are on youtube doesn't mean you don't have a right to privacy, and it jjust blows my mind that people expect so much from a "stranger"..if you get that?...
Congratulations!🎉
Hi Lisa I think you’ve done an awesome job and forget the negative comments. I would like to know when you were in debt what did u do to get out of debt? Girl I’m working hard, but this debt seems never ending. I do work a lot of overtime, but what did u do far as the plan to get out of debt. Off topic I did zepbound for a while. It was great but a little expensive. Are u doing compound or brand name?