Best 5 Liability insurance in Germany [ Haftpflichtversicherung ]
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- เผยแพร่เมื่อ 12 ก.ค. 2024
- In this video, I will explain [ Haftpflichtversicherung ] Liability insurance in Germany and tell you the best 5 liability insurance in Germany
🔴 🔸 🔸 Most up to date information regarding this topic can be found here
liveingermany.de/best-liabili...
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Timeline
0:00 Intro
0:18 Why you need it? (Example)
2:08 Insurances in Germany
2:31 What is covered and not covered
3:32 GetSafe
5:00 Lemonade
5:30 Feather
6:00 Gothaer
6:50 Adam Riese
7:25 Deals/Offers
7:55 Comparison platforms
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Disclaimer
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- This is not advice, do your research before acting on anything mentioned in this video.
- This channel, the owner, or any guest of this channel is not liable for any harm or damage caused by this video. The information shared in this video is purely based on my and other people's experiences. Please consult a professional before making any decision.
- Bear in mind that some of the links in this post are affiliate links and if you go through them to make a purchase I will earn a commission. Keep in mind that I link these companies and their products because of their quality and not because of the commission I receive from your purchases. The decision is yours, and whether or not you decide to buy something is completely up to you.
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Hey thanks for this video. Very informative and neatly compiled :)
Glad you liked it!
Nice. DANKE SCHÖN ❤
Informative! :)
some added info:
Some of the personal liability insurances also cover the damage done using the internet (i.e. you mistakenly use torrent and got fine), getsafe also covers it. Also, few insurances cover keys lost for both private rented property or work/office keys.
Also look for europe coverage(unlimited) and worldwide coverage (limited), some times damages need legal matters make sure you also covered legally (not all insurances cover the legal costs).
Thank you Ghalib for the input
Informative video. Advance congratulations 👏💖. InshahAllah you will achieve very soon 10k subscriber. Keep it up bro.
Many many thanks
thanks alot sir
Most welcome
Hello bro, thanks for uploading the video. I'm confused whether to take TK or SBK health insurance as a working professional. Kindly guide me
Nice To See Your Success Bro, Mai Kon Hun Ye Tou Tery Like Kay Bad He Btauga
Thank lrkey ... Waisey choti si pic dekh k Ramiz lag rhey hu mgr kehna mushkil hai
@@DesiInWonderland Sahi Pehchan Lia Well Keep It Up Bro
Good information
Which of these cover glass breakage costs,
Got to know lemonade doesn't cover that
I know many doesn't cover this part. If you check on check24 then you can spcifically select the insurances which cover Glass breakage.
Hi sir, I am living in a rented apartment and my kids has scribbled on most of the walls and also some minor damages in the house and bed is about to damage. While vacating I need to repair it, can you suggest some insurance
Thank you for covering very important aspect. Recently, I was charged with Hause damage cost by owner, as there was fungus in my room. Since, it is not any sudden accidental cause, it will not be covered in Liability insurance, right?
As per my info, this is also covered but please check with the insurance before signing a contract
Will liability insurance cover when I cross the road by foot in a noncrossing zone and I damaged some private property.
This insurance covers things which you do unintentionally. If you hit a car, insurance might cover the cover this damage. to be honest, I am not sure about this but I am thinking that if you take the car insurance then your insurance pays if it is your mistake. So in liability insurance, the y will also cover such kind of things. But as I said, I am not sure and I will say, don't do jaywalking :D
If i am travelling and is responsible for damages outside of germany to someone, their luggage, or even loose my keys etc there, then can you please suggest which insurance company is the better option in your opinion, and also when it comes to claiming so many insurances find a loophole etc, so which insurance from the one you mention has problem free or smooth process in claiming their insurance when need be?
buddy, these loopholes depends on the situation. I would suggest call any one of them and state your situation and ask if they cover that or not. Simply go with the one which covers the most of your mentioned scenarios.
can you please confirm whether the liability insurance covers the damage done to the rented place? by damage i mean the doors, windows and door lock are too much rusty and have the risk of maintenance cost in future. in case some window goes out of ordder, would liability insurance cover this cost?
No. Hausratversicherung
Asslam u Alaikum,
Which Rechtsschutsversicherung is best for non EU Self Employed persons?
Thanks
It is little bit difficult for self employed .. I will make a video on it
Please let me know if there is scope for medical insurance jobs like claims adjuster or examiner ? Thank you in advance
To be honest . i really don't know about this field.
If we move into a fully furnished apartment, whether all furniture and equipment that belongs to landlord will be covered under liability insurance? Because there could be anything happen when you have small kids.
Yes.. then you need a family insurance
@@DesiInWonderland thanks bro!
Where is the link for comparing ? 😢
please update the links (
Does liability insurance cover accidental damage to personally rented room in Studentenwerk?
As Studentenwerk is the third part and if you accidently damage something in the rented property then it is also covered .. Many Vermieters recommend to have this liability insurance.
@@DesiInWonderland Thanks for the reply.
Is damage done in past is covered? I didn’t had but i think now to get this insurance 😓
To be specific is damage done by mistake to a rented car covered?
No, that should covered by the car insurance and no can't claim past damages.
@@DesiInWonderland ok, no i meant if we rent a car then does it cover the accidental damage?
@@Dr.Coolkopf nope... for that you need Kfz insurance
Hello
Hello
I want to go for Getsafe, I have recently got water leakage from the toilet commode in the bathroom, our landlord told me that she will repair it and we have to pay the funds, Will the insurance company help here in coverage ? @ Desi in Wonderland