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Travel to Money
United States
เข้าร่วมเมื่อ 23 ม.ค. 2021
My name is Nicole and I have created Travel to Money to help you learn how to travel, adventure, and have fun on the road to financial independence. I believe that the road to financial freedom can and should be fun. Jump on this journey with me no matter where you are starting from!
My $9k House in Spain - A One Year Renovation Update
Click MORE to see ad disclosures.
In this video, I'll be going over the current state of my $9,000 house in Spain after doing renovations for about a year. I'll show you before videos of each space and how it's looking now (complete or not). I'll explain why the timeline looks like it does, and where I think I'm going to land on renovation costs when we're done. I hope you enjoy! Leave a comment, say hello, and let me know if you have any ideas!
I offer coaching sessions on buying homes in Spain! See here: traveltomoney.com/coaching
Bedroom Renovation Video: th-cam.com/video/iGqsIc7DSIw/w-d-xo.html
Bathroom Renovation Video: th-cam.com/video/uGT-bnIQO6Y/w-d-xo.html
Kitchen Renovation Video: th-cam.com/video/_HQPpJ2hV2I/w-d-xo.html
Roof Replacement Video: th-cam.com/video/4y55AvyFbEM/w-d-xo.html
Property Tax Surprise Video: th-cam.com/video/fqKJn5Vb1ts/w-d-xo.html
MY AMAZON PURCHASES IN SPAIN (affiliate links):
My mattress: amzn.to/3zLRNut
My bed: amzn.to/4gWbbFA
My refrigerator: amzn.to/3BEnXsm
My oven: amzn.to/4hhO48T
My stove: amzn.to/3Y0s5ud
My mattress protector: amzn.to/3YbCaVk
My security cameras: amzn.to/3U78Qy2
My pots and pans: amzn.to/3BF96hl
My bedroom rug: amzn.to/3Ub3C47
My curtains: amzn.to/3U6e398
👋 My name is Nicole and I created Travel to Money to help you learn about how to travel adventure and have fun on the road to financial independence. I have traveled the world, I own a couple of houses in Spain, and I’m on a creative journey to financial independence. I believe the road to financial freedom can and should be fun. I hope you’ll subscribe and join me on this journey, no matter where you are starting from.
🌐 Learn more at: traveltomoney.com
Follow me on Instagram/Threads/TikTok/Twitter: @traveltomoney
Follow me on Facebook: Travel to Money
Book a coaching session: traveltomoney.com/coaching
Sign up for my free newsletter: traveltomoney.com/weekly
▶️ TH-cam Playlist Favorites
Spain // th-cam.com/play/PLbfwjI_7ahZj101XZdA-YMBp-8iUUNkpx.html
Travel // th-cam.com/play/PLbfwjI_7ahZhLnveLqyIyl6IOqsRReSH4.html
Financial Independence // th-cam.com/play/PLbfwjI_7ahZjYXGTGhudSSPeNHJKLKDQz.html
💵 Check out my INVESTMENT CALCULATOR
www.traveltomoney.com/investment-calculator
📱 SITES I USE AND RECOMMEND
Housesitting - Stay for free all over the world: trustedhousesitters.pxf.io/c/3502554/1555723/18144
Send money internationally: www.traveltomoney.com/wise/
Get a VPN: www.privateinternetaccess.com/offer/TraveltoMoney_ofccx1j
Car rental and flight deals: skyscanner.pxf.io/c/3502554/1027991/13416
📸 CAMERA GEAR
www.amazon.com/shop/traveltomoney/list/199JUY5XTEWPC?ref_=aipsflist_aipsftraveltomoney
🌎 TRAVEL GEAR
amzn.to/3S6PbOt
🏠 AIRBNB HOSTING MUST-HAVE ITEMS
www.amazon.com/shop/traveltomoney/list/6HNM2Q94OMG2?ref_=aipsflist_aipsftraveltomoney
Disclaimer: I am not a financial advisor and all information in my videos is for entertainment purposes only. Before making any financial decisions, you should do your own research or consult a professional. Some links in this description may be affiliate links, which means I may receive a small commission if you use them. However, I only recommend products or services that I personally use and love. Thanks for helping to support this channel!
In this video, I'll be going over the current state of my $9,000 house in Spain after doing renovations for about a year. I'll show you before videos of each space and how it's looking now (complete or not). I'll explain why the timeline looks like it does, and where I think I'm going to land on renovation costs when we're done. I hope you enjoy! Leave a comment, say hello, and let me know if you have any ideas!
I offer coaching sessions on buying homes in Spain! See here: traveltomoney.com/coaching
Bedroom Renovation Video: th-cam.com/video/iGqsIc7DSIw/w-d-xo.html
Bathroom Renovation Video: th-cam.com/video/uGT-bnIQO6Y/w-d-xo.html
Kitchen Renovation Video: th-cam.com/video/_HQPpJ2hV2I/w-d-xo.html
Roof Replacement Video: th-cam.com/video/4y55AvyFbEM/w-d-xo.html
Property Tax Surprise Video: th-cam.com/video/fqKJn5Vb1ts/w-d-xo.html
MY AMAZON PURCHASES IN SPAIN (affiliate links):
My mattress: amzn.to/3zLRNut
My bed: amzn.to/4gWbbFA
My refrigerator: amzn.to/3BEnXsm
My oven: amzn.to/4hhO48T
My stove: amzn.to/3Y0s5ud
My mattress protector: amzn.to/3YbCaVk
My security cameras: amzn.to/3U78Qy2
My pots and pans: amzn.to/3BF96hl
My bedroom rug: amzn.to/3Ub3C47
My curtains: amzn.to/3U6e398
👋 My name is Nicole and I created Travel to Money to help you learn about how to travel adventure and have fun on the road to financial independence. I have traveled the world, I own a couple of houses in Spain, and I’m on a creative journey to financial independence. I believe the road to financial freedom can and should be fun. I hope you’ll subscribe and join me on this journey, no matter where you are starting from.
🌐 Learn more at: traveltomoney.com
Follow me on Instagram/Threads/TikTok/Twitter: @traveltomoney
Follow me on Facebook: Travel to Money
Book a coaching session: traveltomoney.com/coaching
Sign up for my free newsletter: traveltomoney.com/weekly
▶️ TH-cam Playlist Favorites
Spain // th-cam.com/play/PLbfwjI_7ahZj101XZdA-YMBp-8iUUNkpx.html
Travel // th-cam.com/play/PLbfwjI_7ahZhLnveLqyIyl6IOqsRReSH4.html
Financial Independence // th-cam.com/play/PLbfwjI_7ahZjYXGTGhudSSPeNHJKLKDQz.html
💵 Check out my INVESTMENT CALCULATOR
www.traveltomoney.com/investment-calculator
📱 SITES I USE AND RECOMMEND
Housesitting - Stay for free all over the world: trustedhousesitters.pxf.io/c/3502554/1555723/18144
Send money internationally: www.traveltomoney.com/wise/
Get a VPN: www.privateinternetaccess.com/offer/TraveltoMoney_ofccx1j
Car rental and flight deals: skyscanner.pxf.io/c/3502554/1027991/13416
📸 CAMERA GEAR
www.amazon.com/shop/traveltomoney/list/199JUY5XTEWPC?ref_=aipsflist_aipsftraveltomoney
🌎 TRAVEL GEAR
amzn.to/3S6PbOt
🏠 AIRBNB HOSTING MUST-HAVE ITEMS
www.amazon.com/shop/traveltomoney/list/6HNM2Q94OMG2?ref_=aipsflist_aipsftraveltomoney
Disclaimer: I am not a financial advisor and all information in my videos is for entertainment purposes only. Before making any financial decisions, you should do your own research or consult a professional. Some links in this description may be affiliate links, which means I may receive a small commission if you use them. However, I only recommend products or services that I personally use and love. Thanks for helping to support this channel!
มุมมอง: 522
วีดีโอ
Oliva, Spain: Cost of Living, Home Prices, and More!
มุมมอง 3.3K19 ชั่วโมงที่ผ่านมา
Click MORE to see ad disclosures. Hi friends! Today I'm taking you to visit Oliva, Spain. We'll check out the city, the beach, and we'll go over the cost of living and housing prices, too! Let me know what you think about Oliva! Car rental deals in Oliva (or anywhere): www.discovercars.com?a_aid=traveltomoney I offer coaching sessions on buying homes in Spain! See here: traveltomoney.com/coachi...
My $9K House Tax Surprise in Spain - I Finally Got Answers
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Click MORE to see ad disclosures. In this video, I'll share an update on my recent property tax battle in Spain. Despite purchasing my home for only €9,000, the Spanish government assessed it at a much higher value, resulting in a significant property tax bill. I'll detail the steps I took to appeal this unfair assessment, including working with an attorney and an architect. Join me as I discus...
The Best Gifts for Travel Lovers - My List of Favorites
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Click MORE to see ad disclosures. Thanks so much for being here! This video is all about items I would recommend as gifts for travel lovers in your life! Below are links to each product or service. Some are affiliate links and when you use those links, you help to support this channel. I hope you find the gifts you're looking for! For everything you could want to know about credit card benefits...
The Devastating Valencia Floods: A Closer Look #valencia #flood #spain
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Hello and thanks for being here. In this video I'm covering what I know about the flood in Valencia, Spain that took place on Tuesday, October 29th, 2024. I'm also sharing an update about my home and town in Spain, my love for Valencia and the people there, and ways that you can get involved in the recovery efforts. I have a lot of resources listed below. If you have other resources that are no...
Accelerate Your Mortgage Payoff: Strategies for Every Budget #financialfreedom
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Click MORE to see ad disclosures. Hello and thanks for being here! In this video I'm sharing about various ways to pay off your mortgage early with different monthly and lump sum payment amounts. If you have a mortgage and are considering paying it off early, I'll give you plenty of questions to consider. If you don't have a mortgage yet, but are considering purchasing a home, I'll help you thi...
9K Spain House Bedroom Renovation Before and After
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Click MORE to see ad disclosures. Hello and thanks for being here! In this video I'll be showing you the before and after of the main bedroom in the house I bought in Pego, Spain for just $9,000. I'll go over each step of the renovation process, the costs, show you the decor and the places where I purchased it, plus the pricing on that, too. Let me know what you think! I offer coaching sessions...
Shopping on Amazon in Spain: Everything You Need to Know
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Click MORE to see ad disclosures. Hello and thanks for being here! In this video I'm sharing about how to use Amazon in Spain, different delivery options, what I've purchased with Amazon in Spain, and tips to help you make the most of using the services that Amazon offers. I offer coaching sessions on buying homes in Spain! See here: traveltomoney.com/coaching MY AMAZON PURCHASES IN SPAIN (affi...
Estate Planning in Spain and the US - Will, Trust, or Beneficiary Deed?
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Click MORE to see ad disclosures. Hello and thanks for being here! In this video I'm sharing about what I'm doing to help protect my assets in case of death in both Spain and the US. I'll share about what I've done in Spain and the differences between a beneficiary deed (transfer on death deed) and a trust, and give you some resources, too! I offer coaching sessions on buying homes in Spain! Se...
Before and After: Kitchen Renovation on My $9k House in Pego, Spain
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Click MORE to see ad disclosures. Hi friends! Today I'm going to show you the before and after(ish) of my kitchen in the house I purchased for $9,000 in Pego, Spain. If you have any questions, let me know in the comments. I offer coaching sessions on buying homes in Spain! See here: traveltomoney.com/coaching 👋 My name is Nicole and I created Travel to Money to help you learn about how to trave...
Navigating Real Estate In Spain - Shopping for Houses
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Click MORE to see ad disclosures. Hi friends! Today I'm sharing about navigating the shopping process of buying a house or property in Spain! When I began looking at the process, I was a bit shocked at how little is regulated, so I'm going to explain what I know and help you as you prepare for your own homeownership journey in Spain. Download my free Spain Attorney Guide: traveltomoney.com/lega...
Girona, Spain - Visiting, Cost of Living, and Home Prices
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Click MORE to see ad disclosures. Hi friends! Today I'm taking you on my recent visit to Girona, Spain. We'll check out the city, the history, and we'll go over the cost of living and housing prices, too! Let me know what you think about Girona! Car rental deals in Girona (or anywhere): www.discovercars.com?a_aid=traveltomoney I offer coaching sessions on buying homes in Spain! See here: travel...
Amazon Influencer Program for Beginners: 16 FAQs Answered #amazoninfluencer
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Hello and welcome! Today I'll be answering questions for the person who wants to learn about what the Amazon Influencer Program is and also how to get started in the program. If you're already an Amazon Influencer and you want to share tips or other thoughts in the comments, I think that would be really helpful for the newbies. Thanks for watching! Get the Stream Tracker: traveltomoney.com/stre...
Pros and Cons of Buying a House in Spain
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Click MORE to see ad disclosures. Hi friends! Today I'm sharing my favorite budget tips if you're planning travel to Spain. I've got tips for flights, public transport, rental cars, and places to stay. Here are all the links I mentioned in the video: Flights and Car Rentals ✈️ Skyscanner (affiliate): skyscanner.pxf.io/c/3502554/1027991/13416 Car rental deals in Spain (or anywhere): www.discover...
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If the bars or security door is finished in the same color or shade as the exterior they would not seem so prominent totally get that they are there the black kind of emphasizes them. I’m sure you realize if they don’t come in colors painting them before they go up might be an idea. Lovely and great location enjoy your channel and adventure. ❤
That's an awesome idea! I honestly never thought about making them blend in. Thanks! 😊
Please share the airbnb link..thanks
Love the tile behind the bathtub ❤
Thank you! 😁
Great progress, especially from a distance
Thank you!
getting a custom house in europe for less than 75K is amazing. I don't think you can get a house anywhere near that level, with all of that work, for less than 400K in the US. So I think you made out really well. We will definitely be in touch with you when we decide to buy a house in Spain down the road :).
Thank you for the encouragement and perspective! 🙂
Nice job! ❤
Thank you! 😊
Great video, well done for trying to understand the process of how investing in property in Spain actually works, it's a journey, lucky the property value was small.
We love Oliva, esp for someone enjoy the quietness. Gandia has more infrastructure to offer though for longer term buyers
If you think you know better than spaniards and gypsies are not bad news check if your house has been been squattered by them while you made this video.
I love it. Its perfect. We have such similar style
Thank you! 🤩
I think the white. I love the blue, but I think it might go out of style and the white is classic
Great information, as always, Nicole. Thanks so much for giving me a lot to think about. Oliva is officially on my radar now!
#marcaespaña
Oh Nicole, I'm sorry. We are planning to retire in the Valencia Area, we live in Portland Oregon and we always thought about renting at the begiining but after this video, we'll definitely rent forever.
Is this area prone to flooding? DANAs?
8:00 1000€ for women and about 600€ for men, because men can really live cheaper, called it!
I think u did the right thing. Maybe a diff law firm might have helped more. Is this an annual tax or a one time tax?
I remember playing Olivia Nova golf when I was a kid. I lived in Javea but never actually visited the town. Great video 👍
Thanks for good video and interesting information.Good luck in your future
Oliva is such a cute city!
Love this video! I've visited Oliva and surrounding areas several times and planning a permanent move there in one year ☺I think it's a very balanced/low profile little city and I hope it stays that way. Perfect for those of us looking for peace and quiet, but with enough activity there and in surrounding larger towns to spice things up a bit! Thanks, Nicole. I really appreciate your informative videos and straight forward presentation style. Can you do a video about year round life in Oliva's beach areas?😊
Thank you so much, Danni! That's an exciting move you have coming up! Also, that's a great video idea. If I can get enough information and content, I'd love to film that at some point. 🙂
I found that quite amusing because if you tried to deal with lawyers in the UK & the council you would be frauded at every corner. You probably upset the Spanish by buying three houses & they thought you were speculating on property at their loss.
Google how the disastrous DANA (storm) a few weeks ago JUST affected Oliva. Google “Oliva is a town located in the Valencia region of Spain. It was heavily impacted by the DANA storm that occurred in October 2024. This storm brought torrential rainfall, leading to devastating floods and causing significant damage to the town. The DANA storm was a weather phenomenon characterized by an isolated low-pressure system at high altitudes. It resulted in intense rainfall in eastern Spain, including Oliva. The storm's impact was exacerbated by various factors, including climate change and urban development. The floods in Oliva caused widespread destruction, with numerous homes and businesses being damaged or destroyed. The town's infrastructure was also severely affected, with roads, bridges, and other public facilities suffering significant damage. The DANA storm and its impact on Oliva have raised concerns about the increasing frequency and intensity of extreme weather events due to climate change. It highlights the need for better preparedness and adaptation measures to mitigate the effects of such events.”
Nicole, after viewing most of your videos, my wife and I are thinking a campsite with mobile home. Maestrat Park near Vinaros has homes under 50k. The lots are 100M2 and monthly fee around 300 euros. The owner of one home for sale said no 10% on sale. No IBI or trash charges and no 24%, Non-resident. I hope my few words inspire another short video for you.
Wow, that's sounds like a great option! I'd definitely love to learn more and maybe do a video in the future. Thanks so much for watching! 🙂
@@traveltomoneyI hate McDonalds so much! I can tell you are just another ignorant American who love to eat garbage!!
Thanks for sharing. While I admire your tenacity and determination, this doesn't sound like it was worth it. It this something you'll have to pay annually? As I'm doing more research, it seems like the taxes will preempt me from purchasing a home in Spain.
Thank you for another great video Nicole. Oliva is the town I've been considering for a while now to purchase a house. I will take your suggestion and live there for a good few months before purchasing - great advice. Plan is to do this next year around Summer time - hopefully might be able to catch you there!
Very cool! If you do something like an Airbnb, it will probably be more expensive in summer, just because that's when rates are higher, but you can probably find longer term rentals (6-12 months) for more of the normal prices, just avoid sites like Airbnb during that time. Good luck!
@@traveltomoney Thanks for the advice
Hi :) nice video. We are the couple you met in Jysk Gandia. Greeting currently from the UK.
So great to hear from you all! Enjoy your time in the UK and stay warm! 🙂
Great info and presentation. Thank you! 😊
Thanks so much for watching! 😊
I’d like to see the visa options. Retirement visa; education visa; et cetera. Thanks for a nice informative video 😊
Girona, Catalonia.
How much did you pay for your attorney?
to be fair...you didn't know it was just going to be a 500 savings initially. It appeared to be a 4,800 savings. So I think going into it with that mindset, you did what you could do and it wasn't wasted. If you had known you could only save 500 from the beginning and were upset that you only saved 500, well then...that one would be on you hahaha
Noviembre 19, 2024 - I took a bus from Alicante to Denia and it took a little over an hour as we stopped in Benidorm. The views were amazing. I walked to Hotel Chamarel, which I recommend as it is close to restaurants, the castle and the sea about .5 mile walk. The weather was perfect for walking around and I stopped to get a Thai massage that was very reasonable. If I were to live around here, I would definitely live in the neighbor areas in along the mountainsides. I imagine it would be very noisy in the apartments during summer, even on the top floors; however, in the winter the streets that do not have restaurants are very quiet with the occasional barking dog. Remember to watch out for poo. - they pick it up, but sometimes little fragments remain.
Thank you so much for sharing your experience with property tax and other surprises!! Our family just moved to Valencia 3 months ago and we’ve found your channel extremely helpful in understanding much about the Spanish property regulations and renovations too!
Caesar Borgia, brother to Lucretia Borgia is buried on the Camino Frances in a town just outside of La Rioja under the front steps of a church in Viana!
Spain and paying tourist is not what they are protesting - but with climate change and a catastrophe ahead why would anyone venture there? Shortsighted EuroZiOne politics
I just found this site now. Interesting since am planning to live/stay in Spain .
Awesome! Thanks so much for following!
Scary..
Just because of who l am, like you, l would have to take it up with the Ayuntamiento! We’re hoping to purchase between Pego and Gandia, soon. Best of luck.
Thank you! I hope you find just the right place! 🙂
Nice video! Very informative , thanks
Thanks for watching! 🙂
i discovered that if you buy a property in Spain with the intent of renovating it and then re-selling it, one can bypass the taxes. I have not done a deep dive into the rules, but it appeared that you need to create a company and I am sure that there are other considerations. I mention it because I found out the info on my own, no accountant or lawyer had ever mentioned it to me. Did you know about this?
That's would be pretty cool! I've never heard of this avenue before.
Great that you fought it. I would have too.
Thanks! 🙂
You need to understand the concept of preference rights, that "cadastral value" is something used to setup many of the taxes due regarding property. And since you are buying a home below the councils valuation they can either buy it instead of you for the price you were buying, or make you pay the correct tax amount based on that value. This was set in place to avoid tax evasion schemes and money laundry really back in the day.
Do you have an email address I could write to you at?
info@traveltomoney.com
I don't think that was fair, it sounds like they just made the new price up.
Ah, the pitfalls of house purchase in Europe. I get so frustrated by a lot of these videos (not this one!) extolling the cheap houses, life-style etc etc in Spain, Portugal and Italy (where the bureaucracy is much worse!!!). Sadly, the bureaucrats running these depts are on another planet, and interpret the law depending on what side of bed they got up from. I'm in a similar situation (tax wise) in Italy. My parents passed away recently and me & my siblings were left the family house. As my job takes me all over the world, i've never owned a house. However, according to Italian law, the fact that i'm resident out of Italy means that this is classed as my 2nd home, so am having to pay extra taxes every year, as are my siblings. Anyway, good luck with the renovations. Don't let the bastards grind you down!🙃
Oh my goodness! That sounds like an ordeal! Sorry you're having to go through that.
That's crazy Nicole, sorry you had to go through that! Did you check the Cadastral Value in the "Nota Simple" before purchasing? Also there's no way I would have definitely contacted another lawyer who was more willing to help afterwards. Great that you shared this experience nevertheless so that people can be aware of things like this!
Thanks, Jonny! Yes, my attorney told me about it before we completed the purchase, but I opted to wait and appeal afterward because of the timeline we needed to be on. It wasn't worth losing the house to me. My attorney and his firm do a lot for me because of the business I have brought in for them with referrals. So, it's a little complicated, but I was definitely not happy about the way it was handled in my conversations with them.
Nicole are you referring to a property tax? 4600 euro ? or the 11% VAT they add on purchase ?
Good to hear this story, as an exemple of 'what can go different then one should expect'
Great tips-I hadn’t considered video references before
Thanks! Glad it was helpful! 🙂