In this Video you have Important question answers from Health Insurance section as below: Section - II: HEALTH INSURANCE (5 chapters) d. Chapter - 6: Introduction to Health Insurance Chapter - 7: Insurance Documentation Chapter-8: Health Insurance Products Chapter-9: Health Insurance Underwriting Chapter-10: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html ------------- 🙏 Please 👉SUBSCRIBE FREE 👍 & 🔔 100% Pass Guarantee online trainer Dr M V Chary ---------------------------- #ic38 #insurance #irda ________________ Dear Friends IC 38 IRDAI Insurance Agent Exam is of 3 types A. LIFE INSURANCE Agent Exam B. NON LIFE (GENERAL/MOTOR) INSURANCE Agent Exam C. HEALTH INSURANCE Agent Exam As per new syllabus of these 3 types I have given links to each type of exam please follow them as per the syllabus. ALL THE BEST “Explore the Box to THINK OUTSIDE THE BOX” __________ A. LIFE INSURANCE IC 38 IRDAI Agent Exam New Syllabus: Total 21 chapters divided into 3 sections:- Section-I: Common chapters (5 chapters) Section-II: Life insurance (11 chapters) Section-III: Health Insurance (5 chapters) as below: ---------------- I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html ------- II. Section - II: LIFE INSURANCE (11 chapters) d. Chapter - 6: What Life Insurance Involves Chapter- 7: Financial Planning Chapter - 8: Life Insurance Products - I Chapter - 9: Life Insurance Products - II th-cam.com/video/JssapRBL9Ps/w-d-xo.html e. Chapter 10: Applications of Life Insurance Chapter 11: Pricing and Valuation in Life Insurance th-cam.com/video/ztWg51gR1jU/w-d-xo.html f. Chapter 12: Documentation - Proposal Stage Chapter 13: Documentation - Policy Condition 1 Chapter 14: Documentation - Policy Condition 2 th-cam.com/video/nvxIM9CxK4w/w-d-xo.html g. Chapter 15: Underwriting Chapter 16: Payments under a Life Insurance Policy th-cam.com/video/hkRjVwbsKek/w-d-xo.html III. Section - III: HEALTH INSURANCE (5 chapters) h. Chapter - 17: Introduction to Health Insurance Chapter - 18: Insurance Documentation Chapter-19: Health Insurance Products Chapter-20: Health Insurance Underwriting Chapter-21: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html ____________ B. GENERAL (MOTOR/NON LIFE) INSURANCE Agent Exam IC 38 IRDAI New Syllabus: Total 16 chapters divided into Three Sections Section-I: Common chapters (5 chapters) Section-II: Health Insurance (5 chapters) Section-III: General Insurance (6 chapters) as below
I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html II. Section - II: HEALTH INSURANCE (5 chapters) d. Chapter - 6: Introduction to Health Insurance Chapter - 7: Insurance Documentation Chapter-8: Health Insurance Products Chapter-9: Health Insurance Underwriting Chapter-10: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html III. Section - III: GENERAL INSURANCE e. Chapter - 11: Principles of Insurance Chapter - 12: Documentation Chapter - 13: Theory and Practice of Premium Rating : Chapters 11, 12, 13: th-cam.com/video/Hl6J1z4CX1g/w-d-xo.html f. Chapter - 14: Personal and Retail Insurance Chapter - 15: Commercial Insurance Chapter - 16: Claims Procedure : Chapters: 14, 15, 16: th-cam.com/video/H3zHuirYNAY/w-d-xo.html ______ C. HEALTH INSURANCE (STAND ALONE) Agent Exam IC 38 IRDAI New Syllabus: Total 10 chapters divided into TWO Sections Section-I: Common chapters (5 chapters) Section-II: Health Insurance (5 chapters) as below
I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html II. Section - II: HEALTH INSURANCE (5 chapters) d. Chapter - 6: Introduction to Health Insurance Chapter - 7: Insurance Documentation Chapter-8: Health Insurance Products Chapter-9: Health Insurance Underwriting Chapter-10: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html 🙏 Please 👉SUBSCRIBE FREE 👍 & 🔔
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Thanks for the section 1&2 which you uploaded, pls upload the section 3 which is for non life/ motor insurance agent exam . please upload the video as soon as possible.
Dear Madam, General Insurance section is uploaded please refer th-cam.com/video/Hl6J1z4CX1g/w-d-xo.html All the Best "Explore the Box to THINK OUTSIDE THE BOX"
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@@VenusAcademy and also in one of ur videos i saw an answer wich says ter are 12 ombudsman offices in India. But there are 17 insurance ombudsman offices in India.
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Dear Sir, Please read the options as Posting of Check as correct option. (Posting means that the debit - or credit - is applied to your account balance, and the transaction is completed. ). Wish you All the Best.
@@VenusAcademy posting is happening only sufficient fund is available with the party issued but deposited date is prior to technical screening of the cheque. Sir, any way i took your answer for this test. Thank yoiu
@@tkgwireless Yes sir, the option posting of check is correct option.. Please read the options as Posting of Check as correct option. (Posting means that the debit - or credit - is applied to your account balance, and the transaction is completed. ). Wish you All the Best.
Dear Sir, Q2 and Q27 answers are correct, that is why I insist you to read the question twice and understand the key words, then only answer. Q2. Answer to Q 2 is CORRECT based on the statements given in answers options. option 1 is Cheque is posted option 2 is Cheque is deposited by the insurance company option 3 is Cheque received by the insurance company option 4 is Cheque is issued by the proposer. Among all the four statements which is true. option 2 Cheque is deposited by the insurance company is correct. Let us see in detail about the stages of premium payment through Cheque: First stage: Cheque has to be issued by the proposer (option IV) Second stage: Cheque has to be posted (option I) Third stage: Cheque has to be received by the insurance company (option III) Fourth stage: Cheque has to be deposited in bank by the insurance company (option II) So, which is correct, fourth stage is correct that is option II is correct. Q27: ________ are paid by assistance company and later claimed from insurance company. Ans: III overseas travel insurance company. Option III is correct with respect to overseas travel insurance. Please buy a book from Amazon on Life and Health Insurance Agent exam, all these question answers are well explained. Book name: "The Ultimate Guide to Health Insurance IC38 - IRDAI Agent Exam: New Syllabus" Price: Rs 150 e-book available in amazon, and Rs 559 for paperback book.
Dear Shree ji, Selection of language should be done during applying the exam of IC38 Health Insurance. However, there is a chance to change from English/other language to your Marathi language during the exam also. But you have to inform to the invigilator/observer at the test centre. Wish you all the best.
Dear sir, i have a doubt question no 27 which ans is correct plz confirm me bcz in mock test they choose bail bond cases but u chosen OTIC so which one is corre t plz let me knw
Dear Vidya ji, Q.27: _______are paid upfront by Assistant company and later claimed from insurance company. Ans: Overseas travel insurance claims. For example, you are going to foreign country and you have taken travel Health insurance policy, then if something happens to you in foreign country in that case your hospital bill will be paid by the local (foreign country) Assistant company and company will submit the claims to Indian insurance company. I hope your doubt is cleared. Wish you all the best.
Dear Rajni ji, IC 38 IRDAI Insurance Agent Exam is of 3 types A. LIFE INSURANCE Agent Exam B. NON LIFE (GENERAL/MOTOR) INSURANCE Agent Exam C. HEALTH INSURANCE Agent Exam As per new syllabus of these 3 types I have given links to each type of exam please follow them as per the syllabus. ALL THE BEST “Explore the Box to THINK OUTSIDE THE BOX” ________ A. LIFE INSURANCE IC 38 IRDAI Agent Exam New Syllabus: Total 21 chapters divided into 3 sections:- Section-I: Common chapters (5 chapters) Section-II: Life insurance (11 chapters) Section-III: Health Insurance (5 chapters) as below: ---------------- I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html ------- II. Section - II: LIFE INSURANCE (11 chapters) d. Chapter - 6: What Life Insurance Involves Chapter- 7: Financial Planning Chapter - 8: Life Insurance Products - I Chapter - 9: Life Insurance Products - II th-cam.com/video/JssapRBL9Ps/w-d-xo.html e. Chapter 10: Applications of Life Insurance Chapter 11: Pricing and Valuation in Life Insurance th-cam.com/video/ztWg51gR1jU/w-d-xo.html f. Chapter 12: Documentation - Proposal Stage Chapter 13: Documentation - Policy Condition 1 Chapter 14: Documentation - Policy Condition 2 th-cam.com/video/nvxIM9CxK4w/w-d-xo.html g. Chapter 15: Underwriting Chapter 16: Payments under a Life Insurance Policy th-cam.com/video/hkRjVwbsKek/w-d-xo.html III. Section - III: HEALTH INSURANCE (5 chapters) h. Chapter - 17: Introduction to Health Insurance Chapter - 18: Insurance Documentation Chapter-19: Health Insurance Products Chapter-20: Health Insurance Underwriting Chapter-21: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html __________ B. GENERAL (MOTOR/NON LIFE) INSURANCE Agent Exam IC 38 IRDAI New Syllabus: Total 16 chapters divided into Three Sections Section-I: Common chapters (5 chapters) Section-II: Health Insurance (5 chapters) Section-III: General Insurance (6 chapters) as below
I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html II. Section - II: HEALTH INSURANCE (5 chapters) d. Chapter - 6: Introduction to Health Insurance Chapter - 7: Insurance Documentation Chapter-8: Health Insurance Products Chapter-9: Health Insurance Underwriting Chapter-10: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html III. Section - III: GENERAL INSURANCE e. Chapter - 11: Principles of Insurance Chapter - 12: Documentation Chapter - 13: Theory and Practice of Premium Rating : Chapters 11, 12, 13: th-cam.com/video/Hl6J1z4CX1g/w-d-xo.html f. Chapter - 14: Personal and Retail Insurance Chapter - 15: Commercial Insurance Chapter - 16: Claims Procedure : Chapters: 14, 15, 16: th-cam.com/video/H3zHuirYNAY/w-d-xo.html ____ C. HEALTH INSURANCE (STAND ALONE) Agent Exam IC 38 IRDAI New Syllabus: Total 10 chapters divided into TWO Sections Section-I: Common chapters (5 chapters) Section-II: Health Insurance (5 chapters) as below
I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html II. Section - II: HEALTH INSURANCE (5 chapters) d. Chapter - 6: Introduction to Health Insurance Chapter - 7: Insurance Documentation Chapter-8: Health Insurance Products Chapter-9: Health Insurance Underwriting Chapter-10: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html 🙏 Please 👉SUBSCRIBE FREE 👍 & 🔔
Dear Santosh ji, if you pass General insurance (vehicle insurance) agent exam then you are eligible to do both vehicle and Health insurance. But, if you pass only Health insurance exam then you will be eligible to do health insurance only. So, it is better to write General insurance which includes both vehicle and health insurance. GENERAL (MOTOR/NON LIFE) INSURANCE Agent Exam IC 38 IRDAI New Syllabus: Total 16 chapters divided into Three Sections Section-I: Common chapters (5 chapters) Section-II: Health Insurance (5 chapters) Section-III: General Insurance (6 chapters) as below
I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html II. Section - II: HEALTH INSURANCE (5 chapters) d. Chapter - 6: Introduction to Health Insurance Chapter - 7: Insurance Documentation Chapter-8: Health Insurance Products Chapter-9: Health Insurance Underwriting Chapter-10: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html III. Section - III: GENERAL INSURANCE e. Chapter - 11: Principles of Insurance Chapter - 12: Documentation Chapter - 13: Theory and Practice of Premium Rating : Chapters 11, 12, 13: th-cam.com/video/Hl6J1z4CX1g/w-d-xo.html f. Chapter - 14: Personal and Retail Insurance Chapter - 15: Commercial Insurance Chapter - 16: Claims Procedure : Chapters: 14, 15, 16: th-cam.com/video/H3zHuirYNAY/w-d-xo.html ____ I hope your question is answered. wish you all the best.
Dear Srinu, For Health insurance IC38, please follow this Guide with FREE + mock tests links available at Amazon online stores: English medium: "The Ultimate Guide to Health Insurance IC38 - IRDAI Agent Exam: 2021 New Syllabus + 5 Mock Tests FREE links" www.amazon.in/Ultimate-Guide-Health-Insurance-IC38-ebook/dp/B07TJ7Z7S6/ref=sr_1_5?dchild=1&keywords=ic38+venu+chary&qid=1623379841&s=digital-text&sr=1-5 Hindi medium IC38: IC38 Health Insurance IRDAI Agent Exam Guide in Hindi: IC 38 IRDA - Revised Syllabus 2021:www.amazon.in/Health-Insurance-IRDAI-Agent-Guide-ebook/dp/B081R9S7F1/ref=sr_1_6?dchild=1&keywords=ic38+venu+chary&qid=1623379841&s=digital-text&sr=1-6" In this book you will get complete details about syllabus, important question answers, short notes, and important tricks and tips to pass this exam. wish you all the best..
Dear Bhardwaj ji, You have to score 17 or 18 marks out of 50 marks. wish you all the best for your next exam.. For better preparation you may refer these books available at Amazon online stores: IC38 English medium:www.amazon.in/Ultimate-Guide-IC38-Insurance-Syllabus-ebook/dp/B07T2QD4VH/ref=sr_1_6?keywords=ic38+venu+chary&qid=1640098591&s=digital-text&sr=1-6 IC38 Hindi medium:www.amazon.in/IC38-Insurance-Agent-Revised-Syllabus-ebook/dp/B082F4P2S2/ref=sr_1_3?keywords=ic38+venu+chary&qid=1640098591&s=digital-text&sr=1-3 in these books you will get free links to practice all these exams in your phone for free. wish you all the best.
Dear Harsh ji, for IC38 Life/Health Insurance in Hindi medium, You can follow this guide book available at Amazon online stores: 1. "IC38 Health Insurance IRDAI Agent Exam Guide in Hindi: IC 38 IRDA - Revised Syllabus 2021 (Hindi Edition)" www.amazon.in//dp/B081R9S7F1/ref 2. "IC38 - IRDA Life Insurance Agent Exam Guide in Hindi: Revised New Syllabus 2021 (Hindi Edition)" www.amazon.in//dp/B082F4P2S2/ref In this book you will get all the mock tests free links to practice in your phone or computer for free and it will have notes also. However, if you want follow videos then, Please follow these video links: Life Insurance New Syllabus: Complete Chapters of IC38 in Hindi medium videos: अनभाग I: Common Chapters अध्याय 1: बीमा का परिचय **Test 1: महत्वपूर्ण 50 प्रश्न Free video link: th-cam.com/video/uXJZVed7r90/w-d-xo.html अध्याय 2: ग्राहक सेवा अध्याय 3: शिकायत निवारण प्रणाली **Test 2: महत्वपूर्ण 50 प्रश्न Free video link:th-cam.com/video/iTyYDduIsL0/w-d-xo.html अध्याय 4: बीमा अभिकर्ताओं की नियामक पहलु अध्याय 5: जीवन बीमा के कानूनी सिद्धांत **Test 3: महत्वपूर्ण 50 प्रश्न Free video link: th-cam.com/video/gELy49Tocwg/w-d-xo.html अनभाग II: जीवन बीमा अध्याय 6: जीवन बीमा में क्या शामिल है अध्याय 7: वित्तीय नियोजन अध्याय 8: जीवन बीमा उत्पाद - । अध्याय 9: जीवन बीमा उत्पाद - ॥ **Test 4: महत्वपूर्ण 50 प्रश्न chapter 6 to 9 in Hindi: th-cam.com/video/-EsJUkzmQAU/w-d-xo.html अध्याय 10: जीवन बीमा के प्रयोग अध्याय 11: जीवन बीमा में मूल्य निर्धारण और मूल्यांकन **Test 5: महत्वपूर्ण 50 प्रश्न video under preparation.......... अध्याय 12: दस्तावेजीकरण - प्रस्ताव चरण अध्याय 13: दस्तावेजीकरण - पॉलिसी चरणः। अध्याय 14: दस्तावेजीकरण - पॉलिसी चरणः॥ **Test 6: महत्वपूर्ण 50 प्रश्न video under preparation.......... अध्याय 15: बीमालेखन (अन्डरराइटिंग) अध्याय 16: जीवन बीमा पॉलिसी के अंतर्गत भुगतान **Test 7: महत्वपूर्ण 50 प्रश्न video under preparation.......... अनभाग III: स्वास्थ्य बीमा अध्याय 17: स्वास्थ्य बीमा का परिचय अध्याय 18: बीमा दस्तावेज़ अध्याय 19: स्वास्थ्य बीमा उत्पाद अध्याय 20: स्वास्थ्य बीमा का जोखिम अंकन (बीमालेखन) अध्याय 21: स्वास्थ्य बीमा दावे **Test 8: महत्वपूर्ण 50 प्रश्न chapter 17 to 21 in Hindi: th-cam.com/video/RiUKmgWYDuQ/w-d-xo.html
What happens to a floater health insurance policy having two adult members in the event of death of one of the members? Will the surviving adult member be able to renew the floater policy next year without the other member?
Dear Piyush ji, If the primary insured person expires, the other Insured Persons may apply to continue the Policy within 30 days of his/her death provided that they have identified a new adult policyholder who is a member of their immediate family. All relevant particulars in respect of such person (including their relationship) must be given to the company along with the application. If the company accepts such application, then the Policy shall be treated as having been renewed without any break in cover. Migration from family floater to individual may be allowed on acceptance of proposal by the company.
Dear Friends, Please watch all these videos and prepare well from IC38 books available online... for example The Ultimate Guide to IC38 - IRDAI Life Insurance Agent" There is a Special Discount of 42% (use code: VENUSACADEMY) on notionpress.com/read/the-ultimate-guide-to-ic38-irdai-life-insurance-agent-exam "The Ultimate Guide to IC38 - IRDAI Life Insurance Agent Exam" Author Name: M V Chary Smith Ph D | Format: Paperback from Notion Press (MRP Rs. 279/- after 42% discount Rs. 162/- only) Please follow these 3 steps to use discount coupon code (VENUSACADEMY) and get about 42% discount. Step 1: open Google → enter → The Ultimate Guide to IC38 - IRDAI Life Insurance Agent Exam → click on Notion press The Ultimate Guide to IC38 - IRDAI Life Insurance Agent Exam → BUY NOW → use your g-mail id and password → SIGN UP → Step 2: click on Proceed to Buy (1 Book) → Enter your Postal Address →click on Deliver to this address → Enter coupon code → VENUSACADEMY (all capital letters, no space) → Apply → Step 3: Rs 162 + delivery charges Rs 50 = Rs 212/- → click on Proceed to Buy (1 Book) → contact details enter your phone number → click on Proceed → Pay Now → Booking is complete → check BELL Button for status (usually it takes 3 to 7 working days). This book is for the IC38 Life Insurance Agent’s Exam. It can be used as a self-study book and as classroom study material. This book is also useful for IC38 - Health Insurance and IC38 - General Insurance Agent’s Exam.This book is divided into three parts: The first part explains what is IC38 and how to register for online exam.Next part contains 5 points to follow, when you are writing the exam, do’s and don’ts during IC38 online Exam.Finally, the third part contains three sections of IC38 Life Insurance Chapters divided into three sections of Section I: COMMON CHAPTERS 01 Introduction to Insurance 02 Core Elements of Insurance 03 Principles of Insurance 04 Features of Insurance Contracts 05 Underwriting and Rating 06 Claims Processing 07 Documentation 08 Customer Service 09 Grievance Redressal Mechanism 10 Regulatory Aspects for Insurance Agents Section II: LIFE INSURANCE 01 What Life Insurance Involves 02 Financial Planning 03 Life Insurance Products: Traditional 04 Life insurance products: Non-Traditional 05 Applications of Life Insurance 06 Pricing and Valuation in Life Insurance 07 Life Insurance Documentation 08 Life Insurance Underwriting 09 Life Insurance Claims Section II: HEALTH INSURANCE 01 Introduction to Health Insurance 02 Health Insurance Documentation 03 Health Insurance Products 04 Health Insurance Underwriting 05 Health Insurance Claims Links are given to practice all the practice tests in your mobile
Dear Madam, please follow these question answers in Hindi... प्रश्न 1 जोभखम पूटलग के ज़भरए भकये जाने वाले जोभखम ट्ांसफर को _______ कहर्ते हैं। I. बिर्त II. भनवेश III. बीमा IV. जोभखम घटाना प्रश्न 2 जोभखम घटने के अवसरों को कम करने संबंर्धी उपायों को __________ कहर्ते हैं। I. जोभखम अपने पास रखना (भरटेंशन) II. हाभन रोकथाम (भप्रवेशन) III. जोभखम ट्ांसफर IV. जोभखम से बिाव प्रश्न 3 बीमाकर्ता (इंश्योरर) को जोभखम ट्ांसफर करने पर यह________संिव हो जार्ता है। I. हमारा अपनी संपभर्तयों के प्रभर्त लापरवाह होना। II. हाभन की स्स्थभर्त में बीमा से र्धन प्राप्र्त करना। III. हमारी संपभर्तयों में भनभहर्त संिाभवर्त जोभखमों को अनदेखा करना। IV. शांभर्तपूववक अपने कारोबार को और अभर्धक प्रिावी बनाने की योजना करना। प्रश्न 4 आर्धुभनक बीमा कारोबार की शुरुआर्त ____________से हुई थी। I. बॉटमरी II. लॉयड्स III. रोड्स IV. मल्होत्रा सभमभर्त प्रश्न 5 बीमा के संदिव में जोभखम अपने पास रखना ऐसी पभरस्स्थभर्त की ओर संकेर्त करर्ता है जहााँ I. हाभन या नुकसान की संिावना नहीं है II. हाभन उत्पन्न करने वाली घटना का कोई मूल्य नहीं है III. संपभत्त को बीमा की सुरक्षा प्राप्र्त है IV. व्यभि स्वयं ही जोभखम एवं उसके प्रिाव को झेलने का भनणवय लेर्ता है। प्रश्न 6 भनम्पनभलभखर्त में से क़ौन सा कथन सही है? I. बीमा आस्स्र्त की सुरक्षा करर्ता है II. बीमा हाभन की रोकथाम करर्ता है III. बीमा हाभन की संिावना को कम करर्ता है IV. संपभर्त की हाभन होने पर बीमा िुगर्तान करर्ता है प्रश्न 7 400 घरों में से प्रत्येक का मूल्य रु. 20,000/-, औसर्तन 4 घरों में प्रभर्त वषव आग लग जार्ती है भजससे कुल रु 80,000/- की हाभन होर्ती है। इस हाभन की क्षभर्तपूर्थर्त के भलए प्रत्येक घर के माभलक को वार्थषक रूप से भकर्तना अंशदान करना होगा? I. रु. 100/- II. रु. 200/- III. रु. 80/- IV. रु. 400/- प्रश्न 8 भनम्पनभलभखर्त में से क़ौन सा कथन सही है ? I. बीमा कुछ लोगों की हाभन को बहुर्त लोगों द्वारा आपस में बांटने की भवभर्ध है। II. बीमा एक व्यभि के जोभखम भकसी अन्य व्यभि के पास अंर्तभरर्त करने की भवभर्ध है। III. बीमा बहुर्त लोगों की हाभन को कुछ लोगों द्वारा आपस में बांटने की भवभर्ध है। IV. बीमा कुछ व्यभियों के लाि को कई व्यभियों में अंर्तभरर्त करने की भवभर्ध है। प्रश्न 9 बीमाकर्ता जोभखम स्वीकरण से पूवव संपभर्त के सवेक्षण एवं भनरीक्षण की व्यवस्था क्यों करर्ते हैं? I. मूल्यांकन के प्रयोजन हेर्तु जोभखम आकलन के भलए। II. यह जानने के भलए भक बीभमर्त ने संपभर्त की खरीदी कैसे की है। III. यह जानने के भलए भक क्या अन्य बीमाकर्ताओं ने िी संपभर्त का भनरीक्षण भकया है। IV. यह जानने के भलए भक क्या पडोस की संपभर्त को िी बीभमर्त भकया जा सकर्ता है। प्रश्न 10 भनम्पनभलभखर्त में से क़ौन सा भवकल्प बीमा प्रभिया को पूणव रूप से समझार्ता है। I. कई लोगों की हाभन को कुछ द्वारा आपस में बांट लेना II. कुछ लोगों की हाभन को कई लोगों द्वारा आपस में बांट लेना III. एक व्यभि द्वारा कुछ लोगों की हाभन को बांट लेना IV. अनुदान के ज़भरए हाभन की साझेदारी Ans: उत्तर 1 सही भवकल्प III है। जोभखम पुटलग के ज़भरए जोभखम अंर्तरण को बीमा कहर्ते हैं। उत्तर 2 सही भवकल्प II है। जोभखम घटने के अवसरों को कम करने संबंर्धीउपायों को हाभन की रोकथाम कहर्ते हैं। उत्तर 3 सही भवकल्प IV है। बीमाकर्ता के समक्ष जोभखम के अंर्तरण से शांभर्तपूववक कारोबार को और अभर्धक प्रिावी बनाने की योजना बनाई जा सकर्ती है। उत्तर 4 सही भवकल्प II है। आर्धुभनक बीमा कारोबार की शुरुआर्त लॉयड्स से हुई थी। उत्तर 5 सही भवकल्प IV है। बीमा के संदिव में हाभन की रोकथाम, ऐसी स्स्थभर्त की ओर संकेर्त करर्ता है जहााँ व्यभि स्वयं ही जोभखम और उसके प्रिाव को वहन करने का भनणवय लेर्ता है। उत्तर 6 सही भवकल्प IV है। आस्स्र्त के नष्ट होने पर बीमा द्वारा िुगर्तान भकया जार्ता है। उत्तर 7 सही भवकल्प II है। रु. 200/- प्रभर्त घर की दर से हाभन को कवर भकया जा सकर्ता है। उत्तर 8 सही भवकल्प I है। बीमा कुछ व्यभियों की हाभन को कई व्यभियों द्वारा आपस में बांटने की भवभर्ध है। उत्तर 9 सही भवकल्प I है। जोभखम स्वीकरण से पूवव, बीमाकर्ता मूल्यांकन प्रयोजन के भलए जोभखम के आकलन हेर्तु संपभर्त के सवेक्षण और भनरीक्षण की व्यवस्था करर्ते हैं। उत्तर 10 सही भवकल्प II है। बीमा एक ऐसी प्रभिया है भजसके र्तहर्त, कुछ लोगों, भजन्हें दुिाग्यवश हाभन का सामना करना पडर्ता है, की हाभन को ऐसे लोगों के बीि आपस में बांटा जार्ता है, भजनके समक्ष िी समान अप्रत्याभशर्त घटनाओं/पभरस्स्थभर्तयों की संिावना हो।
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Dear Sujatha ji, If it is fast then you can follow all these questions in a book "The Ultimate Guide to IC38: Life Insurance Agent Exam" written by Venus Academy available at Amazon online stores: English version: www.amazon.in/dp/B07T2QD4VH/ref Hindi version:www.amazon.in/dp/B082F4P2S2/ref In these books all these mock tests links are given to practice for FREE in your phone/computer for number of times same as original exam. If you want to watch videos then please follow this link: Hindi: th-cam.com/video/-EsJUkzmQAU/w-d-xo.html English: th-cam.com/video/9EFM2F0mB80/w-d-xo.html
Dear Priyanka ji, Don't worry, try again... this time you can read this book and practice all the mock tests available in this book for FREE in your phone/computer: IC38 - IRDA Life Insurance Agent Exam Guide in Hindi: Revised New Syllabus 2021 (Hindi Edition): www.amazon.in/IC38-Insurance-Agent-Revised-Syllabus-ebook/dp/B082F4P2S2/ref=sr_1_3?dchild=1&keywords=ic38+venu+chary&qid=1614651970&s=digital-text&sr=1-3 This book is one of the Best selling book of Venus Academy. However, if you want to follow videos then you can follow all these videos as per the new syllabus of IC38: Now IC38 in Hindi medium also available from Venus Academy as below: Life Insurance New Syllabus: Complete Chapters of IC38 in Hindi medium videos: अनभाग I: Common Chapters अध्याय 1: बीमा का परिचय **Test 1: महत्वपूर्ण 50 प्रश्न Free video link: th-cam.com/video/uXJZVed7r90/w-d-xo.html अध्याय 2: ग्राहक सेवा अध्याय 3: शिकायत निवारण प्रणाली **Test 2: महत्वपूर्ण 50 प्रश्न Free video link:th-cam.com/video/iTyYDduIsL0/w-d-xo.html अध्याय 4: बीमा अभिकर्ताओं की नियामक पहलु अध्याय 5: जीवन बीमा के कानूनी सिद्धांत **Test 3: महत्वपूर्ण 50 प्रश्न Free video link: th-cam.com/video/gELy49Tocwg/w-d-xo.html अनभाग II: जीवन बीमा अध्याय 6: जीवन बीमा में क्या शामिल है अध्याय 7: वित्तीय नियोजन अध्याय 8: जीवन बीमा उत्पाद - । अध्याय 9: जीवन बीमा उत्पाद - ॥ **Test 4: महत्वपूर्ण 50 प्रश्न chapter 6 to 9 in Hindi: th-cam.com/video/-EsJUkzmQAU/w-d-xo.html अध्याय 10: जीवन बीमा के प्रयोग अध्याय 11: जीवन बीमा में मूल्य निर्धारण और मूल्यांकन **Test 5: महत्वपूर्ण 50 प्रश्न video under preparation.......... अध्याय 12: दस्तावेजीकरण - प्रस्ताव चरण अध्याय 13: दस्तावेजीकरण - पॉलिसी चरणः। अध्याय 14: दस्तावेजीकरण - पॉलिसी चरणः॥ **Test 6: महत्वपूर्ण 50 प्रश्न video under preparation.......... अध्याय 15: बीमालेखन (अन्डरराइटिंग) अध्याय 16: जीवन बीमा पॉलिसी के अंतर्गत भुगतान **Test 7: महत्वपूर्ण 50 प्रश्न video under preparation.......... अनभाग III: स्वास्थ्य बीमा अध्याय 17: स्वास्थ्य बीमा का परिचय अध्याय 18: बीमा दस्तावेज़ अध्याय 19: स्वास्थ्य बीमा उत्पाद अध्याय 20: स्वास्थ्य बीमा का जोखिम अंकन (बीमालेखन) अध्याय 21: स्वास्थ्य बीमा दावे **Test 8: महत्वपूर्ण 50 प्रश्न chapter 17 to 21 in Hindi: th-cam.com/video/RiUKmgWYDuQ/w-d-xo.html
Sir but mera life insurance ka nhi h health insurance ka h jo ki general k sath converd h or mera sallyabus english m h sir m ic38 exam aap h usse study krri hun sir ap mko bta do sbse best kya rhega jisse m is br pas ho jaun
@@priyankapundir7633 Dear Priyanka ji, This time prepare well from this book: English medium: 1. IC 38 - General Insurance: (nonlife + health insurance): The Ultimate Guide to IC38 - IRDAI General Insurance Agent Exam: New Syllabus 2020 - 2021www.amazon.in/Ultimate-Guide-IC38-Insurance-Syllabus-ebook/dp/B07TD3H13Y/ref=sr_1_2?dchild=1&keywords=ic38+venu+chary&qid=1614753648&s=digital-text&sr=1-2 2. IC 38 - Health Insurance: (only health insurance agent exam): The Ultimate Guide to Health Insurance IC38 - IRDAI Agent Exam: New Syllabus www.amazon.in/Ultimate-Guide-Health-Insurance-IC38-ebook/dp/B07TJ7Z7S6/ref=sr_1_6?dchild=1&keywords=ic38+venu+chary&qid=1614753648&s=digital-text&sr=1-6 In these books you will get notes and FREE links to practice all these mock tests in your phone /computer for free. So practice all the tests before going to the exam. However, if you want to follow only videos then follow all the videos of Venus Academy as per the syllabus. Wish you all the best.
Dear Sir / Madam, Answer to Q 2 is CORRECT based on the statements given in answers options. option 1 is Cheque is posted option 2 is Cheque is deposited by the insurance company option 3 is Cheque received by the insurance company option 4 is Cheque is issued by the proposer. Among all the four statements which is true. option 2 Cheque is deposited by the insurance company is correct. Let us see in detail about the stages of premium payment through Cheque: First stage: Cheque has to be issued by the proposer (option IV) Second stage: Cheque has to be posted (option I) Third stage: Cheque has to be received by the insurance company (option III) Fourth stage: Cheque has to be deposited in bank by the insurance company (option II) So, which is correct, fourth stage is correct that is option II is correct. Q2. In case the premium payment is made by cheque, then which of the below statement will hold true? I. The risk may be assumed on the date on which the cheque is posted II. The risk may be assumed on the date on which the cheque is deposited by the insurance company III. The risk may be assumed on the date on which the cheque is received by the insurance company IV. The risk may be assumed on the date on which the cheque is issued by the proposer Ans: II
Dear Friends, Please watch these videos for Hindi IC38 IRDA Insurance Agent Exam (Life/Health/General): 1. IC38 IRDA Insurance AGENT EXAM 2020 LIC AGENT PORTAL || IC 38 जीवन बीमा का परिचय 1 : th-cam.com/video/uXJZVed7r90/w-d-xo.html 2. LIC Agent Exam IC 38 Full Demo Exam in HINDI (अध्याय 4: बीमा अभिकर्ताओं की नियामक पहलु अध्याय 5: जीवन बीमा के कानूनी सिद्धांत) th-cam.com/video/gELy49Tocwg/w-d-xo.html
Dear Rinky ji, Please followed all videos of IC38 by Venus Academy: th-cam.com/video/9EFM2F0mB80/w-d-xo.html At the same time you can buy a book of "The ultimate guide to IC38 IRDAI Life Insurance/Health Insurance Agent Exam" by Venus Academy and this book is available at Amazon online stores: www.amazon.in/dp/B07TJ7Z7S6/ref In this book you will get all the mock test LINKS free to practice online in your phone or computer for number times at the same time this books explains all important terminology and short notes. So watch all the videos and practice all these mock tests from Amazon book/.
Dear Harsh ji, for IC38 Hindi, You can follow this guide book available at Amazon online stores: "IC38 Health Insurance IRDAI Agent Exam Guide in Hindi: IC 38 IRDA - Revised Syllabus 2021 (Hindi Edition)" www.amazon.in//dp/B081R9S7F1/ref In this book you will get all the mock tests free links to practice in your phone or computer for free and it will have notes also. However, if you want follow videos then, Please follow these video links: Life Insurance New Syllabus: Complete Chapters of IC38 in Hindi medium videos: अनभाग I: Common Chapters अध्याय 1: बीमा का परिचय **Test 1: महत्वपूर्ण 50 प्रश्न Free video link: th-cam.com/video/uXJZVed7r90/w-d-xo.html अध्याय 2: ग्राहक सेवा अध्याय 3: शिकायत निवारण प्रणाली **Test 2: महत्वपूर्ण 50 प्रश्न Free video link:th-cam.com/video/iTyYDduIsL0/w-d-xo.html अध्याय 4: बीमा अभिकर्ताओं की नियामक पहलु अध्याय 5: जीवन बीमा के कानूनी सिद्धांत **Test 3: महत्वपूर्ण 50 प्रश्न Free video link: th-cam.com/video/gELy49Tocwg/w-d-xo.html अनभाग II: जीवन बीमा अध्याय 6: जीवन बीमा में क्या शामिल है अध्याय 7: वित्तीय नियोजन अध्याय 8: जीवन बीमा उत्पाद - । अध्याय 9: जीवन बीमा उत्पाद - ॥ **Test 4: महत्वपूर्ण 50 प्रश्न chapter 6 to 9 in Hindi: th-cam.com/video/-EsJUkzmQAU/w-d-xo.html अध्याय 10: जीवन बीमा के प्रयोग अध्याय 11: जीवन बीमा में मूल्य निर्धारण और मूल्यांकन **Test 5: महत्वपूर्ण 50 प्रश्न video under preparation.......... अध्याय 12: दस्तावेजीकरण - प्रस्ताव चरण अध्याय 13: दस्तावेजीकरण - पॉलिसी चरणः। अध्याय 14: दस्तावेजीकरण - पॉलिसी चरणः॥ **Test 6: महत्वपूर्ण 50 प्रश्न video under preparation.......... अध्याय 15: बीमालेखन (अन्डरराइटिंग) अध्याय 16: जीवन बीमा पॉलिसी के अंतर्गत भुगतान **Test 7: महत्वपूर्ण 50 प्रश्न video under preparation.......... अनभाग III: स्वास्थ्य बीमा अध्याय 17: स्वास्थ्य बीमा का परिचय अध्याय 18: बीमा दस्तावेज़ अध्याय 19: स्वास्थ्य बीमा उत्पाद अध्याय 20: स्वास्थ्य बीमा का जोखिम अंकन (बीमालेखन) अध्याय 21: स्वास्थ्य बीमा दावे **Test 8: महत्वपूर्ण 50 प्रश्न chapter 17 to 21 in Hindi: th-cam.com/video/RiUKmgWYDuQ/w-d-xo.html
Dear Friends, Please download e-Book of IC38 IRDA Insurance Agent Exam for Free Links to practice IC38 online exam in your phone/computer with chapter wise short notes: 1. Life Insurance: a. IC38 in English medium: www.amazon.in/dp/B07T2QD4VH (The Ultimate Guide to IC38 - IRDAI Life Insurance Agent Exam: New Syllabus 2019 - 2020) b. IC38 in Hindi medium: www.amazon.in/dp/B082F4P2S2 (IC38 - IRDA Life Insurance Agent Exam Guide in Hindi: New Syllabus 2020 (Hindi Edition) 2. General Insurance: a. IC38 in English medium: www.amazon.in/dp/B07TD3H13Y (The Ultimate Guide to IC38 - IRDAI General Insurance Agent Exam: New Syllabus 2019 - 2020) 3. Health Insurance: a. IC38 in English medium: www.amazon.in/dp/B07TJ7Z7S6 (The Ultimate Guide to Health Insurance IC38 - IRDAI Agent Exam: New Syllabus) b. IC38 in Hindi medium: www.amazon.in/dp/B081R9S7F1(IC38 Health Insurance IRDAI Agent Exam Guide in Hindi: New Syllabus 2019 - 2020 (Hindi Edition) 4. Corporate Insurance Agent (Life/General/Health): All in One Book: a. IC38 IRDA All in One Agent Exam Guide: www.amazon.in/dp/B07TD3H13Y (The Ultimate Guide to IC38 - IRDAI General Insurance Agent Exam: New Syllabus 2019 - 2020 ) All these books will have Short notes chapter wise explanation as per new syllabus and free online links to practice these tests for free in your phone/computer for number of times.
In this Video you have Important question answers from Health Insurance section as below:
Section - II: HEALTH INSURANCE (5 chapters)
d. Chapter - 6: Introduction to Health Insurance
Chapter - 7: Insurance Documentation
Chapter-8: Health Insurance Products
Chapter-9: Health Insurance Underwriting
Chapter-10: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html
-------------
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100% Pass Guarantee online trainer Dr M V Chary
----------------------------
#ic38 #insurance #irda
________________
Dear Friends IC 38 IRDAI Insurance Agent Exam is of 3 types
A. LIFE INSURANCE Agent Exam
B. NON LIFE (GENERAL/MOTOR) INSURANCE Agent Exam
C. HEALTH INSURANCE Agent Exam
As per new syllabus of these 3 types I have given links to each type of exam please follow them as per the syllabus.
ALL THE BEST
“Explore the Box to THINK OUTSIDE THE BOX”
__________
A. LIFE INSURANCE IC 38 IRDAI Agent Exam New Syllabus: Total 21 chapters divided into 3 sections:-
Section-I: Common chapters (5 chapters)
Section-II: Life insurance (11 chapters)
Section-III: Health Insurance (5 chapters) as below:
----------------
I. Section- I : COMMON CHAPTERS (5 chapters)
a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html
b. Chapter - 2 Customer Service
Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html
c. Chapter - 4: Regulatory aspects of Insurance Agents
Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html
-------
II. Section - II: LIFE INSURANCE (11 chapters)
d. Chapter - 6: What Life Insurance Involves
Chapter- 7: Financial Planning
Chapter - 8: Life Insurance Products - I
Chapter - 9: Life Insurance Products - II th-cam.com/video/JssapRBL9Ps/w-d-xo.html
e. Chapter 10: Applications of Life Insurance
Chapter 11: Pricing and Valuation in Life Insurance th-cam.com/video/ztWg51gR1jU/w-d-xo.html
f. Chapter 12: Documentation - Proposal Stage
Chapter 13: Documentation - Policy Condition 1
Chapter 14: Documentation - Policy Condition 2 th-cam.com/video/nvxIM9CxK4w/w-d-xo.html
g. Chapter 15: Underwriting
Chapter 16: Payments under a Life Insurance Policy th-cam.com/video/hkRjVwbsKek/w-d-xo.html
III. Section - III: HEALTH INSURANCE (5 chapters)
h. Chapter - 17: Introduction to Health Insurance
Chapter - 18: Insurance Documentation
Chapter-19: Health Insurance Products
Chapter-20: Health Insurance Underwriting
Chapter-21: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html
____________
B. GENERAL (MOTOR/NON LIFE) INSURANCE Agent Exam IC 38 IRDAI New Syllabus: Total 16 chapters divided into Three Sections
Section-I: Common chapters (5 chapters)
Section-II: Health Insurance (5 chapters)
Section-III: General Insurance (6 chapters) as below
I. Section- I : COMMON CHAPTERS (5 chapters)
a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html
b. Chapter - 2 Customer Service
Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html
c. Chapter - 4: Regulatory aspects of Insurance Agents
Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html
II. Section - II: HEALTH INSURANCE (5 chapters)
d. Chapter - 6: Introduction to Health Insurance
Chapter - 7: Insurance Documentation
Chapter-8: Health Insurance Products
Chapter-9: Health Insurance Underwriting
Chapter-10: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html
III. Section - III: GENERAL INSURANCE
e. Chapter - 11: Principles of Insurance
Chapter - 12: Documentation
Chapter - 13: Theory and Practice of Premium Rating : Chapters 11, 12, 13:
th-cam.com/video/Hl6J1z4CX1g/w-d-xo.html
f. Chapter - 14: Personal and Retail Insurance
Chapter - 15: Commercial Insurance
Chapter - 16: Claims Procedure : Chapters: 14, 15, 16: th-cam.com/video/H3zHuirYNAY/w-d-xo.html
______
C. HEALTH INSURANCE (STAND ALONE) Agent Exam IC 38 IRDAI New Syllabus: Total 10 chapters divided into TWO Sections
Section-I: Common chapters (5 chapters)
Section-II: Health Insurance (5 chapters) as below
I. Section- I : COMMON CHAPTERS (5 chapters)
a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html
b. Chapter - 2 Customer Service
Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html
c. Chapter - 4: Regulatory aspects of Insurance Agents
Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html
II. Section - II: HEALTH INSURANCE (5 chapters)
d. Chapter - 6: Introduction to Health Insurance
Chapter - 7: Insurance Documentation
Chapter-8: Health Insurance Products
Chapter-9: Health Insurance Underwriting
Chapter-10: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html
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Q 2 - check posted. I study from Ic 38 Malayalam notes.
Good.
Excellant presentation sir. Very useful
@@jayarajk7626 Thank you Sir, wish you all the best 🙏
Thank you sir I listen your video out side exam hall just before attend exam, some clues and ideas got from you and I passed
Congrats... wish you all the best
Thank you sir... U r great.. i cleared the exam today
Congrats Zaid ji.... wish you all the best.
I passed this exam by 35 marks ...ThankQ for support for me.
Congrats Kumari ji,
wish you all the best..
Most important❤❤
Dear Friends,
Thank you for your support.
Now you can get links to practice these exams of IC38 - IRDAI Life insurance Agent exam by Venus Academy online for just Rs 135 only and your can practice these test as many times as you want:
The Ultimate Guide to IC38 - IRDAI Life Insurance Agent Exam: New Syllabus.
You can attempt one sample test for free by clicking on the book (look inside) area and go to last page you will have one blue color link where by clicking that link you will be directed to the test paper.
For more Test please buy this book at (new edition) :notionpress.com/read/the-ultimate-guide-to-ic38-irdai-life-insurance-agent-exam
by VENUS ACADEMY.
I am very thankful to you sir. I passed this exam by your support.🙏
Most welcome, wish you all the best.
congrations
Very useful information Thanks a lot 💐🙏I passed with 70%
Congrats... wish you all the best.
Thank you so much dear sir 🙏🙏🙏
Really helpful
Most welcome
Thanks for the section 1&2 which you uploaded, pls upload the section 3 which is for non life/ motor insurance agent exam . please upload the video as soon as possible.
Dear Madam,
General Insurance section is uploaded please refer
th-cam.com/video/Hl6J1z4CX1g/w-d-xo.html
All the Best
"Explore the Box to THINK OUTSIDE THE BOX"
@@VenusAcademy thank you so much sir
Sir the answer of question 2 in your previous video u stated option 1 and here option 2 plz can u clarify
Thank you sir. 😊🙏
ThankQ sir ...
Thank you Kumari ji, wish you all the best.
Thanku sir.... very useful information....
Thank you.
THANK YOU
nice
Thank you Nikam ji.
The answer for question no 2 is option 1. The risk may be assumed on the date on which the cheque is posted.
Thank you ji.. wish you all the best
@@VenusAcademy Thanks sir for replying for my msg. Ur videos are all well prepared and explained. Ur instructions at the beginning and at the end are really helpful. Whenever u say congratulations u got 50/50 motivates me to aim for more marks.
@@VenusAcademy and also in one of ur videos i saw an answer wich says ter are 12 ombudsman offices in India. But there are 17 insurance ombudsman offices in India.
@@priyanovah Thank you ji ... wish you all the best.
Dear friends,
For more notes question answers and free links to practice all these tests in your phone please go through this book published by Notion Press MRP 279 only notionpress.com/read/the-ultimate-guide-to-ic38-irdai-life-insurance-agent-exam
Wish you all the best 🙏
Answer for question 1 is 30 days....
The answer for question no. 27. Is option 1 bail bond cases.
Dear friends, notionpress.com/read/the-ultimate-guide-to-ic38-irdai-life-insurance-agent-exam For IC 38 IRDAI Life/General/Health insurance agent exam notes question answers and free links to practice all these tests in your phone please go through this book published by Notion Press MRP 279 only notionpress.com/read/the-ultimate-guide-to-ic38-irdai-life-insurance-agent-exam
Wish you all the best 🙏
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Q.No. 2 depoited date OR posted date piease look in to it. I learned as posted date. Reply pls
Dear Sir,
Please read the options as Posting of Check as correct option.
(Posting means that the debit - or credit - is applied to your account balance, and the transaction is completed. ).
Wish you All the Best.
@@VenusAcademy posting is happening only sufficient fund is available with the party issued but deposited date is prior to technical screening of the cheque.
Sir, any way i took your answer for this test. Thank yoiu
@@tkgwireless Yes sir, the option posting of check is correct option..
Please read the options as Posting of Check as correct option.
(Posting means that the debit - or credit - is applied to your account balance, and the transaction is completed. ).
Wish you All the Best.
Questionnaire were lengthy n within Qs there were options given; a,b,c.
Dear Deana B, wish you all the best.
Wrong Answers of Q2 and Q 27. guys please be careful , please re verify your answers
Dear Sir,
Q2 and Q27 answers are correct, that is why I insist you to read the question twice and understand the key words, then only answer.
Q2. Answer to Q 2 is CORRECT based on the statements given in answers options.
option 1 is Cheque is posted
option 2 is Cheque is deposited by the insurance company
option 3 is Cheque received by the insurance company
option 4 is Cheque is issued by the proposer.
Among all the four statements which is true. option 2 Cheque is deposited by the insurance company is correct.
Let us see in detail about the stages of premium payment through Cheque:
First stage: Cheque has to be issued by the proposer (option IV)
Second stage: Cheque has to be posted (option I)
Third stage: Cheque has to be received by the insurance company (option III)
Fourth stage: Cheque has to be deposited in bank by the insurance company (option II)
So, which is correct, fourth stage is correct that is option II is correct.
Q27: ________ are paid by assistance company and later claimed from insurance company.
Ans: III overseas travel insurance company.
Option III is correct with respect to overseas travel insurance.
Please buy a book from Amazon on Life and Health Insurance Agent exam, all these question answers are well explained.
Book name: "The Ultimate Guide to Health Insurance IC38 - IRDAI Agent Exam: New Syllabus" Price: Rs 150 e-book available in amazon, and Rs 559 for paperback book.
Can we select language as a marathi at the time of online exam for ic38 health insurance??..plzz reply..
Dear Shree ji,
Selection of language should be done during applying the exam of IC38 Health Insurance.
However, there is a chance to change from English/other language to your Marathi language during the exam also. But you have to inform to the invigilator/observer at the test centre.
Wish you all the best.
m 2 time tempted the exam but not clear so pls help me
Are these the same for ISP ? Please reply 🙏🏻
This exam is for the people those who want start their career as Health Insurance Agents.
Dear sir, i have a doubt question no 27 which ans is correct plz confirm me bcz in mock test they choose bail bond cases but u chosen OTIC so which one is corre t plz let me knw
Dear Vidya ji,
Q.27: _______are paid upfront by Assistant company and later claimed from insurance company.
Ans: Overseas travel insurance claims.
For example, you are going to foreign country and you have taken travel Health insurance policy, then if something happens to you in foreign country in that case your hospital bill will be paid by the local (foreign country) Assistant company and company will submit the claims to Indian insurance company.
I hope your doubt is cleared.
Wish you all the best.
How I pass in general insurance exam.. pls suggest something..
Dear Rajni ji,
IC 38 IRDAI Insurance Agent Exam is of 3 types
A. LIFE INSURANCE Agent Exam
B. NON LIFE (GENERAL/MOTOR) INSURANCE Agent Exam
C. HEALTH INSURANCE Agent Exam
As per new syllabus of these 3 types I have given links to each type of exam please follow them as per the syllabus.
ALL THE BEST
“Explore the Box to THINK OUTSIDE THE BOX”
________
A. LIFE INSURANCE IC 38 IRDAI Agent Exam New Syllabus: Total 21 chapters divided into 3 sections:-
Section-I: Common chapters (5 chapters)
Section-II: Life insurance (11 chapters)
Section-III: Health Insurance (5 chapters) as below:
----------------
I. Section- I : COMMON CHAPTERS (5 chapters)
a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html
b. Chapter - 2 Customer Service
Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html
c. Chapter - 4: Regulatory aspects of Insurance Agents
Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html
-------
II. Section - II: LIFE INSURANCE (11 chapters)
d. Chapter - 6: What Life Insurance Involves
Chapter- 7: Financial Planning
Chapter - 8: Life Insurance Products - I
Chapter - 9: Life Insurance Products - II th-cam.com/video/JssapRBL9Ps/w-d-xo.html
e. Chapter 10: Applications of Life Insurance
Chapter 11: Pricing and Valuation in Life Insurance th-cam.com/video/ztWg51gR1jU/w-d-xo.html
f. Chapter 12: Documentation - Proposal Stage
Chapter 13: Documentation - Policy Condition 1
Chapter 14: Documentation - Policy Condition 2 th-cam.com/video/nvxIM9CxK4w/w-d-xo.html
g. Chapter 15: Underwriting
Chapter 16: Payments under a Life Insurance Policy th-cam.com/video/hkRjVwbsKek/w-d-xo.html
III. Section - III: HEALTH INSURANCE (5 chapters)
h. Chapter - 17: Introduction to Health Insurance
Chapter - 18: Insurance Documentation
Chapter-19: Health Insurance Products
Chapter-20: Health Insurance Underwriting
Chapter-21: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html
__________
B. GENERAL (MOTOR/NON LIFE) INSURANCE Agent Exam IC 38 IRDAI New Syllabus: Total 16 chapters divided into Three Sections
Section-I: Common chapters (5 chapters)
Section-II: Health Insurance (5 chapters)
Section-III: General Insurance (6 chapters) as below
I. Section- I : COMMON CHAPTERS (5 chapters)
a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html
b. Chapter - 2 Customer Service
Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html
c. Chapter - 4: Regulatory aspects of Insurance Agents
Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html
II. Section - II: HEALTH INSURANCE (5 chapters)
d. Chapter - 6: Introduction to Health Insurance
Chapter - 7: Insurance Documentation
Chapter-8: Health Insurance Products
Chapter-9: Health Insurance Underwriting
Chapter-10: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html
III. Section - III: GENERAL INSURANCE
e. Chapter - 11: Principles of Insurance
Chapter - 12: Documentation
Chapter - 13: Theory and Practice of Premium Rating : Chapters 11, 12, 13:
th-cam.com/video/Hl6J1z4CX1g/w-d-xo.html
f. Chapter - 14: Personal and Retail Insurance
Chapter - 15: Commercial Insurance
Chapter - 16: Claims Procedure : Chapters: 14, 15, 16: th-cam.com/video/H3zHuirYNAY/w-d-xo.html
____
C. HEALTH INSURANCE (STAND ALONE) Agent Exam IC 38 IRDAI New Syllabus: Total 10 chapters divided into TWO Sections
Section-I: Common chapters (5 chapters)
Section-II: Health Insurance (5 chapters) as below
I. Section- I : COMMON CHAPTERS (5 chapters)
a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html
b. Chapter - 2 Customer Service
Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html
c. Chapter - 4: Regulatory aspects of Insurance Agents
Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html
II. Section - II: HEALTH INSURANCE (5 chapters)
d. Chapter - 6: Introduction to Health Insurance
Chapter - 7: Insurance Documentation
Chapter-8: Health Insurance Products
Chapter-9: Health Insurance Underwriting
Chapter-10: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html
🙏 Please 👉SUBSCRIBE FREE 👍 & 🔔
Sir shall we have to attend separate exam for vichle and health insurance or we have to attend only one exam
Kindly suggest me
Dear Santosh ji, if you pass General insurance (vehicle insurance) agent exam then you are eligible to do both vehicle and Health insurance.
But, if you pass only Health insurance exam then you will be eligible to do health insurance only.
So, it is better to write General insurance which includes both vehicle and health insurance.
GENERAL (MOTOR/NON LIFE) INSURANCE Agent Exam IC 38 IRDAI New Syllabus: Total 16 chapters divided into Three Sections
Section-I: Common chapters (5 chapters)
Section-II: Health Insurance (5 chapters)
Section-III: General Insurance (6 chapters) as below
I. Section- I : COMMON CHAPTERS (5 chapters)
a. Chapter - 1: Introduction to Insurance th-cam.com/video/dkFQDVH1O-g/w-d-xo.html
b. Chapter - 2 Customer Service
Chapter - 3: Grievance Redressal Mechanism th-cam.com/video/9EFM2F0mB80/w-d-xo.html
c. Chapter - 4: Regulatory aspects of Insurance Agents
Chapter - 5: Legal Principle of an Insurance Contract th-cam.com/video/pgvczDi3JGc/w-d-xo.html
II. Section - II: HEALTH INSURANCE (5 chapters)
d. Chapter - 6: Introduction to Health Insurance
Chapter - 7: Insurance Documentation
Chapter-8: Health Insurance Products
Chapter-9: Health Insurance Underwriting
Chapter-10: Health Insurance Claims th-cam.com/video/-4dW-4LazQU/w-d-xo.html
III. Section - III: GENERAL INSURANCE
e. Chapter - 11: Principles of Insurance
Chapter - 12: Documentation
Chapter - 13: Theory and Practice of Premium Rating : Chapters 11, 12, 13:
th-cam.com/video/Hl6J1z4CX1g/w-d-xo.html
f. Chapter - 14: Personal and Retail Insurance
Chapter - 15: Commercial Insurance
Chapter - 16: Claims Procedure : Chapters: 14, 15, 16: th-cam.com/video/H3zHuirYNAY/w-d-xo.html
____
I hope your question is answered.
wish you all the best.
Sir Namesthe, I want to be in star health polices. I want prepare for ic38.But my doubt is cover what chapters sir Pls reply me sir🙏
Dear Srinu,
For Health insurance IC38, please follow this Guide with FREE + mock tests links available at Amazon online stores:
English medium: "The Ultimate Guide to Health Insurance IC38 - IRDAI Agent Exam: 2021 New Syllabus + 5 Mock Tests FREE links" www.amazon.in/Ultimate-Guide-Health-Insurance-IC38-ebook/dp/B07TJ7Z7S6/ref=sr_1_5?dchild=1&keywords=ic38+venu+chary&qid=1623379841&s=digital-text&sr=1-5
Hindi medium IC38: IC38 Health Insurance IRDAI Agent Exam Guide in Hindi: IC 38 IRDA - Revised Syllabus 2021:www.amazon.in/Health-Insurance-IRDAI-Agent-Guide-ebook/dp/B081R9S7F1/ref=sr_1_6?dchild=1&keywords=ic38+venu+chary&qid=1623379841&s=digital-text&sr=1-6"
In this book you will get complete details about syllabus, important question answers, short notes, and important tricks and tips to pass this exam.
wish you all the best..
m marks is 39 direct life and health insurance main 40 marks its passing ,marks
Dear Bhardwaj ji,
You have to score 17 or 18 marks out of 50 marks.
wish you all the best for your next exam..
For better preparation you may refer these books available at Amazon online stores:
IC38 English medium:www.amazon.in/Ultimate-Guide-IC38-Insurance-Syllabus-ebook/dp/B07T2QD4VH/ref=sr_1_6?keywords=ic38+venu+chary&qid=1640098591&s=digital-text&sr=1-6
IC38 Hindi medium:www.amazon.in/IC38-Insurance-Agent-Revised-Syllabus-ebook/dp/B082F4P2S2/ref=sr_1_3?keywords=ic38+venu+chary&qid=1640098591&s=digital-text&sr=1-3
in these books you will get free links to practice all these exams in your phone for free.
wish you all the best.
@@VenusAcademy SIR ITS 80 QTN AND 40 IS PASSING MARKS
@@ajaybhardwaj9567 Sir, this exam will have 50 questions and you have to score at least 18 marks to pass.
Angreg
Dear Sonu ji,
For Hindi medium of IC38 please watch these.. th-cam.com/video/-EsJUkzmQAU/w-d-xo.html
I passed the exam.....
Congrats Wisdom ji... wish you all the best.
Sir plz hindi me bhi bana do plz sir
Dear Harsh ji, for IC38 Life/Health Insurance in Hindi medium,
You can follow this guide book available at Amazon online stores:
1. "IC38 Health Insurance IRDAI Agent Exam Guide in Hindi: IC 38 IRDA - Revised Syllabus 2021 (Hindi Edition)" www.amazon.in//dp/B081R9S7F1/ref
2. "IC38 - IRDA Life Insurance Agent Exam Guide in Hindi: Revised New Syllabus 2021 (Hindi Edition)" www.amazon.in//dp/B082F4P2S2/ref
In this book you will get all the mock tests free links to practice in your phone or computer for free and it will have notes also.
However, if you want follow videos then,
Please follow these video links: Life Insurance New Syllabus:
Complete Chapters of IC38 in Hindi medium videos:
अनभाग I: Common Chapters
अध्याय 1: बीमा का परिचय
**Test 1: महत्वपूर्ण 50 प्रश्न Free video link: th-cam.com/video/uXJZVed7r90/w-d-xo.html
अध्याय 2: ग्राहक सेवा
अध्याय 3: शिकायत निवारण प्रणाली
**Test 2: महत्वपूर्ण 50 प्रश्न Free video link:th-cam.com/video/iTyYDduIsL0/w-d-xo.html
अध्याय 4: बीमा अभिकर्ताओं की नियामक पहलु
अध्याय 5: जीवन बीमा के कानूनी सिद्धांत
**Test 3: महत्वपूर्ण 50 प्रश्न Free video link: th-cam.com/video/gELy49Tocwg/w-d-xo.html
अनभाग II: जीवन बीमा
अध्याय 6: जीवन बीमा में क्या शामिल है
अध्याय 7: वित्तीय नियोजन
अध्याय 8: जीवन बीमा उत्पाद - ।
अध्याय 9: जीवन बीमा उत्पाद - ॥
**Test 4: महत्वपूर्ण 50 प्रश्न chapter 6 to 9 in Hindi: th-cam.com/video/-EsJUkzmQAU/w-d-xo.html
अध्याय 10: जीवन बीमा के प्रयोग
अध्याय 11: जीवन बीमा में मूल्य निर्धारण और मूल्यांकन
**Test 5: महत्वपूर्ण 50 प्रश्न video under preparation..........
अध्याय 12: दस्तावेजीकरण - प्रस्ताव चरण
अध्याय 13: दस्तावेजीकरण - पॉलिसी चरणः।
अध्याय 14: दस्तावेजीकरण - पॉलिसी चरणः॥
**Test 6: महत्वपूर्ण 50 प्रश्न video under preparation..........
अध्याय 15: बीमालेखन (अन्डरराइटिंग)
अध्याय 16: जीवन बीमा पॉलिसी के अंतर्गत भुगतान
**Test 7: महत्वपूर्ण 50 प्रश्न video under preparation..........
अनभाग III: स्वास्थ्य बीमा
अध्याय 17: स्वास्थ्य बीमा का परिचय
अध्याय 18: बीमा दस्तावेज़
अध्याय 19: स्वास्थ्य बीमा उत्पाद
अध्याय 20: स्वास्थ्य बीमा का जोखिम अंकन (बीमालेखन)
अध्याय 21: स्वास्थ्य बीमा दावे
**Test 8: महत्वपूर्ण 50 प्रश्न chapter 17 to 21 in Hindi: th-cam.com/video/RiUKmgWYDuQ/w-d-xo.html
What happens to a floater health insurance policy having two adult members in the event of death of one of the members? Will the surviving adult member be able to renew the floater policy next year without the other member?
Dear Piyush ji,
If the primary insured person expires, the other Insured Persons may apply to continue the Policy within 30 days of his/her death provided that they have identified a new adult policyholder who is a member of their immediate family. All relevant particulars in respect of such person (including their relationship) must be given to the company along with the application. If the company accepts such application, then the Policy shall be treated as having been renewed without any break in cover.
Migration from family floater to individual may be allowed on acceptance of proposal by the company.
Hai sir any negative marks hear this exam
Dear sir, no negative marking 🙏
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This book is for the IC38 Life Insurance Agent’s Exam. It can be used as a self-study book and as classroom study material. This book is also useful for IC38 - Health Insurance and IC38 - General Insurance Agent’s Exam.This book is divided into three parts: The first part explains what is IC38 and how to register for online exam.Next part contains 5 points to follow, when you are writing the exam, do’s and don’ts during IC38 online Exam.Finally, the third part contains three sections of IC38 Life Insurance Chapters divided into three sections of
Section I: COMMON CHAPTERS
01 Introduction to Insurance
02 Core Elements of Insurance
03 Principles of Insurance
04 Features of Insurance Contracts
05 Underwriting and Rating
06 Claims Processing
07 Documentation
08 Customer Service
09 Grievance Redressal Mechanism
10 Regulatory Aspects for Insurance Agents
Section II: LIFE INSURANCE
01 What Life Insurance Involves
02 Financial Planning
03 Life Insurance Products: Traditional
04 Life insurance products: Non-Traditional
05 Applications of Life Insurance
06 Pricing and Valuation in Life Insurance
07 Life Insurance Documentation
08 Life Insurance Underwriting
09 Life Insurance Claims
Section II: HEALTH INSURANCE
01 Introduction to Health Insurance
02 Health Insurance Documentation
03 Health Insurance Products
04 Health Insurance Underwriting
05 Health Insurance Claims
Links are given to practice all the practice tests in your mobile
Sir hindi me video banaye plz
Dear Madam, please follow these question answers in Hindi...
प्रश्न 1
जोभखम पूटलग के ज़भरए भकये जाने वाले जोभखम ट्ांसफर को _______ कहर्ते हैं।
I. बिर्त
II. भनवेश
III. बीमा
IV. जोभखम घटाना
प्रश्न 2
जोभखम घटने के अवसरों को कम करने संबंर्धी उपायों को __________ कहर्ते हैं।
I. जोभखम अपने पास रखना (भरटेंशन)
II. हाभन रोकथाम (भप्रवेशन)
III. जोभखम ट्ांसफर
IV. जोभखम से बिाव
प्रश्न 3
बीमाकर्ता (इंश्योरर) को जोभखम ट्ांसफर करने पर यह________संिव हो जार्ता है।
I. हमारा अपनी संपभर्तयों के प्रभर्त लापरवाह होना।
II. हाभन की स्स्थभर्त में बीमा से र्धन प्राप्र्त करना।
III. हमारी संपभर्तयों में भनभहर्त संिाभवर्त जोभखमों को अनदेखा करना।
IV. शांभर्तपूववक अपने कारोबार को और अभर्धक प्रिावी बनाने की योजना करना।
प्रश्न 4
आर्धुभनक बीमा कारोबार की शुरुआर्त ____________से हुई थी।
I. बॉटमरी
II. लॉयड्स
III. रोड्स
IV. मल्होत्रा सभमभर्त
प्रश्न 5
बीमा के संदिव में जोभखम अपने पास रखना ऐसी पभरस्स्थभर्त की ओर संकेर्त करर्ता है जहााँ
I. हाभन या नुकसान की संिावना नहीं है
II. हाभन उत्पन्न करने वाली घटना का कोई मूल्य नहीं है
III. संपभत्त को बीमा की सुरक्षा प्राप्र्त है
IV. व्यभि स्वयं ही जोभखम एवं उसके प्रिाव को झेलने का भनणवय लेर्ता है।
प्रश्न 6
भनम्पनभलभखर्त में से क़ौन सा कथन सही है?
I. बीमा आस्स्र्त की सुरक्षा करर्ता है
II. बीमा हाभन की रोकथाम करर्ता है
III. बीमा हाभन की संिावना को कम करर्ता है
IV. संपभर्त की हाभन होने पर बीमा िुगर्तान करर्ता है
प्रश्न 7
400 घरों में से प्रत्येक का मूल्य रु. 20,000/-, औसर्तन 4 घरों में प्रभर्त वषव आग लग जार्ती है भजससे कुल रु 80,000/- की हाभन होर्ती है। इस हाभन की क्षभर्तपूर्थर्त के भलए प्रत्येक घर के माभलक को वार्थषक रूप से भकर्तना अंशदान करना होगा?
I. रु. 100/-
II. रु. 200/-
III. रु. 80/-
IV. रु. 400/-
प्रश्न 8
भनम्पनभलभखर्त में से क़ौन सा कथन सही है ?
I. बीमा कुछ लोगों की हाभन को बहुर्त लोगों द्वारा आपस में बांटने की भवभर्ध है।
II. बीमा एक व्यभि के जोभखम भकसी अन्य व्यभि के पास अंर्तभरर्त करने की भवभर्ध है।
III. बीमा बहुर्त लोगों की हाभन को कुछ लोगों द्वारा आपस में बांटने की भवभर्ध है।
IV. बीमा कुछ व्यभियों के लाि को कई व्यभियों में अंर्तभरर्त करने की भवभर्ध है।
प्रश्न 9
बीमाकर्ता जोभखम स्वीकरण से पूवव संपभर्त के सवेक्षण एवं भनरीक्षण की व्यवस्था क्यों करर्ते हैं?
I. मूल्यांकन के प्रयोजन हेर्तु जोभखम आकलन के भलए।
II. यह जानने के भलए भक बीभमर्त ने संपभर्त की खरीदी कैसे की है।
III. यह जानने के भलए भक क्या अन्य बीमाकर्ताओं ने िी संपभर्त का भनरीक्षण भकया है।
IV. यह जानने के भलए भक क्या पडोस की संपभर्त को िी बीभमर्त भकया जा सकर्ता है।
प्रश्न 10
भनम्पनभलभखर्त में से क़ौन सा भवकल्प बीमा प्रभिया को पूणव रूप से समझार्ता है।
I. कई लोगों की हाभन को कुछ द्वारा आपस में बांट लेना
II. कुछ लोगों की हाभन को कई लोगों द्वारा आपस में बांट लेना
III. एक व्यभि द्वारा कुछ लोगों की हाभन को बांट लेना
IV. अनुदान के ज़भरए हाभन की साझेदारी
Ans:
उत्तर 1
सही भवकल्प III है।
जोभखम पुटलग के ज़भरए जोभखम अंर्तरण को बीमा कहर्ते हैं।
उत्तर 2
सही भवकल्प II है।
जोभखम घटने के अवसरों को कम करने संबंर्धीउपायों को हाभन की रोकथाम कहर्ते हैं।
उत्तर 3
सही भवकल्प IV है।
बीमाकर्ता के समक्ष जोभखम के अंर्तरण से शांभर्तपूववक कारोबार को और अभर्धक प्रिावी बनाने की योजना बनाई जा सकर्ती है।
उत्तर 4
सही भवकल्प II है।
आर्धुभनक बीमा कारोबार की शुरुआर्त लॉयड्स से हुई थी।
उत्तर 5
सही भवकल्प IV है।
बीमा के संदिव में हाभन की रोकथाम, ऐसी स्स्थभर्त की ओर संकेर्त करर्ता है जहााँ व्यभि स्वयं ही जोभखम और उसके प्रिाव को वहन करने का भनणवय लेर्ता है।
उत्तर 6
सही भवकल्प IV है।
आस्स्र्त के नष्ट होने पर बीमा द्वारा िुगर्तान भकया जार्ता है।
उत्तर 7
सही भवकल्प II है।
रु. 200/- प्रभर्त घर की दर से हाभन को कवर भकया जा सकर्ता है।
उत्तर 8
सही भवकल्प I है।
बीमा कुछ व्यभियों की हाभन को कई व्यभियों द्वारा आपस में बांटने की भवभर्ध है।
उत्तर 9
सही भवकल्प I है।
जोभखम स्वीकरण से पूवव, बीमाकर्ता मूल्यांकन प्रयोजन के भलए जोभखम के आकलन हेर्तु संपभर्त के सवेक्षण और भनरीक्षण की व्यवस्था करर्ते हैं।
उत्तर 10
सही भवकल्प II है।
बीमा एक ऐसी प्रभिया है भजसके र्तहर्त, कुछ लोगों, भजन्हें दुिाग्यवश हाभन का सामना करना पडर्ता है, की हाभन को ऐसे लोगों के बीि आपस में बांटा जार्ता है, भजनके समक्ष िी समान अप्रत्याभशर्त घटनाओं/पभरस्स्थभर्तयों की संिावना हो।
Hii
Dear Friends,
Please watch these videos for Hindi IC38 IRDA Insurance Agent Exam (Life/Health/General):
1. IC38 IRDA Insurance AGENT EXAM 2020 LIC AGENT PORTAL || IC 38 जीवन बीमा का परिचय 1 : th-cam.com/video/uXJZVed7r90/w-d-xo.html
2. LIC Agent Exam IC 38 Full Demo Exam in HINDI (अध्याय 4: बीमा अभिकर्ताओं की नियामक पहलु
अध्याय 5: जीवन बीमा के कानूनी सिद्धांत) th-cam.com/video/gELy49Tocwg/w-d-xo.html
It's too fast
Dear Sujatha ji,
If it is fast then you can follow all these questions in a book "The Ultimate Guide to IC38: Life Insurance Agent Exam" written by Venus Academy available at Amazon online stores: English version: www.amazon.in/dp/B07T2QD4VH/ref
Hindi version:www.amazon.in/dp/B082F4P2S2/ref
In these books all these mock tests links are given to practice for FREE in your phone/computer for number of times same as original exam.
If you want to watch videos then please follow this link: Hindi: th-cam.com/video/-EsJUkzmQAU/w-d-xo.html
English: th-cam.com/video/9EFM2F0mB80/w-d-xo.html
Sir plz help me m 2nd br fail ho gyi
Sir plz rply kr do
Dear Priyanka ji,
Don't worry, try again... this time you can read this book and practice all the mock tests available in this book for FREE in your phone/computer: IC38 - IRDA Life Insurance Agent Exam Guide in Hindi: Revised New Syllabus 2021 (Hindi Edition): www.amazon.in/IC38-Insurance-Agent-Revised-Syllabus-ebook/dp/B082F4P2S2/ref=sr_1_3?dchild=1&keywords=ic38+venu+chary&qid=1614651970&s=digital-text&sr=1-3
This book is one of the Best selling book of Venus Academy.
However, if you want to follow videos then you can follow all these videos as per the new syllabus of IC38: Now IC38 in Hindi medium also available from Venus Academy as below:
Life Insurance New Syllabus:
Complete Chapters of IC38 in Hindi medium videos:
अनभाग I: Common Chapters
अध्याय 1: बीमा का परिचय
**Test 1: महत्वपूर्ण 50 प्रश्न Free video link: th-cam.com/video/uXJZVed7r90/w-d-xo.html
अध्याय 2: ग्राहक सेवा
अध्याय 3: शिकायत निवारण प्रणाली
**Test 2: महत्वपूर्ण 50 प्रश्न Free video link:th-cam.com/video/iTyYDduIsL0/w-d-xo.html
अध्याय 4: बीमा अभिकर्ताओं की नियामक पहलु
अध्याय 5: जीवन बीमा के कानूनी सिद्धांत
**Test 3: महत्वपूर्ण 50 प्रश्न Free video link: th-cam.com/video/gELy49Tocwg/w-d-xo.html
अनभाग II: जीवन बीमा
अध्याय 6: जीवन बीमा में क्या शामिल है
अध्याय 7: वित्तीय नियोजन
अध्याय 8: जीवन बीमा उत्पाद - ।
अध्याय 9: जीवन बीमा उत्पाद - ॥
**Test 4: महत्वपूर्ण 50 प्रश्न chapter 6 to 9 in Hindi: th-cam.com/video/-EsJUkzmQAU/w-d-xo.html
अध्याय 10: जीवन बीमा के प्रयोग
अध्याय 11: जीवन बीमा में मूल्य निर्धारण और मूल्यांकन
**Test 5: महत्वपूर्ण 50 प्रश्न video under preparation..........
अध्याय 12: दस्तावेजीकरण - प्रस्ताव चरण
अध्याय 13: दस्तावेजीकरण - पॉलिसी चरणः।
अध्याय 14: दस्तावेजीकरण - पॉलिसी चरणः॥
**Test 6: महत्वपूर्ण 50 प्रश्न video under preparation..........
अध्याय 15: बीमालेखन (अन्डरराइटिंग)
अध्याय 16: जीवन बीमा पॉलिसी के अंतर्गत भुगतान
**Test 7: महत्वपूर्ण 50 प्रश्न video under preparation..........
अनभाग III: स्वास्थ्य बीमा
अध्याय 17: स्वास्थ्य बीमा का परिचय
अध्याय 18: बीमा दस्तावेज़
अध्याय 19: स्वास्थ्य बीमा उत्पाद
अध्याय 20: स्वास्थ्य बीमा का जोखिम अंकन (बीमालेखन)
अध्याय 21: स्वास्थ्य बीमा दावे
**Test 8: महत्वपूर्ण 50 प्रश्न chapter 17 to 21 in Hindi: th-cam.com/video/RiUKmgWYDuQ/w-d-xo.html
Sir but mera life insurance ka nhi h health insurance ka h jo ki general k sath converd h or mera sallyabus english m h sir m ic38 exam aap h usse study krri hun sir ap mko bta do sbse best kya rhega jisse m is br pas ho jaun
@@priyankapundir7633 Dear Priyanka ji,
This time prepare well from this book:
English medium:
1. IC 38 - General Insurance: (nonlife + health insurance): The Ultimate Guide to IC38 - IRDAI General Insurance Agent Exam: New Syllabus 2020 - 2021www.amazon.in/Ultimate-Guide-IC38-Insurance-Syllabus-ebook/dp/B07TD3H13Y/ref=sr_1_2?dchild=1&keywords=ic38+venu+chary&qid=1614753648&s=digital-text&sr=1-2
2. IC 38 - Health Insurance: (only health insurance agent exam): The Ultimate Guide to Health Insurance IC38 - IRDAI Agent Exam: New Syllabus www.amazon.in/Ultimate-Guide-Health-Insurance-IC38-ebook/dp/B07TJ7Z7S6/ref=sr_1_6?dchild=1&keywords=ic38+venu+chary&qid=1614753648&s=digital-text&sr=1-6
In these books you will get notes and FREE links to practice all these mock tests in your phone /computer for free.
So practice all the tests before going to the exam.
However, if you want to follow only videos then follow all the videos of Venus Academy as per the syllabus.
Wish you all the best.
Sir isp ni khulegi kya ye book amazon p open ni hori sir
Q 2 is wrong answer and one of your another video gave correct answer than how you got out of marks brother
Dear Sir / Madam,
Answer to Q 2 is CORRECT based on the statements given in answers options.
option 1 is Cheque is posted
option 2 is Cheque is deposited by the insurance company
option 3 is Cheque received by the insurance company
option 4 is Cheque is issued by the proposer.
Among all the four statements which is true. option 2 Cheque is deposited by the insurance company is correct.
Let us see in detail about the stages of premium payment through Cheque:
First stage: Cheque has to be issued by the proposer (option IV)
Second stage: Cheque has to be posted (option I)
Third stage: Cheque has to be received by the insurance company (option III)
Fourth stage: Cheque has to be deposited in bank by the insurance company (option II)
So, which is correct, fourth stage is correct that is option II is correct.
Q2. In case the premium payment is made by cheque, then which of the below statement will hold true?
I. The risk may be assumed on the date on which the cheque is posted
II. The risk may be assumed on the date on which the cheque is deposited by the insurance company
III. The risk may be assumed on the date on which the cheque is received by the insurance company
IV. The risk may be assumed on the date on which the cheque is issued by the proposer
Ans: II
Dear Friends,
Please watch these videos for Hindi IC38 IRDA Insurance Agent Exam (Life/Health/General):
1. IC38 IRDA Insurance AGENT EXAM 2020 LIC AGENT PORTAL || IC 38 जीवन बीमा का परिचय 1 : th-cam.com/video/uXJZVed7r90/w-d-xo.html
2. LIC Agent Exam IC 38 Full Demo Exam in HINDI (अध्याय 4: बीमा अभिकर्ताओं की नियामक पहलु
अध्याय 5: जीवन बीमा के कानूनी सिद्धांत) th-cam.com/video/gELy49Tocwg/w-d-xo.html
Sir Monday re mo exam
Dear Rinky ji, Please followed all videos of IC38 by Venus Academy: th-cam.com/video/9EFM2F0mB80/w-d-xo.html
At the same time you can buy a book of "The ultimate guide to IC38 IRDAI Life Insurance/Health Insurance Agent Exam" by Venus Academy and this book is available at Amazon online stores: www.amazon.in/dp/B07TJ7Z7S6/ref
In this book you will get all the mock test LINKS free to practice online in your phone or computer for number times at the same time this books explains all important terminology and short notes.
So watch all the videos and practice all these mock tests from Amazon book/.
Some of your answers are wrong
Please watch again, all are correct only.
Hindi me bbi nao sir plz
Dear Harsh ji, for IC38 Hindi,
You can follow this guide book available at Amazon online stores:
"IC38 Health Insurance IRDAI Agent Exam Guide in Hindi: IC 38 IRDA - Revised Syllabus 2021 (Hindi Edition)" www.amazon.in//dp/B081R9S7F1/ref
In this book you will get all the mock tests free links to practice in your phone or computer for free and it will have notes also.
However, if you want follow videos then,
Please follow these video links: Life Insurance New Syllabus:
Complete Chapters of IC38 in Hindi medium videos:
अनभाग I: Common Chapters
अध्याय 1: बीमा का परिचय
**Test 1: महत्वपूर्ण 50 प्रश्न Free video link: th-cam.com/video/uXJZVed7r90/w-d-xo.html
अध्याय 2: ग्राहक सेवा
अध्याय 3: शिकायत निवारण प्रणाली
**Test 2: महत्वपूर्ण 50 प्रश्न Free video link:th-cam.com/video/iTyYDduIsL0/w-d-xo.html
अध्याय 4: बीमा अभिकर्ताओं की नियामक पहलु
अध्याय 5: जीवन बीमा के कानूनी सिद्धांत
**Test 3: महत्वपूर्ण 50 प्रश्न Free video link: th-cam.com/video/gELy49Tocwg/w-d-xo.html
अनभाग II: जीवन बीमा
अध्याय 6: जीवन बीमा में क्या शामिल है
अध्याय 7: वित्तीय नियोजन
अध्याय 8: जीवन बीमा उत्पाद - ।
अध्याय 9: जीवन बीमा उत्पाद - ॥
**Test 4: महत्वपूर्ण 50 प्रश्न chapter 6 to 9 in Hindi: th-cam.com/video/-EsJUkzmQAU/w-d-xo.html
अध्याय 10: जीवन बीमा के प्रयोग
अध्याय 11: जीवन बीमा में मूल्य निर्धारण और मूल्यांकन
**Test 5: महत्वपूर्ण 50 प्रश्न video under preparation..........
अध्याय 12: दस्तावेजीकरण - प्रस्ताव चरण
अध्याय 13: दस्तावेजीकरण - पॉलिसी चरणः।
अध्याय 14: दस्तावेजीकरण - पॉलिसी चरणः॥
**Test 6: महत्वपूर्ण 50 प्रश्न video under preparation..........
अध्याय 15: बीमालेखन (अन्डरराइटिंग)
अध्याय 16: जीवन बीमा पॉलिसी के अंतर्गत भुगतान
**Test 7: महत्वपूर्ण 50 प्रश्न video under preparation..........
अनभाग III: स्वास्थ्य बीमा
अध्याय 17: स्वास्थ्य बीमा का परिचय
अध्याय 18: बीमा दस्तावेज़
अध्याय 19: स्वास्थ्य बीमा उत्पाद
अध्याय 20: स्वास्थ्य बीमा का जोखिम अंकन (बीमालेखन)
अध्याय 21: स्वास्थ्य बीमा दावे
**Test 8: महत्वपूर्ण 50 प्रश्न chapter 17 to 21 in Hindi: th-cam.com/video/RiUKmgWYDuQ/w-d-xo.html
Sir hindi maye
Dear Friends,
Please download e-Book of IC38 IRDA Insurance Agent Exam for Free Links to practice IC38 online exam in your phone/computer with chapter wise short notes:
1. Life Insurance:
a. IC38 in English medium: www.amazon.in/dp/B07T2QD4VH (The Ultimate Guide to IC38 - IRDAI Life Insurance Agent Exam: New Syllabus 2019 - 2020)
b. IC38 in Hindi medium: www.amazon.in/dp/B082F4P2S2 (IC38 - IRDA Life Insurance Agent Exam Guide in Hindi: New Syllabus 2020 (Hindi Edition)
2. General Insurance:
a. IC38 in English medium: www.amazon.in/dp/B07TD3H13Y (The Ultimate Guide to IC38 - IRDAI General Insurance Agent Exam: New Syllabus 2019 - 2020)
3. Health Insurance:
a. IC38 in English medium: www.amazon.in/dp/B07TJ7Z7S6 (The Ultimate Guide to Health Insurance IC38 - IRDAI Agent Exam: New Syllabus)
b. IC38 in Hindi medium: www.amazon.in/dp/B081R9S7F1(IC38 Health Insurance IRDAI Agent Exam Guide in Hindi: New Syllabus 2019 - 2020 (Hindi Edition)
4. Corporate Insurance Agent (Life/General/Health): All in One Book:
a. IC38 IRDA All in One Agent Exam Guide: www.amazon.in/dp/B07TD3H13Y (The Ultimate Guide to IC38 - IRDAI General Insurance Agent Exam: New Syllabus 2019 - 2020 )
All these books will have Short notes chapter wise explanation as per new syllabus and free online links to practice these tests for free in your phone/computer for number of times.