Luis Moreno Think Medicare Think ACA
Luis Moreno Think Medicare Think ACA
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Unlock Your Lead Generation: Get Proven Strategies for Success with Our Limited-Time Promotion!
Here is the link to purchase the course:
makingsocialwaves.com/p/insurance-click-to-close?affcode=1376618_bylho_cs
Want to get setup to sell ACA: Email me: Luis@360insurancegroup.com
________________________________________________________________________
🤩🤩I have a course that will teach you how to get into the ACA game. 💰💰
simplyhealthinsurance.thinkific.com/
This is what you will learn.
1. How to get started
2. How much money can you make
3. How to get contracted
4. How to get certified
5. How to setup the quote and enrollment engine
6. How to manage your book of business
7. How to cross sell Dental and Vision
8. How to cross sell Indemnity plans
9. I’ll show you how to package all this into one product
10. And, you get my ACA Smartbook in English and Spanish. A must have in this business. I update it every year and you will get lifetime updates to the book.
11. And more .…
_________________________________________________________________________
🤩🤩I have a Medicare and ACA Smartbook. The downloadable PDF is in both English and Spanish. This is a guide that you will use day in and day out in your course of business. It's your handbook and/or checklist. I use these Smartbooks all the time. 💰💰
simplyhealthinsurance.thinkific.com/
_________________________________________________________________________
🤩🤩I use Agent CRM as my marketing and retention CRM: use this link to get a 14 day free trial:
www.agent-crm.com/luis-moreno
When you use my link, you will get the following assets that I currently use:
✅ 1. Opportunities or Pipeline: ACA & Medicare
✅ 2. Workflow automation: ACA and Medicare Workflow for Agents Using Facebook
✅ 3. Email Templates: ACA and Medicare Email Templates
✅ 4. Medicare Workflows: Facebook Ad Warm Up Leads, MAPD AEP Reminder, FE BOB x-sell to Medicare, Turning 65 (New to Medicare), and many more!!
✅ 5. ACA Workflows: Facebook Ad Warm Up Lead, X-selling other lines (D/V & Indemnity), and many more!!
_________________________________________________________________________
🛒 Grab Your Medicare Marketing Pack Here: marketingpack.online/
🚀 Unlock Your Success for 2025 AEP! 🚀
What's Inside? 🎁
✨ The Secret Sauce for Ads that Convert
🎯 Compliant Marketing Strategies
💰 Workflows that Cashflow
🛡️ Protect Your Clients from Big Call Centers
I want to share an update regarding my availability and support for our team. As you know, managing a large agency with over 10,000 policies in force, along with conducting dedicated training sessions for ACA and Medicare, keeps me exceptionally busy. Balancing these responsibilities with providing real-time support to agents in the field has proven challenging.
Understanding that time is a critical resource for everyone, I have implemented a new system to better manage the high volume of daily one-on-one appointment requests. I have set aside dedicated time slots to ensure I can give each of you my full attention and the highest quality support.
With 25 years of experience in this industry, I am committed to sharing my knowledge and strategies to help you succeed. Additionally, I have compiled a folder of resources that I believe will be beneficial to you, which I will share during our sessions.
To book a one-on-one appointment with me, please use the links below:
- **30-minute session: $74.99**
(simplyhealthinsurance.thinkific.com/courses/copy-of-30-minute-private-session)
- **60-minute session: $129.99**
(simplyhealthinsurance.thinkific.com/courses/1-on-1-with-luis-moreno-himself)
Thank you for your understanding and cooperation. I look forward to assisting you and helping you achieve your goals.
#ACA #Agenttraining #Obamacare
Luis Moreno
luis@360insurancegroup.com
มุมมอง: 221

วีดีโอ

Take Control of Your Own Leads: Proven Strategies for Success!
มุมมอง 511วันที่ผ่านมา
Want to get setup to sell ACA: Email me: Luis@360insurancegroup.com Here is the link to purchase the course: makingsocialwaves.com/p/insurance-click-to-close?affcode=1376618_bylho_cs Are you tired of relying on third-party sources for your leads? In this video, I'll show you how to take control of your own leads and maximize your success in the Medicare and ACA markets. Learn actionable strateg...
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Agent Question: Can You Really Make $5K Selling ACA ("Obamacare")?
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Ultimate Commission Tracking for ACA, Medicare, & Life Insurance with AgencyComp!!
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THIS IS THE ANSWER To Your Requests: Agent Email About FB Ad's
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12 hour FFM Integration
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This Is The RIGHT WAY To Collect Consent & Confirmation
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Agent Questions: Should I START SELLING ACA Now or Later?
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THIS is how FAST I ENROLL My ACA Clients
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CMS Goes DARK July 12th
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Struggling with ACA "Obamacare" Retention? The Problem Might Be You or Your Leads!
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ความคิดเห็น

  • @user-ms8vi2hk1o
    @user-ms8vi2hk1o 15 ชั่วโมงที่ผ่านมา

    How much do the workflows cost per month for the automated texts and phone calls you make from the CRM?

  • @amandabready8695
    @amandabready8695 19 ชั่วโมงที่ผ่านมา

    Great information thanks. you got it

  • @thinkmedicarethinkaca
    @thinkmedicarethinkaca 19 ชั่วโมงที่ผ่านมา

    Here is the to Agent CRM: www.agent-crm.com/luis-moreno and the full video: th-cam.com/users/liveUw_8uHp2r_w?si=xtWE40td-MibXs8s

  • @sloppyjoespizzaandmore3900
    @sloppyjoespizzaandmore3900 20 ชั่วโมงที่ผ่านมา

    Are you under Messer?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 20 ชั่วโมงที่ผ่านมา

      Yes, we are!!

    • @sloppyjoespizzaandmore3900
      @sloppyjoespizzaandmore3900 20 ชั่วโมงที่ผ่านมา

      Amazing, I'm looking for an upline I will send you an email.

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 19 ชั่วโมงที่ผ่านมา

      @@sloppyjoespizzaandmore3900 Great: luis@360insurancegroup.com

  • @gustavoparra2992
    @gustavoparra2992 21 ชั่วโมงที่ผ่านมา

    For Medicare- how do I determine which ins companies to use in counties outside of my home county area?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 20 ชั่วโมงที่ผ่านมา

      carrier enrollment tools, you can search plans there

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 20 ชั่วโมงที่ผ่านมา

      I just thought of this, Goto www.medicare.gov and you can search plans there

  • @ziyanedits_
    @ziyanedits_ 22 ชั่วโมงที่ผ่านมา

    I have been leveraging Mystrika for my cold email campaigns, and I cannot recommend it enough. The A/B testing feature has helped me optimize my messages significantly. Plus, the community support has been invaluable as I navigated through the learning curve. Anyone interested in cold emailing should definitely explore this option.

  • @AD_DJ652
    @AD_DJ652 22 ชั่วโมงที่ผ่านมา

    Cold emailing can seem daunting, but with the right tools, it is a whole different ball game. I started using Do You Mail a few months ago, and I gotta say, unlimited sending from unlimited domains has changed everything for me. Plus, the automatic DNS setup saved me loads of hassle. Seriously, if you are serious about scaling up, you should try it out.

  • @VishalKumar__2006
    @VishalKumar__2006 22 ชั่วโมงที่ผ่านมา

    Filter Bounce has been a lifesaver in my cold emailing efforts. Their accurate email verification keeps my campaigns running smoothly. Just last week, I realized I was reaching out to outdated addresses, but their service kept my bounce rate in check. If you want to keep an eye on your email quality, this tool is a must-try!

  • @saikumarreddy3308
    @saikumarreddy3308 22 ชั่วโมงที่ผ่านมา

    I was skeptical about cold emailing at first, but I have been using Mystrika, and wow, what a difference! The user-friendly interface made setting everything up a breeze. And with the high-quality email warmup in multiple languages, it is perfect for my international outreach. If you have not tried it yet, you are missing out!

  • @panthadisathish6456
    @panthadisathish6456 22 ชั่วโมงที่ผ่านมา

    I recently transitioned to Do You Mail and it is been a great move for my projects. The scalability is impressive and the dedicated IPs ensure my reputation stays intact. The cost is reasonable too, especially for what you are getting. If you are looking for something reliable, definitely consider giving it a go.

  • @thilaga8091
    @thilaga8091 22 ชั่วโมงที่ผ่านมา

    I have been leveraging Mystrika for my cold email campaigns, and I cannot recommend it enough. The A/B testing feature has helped me optimize my messages significantly. Plus, the community support has been invaluable as I navigated through the learning curve. Anyone interested in cold emailing should definitely explore this option.

  • @user-gd3fe6lj4g
    @user-gd3fe6lj4g 22 ชั่วโมงที่ผ่านมา

    Just wanted to chime in about my experience with Do You Mail. After testing a few other platforms, I found their email deliverability to be top-notch. The automatic SPF and DKIM DNS configuration took a weight off my shoulders. If you want a reliable tool to enhance your cold emailing, you should definitely check it out!

  • @ZaidKhan-vm9si
    @ZaidKhan-vm9si 22 ชั่วโมงที่ผ่านมา

    I took a chance on Do You Mail a while back, and it is been a total game changer. The ease of creating new email IDs is fantastic, and the high delivery rates have really impressed me. It is a cost-effective choice that is worth your while. If you are serious about cold emailing, give it a shot!

  • @montubaman
    @montubaman 22 ชั่วโมงที่ผ่านมา

    Filter Bounce has been a lifesaver in my cold emailing efforts. Their accurate email verification keeps my campaigns running smoothly. Just last week, I realized I was reaching out to outdated addresses, but their service kept my bounce rate in check. If you want to keep an eye on your email quality, this tool is a must-try!

  • @sujathagayathri618
    @sujathagayathri618 22 ชั่วโมงที่ผ่านมา

    I recently transitioned to Do You Mail and it is been a great move for my projects. The scalability is impressive and the dedicated IPs ensure my reputation stays intact. The cost is reasonable too, especially for what you are getting. If you are looking for something reliable, definitely consider giving it a go.

  • @EveII-x3w
    @EveII-x3w 22 ชั่วโมงที่ผ่านมา

    Doyle Flats

  • @josemendiola371
    @josemendiola371 2 วันที่ผ่านมา

    Hi, I completed my FFM training 08/30 I received my certificate and I forgot to sign all the forms in my CMS. I just signed them. But I am still not able to integrate to my health Sherpa. What do you think the problem could be? Does it take a few days to update?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 2 วันที่ผ่านมา

      I don't know what forms your mentioning that CMS needs. Let me know. Once you certify, it does take a few dates to populate your info over to the website where your NPN is validated

  • @carolinaherrera798
    @carolinaherrera798 2 วันที่ผ่านมา

    Awesome 🎉 You mentioned that you spend $1,500 per month ($50/day) outside of ACA enrollment period. Is that $1,500/mo per agent? How many enrollments do you normally get with $1,500/month? Not just leads, but how many enrollments do you normally expect for the month with that?

  • @timothy1008
    @timothy1008 3 วันที่ผ่านมา

    This looks like an amazing course. Exactly what we're looking for. Question: do you teach how to create ads that convert? It seems like the technical side is what the course covers, but what about the content of the ad like picture, text or video?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 2 วันที่ผ่านมา

      Shauna, will teach you how to run ads. I add a portion on how to get the leads into Agent CRM so that a workflow begins to warm up the lead and then connects you within minutes to that lead

  • @CoreyGervais
    @CoreyGervais 3 วันที่ผ่านมา

    Do you recommend this over Marketing+ from AgentCRM?

  • @availablemonkeytime6882
    @availablemonkeytime6882 4 วันที่ผ่านมา

    Smart book is solid!!!

  • @user-wl4ds3pe1x
    @user-wl4ds3pe1x 4 วันที่ผ่านมา

    excelente

  • @user-wl4ds3pe1x
    @user-wl4ds3pe1x 4 วันที่ผ่านมา

    quiero la informacion

  • @JustAskChar
    @JustAskChar 5 วันที่ผ่านมา

    19:20 Can't send the link anymore. :(

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 4 วันที่ผ่านมา

      that's correct. It is no longer an option

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 4 วันที่ผ่านมา

      Now , I wonder how they are going to handle the volume of calls during OEP

    • @charwillie1
      @charwillie1 4 วันที่ผ่านมา

      @@thinkmedicarethinkaca I’ve asked CMS directly and they gave me the “Corporate” answer privately in the Zoom meeting two weeks ago! “They ramp up during Open Enrollment so it should be no problem.”

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 4 วันที่ผ่านมา

      @@charwillie1 I hope so!!

  • @adrianlopez-i5m
    @adrianlopez-i5m 6 วันที่ผ่านมา

    What's your email? I have several questions.

  • @lalthapa4258
    @lalthapa4258 6 วันที่ผ่านมา

    Hey Luis, I have a client on visiting visa, and want apply for health coverage with financial assistance. Do you have any idea, how can I apply and get financial assistance . You will be appreciated for assistance

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 4 วันที่ผ่านมา

      assuming they visa they have is eligible, you would process the app like a normal app.

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 4 วันที่ผ่านมา

      They would have to meet the household size and Income requirements to qualify for subsidy and CSRs

  • @VegasJohn90210
    @VegasJohn90210 6 วันที่ผ่านมา

    Luis, I saw another thing you did with Oscar. I wan to buy one when I get paid in 2 weeks. Is this one better or the other one better?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 4 วันที่ผ่านมา

      they are different. The one with Oscar and Alex is a package based around Medicare. This course teaches you how to advertise on social media. No specific product, but I have used it to focus on my ACA

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 4 วันที่ผ่านมา

      Make sure to use my link: makingsocialwaves.com/p/insurance-click-to-close?affcode=1376618_bylho_cs

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 4 วันที่ผ่านมา

      its $997 right now till Sept 6th

  • @brianmullen2383
    @brianmullen2383 6 วันที่ผ่านมา

    When you started as an Individual, ( which I did too), then opened a LLC or Corp, ( which I did too), didn't they transfer your Individual book to the LLC? Why do you still get checks in your Individual name? All mine in still Individual, but I want to move that book over to my S-Corp. is that possible. BTW luckily I am only working in CA right now, but want to expand. Thanks Luis!

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 4 วันที่ผ่านมา

      they did not. I get 2 checks from the same carrier. One for business in my individual name and another for new business under my LLC.

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 4 วันที่ผ่านมา

      As far as an S-corp, that's a tax filing status. Best to talk to your tax preparer about this

  • @thinkmedicarethinkaca
    @thinkmedicarethinkaca 6 วันที่ผ่านมา

    Here is the link to the TH-cam Live recording: th-cam.com/users/liveJjW8EE5XjAw

  • @thinkmedicarethinkaca
    @thinkmedicarethinkaca 6 วันที่ผ่านมา

    Here is the link to the TH-cam Live recording: th-cam.com/users/liveJjW8EE5XjAw

  • @thinkmedicarethinkaca
    @thinkmedicarethinkaca 6 วันที่ผ่านมา

    Here is the link to the TH-cam Live recording: th-cam.com/users/liveJjW8EE5XjAw

  • @thinkmedicarethinkaca
    @thinkmedicarethinkaca 6 วันที่ผ่านมา

    Here is the link to purchase the ACA and/or Medicare Smartbook: simplyhealthinsurance.thinkific.com/

  • @brianmullen2383
    @brianmullen2383 7 วันที่ผ่านมา

    What carrier do you recommend for a good Vision plan?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 6 วันที่ผ่านมา

      Ameritas has 2 vision plans. 1 uses the Eye Med Network and the other uses VSP.

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 6 วันที่ผ่านมา

      If you don't have a contract with Ameritas, let me know. Ill send you contracting. email me: luis@360insurancegroup.com

  • @brianmullen2383
    @brianmullen2383 7 วันที่ผ่านมา

    In CA, "Covered CA", it only takes 3 minutes to do a, "Delegation" to become someone's assigned agent. I guess other states are more difficult?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 6 วันที่ผ่านมา

      Very interesting. I don’t sell a California, but that’s good to know. Is that delegation done verbally or online?

  • @elnoramarshall9613
    @elnoramarshall9613 7 วันที่ผ่านมา

    Take control

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 6 วันที่ผ่านมา

      100%. all day long

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 6 วันที่ผ่านมา

      These lead vendors have great sales people. They are constantly calling and try to sell leads. IF the leads were so great, agents would seek them out

  • @nikeairmj2010
    @nikeairmj2010 7 วันที่ผ่านมา

    Luis, you keep referring to “my agents” can you elaborate on this? Are you actively hiring people and becoming an up line?I would love to learn more

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 7 วันที่ผ่านมา

      Yes. My agents are independent agents who have contracted with me as their Upline.

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 7 วันที่ผ่านมา

      I would love to be your Upline and support you. We can both grow together. Are you already contracted?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 7 วันที่ผ่านมา

      Do you have Ameritas D/V? How about Allstate Health Solutuons?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 7 วันที่ผ่านมา

      Do you have Ameritas D/V? How about Allstate Health Solutions?

    • @nikeairmj2010
      @nikeairmj2010 7 วันที่ผ่านมา

      @@thinkmedicarethinkaca I am contracted with all the big carriers in about 14-16 states since I am currently with a telesales/call center agency. I do not have Ameritas contract or all state but I have sold tons of Ameritas plans before. I would love to learn more though about how we can help eachother

  • @user-ms8vi2hk1o
    @user-ms8vi2hk1o 7 วันที่ผ่านมา

    during open enrollment if you obtain a client that an agent last year(2024), do you have to get on a call with health sherpa to enroll them for 2025 or is open enrollment different?

  • @arinachernikova4378
    @arinachernikova4378 7 วันที่ผ่านมา

    Hi Luis, do you have automation for onboarding new clients? ACA

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 7 วันที่ผ่านมา

      Hell yeah I do.

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 7 วันที่ผ่านมา

      I have it built into Agent CRM. When we enroll someone, we choose the carrier that they were enrolled with. Once the correct carrier is selected, the appropriate workflow starts.

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 7 วันที่ผ่านมา

      Do you have a CRM that you are using?

  • @icie4u
    @icie4u 8 วันที่ผ่านมา

    Why the heck are the parents not claiming him as the second type of dependent called a dependent relative on their taxes if he is living with them year round and they pay for over half his living expenses and he has no income?!

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 6 วันที่ผ่านมา

      I agree. thats why a good tax preparer is important

  • @anirudhdhir7907
    @anirudhdhir7907 8 วันที่ผ่านมา

    Take control

  • @MrSoy69
    @MrSoy69 8 วันที่ผ่านมา

    Speaking on the mic turn off turn on button instead of the actual mic💀

  • @user-yd5ql6mf2o
    @user-yd5ql6mf2o 9 วันที่ผ่านมา

    Luis have you seen the new changes for 3 way calls with cms?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 9 วันที่ผ่านมา

      Yes. It’s a time suck.

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 9 วันที่ผ่านมา

      I have no idea how they are going to handle to volume during OEP

    • @user-yd5ql6mf2o
      @user-yd5ql6mf2o 9 วันที่ผ่านมา

      @@thinkmedicarethinkaca But what about how it stops fraud? Isn't it a good thing in that way?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 9 วันที่ผ่านมา

      @@user-yd5ql6mf2o it stops it because most of what was happening was without the insured consent. Those rat agents were just collecting name and DOB and processing AORs changes or moving them to another plan with their knowledge

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 9 วันที่ผ่านมา

      @@user-yd5ql6mf2o now they need the insured on the phone.

  • @Beauty-and-TheTrucker
    @Beauty-and-TheTrucker 10 วันที่ผ่านมา

    Greeting Luis, I am currently with David Duford, who also recommended you if I want to start selling Health Insurance. How can I get your contact information to have a conversation.

  • @fernandodacosta3598
    @fernandodacosta3598 10 วันที่ผ่านมา

    Copy and pictures are provided in the course? Or you have to create your own ?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 10 วันที่ผ่านมา

      Here is the link: makingsocialwaves.com/p/insurance-click-to-close?affcode=1376618_bylho_cs

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 10 วันที่ผ่านมา

      she shows you where you can view other ACA ads so that you can create your own ad copy

  • @asadsheikh123
    @asadsheikh123 10 วันที่ผ่านมา

    I dont find the link for Shawnna course , Please share

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 10 วันที่ผ่านมา

      Here you go: makingsocialwaves.com/p/insurance-click-to-close?affcode=1376618_bylho_cs

  • @Steve-wz5pz
    @Steve-wz5pz 10 วันที่ผ่านมา

    Seems MUCH more fired up by leads than by helping people.

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 10 วันที่ผ่านมา

      No idea what you mean . But I fired up by both, getting leads and helping people. That's why ACA book is close to 5000 heads with over 90% retention. If all I cared about was getting leads and not helping people, my book would not be the size that it is.

  • @nikeairmj2010
    @nikeairmj2010 10 วันที่ผ่านมา

    Do you do zoom calls or just phone calls?

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 10 วันที่ผ่านมา

      I do phone calls. We will be trying to set up zooms in 2025. Agent CRM now has a zoom like feature in it that will help us do this more easily

  • @127CMoney
    @127CMoney 11 วันที่ผ่านมา

    You we run campaigns in Spanish?

  • @Onetimefor
    @Onetimefor 11 วันที่ผ่านมา

    hey luis just wanna say your the best,i am a new agent and work for a company,can u explain the OEP bonus thru marketplace.If i enroll 300 people by 1/1/2025 during OEP will i recieve a commission come July or is that my companys, i do know they must stay on for at least 3 months and also understand PMPM

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 11 วันที่ผ่านมา

      if you work for an entity, and are employed by them and you get paid a salary or hourly wage, they may be getting the monthly commissions and the annual bonuses. It depends on how your are set up

    • @Onetimefor
      @Onetimefor 11 วันที่ผ่านมา

      @@thinkmedicarethinkaca thanks,and thank you for all you do.

    • @thinkmedicarethinkaca
      @thinkmedicarethinkaca 11 วันที่ผ่านมา

      @@Onetimefor your welcome

    • @Onetimefor
      @Onetimefor 11 วันที่ผ่านมา

      @@thinkmedicarethinkaca hey another quick question,so the annual bonus paid out in july is that just from marketplace ?And then the carriers are seperate?

    • @Onetimefor
      @Onetimefor 11 วันที่ผ่านมา

      in other words if they stay just on a aca plan for those 3 months is there a bonus?

  • @MichaelEdward-ed1kx
    @MichaelEdward-ed1kx 11 วันที่ผ่านมา

    Thnaks for sharing this. Really helpful