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Professor Oak
เข้าร่วมเมื่อ 28 ก.พ. 2016
Welcome to my channel! Enjoy your time here.
The Best Simple Credit Card Setups
tbh you don't need that many cards. that's what I've learned collecting them all. today I'm showing you how I would do it if I could start over with the easiest possible setups. referrals to all the cards below:
Bilt Rewards: bilt.page/r/LDK6-YI80
AMEX Cards: shorturl.at/firD9
Capital One Cards: i.capitalone.com/JDdSL0CTx
Chase Cards: www.referyourchasecard.com/19q/TNK2WF8BF8
Transfer Partner Spreadsheet: docs.google.com/spreadsheets/d/1P7-Chh4lIGo369ljdsKZF7rmQ08sn-DJVaLN-jvpC6I/edit?usp=sharing
My Credit Card Tracker Spreadsheet: docs.google.com/spreadsheets/d/1wfLknOODvTsf4oqgFCm8HDbhYoiVujxXVgahEmCcZ5Q/edit?usp=sharing
AMEX Domestic Transfer Partners:
docs.google.com/spreadsheets/d/16RZXqLR7x2Ungofntfi8Lkeg9eoAcdQwHbL92F9bVkg/edit?usp=sharing
Capital One Transfer Partners:
docs.google.com/spreadsheets/d/1Hc80s_CcOvBkmg_B1OYZYSbfNhLzQIXklpPUCtpBLdI/edit?usp=sharing
Bilt Rewards: bilt.page/r/LDK6-YI80
AMEX Cards: shorturl.at/firD9
Capital One Cards: i.capitalone.com/JDdSL0CTx
Chase Cards: www.referyourchasecard.com/19q/TNK2WF8BF8
Transfer Partner Spreadsheet: docs.google.com/spreadsheets/d/1P7-Chh4lIGo369ljdsKZF7rmQ08sn-DJVaLN-jvpC6I/edit?usp=sharing
My Credit Card Tracker Spreadsheet: docs.google.com/spreadsheets/d/1wfLknOODvTsf4oqgFCm8HDbhYoiVujxXVgahEmCcZ5Q/edit?usp=sharing
AMEX Domestic Transfer Partners:
docs.google.com/spreadsheets/d/16RZXqLR7x2Ungofntfi8Lkeg9eoAcdQwHbL92F9bVkg/edit?usp=sharing
Capital One Transfer Partners:
docs.google.com/spreadsheets/d/1Hc80s_CcOvBkmg_B1OYZYSbfNhLzQIXklpPUCtpBLdI/edit?usp=sharing
มุมมอง: 2 733
วีดีโอ
My PRK/LASIK Recovery Experience After 6 Months
มุมมอง 507วันที่ผ่านมา
Just wanted to share my experience from PRK earlier this year now that I am fully recovered and have super laser vision oh yeah.
Good Business Credit Cards for Major Expenses
มุมมอง 40228 วันที่ผ่านมา
A few business cards that offer the best returns that I either have or considered for some major expenditure in the couple years. If you have a business don't forget to check your mail! Enjoy. I would recommend you do a search in an incognito offer first to see if you have a better sign up bonus offer, sometimes refreshing the page also changes the offer lol AMEX Referrals: shorturl.at/firD9 Ca...
How to Play Pokemon on Your iPhone or iPad
มุมมอง 4.2Kหลายเดือนก่อน
Well it literally does not get any easier. Less than a minute to start playing the OG Pokemon games. Enjoy
Profitability of my 3 Investment Properties in 3 Years
มุมมอง 1.1Kหลายเดือนก่อน
Just wanted to give you guys a breakdown of the short-term numbers on my real estate investing journey the past few years and my thoughts on whether or not its been worth it. Enjoy. Also there is a typo on the third financials, it should say property "3" but it says "2". Chapters: 00:00 Intro 01:47 First House 11:03 SF Condo 17:18 Second Rental 26:50 Recommendations and has it been worth it
My Completed Garage Loft Apartment
มุมมอง 2.5K3 หลายเดือนก่อน
Finally finished up the detached ADU on my property that I'm going to be living in above my garage. A little fast and furious action. Enjoy
Booking Domestic Delta Flights with Points and Miles
มุมมอง 3.5K5 หลายเดือนก่อน
Today I'm going over the best ways you to utilize your points and miles to book domestic Delta flights. The card currencies I'm considering for this use case are AMEX, Chase, Capital One, Bilt, and Citi. Enjoy. Partner Spreadsheet: docs.google.com/spreadsheets/d/1P7-Chh4lIGo369ljdsKZF7rmQ08sn-DJVaLN-jvpC6I/edit?usp=sharing
How to Deal with Carpenter Ants at Your Property
มุมมอง 8335 หลายเดือนก่อน
Just wanted to share with you guys how I was able to get rid of satellite colonies of carpenter ants and what actually worked to identify and solve the problem. Going to show you how exactly to place the bait to attract workers to take back to the colony and get rid of your problem for good.
Booking Domestic American Airlines Award Flights with Points
มุมมอง 1.8K5 หลายเดือนก่อน
Today I'm going over how I'd book a domestic American Airlines flight using credit card points and miles. Enjoy.
Best Ways to Use Points for Domestic Hawaii Flights
มุมมอง 2.4K6 หลายเดือนก่อน
Today we're looking at some ways to use your credit card points to book flights to Hawaii. Award seats are harder to find these days but there are still options that exist with the right search methods. Enjoy.
Booking Domestic United Flights with Credit Card Points
มุมมอง 3K6 หลายเดือนก่อน
Today I'm showing you all how to book domestic United flights using Capital One, Chase, or AMEX points and miles in real-time so you can see how I actually do it when searching for a flight service. The examples shown are with Air Canada, Avianca, Singapore, Turkish, and MileagePlus. Enjoy.
Buying My 3rd Investment Property in 3 Years
มุมมอง 9957 หลายเดือนก่อน
Update on the real estate investing journey and what I've been up to the last few months. Enjoy.
My Review of the Capital One Venture X in 2024
มุมมอง 13K10 หลายเดือนก่อน
Today I'm going over the Venture X in depth with a comprehensive review of the card's benefits, comparison to the AMEX Platinum and Chase Sapphire Reserve, and ways to utilize the card's benefits as well as those Capital One Miles. With Capital One acquiring Discover, I'd expect it to compete even more closely with the other frontrunners in the premium travel card arena. Capital One Venture X R...
Day in My Life in the Army Reserve
มุมมอง 3.5K11 หลายเดือนก่อน
it's been a while so enjoy the vlog. any comments about the location will be promptly deleted lol
My Review of the Chase Sapphire Reserve
มุมมอง 9Kปีที่แล้ว
Today I'm going over the comprehensive list of benefits the Chase Sapphire Reserve offers and some of the key differences that distinguish their offering from the AMEX Platinum and Venture X. Additionally, we are taking a look at the reasons the CSR may be a great choice among the competition even compared to the Chase Sapphire Preferred when Ultimate Rewards are used for best value. Enjoy. Cha...
Best Way to Redeem Chase Ultimate Rewards for Domestic Flights
มุมมอง 3.9Kปีที่แล้ว
Best Way to Redeem Chase Ultimate Rewards for Domestic Flights
How to Transfer AMEX Points Step by Step
มุมมอง 10Kปีที่แล้ว
How to Transfer AMEX Points Step by Step
Best Ways to Transfer AMEX Points for Domestic Flights
มุมมอง 11Kปีที่แล้ว
Best Ways to Transfer AMEX Points for Domestic Flights
How to Transfer Capital One Miles Step by Step
มุมมอง 7Kปีที่แล้ว
How to Transfer Capital One Miles Step by Step
How to Book Awards on Turkish Miles&Smiles
มุมมอง 18Kปีที่แล้ว
How to Book Awards on Turkish Miles&Smiles
Best Ways to Use Capital One Miles for Domestic Flights
มุมมอง 40Kปีที่แล้ว
Best Ways to Use Capital One Miles for Domestic Flights
How to Upgrade Your Capital One Venture to the Venture X
มุมมอง 6Kปีที่แล้ว
How to Upgrade Your Capital One Venture to the Venture X
The Top 7 High Yield Interest Accounts for Savings
มุมมอง 335ปีที่แล้ว
The Top 7 High Yield Interest Accounts for Savings
My Shoulder Injury Recovery/Rehab Routine
มุมมอง 220ปีที่แล้ว
My Shoulder Injury Recovery/Rehab Routine
How to Increase Your Credit Limit on AMEX, Chase, and Capital One Cards
มุมมอง 1.2Kปีที่แล้ว
How to Increase Your Credit Limit on AMEX, Chase, and Capital One Cards
How to Use the AMEX Airline Fee Credit to Buy Flights
มุมมอง 15Kปีที่แล้ว
How to Use the AMEX Airline Fee Credit to Buy Flights
Balancing the Army Reserve with a Civilian Career
มุมมอง 20Kปีที่แล้ว
Balancing the Army Reserve with a Civilian Career
My 3 card setup is Vx, Savor One, and US Bank Shoppers card. We are Walmart/Amazon patrons so the 6% back on those is sweet. Not to mention 3% on utilities.
لللبيع ماعي هلي ومب علاعب معنتي نعل هم حذب خرثن هينن فتشربقري ن٧ العمين هري
Well said. About the bad apples being in charge that’s why I didn’t want to go active anymore
I can’t hear the game I tried redownloading it but still can’t hear got any fixes
This is definitely a new and unique setup. Usually people recommend a trifecta of cards from the same bank, or they recommend the Amex Gold Card for 4x groceries and 4x restaurants, with the Citi Custom Cash Card for 5x gas stations, with the Capital One Venture X for 2x everything else, plus the travel benefits.
🤝
Is this still applicable a year later?
yup!
Once I saw the thumbnail I was like " that's the setup I use 🥹😂" Loved the video
I use the VX as my catch all, bilt for rent and food and the savor for all the other categories that have 3%
Great video! Last year, I got into credit cards and added the VX, Bilt, and Savor to my core setup in that order. My first anniversary miles credit for the VX should arrive in my account next week!
Nice! I'd definitely go that route if I could do a reset
Is there any way to avoid hard inquiries for a new card? If not, how did you manage the hard inquiries with so many cards? Just curious
As I mentioned, AMEX doesn't do hard pulls for subsequent applications of the same card class (charge card or credit card), but my first card I got almost 10 years ago now, so they're pretty spread apart. They really haven't had much negative effect, considering I've also had a few mortgages over the last few years doing real estate and those were also hard inquiries.
@ So the credit cards don’t affect your ability to get mortgages ?
My 3 card setup is savor card, citi double cash catch all card and bilt card for rent 5 transactions every starting month 😅
That's great, and all with no annual fee
What is your favorite way to redeem Capital One miles? Great video btw!
I have a few videos on my thoughts about it, but without a doubt transferring C1 miles is the way. Personally I use them for a lot of domestic flights through Star Alliance or Oneworld partners
bank of america premium rewards elite for the one card set up!
Personally I wouldn't go for it considering their rewards points are capped at 1 CPP, and they don't have any transfer partners. Plus the annual fee at $550 makes it as expensive as the CSR, and Chase has by far the more flexible $300 travel credit
Did you say no hard pill for additional Amex products? I have the preferred and thought about adding the everyday since free and has 3% online purchase rewards
Generally the consensus is AMEX does one hard pull for charge cards, and one for credit cards, and subsequent apps they just use your existing credit history with them to decide on approvals. Unofficially, for your use case there shouldn't be a hard pull
@ I got a message stating since I had the preferred card I would not qualify to get everyday sign on rewards?
@ I got a message stating since I had the preferred card I would not qualify to get everyday sign on rewards?
The CSP & CP1 X are my next cards in my portfolio
Nice
Capital one has limited pirotry pass from unlimited to 2😢 people
Right, you can bring two guests which I think is pretty good, and kids under two are free
I set up my P2 with the Cap 1 duo. Easy for her to optimize only two cards, easy for me to remember to use just the one $300 coupon for her setup. I personally churn but value Chase points highly because, y’know, Hyatt. I play an upgrade/downgrade game with the Sapphire cards.
Nice. Yeah the transfer from UR to Hyatt is definitely OP, probably the best justification of playing the 5/24
Venture X has far exceeded my expectations
It's definitely my fav
"It certainly didn't make me smile using there website"....So much truth in that statement. Cheers! I subscribed immediately after that comment. Great job!
Newbie here. Also, can I get a copy of your spreadsheets?
You bet, I just added them to the video description
@@realprofessoroak Thanks partner :) gonna apply for some card on your links. Man, the CSR is soooo expensive.
Awesome, and yeah although it's easier to justify than the Platinum with a basic travel use case with the flexible $300 credit, you would need to get a decent bit of use out of the 50% point redemption and point multipliers for it to really make sense just considering the annual fee
How long did you sign your contract?
I got PRK surgery last year. Recovery was painful at first and long, but it is so so worth it. I have been recommending everyone with glasses to get the surgery. I love that I don't have to worry about wearing glasses for everything, especially first thing in the morning. It is painful only when they put that clamp on your eyeball for surgery. After surgery, small particles of old removed cornea stayed in the eyes and it was very very painful to close or open the eyes. It got better in few days and then it was only kept getting better. Vision doesn't get perfect right away, it take months for it to be near perfect. However, i didn't need glasses or anything right after the surgery. Now, i can't even properly remember what it was like living with glasses, only thing i remember now is feeling bad and unable to do a lot of things properly. I 110% recommend getting this done if you can't see clearly without glasses. I used to even have trouble seeing faces of person standing right infront of me when talking, without glasses and my eyesight wasn't even as bad as many other people i know, only 3.5 or so.
Just a quick question, is it possible that delta is not available in Italy? Cause I got the latest update on my phone but I still can’t find it on the App Store :(
hmm it seems there may be an issue with the Delta app being available on the app store in Europe. hopefully Apple will add it but you could also try downloading Delta from the AltStore for iOS
Newbie here! 🙋♀️ I need help booking Aug 2025 flights from DSM to LHR for 4 people using my Capital One V miles. Any help you can give me would be SO appreciated!!
1/3/2025 - travel bank still triggers!!!!! I made purchase 12/29/2024, it posted 12/31/2024 and received credit 1/3/2025. Charge must be posted/processed on or before 12/31 to get that year credit
How old are you brother +1 subscriber from my side😊
I am glad you recovered. I had surface ablation surgery (mostly the same as LASIK) done to my eyes 1 year ago to correct myopia. I had about -6.5 in each eye before surgery and wore thick glasses all my life. I recovered in 45-50 days. I no longer have that stinging sensation I had for the first 6 months whenever I would blink my eyes tightly. I got it done especially because I was joining martial arts but also because I wanted to look better. Best decision ever.
My dumb ass clicked on this thinking PRK stood for People's Republic of Korea.
😭😭😭 comment of the year
I had photorefractive keratectomy (PRK) at Blanchfield Army Community Hospital in Ft. Campbell, KY on Dec 6, 2006. They told me PRK “has fewer complications but more discomfort than LASIK.” They told me before they started that I would feel a LITTLE pressure. It is weird to describe. There was no pain but I felt like the pressure would make my eyes would burst. It felt like my eyeballs had been pulled out with the nerves left intact and elephants were trampling them (but again, no pain). Then the laser did its thing and it smelled bad but when they poured water in my eyes afterward, it was the clearest I've ever seen. Any itching, I'd take eye drops. They gave me Percocet for the next four days but I took half the dose they said for two days and then stopped. I just used more eye drops. I learned quickly that when it started itching, if I didn't hydrate my eyes, it would be painful in 10-15 minutes so the only pain was right when I woke up There wasn't much pain afterward except from itching and eye drops took care of that. I had a sunglasses-as-needed-for-comfort-for-six-months profile, which irked my platoon sergeant so much. 15/10 would recommend. I wore glasses from when I was four years old until I was almost 23. Now I'm 41 and my vision isn't quite as good as it was a year after the surgery but it's still so much better than it was before the surgery
How come the awardhacker website does not show Turkish airlines miles which is the lowest of all shown? In such situation, we wouldn't know to look for Turkish airlines and get the JFK to LAX flight for 7500 miles only. Also, I am looking for a flight from which is roughly 7500 miles one way. On awardhacker, Cathay pacific shows 42k miles but when I go to its website, it shows me 47k miles plus 2.5k HKD charges(tax, fees and surchages). Am I missing something?
Nice job Professor Oak! Very comprehensive review with visuals.
I have the delta platinum.. the biggest incentive is the companion certificate but with the reserve is the sky lounge and the seat upgrades. Is it true you need to book first class to use the sky lounge?
If I’m paying $95 AF got a Venture that was PC’ed then it should be metal. Not plastic. F*** Capital One
Excellent video!
Thanks!
For the Amex business gold card it sounded like groceries and auto related coded as the restaurant and gas category for you. If that's the case the business gold is a work horse card!
Yep it definitely works out well for the two 4x spend categories that way!
Anyone else having issues with the sound playing? I tried downloading crystal and the sound doesn’t work
Thank you some much, now im able to play HeartGold and other pokemon games that i havent played in a long time!!! 💙
you're welcome!
The smile on this man when it loaded up almost brought a tear to my eye😂
🤣 what can I say I was excited
I can tell you lean more toward the military. Best of luck. Consider the fbi if you’re under 37
Hey man, i’m trying to find delta on the app store and i can’t seem to find it. I also got the latest update on my phone. Can you check if the app is still in the app store?
For me is there
probably different region
yep, it still shows up for me. it might not be available in every region for some reason though
That deadlift would not have counted. You didnt control it on the way down on the first rep and you redid your grip before that last one. Just one of this is a No-Go.
Do you know why i can't find delta in my app store ( i'm on iphone 11 )??
pretty sure the delta app works on iOS 14 and later so as long as you're updated it should show up?
I love the Venture, I was offered an upgrade from Quicksilver to Venture. So I took it and they waived the $95 annual fee. I’ve had the quicksilver since 2018 and I have the Savor one now call the savor.
How does the save function work?
you save the game just as you normally would in-game, and it stay in that version of the ROM in your emulator. the emulator itself also has a save state option that you can use
you are in the USA ARMY
venture x is hella underrated compared to amex plat and chase reserve. great video
may i know how much does it cost one way trip stanbul to france
Works for me as well. In my case is United.
Hey man, I have a quick question with your MOS?
It feels like you have to wait for a crash and then buy properties. With the way inflation is going you should see a nice increase in equity and that's where the real money is. Everything else is balancing leverage.
It would be nice if the CSR also provided hotel status. While not useful stateside, it would be really handy traveling overseas.