most precious asset that everybody possesses is time. each second contribute to make a minute, hour, day and life. value your every moment and you will end up in valuing your life. it takes a moment to decide and choose the goals of your life. it needs few years of hardwork to initially and gradually hardwork starts paying off which eventually helps you to produce far better results with each passing day till the point when you get exponential results. So it's your choice. either keep scrolling down instagram and tiktok or utilise that time to learn something that will pay you in future.
2nd most precious asset that every has is money. irrespective of its abundance or shortage, of money, smart utilisation of money can produce far better results. Rich dad poor dad is a famous book. authors writes that each dollar you hold is your workforce. if you deploy your workforce properly it will start working and earning for you which will result in more workforce. eventually with each repeating cycle you get more and more workforce that start making you Rich. This is how Rich people get Rich. because Rich people don't work for money instead money works for Rich.
so it's your choice either buy Netflix subscription to waste your time or a self development book that will help you in yourself development that will eventually pay you.