Well Chris, you and David McKnight do have one thing in common - you have exactly the same facial expressions in your video thumbnails. I guess both of you somehow were getting punched in the gut at the exact moment someone else was snapping a photograph, and that somehow just became your thumbnail photo? Probably also using the same video editor, I'm guessing? Never say that you and David don't have anything in common . . .
The problem with your stance is Goldman Sachs says 3%. However that 3% is based on negative returns in the market. IUL won’t have negative returns figured into its equation so it’s likely IUL still averages higher than 3% because of the zero percent floor
Chris - thanks for this! Saw this come up today and was happy to see you did a video based on my comment from a few weeks ago :)
My IUL has a 0 floor and has a no limit upside.
Then your IUL has a spread charge or a participation rate. No cap indexes in IUL's are one of the most leading elements of any financial product...
@LIFE180 so is that a good thing or a bad thing?
Have you read The Fruits of Graft, by Wayne Jett?
No, but I'll check it out
Well Chris, you and David McKnight do have one thing in common - you have exactly the same facial expressions in your video thumbnails. I guess both of you somehow were getting punched in the gut at the exact moment someone else was snapping a photograph, and that somehow just became your thumbnail photo? Probably also using the same video editor, I'm guessing?
Never say that you and David don't have anything in common . . .
LOL.
Great video as always Chris. Thanks for sharing brother.
oh my lord....that is hilarious. We probably read the same books on YT, lol
The problem with your stance is Goldman Sachs says 3%. However that 3% is based on negative returns in the market. IUL won’t have negative returns figured into its equation so it’s likely IUL still averages higher than 3% because of the zero percent floor
@ what is that??
Oh, so you're an IUL agent?